All Episodes

#139 - Sixteen YNAB Features Hidden in Plain Sight

We'll Be Back Next Week!

#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins

#137 - Patching vs (re)Building Your Money Habits

#136 - Our Favorite Things to Do In YNAB | 2026 Edition

#135 - 5 Signs You Are Bad with Money

#134 - Ben's Category Breakdown (2026 Edition)

#133 - The 3 Stages of YNAB'er Emergency Funds

#132 - Ernie's 2026 Categories

#131 - Ben and Ernie YouTube LIVE Q&A

#130 - Gen Z Money Trends: How TikTok and Instagram Are Shaping Personal Finance

#129 - YNAB for Singles: Lauren's Categories

#128 - Setup Your Plan Like a Budget Nerd: Advanced YNAB Concepts

#127 - Pay Off Debt vs Get A Month Ahead: Which Should You Do First?

#126 - Spending A Life of Adventure with Ashley L. (Live from FF Minneapolis)

#125 - All the Ways to Easily Add Transactions

#124 - 7 Habits That Changed Our Money Forever

#123 - How to Start YNAB (Simple, No Hassle Setup)

#122 - Feeling Stuck? These 26 YNAB Wins Will Inspire You

#121 - The Weirdest Categories We've Ever Seen (and Loved)

#120 - Your Categories Are Not Alone! The New YNAB Templates

#119 - Lauren's YNAB Categories (PLUS How She Breaks the Multi-Currency Rules)

#118 - Getting the Most Out of YNAB

#117 - Ben and Ernie Fight!

#116 - YNAB's Future Vision with CEO Todd Curtis

#115 - How Heidi Overcame ADHD and Money Mistakes with YNAB

#114 - How to Handle a Windfall

#113 - How to Pay Off Debt The YNAB Way

#112 - Ben and Ernie Fix a Messy Budget! (YouTube Livestream Replay)

Budget Nerds LIVE on YouTube: Fixing a Messy Budget

#111 - What's Your YNAB Routine?

#110 - Is YNAB Worth It?

#109 - Don't Make These Common YNAB Mistakes!

#108 - Spendfulness: The Word We've Been Looking For All Along with YNAB Dave

#107 - You Can Start YNAB Whenever You Want

#106 - YouTube LIVE: Spendfulness and the 5 Questions

Ben and Ernie LIVE on YouTube: Spendfulness and the 5 Questions

Budget Nerds LIVE at YNAB Fan Fest 2024 Salt Lake City

#105 - Dealing with Major Financial Setbacks

#104 - Silly Things YNAB Makes Us Do

#103 - Fixing a Messy Budget

#102 - LIVE Q&A: New YNAB Features, Cash Only YNAB, Budgeting with Partners, and More!

Budget Nerds Are Going LIVE on YouTube - Oct 30th, 2024

#101 - Planning on a Variable Income, YNAB at Your Workplace, and Free Swag!

#100 - The 100th Episode! Ben and Ernie Reflect

#99 - Ben Actually Changes His Budget

#98 - Many Goals, One Plan

#97 - What If YNAB Paid You to Use It? And Other Sketchy Ideas from Ben Markley (Sketchy Advice)

#96 - Ask the Nerds: Grab Bag Edition

#95 - Managing Variable Income as a Busy Graduate Student: Jasmin Green, PhD Student UC Davis

#94 - How Does It Feel to Be a Month Ahead? Budget Nerds Weigh In

#93 - Dream Bigger Than Your Bills!

#92 - Are You Doing YNAB? Tracking Expenses vs YNABing

#91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club

#90 - YNAB Mega Wins: Round Two

#89 - Find the Money First

#88 - Swim Fins and Why You Shouldn't Compare Yourself to Others

#87 - Stop Making Boring Financial Goals

#86 - Cash Categories vs Cash Accounts

#85 - Do I Have to Give EVERY Dollar A Job?

#84 - How I Learned to Stop Worrying and Love My Unexpected Expenses

#83 - Kath Eats: An Interview with Nutrition Blogger Kath Younger, RD

#82 - YNAB's Four... Habits?

#81 - YNAB Wins Mega Episode

#80 - There's No Such Thing As Saving Money

BONUS - Live Q&A on YouTube (11/29/2023)

#79 - ANNOUNCEMENT! Live Q&A Today at 3:00pm EST (Nov 29th, 2023)

#78 - Are Impulse Purchases Wrecking Your Finances? A YNAB Study Finds Out

#77 - Are You On the Credit Card Float? Credit Card Alerts Can Help

#76 - The Most Elegant Budget We've Ever Seen? An Interview with Budget Nerd Lee Bond

#75 - The Ultimate Guide to Targets in YNAB

#74 - The Unexpected Benefits of Budgeting

#73 - Saving Dollars? Sure, But How About Saving Time!

#72 - Paying Off the Mortgage: Erin Walks Through How She Did It

#71 - Inside the Categories with Budget Nerd Gabi Bradley

#70 - Focused Views: A Powerful New YNAB Feature!

#69 - Budgeting a Month Ahead

#68 - Applying YNAB Principles Outside the Budget

#67 - 9 Ways to Master the Memo

#66 - Emergency Fund vs Month Ahead

#65 - Gamifying YNAB

#64 - Real Life Debt Pay Down (Without the Guilt)

BONUS: Budget With Ernie Livestream!

#63 - Ben Shares His Categories

#62 - Ernie Shares His Categories

#61 - The Wide, Wonderful YNAB Community

#60 - Can I Afford This?

#59 - LIVE Q&A on YouTube (Feb 22, 2023)

#58 - All About Pets with Hannah (Heard It From Hannah)

#57 - Ben and Ernie Review Their 2022 Purchases

#56 - Simplify

#55 - 2022 Year In Review

#54 - Budgeting Together: A First Look at the New Feature "YNAB Together"

#53 - Tradeoffs

#52 - The Other Little Habits of Successful YNABers

#51 - Ernie Changes His Budget, Again

#50 - A Brief History of the YNAB Rules

#49 - A Look Behind the API Curtain: Ben and Ernie Tour the YNAB API

#48 - When the Budget Gets Boring: Budgeting in Between Priorities

#47 - Budget Nerds Celebrates Two Years!

#46 - Ben and Ernie Start a Wishfarm

#45 - Credit Cards with Kat

#44 - Think You Know YNAB? Tips & Tricks from YNAB Masters

#43 - What's It Like to Work With a Bunch of Budget Nerds?

#42 - Dining Out: Taming the Budget Blower!

#41 - Getting Nerdy with Groceries: Tips to Trim Your Budget

#40 - Q&A #3: Letting Kids Look at the Budget, How Many Categories Is Too Many, and More!

#39 - Getting Nerdy with Investments in YNAB with Matthew Amster-Burton

#38 - 73 Questions with Jesse Mecham

#37 - Houses on a Budget: Buying, Renovating, Mortgages, and More with Erin

#36 - The Debt Question... Snowball or Avalanche?

#35 - Confessions of a Budget Nerd

#34 - Category Structures

#33 - Reconciliation Routines

Budget Nerds Are Coming To Podcast Land!