PODCAST · business
Wealth Talks
by Wealth Talks Podcast
With a special emphasis on finances we talk about things that create wealth in your life. It's like a dinner table conversation once a week.
Episodes
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Dave Ramsey says "Whole Life is C***." Here's why he's wrong
The Dave Ramsey baby step program doesn't include any whole life insurance. Why? Dave calls Whole Life Insurance C***. Is it cause he doesn't understand it? Or is it for another reason? We respond to Dave Ramseys argument against Whole Life Insurance here. Whole Life Insurance (only when designed...
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Long term Infinite Banking policy results
This is a review of a Participating Whole Life Insurance policy, designed for infinite banking, that was purchased over 18yrs ago. We have access to the original sales illustration which showed projections of what the policy would look like into the future, and then we also have a current active...
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What is Wealth? | Episode 593
Wealth is generated is many unique ways. Often times we associate wealth with monetary status, but it has been insightfully said that true wealth is what you have left when all your money is gone. This is an interesting perspective indeed. In this episode we talk about how wealth is created (even...
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Rhinoceros Success | Episode 592
This Podcast episode is about a book we recently came across and enjoyed so much we wanted to share it with you. Rhinoceros Success by Scott Alexander and forward written by Dave Ramsey, is a short humorous motivational book about developing a mindset and way of life that brings success. Using...
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Family Banking | Episode 591
Family Banking lets you Build, Protect, and Control Your Family's Wealth. Our family has been doing family banking for 19 years. We teach other people how to set it up. If you want to get started with family banking, we would love to help you: go to our website here and request an appointment:...
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Make America Rich Again | Episode 590
Watch the video podcast on Youtube here: https://youtu.be/yxpHd3fh0IM Join our discussion as we ponder: What does it mean to Make America Rich Again? Is America Rich like it once was? Steven doesn't think so...so how do we Make America Rich Again? Maybe Making America Rich Again isn't just about...
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Infinite Banking... Then What? Episode 589
Is Infinite Banking the end all be all magic financial formula? No. However IBC can make everything you do financially better. Ben shares a recent example of how he used Infinite Banking to generate over 30% return in one of his businesses. This would not have been possible using a CD, 401k or...
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Premium vs Cash Value | Episode 588
If you want to understand how an Infinite Banking Policy for 2026 should function and be designed, you are in the right place. We have been practicing and designing infinite banking policies for the past nearly 20 years. A lot has changed with insurance products and designs over this time. Here…
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How Much Life Insurance Do You Need? | Episode 587
How much Life Insurance coverage you needs depends on what your goals are with leaving a death benefit and using the living benefits of your life insurance policy such as with Infinite Banking. This episode will help you understand how much insurance coverage you need. After listening, you'll…
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Loan Interest and Infinite Banking | Episode 586
If you want to learn about how policy loan interest works on a whole life insurance policy and how that works with Infinite Banking, this is the episode for you. Having the ability to take a policy loan is a huge financial benefit, but you want to make sure and understand how the interest works…
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How People Use Infinite Banking | Episode 585
This episode is about how our clients have used Infinite Banking. Infinite Banking as the name suggest can be used for and infinite number of things. Some of the success stories our clients have used infinite banking for are encouraging, inspiring and just fun. Listen and get inspired and learn…
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Investing with Infinite Banking | Episode 584
Investing in Infinite Banking vs investing with Infinite Banking. What's the difference? Today we're talking about how you can use Infinite Banking with investments to grow your money even faster. A policy loan can be used for many different things, including investing. This can be investing in…
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Tax Benefits of Infinite Banking | Episode 583
Did you know you can use Infinite Banking to save money on your taxes? There are multiple tax benefits to using Infinite Banking, and in this episode, you'll learn a few smart tax strategies to save money on taxes by using Infinite Banking. With the infinite banking concept and Participating…
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How People Use Infinite Banking | Episode 582
In this episode, you'll learn how to use Infinite Banking even better by learning from the stories of other people. In this episode, learn about how people use Infinite banking to: · Build a family banking system · Build a health food store · Develop software · Build a new business · Purchase...
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How Much Money To Start Infinite Banking?
Answers to questions about Infinite Banking such as: • How much money do I need to start Infinite Banking? • Should I pay off debt before starting Infinite Banking? • Does cycling money in and out of my policy grow it faster? • How to stop paying premiums on your Infinite Banking policy. • What…
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Is Infinite Banking only for the Rich?
Infinite Banking can help you level up your financial game and build wealth faster, but there is a lot to understand and sort through to understand what is Infinite Banking? In this episode we answer questions about Infinite Banking, and discuss how you can level up your financial game and build...
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Is Infinite Banking only for the Rich?
Infinite Banking can help you level up your financial game and build wealth faster, but there is a lot to understand and sort through to understand what is Infinite Banking? In this episode we answer questions about Infinite Banking, and discuss how you can level up your financial game and build...
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Problems with Infinite Banking Concept
In this episode we go over some of the problems with Infinite Banking. Some of these problems are with the Infinite Banking Concept directly. Some are false teachings/marketing about the infinite banking concept. Other problems we address in this episode are personal problems that must be taken...
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Infinite Banking Policy for Retirement
This episode is about how to use Infinite Banking as part of your retirement strategy. Infinite Banking is a financial tool that gives you a competitive edge in everything you do. Using The Infinite Banking Concept as part of your retirement planning gives you the flexibility of a very liquid…
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Financing with Infinite Banking
This episode is about how to finance purchases with Infinite Banking. Using Infinite Banking like your own private bank provides you with flexibility, freedom and greater financial gain than using other financing methods. With interest rates no longer at record lows, Infinite Banking makes sense...
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How to use Infinite Banking Efficiently
In this podcast episode, we're going to discuss how to use the Infinite Banking Concept efficiently. As IBC practitioners, John and Ben share some of the things they have learned first hand by using Infinite Banking. Ben shares how he overextended when he first started purchasing whole life...
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How to Start Infinite Banking
In today's economy, your need for financing is greater than your need for a rate of return. Recovering the interest you would normally pay to a bank for financing something is what Infinite Banking is all about. Getting started with the Infinite Banking Concept requires discipline. Infinite…
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Nelson Nash Becoming Your Own Banker – How it got started
This is the story of how Nelson Nash discovered the Infinite Banking Concept, as written about in in his book Becoming Your Own Banker - unlocking the infinite banking concept. Nelson Nash wrote the book Becoming Your Own Banker and did seminars around the country teaching and sharing the…
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Our Thoughts on College - From 3 homeschooled brothers who skipped college
John, Ben and Steven McFie were home educated and are self-elected college opt-outs. All three of them are business owners and do not regret skipping a college degree. College can be a smart or a foolish decision depending on the circumstances. This episode is not meant to discourage or encourage…
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572
These are the 5 Human factors from the book Becoming Your Own Banker (The Infinite Banking Concept) written by R Nelson Nash Parkinsons Law Willie Suttons Law The Golden Rule The Arrival Syndrome Use it or lose it In the book Becoming Your Own Banker, Nelson Nash writes, "If you control these 5...
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571 Audio
Indexed universal life insurance, commonly called by it's acronym IUL, is one of the most complex types of life insurance, and its complexity often makes it difficult to understand. In this episode we break Indexed Universal Life Insurance down into simple plain english, making it easy to...
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Gulf Shores Beach Report
Vacation has a way of bringing you a new perspective on life. A change of scenery, new experiences, a different schedule and different culture. We went on vacation, and have some aha moments from our trip to share with you. Traveling from Indiana down through Kentucky, Tennessee, Georgia, and...
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Forced Savings
Some people see forced savings as a negative limiting rule they are bound to, while for some it provides guidelines to help them thrive. Is forced savings a good thing for you? Does it limit you? Let us know how you feel about it. Follow the Wealth Talks Podcast on: Instagram:...
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568 Audio 2
Learn about Whole Life Insurance and how it works, the pros and cons of whole life insurance, how you can use whole life insurance cash value and loans. Also in this episode learn more about Indexed Universal Life Insurance. Is IUL really a permanent life insurance policy? Does universal life...
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Rich Dad Poor Dad
Explore and learn the key points from the book Rich Dad Poor Dad written by Robert Kiyosaki. Build a system of assets instead of liabilities. Learn to think like the rich instead of like the poor and middle class. Dr. Steve Hryszczuck read Rich Dad Poor Dad and implemented some of the principles…
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How to Fund Whole Life Insurance
On todays episode 566, we break down how to fund dividend-paying whole life insurance used with the Infinite Banking Concept, including: - Paying your policy premium - How to stop paying a premium on a whole life policy - Retirement with a policy designed for Infinite Banking - Riders and…
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Expanding your Infinite Banking System
Buying Term Life insurance rather than Whole Life insurance and then investing the difference of premium payments, became popularized financial advice in the 1970s and 1980s by AL Williams. Now today, 50 years later, this advice is still the cornerstone principal for many financial advisors...
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Wealth Besides Money
Are you often late? ... It could mean you're an optimist type personality. Ben explains in this episode and Steven self convicts. Wealth is often used in reference to monetary value or quantity. Many people never consider the wealth that is beyond money. Relationships, Memories, Health, Family,...
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Buy Term and Invest vs. Whole Life Insurance
Buying Term Life insurance rather than Whole Life insurance and then investing the difference of premium payments, became popularized financial advice in the 1970s and 1980s by AL Williams. Now today, 50 years later, this advice is still the cornerstone principal for many financial advisors...
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Infinite Banking Concept and a Modified Endowment Contract MEC
A good life insurance policy can become a Modified Endowment Contract when it fails the 7 pay test. What does that mean in plain terms? We explain in this episode. Learn what a MEC is (modified endowment contract) What if my Infinite Banking Policy becomes a MEC? Is a MEC bad? Can a MEC be good?...
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Convertible Term Insurance
Converting term insurance into a permanent life insurance policy can allow you to recover the cost of your insurance in a matter of a few years, insure that your premium will never increase, your death benefit will never expire, and in addition to this, build cash value equity in your policy that...
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Infinite Banking Questions and Answers
If you have questions about Infinite Banking or Whole Life Insurance, this is the perfect episode for you. We go through a bunch of specific questions on Infinite Banking, Whole Life Insurance, Financial Strategies and the like; answering the questions in lots of detail. Resources for this…
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Financial Planning
What is the most important factor in retirement planning? The philosophy and the financial habits you create. John does financial planning for clients. Today he shares details about how he goes about creating a successful financial plan. What is his goal when he advises his clients? How does he...
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White Coat Investor vs. Infinite Banking
On this episode we are discussing an article written by the White Coat Investor on Infinite Banking. The article is called 7 truths on Infinite Banking / Bank On Yourself. In this episode: Who is The White Coat Investor? Are the 7 "truths" of this article accurate? ... We discuss each of them...
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Dave Ramsey...Then What?
Dave Ramsey has 7 recommendations: Start a $1000 emergency fund Implement a debt snowball strategy Have 3-6 months of expenses worth in savings Invest 15 % of your income Save for your children's college tuition Pay off your house early Build wealth and give Are these 7 steps good to follow? Do...
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Infinite Banking and Chat GPT
We decided to ask Chat GPT questions about Infinite Banking. It was pretty accurate today, but it also had some serious errors. We ask Chat GPT, What is Infinite Banking? And it gives us an example. We ask Chat GPT, What about using Indexed Universal Life Insurance for Infinite Banking? Is Dave...
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Infinite Banking In 2026. Here's What You Need to Know
How Infinite Banking is going to work in 2026. What's changing? What's staying the same? In this episode: *An update on Dad* His diagnosis, treatment and whats happening right now. Using Infinite Banking to keep your money growing at maximum efficiency Using Infinite Banking with Real Estate Why...
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How to Buy A Car With Infinite Banking
This is the story of how Michael and Andreini used Infinite Banking to purchase their new car. A Toyota 4 Runner Limited, AWD, premium wheels and less than 9000 miles for $55,500. Infinite Banking allows you to put yourself in the driver seat of your own finances by providing access to financing...
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Retirement Planning
Planning for retirement. Is it smart to follow what everyone else is doing? Can Life Insurance help with your retirement strategy? What is a 401k? What is a 7702? We discuss planning for retirement in this episode and the many different options and approaches that are available, and what people...
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Marc Adams audio
Marc Adams is the founder of the world renowned Marc Adams School of Woodworking. He joins us on this podcast and shares the story of how it all got started. The Marc Adams School of Woodworking (MASW) hosts world famous craftsman and artist to share their time honored crafts. Woodworking, glass...
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Here's what's going on with The Kyle Busch Lawsuit
Kyle Busch is suing (and its a massive lawsuit!) over the performance of his Indexed Universal Life insurance policy that has killed his retirement plan. We go over the details of whats going on in this podcast episode. Is it the life insurance agents fault? Is it the Insurance Companies fault?...
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1 Million into Infinite Banking
How do you get a large amount of money into an Infinite Banking Policy? We go over the details on this episode. This episode follows the story of one of our real estate clients who came to us for an infinite banking policy. Listen along and learn from this real life scenario. 📄 INFINITE BANKING...
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Monopoly CashFlow (By Robert Kiyosaki) and Careers
These three board games all teach important financial lessons that are important to keeping more of the money you make, putting your money to use so it works for you, and achieving success in life. Success looks different to everybody. But the principles to building wealth, making money, and…
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Infinite Banking and Whole Life Insurance Questions Answered
This episode is all about getting your questions answered about infinite banking and whole life insurance. Questions like: How long should I pay my premium? Do I need to repay my loan? Can I do interest only? Can I stop my premium? How quickly can I borrow from my policy? How to structure loan...
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Frequently Asked Questions
How many episodes does Wealth Talks have?
Wealth Talks currently has 598 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Wealth Talks about?
With a special emphasis on finances we talk about things that create wealth in your life. It's like a dinner table conversation once a week.
How often does Wealth Talks release new episodes?
Wealth Talks releases new episodes frequently with a large back catalog of 598 episodes. Check the episode list for recent publication dates.
Where can I listen to Wealth Talks?
You can listen to Wealth Talks on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Wealth Talks?
Wealth Talks is created and hosted by Wealth Talks Podcast.
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