WSJ Your Money Matters

Owners of businesses that print and supply fake money to movies and TV shows say being surrounded by “prop cash” changed how they think about the real thing. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the Federal Reserve signals it may be done raising interest rates, some financial advisers suggest people consider riskier investments for their cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which airlines turned from competitors to allies? And how did the poster child of meme stocks, GameStop, perform this week? Plus, how are Google and AMD heating up the AI race? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising stocks and the prospects of lower interest rates are among the factors that have pushed gold prices up 11% this year. WSJ reporter Bob Henderson joins host J.R. Whalen to discuss how individual investors can buy gold, and how it fits into a portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans who’ve underpaid their taxes could face a hefty bill from the IRS, which recently raised the penalty from 3% to 8%. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss ways people can better manage their tax payments. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: With online financial accounts, comes the possibility for kids to make some mistakes with them. In the final episode of our series, we explore how kids (and parents) can keep their money safe and start practicing good money habits.  Learn more about your ad choices. Visit megaphone.fm/adchoices

"The New Rules of Money,” a book from The Wall Street Journal, helps readers break down the fear factor behind managing their personal finances. Reporter and co-author Julia Carpenter joins host J.R. Whalen to discuss how the book’s interactive tools can guide readers toward reaching their financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Free Application for Federal Student Aid, or Fafsa, will become available for completion on Dec. 31, about three months later than in previous years. Personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss that and other changes families should prepare for. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which companies benefited most from strong Black Friday sales? And how did investors react to Tesla’s Cybertruck launch and General Motors’ massive stock buyback plan? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a new survey, a majority of workers said a 50% salary increase would be enough to make them happy. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss the data.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The work world is still in flux nearly four years after the pandemic threw offices for a loop. But a variety of data show that workers are unhappier now than they have been in years. Wall Street Journal deputy bureau chief Vanessa Fuhrmans joins host Danny Lewis to explain why. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: From payment apps to bank accounts, there are many places for kids to store their money. In the third episode of our series we explore what you should know about each of them.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Disagreements about finances are a part of any relationship. New research suggests that these fights aren’t necessarily about money. Wall Street Journal personal finance reporter Julia Carpenter joins host Danny Lewis to discuss root causes, and how in some cases arguing might actually help strengthen a couple’s bonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans trying to budget a new car into their household finances might consider leasing instead of buying. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss what you should know about paying for a car if you aren’t buying it in cash.  Learn more about your ad choices. Visit megaphone.fm/adchoices

While many Americans are likely to begin their holiday shopping on Black Friday, shoppers who procrastinate can still capitalize on discounts and deals, as long as they plan carefully. Wall Street Journal reporter Suzanne Kapner joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: For lots of children, the ways that they earn cash have gone digital. In the second episode of this series, we hear from three young entrepreneurs about how they’ve built their businesses and the digital tools they’re using to boost it.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As requests for more and bigger tips increase, so has confusion. WSJ personal-finance reporter Julia Carpenter joins host Ariana Aspuru to discuss why some people view tipping as an obligation and others see it as a personal decision.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The popular budgeting app, Mint, is shutting down in 2024. So what happens next? WSJ personal finance reporter Imani Moise joins host Ariana Aspuru to discuss where this leaves people in the market for a new budgeting app. Learn more about your ad choices. Visit megaphone.fm/adchoices

With rising prices and high interest rates, right now is a bad time to spend money. WSJ personal finance reporter Oyin Adedoyin joins host Ariana Aspuru to explain what this means for holiday shoppers.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid elevated mortgage rates and low inventory, many prospective homebuyers have decided to spend their new-home savings elsewhere. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: From Youtube and video games to advertisements on social media, kids are seeing content about money – whether they know it or not. So how is this influencing their decisions about money? And how can we best prepare them for financial success in adulthood? In the first episode of Your Money Briefing’s four-part series, we look into how a new generation of kids are learning about money.   Learn more about your ad choices. Visit megaphone.fm/adchoices

The rising cost of having fun is changing the way some people enjoy experiences and how they calculate whether having a good time is living up to the price. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Even as people work later in life, many find it difficult to pinpoint the right time to retire. WSJ columnist Rachel Feintzeig joins host J.R. Whalen to discuss how people envision leaving the workforce often clouds their decision-making. Learn more about your ad choices. Visit megaphone.fm/adchoices

For some people, having more control over their career includes having the financial freedom to leave their job. WSJ’s Jessica Chou joins host J.R. Whalen to discuss how she saved enough for a “walk-away fund.” Learn more about your ad choices. Visit megaphone.fm/adchoices

More employees are filing disability discrimination claims against their companies when work-from-home requests are denied. WSJ reporter Lauren Weber joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are offering disability insurance as part of annual benefits options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss questions employees should ask before signing up. Learn more about your ad choices. Visit megaphone.fm/adchoices

Changes to the Free Application for Federal Student Aid, or Fafsa, will allow people to make contributions to their 401(k) without it impacting the amount of financial aid they receive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week’s verdict against the National Association of Realtors and large residential brokerages is likely to change the amount of commissions paid by home buyers and sellers, as well as how they are paid out. Wall Street Journal reporter Laura Kusisto joins short J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Employees selecting company-provided health benefits may find the list of options and rates confusing. Host J.R. Whalen is joined by Arthur Benefits Solutions founder Maameamba Arthur-Price, to discuss what people should assess in their lives before making selections. Plus, WSJ contributor Cheryl Winokur Munk explains the important benefits people often overlook. Learn more about your ad choices. Visit megaphone.fm/adchoices

To stay competitive in a tight labor market, many employers are offering more paid time off to workers. WSJ economics reporter Jeffrey Sparshott joins host J.R. Whalen to discuss how it has resulted in employees working less hours, but maintaining steady pay. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of student-loan borrowers who took out Parent Plus loans weren’t included in the Biden administration’s new income-driven repayment options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several states have rules that address paranormal activity in the context of a home sale. Wall Street Journal contributor Erika Mailman joins host J.R. Whalen to discuss what homebuyers can do to avoid living in haunted homes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers say fintech apps track your spending, but they don’t necessarily change your behavior. WSJ reporter Imani Moise joins host J.R. Whalen to discuss why a spreadsheet may be more effective at helping people maintain a budget. Learn more about your ad choices. Visit megaphone.fm/adchoices

WSJ's Take On the Week is a new WSJ show that breaks down the most important things to watch in business and financial news to help you make smarter investment decisions. This week, host Dion Rabouin looks at Coinbase, the upcoming Federal Reserve meeting, and Starbucks.  If you like the show, follow it for more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people make out a will to ensure their heirs receive their belongings and financial assets when they die. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how forgotten documents could override your estate plans.   Learn more about your ad choices. Visit megaphone.fm/adchoices

New data from Vanguard suggests millennials are poised to move ahead of older generations in terms of saving for retirement. WSJ personal-finance reporter Anne Tergesen joins host J.R. Whalen to discuss what’s allo wed them to boost their nest eggs. Learn more about your ad choices. Visit megaphone.fm/adchoices

As consumers show an unwillingness to pay higher prices for food, more supermarkets and restaurants are bringing back specials and promotions. But WSJ reporter Jesse Newman joins host J.R. Whalen to discuss why lower prices may not ease the pressure on household budgets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Students are leaving college early to launch their own AI startups. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss why they feel now is the best time to start an AI business, and the risks some face. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chit-chat and interruptions from your co-workers can slow your progress toward getting your work done. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the risks of asking colleagues to leave you alone. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the past, many workers viewed not taking sick days as a badge of honor. But now WSJ reporter Te-Ping Chen tells host J.R. Whalen people are taking more sick time, and they’re taking time off for reasons other than feeling unwell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Second-year MBA students are facing a much slower pace of hiring and recruiting by companies in the tech, finance and consulting sectors. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss alternate plans some students are considering. Learn more about your ad choices. Visit megaphone.fm/adchoices

More retailers are offering discounts to shoppers who make purchases with cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain how credit-card users can also score deals. Learn more about your ad choices. Visit megaphone.fm/adchoices

More managers and employees are realizing they can cut 30-minute meetings to just 15 minutes and still get work done. WSJ reporter Anne Marie Chaker joins host J.R. Whalen to discuss the learning curves that go along with shorter meetings. Learn more about your ad choices. Visit megaphone.fm/adchoices

The creative logic, known as “Girl Math,” to justify discretionary spending has gone viral. Wall Street Journal reporter Chavie Lieber joins host J.R. Whalen to discuss the social media trend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Older Americans often downsize their home as their needs change. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why many find downsizing doesn’t make financial sense in the current housing market. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid skyrocketing college costs, many companies are promoting tuition reimbursement as a benefit with the aim of attracting and retaining employees. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how reimbursement programs vary by company, and questions employees should ask. Learn more about your ad choices. Visit megaphone.fm/adchoices

As interest rates rise, more investors are considering bonds to complement stocks and mutual funds in their portfolios. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the pros and cons of investing in bonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying bills through automatic payments can be an easy way of managing your balances. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it can also lead to unexpected expenses and hurt your credit score. Learn more about your ad choices. Visit megaphone.fm/adchoices

With interest rates up and inflation remaining high, consumer spending should be on the decline. However, economists say household spending remains robust. Wall Street Journal consumer trends reporter Rachel Wolfe joins host J.R. Whalen to discuss why some Americans are choosing trips and concert tickets over homeownership and retirement saving.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Student-loan borrowers resuming payments this month might consider refinancing their loan to rein in costs. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to explain why financial experts suggest borrowers should think twice before refinancing. Learn more about your ad choices. Visit megaphone.fm/adchoices