Your American Retirement
by Randy Sams
Each week, Randy Sams takes to the airwaves to educate more Americans on ways to reach financial freedom. Randy is passionate about helping people like you protect and grow their hard-earned money. Subscribe to the podcast and tune-in every Saturday at 1:00 PM central on 101.1 FM The Answer in Little Rock, Arkansas. Learn more and schedule a no-obligation consultation at YourAmericanRetirement.com Call today by dialing 866-990-7664
Episodes
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How to Maximize Your Spending Power in Retirement
On this week’s episode of Your American Retirement, Randy discusses the latest news about the future of Social Security and rings-in Annuity Awareness Month by sharing the benefits of investing in fixed indexed annuities and MYGAs. Randy Sams would love to meet with you and discuss how he can…
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Avoid These Risky Investments for a Secure Retirement
Randy points out some specific investments you want to avoid if you’re nearing retirement, and explains why. Plus, he provides examples of inflation happening around the United States and shares tips to help you limit the damage inside your retirement portfolio. Contact Randy Sams at (866)…
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Sunny Money: How To Improve Your Retirement Outlook This Summer
On this week’s edition of Your American Retirement, Randy debunks five common financial misconceptions. Plus, he explains the six things you should do when your nest egg reaches $250,000 to better protect and grow your hard-earned savings. Contact Randy Sams at (866) 990-7664 For More…
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Bad Financial Habits that Can Impact Your Retirement
On this week’s episode of Your American Retirement, Randy explains the five financial habits that could be costing you thousands of dollars each month. Plus, Randy goes further in depth about how inflation impacts your retirement and gives tips on how to counter its effects in the coming years.…
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Take These Steps to Prevent a Retirement Tax Bomb
This week, Randy goes in-depth about pensions and helping Americans develop a plan for income streams they can count on during retirement. Plus, Randy stresses the importance of taking steps to prevent a retirement tax bomb in your future. For More Information: Visit YourAmericanRetirement.com...
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Why 2024 Could Be the Best Time to Invest in a Fixed-Indexed Annuity
Randy explains why this year could be the best time to invest in a Fixed-Indexed Annuity to bolster your retirement portfolio. Plus, 10 little-known facts about retirement in American today. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on our…
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Updated Online Budgeting Trends - Interview with Robin Growley
In this bonus interview from Retirement.Radio's Matt McClure, we talk with Robin Growley - Head of Consumer Deposits at Bank of America. The two discuss some new online budgeting trends Robin has been tracking and offer advice on how listeners can navigate them. For More Information: Visit...
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The Biggest Retirement Mistakes You Want to Avoid
On this week’s edition of Your American Retirement, Randy calls attention to the three financial moves one should make if they’re in their 50s. Plus, a need-to-know Social Security update for 2024 that could drastically affect your retirement. For More Information: Visit…
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Helping You Build a Roadmap for Your Retirement
On this week’s show, Randy explains the six key tasks investors should complete when preparing for retirement. Plus, he discusses the meaning of “Peak 65” and how it can affect Social Security in 2024. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on...
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What America’s Seniors Love (and Regret) About Retirement
On this week’s show, Randy shares tax reminders for retirees, the 3 phases of retirement, and an update on the U.S. National Debt. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on our YouTube Channel Contact Randy Sams & SMMG Financial at (866) 990-7664
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How to Navigate the Biggest Challenges in Retirement
On this week’s show, Randy breaks down the common mistakes made by retirees that damage their financial health. Plus, he discusses the seven financial headwinds for American pre-retirees, and retirees. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on...
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Important Social Security Decisions for Married Couples
For More Information: Visit YourAmericanRetirement.com Contact Randy Sams & SMMG Financial at (866) 990-7664
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Spring Cleaning for Your Finances: How to Improve Your Retirement
On this episode of Your American Retirement, Randy discusses the outlook of Social Security within the next decade. Plus, Randy shares 7 money moves to make this spring in order to feel better about your financial future. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch...
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Is America Ready for Retirement?
On this episode, Randy shares seven alarming retirement statistics that will motivate you to start planning for your future. For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on our YouTube Channel Call Randy Today at (866) 990-7664
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Healthcare for Heroes: Options & Benefits for Veterans
The Department of Veterans Affairs is announcing that all Veterans who were exposed to toxins and other hazards while serving in the military will be eligible to enroll directly in VA health care on March 5, 2024. This means that Veterans who were exposed to burn pits, Agent Orange, herbicides,...
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Making Sense of Medicare
Medicare can be incredibly confusing, but the good news is that there are people available to help. State Health Insurance Assistance Programs (SHIPs) provide unbiased, free help for those who want to better understand their options. Retirement.Radio’s Matt McClure speaks with Rebecca Kinney of…
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How to Build a “Results in Advance” Plan for Your Retirement
Randy explains how he can help you build a “Results in Advance” plan for your retirement. Plus, he outlines five reasons to consider a Roth IRA, and breaks down the expense ratio formula to help you learn how much you are paying in fees. For More Information: Visit YourAmericanRetirement.com...
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When It Comes to Your Money: Get More in 2024!
This week, Randy brings you four ways to boost your retirement savings. Plus, we explain how catch-up contributions could build your nest egg if you are in the “retirement red-zone.” For More Information: Visit YourAmericanRetirement.com Subscribe to Watch Episode Highlights on our YouTube…
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Proper Planning Prevents Poor Performance: Three Steps to Prepare for Retirement
Randy equips his listeners with a three-step guide to preparing for retirement. Plus, Randy dispels election year myths and how the upcoming elections may or may not affect your finances. Plus, Randy points out five financial landmines to avoid if you want your money to be protected but still…
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How Americans Can Improve Their Retirement Plans in 2024
On this week’s episode of Your American Retirement, Randy discusses why millions of Americans are unprepared for retirement, and highlights the proper process to follow if you want to guarantee a safe retirement for yourself and your family. Plus, Randy points out five big financial landmines to...
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Examining Risk and How It Can Impact Your Retirement
On this first episode of 2024, Randy discusses some goals and resolutions for the new year that could help you significantly improve your finances. Plus, what do retirees fear the most, and what are the three phases of retirement? Randy has the answers you need to hear on this week’s show! For…
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Sports and Apparel Companies are Facing a Rough Holiday Season
The holiday shopping season is typically a time of big sales numbers for retailers, but one industry seeing a big decline as of late is the sporting goods and apparel industry. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel
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How You Can Leave a Smart Legacy for Your Heirs and Future Generations
On this week’s edition of Your American Retirement, Randy discusses the importance of leaving a smart legacy for future family generations. Plus, he explains how smart safe investments work and why annuities could take away a lot of your stress in retirement. Randy is here to serve as your…
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How to Build a Smart Retirement Plan for 2024 and Beyond!
Randy explains the statistical likelihood of living until age 90 or greater, and the financial ramifications that come along with such a milestone. Plus, he breaks down eight ways baby boomers could potentially run out of money in retirement. Randy is here to serve as your trusted guide for all...
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How Inflation is Impacting Americans this Holiday Season
Randy explains how recent inflation numbers could affect your Thanksgiving holiday. Plus, Americans are living longer and Randy answers the question of how retirees are going to pay for it. Randy is here to serve as your trusted guide for all things retirement! For More Information on Randy and…
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How to Properly Prepare for Retirement: Don’t Get Left Behind!
Randy explains why most Americans 65 and older are unprepared for retirement. Plus, we explain the benefits of personal pensions and how you can beat your paycheck with the right retirement income strategies. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com...
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Are You in the Retirement Redzone? How to Protect What You Have Saved
As you get closer to retirement, your financial priorities should change. If your golden years are approaching, or if you have recently retired – protecting your hard-earned money from loss is extremely important. More people than ever are worried about outliving their money, so Randy explains…
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Beware Bank CDs: Smart Safe Alternatives to Your Retirement Savings
On this week’s Your American Retirement, Randy warns you about Bank CDs and explained how a safe retirement goes through fixed-indexed annuities. Plus, Randy preaches for the need for seniors to protect their buying power. For More Information on Randy and the Show, Please Visit...
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Medicare Tips and Scams to Avoid During the Annual Enrollment Period
On this week’s episode of Your American Retirement, Randy dives deeper into each plan for Medicare and helps listeners understand which elements may be the right fit for them. Plus, we point out common scams surrounding Medicare that you must look out for and avoid. For More Information on Randy...
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If You Fail to Plan, You Are Planning to Fail!
On this week’s episode of Your American Retirement, Randy breaks down Medicare and each individual part to help determine if Medicare is right for your situation. Plus, Randy explains the 4% rule, and how a Fixed Indexed Annuity could help you improve your income during retirement. For More...
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Stay Ahead of the Medicare Enrollment Period
As we approach the annual enrollment period, there are many questions on the minds of Medicare beneficiaries. Are premiums going up? What changes can we expect in coverage? How can you make the best decisions for your healthcare needs in the coming year? Randy has the answers on this week’s…
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Three Unpleasant Truths About Social Security
In this week’s episode of Your American Retirement, Randy details how the Social Security trust fund is being diminished and how you can stay ahead of the possible impoverished Social Security funds. Plus, Randy outlines three unpleasant truths about Social Security For More Information on Randy...
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How Sequence of Returns Risk has Ruined Millions of American Retirements
On this week’s episode of Your American Retirement, Randy explains how to protect your retirement from sequence of returns risk. Plus, he shares some Social Security tips to help you make the most of your golden years. For More Information on Randy and the Show, Please Visit...
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Protect Your Money with MYGAs: Multi-Year Guaranteed
In this week’s episode of Your American Retirement, Randy breaks down important financial terms one should understand to solidify their financial standing. Plus, we explain the benefits of having a MYGA, and how to properly use a MYGA to protect your safe money. For More Information on Randy and...
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Why You Need a Tactical Approach for Retirement Today
Randy discusses proper timing for turning-on your Social Security benefits, and why the Social Security program is in trouble. Plus, we outline the seven reasons to consider a tactical approach for your retirement savings. For More Information on Randy and the Show, Please Visit...
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Practical Tips to Save on Energy Costs - Retirement.Radio Network Cost-Cutters
Explore energy-saving tips for every budget, and learn solutions that go beyond the basics. Tune-in for ways to reduce your electric bill beyond switching off lights and taking shorter showers. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our...
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How Randy Can Make Your Retirement Dreams Come True
Randy outlines the most expensive budget items for retirees today. Plus, does the 4% rule still work during times of high inflation? Randy shares his thoughts on this week’s show. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel
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Harsh Realities for the Next Generation of Retirees
On this week’s episode of Your American Retirement, Randy explains the harsh realities members of Generation X face in retirement. Plus, can one retire successfully with $750,000? For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Subscribe to Our Youtube Channel
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How Randy Can Help Make Your Retirement Dreams Come True
In this week’s episode of Your American Retirement, Randy goes into the latest updates of state-by-state inflation and how that affects the timing of claiming social security. Plus, Randy details information on Inherited IRAs. For More Information on Randy and the Show, Please Visit...
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How Strong is Your Retirement Plan?
On this week’s episode of Your American Retirement, Randy explains the 4% rule and how it could help you protect your retirement savings. Plus, Randy draws a roadmap for starting your own personal pension plan. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com...
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Are You in the Retirement Redzone?
On this week’s episode of Your American Retirement, Randy details the silver lining to retirement planning, plus, what are the two big mistakes people make in retirement? Randy explains it all in this show. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow...
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Investing Strategies for Your Retirement
In this week’s episode of Your American Retirement, Randy goes through the five financial rules Warren Buffett follows for a solid financial life. Plus, why are 1 in 5 baby boomers delaying retirement, and are American’s doubting retirement plans? For More Information on Randy and the Show…
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Which Type of Retirement Income Plan is Right for You?
On this week’s episode of Your American Retirement, Randy explains the different types of annuities and which one may be right for your retirement income plan. Plus, we open the listener mailbag to answer your questions about Social Security, inflation and more! For More Information on Randy and...
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What You Need to Learn During Annuity Awareness Month
Randy dives deep into the world of annuities, a financial tool that has gained significant attention in recent years. This week serves as your comprehensive guide to understanding annuities, their benefits and how they work. Randy breaks down the different types of annuities available, as well as...
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"Ways to Save on Energy Bills" | Retirement.Radio Network Short
In recent years, appliance manufacturers have put more emphasis on creating products that use less water and energy than older appliances. These energy-efficient appliances can save you money on your utility bills, so consider replacing old appliances with newer models. Alternatively, you can…
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How to Make Sure Your Money Lasts a Lifetime
On this episode of Your American Retirement, Randy shares how you can make your retirement savings last throughout your lifetime. He also explains how annuities can play an important role in the financial plan for you and your family. For More Information on Randy and the Show, Please Visit...
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"Is Now the Time to Refinance Your Mortgage?" | Retirement.Radio Network Short
Produced by Matt McClure In rare situations, refinancing could be a good idea for people to save on their monthly payments… even in today’s high interest rate environment. That’s the topic of this week’s Cost Cutter vignette For More Information on Randy and the Show, Please Visit...
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How to Start Planning for a Successful Retirement
Randy dives deep into the essential steps you need to take to start planning for retirement. In this episode, he shares practical tips to help you navigate this crucial phase of your financial journey. For More Information on Randy and the Show, Please Visit YourAmericanRetirement.com Follow Us…
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How to Remove the IRS and Government Volatility from Your Retirement Plan
On this episode of Your American Retirement, Randy goes through the five steps to master your cash flow and set yourself up for a successful retirement. Plus, Randy outlines three reasons why you should be concerned about the national debt. For More Information on Randy and the Show, Please Visit...
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How to Set-up a Personal Pension and Live Comfortably During Retirement
In this episode of Your American Retirement, Randy explains the nine ways to live comfortably during your retirement. Plus, he shares a couple stories – a parable about annuities, and a personal story about a message he received from a listener who recently booked a consultation with him. For…
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About this show
Each week, Randy Sams takes to the airwaves to educate more Americans on ways to reach financial freedom. Randy is passionate about helping people like you protect and grow their hard-earned money. Subscribe to the podcast and tune-in every Saturday at 1:00 PM central on 101.1 FM The Answer in Little Rock, Arkansas. Learn more and schedule a no-obligation consultation at YourAmericanRetirement.com Call today by dialing 866-990-7664
Hosted by
Randy Sams