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All Episodes

Appraiser Talk — 245 episodes

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Title
1

Episode 229: Flavors of Value

2

Episode 228: Bias and Advocacy

3

Episode 227: Appraisal vs. Appraisal Review

4

Episode 226: Real Estate, Real Property, and More

5

Episode 225: Cost, Price, and Value

6

Episode 224: Elements of an Assignment – Client, Intended Users, Intended Use

7

Episode 223: Guidance vs. Standards – How AOs and FAQs Fit In

8

Episode 222: JURISDICTIONAL EXCEPTION RULE – When Law Overrides USPAP

9

Episode 221: SCOPE OF WORK RULE – Flexibility with Disclosure

10

Episode 220: COMPETENCY RULE

11

Episode 219: RECORD KEEPING RULE – Workfile Essentials

12

Episode 218: ETHICS – Confidentiality

13

Episode 217: ETHICS – Conduct & Management

14

Episode 216: ETHICS RULE Overview

15

Episode 215: Valuation Services vs. Appraisal Practice

16

Episode 214: USPAP Talk: USPAP Talk: USPAP and the Six-Step Appraisal Process

17

Episode 213: USPAP Talk: Theory vs. Practice

18

Episode 212: USPAP Talk: Document Architecture

19

Episode 211: USPAP Talk: The Future of Change Management

20

Episode 210: USPAP Talk: Milestone Revisions

21

Episode 209: USPAP Talk: Why USPAP Changes

22

Episode 208: USPAP Talk: Creating & Maintaining Standards

23

Episode 207: USPAP Talk: FIRREA & Federal Adoption (1989–91)

24

Episode 206: USPAP Talk: The Birth of USPAP (1987)

25

Episode 205: The Savings and Loan Crisis Catalyst

26

Episode 204: The Appraisal Profession Takes Shape

27

Episode 203: Public trust as the foundation of USPAP

28

Episode 202: How Does Appraisal Fit Into the Idea of a Profession?

29

Episode 201: What is a Professional Standard?

30

Episode 200: The Launch of USPAP Talk!

31

Summer Throwback: What is highest and best use and why does it matter?

32

Summer Throwback: Are there "typical" adjustments that are considered standard in the profession?

33

Summer Throwback: What's the difference between an appraisal and the authentication of fine art?

34

Summer Throwback: Can a borrower be an intended user of an appraisal report?

35

Summer Throwback: Who is the intended user?

36

Summer Throwback: Why isn't the federal government in charge of writing these standards?

37

Summer Throwback: What is an appraiser valuing when they do an appraisal on my home?

38

Summer Throwback: When do I need to get an appraisal?

39

Summer Throwback: Our very first episode!

40

Episode 199: "Do I also comply with USPAP automatically because I comply with standards set forth by the AICPA?"

41

Episode 198: "Is a vacant 60-acre land parcel a residential or non-residential property?"

42

Episode 197: "How do appraisers comply with USPAP’s confidentiality rule?"

43

Episode 196: "Are only the appraisers signing the appraisal required to state whether they inspected the property?"

44

Episode 195: "Who controls the assignment conditions?"

45

Episode 194: "What is the role of CAP?"

46

Episode 193: "How does USPAP define a special purpose property?"

47

Episode 192: "Is the appraiser required to sign the appraiser's independence certification?"

48

Episode 191: "Why cant I use that appraisal report however I want?"

49

Episode 190: "What is the difference between an assumption and an extraordinary assumption?"

50

Episode 189: "Can an appraiser give an opinion 'off the cuff?'"

51

Episode 188: "What do appraisers wish real estate agents knew?"

52

Episode 187: "Is 5 months of supply really balanced?"

53

Episode 186: "What makes working in a rural setting unique as an appraiser? How do you handle things like livestock being present on a property in your appraisal?"

54

Episode 185: "What is a subject property?"

55

Episode 184: "What does it mean that an appraisal is one type of typical market measure?"

56

Episode 183: "What is the difference between market value and appraised value?"

57

Episode 182: "What is a 'zombie' condo and why would an investor or developer care?"

58

Episode 181: "What is the project that inspired Farm Credit to become the Foundation's first contributor?"

59

Episode 180: "What is highest and best use, and why does it matter?"

60

Best of Appraiser Talk: "How does an appraiser deal with situations where market data is very mixed, unclear and contradictory?"

61

Episode 178: "Can you tell us the history of the terms "purpose" and "function" in USPAP and how that relates to intended use?"

62

Episode 177: "What are the building blocks of an appraisal review?"

63

Episode 176: "What are the best practices, methods, and techniques for appraising religious facilities?"

64

Episode 175: "How do special assessments relate to value?"

65

Episode 174: "Is mass appraisal experience allowed?"

66

Episode 173: "As a state regulator, how do you review and approve mass appraisal experience?"

67

Episode 172: "What does it mean that an appraisal is one type of typical market measure?"

68

Episode 171: "How are lenders handling issues of appraisal bias?"

69

Episode 170: What is an appraisal triumvirate?

70

Episode 169: "Can an appraiser have two different opinions of value on the same property and they both be valid?"

71

Episode 168: "If a property appraises below contract price, does that appraisal impact market values in the area?"

72

Episode 167: "Why is "value" NOT an appraisal?"

73

Episode 166: "How does human behavior fit in the appraisal process?"

74

Episode 165: "The appraiser used comparable sales outside of my neighborhood. Isn't that wrong?"

75

Episode 164: "Are appraisers allowed to use discretion when they make choices?"

76

Episode 163: "Is the sales price the best indication of a property's value?"

77

Episode 162: "How can an appraiser use artificial intelligence when developing an appraisal?"

78

Episode 161: "How can we make the sales comparison approach less subjective?"

79

Episode 160: "Does refinancing my home affect the property taxes I pay?"

80

Episode 159: "What is the Foundation doing to promote diversity, equity and inclusion this year?"

81

Episode 158: "What happened at the spring Board of Trustees meeting?"

82

Appraiser Talk Classic: How do I join one of the boards?

83

Episode 156: "Who in my bank is legally allowed to do an appraisal review?"

84

Episode 155: "When appraisers look at comparable sales, are they only comparing the physical characteristics of the property to the subject?"

85

Episode 154: "How does the degree review program work?"

86

Episode 153: "What is the SAVVY Award?"

87

Episode 152: "What is the most interesting case you've had as an appraiser?" (Real Property)

88

Episode 151: "What is the most interesting case you've had as an appraiser?" (Personal Property)

89

Episode 150: "What is the most interesting case you've had as an appraiser?" (Business Valuation)

90

Episode 149: "Do I have to reinspect a property if I am appraising a house for the second time?"

91

Episode 148: "For an appraisal to be correct, does a property owner need to be able to understand the adjustments the appraiser made?"

92

Episode 147: A Chat with The Appraisal Foundation's New President Kelly Davids

93

Episode 146: "Are there "typical" adjustments that are considered standard in the profession?"

94

Episode 145: "Do kitchens and baths add the most value to a property?"

95

Episode 144: "Why do lenders get appraisals?"

96

Episode 143: "How does an appraiser deal with situations where market data is very mixed, unclear and contradictory?"

97

Episode 142: "How is the appraisal process akin to a horse race?"

98

Episode 141: "Why doesn't USPAP require an appraisal to be accurate?"

99

Episode 140: "Does the value of a home increase, if it has notoriety?"

100

Episode 139: "What is the process for developing the National Exam?"

101

Episode 138: "Can I order a USPAP only appraisal?"

102

Episode 137: Announcing the next demographic survey

103

Episode 136: "What is the difference between public trust and public interest?"

104

Episode 135: "What is the intent in intended user?"

105

Episode 134: "The new USPAP becomes effective in a few weeks. What will I need for my upcoming USPAP class?"

106

Episode 133: "My home was built in 1950 but the appraiser says the effective age is 10 years. What does that mean? How does it impact value?"

107

Episode 132: "ASB Update: What is the ASB working on?"

108

Episode 131: "What is the AQB working on?"

109

Episode 130: "How do I know if my home will be more valuable if I finish my basement or not?"

110

Episode 129: "Is the supervisory appraiser required to sign off on a trainee's work product?"

111

Episode 128: "How are AMCs regulated?"

112

Episode 127: "A client is asking for a sample of my work. Can I share that?"

113

Episode 126: AARO Spotlight

114

Episode 125: "Can I follow a law that requires me to destroy my workfile?"

115

Episode 124: "Is USPAP flexible?"

116

Episode 123: "Does anything in USPAP require the appraiser to explain if there is a difference in the purchase price and their final value estimate?"

117

Episode 122: "How can we get more veterans involved in the appraisal profession?"

118

Episode 121: "How do I know if I can appraise a property, with a license, if a property may have a value near a $1,000,000 mark?”

119

Episode 120: "Can you verify that this person is certified as a USPAP Instructor?"

120

Episode 119: "Who is the intended user?"

121

Episode 118: Sponsor Spotlight, American Society of Appraisers

122

Episode 117: "What is an appraiser?"

123

Episode 116: "What does adoption by reference mean?"

124

Episode 115: "Is there a timeline for how long an appeal of an appraisal should take?"

125

Episode 114: "Is it a conflict of interest to do a private appraisal valuation on a property for a fee and then list the property as the listing broker later on?

126

Episode 113: "Do you believe there will continue to be a need for real estate appraisers in the real estate industry?"

127

Episode 112: "Would you be able to speak about the yellow book as it relates to eminent domain and partial acquisitions?"

128

Episode 111: Sponsor Spotlight, Appraisers Association of America

129

Episode 110: "What's the difference between an appraisal and the authentication of fine art?"

130

Episode 109: Sponsor Spotlight, Appraisal Institute

131

Episode 108: "Does the government have appraisers?"

132

Appraiser Talk Classic: What is the difference between subjectivity and objectivity?

133

Appraiser Talk Classic: What does it mean to be competent?

134

Episode 107: "What is practicum?"

135

Episode 106: "How is conducting an appraisal for a GSE different from completing an appraisal for a federally regulated transaction?"

136

Episode 105: "An appraiser says a provided comp is land cost plus cost paid to the builder. What does that mean?"

137

Episode 104: "I worked as an appraiser for an appraisal firm. I recently left that firm, can I take all my workfiles with me? And if not, how do I get access to them when I need it?"

138

Episode 103: "Can a borrower be an intended user of an appraisal report?"

139

Episode 102: "Do my trainee hours ever expire?"

140

Episode 101: "Do advisory opinions carry the same weight as standards?"

141

Episode 100: "I often hear appraisers use the term 'drive comps,' what does that mean?"

142

Episode 99: "What are seller concessions and how do they relate to the appraisal process?"

143

Episode 98: "How do I know what level of appraisal service I need?"

144

Episode 97: "Can a realtor also be an appraiser?"

145

Episode 96: "Would an appraiser that performs an eminent domain appraisal that either ignores, or is unaware of, relevant eminent domain case law be in violation of the Competency Rule of USPAP?"

146

Episode 95: "How does an appraiser select comps?"

147

Episode 94: "If I want to change something in a report that I already delivered, how do I best do that?

148

Episode 93: "Can an appraiser critique my appraisal without doing an official appraisal review?"

149

Episode 92: "Is there a maximum length of time for you to complete your education?"

150

Episode 91: "Do I need a new engagement letter to add a borrower?"

151

Episode 90: “Is the appraisal profession growing? What is attracting people to the appraisal profession?”

152

Episode 89: "Is it possible for an inspection to expire?"

153

Episode 88: "How can I confirm that an individual is a Certified General Appraiser?"

154

Episode 87: "How often does the AQB meet, and is there a schedule?"

155

Episode 86: "How does USPAP define market value?"

156

Episode 85: "A lender wants a reinspection done on a home. Is this a new assignment?"

157

Episode 84: "Where does it state an appraiser has to have a license to complete FRTs?"

158

Episode 83: "What kind of appraiser do I call who can appraise a property that allows for both residential and commercial?"

159

Special Episode 4: Scott Reuter on Analyzing Market Conditions

160

Episode 82: Four Special Episodes Celebrating the 35th Anniversary of The Appraisal Foundation

161

Episode 81: Four Special Episodes Celebrating the 35th Anniversary of The Appraisal Foundation

162

Episode 80: Four Special Episodes Celebrating the 35th Anniversary of The Appraisal Foundation

163

Episode 79: Four Special Episodes Celebrating the 35th Anniversary of The Appraisal Foundation

164

Episode 78: "I am preparing to take the National Exam to become a Certified Residential appraiser. How should I study?"

165

Episode 77: "What is an appraiser valuing when they do an appraisal on my home?"

166

Episode 76: “What is the difference between subjectivity and objectivity?”

167

Episode 75: "When appraisers pick comps, do they mainly consider how similar the features of the house are to the subject property house?"

168

Episode 74: "What does it mean if a trainee signs a form?"

169

Episode 73: "Which of my courses from Texas A&M apply towards my appraisal license?"

170

Episode 72: "How can a personal property appraiser be considered as "complying with USPAP," do they need to just decide to follow it, or do they have to take a class first?"

171

Episode 71: "My lender requires the appraiser come in person to my home and I don't want them to. Can you give me some direction?"

172

Episode 70: "If I fail the national test three times, the state requires me to wait six months before I retest. Is that an AQB requirement and if so, why?"

173

Episode 69: "What does it mean to be competent?"

174

Episode 68: "What are you doing to ensure there are women represented on TAF Boards?"

175

Episode 67: "Can I assist an appraiser before I obtain a trainee license?"

176

Episode 66: "Is it true that VA appraisals require the home to meet minimum property requirements?"

177

Episode 65: "Is it appropriate for an appraiser to quote an appraisal fee that is dependent on the appraised value?"

178

Episode 64: "Who has oversight of the states?"

179

Episode 63: "How do I log appraisals without a traditional client?"

180

Episode 62: "Can I provide an appraiser with a comparable sale?"

181

Episode 61: "Is it unethical for a real estate agent to intentionally change the list price of a property in the MLS in an attempt to influence the appraiser?"

182

Special Episode 3: Paul Chandler Discusses the IAC AVM Task Force Report

183

Episode 60: "Are the valuation standards the same across VA, FHA and conventional loans?"

184

Episode 59: What coursework can be taken in lieu of a college degree?

185

Episode 58: "A property is having a second garage built, the lender wants me to value the property without the new improvements, can I do that?"

186

Episode 57: "How do I find a Yellow Book appraiser?"

187

Episode 56: "What does a home’s sales price mean as it relates to its market value?"

188

Episode 55: "Can just anyone use the term "appraiser"?"

189

Episode 54: "My client, a bank, wants to assign my appraisal report to another bank.  I know that I cannot re-assign an appraisal report.  But can the client bank send my appraisal to another bank?"

190

Episode 53: "What do I need to do to stay USPAP certified?"

191

Episode 52: "How does an appraiser appraise a property?"

192

Episode 51: “Can you provide an update on the Foundation’s efforts to promote diversity, equity and inclusion in the appraisal profession?”

193

Episode 50: "What are the educational and experience requirements to become a personal property appraiser?"

194

Episode 49: "Where can I find a corrective education course?"

195

Episode 48: "What process does an appraiser follow to get reciprocity for an appraisal license from Australia?"

196

Episode 47: "What is an extraordinary assumption?"

197

Episode 46: "When can a business valuation be used in litigation?"

198

Episode 45: "I think a lender has given me questionable assignment conditions, where can I go to understand if they are violations of USPAP?"

199

Episode 44: "How does an appraiser appraise a property if it is a duplex?"

200

Episode 43: "If I don't have a license any longer and want to do appraisal reviews (with no value conclusion), can I do that?"

201

Episode 42: "What is required of me if I want to become a supervisor?"

202

Episode 41: "Do USPAP instructors have to be certified appraisers to remain teaching?"

203

Episode 40: "Are there any grants or scholarships available to become an appraiser?"

204

Episode 39: "What does an appraiser look at when developing an opinion of value?"

205

Episode 38: "Why does a client's intended use of an appraisal matter to the appraiser?"

206

Episode 37: “Does it violate USPAP for the client or the builder to submit additional comparable sales?"

207

Episode 36: "I used to have a license, and need to get it back, can you help?"

208

Episode 35: "Do you have any resources I can share with clients to help them learn about the appraisal process?"

209

Episode 34: "Do you have any special resources for aspiring appraisers who are veterans?"

210

Episode 33: "How do TAF boards work?"

211

Episode 32: "How are states adopting PAREA?"

212

How do I go from Licensed Residential to Certified Residential?

213

Episode 30: "How long is an appraisal opinion valid for?"

214

Episode 29: "Does USPAP address an office manager accepting appraisal assignments on behalf of the appraiser?"

215

Episode 28: "What is a mass appraiser and how is that different from real property appraisal?"

216

Episode 27: "How does an appraiser define a bedroom?"

217

Episode 26: "Does Dodd-Frank prohibit trainees from inspecting a property solo for a lender?"

218

Episode 25: "How do I find a USPAP course?"

219

Episode 24: "Can an appraiser call me, the buyers agent, without authority from the client, and discuss the appraisal?"

220

Episode 23: "Can I give my input on the next version of USPAP?"

221

Episode 22: "How do I become an appraiser?"

222

Episode 21: "I paid for an appraisal and then I had to use a different lender. The appraiser is refusing to transfer the appraisal report to my new lender, can they do that?"

223

Episode 20: "How did we wind up with the different credentials residential appraisers have today?"

224

Episode 19: "Does TAF focus on other issues facing the appraisal profession besides standards and qualifications?"

225

Episode 18: "What are some of the benefits of serving as a supervisor for a trainee appraiser?"

226

Episode 17: "Am I qualified to do an appraisal for the IRS and how do I know what they mean by 'qualified appraiser'?"

227

Episode 16: "When do I need to get an appraisal?"

228

Episode 15: "What is a business valuation?"

229

Episode 14: "How do I pick comps for an FHA appraisal?"

230

Episode 13: "Can I get an exception so I don't have to find a supervisor?"

231

Episode Twelve: "What are the different types of appraisal?"

232

Episode Eleven: "Can my business become a sponsoring organization?"

233

Episode Ten: "Do I have to take the USPAP update course every two years?"

234

Episode Nine: "How can I get the University of Georgia approved in the Degree Review Program?"

235

Episode Eight: "Can you help me find a supervisor?"

236

Episode Seven: "Why is USPAP on a two year cycle?"

237

Episode Six: “Is an AVM an appraisal?”

238

Special Episode 2: "As a consumer, what do I need to understand if an appraised value is lower than my offer?"

239

Special Episode 1: Supported vs. Unsupported Conclusions

240

Episode Five: "What is The Appraisal Foundation doing to combat discrimination and build public trust?"

241

Episode Four: "How do I join one of the boards?"

242

Episode Three: "Why isn't the federal government in charge of writing these standards?"

243

Episode Two: "How do I handle course exams in the COVID-19 environment?"

244

Episode One: "Is the value estimate I see on sites such as Zillow or Redfin the same estimate I would get if I hired an appraiser to appraise my home?"

245

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