The Retirement Compass

Jeff Gove and Eli Mardoch dicuss the pros and cons of using social media for information, but that is not a financial plan.  Buyer beware!  Call Stonebirdge at 888-919-9311 for a professional no-charge consultation on your financial plan.  Or click HERE.  See omnystudio.com/listener for privacy information.

Zach Vancas and Jackie Selby discuss the emotional side of your money.  The influences of social media on the American retiree may not be a positive influence on your income plan.  Call 866-295-5146 to sit down and talk to a truly professional team of financial planners.  Or click here for their website.  The YouTube channel is here.    See omnystudio.com/listener for privacy information.

This episode features experts Jeff Gove and John Ternus discussing essential strategies for retirement planning, including the 4% rule, income flexibility, and estate planning. Learn how to adapt your retirement plan to changing circumstances and ensure your savings last a lifetime.  Call Stonebridge Wealth Systems at 866-295-5146.  Check out Stonebridge on YouTube!See omnystudio.com/listener for privacy information.

In this episode, Jeff Gove from Stonebridge Wealth Systems discusses the complexities of retirement planning, including risk management, tax strategies, estate planning, and investment options. Learn how to optimize your retirement savings and avoid common pitfalls to ensure a secure financial future. Call Stonebirdge Wealth Systems at 866-295-5146.  Subscribe to the YouTube Channel HERE.See omnystudio.com/listener for privacy information.

Stonebridge advisors Tim, Eli, and Jeff explain how income layering works, to provide the best outcome in retirement.  It starts with a solid claiming strategy on Social Security.  Let the team at Stonebridge get you to and through retirement.  It all starts with a phone call 866-295-5146.  Or click here.   Check out the Stonebridge Wealth System's YouTube channel!See omnystudio.com/listener for privacy information.

On this episode of the Retirement Comass Radio Show, Jeff Gove reviews the biggest risk to your retirement nest egg:  taxes.  Check this helpful resource, Stonebridge Tax Bill, then call for a free review of the information at 866-295-5146.   Check out the YouTube channel and give it a follow!See omnystudio.com/listener for privacy information.

Jeff Gove and John Ternus review the reasons why stuffing the mattress with cash may not be the most advantageous strategy for retirement savings.  What about the stock market you ask?  Also, needing strategy to work in concert with your retirement goals. Call Stonebridge Wealth Systems for a free one-on-one visit, virtually or in person, your choice.  800-467-0737.  Or click here! On YouTube watch all the Stonebridge content!See omnystudio.com/listener for privacy information.

Zach Vancas and Jackie Selby discuss health care costs for the retiree.  These costs are not fixed, so listen up, and share this podast.  Call Stonebridge Wealth Systems at 866-295-5146 to get on the schedule with one of the experienced advisors, or click here.  Check out the YouTube Channel here.  See omnystudio.com/listener for privacy information.

On this episode, Jeff Gove and Zach Vancas disuss how to bridge the income gap in retirement between your Social Security and your investments, without burning a hole in your savings! Call Stonebridge Wealth Systems at 866-295-5146 or click here to make a NO COST, NO OBLIGATION visit with a memeber of the experienced team!   Check out the Youtube page here. See omnystudio.com/listener for privacy information.

On this episode of the Retirement Compass Radio Show, you will hear from Tax Planning Certified Professional John Ternus on the subject of your tax deferred retirement accounts turning into a time bomb.  He and Jeff Gove offer sage words to motivate you to take action before that big IRS hit.  Go to Stonebridge Tax Bill or call 866-295-5146.  See omnystudio.com/listener for privacy information.

Eli Mardock of the Omaha office of Stonebridge Wealth Systems explains the dangers of relying on unpredictable income sources in retirement. Call for income planning including help to formulate a steady retirement paycheck.  866-295-5146. See omnystudio.com/listener for privacy information.

On this episode of Retirement Compass Radio Show, Zach Vancas and Jackie Selby discuss the issues most retirees consider in retirement, related to longevity.  Call Stonebridge Wealth Systems at 866-295-5146.  See omnystudio.com/listener for privacy information.

On this episode of Retirement Compass Radio, advisor Zach Vancas discusses the clear and present danger to your retirement accounts due to risk in the market.  More importantly, the risk of underspending your retirement money because of lack of understanding as to the readily available advise from Stonebridge Wealth Systems.  Call 866-295-5146 to get a vist scheduled!   See omnystudio.com/listener for privacy information.

On this episode, Tim Kulhanek illustrates the no-nonsense way to measure the success of your portfolio.  He suggests that by focusing on just stock volatility, your retirement enjoyment could be greatly reduced...plus, it is just one point on the retirement compass.  Call Stonebridge Wealth Systems, or call 866-295-5146.  See omnystudio.com/listener for privacy information.

Jeff Gove and Tim Kulhanek discuss the importance of NAVI-gating your way to a successful financial landing for retirement.  Needs, analysis, implimentation...all start with a quick meeting with Stonebridge Wealth Systems.  866-295-5146.  Or click here!  On YouTube HERE.See omnystudio.com/listener for privacy information.

Zach Vancas and Jackie Selby discuss the pros of working with your spouse on the shared financial plan.  Stonebridge has offices in Kearney, Grand Island, Lincoln and Omaha.  Call Stonebridge at 866-295-5146 or click here.  See omnystudio.com/listener for privacy information.

Tim Kulhanek discusses "red zone" efficiancy with your retirement.  Stonebridge wants to help you avoid any financial fumbles in your pre-retirement or post-retirement years.  Call 866-295-5146 or click here!  See omnystudio.com/listener for privacy information.

Retirement may seem daunting, but it doesn't have to be. In the latest episode of the Retirement Compass Radio Show, Tim Kulhanik and Jeff Gove share expert advice on navigating your retirement journey, debunking common myths, and exploring effective strategies to secure your financial future. Whether you’re a business owner or someone looking to enhance your retirement savings, the insights shared in this episode are invaluable.  Call Stonebridge for a free, no obligation consultation at 866-295-5146.  Or click here.See omnystudio.com/listener for privacy information.

One of the key points raised in the podcast is the importance of not letting market emotions dictate your investment decisions. Tim shares a quote from Peter Lynch highlighting that more money has been lost by waiting for a bear market than in the bear market itself. This emphasizes the need for a proactive investment strategy rather than waiting on the sidelines. For instance, a gentleman mentioned in the podcast believed he had successfully avoided losses in 2020 but ultimately missed out on significant market recovery because he hesitated to re-enter the market.  Call Stonebridge for a free visit!  866-295-5146.  Or click here.See omnystudio.com/listener for privacy information.

In this episode of the Retirement Compass Radio Show, Jackie Selby and Jeff Gove discuss essential aspects of retirement planning, including the importance of being debt-free, understanding retirement savings, healthcare preparedness, and lifestyle planning. They emphasize the need for financial confidence and the role of relationships in retirement. The conversation also covers long-term care planning, managing concentrated stock risk, and the implications of working past full retirement age on Social Security benefits. The hosts encourage listeners to take proactive steps in their retirement planning to ensure a comfortable and fulfilling retirement.  Call Stonebridge Wealth Systems for your free consultation!  866-295-5146 See omnystudio.com/listener for privacy information.

In this episode of the Retirement Compass Radio Show, the hosts discuss essential strategies for retirement planning, focusing on the importance of continued investment, understanding longevity, and the impact of inflation. They explore healthcare costs, legacy planning, and common concerns retirees face, emphasizing the need for a comprehensive financial strategy. The conversation highlights the value of engaging with financial advisors to navigate these complexities and ensure a secure retirement. Call Stonebridge for your free consultation 866-295-5148.  Or click here!See omnystudio.com/listener for privacy information.

Jeff Gove explains RMD distributions for those of a certain age (over 73), and the importance of distributing those funds on time to avoid fines.  If you are giving to your favorite charity on an annual basis, working with the professionals at Stonebridge will insure that all the "i"s are dotted, and the "t"s crossed!  Call Stonebridge at 866-295-5146 or CLICK HERE.  See omnystudio.com/listener for privacy information.

 Tim Kulhanek and Jeremy Gove discuss how to NOT fall victim to inflation with the loss of purchasing power by using these concepts:  organize, track and task.  You can test your retirement spending needs with a comprehensive retirement plan from Stonebridge Wealth Systems.  Call 866-295-5146 or click HERE.  See omnystudio.com/listener for privacy information.

Tim Kuhanek uncovers the truth about the unprecidented baby boomer phenomenon of retirement itself including how to prepare for living a long life with adequate money.  Please call Stonebridge at 866-295-5146 for a free, no obligation consultation about YOUR retirement.  Or click here to "git 'er done". See omnystudio.com/listener for privacy information.

Eli Mardock in the Omaha office speaks to the need for a financial Sherpa on the way down that mountain of saving for retirement, so you don't slip off into a crevasse.  Get some guidance with Stonebridge Wealth Systems  866-295-5146.  See omnystudio.com/listener for privacy information.

On this show, Tim & Jeff discuss the important roll of Social Security within your income plan for retirement!  Strategy and thoughtful planning will make your benefits work harder for you.  Stonebridge can run a report for you at no charge, based on life expectancy, in order to give you a clear understanding of the entire picture.  Call 866-295-5146 for a free retirement review!See omnystudio.com/listener for privacy information.

This week Tim Kulhanek and Jeff Gove discuss the "first steps" to arranging for a successful retirement...and the first step is:  a plan!  Take that first step for you and your family with a no cost meeting with Stonebridge Wealth Systems.  Call 866-295-5146.See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jeff Gove diiscuss how to design a retirement that can accommodate both thrills and rhythm.  Call Stonebridge to get a NO COST consultation with the elite team of advisors.  866-295-5146.See omnystudio.com/listener for privacy information.

On this segment, Eli Mardock of the Omaha office, discusses the stable income ratio that you can achieve for your own retirement years.  Call 866-295-5146 or click here:  Stonebridge Wealth Systems See omnystudio.com/listener for privacy information.

In this episode of Retirement Compass, hosts Dave Perkins and Tim Kulhanek discuss the complexities of retirement planning, emphasizing the importance of early preparation and the potential challenges retirees face. They explore the significant wealth transfer from baby boomers to younger generations, the implications of taxes and required minimum distributions (RMDs), and the necessity of long-term care planning. The conversation highlights the need for personalized financial strategies to navigate these issues effectively.  Call Stonebridge at 866-295-5146 for a free consultation on your retirement goals and needs.  See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jeff Gove discuss the importance of finding a firm grasp on the tax implications of withdrawing from your 401k without strategic consideration.  Call Stonebridge 800-940-9616.See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jeff Gove review the steps to understand if you have enough money for retirement, and if you have MORE than enough!  Call Stonebridge 866-295-5146.  See omnystudio.com/listener for privacy information.

Jeff Gove and Tim Kulhanek review your options if you have been terminated with a buy-out?  Call Stonebridge before you make any decisions regarding your payout and pension so you don't lose out on some funds.  Perhaps you could retire early!  There are some silver linings to the current climate of potential job loss.  866-295-5146.  See omnystudio.com/listener for privacy information.

Tim Kulhanek and Zach Vancas discuss the benefits of testing out the retirement plan before quitting work full-stop.  This easing into retirement strategy would allow folks to test the resiliency of the budget, while making adjustments accordingly.   Call Tim and Jeff at 866-295-5146. Stonebridge Wealth Systems  See omnystudio.com/listener for privacy information.

Jeff Gove and Jackie Selby discuss and upgrade some long-standing beliefs for retirement. Should you pay off the mortgage before retirement?  How much money do you have and where does it need to go?  There are strategies that the experienced team of advisors can present to you, in order to make your retirement comfortable and more desirable than if you DIY it.    Call Stonebridge Wealth Systems at 866-295-5146 for your free, no obligation appointment. See omnystudio.com/listener for privacy information.

Jeff Gove and Eli Mardock discuss the importance of a succession for Nebraska farmers!  They also include valuable information about life insurance for leverage and possible long term care benefit.  Stonebridge Wealth Systems can help you see your entire estate plan in a framework of your retirement needs.  Call 866-295-5146.See omnystudio.com/listener for privacy information.

Jeff Gove and Eli Mardock illustrate the importance of a strategy to save the family farm from a potentially harsh financial event.  Jeff explains how essential it is to act before a situation strikes which could cost you, and the family business, a fortune. Estate planning IS retirement planning.  Call Stonebridge at 866-295-5146 to get your complimentary sit-down with Stonebridge Wealth Systems.See omnystudio.com/listener for privacy information.

Eli Mardock & Jeff Gove discuss some threats to your retirement, perceived or otherwise.  The conversations also shines a light on successful savings rates.  Will Social Security provide you with the proper safety net in retirement?  What are the implications of taking money from your 401K for a mini-retirement?  866-295-5146. or click Stonebridge See omnystudio.com/listener for privacy information.

Tim Kulhanek invites anyone and everyone to visit Stonebridge Tax Bill for a free detailed and personalized estimation of your future tax liabilities, helping you plan more effectively for your retirement.  Stonebridge would like to introduce you to a 21st century solution to your tax planning.  They also offer a free retirement calendar to help you navigate the upcoming situations common on pre-retirement planning.  Call Stonebridge 866-295-5146.See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jeff Gove discuss repositioning resources to your best advantage using strategies that Stonebridge deploys every day.  Call Stonebridge for your free, no obligation consultation on your taxes for 2026.  866-295-5146.See omnystudio.com/listener for privacy information.

Jeff Gove and Scott Nachtigal explain how not to allow long-term care expenses to ruin your financial stability in retirement.  Scott introduces 5 scenarios to fund nursing home care, but they all involve non-crisis management and planning. This is an episode not to be missed.  Call Stonebridge Wealth Systems to get this valuable information explained to you in detail.  866-295-5146.  No obligation.See omnystudio.com/listener for privacy information.

Jeff Gove and Tim Kulhanek explain the importance of having a financial plan as your approach your retirement years, not to say this plan can't be amended and updated as your retirement progresses.  The team at Stonebridge want to get you prepared for the next 30 years with a plan that moves and breathes based on your needs.  Tim pieces out the importance of a predictable income stream in your retirement years, emphasizing the need to give yourself permission to enjoy this time of life.  Call Stonebridge Wealth Systems, and ask about getting your license to spend!  866-295-5146See omnystudio.com/listener for privacy information.

Jeff Gove and Jackie Selby discuss how annuities really work, and the truth about the different types and who could benefit from using an annuity in their retirement plan.  Jeff also discusses the fact that funding your own retirement should be top of mind for the generations who are now below the age of 45.   He brings up the point that Social Security may not be in place or not as well funded as it is now in 2025.  The conversation moves to the importance of understanding your taxes in retirement.  Use this free tool to help assess this for you and your family Stonebridge Tax Bill Call Stonebridge Wealth Systems to schedule a visit to see how the team can help YOU.  866-295-5146  Or click here.  See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jackie Selby discuss how to make your retirement a truly fun time in your life, living without the fear of running out of money if planned correctly.  Tim helps his clients examine a safe retirement with-drawl rate, based on facts not emotions.  Optimize your investments and build a solid retirement plan using the Retirement Compass is their goal for all their clients. Call Stonebridge Wealth Systems at 866-295-5146 or click here to book that free visit.See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jackie Selby discuss the reality of using DIY for your retirement plan.  Tim explains the license to spend concept. Ask him about the lifetime income option.  Call 866-295-5146 or click here!See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jeff Gove take a stab at a few audience scenarios to help everyone understand the Roth 401K, medical POA (power of attorney), and healthcare mutual funds.  Call Stonebridge Wealth Systems to arrange a free consultation with an advisor, which will cost you zero dollars!  866-295-5146 or click 'em here!See omnystudio.com/listener for privacy information.

Jeff Gove and Tim Kulhanek discuss their office expansion in Kearney, NE.  Stonebridge Wealth Systems serves the entire midwest region, and are happy to come to you for financial services should you need them.  Their team of experienced advisors have many solutions to assist your family with planning for retirement, investments, and most importantly in this episode, how not to panic in a down market.  Share this for anyone who needs to see that silver lining.   Call 866-295-5146 to secure a free no obligation meeting.  Or click it, Stonebridge Wealth Systems. See omnystudio.com/listener for privacy information.

Tim Kulhanek and Jeff Gove discuss the importance of actually spending your money in retirement for true enjoyment, without having to watch account balances!  You earned it, you saved it, now go have fun.  Call Stonebridge at 866-295-5146.  Or click it!  Stonebridge Wealth Systems.  See omnystudio.com/listener for privacy information.

Tim Kulhanek masterfully illustrates the ability of a successful retirement plan based on guaranteed income sources to sustain a very happy and healthy retirement! Retirement spending is addressed; as in spending your retirement dollars without the worry of running out of money.  Stonebridge wants to offer families the benefit of their knowledge, ability and wisdom in planning for a successful retirement!  Tim and Jackie also host real estate expert Lynne Fisher Associate Broker of Great Place Properties.  Lynne Fisher is board member at the Real Estate Owners and Managers Association of Lincoln,  President of the Statewide Property Owner's Association, educator, and more.  See omnystudio.com/listener for privacy information.

Tim Kulhanek illustrates how reacting to tariff fears could have a negative impact on your retirement accounts in a big way.  He shares how one client reacted to the news of impending higher prices, and her knee-jerk reaction could have had detrimental effects  on her retirement years due to to declining balances and therefore reduced growth.  Call Stonebridge Wealth Systems for a free sit down with the team, and see how your boat will float long into the future.  866-295-5146.  Or click here! See omnystudio.com/listener for privacy information.