Your Money With Mary Holm

PODCAST · business

Your Money With Mary Holm

Investment author and columnist Mary Holm talks to Jesse Mulligan every fortnight about her top tips for how to make your money work.

  1. 194

    Mary Holm on the KiwiSaver changes she would like to see

    Mary Holm is with Jesse to talk money matters and today she's focusing on KiwiSaver: ACT’s KiwiSaver idea and the two KiwiSaver changes Mary would most like to see. Go to this episode on rnz.co.nz for more details

  2. 193

    How laddering could work for you

    Mary Holm joins Jesse for her regular segment, this time she's going to focus on laddering - the best way to invest bank term deposits. Go to this episode on rnz.co.nz for more details

  3. 192

    Money matters in times of war

    The war in Iran is causing global market uncertainty, personal finance whizz Mary Holm joins Jesse Mulligan to discuss what that might mean for you. Go to this episode on rnz.co.nz for more details

  4. 191

    KiwiSaver changes are coming!

    Changes are coming to KiwiSaver from April 1st, Mary Holm is with Mark Leishman (in for Jesse Mulligan) to discuss what they are and how you can make the most of them.Go to this episode on rnz.co.nz for more details

  5. 190

    Making the right investments

    With so many investment opportunities available, how do you know what's right for you? Personal finance whizz Mary Holm chats through some options. Go to this episode on rnz.co.nz for more details

  6. 189

    Which Kiwisaver Fund is best for you?

    Personal finance whizz Mary Holm shares what KiwiSaver funds are worth investing in.Go to this episode on rnz.co.nz for more details

  7. 188

    Gold has hits new heights - should you buy some?

    Personal finance whizz Mary Holm is back for 2026 and today she's talking about investing in gold, silver and bitcoin. Is now the time to buy?Go to this episode on rnz.co.nz for more details

  8. 187

    What's the best course of action when mortgage rates are low?

    If mortgage rates are low, should you invest extra money or pay more off your mortgage? Mary Holm investigates. Go to this episode on rnz.co.nz for more details

  9. 186

    Mary Holm looks at mortgage payments

    It's time to talk money matters with Mary Holm now and she brings us good news on mortgages! Mary and Jesse will discuss the Official Cash Rate and mortgage payments. Go to this episode on rnz.co.nz for more details

  10. 185

    Mary responds to your feedback

    It's time to talk about your money, personal finance whizz Mary Holm joins Jesse and today she's going to address some of your feedback. Focusing on home ownership versus renting and investment strategies.Go to this episode on rnz.co.nz for more details

  11. 184

    Debt and diversification with Mary Holm

    Mary Holm joins Jesse to share her top ten money tips and tricks. Today the focus is on debt and diversification. Go to this episode on rnz.co.nz for more details

  12. 183

    Mary's top ten money tips - first five are here!

    Mary Holm shares her top ten money tips - starting with these five. Go to this episode on rnz.co.nz for more details

  13. 182

    Ten years of tips and tricks - what stuck with you?

    It's time to talk money with Mary Holm, which is something Mary and Jesse have been doing for ten years this month. To mark that anniversary Mary asked you to send in the tips and tricks that have seen you change your financial habits.Go to this episode on rnz.co.nz for more details

  14. 181

    Funds - High Performing or Low Fee?

    Why Mary says it's best to choose low fee funds over high performing ones. Go to this episode on rnz.co.nz for more details

  15. 180

    Tips to buying property

    It's time to talk money with Mary Holm, and this episode she shares tips on buying a house or an apartment, plus answers some listener questions. Go to this episode on rnz.co.nz for more details

  16. 179

    Are you a financial failure if you don't own your own home?

    It's time to talk money matters with Mary Holm and today we're going to focus on an issue many New Zealanders are grappling with; are you a financial failure if you don't own a home? A recent survey of New Zealanders (by One Choice) shows half who don't currently own a home are not even somewhat confident home ownership will be achievable for them. But does that matter?Go to this episode on rnz.co.nz for more details

  17. 178

    Why everyone should have an emergency savings fund

    Mary Holm is on Afternoons with Jesse Mulligan which means it's time to talk money matters. This week Mary and Jess talk about emergency money. According to sorted.org, almost half the population doesn't have a rainy day savings fund, and according to Mary, that's an issue. She tells Jesse how much money is enough and where you should keep it.Go to this episode on rnz.co.nz for more details

  18. 177

    Are New Zealanders getting insurance all wrong?

    Mary Holm talks about insurance - and whether we are insuring the right things at the right time. Go to this episode on rnz.co.nz for more details

  19. 176

    Find out why your KiwiSaver statement is a must read!

    It's that time of the year when your KiwiSaver annual statement comes out. Mary Holm explains why you should read it!Go to this episode on rnz.co.nz for more details

  20. 175

    Does the Government help or hinder KiwiSaver?

    Find out how respective Governments have helped or hindered KiwiSaver. Mary explains how over the years most government changes to KiwiSaver have made it less attractive. Go to this episode on rnz.co.nz for more details

  21. 174

    Tips and tricks to managing debt

    Mary Holm joins Jesse to talk about how to manage debt.Go to this episode on rnz.co.nz for more details

  22. 173

    Financial Quiz with Mary Holm

    How well do you know your money matters? Mary Holm has a quiz to put your financial knowledge to the test.Go to this episode on rnz.co.nz for more details

  23. 172

    Mary's Financial Knowledge Quiz

    This week, a quiz to test your financial literacy. How many questions can you get right?Go to this episode on rnz.co.nz for more details

  24. 171

    How will KiwiSaver changes in the Budget affect you?

    The 2025 Budget has just been released, Mary Holm gives her first impressions focusing on the changes to KiwiSaver. Go to this episode on rnz.co.nz for more details

  25. 170

    Budget 2025 changes to Kiwsaver

    Mary Holm talks to Jesse about the Government's changes to KiwiSaver in today's Budget.Go to this episode on rnz.co.nz for more details

  26. 169

    Will Government change its KiwiSaver contributions? If so, how should it do it?

    Let's talk about Your Money and that means Mary Holm is in the studio. So will the Government change its KiwiSaver contributions - and if so, how should it do it?Go to this episode on rnz.co.nz for more details

  27. 168

    Potential changes to KiwiSaver and what it means for you

    A listener asks: will the Government change its KiwiSaver contributions - and if so, how should it do it? Finance Minister Nicola Willis is not ruling out changes to the Kiwisaver subsidy. Should the Government even do this? And if they do, what does it mean for you and I?Go to this episode on rnz.co.nz for more details

  28. 167

    The wisdom of our listeners!

    Today Mary accesses the wisdom of the crowd! Recently she asked Afternoons listeners to write in with the best financial decision they ever made. We got so many responses that Mary has decided to sift through them and see what important and useful information she can find and what it tells us bout managing money. Go to this episode on rnz.co.nz for more details

  29. 166

    Turbulent Markets and how to navigate them

    Mary Holm discusses the recent global market downturn and uncertainty caused by economic policy decisions. Mary also looks at a new Mindful Money and RIAA (Responsible Investment Association Australasia) survey about how New Zealanders view ethical inbvestment. Go to this episode on rnz.co.nz for more details

  30. 165

    Getting wise with your mortgage

    In this episode Mary looks at ways to get wise with your mortgage including repayment advice and explainers on all the different types of mortgages.Go to this episode on rnz.co.nz for more details

  31. 164

    Keep contributing to KiwiSaver through thick and thin.

    Today Mary looks at KiwiSaver and answer a listener's question about the current economic climate and how one should manage their KiwiSaver.Go to this episode on rnz.co.nz for more details

  32. 163

    The 3 most important things to do with your Kiwiwsaver

    Very quickly, here's Mary's top three tips: 1. Join. And keep contributing. 2. Use a higher-risk fund – usually. 3. Choose a low-fee fund.Go to this episode on rnz.co.nz for more details

  33. 162

    A bit of bitcoin?

    Money expert Mary Holm discusses the recent developments in bitcoin.Go to this episode on rnz.co.nz for more details

  34. 161

    The Kiwisaver fund you should have invested in two years ago

    Money expert Mary Holm looks at the benefits of going offshore with your KiwiSaver share investments versus keeping them solely in NZ based shares.Go to this episode on rnz.co.nz for more details

  35. 160

    Are we celebrating Christmas the best way?

    This week Mary asks: are we celebrating Christmas the best way? Mary has tips on how not to break the bank this Christmas. She also has a list of some charities you could consider giving to these holidays…Go to this episode on rnz.co.nz for more details

  36. 159

    What happens to your KiwiSaver if your relationship ends?

    3 out of 4 people breaking up don't realise the law says you must take your Kiwisaver into account in a relationship property split. Mary discusses what this means for your Kiwisaver in you suffer a breakup. Go to this episode on rnz.co.nz for more details

  37. 158

    How men invest

    Mary has talked about women investing on International Women's Day, but how about the blokes? Men are open to taking risks in investing, more than women, but can be overconfident and less likely to seek advice. Well guys, we recommend listening to Mary and her advice on this occasion.Go to this episode on rnz.co.nz for more details

  38. 157

    The big new changes in KiwiSaver

    The FMA recently published its annual KiwiSaver report for the year and there were some big changes recorded. Some of those changes were very good. Mary breaks it all down and explains what it means for your money.Go to this episode on rnz.co.nz for more details

  39. 156

    Banking in tough times – how are we doing?

    News from the New Zealand Banking Association suggest less bank customers applied for hardship status. Mary picks through the data to see what that suggests about the current economy. She also explains why banks are rolling out Confirmation of Payee next month, what it is and what it means. Go to this episode on rnz.co.nz for more details

  40. 155

    High-risk KiwiSaver funds - the hows and whys

    Mary explains why high-risk KiwiSaver funds are at least worth considering as a good investment. Go to this episode on rnz.co.nz for more details

  41. 154

    How is your financial wellbeing?

    Te Ara Ahunga Ora Retirement Commission has created a quiz for organisations working on improving financial capability. This doesn't test financial knowledge, but how well you are coping with your money. Feel free to give the quiz a try at home! tinyurl.com/MoneyNZGo to this episode on rnz.co.nz for more details

  42. 153

    Sky high rates

    Have your rates gone sky high? The Mistress of Money Mary Holm says it might be time for a rates postponement.Go to this episode on rnz.co.nz for more details

  43. 152

    Interest Rate Cuts

    The magical Mary talks about the current wave of interest rate cuts and how you can use them to make big progress with your mortgage.Go to this episode on rnz.co.nz for more details

  44. 151

    Index Funds and ETFs

    This week Mary explains index funds and ETFs; what are they and why you look at them for somewhere to invest.Go to this episode on rnz.co.nz for more details

  45. 150

    What to do with your tax cut

    With tax cuts looming Mary has some words of advice for what to do with that extra take-home money.Go to this episode on rnz.co.nz for more details

  46. 149

    Tax Bracket Creep

    Today Mary talks to Jesse about how the tax bracket creep 'robs' us. She explains the government's new tax cuts take effect from July 31 are a start to ending the bracket creep.Go to this episode on rnz.co.nz for more details

  47. 148

    Checking KiwiSaver Annual Statements

    Today Mary Holm talks to Mark about all things KiwiSaver and why it's important to look at your annual KiwiSaver statements.Go to this episode on rnz.co.nz for more details

  48. 147

    The Loss of the KiwiSaver First Home Buyer Grant

    Today Mary talks about first home buying following the loss of the Kiwisaver first home buyer grant. She has some tips about using Kiwisaver to buy a home and other options for those looking to purchase their first property.Go to this episode on rnz.co.nz for more details

  49. 146

    Retirement Commission Conference

    This week Mary talks about a recent conference run by the Retirement Commission - Te Ara Ahunga Ora. It was all about planning next steps in their National Strategy for Financial Capability. Mary talks to Jesse about what that means for us.This week Mary talks about a recent conference run by the Retirement Commission - Te Ara Ahunga Ora. It was all about planning next steps in their National Strategy for Financial Capability. Mary talks to Jesse about what that means for us.Go to this episode on rnz.co.nz for more details

  50. 145

    The cost of not giving to KiwiSaver

    Today Mary talks to Jesse about the reality for a number of people balancing their finances and suspending their payments. Today Mary talks to Jesse about the reality for a number of people balancing their finances and suspending their payments.She talks about the benefits of suspending rather than cancelling contributions to Kiwisaver in the long term and the options available for people needing to reassess their financial situation.Go to this episode on rnz.co.nz for more details

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ABOUT THIS SHOW

Investment author and columnist Mary Holm talks to Jesse Mulligan every fortnight about her top tips for how to make your money work.

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RNZ

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