Woke Finance Podcast

Many business owners are earning more than ever—but still don’t feel financially secure. Join the Woke Finance team as we unpack why high income doesn’t always translate to real wealth, and the hidden habits, pressures, and blind spots that keep people stuck in a cycle of “earning but not building. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

The new tax year is here—are you making the most of it? In this episode, the Woke Finance team breaks down what’s changed for the new ax year and highlights the key allowances you should have on your radar. From the £20,000 ISA allowance to other valuable tax-efficient opportunities. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Putting assets in a trust can bring about benefits such as avoiding the lengthy and costly probate process, reducing inheritance taxes, controlling how beneficiaries receive their inheritance and more. Join the Woke Finance team as they discuss pros and cons + whether people should be considering using one. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Happy new year! Join the Woke Finance team as they react to this recent news article of a high earning family expressing they still feel a strong level of financial stress. Hear tips on what we can do to avoid such situations regardless of our income. Original article here: https://www.thetimes.com/money/article/childcare-costs-financial-stress-experience-advice-fpdx0zprc#:~:text=Matthew%20Griffiths%20was%20a%20poster,year%20by%20his%20early%20thirties Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

As 2025 draws to a close, it’s the ideal time to reflect on what you’ve achieved in the past 12 months and start planning for the year ahead. Join the Woke Finance team as they share 6 things you should consider doing for 2026. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Today the UK Chancellor unveiled measures that will affect ISA’s, savings, pensions, and more. Join the Woke Finance team as they respond to some of the changes and what people can do when it comes to their own personal finances. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Amazon recently made a number of redundancies due to the ever growing usage of AI. Join the Woke Finance team as they discuss these layoffs and how this relates to a term coined ‘The K Shaped Economy’. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Key indicators are pointing towards a potential stock market crash. Join the Woke Finance team as they discuss how investors can prepare for a potential crash in 2026. Woke Finance Co-Founders Jacques recently featured on the Savvy Wallet podcast: https://www.youtube.com/watch?v=hk0wOIFp9o4 Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Surprise surprise, 25th December is coming around again! Join the Woke Finance team as they share tips on preparing financially for the festive season upon us. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

The reservoir strategy can help you manage market volatility by structuring your investments into short-, medium-, and long-term reservoirs. Join the Woke Finance team as they discuss how to build your investment reservoir. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Retirement planning isn't just about finances; it's about creating the life you desire when it's time to step away from your career. Join the Woke Finance team for this MUST listen episode as they discuss how anyone can stat planning for retirement today. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Whether investors should solely focus on index funds continues to be a topical conversation in the finance world. Join the Woke Finance team as they discuss the pros and cons of index funds. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss why people become philanthropist and the benefits (including financial) with this decision. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss private assets and how the everyday individual can invest in them. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

It’s widely speculated that UK’s Chancellor of the Exchequer, Rachel Reeves, will be making drastic changes to the current cash ISA allowance. Join the Woke Finance team as they discuss what to do if these changes come into play. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Making money on the stock market involves two decisions: when to buy and when to sell the stock. Sell too early and you risk leaving gains on the table. Sell too late and your profits could evaporate. Join the Woke Finance team as they discuss when is the right time to sell stocks. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Gold prices have seen significant increases over the past 12 months. Join the Woke Finance team as they discuss whether 2025 is the year to go all in on gold! Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Only about 35% of UK adults have life insurance, despite its importance in providing for their families. Join the Woke Finance team as they discuss the three insurance products that everyone should consider. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss the three portfolios that everyone should aim to have. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss what is the best strategy investors can use to maximise returns over the long term. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they react to a recent video made by Mr Money Jar on latest stats when it comes to the wealth that black brits have. Original video here: https://www.instagram.com/reel/DIyGtefqfYS/?igsh=MXZ0eWZzamt6azVjNg%3D%3D Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

The legend himself, Warren Buffett, has announced he will retire as chief executive of Berkshire Hathaway at the end of the year. Join the Woke Finance team as they reflect and discuss some of his often misunderstood famous quotes. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

April has seen large dips in the market causing many to consider whether it is time to “load the boat” and go big in buying stocks at a ‘discounted’ value. Join the Woke Finance team as they discuss the trends we’re seeing, valuation ratios including what the ‘Warran Buffet Indicator’ is and whether it is time to buy the dip in stock market prices. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

This week we saw the biggest and quickest declines in the stock market since they were gripped by the panic of the pandemic in early 2020. Join the Woke Finance team as they discuss what has caused this (e.g. Trump tariffs) and how investors can respond. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Some economic reports are currently placing the odds on a recession in 2025 at 40%. Join the Woke Finance as they discuss this and how to prepare for such times. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Tax year end is fast approaching and there is much to do to ensure we are making best use of tax efficient products made available to us. Join the Woke Finance team they discuss things we need to get in order before the tax year end. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Real estate investment trusts (REITs) are making a comeback from their post-pandemic downturn—and with the sector still lagging the stock market, is 2025 a perfect time to buy at an attractive discount? Join the Woke Finance team as they discuss pros and cons of REIts, REITs vs investing in properties & more. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Speaking about money is a good foundation for even bigger conversations in relationships. Join the Woke Finance team as they discuss some questions one should ask their partner before going into a long term commitment. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

A record 10,000+ millionaires left the UK in 2024. Join the Woke Finance team as they discuss the topical question, 'is it time to leave the UK?' Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss why many people have accumulated some form of wealth but don’t feel wealthy. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss all things bonds and whether investors need to prioritise them when thinking about a well diversified portfolio. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they continue to play around with ChatGPT to understand what people struggle with when it comes to investing to build wealth. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team for the second part of the episode where they discuss the top personal finance dilemmas people face according to ChatGPT. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss the top personal finance dilemmas people face according to ChatGPT. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

We’ve seen many examples of people who have accumulated a large amount of wealth end up losing it due to different financial pitfalls. Join the Woke Finance team as they discuss some of these in detail and how anyone on their personal finance journey can avoid them. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Side hustles are becoming more and more popular. But is it worth having one in the future? Join the Woke Finance team as they discuss the pros and cons of having a side hustle as well as whether they think people should prioritise them in 2025 and beyond. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

212. The Best Investment Strategy For 2025 Join the Woke Finance team as they discuss what is the best investment strategy to implement ahead of 2025 and beyond. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team for their annual episode where they take a deep dive into how one can best prepare their finances for the following year. On this episode the team touch on a variety of topics ahead of 2025, a must listen!! Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

2024 marks 75 years since Benjamin Graham’s ‘The Intelligent Investor’ was released. Join the Woke Finance team as they discuss the key principles from the book and if they are still relevant today. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss the top mistakes young people make and how we can learn from them whatever our age. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Gold is one of many assets we can invest in. Join the Woke Finance team as they discuss the benefits of investing in gold and if this is something people should consider putting money into. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss the different stages of the wealth pyramid when trying to build wealth, from struggling to make ends meet to becoming truly financially independent. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they wrap up the Black History Month series paying homage to a few of the many black people inspiring a generation in the personal finance space! Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

The Black tax refers to the financial burden borne by Black people who have achieved a level of success and who provide support to less financially secure family members. Join the Woke Finance team as they take a deeper dive into this topic. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Starling stats show median wealth in black community will fall to zero by 2053. Join the Woke Finance team as they discuss how black people can build wealth and cancel these stats. Do you want to get free shares worth up to £100? Join Trading 212 Invest with our link, and we will both get free shares. https://www.trading212.com/invite/FMqJzGk5 Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Research by the Resolution Foundation shows a huge wealth gap between ethnic groups in the UK (as well as in the US). People from Black African backgrounds typically hold the least wealth, less than one-eighth of the wealth held by White British. Join the Woke Finance team as they discuss how black people can help close the racial wealth gap. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Wealth killers are those sneaky habits and influences that silently drain your finances. Join the Woke Finance team as they discuss the biggest wealth killers that can stifle our personal finance journey. Do you want to get free shares worth up to £100? Join Trading 212 Invest with our link, and we will both get free shares. https://www.trading212.com/invite/FMqJzGk5 Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they discuss money habits that have changed their lives. Do you want to get free shares worth up to £100? Join Trading 212 Invest with our link, and we will both get free shares. https://www.trading212.com/invite/FMqJzGk5 Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Join the Woke Finance team as they celebrate their 200th episode discussing their most viewed episode over the last hundred. Veronia Spaine Youtube Channel: https://www.youtube.com/@VeroniaSpaine Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.

Three in ten UK adults have been a victim of financial fraud, and more than half (55%) have seen an increase in the number of scam attempts in the last 12 months. Join the Woke Finance team as they discuss further and on how we can prevent this happening to us. Sign up to our mailing list via our website: www.wokefinance.co.uk Disclaimer; We do not give out financial advice, but rather education and our own opinions. Please do your own due diligence and seek professional advice before making any personal finance decisions.