Tokenized

On Ep. 82 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Wyatt Lonergan, GP @ VanEck Ventures and Mark Greenberg, VP of B2B @ Kraken to discuss Kraken adding bank withdrawals across 100 countries, Kraken and MoneyGram partnership and more! Timestamps: 00:00 Introduction 1:33 Kraken and MoneyGram global crypto to cash partnership 3:21 Kraken adding bank withdrawals across 100 countries 6:18 Informal local cash networks and stablecoin formalization 8:15 KYC and AML risks in crypto cash withdrawals 10:37 Kraken acquires Reap for stablecoin backed corporate cards 12:55 Verticalization of crypto payment stacks and card economics 25:58 Stablecoins as settlement rail for corporate treasuries 31:25 Bullish acquires Equiniti for tokenized equities infrastructure 40:12 Tokenized private credit and on chain asset demand Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 81 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by David Marcus, CEO & Co-Founder @ Lightspark to discuss Lightspark’s evolution from Bitcoin Lightning Network to stablecoins, delegating money movement to AI agents and more! Timestamps: 00:00 Introduction 4:37 Lightspark’s evolution from Bitcoin Lightning Network to stablecoins 9:18 How Grid Global Accounts enable platforms to create branded accounts 13:25 Delegating money movement to AI agents 16:27 Meta launches stablecoin creator payouts in select markets 21:44 The opportunity to build creator neobanks with stablecoins 26:06 Using alternative data for global credit underwriting onchain 35:23 Western Union stablecoin rollout replacing correspondent banking 39:08 Making platform issued stablecoins maximally fungible across networks 47:07 Visa stablecoin backed cards hit $7 billion run rate Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 7 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Kausik Rajgopal, EVP, Strategy, Corporate Development & Partnerships @ PayPal to discuss trust and fraud management in agentic commerce, PayPal integrations with Microsoft Copilot and Perplexity and more! Timestamps: 00:00 Introduction 01:45 Trust and fraud management in agentic commerce 05:51 AI-driven purchase journeys during Black Friday 08:17 Merchants needing AI channel product discoverability 11:28 Payment options for AI agents including stablecoins 13:29 Consumer versus agent payment optimization differences 15:19 PayPal integrations with Microsoft Copilot and Perplexity 20:54 Travel and hospitality as key agentic commerce use case 27:31 Stablecoin use for microtransactions and real-time settlement 32:33 Interoperability challenges among multiple agent protocols Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 80 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Nick Philpott, Co-Founder and Head of Partnerships @ Zodia Markets and Paul Frambot, Co-Founder & CEO @ Morpho to discuss why non USD stablecoins are slow to launch, USDT adoption by US fintechs and more! Timestamps: 00:00 Introduction 1:40 Regional currency stablecoins vs G10 focus 4:27 Why non USD stablecoins are slow to launch 7:44 Ramp adds USDT and stablecoin accounts for fintechs 9:50 USDT adoption by US fintechs and regulatory risk 14:57 USDT vs USDC usage differences in DeFi 19:02 Gig economy stablecoin payouts and slower than expected scaling 24:19 Stablecoin payouts as early mover advantage for brands 30:43 AAVE exploit caused by risky restaking token collateral 44:55 Japan tests government bonds on blockchain Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 6 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Nikhil Chandhok, Chief Product Officer & CTO @ Circle to discuss agentic commerce impact on everyday consumers, vibe coding, agent owned wallets and more! Timestamps: 00:00 Introduction 4:08 Pre channels era of agentic commerce development 6:51 Agentic commerce impact on everyday consumers 10:44 Vibe coding and cost of building software 14:12 Emergence of new one person merchant endpoints 21:04 Nano payments enabling small value transactions 27:40 Multiple agentic commerce protocols and interoperability 32:11 On chain consumer payments versus traditional cards 36:29 Local currency stablecoins and on chain FX 39:46 Agent owned wallets versus human wallets 42:16 Using AI agents inside product development cycles Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Mesh As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 79 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Alex Johnson, Author @ Fintech Takes and Nikil Viswanathan, CEO & Co-Founder @ Alchemy to discuss token economics and efficiency in AI systems, the consolidation of protocols in agentic commerce and more! Timestamps: 00:00 Introduction 5:03 Payments foundation models using transformer architecture 10:44 Open source models for financial services adoption 17:53 Cost and latency tradeoffs for AI inference 20:24 Token economics and efficiency in AI systems 23:21 Agentic workflows as intellectual property in commerce 25:45 Consolidation of protocols in agentic commerce 30:17 Open source runtime OpenSHIELD for agent security 33:33 Stablecoin advantages for agent to agent microtransactions 35:36 Real traction in search over payments for agents Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 5 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Pahal Patangia, Head of Global Industry Business Development and Payments @ NVIDIA to discuss open source models for financial services adoption, agentic workflows as intellectual property in commerce and more! Timestamps: 00:00 Introduction 5:03 Payments foundation models using transformer architecture 10:44 Open source models for financial services adoption 17:53 Cost and latency tradeoffs for AI inference 20:24 Token economics and efficiency in AI systems 23:21 Agentic workflows as intellectual property in commerce 25:45 Consolidation of protocols in agentic commerce 30:17 Open source runtime OpenShell for agent security 33:33 Stablecoin advantages for agent to agent microtransactions 35:36 Real traction in search over payments for agents Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Mesh As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 78 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Prabhakar Reddy, CEO & Founder @ OpenFX and Thomas Cowan, Head of Tokenization @ Galaxy to discuss inspiration for Open FX, the three distinct eras of stablecoin FX liquidity evolution and more! Timestamps: 00:00 Introduction 1:48 Inspiration for Open FX from Western Union remittance queues 4:45 The three distinct eras of stablecoin FX liquidity evolution 6:45 Banks are designed to hold deposits not move money 10:47 FX settlement speed bottlenecks in developed G10 currencies 18:35 Jamie Dimon's annual letter acknowledges blockchain and stablecoin threats 24:32 International banking pressure to adopt stablecoin payment rails 29:20 Tokenization growth and use cases decoupled from Bitcoin volatility 32:09 Onchain shareholder voting for tokenized equity using Broadridge 40:53 Tokenized equities will expand global access to US markets Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 10 of Stablecoin Stats, Andrew Van Aken, Data Scientist @ Artemis is joined by Lucas Shin, Data & Research @ Artemis to discuss defining agentic payments and web resource transactions, x402 vs Machine Payments Protocol and more! Timestamps: 00:00 Introduction 1:46 Defining agentic payments and web resource transactions 4:35 Artemis agentic payments dashboard and transaction trends 5:40 Meme coin influence on agentic payment activity 8:41 Filtering wash trading in agentic payment data 12:05 Real use cases: lead enrichment and CLI tools 14:47 Differences between x402 and Machine Payments Protocol 16:43 Session-based payments and batching low-value transactions 18:57 Supply side growth and discovery for agentic commerce 20:50 Tracking qualified sellers in the agentic ecosystem This episode is brought to you by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. This podcast is powered by Artemis ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

In this bonus episode of Tokenized, Rob Hadick, General Partner @ Dragonfly is joined by Amy Oldenburg, Head of Digital Asset Strategy @ Morgan Stanley to discuss Morgan Stanley's digital asset strategy, ETF trading and wealth management integration, OCC charter for digital asset custody and more! Timestamps: 00:00 Introduction 1:06 Morgan Stanley digital asset strategy defined 2:54 Emerging markets analogy for crypto adoption 5:26 Breaking front office vs back office bias 7:46 ETF trading and wealth management integration 13:24 Price pullbacks help product development 16:52 OCC charter for digital asset custody 19:51 Tokenized equities and dark pool plans 23:22 Prediction markets and institutional interest 25:42 Build vs partner for crypto infrastructure *** This episode is brought to you by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 77 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Sam Broner, Founder @ The Better Money Company and Mike Belshe, CEO @ BitGo to discuss frictions in stablecoin payments for retail, the interest and yield debate on stablecoins, quantum computing threat to blockchain cryptography and more! Timestamps: 00:00 Introduction 1:54 Stablecoin clearing house problem explained 3:10 Frictions in stablecoin payments for retail 6:55 Diversity of stablecoins and enterprise issuance 8:19 Clearing house solving many to many problem 10:04 Interest and yield debate on stablecoins 16:25 OpenFX raises $94 million for FX 21:01 Stablecoin cross border payments and FX 30:59 Midas raises $50 million for tokenized liquidity 48:00 Quantum computing threat to blockchain cryptography Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

In this bonus episode of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Danny Russell, Head of Payments Innovation Technology @ Bank of England to discuss stablecoins, settlement, the Digital Pound Lab and more! Timestamps: 00:00 Introduction 1:44 Four major Bank of England payments innovation programs 2:22 Digital Security Sandbox for live digital securities issuance 2:56 Synchronization Lab enabling atomic settlement across ledgers 3:55 DLT Innovation Challenge testing wholesale central bank money on external ledgers 5:28 Digital Pound Lab as platform for industry co-creation 8:27 Digital check use case using verifiable credentials 14:18 Settlement finality approaches in DLT innovation challenge 19:10 Systemic stablecoin regulation and consultation update 22:56 Liquidity savings mechanism saving 75 billion pounds daily *** This episode is brought to you by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 76 of Tokenized, Pet Berisha, Co-Creator @ Tokenized is joined by Rob Hadick, GP @ Dragonfly, Robert Mitchnick, Head of Digital Assets @ BlackRock and Noah Levine, Partner @ Andreessen Horowitz to discuss stablecoins evolving into new financial infrastructure, US regional banks building a tokenized deposit network and more! Timestamps: 00:00 Introduction 02:17 Tokenization as an access story for investors 05:51 Three categories of tokenized equity structures 08:41 Transferability limits of whitelisted tokenized assets 11:21 NYSE and Securitize partner for 24/7 trading 15:00 Stablecoins evolving into new financial infrastructure 18:58 US regional banks build tokenized deposit network 24:21 Stablecoins vs tokenized deposits serve different users 25:42 Privacy demand grows for capital markets onchain 31:06 Future market structure with fewer intermediaries Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 4 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Scott Shay, Founder @ N3XT to discuss the creation and impact of Signature Bank’s Signet, the role in the stablecoin ecosystem as a bank and more! Timestamps: 00:00 Introduction 05:46 The creation and impact of Signature Bank’s Signet 09:41 Lessons learned from the March 2023 bank closures 12:30 Design choices behind the first US narrow bank 16:37 Role in the stablecoin ecosystem as a bank 20:01 Solving interoperability between multiple proprietary stablecoins 25:32 The difference between instant debit and instant settlement 34:51 N3XT's safety features and technological advantages Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 75 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Raj Parekh, Head of Stablecoins and Payments @ Monad and Liam Horne, Product @ Tempo to discuss the Machine Payments Protocol MPP, Tempo mainnet launch, Mastercard acquiring BVNK for $1.8 billion and more! Timestamps: 00:00 Introduction 2:36 Machine Payments Protocol MPP overview and purpose 4:31 Visa partnership on MPP and command line commerce 9:25 MPP enabling frictionless agentic workflows 14:52 Sessions enable micro payments per token 19:31 Tempo mainnet launch and key features 22:41 Evolution of third generation layer one blockchains 31:16 Creative agentic applications being built on Tempo 36:22 Mastercard acquires BVNK for $1.8 billion 37:28 Financial institutions need a stablecoin strategy Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 4 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Illia Polosukhin, Co-Founder @ NEAR Protocol to discuss NEAR Protocol, solving AI coordination, payment challenges and more! Timestamps: 00:00 Introduction 7:05 NEAR Protocol & solving AI coordination and payment challenges 15:37 Redefining commerce as an intent-based flow beyond payments 22:41 The landscape of agentic commerce protocols and aggregation 25:01 Security challenges with AI agents and the creation of IronClaw 30:13 The evolution toward secure operating systems for AI 31:25 Balancing crypto integration with the open source community 34:04 Future vision for IronClaw and Near Protocol Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Mesh As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 74 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Raagulan Pathy, CEO & Co-Founder @ KAST and Homam Maalouf, Co-Founder & Chief Products Officer @ Lead Bank to discuss KAST raise $80m for stablecoin neobank, Lead Bank's role in enabling stablecoin card programs and more! Timestamps: 00:00 Introduction 1:39 KAST's $80M raise and vision for a global stablecoin neobank 2:21 KAST's global growth metrics and stablecoin adoption beyond trading 5:48 Lead Bank's role in enabling stablecoin card programs 7:05 Building lasting compliance infrastructure for stablecoin platforms 19:18 NASDAQ partners with Kraken to launch tokenized stocks globally 29:29 Using crypto assets as collateral for loans and credit lines 33:50 Stablecoin settlement with Visa and Mastercard card networks 40:46 Banks issuing their own stablecoins and market fragmentation Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 9 of Stablecoin Stats, Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis are joined by Chris Harmse, Co-Founder @ BVNK to discuss the state of the stablecoin market from RFPs to implementation, how to pitch stablecoin adoption within an enterprise and more! Timestamps: 00:00 Introduction 4:26 The state of the stablecoin market from RFPs to implementation 7:23 How to pitch stablecoin adoption within an enterprise 9:47 Overview of the BVNK stablecoin utility report 11:43 Stablecoins have velocity and are used for spending not just saving 16:31 Building user trust and keeping capital on payment platforms 19:54 The current state and future of non-USD stablecoins 23:26 The intersection of AI agents and stablecoin payments This episode is brought to you by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. This podcast is powered by Artemis ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 73 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Tanner Taddeo, CEO & Co-Founder @ Stable Sea and Alfonso Gómez-Jordana, Founder @ Crossmint to discuss stablecoin-linked cards, AI agent exclusive virtual cards, Morgan Stanley applying for national trust charter and more! Timestamps: 00:00 Introduction 3:11 Stablecoin-linked cards as a business model for neobanks and remittance companies 6:15 Launching AI agent exclusive virtual cards powered by Visa intelligent commerce 10:52 Enterprise treasury management using stablecoins with AI agents 13:02 Comparing credit cards versus stablecoins for AI agent payments 24:35 Morgan Stanley applying for national trust charter to custody crypto assets 31:06 Kraken becoming first crypto firm to receive a payments master account 35:34 Fintechs applying for bank charters to control their own destiny 41:32 NYSE parent company ICE investing in crypto exchange OKX Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 72 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Nicole Sandler, Chief Ecosystem Officer @ Ubyx and Fredrik Haga, Co-Founder @ Dune to discuss onchain data showing stablecoin supply and exchange holding trends, Blueprint raising $4.25M and more! Timestamps: 00:00 Introduction 2:31 Onchain data shows stablecoin supply and exchange holdings trends 4:32 Stablecoin utility decouples from crypto speculation for enterprises 7:36 PayPal's stablecoin PYUSD grows 750% despite parent company struggles 13:21 Meta's stablecoin pivot from Libra to regulated Genius Act compliance 28:45 RedotPay eyes $1B IPO signaling US regulatory clarity for stablecoins 33:30 Tether invests in creator economy platform Whop for stablecoin payouts 36:32 Kraken launches tokenized equity perpetual futures with 20x leverage 41:04 Blueprint raises $4.25M for on-chain compliance operating system Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 3 of Stablecoin Stories, Simon Taylor, GTM @ Tempo and Ran Goldi, VP Payments, Fireblocks are joined by Eric Barbier, CEO @ Triple-A to discuss the inefficiencies in traditional remittance that inspired Triple-A, using stablecoins for cross border B2B and more! Timestamps: 00:00 Introduction 2:21 The inefficiencies in traditional remittance that inspired Triple-A 7:44 How stablecoins reduce working capital needs in payments 10:55 Real world example of using stablecoins for cross border B2B 13:06 Why Fortune 500 companies avoid holding stablecoins on their balance sheet 18:33 Stablecoins as a lifeline for consumers in emerging markets with dollar restrictions 24:24 Adoption of stablecoins in the global gaming sector 29:08 The regulatory landscape and challenges with banks for stablecoin firms Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 71 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Davis Hart, Founder & CEO @ Omnia and Robert Morgan, Head of Stablecoins @ Payoneer to discuss Payoneer's partnership with Bridge, why stablecoin companies are pursuing federal trust charters and more! Timestamps: 00:00 Introduction 2:10 Payoneer's partnership with Bridge for stablecoin payout capabilities 4:05 The evolution of stablecoin payouts from new entrants to established players 7:48 The business case for Payoneer adopting stablecoins 10:17 Why stablecoin companies are pursuing federal trust charters 12:15 Tokenized deposits versus stablecoins and their different use cases 18:41 The early exploration phase of tokenized deposits 26:43 Apollo's partnership with Morpho for on chain lending 34:19 The potential of on chain lending beyond crypto collateral Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!   Music by Henry McLean

On Ep. 70 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Diogo Mónica, GP @ Haun Ventures and Chris Maurice, CEO @ Yellow Card to discuss BlackRock offering DeFi trading with Uniswap tokens, Erebor Bank receiving its full OCC charter and more!Timestamps:00:00 Introduction2:17 BlackRock offering DeFi trading with Uniswap tokens8:39 BUIDL fund's potential for 24/7 payments and liquidity11:55 Stripe launching machine payments for autonomous agents16:34 Machine to machine payments and consumer protection considerations31:54 Layer Zero unveiling their Layer 1 blockchain called Zero38:35 Zero's ambitious goal of becoming a full cloud environment46:15 Erebor Bank receiving its full OCC charterTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 8 of Stablecoin Stats, Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis are joined by Matt Higginson, Partner & Global Head of Digital Assets @ McKinsey & Company to discuss how traditional finance institutions view the term 'TradFi', the 2025 inflection point for stablecoin adoption and more!Timestamps:00:00 Introduction4:44 How traditional finance institutions view the term 'TradFi'5:26 The 2025 inflection point for stablecoin adoption and the GENIUS Act9:20 Methodology behind the McKinsey and Artemis stablecoin payments study12:23 B2B stablecoin payments as the fastest growing category16:01 Card networks leaning into stablecoin adoption18:08 The intersection of agentic AI and blockchain technology24:36 The future of non-USD stablecoins and national coordination32:41 Advice for payments executives navigating digital assetsThis episode is brought to you by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.This podcast is powered by Artemis***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 69 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Sunand Raghupathi, CEO & Co-Founder @ Veda to discuss Kraken and Coinbase DeFi earn products, the role of curators in DeFi vaults and more!Timestamps:00:00 Introduction05:07 Comparison of Kraken and Coinbase DeFi earn products and risks07:31 Consumer redemption risk and vault liquidity management10:50 Role of curators in DeFi vaults and risk allocation decisions15:30 Distinction between staking and lending as different yield products20:20 Explanation of curator role vs traditional asset manager in DeFi24:48 CME exploring institutional tokenized collateral and 24/7 trading30:14 Regulatory considerations for traditional institutions offering DeFi yield34:15 Vitalik Buterin re-evaluating Ethereum's roll-up-centric roadmap and L2sTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 68 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Bam Azizi, CEO & Founder @ Mesh, Kirill Gertman, CEO @ Conduit and Dogan Alpaslan, Researcher @ cyber•Fund to discuss Mesh raising $75M at $1B valuation, Fidelity launching its own stablecoin (FIDD) and more!Timestamps:00:00 Introduction1:53 Mesh raises $75M at $1B valuation for tokenized asset network4:24 Differentiating between infrastructure companies like Conduit and Mesh6:20 Competitive landscape and value of distribution in stablecoin infrastructure13:17 Fidelity launching its own stablecoin (FIDD)15:08 Historical parallels of multiple dollar issuers in the 1800s19:15 Economics and abstraction layers for multiple stablecoins25:26 UBS allowing select clients to trade Bitcoin and Ethereum32:53 Tether launching USDT onshore and increasing gold reservesTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 67 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Jess Houlgrave, CEO @ WalletConnect to discuss institutional adoption of crypto infrastructure by traditional capital markets, differences in approaches to tokenized securities and more!Timestamps:00:00 Introduction2:45 Institutional adoption of crypto infrastructure by traditional capital markets5:31 Differences in approaches to tokenized securities by DTCC, NYSE, and NASDAQ8:23 Stablecoins and tokenized deposits for equity trades10:24 WalletConnect Pay: stablecoin checkout solution with Ingenico POS terminals14:54 Use cases for stablecoin payments: digital nomads, high inflation regions, luxury goods18:25 QR vs NFC: Form factor challenges for stablecoin payments at checkout21:28 Privacy solutions for on-chain payments and merchant revenue visibility28:11 Gusto and Zero Hash partnership for stablecoin payroll to global contractors32:14 Challenges and economics of stablecoin payroll vs. traditional contractor paymentsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 66 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Michael Tannenbaum, CEO @ Figure to discuss Visa Direct partnership with BVNK, Figure's on-chain public equity network (OPEN) for blockchain-registered equity and more!Timestamps:00:00 Introduction00:50 Visa Direct partnership with BVNK for stablecoin payment endpoints04:10 How BVNK provides full-stack stablecoin infrastructure for Visa08:18 Targeting multi-billion dollar transaction volume for Visa Direct stablecoin launch13:23 Figure's on-chain public equity network (OPEN) for blockchain-registered equity17:37 Benefits of blockchain-native equity for self-custody and stock loan control22:21 Using blockchain for equity proxy voting transparency and cost reduction33:21 Building on Provenance blockchain for privacy and cross-chain DeFi finance39:32 Senate market structure bill delay and debate over stablecoin yield43:32 Polygon acquisitions to build an open money stack for stablecoin paymentsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 65 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Sandy Kaul, EVP and Head of Innovation, Franklin Templeton to discuss OnePay's integration of crypto, Franklin Templeton's early tokenization platform and more!Timestamps:00:00 Introduction02:43 OnePay's integration of crypto04:28 The rise of financial super apps and wallet-based ecosystems06:33 Franklin Templeton's early tokenization platform and wallet infrastructure10:19 Tokenization expanding to alternative assets like art and IP13:32 Data and operational challenges for enterprise blockchain adoption20:54 Barclays invests in stablecoin settlement firm Ubyx24:33 Banks' strategic dilemma between stablecoins and tokenized deposits33:44 Lloyds Bank completes gilt purchase using tokenized depositsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 64 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Rob Hadick, General Partner @ Dragonfly and Tyler Moebius, CEO and Co-Founder @ SmartMedia Technologies to discuss their predictions for 2026.Timestamps:00:00 Introduction06:12 Grading previous year's predictions on stablecoin and AI narratives07:18 Skepticism on the near-term viability of AI and blockchain crossover10:16 Visa stablecoin settlement to exceed $100 billion annualized by 202618:30 Tier two banks adopting closed-loop stablecoin settlement rails22:09 Tokenizing loyalty programs versus creating merchant stablecoins32:23 $1 billion in tokenized loyalty collateral by end of 202634:29 Regulatory clarity and competition in tokenized money market funds41:00 $2 billion in annualized merchant stablecoin payment volume by 202648:30 5x growth in on-chain lending using tokenized real-world assets as collateralTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 63 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis to discuss stablecoins, onchain cards and B2B payments in their 2025 review.Timestamps:00:00 Introduction04:44 Surge in number of stablecoins above $10 million supply in 202507:30 What qualifies as a stablecoin? Do we need new definitions?15:11 Tether and Circle's massive supply growth and PayPal stablecoin surge16:47 Blockchain scalability and the rise of low-cost chains like Solana19:41 Tron's resilience and product-market fit in emerging markets22:16 PayPal's PYUSD growth driven largely by DeFi, not payments26:51 The current state and hurdles for stablecoin payment adoption32:30 Prediction markets like Polymarket driving significant stablecoin transactionsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 62 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Marieke Flament, 2x CEO, Angel Investor, Advisor, Co-Author of Euro Stable Watch, Chuk Okpalugo, Founder @ Stablecoin Blueprint and Nadine Chakar, Global Head of DTCC Digital Assets to discuss DTCC being authorized to tokenize top 1000 US stocks, the importance of tokenizing real legal rights vs. synthetic wrappers and more!Timestamps:00:00 Introduction03:49 DTCC authorized to tokenize top 1000 US stocks08:01 Importance of tokenizing real legal rights vs. synthetic wrappers20:06 Visa's stablecoin settlement for US banks using USDC on Solana23:05 Domestic use case and liquidity benefits of stablecoin rails26:03 SoFi and Coinbase launching stablecoin-as-a-service offerings28:35 Commoditization of stablecoin issuance and future interoperability needs35:52 JP Morgan launches tokenized money market fund on Ethereum41:25 FDIC proposed stablecoin application framework for insured banks46:21 PayPal launches PYUSD savings vault on DeFi for yieldTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 7 of Stablecoin Stats, Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis are joined by Alana Levin, Investment Partner @ Variant to discuss Variant's focus on crypto investments, takeaways from Fintech NerdCon and more!Timestamps:00:00 Introduction01:45 Variant's focus on crypto investments02:51 Takeaways from Fintech NerdCon04:55 The need for fraud model retraining with agentic payments and stablecoins06:05 Growth drivers for stablecoins and the role of embedded wallets like Turnkey09:02 How embedded wallets unlock ease of use and compliance for stablecoins13:29 The importance of security and fraud prevention with Blockaid22:03 Morpho as a leading lending protocol for stablecoin utilization26:30 Evolution of lending: collateralized vs. uncollateralized loans on-chainThis episode is brought to you by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.This podcast is powered by Artemis***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 61 of Tokenized, Simon Taylor, GTM @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Joey Isaacson, CEO @ Nook and Alex Gluchowski, Co-Founder & CEO Matter Labs to discuss Tempo Testnet launch, EVM, the race to onchain payments and more!Timestamps:00:00 Introduction02:37 Tempo Testnet launch with dedicated payment lanes and stablecoin-native gas05:37 Discussion on consumer app challenges and the importance of payment rails07:34 The role of testnets in development and institutional experimentation10:18 Dedicated payment lanes and network resilience during congestion events13:46 The importance and network effects of the Ethereum Virtual Machine (EVM)18:50 Privacy, compliance, and interoperability for tokenized deposits21:29 UAE regulatory advances and launch of the ADI Chain25:11 Structure of Nook as a self-custodial, global DeFi app33:13 Interactive Brokers launches instant account funding via stablecoins41:13 Acquisition of crypto talent by traditional banks and fintechs43:35 Regulatory clarity and the use of digital assets as collateralTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 3 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Erik Reppel, Author of x402 and Head of Eng @ Coinbase Developer Platform to discuss the history and original purpose of HTTP 402 status code, the convergence of blockchain, AI, native internet payments and more!Timestamps:00:00 Introduction01:12 History and original purpose of HTTP 402 status code04:24 The convergence of blockchain, AI, and native internet payments06:13 The genesis and technical workings of the x402 standard10:33 How an x402 transaction is constructed and the payments flow12:08 Role of facilitators in x402 compared to traditional payment processors19:29 KYT and sanctions screening for stablecoin transactions22:07 Early use cases: AI agents paying for API access and digital goods30:56 Cloudflare partnership and the pay per crawl concept for paid bot access35:26 Interoperability of x402 with other agentic commerce standards like A2P and ACPTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is also presented by MeshAs the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 60 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Rachel Mayer, VP of Product @ Circle and Nick van Eck, CEO and Co-Founder @ Agora to discuss killer features of tokenization, the growth of stablecoins versus other tokenized real-world assets and more!Timestamps:00:00 Introduction02:40 Larry Fink's op-ed on tokenization compared to the early internet04:26 The killer features of tokenization: instant finality and settlement speed06:40 The growth of stablecoins versus other tokenized real-world assets10:18 Collateral mobility benefits for personal and corporate cash management13:14 Regulatory clarity from the GENIUS Act as a major unlock16:21 Technological and practical barriers to institutional adoption23:54 European bank consortium launching a Euro stablecoin named Kivalis27:04 Tokenized deposits vs. stablecoins: safety and utility debate35:59 Sony's plan to issue its own stablecoin for its ecosystemTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

In this bonus episode, Simon Taylor, Head of Market Development @ Tempo is joined live from Stripe Stablecoin Day in London, by Zach Abrams, CEO & Co-Founder @ Bridge to discuss the shift from small developers to large banks and fintechs adopting stablecoins, the critical role of last-mile providers in stablecoin adoption and more!Timestamps:00:00 Introduction04:20 Shift from small developers to large banks and fintechs adopting stablecoins06:02 Cross-border payments as a primary stablecoin use case08:24 The critical role of last-mile providers in stablecoin adoption10:15 Need for diversified stablecoin issuance beyond current dominant players12:17 Managing fragmentation risk through seamless stablecoin interoperability14:34 Regulatory flexibility and future oversight in global stablecoin markets15:34 Corporate treasury management and operational efficiency with stablecoins18:52 Neo banks leveraging stablecoins for yield and global accountsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 59 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Nilan Peiris, Chief Product Officer @ Wise and Luca Cosentino, Head of Crypto @ Cross River to discuss KlarnaUSD launch, corporate treasury use cases for stablecoins and more!Timestamps:00:00 Introduction02:38 KlarnaUSD launch for internal treasury operations and yield generation05:53 Corporate treasury use cases for stablecoins07:06 Instant merchant payouts and settlement using stablecoins as an abstraction layer11:03 Cross-border payments and stablecoins for remittances and dollarization17:04 Cross River's platform unifying stablecoin and fiat flows to eliminate pre-funding24:56 Building infrastructure for tokenization and future financial use cases28:40 Paxos acquisition of Fortify for MPC wallet services and security32:01 Aave app and neobanks offering DeFi lending and borrowing via stablecoinsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 2 of Stablecoin Stories, Simon Taylor, GTM @ Tempo and Ran Goldi, VP Payments, Fireblocks are joined by Anthony Soohoo, Chairman and CEO of MoneyGram to discuss the transformation of MoneyGram's mission, MoneyGram Ramps and more!Timestamps:00:00 Introduction04:48 The refounding and transformation of MoneyGram's mission09:42 Identifying real customer problems before applying stablecoins13:13 How stablecoins save customers time, effort, and money16:00 The B2B benefits of stablecoins for corporate treasury22:22 MoneyGram Ramps: Bridging digital assets and the physical world25:32 Launching the digital wallet and choosing Colombia first33:12 The convergence of AI and programmable money with stablecoinsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 58 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa, is joined by Sam McIngvale, Head of Product @ OP Labs and Lesley Chavkin, Ribbit Capital to discuss agentic commerce, traditional AI vs agentic AI and more!Timestamps:00:00 Introduction01:35 Defining agentic commerce and its impact on shopping04:50 How agentic AI enables personalization at scale06:44 Differences between traditional AI and agentic AI09:24 The shift from reactive to proactive banking13:46 Current adoption curve for agentic AI in finance15:01 Promising use cases for agentic AI in commerce17:27 Autonomous agents and redefining customer engagement21:45 Barriers to adopting AI at scale in organizations26:38 Building trust and managing risk in AI decisionsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 2 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Louis Amira, Co-Founder & CEO @ Circuit & Chisel to discuss the evolution of agentic commerce protocols, explosive growth of the x402 protocol and more!Timestamps:00:00 Introduction06:16 Evolution of agentic commerce protocols11:57 Fragmentation in crypto and agentic payments17:14 Different protocols for different use cases22:07 Building agents to bootstrap protocols30:14 Explosive growth of the x402 protocol35:45 The need for micro-transactions between agents39:42 Crypto wallets as universal API keysTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is also presented by MeshAs the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

In this bonus episode of Tokenized recorded at Money20/20, Cuy Sheffield, Head of Crypto @ Visa is joined by Paul Frambot, Co-Founder & CEO @ Morpho to discuss on-chain lending in 2025 and more!Timestamps:00:00 Introduction02:09 Stablecoins as checking accounts02:58 The evolution of DeFi and smart contract lending03:59 Transition from crypto collateral to real-world assets07:24 Building trust for uncollateralized on-chain lending09:13 Morpho's shift from application to infrastructure11:57 Transparency benefits of on-chain lending protocols13:27 Permissionless infrastructure with compliance capabilities14:37 Banks integrating with on-chain lending networks16:16 Global cross-border lending and regulatory approach***This episode is brought to you by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!Music by Henry McLean

On Ep. 57 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Joao Reginatto, Chief Strategy Officer @ M0, Mark Greenberg, Global Head of Consumer @ Kraken and Kevin Lehtiniitty, CEO @ Borderless to discuss M0 and MoonPay partnership for stable coin issuance, benefits of companies creating their own stablecoins and more!Timestamps:00:00 Introduction01:38 M0 and MoonPay partnership for stablecoin issuance05:16 Benefits of companies creating their own stablecoins06:03 Consumer confusion with multiple stablecoin options09:07 JP Morgan's deposit token on Base network10:48 Tokenized deposits vs stablecoins debate20:57 Cash App integrating stablecoins for users28:57 Circle's on-chain FX engine and ARC chain37:09 Coinbase's token offering platform and UK savings account44:52 SoFi Bank launches in-app crypto tradingTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 6 of Stablecoin Stats, Anthony Yim, Co-Founder @ Artemis and Andrew Van Aken, Data Scientist @ Artemis are joined by Rob Hadick, General Partner @ Dragonfly to discuss explosive growth in B2B stablecoin payment volumes, the impact of stablecoins on traditional banking and more!Timestamps:00:00 Introduction06:09 Explosive growth in B2B stablecoin payment volumes10:20 Limited P2P stablecoin growth and market dynamics14:42 Distribution of stablecoin usage in payments and lending18:27 Stablecoin issuers are expanding services to compete with banks23:38 On-chain card spend growth and Visa settlement integration29:11 Early stage opportunities and challenges with agentic commerce32:50 Reviewing the winners in the stablecoin payments landscape35:20 The impact of stablecoins on traditional banking and PlaidThis episode is brought to you by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.This podcast is powered by Artemis***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 56 of Tokenized, Simon Taylor, GTM @ Tempo, and Cuy Sheffield, Head of Crypto @ Visa, are joined by Haonan Li, CEO & Co-Founder @ Codex and Stone Atwine, CEO @ Co-Founder @ Eversend to discuss Jamie Dimon on stablecoins, financial institutions shifting from strategy to execution on stablecoins and more!Timestamps:00:00 Introduction03:10 Ripple's acquisition strategy and expansion into custody services06:26 Evolution of custody services and embedded wallet solutions11:27 Ripple's equity valuation versus XRP token dynamics13:44 Jamie Dimon and Larry Fink on tokenization and stablecoins17:54 Interplay between tokenized assets and stable coins as collateral20:30 Streaming money versus net settlement in payment systems25:23 Stablecoins for unidirectional cross-border payment collections29:28 Securitize going public as a tokenization-focused company34:44 Financial institutions shifting from strategy to execution on stablecoinsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 1 of Agentic Commerce, Simon Taylor, GTM @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Jeff Weinstein, Product Lead @ Stripe and Steve Kaliski, Principal Software Engineer @ Stripe to discuss the role of AI agents in the future economy and more!Timestamps:00:00 Introduction02:32 The role of AI agents in the future economy05:00 Moving from search-based discovery to AI-assisted execution10:00 Stablecoins as a global, borderless payment method for agents15:00 Managing payment failure modes in agentic commerce flows20:00 How agents will change consumer shopping behavior25:00 New business models and fraud patterns with AI agents30:00 Token-based billing and usage for AI services35:00 Open standards and competition in agentic paymentsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is also presented by MeshAs the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 55 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Dan Mottice, CEO & Co-Founder @ Beam, Itai Turbahn, Co-founder & CEO @ Dynamic, Matt Marcus, CEO & Co-Founder @ Modern Treasury and Michael Shaulov, Co-Founder & CEO @ Fireblocks to discuss Modern Treasury's acquisition of Beam for payment infrastructure, Fireblocks acquires Dynamic for embedded wallet infrastructure and more!Timestamps:00:00 Introduction01:10 Modern Treasury's acquisition of Beam for payment infrastructure04:39 Challenges and solutions in implementing stablecoin technology07:06 Fintech and crypto rails merging into unified financial rails09:37 Benefits of stablecoin backed accounts for businesses12:20 The importance of ledgering systems in stablecoin operations16:23 Mastercard's potential acquisition of zerohash for crypto services24:28 Stablecoin volume growth decoupling from crypto price action28:18 IBM partners with DFNS for mainframe digital asset custody31:05 Fireblocks acquires Dynamic for embedded wallet infrastructureTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 54 of Tokenized, Simon Taylor, GTM @ Tempo, and Cuy Sheffield, Head of Crypto @ Visa, are joined by Diogo Monica, GP @ Haun Ventures and Michelle O'Connor, Founder @ The Digital Future to discuss Tempo's $500M funding round, the rise of vertically integrated payment blockchains and more!Timestamps:00:00 Introduction03:02 Tempo's $500M funding round and strategic acquisitions05:23 The rise of vertically integrated payment blockchains07:33 Evolution of stable coins and multi-chain competition13:12 The spectrum of blockchain decentralization and requirements20:03 Ripple's acquisition of G Treasury for corporate treasury23:56 Ripple's M&A strategy and RLUSD stable coin integration30:11 Regulatory and global challenges for corporate treasury35:42 Fed's proposed payments account and master account access40:49 Stable coins and the future of narrow bankingTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by CentrifugeWith over $1 billion in total value locked, Centrifuge works with major institutional partners to tokenize and distribute their funds — and with capital allocators onchain to invest and manage yield. Through every crypto cycle, Centrifuge has been building — and today, it’s the market leader in tokenizing real-world assets. Learn more at centrifuge.io***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 1 of Stablecoin Stories, Cuy Sheffield, Head of Crypto @ Visa and Ran Goldi, VP Payments, Fireblocks are joined by Kash Razzaghi, Chief Commercial Officer @ Circle to discuss Circle's multi-chain approach and the Arc blockchain, the difference between using and issuing stablecoins and more!Timestamps:00:00 Introduction02:34 Kash's journey from tech to Circle and USDC09:02 Early USDC growth and DeFi partnership strategy13:35 The SVB banking crisis and USDC depeg event18:06 Problem-solving during the banking crisis weekend19:13 Evolution of USDC in the payments ecosystem21:35 Regulatory compliance and infrastructure for global adoption24:01 Circle's multi-chain approach and the Arc blockchain30:51 Circle's evolution into an internet finance platform31:21 The difference between using and issuing stablecoinsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

On Ep. 53 of Tokenized, Simon Taylor, GTM @ Tempo is joined by Morgan Krupetsky, VP of Business Development for Onchain Finance @ Ava Labs and Raagulan Pathy, Founder & CEO @ KAST to discuss the flash crash, market liquidations, $300 trillion PYUSD accidentally minted and more!Timestamps:00:00 Introduction02:23 The flash crash and market liquidations07:41 Market structure and synthetic stablecoin risks13:14 Institutional perspective on crypto market maturity18:19 Coinbase and Mastercard potential acquisition of BVNK24:54 Corporate treasury as a growing stablecoin use case30:26 Major banks exploring G7 currency stablecoins32:36 Debate on bank-issued stablecoins vs. tokenized deposits39:10 Inefficiencies in traditional cross-border dollar settlement40:31 $300 trillion PYUSD accidentally mintedTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.Tokenized is presented by Bridge, a Stripe company.Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyzTokenized is also presented by FireblocksWith over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean