PODCAST · business
Wise Money Tools
by Dan Thompson
Learn everything you want to know about Infinite Banking, Leveraging Life Insurance, Real Estate, Bitcoin, Bitcoin mining and ways to skyrocket your wealth. Dan has been in the financial planning business for almost 40 years. Starting out as a stockbroker, Dan learned quickly that the Wall-Street methods simply do not work.Join Dan on his journey to finding the most predictable, wealth building investments that Wall Street won't tell you about. Don't miss the Wise Money Tools Podcast--with Dan Thompson.
Episodes
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Ep 397 - The 4% Rule Will Wreck Your Retirement
The 4% rule sounds comforting until you stress test it. Say you have $1M in retirement accounts: 4% is $40,000 — but after taxes that's closer to $32-33K of spendable income, maybe $55-60K with Social Security. Now drop that into 2022: markets fall 15-20%, your $1M becomes $816K — about four…
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Ep 396 - The Rich Don't Own Assets, They Control Them
The safest asset isn't your 401k, your rental property, or your stock portfolio — it's control. When you control an asset, you control the cash flow, the tax treatment, and the leverage. Step 1: label every asset you own as controlled by you or controlled by the market. Step 2: open a properly...
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Ep 395 - You're Poor Because of These Words
She's recorded 100+ videos for our channel — and just told me she never fully understood the terms she was saying on camera. It broke my heart, and made me realize how many of you probably don't understand them either. Terms to know: compounding, leverage, time value of money, rate of return…
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Ep 394 - Why The 4% Rule Fails
The 4% retirement rule sounds simple: build a large portfolio and withdraw 4% each year. But what happens when the market drops 20% shortly after you retire? You're not just dealing with investment losses. You're still withdrawing money while your portfolio is down — creating what many investors...
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Ep 393 - The 50/30/20 Rule Is Wrong
Most people know the 50/30/20 rule: 50% for needs. 30% for wants. 20% for saving and investing. But what if you flipped it? The 30/50/20 approach puts saving and investing FIRST — because you can never get yesterday back, and the sooner your money starts compounding, the more time it has to grow....
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Ep 392 - Stop Building Wealth Backwards
Building wealth isn't about making more money and hoping everything works out. It's about having a strategy. In this video, Dan breaks down five essential principles for building long-term wealth: living below your means, investing early, using leverage wisely, educating yourself, and setting…
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Ep 390 - Stop Planning To Be Poor In Retirement
Most people plan retirement by asking: "How little can I live on?" That's the wrong question. Instead, ask: "How much income can I build?" The goal shouldn't be to shrink your lifestyle just to survive retirement. Build assets. Build passive income. Build tax-advantaged wealth. Don't retire on...
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Ep 389 - How Money Actually Grows
You don't build wealth overnight. You build it through small actions repeated over time. The four keys: ⏳ Time 📈 Compounding ⚡ Leverage 💰 Tax Advantages The question is: Is your money working as hard as you are? 📩 [email protected] 📅 Book a strategy session:...
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Ep 386 - Your Cash Value Is Sleeping
Your cash value shouldn't just sit there. The wealthy have used leverage for generations: Store capital safely. Access liquidity. Create opportunities. Keep money working. The goal isn't taking unnecessary risk. It's making your money more efficient. 📩 [email protected] 📅 Book a strategy...
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Ep 385 - Your Retirement Plan Is Broken
For decades, people were told the same retirement formula: Save. Invest. Wait. Hope. But what happens when the market crashes right before retirement? A 30%, 40%, or 50% drop can change everything. The question isn't just how much money you have. It's whether your money is built to survive. 📩...
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Ep 384 - Your Money Is Failing You
Most people spend decades chasing money… But never learn how to make money work. The wealthy understand leverage, cash flow, taxes, and assets that can create income. The question is simple: Are you working for your money, or is your money working for you? 📩 [email protected] 📅 Book a...
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Ep 383 - Retirement Is Not About Assets
A couple came to me with plenty of assets and a solid nest egg. The problem? They had no real income plan. Like many retirees, almost everything they owned depended on market performance. So I asked them one question: Would you rather get retirement income from a slot machine or an ATM? A slot...
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Ep 382 - Why Financial Literacy Matters
A powerful reminder: Not everyone grows up understanding money. One conversation revealed how difficult financial terminology can feel when nobody ever taught you investing, taxes, leverage, or wealth building. And honestly… most people were never taught. Not in school. Not at home. Not anywhere....
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Ep 381 - Stop Planning To Be Poor
Most people plan retirement like this: Pick an age… then figure out the bare minimum to survive. That's not a plan. That's scarcity. Cut expenses. Pay everything off. Hope your money lasts. But there's a ceiling to cutting back. Eventually… you hit zero. Income is different. There is no ceiling.…
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Ep 380 - The 4% Rule Trap
The 4% rule sounds simple: Withdraw 4%… and you're set for life. But reality isn't that predictable. Markets drop. Inflation rises. Income shrinks. And suddenly… your "safe" plan starts falling apart. Because the traditional model often relies on one thing: Selling assets to survive. A different...
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Ep 379 - Talk To The Right People
Most advisors don't have a strategy problem… they have a targeting problem. The fastest way to lose confidence? Explaining a great idea to the wrong person. When you learn who to talk to — everything changes: Better conversations. Better clients. Better results. Stop chasing. Start choosing. 📩...
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Ep 378 - The Advisor Advantage
Most financial advice sounds the same… because it is the same. This is different. The Elite Fifty isn't about selling products — it's about building a real wealth strategy using tax efficiency, income, and long-term asset growth. Stop sounding like every other advisor. Start showing people what...
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Ep 377 - The New Wealth Playbook
Most financial advice sounds the same… because it is the same. This is different. The Elite Fifty isn't about selling products — it's about building a real wealth strategy using tax efficiency, income, and long-term asset growth. Stop sounding like every other advisor. Start showing people what...
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Ep 376 - Insurance Becomes Wealth
This isn't traditional life insurance — it's a wealth strategy. Ynsurance turns a policy into a capital system: • Build cash value • Deploy into Bitcoin yield • Capture major tax advantages • Access funds tax-free • Eliminate debt at death This is how the ultra-wealthy structure, grow, and pass…
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Ep 375 - Money Wasn't Taught
Most people don't struggle with money because they're lazy or careless — they struggle because no one ever taught them how money actually works. We inherit financial habits, not financial education. I learned early that hard work alone doesn't build wealth. Compounding matters — but compounding...
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Ep 374 - The Power Behind Bitcoin
Bitcoin isn't complicated — it's misunderstood. It's stored energy, protected by math, scarcity, and a global network that never sleeps. With the Z Token, Bitcoin yield is delivered monthly to your self-custody wallet — no exchanges, no middlemen, no guessing. Stable position. Real accumulation....
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Ep 373 - Financial Language Matters
This moment stopped me in my tracks. Someone on our team is taking a finance class — not because she isn't smart, but because money was never explained to her in her language. It reminded me that most people don't struggle with money because they're lazy — they struggle because no one ever taught...
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Ep 372 - Wealth Is Repetition
I didn't lift 2.5 million pounds in one day — it happened rep by rep. Wealth works the same way. Time, compounding, leverage, and tax advantages do the heavy lifting when you stay consistent. The goal isn't overnight success — it's building a system where your money eventually works harder than…
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Ep 371 - Banks Use Your Money
Here's the part most people were never taught: when your money sits in a bank, you're the lender — and the bank keeps the spread. They use your deposits as leverage, lend it out repeatedly, and earn massive returns while you get scraps. The wealthy flip the script. They use bank-grade collateral,...
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Ep 370 - Nobody Taught Money
Most people don't struggle with money because they're lazy or careless — they struggle because no one ever taught them how money actually works. We inherit financial habits, not financial education. I learned early that hard work alone doesn't build wealth. Compounding matters — but compounding...
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Ep 369 - Why Bitcoin Actually Wins
Michael Saylor calls Bitcoin digital energy — stored work that never wears out, never inflates, and can't be manipulated. With the Z Token, you earn Bitcoin monthly — sent to your self-custody wallet — without price volatility. Stable value. Real yield. Total control. 📩 [email protected] 📅...
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Ep 359 - Why a Million Bucks Won't Make You Rich Anymore
Remember when your grandparents bought a house for $35,000? That same home is probably worth $700,000 today — and your kids will think $600,000 was a steal. That's inflation at work — silently stealing your purchasing power while you sleep. The truth is, being a "millionaire" doesn't mean what it...
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Ep 358 - Why I Stopped Selling Stocks for Life Insurance
I started in 1986 as a traditional stockbroker — chasing market returns, diversification, and all the "smart" financial strategies. But after living through multiple crashes and seeing clients lose decades of gains overnight… I knew there had to be a better way. The truth? The markets are rigged...
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Ep 357 - Stop Letting Cash Value Sit Idle
Too many people build up cash value in their life insurance and then… do nothing with it. That's a massive mistake. Your policy isn't just a savings account — it's a launchpad for wealth. When you learn to leverage it correctly, that same dollar can work two, three, even four times at once.…
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Ep 356 - Most Retirees Are Being Lied To
Most financial advisors still cling to the outdated "4% rule" — the idea that you can safely withdraw 4% a year from your retirement portfolio and never run out of money. But what happens when someone tells you to pull 8–10% instead? Total disaster. I ran the numbers using real Monte Carlo...
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Ep 355 - The Power of Bitcoin and Real Estate Together
What if you didn't have to choose between Bitcoin and real estate? Real estate gives you stability, cash flow, and tax advantages. Bitcoin delivers growth, liquidity, and inflation protection. Now, imagine combining both into one powerful wealth system. That's exactly what the Y-Assurance and Z...
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Ep 354 - The Perfect Trifecta of Wealth
Every investor dreams of the perfect investment — one that's safe, grows fast, and pays consistent income. But most only get two out of three. If it's safe, it's slow. If it's high performing, it's risky. If it pays income, it's taxed and limited. What if you could have all three? That's what Dan...
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Ep 353 - Wall Street's Broken Promise
For decades, Wall Street told us to "trust the plan." Work hard, save in your 401(k), ride out the market, and someday you'll retire free. But the truth? That plan is broken. Most investors end up with portfolios that barely beat inflation — eaten alive by taxes, fees, and volatility. Meanwhile,...
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Ep 352 - Why Advisors Hide This From You!
I recently attended a financial advisor conference — impressive businesses, billions in annuities and AUM… but almost no mention of life insurance. And that's the problem. Most advisors ignore one of the most powerful wealth-building tools available: leveraged life insurance. When structured...
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Ep 346 - Double Your Money's Power with Cash Value
Your cash value isn't just sitting there — it's working for you. But most people only use it once. Big mistake. Here's how the wealthy play it: 💰 Keep your money compounding inside your policy 📈 Borrow against it to buy appreciating or cash-flowing assets 🏠 Real estate, private notes…
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Ep 345 - Turn Cash Value Into a Money Machine
Got cash value in your policy? Most people let it sit there… growing slowly. Here's the smarter play: 💵 Keep it compounding in the policy 📈 Borrow against it to buy appreciating or cash-flowing assets 🏠 Real estate, private notes, equipment leasing, even Bitcoin mining It's the ultimate double...
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ABOUT THIS SHOW
Learn everything you want to know about Infinite Banking, Leveraging Life Insurance, Real Estate, Bitcoin, Bitcoin mining and ways to skyrocket your wealth. Dan has been in the financial planning business for almost 40 years. Starting out as a stockbroker, Dan learned quickly that the Wall-Street methods simply do not work.Join Dan on his journey to finding the most predictable, wealth building investments that Wall Street won't tell you about. Don't miss the Wise Money Tools Podcast--with Dan Thompson.
HOSTED BY
Dan Thompson
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Frequently Asked Questions
How many episodes does Wise Money Tools have?
Wise Money Tools currently has 396 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Wise Money Tools about?
Learn everything you want to know about Infinite Banking, Leveraging Life Insurance, Real Estate, Bitcoin, Bitcoin mining and ways to skyrocket your wealth. Dan has been in the financial planning business for almost 40 years. Starting out as a stockbroker, Dan learned quickly that the Wall-Street...
How often does Wise Money Tools release new episodes?
Wise Money Tools publishes regularly with 396 episodes available. Check the episode list for the typical release schedule.
Where can I listen to Wise Money Tools?
You can listen to Wise Money Tools on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Wise Money Tools?
Wise Money Tools is created and hosted by Dan Thompson.
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