Ask Rusty: Your Social Security Advisor cover art

All Episodes

Ask Rusty: Your Social Security Advisor — 227 episodes

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Title
1

I'm Still Working, Why Didn't I Get a Higher Social Security Benefit?

2

I Want to do Everything Right When I Claim Social Security

3

Must I Set Up A Social Security Account To Enroll In Medicare?

4

If Either Of Us Die, Will The Other Get Survivor Benefits?

5

I'll Be 65 Soon And Still Working, Must I Enroll In Medicare?

6

I Will Be 70 On New Year Day, When Should I Apply For Social Security?

7

Help, Social Security Reduced My Monthly Payment

8

When Will I Get Full Credit for Delaying My Social Security Retirement?

9

Is There Income Tax on Social Security Benefits?

10

I Lost Money as a Widow by Not Knowing the Rules

11

My Friend is 65, Shouldn't She Be Exempt From Medicare Payroll Tax?

12

I'm Still Working, Why Didn't My Social Security Payment Increase?

13

Why Is My Social Security Retirement Benefit So Small?

14

Am I Entitled to More Social Security as a Veteran?

15

About Claiming Social Security Early and Investing It

16

I'm Divorced, Can I Get Benefits From My Ex-Husband?

17

Why Didn't My Friend's Wife Get All Her Social Security Benefit Immediately?

18

Can My Wife Get Spouse Benefits While I'm Still Alive?

19

I'm On Social Security Disability, Should I Switch to Regular Social Security?

20

Why Won't Social Security Give Me My Benefits?

21

About Remarrying and Benefits From an Ex-Spouse

22

About Tax Filing Status and Medicare

23

Is Social Security Really a Good Deal?

24

If We Both Collect Social Security Will Our Benefits Be Effected?

25

Did Obama Era Social Security Tax Cuts Hurt the Program?

26

Consider the Wearing Out Factor When Deciding When to Take Social Security

27

How Do I Navigate the Social Security Maze?

28

Should I Take Social Security Now or Wait Until Age 70?

29

When Does My Disability Become My Social Security?

30

Ask Rusty 200 - June 25 2024

31

Ask Rusty 199 - June 19 2024

32

Ask Rusty 198 - June 11 2024

33

Ask Rusty 197 - June 4 2024

34

Ask Rusty 196 - About Social Security’s Earnings Test and Cost of Living Adjustments

35

Ask Rusty 195 - I’m Working after age 65; Why Aren’t I Exempt from Medicare Part B Premium

36

Ask Rusty 194 - Shocked Because Medicare Increase Results in Loss of Social Security Benefits

37

Ask Rusty 193 - Future Retiree Worried About Social Security’s Future

38

Ask Rusty 192 - Widower’s Retirement Stymied by Social Security’s “WEP” and “GPO” Rules

39

Ask Rusty 191 - Minister Wants to Maximize Social Security Benefit

40

Ask Rusty 190 - Older Husband and Working Wife Seek Guidance

41

Ask Rusty 189 - Can I Claim Social Security and Still Work

42

Ask Rusty 188 - When Should my Wife Claim Her Social Security Benefit

43

Ask Rusty 187 - When Should We Claim Social Security

44

Ask Rusty 186 - Veteran Uncertain About Social Security and Healthcare Coverage

45

Ask Rusty 185 - How Do Survivor Benefits Work for a Married Couple

46

Ask Rusty 184 - Will My Benefit Increase if I Work While Collecting Disability

47

Ask Rusty 183 - Why Must I Pay Into Social Security when I’m Collecting Benefits

48

Ask Rusty 182- About Medicare’s Dreaded “IRMAA” Provision

49

Ask Rusty 181 - Should I Claim Social Security at 68 or wait until 70

50

Ask Rusty 180 - How is my Social Security Benefit Calculated

51

Ask Rusty 179 - Will my WEP Reduction Go Away if I Continue Working

52

Ask Rusty 178 - Will Withdrawing from 401(k) Affect My Social Security

53

Ask Rusty 177 - How Can I Get Details about My Social Security Payment

54

Ask Rusty 176 - Can Someone Work While Collecting Social Security Disability

55

Ask Rusty 175 - Will My Friend’s Fiancée be Entitled to a Survivor Benefit

56

Ask Rusty 174 - If My Wife Claims Now, Will It Hurt My Social Security Amount

57

Ask Rusty 173 - Are Spousal Benefits Always a Factor

58

Ask Rusty 172 - I’m 65 and Working; Can I Collect Ex-spouse Benefits

59

Ask Rusty 171 - I’m Returning to Work; What Should I Do About Social Security

60

Ask Rusty 170 - We’re Planning to Claim at 62; What Do We Need to Know

61

Ask Rusty 169 - About the Fairness of WEP and GPO

62

Ask Rusty 168 - Can I Voluntarily Suspend My Social Security Payments

63

Ask Rusty 167 - Social Security Disability vs. Spouse Benefits vs. Survivor Benefits (and COLA)

64

Ask Rusty 166 - When Should I Retire and Claim My Social Security Benefits

65

Ask Rusty 165 - My Birthday is on the First of the Month - When Should I Claim Social Security

66

Ask Rusty 164 - Can My Wife Claim Her Benefit Now and Switch to a Spouse Benefit from Me Later

67

Ask Rusty 163 - How Will My Wife’s Social Security Be Affected by her Teacher’s Pension

68

Ask Rusty 162 - How Do Disability Programs Affect Social Security’s Budget

69

Ask Rusty 161 - About Federal Taxation of Social Security Benefits

70

Ask Rusty 160 - Nonagenarian War Veteran Asks About Extra Credit for his Service

71

Ask Rusty 159 - Will Opening a Joint Account Affect My Disabled Father’s SSI

72

Ask Rusty 158 - Why Is My Age 70 Benefit Not Higher Than My January Amount

73

Ask Rusty 157 - I’m 64 - When Should I Claim My Social Security

74

Ask Rusty 156 - What About All the Money Congress Stole from Social Security

75

Ask Rusty 155 - When Should My Wife Claim Social Security

76

Ask Rusty 154 - Why is Social Security Withholding My Monthly Payments

77

Ask Rusty 153 - I’m a Veteran How Do I Get My Extra Social Security

78

Ask Rusty 152 - When Should My Wife Claim Her Social Security Benefits

79

Ask Rusty 151 - Will WEP and GPO Affect My Wife’s Spousal Benefit

80

Ask Rusty 150 - My State Pension Eliminated My Social Security Survivor Benefit

81

Ask Rusty 149 - Why Can’t I Collect Survivor Benefits from My Deceased Wife

82

Ask Rusty 148 - About Income Tax on Social Security Benefits

83

Ask Rusty 147 - Working Widow Seeks to Maximize Social Security Benefits

84

Ask Rusty 146 - Will Work Earnings Affect My Social Security at Age 80

85

Ask Rusty 145 - How Will Working Affect My First Year’s Benefits

86

Ask Rusty 144 - What If I Delay but Die Before Claiming Social Security

87

Ask Rusty 143 - I’m Approaching 65 – Should I Claim Social Security

88

Ask Rusty 142 - I’m Concerned About Social Security Solvency

89

Ask Rusty 141 - Should Octogenarians Tell Social Security They Married

90

Ask Rusty 140 - About “Survivor” Benefits vs. “Spousal” Benefits

91

Ask Rusty 139 - About Social Security Benefits for My Minor Children

92

Ask Rusty 138 - Why Can’t I Get Social Security Disability on My Own or My Husband’s Record

93

Ask Rusty 137 - What Can I Earn in My First Year Collecting Social Security

94

Ask Rusty 136 - Retired Public Servant Feels Government Pension Offset is “Unjust”

95

Ask Rusty 135 - Why Should a Non-working Spouse be Entitled to Social Security Benefits

96

Ask Rusty 134 - Widow Stung by Social Security's Claw Back Rule

97

Ask Rusty 133 - How Do I Withdraw My Application for Social Security

98

Ask Rusty 132 - Cutting Social Security Will Make Me Lose My Home

99

Ask Rusty 131 - What’s the Best Way to Start Receiving My Survivor Benefit

100

Ask Rusty 130 - Can International College Students Get Social Security

101

Ask Rusty 129 - About Social Security's First Year Rule

102

Ask Rusty 128 - Canadian Expat Angry About His Reduced U.S. Social Security

103

Ask Rusty 127 - Will Social Security Be There for Me

104

Ask Rusty 126 - About Difficulty with Social Security’s Sign-in Process

105

Ask Rusty 125 - What Counts for Social Security’s Earnings Limit

106

Ask Rusty 124 - Will My Work Earnings Affect My Social Security Benefits

107

Ask Rusty 123 - Will the Family Maximum Limit My Benefits

108

Ask Rusty 122 - Should I Claim Social Security Now

109

Ask Rusty 121 - Can I Get A Survivor Benefit While I'm Still Working

110

Ask Rusty 120 - Retired Federal Employee Has Small Social Security Benefit

111

Ask Rusty 119 - Will My Wife’s Benefit Change My Claiming Decision

112

Ask Rusty 118 - Can A Working Widow Collect Survivor Benefits

113

Ask Rusty 117 - Ask Rusty For Some Simple Guidance About Medicare

114

Ask Rusty 116 - How Do I Avoid Pitfalls and Get Maximum Social Security

115

Ask Rusty 115 – When Is My Wife Eligible for Full Survivor Benefits.mp3

116

Ask Rusty 114 – How Do I Get My Social Security As Soon As Possible

117

Ask Rusty 113 – Why Don’t I Get Annual Cost of Living Adjustments (COLA)

118

Ask Rusty 112 – How Do I Handle an Overpayment Notice from Social Security

119

Ask Rusty 111 – How Do Social Security Survivor Benefits Work

120

Ask Rusty 110 – Octogenarian Asks About Wife’s Spousal and Survivor Benefits

121

Ask Rusty 109 - Veteran Asks About Disability and Ex-Spouse Benefits

122

Ask Rusty 108 - About Applying for Social Security Benefits

123

Ask Rusty 107 - Surviving Spouse Benefits Explained

124

Ask Rusty 106 - The Restricted Application for Spousal Benefits Only

125

Ask Rusty 105 - Younger Widow Asks About Collecting Survivor Benefits

126

Ask Rusty 104 - Military Wife Turning 65 Seeks Information About Medicare

127

Ask Rusty 103 - Can My Wife Claim a Spouse Benefit First

128

Ask Rusty 102 - What Are My Wife’s Benefits While I’m Living and as My Widow

129

Ask Rusty 101 - Do My Canadian Earnings Count Toward U.S. Social Security

130

Ask Rusty 100 - How Do We Apply for My Wife’s Spousal Benefit

131

Ask Rusty 099 - I’m 78 and Still Working; Should I Apply for Social Security

132

Ask Rusty 098 - What Do My Wife and my Ex-wife Get If I Die

133

Ask Rusty 097 - About Working While Collecting Early Benefits

134

Ask Rusty 096 - I’m Getting Spouse Benefits – What Happens to My Own

135

Ask Rusty 095 - Will Claiming Early Affect My Wife's Survivor Benefit

136

Ask Rusty 094 - How Does Social Security Disability Work with Private Disability Insurance

137

Ask Rusty 093 - I’m A Widower With 3 Minor Children - What About Social Security

138

Ask Rusty 092 - Can My In-laws Get Supplemental Security Income

139

Ask Rusty 091 - Must I Pay Income Tax on Social Security Benefits

140

Ask Rusty 090 - Will My Husband’s Benefits Continue After He Dies

141

Ask Rusty 089 - Will Paying the IRS Quarterly Increase My Social Security

142

Ask Rusty 088 - Can a Widower Get Full Survivor Benefits Early

143

Ask Rusty 087 - I’m Working; Why Hasn’t My Social Security Benefit Increased

144

Ask Rusty 086 - About Payroll Tax and Income Tax on Social Security

145

Ask Rusty 085 - Will My Wife Get a Spouse Benefit When I Claim at 70

146

Ask Rusty 084 - About the Earnings Test and Taxation of Social Security Benefits

147

Ask Rusty 083 - Should I Claim Early Due to Social Security’s Financial Condition

148

Ask Rusty 082 - Do Immigrants Get Social Security Benefits

149

Ask Rusty 081 - My Husband Still Works; Must He Enroll in Medicare at age 65

150

Ask Rusty 080 - Please Help Us with Social Security Planning

151

Ask Rusty 079 - I’m Confused About Taking Medicare and Social Security

152

Ask Rusty 078 - About Survivor Benefits for Minor Children

153

Ask Rusty 077 - Swiss Immigrant Asks About Spouse Benefits

154

Ask Rusty 076 - Do Medicare Part A and B Backup My Medicare Advantage Plan

155

Ask Rusty 075 - Will My Social Security Benefits Ever Be Non-Taxable

156

Ask Rusty 074 - Will I Have Any Social Security Benefits

157

Ask Rusty 073 - Is My Analysis of my Wife’s Social Security Correct

158

Ask Rusty 072 - How Do I Get Back Benefits Withheld Due to the Earnings Limit

159

Ask Rusty 071 - I Have Medicare Advantage - Why Is a Medicare Premim Deducted from my Social Security

160

Ask Rusty 070 - Should I Quit Work to Preserve My Social Security Benefit

161

Ask Rusty 069 - Should I Take Social Security Even If I Don’t Need It

162

Ask Rusty 068 - I Have VA Coverage; Should I Get Medicare Part B

163

Ask Rusty 067 - How Do I Apply for Social Security Benefits

164

Ask Rusty 066 - Social Security’s WEP is Unfair – I Want My Money Back!

165

Ask Rusty 065 - Should I Take My Widower Benefit Now

166

Ask Rusty 064 - About Computing COLA and Congressional Pay Increases

167

Ask Rusty 063 - Why Is My Medicare Part B Premium So High

168

Ask Rusty 062 - About Paying SS Tax While Still Working

169

Ask Rusty 061 - Is Waiting until 70 Still the Best Plan to Maximize Social Security

170

Ask Rusty 060 - Is Taxing Social Security Fair

171

Ask Rusty 059 - The Basics of Applying for Social Security

172

Ask Rusty 058- If I Die, What Happens To The SS Taxes I Paid

173

Ask Rusty 057 - Will My Social Security Be Reduced in the Future

174

Ask Rusty 056 - Is My COLA increase based on My Current SS Payment

175

Ask Rusty 055 - Will Retiring From Work Early Affect My Social Security

176

Ask Rusty 054 - About Including COLA in Benefit Projections

177

Ask Rusty 053 - Is It Always Best To Wait Until Age 70 to Claim Social Security

178

Ask Rusty 052 - Does Paying SS Tax Now Increase My Benefit

179

Ask Rusty 051 - If I Apply for Social Security Now, When Will I Get My First Payment

180

Ask Rusty 050 - My Social Security Income Hurts When I File My Taxes

181

Ask Rusty 049 - I'm Terminal; What Are My Wife's Options as my Survivor

182

Ask Rusty 048 - Disability Benefits vs Survivor Benefits

183

Ask Rusty 047 - Should I Claim Family Benefits

184

Ask Rusty 046 - Should I Claim Social Security at 62 or Wait Longer

185

Ask Rusty 045 - When Should I Claim My Survivor Benefit

186

Ask Rusty 044 - Why Can’t I Get Survivor Benefits from my Husband

187

Ask Rusty 043 - Can I get a higher benifit now that I am older

188

Ask Rusty 042 - Why did SS ask my mother this question

189

Ask Rusty 041 - Will My UK Pension Affect My US Social Security

190

Ask Rusty 040 - Will My Retirement Benefits Be Cut Because of My State Pension

191

Ask Rusty 039 - Should My Wife Wait Until Age 70 to Claim

192

Ask Rusty 038 - Will Applying for SS Disability Hurt SS Retirement Benefit

193

Ask Rusty 037 - When Is The Best Time To Claim Social Security

194

Ask Rusty 036 - My SSC Card Is Incorrect - What Should I Do

195

Ask Rusty 035 - Will Taking 401k Distributions Affect My SS

196

Ask Rusty 034 - Can I Claim SS Now & Switch to Spouse Benefits Later

197

Ask Rusty 033 - Where can I get benifits from my ex-spouse

198

Ask Rusty 032- Can I still Suspend My Social Security Benifits 040521

199

Ask Rusty 031- Will My Widow's Benefit Replace My Own SS

200

Ask Rusty 028 - - Does Paying FICA tax now Increase My Benefit

201

Ask Rusty 027 - Should I Claim Social Security Now or Wait Until I’m 70

202

Ask Rusty 026 - Should I Claim Social Security Now or Wait Until I’m 70

203

Ask Rusty 025 - Avoiding the WEP and GPO Reductions

204

Ask Rusty 024 - How Will My Wife’s Benefits Be Affected by My State Pension

205

Ask Rusty 023 - About Social Security's First Year Rule

206

Ask Rusty 022 - Delayed Claiming; Am I Getting the Right Amount

207

Ask Rusty 021 - Should I Wait Until Age 70 To Claim

208

Ask Rusty 020 - Do COVID-19 Bonuses Count Toward the Earnings Limit

209

Ask Rusty 019 - Did My Wife Get A Notch Baby Benefit Increase

210

Ask Rusty 018 - Repaying Social Security Money Taken by Politicians

211

Ask Rusty 017 - I'm 66. When Should I Claim Social Security

212

Ask Rusty 016 - Should a Working Widow Claim Now or Wait

213

Ask Rusty 015 - Will My UK Pension Affect My Social Security

214

Ask Rusty 014 - Should I Claim Social Security at 62

215

Ask Rusty 013 - No Simple Answer on When to Claim Benefits

216

Ask Rusty 012 - Claim Now and Invest it, or Wait to Claim

217

Ask Rusty 011 - About “Registering” for Social Security & Medicare

218

Ask Rusty 010 - Younger Wife is the Higher Earner

219

Ask Rusty 009 - Will My Social Security Benefits Ever Stop

220

Ask Rusty 008 - Why Isn't My Wife Getting Half of My Benefit

221

Ask Rusty 007 - Needs Guidance on Social Security and Medicare

222

Ask Rusty 006 - About the Mystery of Spousal Benefits

223

Ask Rusty 005 - Can I Get Social Security with a Municipal Pension

224

Ask Rusty 004 - No Dumb Questions About Social Security

225

Ask Rusty 003 - Can I Help My Friend with His Social Security

226

Ask Rusty 002 - July 17 2020

227

Ask Rusty 001 - Week of July 27