PODCAST · business
The Rest is Retirement
by Eric
In this podcast we talk about achieving a happy and successful retirement by suggesting habits to abandon. We highlight the importance of prioritizing health, valuing time, and controlling spending. We emphasise the need to stop worrying about things that are beyond our control, avoid negative influences, and avoid over-supporting adult children. Furthermore, we encourage authenticity and embracing one's true self, while letting go of past regrets. We encourages readers to focus on living in the present and looking forward to a promising future.
Episodes
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What to do if you have NO retirement savings in your 60s
If you have no retirement savings in your 60s, you can still navigate the tax and state pension systems effectively. See the video at https://youtu.be/rQCMT-VLrIc Many people reaching their 60s without a private pension fear they have run out of options. This breakdown clarifies the reality of…
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Is this the way to beat tax?
Learn how to work in the UK while paying no income tax or national insurance by using salary sacrifice strategies. This video https://youtu.be/uBX0UUi6qAc breaks down the mechanics of reducing your taxable salary to build a tax-free pension. If you are looking to optimise your take-home pay while...
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Is a new passport tax coming?
Is a new UK passport tax plan threatening your financial future? Learn why this policy could be disastrous for UK retirement. This video https://youtu.be/9ulUolPIYgY examines the potential implications of a passport taxation system currently being debated by UK think tanks and politicians. We...
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Six habits to make or break a retirement
Discover the essential retirement habits that turn your golden years into a time of genuine purpose and daily satisfaction. Retirement is often sold as a permanent holiday, but without structure, it can quickly lead to boredom or stagnation. This video examines the practical routines that help…
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Why Your Current Emergency Fund Won't Save You in Retirement
Download the Companion Notes to The Retirement Course https://ko-fi.com/s/0cba536c01 Direct links to each part of the course are shown below: 01 Your Retirement Vision - https://youtu.be/0fpNLnnIMJQ 02 Retirement Milestones - https://youtu.be/ZbmXYu9Emgs 03 Emergency Funds -...
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The Final Year Before Retirement: What You Can't Afford to Skip
Download the Companion Notes to The Retirement Course https://ko-fi.com/s/0cba536c01 Direct links to each part of the course are shown below: 01 Your Retirement Vision - https://youtu.be/0fpNLnnIMJQ 02 Retirement Milestones - https://youtu.be/ZbmXYu9Emgs 03 Emergency Funds -...
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Retirement Isn't About Money—It's About This - Retirement Planning UK
Download the Companion Notes to The Retirement Course https://ko-fi.com/s/0cba536c01 Direct links to each part of the course are shown below: 01 Your Retirement Vision - https://youtu.be/0fpNLnnIMJQ 02 Retirement Milestones - https://youtu.be/ZbmXYu9Emgs 03 Emergency Funds -...
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Should Wealthy Pensioners Give Their State Pension Back?
Full video. https://youtu.be/NUmiEuxujlU Do you need to claim the UK State Pension? Many people believe their National Insurance contributions act like a private savings pot, but the reality of the UK’s "Pay As You Go" system is very different. In this video, we break down how the State Pension...
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Finding Retirement Redemption on the Streets of Liverpool
Full video at https://youtu.be/EGm0i3hnSlA Can you lose your identity when you stop working? In this video, I visit Liverpool to share the cautionary and inspiring story of "Mark," a corporate professional who successfully retired early, only to find himself on a dangerous path of day trading,...
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Why Your Retirement Plan Might Be Wrong
This podcast explores the often-overlooked emotional and social challenges of transitioning into retirement. Through the story of Andy, learn why solitary projects and DIY goals can sometimes lead to unexpected isolation, and discover how community connection is the key to a fulfilling post-work...
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I Judge Retirees
Are you managing your retirement funds correctly, or are you sleepwalking into a trap? If I met you in the pub and we started talking pensions, within 2 minutes I could put you into one of three categories. In this video, we break down the three distinct retirement mindsets I see in my…
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7 Signs that you are ready to retire
If you awoke tomorrow morning and discovered you did not have to work another day in your life, how would you feel? Would you feel a sense of relief, or would you feel anxious and without purpose? Your immediate reaction to that question indicates exactly where you stand on your retirement journey.
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I ruined my podcast
I have made a right mess of this channel, it is not turned out the way I had planned. Watch at https://youtu.be/xxGZ3q7gm9k
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Is your retirement on track
Original video https://youtu.be/uDAs-qGqTnI Earn Less to Save More. We’ll break down how dropping your taxable footprint moves the 40% tax trap to a 20% during your retirement years, how salary sacrifice works, and the plan that transforms a heavy tax bill into financial freedom.
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Worst 2 weeks of your life
These 2 weeks could be the most important thing you do for your retirement years, if things don’t go well they could also turn out to be some of the worst 2 weeks of your life. Original video https://youtu.be/2MzCoSvKe4Q
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Organise your retirement finances
Original video https://youtu.be/C4Vp1tyhZKM Everyone talks about the traditional retirement model: you stop work, you draw your pension, and you hope the money lasts. But let’s face it, retirement planning in 2026 demands a more realistic, structured approach. So today, we’re looking at a choice...
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The Government is stealing your retirement!
Original video https://youtu.be/BJgTQ3KVahw The "Keep Britain Working" review aims to keep us in the workforce longer. But behind the policy buzzwords, a structural shift is happening. The goalposts for your retirement and pension are moving.
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We need to talk about Fiona
Original video https://youtu.be/-6DJYR3L5LY Is Fiona’s Pension Safe? I have been chatting to one of my channel viewer recently and they are what I would calls a "buy and hold" equity investor. But lately, their SIPP looks a bit different. Fiona (not her real name) has been been moving a…
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Should you buy an annuity for your retirement
Annuity vs pension drawdown. In 2026 the choice is not as simple as it sounds.
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Reform and your pension
Pension reform"— it actually has a massive impact on your retirement pot and mine. You see, for years, we’ve been told that pension funds are the "safe" place. They buy government bonds, they keep things steady, and they make sure the money is there when you stop working. But the rules of the…
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Fossilflation
The world is changing fast, and the old 'set and forget' retirement strategy is becoming a liability. Don’t be the couple on the sofa watching your purchasing power turn to stone. Take 10 minutes this weekend to look at where your pension money actually lives. Is it in the past, or is it in the...
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Retirement and Grandparenting
Some retirement subjects are quite personal and difficult to talk about, but often the most important. This video discusses the unique dynamics of grandparents in a new generation. We explore the emotional moments and the importance of family communication and family values in this stage of life,...
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Gen X are retiring!
We've all heard about baby boomers and millennials, but what about those born between 1965 and 1980? This episode dives into the unique experiences of "generation x," often called the "forgotten generation." We'll explore the distinct "gen x traits" and the overall "psychology of gen x" that…
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When to retire
Having mentally prepared since turning 50, I formally made the decision to retire early at 55. This video reflects on my journey, discussing the practicalities of early retirement.
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ETF Underperforming? Here's What's Really Happening
Are you concerned that your HSBC ETF is underperforming and wondering what's really happening in the world of investing? This video takes a closer look at the current state of the market and explores the reasons behind the underperformance of HSBC ETFs. With the stocks market experiencing...
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At 65 these people started over
"Someday" is a dangerous word. We spend decades building careers, raising families, and keeping up with the "hustle." We tell ourselves that once we reach the horizon of retirement, we’ll finally unpack the boxes of dreams we’ve stored away. But what happens when that day actually arrives? In…
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Retired... Together. Send help!
Original video https://youtu.be/UG6i2CeQa8Y Today I'm tackling a topic that's been lurking in the shadows concerning couples and their relationships. This video isn't about divorce, but rather addressing common relationship problems and offering some practical relationship advice. We'll explore…
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The pension debate : Hold cash or invest everything
Original video https://youtu.be/iXhUm4I0zXM I break down my personal pension portfolio strategy, using the well-known three bucket method for effective retirement planning. This approach emphasizes maintaining cash equivalents, like money market funds, in the first bucket. I also touch on…
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Retirement: Who are you, when you are nobody?
Original video https://youtu.be/WI_dgohYgWU For 40 years, you've known exactly who you are. But now you are retired. This video encourages deep reflection and self awareness, crucial for happiness as you transition from a structured career. It's time to redefine your identity beyond previous roles.
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£1 Million Pension, One Daughter, and a Difficult Choice
Original video https://youtu.be/9VgNhURZxgY Join Eric from Time to Retire as he discusses Tom's difficult decisions regarding financial management and his retirement planning. We examine the impact of taxes, particularly inheritance tax, on his estate planning. I am not a financial advisor and…
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Are you sophisticated?
It's not a question we like to ask ourselves but it could be vitally important. Is your pension at risk from poor investment decisions? Fo you really understand investment diversification? Original video https://youtu.be/S78QeWgCeE8
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50 with no pension! WTF!
Original video https://youtu.be/DISReGEHGF4 Are you approaching 50 with no pension in sight? This alarming reality can be daunting, but it's essential to take control of your financial future. In this video, we'll explore the challenges of reaching 50 without a pension and discuss potential...
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Biggest change to pensions in decades!!
Video at https://youtu.be/w0ZFTcoToQ0 Get ready for the most significant update to pensions in decades. This groundbreaking change is set to impact millions of people, bringing about a new era in retirement planning and financial security. In this video, we'll delve into the details of this...
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Shorting the Market: My Freetrade SIPP Experience
Original video https://youtu.be/gdBKY1FsqCk?si=8dh5sMoYxhO-tn5N In this ppodcast I share my personal experience with shorting the market using my Freetrade SIPP, a type of pension scheme in the UK that allows individuals to make investments and save for retirement. As someone interested in…
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Avoid these pension investment mistakes
Original video https://youtu.be/wXiuniDmuCM I am not a financial advisor and any content on this channel should not be taken as financial advice. If you invest you may lose your capital. Avoid these common SIP mistakes when starting a Self Invested Personal Pension. Remember that retirement...
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They are skimming billions from your pension
Vidro at https://youtu.be/wMfcDhSEUUI I am not a financial advisor and any content on this channel should not be taken as financial advice. If you invest you may lose your capital. Discover how hidden investment fees can impact your pension savings and overall financial security. This video…
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Don't Panic About Retirement Yet!
Video at https://youtu.be/vFk4fRhC1uo Are you worried about your pension savings and feeling overwhelmed by the thought of retirement? Don't panic about retirement yet, as achieving financial independence and freedom is more accessible than you think. In this video, we'll discuss the importance…
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3 Big Mistakes That Can Ruin Your Retirement
Original video at https://youtu.be/q5cAd0wctCE I am not a financial advisor and any content on this channel should not be taken as financial advice. If you invest you may lose your capital. Discover common mistakes people make in retirement planning that can jeopardize your financial security....
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Surprising ways to increase your income in retirement
Figuring out your retirement income can be confusing, but understanding your social security benefits is a great way to start your retirement planning. Many people don't realize all the options available for pension planning and how to maximize income in retirement. Ensure solid financial…
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Debt
Debt and retirement are not a good mix. This is a sample section from my retirement course at www.time2retire.co.uk/challenges
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Your pension emergency fund
An emergency fund is a necessity for a peaceful retirement.
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Age-Protect Your Pension
The full course is at https://www.time2retire.co.uk/challenges This sample video is one of 25 videos in my Planning for Retirement course. Thanks for reading the description, not many do! This sample will disappear in 48 hours. See the full course for details. Use code ERIC80 for 80% off in the...
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Don't lose your house!
The course is at https://www.time2retire.co.uk/challenges Thinking of gifting your property to your kids? Think again! While it may seem like a great way to help them get a head start in life, there are hidden dangers to consider. In this video, we'll explore the potential pitfalls of gifting...
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How to be retirement confident!
Building self-confidence to retire is a journey that requires honest self-assessment and a mindset shift. In this video, we'll explore the importance of cultivating genuine confidence that goes beyond surface-level bravado. Discover how to identify areas where you may be holding yourself back and...
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The Tax Man doesn't even want it!
Paying the higher rate of tax is optional for most people who pay it. The alternative is to invest it for your retirement. Speak to me via my website at www.time2retire.co.uk Original video https://youtu.be/Qv8dYEKMvIo
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Unpopular opinion
Inheritance Tax on retirement income
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Don't retire without a stool!
Retirement planning is bigger than financial planning. Original video https://youtu.be/TrJM34zbb9o?si=DS51pez_6gA7pRLB
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State Pensions under threat
Is the UK state pension under threat in the autumn statement due to be presented bt Rachel Reeves in October?
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I asked you about me pension. Then I double checked!
Original video https://youtu.be/tIDY4uNysh0 Should Ai offer advice on which specific stocks to pick for your pension?
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Why I talk about pensions
Originalvideo at https://youtu.be/vgw4-Axbx7s I started a youtube channel 18 months ago with the purpose of helping others to appreciate the importance of their pensions and the profound impact that "getting it right" can have on your life after retirement. I later decided to reuse the content as…
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ABOUT THIS SHOW
In this podcast we talk about achieving a happy and successful retirement by suggesting habits to abandon. We highlight the importance of prioritizing health, valuing time, and controlling spending. We emphasise the need to stop worrying about things that are beyond our control, avoid negative influences, and avoid over-supporting adult children. Furthermore, we encourage authenticity and embracing one's true self, while letting go of past regrets. We encourages readers to focus on living in the present and looking forward to a promising future.
HOSTED BY
Eric
CATEGORIES
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