The Strategy Stacker - Luke Talks Money

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 8 May 2026. The topic is: Should I go back to work after I retire? What are my options? It’s not uncommon for many early-stage retirees to rattle around the house and decide they’d like to go back to […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 1 May 2026. The topic is: Tax deductions, superannuation and 30 June 2026. What should you be thinking about from a financial, tax and retirement planning perspective as we approach the end of financial year? The secret to good […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 24 April 2026. The topic is: I am going to retire in July. What should I get ready so there are no surprises? The start of a new financial year is a time that many Australians make the decision […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 17 April 2026. The topic is: Who can add money to superannuation and when can you do it?  Imagine missing out on being able to add money to super – and a tax-free pension at retirement – simply because […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 10 April 2026. The topic is: Misconceptions people have as we approach the end of financial year. This show was pre-recorded as Leon and Luke were both on Easter break. Misconceptions can cost you money and opportunity in your […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 27 March 2026. The topic is: The Super Splitting Strategy. What is Super Splitting and why would you use this strategy as part of your retirement planning? Super Splitting is perhaps one of the most underutilised strategies Australians fail […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 20 March 2026. The topic is: 2026 Market Volatility- How do I manage it and are there opportunities? Events in the world can affect financial markets, and that’s happening right now. This can feel unsettling. Ongoing conflict in the […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 13 March 2026. The topic is: Changes to superannuation thresholds from 1 July 2026 – How will they affect your retirement planning? Any changes to the superannuation rules will present opportunities for those who are switched on enough to […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 6 March 2026. This week Luke have invited as special guest Rhys Kyburz to join him in the studio with Leon Delaney. Rhys is a Tax Expert and a Partner at RSM Australia. The topic is: Capital Gains Tax […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 27 February 2026. We’re at the end of February the year is flying! Luke is joined by Leon Delaney to talk about a topic that every working Australian will need to give consideration to at some point. The topic […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 20 February 2026. The end of of Summer is almost upon us! Luke is joined by Leon Delaney to talk about a topic that is important for parents and grandparents. The topic is: How can you give your kids […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 13 February 2026. Luke is joined by Leon Delaney to talk about a super strategy that is largely underutilised by most Australians. The topic is: Catch up concessional contributions: What are they and how do you do it? Most […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 6 February 2026. Luke is joined by Leon Delaney to talk about a super topic that is specific to people who have been employed within the Public Sector. The topic is: What is the Transfer Amount in the PSS […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 30 January 2026. Luke is joined by Leon Delaney to talk about a super topic that causes many superannuation members heartburn. The topic for this week is: What happens if I hit the Transfer Balance Cap? What does it […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 23 January 2026. Luke is joined by Leon Delaney to talk about a specific aspect of super that is poorly understood by most. The topic for this week is: What is the Total Super Balance (TSB)? Luke takes a […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 16 January 2026. Last week we spoke about the transitioning to retirement opportunity, how you can work less and take home the same pay using your super. This week we continue the transition to retirement strategy but focus specifically […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 9 January 2026. We wish all our listeners a happy and safe 2026 and we welcome back Leon Delaney who is well rested from a holiday in Queensland. We turn to the topic for our second episode of the […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 2 January 2026. We wish all our listeners a happy and safe 2026. The topic for the first episode of 2026 is setting financial goals for the new year.  Thank you for joining us live on 2CC, YouTube, Spotify […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 19 December 2025. The topic for this week is a great show to end the series before the Christmas break. The topic: 2025 in review. It’s time to take stock of what’s been happening this year, including legislative changes […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 12 December 2025. The topic for this week is one that everyone can learn from as we head towards Christmas. In this episode Luke shares the most common misconceptions about financial matters he’s heard from clients this year. There’s […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 5 December 2025. The topic for this week is one that will affect many parents. Can I gift assets to my children? Increasingly Australian parents if they can afford to are gifting money and assets to their adult children […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 28 November 2025. The topic for this week is one all Australians need to pay attention to as not taking the right action can cost you tens of thousands of dollars in tax. This week Luke explores how to […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 21 November 2025. The topic for this week is the Centrelink Asset Test. This test is one of two tests or assessments that Centrelink will do around assessing your eligibility for government aged pension income benefits. The other test […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 14 November 2025. The topic for this week comes from one of our listeners: What is the difference between a binding and non-binding nomination in your super? This listener question is an important one – especially given that the […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 7 November 2025. The topic for this week is: Is it time to take a closer look at your asset allocation risk? How much risk are you actually taking on? In this episode Luke explores how your super is […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 31 October 2025. The topic for this week is: Share market record highs – What does it mean for investors? In this episode Luke explores the performance of the share market and proposes the question is now the time […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 24 October 2025. The topic for this week is: Misconceptions about financial matters in 2025. Wrong information can be dangerous, expensive and limiting to you reaching your financial goals. Luke is joined by Leon of 2CC to take a […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 17 October 2025. The topic for this week is: How much life cover do I need in my super? It’s a topic many people don’t think about but something you should come back to every year or two. It’s […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 10 October 2025. The topic for this week is: How do I start a pension from my super fund? Don’t be confused by the word pension, this has nothing to do with the Centrelink aged pension, it’s about turning […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 3 October 2025. The topic for this week is: How much do I need in super to retire? If you’re in your 20’s and 30’s, retirement might seem like a long time off. If you’re in your 40’s, 50’s […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 26 September 2025. The topic for this week is: Is salary sacrifice the only way to get money into your super before you retire? No, it’s not, in fact salary sacrifice may seem ‘old school’, even though you can […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 19 September 2025. The topic for this week is: What is a testamentary trust and why might you need or want it in your Will? Luke is joined by Leon of 2CC explore how a testamentary trust can provide […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 12 September 2025. The topic for this week is: Should I always max out my superannuation contributions regardless of my income level? Luke is joined by Leon of 2CC explore how much to contribute given your situation. Going to […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 5 September 2025. The topic for this week is: Should I buy and investment property like everyone else? It’s true that around 20% of Australian households have chosen to invest in a property outside of their own home. But […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 29 August 2025. The topic for this week is: A MINI won’t pull your horse float! This topic is a metaphor about investing for your retirement goals and having the right superannuation fund to do that. Luke is joined […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 22 August 2025. The topic for this week is: Can I make a tax-deductible contribution to my super if I am a member of the PSS? Luke is joined by Leon of 2CC to talk about this important topic […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 15 August 2025. The topic for this week is:  Should my investment loan repayments be principal and interest? Or is interest only the way to go? Luke is joined by Rod Henshaw, covering for Leon of 2CC to talk […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 8 August 2025. The topic for this week is: How to get the most out of financial planning? A financial planner and their team can only do so much, it’s a process you need to participate in too. Your […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 1 August 2025. The topic for this week is: How much tax do I pay if I go back to work after I retire? There’s lots of misinformation about retirement. Luke is joined by Leon Delaney of 2CC to […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 25 July 2025. The topic for this week is: What ways are available to get more money into super for a tax-free retirement? Most Australians now realise that saving into super provides tax free income in retirement. It comes […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 18 July 2025. The topic for this week is: How much risk should I carry in my super fund? There’s often a big gap in the risk you think you’re carrying and the actual risk you are carrying. In […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 11 July 2025. The topic for this week is: How much money do I need to retire? It’s a common question asked by those approaching retirement. In this episode, Luke provides some practical ideas and actions to help you […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 4 July 2025. The topic for this week is: Start changing your habits in the new financial year to help you achieve your medium and long term goals. Change can be hard at any point, but the new financial […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 27 June 2025. The topic for this week is: How to start a pension from super? Over the past few weeks in the lead up to the end of financial year, Luke’s had some interesting client conversations and there […]

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 20 June 2025. The topic for this week is: Setting new habits and goals for the new financial year. Over the past several weeks Luke has been talking about end of financial year planning and the actions you may […]

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 13 June 2025. The topic for this week is: Maximising your tax deductions before the end of the financial year. With the end of financial year just around the corner, now is the time to take action before […]

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 6 June 2025. The topic for this week is: The Super Splitting Strategy and the end of financial year. In this episode Luke takes a deep dive into the strategy exploring how super splitting works and the situations […]

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 30 May 2025. The topic for this week is: What are your transition to retirement options? What goals can the strategy help you achieve? With the end of year now just a weeks away, now is the time […]

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 23 May 2025. The topic for this week is: How do you get a deduction for a super contribution and what is a ‘Notice of Intent”?. This topic follows on from last weeks show which explored the difference […]

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 19 May 2025. The topic for this week is: What is the difference between deductible and non deductible super contributions. Luke and Leon however start the show by talking about the principle of taxing unrealised capital gains which […]