PODCAST · business
Your Credit Today
by Angela Setters Bessard
Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the financial industry, consulting one-on-one to consumers including professional athletes, celebrities and high performing executives. Hosted on Acast. See acast.com/privacy for more information.
Episodes
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Maximize your Tax Refund
What are you doing with your tax return this year? Before you do anything, in this episode of "Your Credit Today," Angela challenges the common advice of using your tax refund to pay off credit card debt and offers smart, strategic alternatives. Discover how to break the cycle of debt and make...
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Spring Cleaning for Your Credit
Reset your financial situation and make 2025 your best financial year yet with Angela Setters Bessard, the real credit queen. Dive into essential strategies to refresh your credit, manage your debt, and revamp your budget. Learn how to effectively check and update all three of your credit…
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Love and Money - How Can Two Walk Together Unless They Agree?
Angela, The Real Credit Queen, invites her husband, Ralph Bessard, to discuss the critical aspects of managing finances within a relationship. They share their journey through the peaks and valleys of financial management together, and the importance of teamwork, financial self-love, and…
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Creating a Financial Vision for 2025
As we approach a new year, it’s easy to get caught up in traditional goal-setting—but what if there’s a better way? In this episode of Your Credit Today, Angela Setters Bessard challenges you to rethink your approach by focusing on financial intentions rather than rigid goals. Intentions tap into...
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Mind Over Money
As 2024 comes to a close, Angela Setters Bessard takes a deep dive into the emotional side of money, uncovering how past experiences, fears, and financial trauma influence our financial behaviors today. In this episode, Angela shares actionable tips and powerful insights to help you shift your...
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Credit Wellness
In this episode, Angela Setters Bessard reveals how mastering credit wellness can be a game-changer for achieving financial freedom. She shares key insights and practical steps to empower listeners to take control of their credit health. Breakdown of credit score components: debt-to-credit ratio,...
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Financial Healing for the Holidays
In this episode, Angela Setters Bessard offers invaluable advice on managing finances during the holiday season without sacrificing joy or peace. She shares practical tips to help listeners stay financially grounded while creating meaningful holiday experiences. Setting holiday spending goals…
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Kids and Credit! Let's Talk About It!
Angela Setters-Bessard, The Real Credit Queen, dives deep into equipping teens with financial literacy. Learn strategies to teach your kids about bank accounts, managing credit, and avoiding debt pitfalls. Discover the benefits of authorized user status, secured and student credit cards, and the...
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What! A collection from my car lease/loan? Impossible!
The Real Credit Queen, Angela Setters-Bessard leaves out no details this week on why it's so crucial to understand credit and budgeting when you’re up for a big purchase like a car. This episode isn’t just about credit scores. Angela covers the whole picture of financial prep, the traps to avoid,...
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Why you want to work with Conquer Credit Management - Part 2
The team sheds light on how they provide personalized credit management, focusing on building relationships and creating impactful experiences that lead to long-term results. Learn about their commitment to customer service, education, and the meticulous process they follow to ensure every client...
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Why you want to work with Conquer Credit Management - Part 1
There are so many moving parts to credit and finances - do you understand AND manage your credit effectively? The Real Credit Queen, Angela Setters-Bessard is joined by team members Samantha Headlee, Operations and Client Experience Manager at CCMI, and her partner in business and life - Chief...
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Protecting your Brand identity - Trademarking Your Business with Nicole Swartz of Sprout Law
Ready to level up your business and protect your brand? Attorney Nicole Swartz knows first hand why trademarks are essential for small businesses – she was running a thriving skincare brand. In two years her business went from a side hustle to a full time international company. One day, she woke…
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Collections - how to protect yourself, understand what you are paying and more!
EEK! Did you get a collections call? Something unexpected on your credit report? We talk to people every day about collections! Collection accounts stem from all sorts of unpaid bills, from medical and utility expenses to credit card debt. They can be managed internally or by third-party…
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Credit Score Modeling Demystified
Ever wondered what makes or breaks your financial credit score? Your credit to debt ratio is the key, and how you tap into your credit limit. Balancing what you owe and how much you're using is key to keeping your score in check. What about auto model credit scores? These scores zoom in on your...
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Why is there a LIEN on my home?
What measures can individuals take to protect themselves in the event of a financial crisis or the passing of a spouse or partner? The Real Credit Queen, Angela Setters Bassard explains the basics of property liens, and their impact on your property and your finances. This episode was inspired…
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Balance transfers: The Good, the Bad and The Ugly!
Is that balance transfer offer a good idea? In this episode of 'Your Credit Today,' your host The Real Credit Queen Angela Setters Bassard breaks down the topic of balance transfers. Angela addresses common concerns about whether balance transfers impact credit scores, including the potential...
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Planning, Saving, and Investing with Justin Krane
This week's guest, Justin Krane, a certified financial planner professional, is the founder of Krane Financial Solutions. Known for his savvy, holistic approach to financial planning, he advises his clients on how to unite their money with their lives and businesses. Justin shares insights about...
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What is the Difference between a Freeze and a Lock
When you have questions about anything credit related, The Real Credit Queen, Angela Setters Bessard has the answers. This week she's taking the overwhelm out of locking and freezing your credit. This episode is going to answer every question you ever had about the process, why you would do it…
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Creating a Legacy: Financial and Fashion Wisdom with Jhoanna Alba
Angela, The Real Credit Queen is with Jhoanna Alba, founder and chief fashion designer of ALBA, brings over 20 years of fashion expertise to creating signature looks for an elite clientele. Her designs interweave bold, colorful custom fabrics that showcase each client's unique personality and...
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Teaching Financial Literacy to the Next Generation: Game Plan for Success
How do you support your children to grow their financial literacy? The Real Credit Queen Angela is joined by her son Justin, an accomplished basketball athlete with a masters in business. They discuss financial literacy for young people and the importance of being business and financially savvy...
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31 Very Important Facts About your Credit Score and the Things that you Need to Know - Part 1
People always ask - I don't really understand why credit is so important. Why do the banks and financial institutions need to know about my history? There are so many reasons! This episode is one of several where Angela is discussing your credit and the reasons consistency and a good ongoing...
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Even the Who's Who in Sports, Entertainment and Music need guidance! With Matthew Hoffman
On Your Credit Today, The Real Credit Queen Angela Setters Bessard, is interviewing Matthew Hoffman, the founder of Trusted Advisor - the best platform for advisors with high profile entertainment, music and pro sports clients. Trusted advisor is a platform that unites prominent business…
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Cyber Security with Paul Paul Viollis
This week the Real Credit Queen. Angela Setters Bessard is joined by Paul Viollis - Global Business Leader, Accomplished Author and TV & Radio Personality. For over four decades, Paul Michael Viollis has dedicated his career to the protection of our country, as well as, the shareholder value of…
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Identity Theft and how it happens PROTECT YOURSELF! Part 1
In this weeks episode we are discussing a subject that touches millions annually but is rarely discussed with the seriousness it deserves – identity theft. It’s a topic that’s not only prevalent but also evolving, and it impacts personal finance and credit health in disasterous ways. I’m thrilled...
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Business Building Strategies with Corporate Structure Guru AnGèle Cade
This week on 'Your Credit Today', the Real Credit Queen, Angela Setters Bessard is with guest AnGèle Cade, the CEO of Executive On the Go and a vision architect and business strategist. AnGèle helps passionate entrepreneurs honor their purpose and passion, while increasing their profits and...
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Superpower Los Angeles Attorney talks to The Real Credit Queen about Financial Infidelity
This week join Angela as she has a compelling conversation with Robbin Itkin, a Partner at Sklar Kirsh LLP - a business strategist and creative problem solver, financial restructuring specialist in all industries inside and outside of bankruptcy court and a certified mediator. They discuss the...
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Becoming an Authorized User
Becoming an authorized user or actually allowing someone to be an authorized user on your credit card can really help in a pinch. Listen and learn the quick tips that you need to know so that you can make the right decision to either add someone to your credit card or be added to someone's card....
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To Debt Or Not
In this episode The Real Credit Queen, Anglea talks about unleashing habits that will help you be a better person overall as it pertains to your money and how that flows in your life. As we go into the holidays, it's really important to have a plan so that we don't get in debt. Too many times...
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Fighting For the Little Guy with Jacob Hippensteel
Angela sits down with Jacob Hipensteel to discuss the credit system, errors in reporting and how to resolve issues. Jacob is a consumer attorney licensed in Arizona. He's a partner and the director of litigation at McCarthy Law PC a national law firm that focuses on fighting. For the little guy,...
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The Power of Credit with Sheishope.org founder Tisha Janigian
Special guest Tisha Janigian is a single mother of two teenage boys and the president and founder of nonprofit She is Hope LA. The mission is to educate and empower single mothers starting over in the workplace and to provide affordable transitional housing and childcare. The She Is Hope Realty...
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The New Mind of Money & Credit Part 2
Last show we talked about the big picture of how to get organized in a way that helps you keep the right mindset about spending and using credit cards. This week let’s dive deep into that conversation and unpack the why behind our decisions with money and debt. I get questions all the time from...
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The New Mind of Money & Credit
Angela guides you through the steps, tools, systems and implementation of a money management plan. . What You Will Hear: Credit Cards Making a plan step by step process Simplifying your systems Apps, online and easy access spending Real money conversations with your kids Tools needed to maintain...
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True Value with Owen Beiny
Owen Beiny (@thepointspartner), better known as The Points Partner is a former CEO that has spent the last 20 years traveling around the world for free by using credit card points, air miles, upgrades and benefits. Owen joins Angela to talk about maximizing credit card benefits and what are the...
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The Advantage of Financial Literacy with Marlo Nicole
Angela chats with bada-ass Marlo Nicole about her wit grit and steadfast hunger. Marlo is a wine enthusiast, cannabis expert hospitality, founder, all around financial genius. When we speak about women and money, it's not just some clickety word real. For many years, women have been evolving in...
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Creating a Credit Plan Pt 2
Angela invites guest Ralph Bessard to join the conversation on the importance of having a credit plan. Hosted on Acast. See acast.com/privacy for more information.
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Creating a Credit Plan pt. 1
In this episode Angela talks about the importance of creating a credit plan. Listen in to learn the do’s and don’t’s of creating your credit plan. What You Will Hear: Overview of credit plan. Credit cards. The impact of interest. Credit stacking. Consumer credit vs. business credit. Thinking...
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The Gift of Financial Literacy with Rodney Barnes
When God gives you a gift you run with it like the wind and Rodney Barnes has truly tapped the sun when we talk about creative writing and producing. He writes funny, serious, fantasy, and comics for all ages. He is a super giver, a dad and entrepreneur, funny as heck, super connected and one of...
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All About Title with Kelly Corona
Angela welcomes title expert Kelly Corona. Hosted on Acast. See acast.com/privacy for more information.
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Cable Bills: Don’t End Up In Collections
In this episode Angela explains everything you need to know about handling your cable bills when moving and how they can affect your credit. What You Will Hear: Reporting public utilities on your credit report. Instructions on how to handle moving. Returning equipment. Old equipment and upgraded...
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Understanding and Capturing Value with Troy Carter
Troy Carter has managed the careers of some of the world's icons all the while being the best dad, husband leader and friend to so many. Opening his home and heart for great causes to help heal our nation and of course, his big passion, changing the way digital music expands. His class…
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Building Generational Wealth with Adrienne Houghton
Adrienne Ballion Houghton is a daytime Emmy award-winning television host, acclaimed pop vocalist, lifestyle personality, producer, and founder of the faith-based jewelry brand and luxury fashion label La Voute. Houghton co-hosts The Real, a one-hour daily talk show on Fox television stations…
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073 I did but now I don't - Did you marry someone's past credit history or divorce their bad habits and forget to check in?
Marriage and Divorce - We never plan for divorce but we make a whole lot of wedding plans but no financial or credit plans. Some think its crazy to ask someone what their credit score is but honey, its crazy if you don't. Your future depends on details, make them before marriage and divorce…
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072 Dude where's my car? Bumper to Bumper info on how buying or leasing a car details are important!
Sometimes we are too excited about the new car we forget the details of closing out the old one, take care of your business dude! Hosted on Acast. See acast.com/privacy for more information.
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071 Can An Old Collection Hurt Me?
The business of collections and the industry is worth over $12 billion a year. Collection agencies work hard to recover unpaid debts and make it a practice to confuse the consumer in many different ways. Being informed and armed with the right information will help you navigate these issues and...
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070 Life Hacks #2 with my Kids
The Real Credit Queen continues her talk with her kids or young adults really, ages 23, 24 and 25 about the essentials of having a plan and working it to find success. Having a plan around your money and ideas is super important so listen in and spend time with your loved ones talking about their...
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069 The Real Credit Queen talks to her babies
Kids and their Life Hacks #1 They say we should teach our kids, but how can we in a busy world with so many things to do. I’ll tell you how! Schedule it! If you don’t schedule time to talk to your kids about training them up in the way they should go in the world someone else will, and it may not...
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068 Dear Credit Queen
The Credit Queen answers important questions from those that are struggling to find answers to their current credit predicament. Hosted on Acast. See acast.com/privacy for more information.
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067 I have a collection now what?
Angela and Samantha talk about how Collections can be avoided if you monitor your credit but even then collections happen. Learn the tips and information need to combat the collection agencies and equip yourself with the knowledge to win and take action when it comes to navigating the collection...
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066 Why Monitoring Your Credit Rocks!
Angela will teach listeners the important tricks, trends and alerts about the monitoring process and how to pay attention when it matters most! Episode Outline: Monitoring your credit is a sure way to catch fraud and identity theft and protect your valuable asset! But what about the importance of...
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065 The Deferment Aftermath w special guest Sam Headlee
The Real Credit Queen and special guest Sam Headlee go though examples of clients who are dealing with unexpected issues related to their payments and credit. Episode Outline: At the beginning of the stay at home order, many customers were looking for options to extend payments and reserve their...
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ABOUT THIS SHOW
Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the financial industry, consulting one-on-one to consumers including professional athletes, celebrities and high performing executives.
Hosted on Acast. See acast.com/privacy for more information.
HOSTED BY
Angela Setters Bessard
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Frequently Asked Questions
How many episodes does Your Credit Today have?
Your Credit Today currently has 87 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Your Credit Today about?
Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers...
How often does Your Credit Today release new episodes?
Your Credit Today has 87 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Your Credit Today?
You can listen to Your Credit Today on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Your Credit Today?
Your Credit Today is created and hosted by Angela Setters Bessard.
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