Skip to content
this is property podcast artwork

PODCAST · business

this is property

by John Pidgeon & Rachelle Kroon

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

Publisher-supplied feed metadata · PodParley refreshed Oct 14, 2026 · Source feed

Episodes

  1. 840 upsizing in Sydney, should we build a duplex, commercial property & sell vs rent out old PPOR

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, Rach and John chat about: 👉🏼 a couple seeking reassurance about whether to upsize 👉 should we build a duplex or…

    more
  2. 839 property investor lending roundtable with two of Australia's top investor mortgage brokers

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode Rach sits down with mortgage brokers, Aaron Christie-David from Atelier Wealth and host of the Built Different...

  3. 838 commercial property investing: yields, leases, risks & how to get started with Helen Tarrant

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In today's episode Rach chats with Helen Tarrant, director of Unikorn Commercial Property, one of Australia's leading commercial...

  4. 837 investor lending, 40-year loan terms, changing property managers, selling to a developer + more

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In today's episode John and Rach discuss: 👉🏼 40 year loan terms: banks are pivoting to find ways to improve investor lending…

    more
  5. 836 Australian property booms, busts & cycles deep dive with Vince Scully

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M A Sydney suburb has made headlines falling nearly $600,000 in a year according to the AFR. In this episode John chats with Vince...

  6. 835 property fear, shares vs property, single parent buying, selling your property + more

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John and Rach talk about: 👉🏼 the property market outlook for investors following the tax changes 👉🏽 how will the...

  7. 834 how to buy your first home: what a buyer's agent wants you to know with Emily Wallace

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Long time listeners will recognise today's guest because Rach is joined by Emily Wallace - former host of This Is Property and...

  8. 833 is the way we buy & sell property about to change forever?

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M What if you could sell your home without paying thousands upfront just to test the market? John and Rach sit down with Geoff…

    more
  9. 832 downsizing strategy, bad property managers, turning your home into an investment + more

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John and Rachelle chat about: 👉🏼 whether a Tasmanian single parent should invest on the mainland 👉🏽…

    more
  10. 831 is rentvesting dead? borrowing capacity case studies, lending landscape & what to do now

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M One of the biggest questions John and Rach have been asked since the federal budget has been: is rentvesting dead? In today's...

  11. 830 SMSF lending change, missing out on properties, the forever home myth + more

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode John & Rach chat about: 👉🏼 the changes to SMSF lending from 10 August 2026 for residential property and who it...

  12. 829 buying & selling at the same time, serviced apartments, Defence housing + more

    In this episode John answers your questions, touching on: 👉🏼 4 ways to buy and sell a house at the same time 👉🏽 investing in a serviced apartment yielding 7% - good or bad idea? 👉🏾 pros & cons of renting a house to Defence Housing Australia 👉🏿 when to sell vs hold forever 👉🏻 negotiating…

    more
  13. 828 Ben Kingsley on negative gearing, his property origin story & bad buyers agents

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode John chats with Ben Kingsley, co-founder of Empower Wealth and the Property Couch podcast for a wide-ranging...

  14. a first home buyer window of opportunity that won't last forever

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Negative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't...

  15. 827 the psychology of property photography: what buyers really want to see

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Preparing to sell your home? Today's episode is loaded with practical tips. Joining Rachelle is Melissah Douglas, director of...

  16. 826 the 5 biggest property investing mistakes and how to avoid them

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M John & Rach unpack the 5 biggest mistakes property investors make (John's made all of them!) and what to do differently. Related...

  17. 825 the truth about Airbnb as a property strategy

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Is your property Airbnb-worthy? John Pidgeon is joined by Sally Broad, co-founder of Airready, a short-term holiday rental...

  18. 824 buying your first investment property with Glen James

    Rachelle's & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M This episode is for anyone considering buying their first property as an investment rather than a place to live, or if…

    more
  19. 823 buying your first home to live in with Glen James

    Rachelle & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH In this deep dive for first home buyers, Rachelle and Glen James from money money money unpack their new book The Quick-Start Guide to Your First Property, walking through the full property buying…

    more
  20. 822 every first home buyer scheme & incentive (and how to stack them)

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH In this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which...

  21. 821 EOFY tax tips for business owners & property investors

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode Rachelle is joined by return guest Leah Hall, director and accountant at Lift Accounting to unpack what business...

  22. 820 rate rises, buyer's market & what the data is actually telling us with Eliza Owen

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M John is joined by Independent Housing Analyst Eliza Owen for a look at how the May 26 rate rise is impacting the Australian…

    more
  23. what the tax changes mean for property investors

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M On Thursday 21 May, John & Glen James from money money money walked through the CGT and Negative Gearing changes live on YouTube...

  24. 819 using equity vs saving cash, agent underquoting, help to buy + more

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John & Rach discuss your questions about: 👉🏼 $500k equity in my PPOR, should I use it or save a separate cash...

  25. 818 Federal Budget 2026: what it means for property

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M The Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and...

  26. 817 market update: rate rises, tighter lending & why property hasn't slowed

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch...

  27. 816 CGT changes, upsizing vs investing & the uncertain market

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A episode John Pidgeon and Rachelle Kroon unpack: 👉🏼 how our community is feeling about life, the market & CGT…

    more
  28. 815 buying property in your SMSF: setup, tax benefits, key rules & common pitfalls

    In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about: 👉🏼 what is an SMSF and how does it work? 👉🏽 how does SMSF differ from an industry super fund 👉🏾 why buy property in…

    more
  29. 814 Mitch has 3 properties & no borrowing power, what to focus on next? (clarity call with John Pidgeon)

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M This episode was originally recorded for the money money money show. In this live clarity call, John Pidgeon chats with Mitch who...

  30. 813 this investor built huge equity with 3 properties over 10 years

    What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or...

  31. 812 rising interest rates + is now the time to fix?

    Petrol prices, rate rises and uncertainty in the economy - is now the time to fix? John Pidgeon and Rachelle Kroon chat about: 👉🏼 the current economic landscape for property owners 👉🏽 how to prepare in a rising rate environment 👉🏾 what does fixing your loan mean 👉🏿 should you fix or not?…

    more
  32. 811 a 10-year property case study on interest-only

    What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpack a real case study, the numbers behind it, and the different options this couple now have at age 48. 👉🏼 the case study 👉🏽 how they stayed...

  33. 810 capital gains tax reform: proposed changes & who actually gets hit

    CGT reform is back in the headlines but who actually gets hit? In this episode, Rachelle Kroon and John Pidgeon break down the proposed changes, what they mean for investors, homeowners and renters and why some policies could make the housing shortage worse. They discuss: 👉🏼 the current CGT…

    more
  34. 809 landlord mistakes, choosing a property manager & supporting DV survivors into rentals

    In today's episode Rachelle & John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Institute of Queensland. With more than 20 years in property management Laura shares what really happens behind the scenes of managing investment…

    more
  35. 808 city unit vs regional house, buying IP without your partner, using equity, reno size + more

    In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about: 👉🏼 buying a unit in a metro area vs house regionally 👉🏽 considerations for buying regionally 👉🏾 buying an IP with equity without involving your partner 👉🏿 optimising loan structure to make the cost to hold...

  36. 807 being an ethical landlord, property strategy, upsize now or after kids & when to sell

    In this Q&A John and Rachelle answer your questions about: 👉🏼 charging market rent vs treating tenants kindly 👉🏽 investing strategy fundamentals 👉🏾 upsizing soon vs after child in 2-3 years 👉🏿 why there is a lack of support for ex-homeowners getting back into the market 👉🏻 top things to...

  37. 806 chatGPT advice, real investor returns & what drives capital growth with Luke Metcalfe

    Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss: 👉 is AI is a reliable tool for investors? 👉🏼 how to find your next place to buy using Microburbs 👉🏽…

    more
  38. 805 our 2026 property predictions: interest rates, apartments, Brisbane & beyond

    In today's episode Rach and John delve into their predictions for the property market in 2026, covering: 👉🏼 interest rate uncertainty in 2026 👉🏽 price growth 👉🏾 cap city outlook 👉🏿 Brisbane: hype or real momentum? 👉🏻 Sydney affordability & growth limits 👉 regional market outlook 👉🏼...

  39. 804 investing in regional QLD: Sunshine Coast, Ipswich & where the next growth is

    Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about: 👉🏼 Luke’s background & becoming…

    more
  40. 803 lending landscape: bank appetite, trust lending, self-employed, fixed vs variable + more with Joe Carroll

    In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening in the lending landscape right now. They discuss: 👉🏾 the current lending landscape as at January 2026 👉🏿 Joe's tips to multi-investors 👉🏻 APRA…

    more
  41. 802 from first home fail to 6 properties worth over $3m (Ryan's story)

    In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on: 👉🏾 buying his first home on the Gold Coast in 2009 and...

  42. 801 inside Australia’s real estate industry with Geoff Lucas (former CEO of McGrath and The Agency)

    John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate industry. They dive into leadership, high-performance culture, market cycles, what needs to improve and how technology and transparency could reshape...

  43. this is property | property lending: redraw, valuations & bank changes

    Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered: 👉🏾 using redraw from your investment loan to buy ETFs (clip from ep740) 👉🏿 using…

    more
  44. this is property | property investing: location, equity & growth decisions

    Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include: 👉🏿 investment property choice: Sydney vs. regional? (clip from ep731) 👉🏻 claiming travel, tools & repairs for interstate properties…

    more
  45. 750 from first home to five properties: Chris's investing journey

    In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about: 👉🏻 buying with an investor mindset from day one 👉 how picking locations he knew shaped his strategy 👉🏼 how he...

  46. 749 investing in regional NSW: Tamworth, Orange & Dubbo

    Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about: 👉🏾 how regional markets differ from capital cities 👉 investor profiles that Marcus works with 👉🏻 areas that...

  47. 748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme

    John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW & VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme. 👉🏾 what APRA’s DTI cap actually is and who it affects 👉🏿 what's causing…

    more
  48. 747 using a parental guarantee to get a better investment property at 23

    At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on: 👉 the early money habits he established after reading The Barefoot Investor at…

    more
  49. 746 is it too late to buy? BA red flags, Victoria’s hot market + more

    John and Rachelle answer your questions! 👉 renovate home or buy an investment first? 👉🏼 what type of valuation should I get? 👉🏽 what to ask a buyers agent before you commit 👉🏾 is it a good idea to buy an investment property with cash? 👉🏿 best structure to buy a working farm 👉🏻 have I...

  50. 745 backlash over boom bust episode, 90% no LMI lending, trust lending crackdown + more

    John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode that sparked backlash. Glen James also drops in for a discussion around rentvesting. 👉🏻 Macquarie bank pulls out of trust and company lending 👉…

    more

Type above to search every episode's transcript for a word or phrase. Matches are scoped to this podcast.

Searching…

We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.

No matches for "" in this podcast's transcripts.

Showing of matches

No topics indexed yet for this podcast.

Loading reviews...

ABOUT THIS SHOW

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence.

Formerly my millennial property.

Hosted on Acast. See acast.com/privacy for more information.

HOSTED BY

John Pidgeon & Rachelle Kroon

Frequently Asked Questions

How many episodes does this is property have?

this is property currently has 366 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is this is property about?

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and...

How often does this is property release new episodes?

this is property publishes regularly with 366 episodes available. Check the episode list for the typical release schedule.

Where can I listen to this is property?

You can listen to this is property on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts this is property?

this is property is created and hosted by John Pidgeon & Rachelle Kroon.
URL copied to clipboard!