All Episodes
Farming Without the Bank Podcast — 368 episodes
Why You Need to Plan for Long-Term Care Before the Crisis Hits (Ep. 368)
5 Things to Watch for When Buying a Policy (Ep. 367)
Your $6,000 Annual Premium Grows to $843,000? Here's How (Ep. 366)
You Don't Need $100,000 to Start Infinite Banking - Here's Why (Ep. 365)
Who's Really Calling About Infinite Banking? Real Meetings, Real People (Ep. 364)
Farmland Was Paid Off Until This 'Strategy' Created $38 Million in Debt (Ep. 363)
Fake Bids, Hidden Fees & Shady Auctioneers: Land Auctions Exposed (Ep. 362)
We Paid Into This Policy for Decades and Got Nothing | Real Numbers Every Farmer Needs to See (Ep. 361)
We Tried Virtual Fence on Goats & Sheep (Real Farm Results) (Ep. 360)
Will No-Fence Collars Save You Money? (Ep. 359)
I Was Wrong About Diversification | Mistake Many Farmers & Ranchers Make (Ep. 358)
Doug Ferguson: Don't Ignore This Hidden Cattle Market Signal! (Ep. 357)
Only 1% of Farmers Will Take This Action Financially (Ep. 356)
He Never Missed a Payment — The Bank Still Cut Him Off (Ep. 355)
Farm Families Are Breaking (Ep. 354)
The Tax-Free Money Secret (Ep. 353)
Your Family Can't Access Your Phone When You Die (Ep. 352)
Farming Without the Bank in Canada: What's Different (And What Could Cost You) (Ep. 351)
Russian Roulette With Your Life Insurance - What They Never Told You (Ep. 350)
Nebraska Fires, Cattle Market Chaos & What Farmers NEED to Know Right Now (Ep. 349)
Long-Term Care Planning Most Advisors Miss (And Why It Matters) (Ep. 348)
Why Long-Term Care Destroys Wealth Without a Plan (Ep. 347)
What Farmers Must Know About Nursing Homes (Ep. 346)
Long-Term Care: The Hidden Threat to Your Farm (Ep. 345)
The Bank Said No; His Life Insurance Said Yes (Ep. 344)
Internet Trolls Think They Can Say Anything; Here's Why They're Wrong (Ep. 343)
The Liquidity Problem with Annuities Nobody Warns You About (Ep. 342)
Universal Life Policies Are Collapsing | Here's Why (Ep. 341)
Insurance Premiums Are Destroying Farms—Here's What Actually Works (Ep. 340 )
Nobody's Coming to Save You Financially (Ep. 339)
Windfall Alert: What Farmers Miss Every Single Year (Ep. 338)
Corporations Don't Pay Taxes — You Do. Here's How. (Ep. 337)
Your Biggest Problem Isn't What You Think It Is (Ep. 336)
Commodity Prices Trap Farmers In Debt (Ep. 335)
Banks Don't Want You Knowing This About Investments (Ep. 334)
Tiny Town, Huge Risk: What Buying a 60-Year-Old Business Really Takes (Ep. 333)
Parents Need to Teach This—Not Schools (Ep. 332)
Change Your Financial Future Now! (Ep. 331)
Why Life Insurance Might Be Your Secret Asset! (Ep. 330)
Stop Waiting for Inheritance; Start Farming Now (Ep. 329)
The Truth About Policy Loans, Dividends, & Inflation (Ep. 328)
Kyle Busch Lost $8.5M... But It's Not What You Think (Ep. 327)
Bitcoin vs. Infinite Banking: Why I Still Choose Gold & Silver (Ep. 326)
The Truth About Infinite Banking: What Haters Get Wrong (Ep. 325)
$100K in Cattle at 20: The Move Dave Ramsey Hated (Ep. 324)
Banks Are Quietly Changing the Rules — Are You Ready? (Ep. 323)
Ep. 322 - Why Liquidity Beats Paying Off Debt
Ep. 321 - Why You Need More Than One Policy
Ep. 320 - Life Settlements
Ep. 319 - Passion for the Underdog
Ep. 318 - Get Out of Your County (and Your Own Way)
Ep. 317 - Goals and Mission Statements Are a Waste of Time
Ep. 316 - Reimagining Agricultural Finance
Ep. 315 - The True Value of Money
Ep. 314 - What Impacts Your Operation the Most, with Tracy Brunet
Ep. 313 - Avoiding the Bank Doesn't Mean Debt-Free or Using Cash
Ep. 312 - Seed or Harvest?
Ep. 311 - Farm Progress: Nebraska Farmer Got it WRONG
Ep. 310 - Arrival Syndrome at its Finest
Ep. 309 - Starting a Bank vs. Starting a Policy
Ep. 308 - Premiums Should be Recorded as an Expense
Ep. 307 - Fixing Farm Finance, with Damian Mason
Ep. 306 - Top 10 Farming Concerns
Ep. 305 - Yes, I Know Farming.
Ep. 304 - You Don't Need Big Money to Start IBC
Ep. 303 - Scammers At It Again!
Ep. 302 - Risks of Transferring Policies to Kids
Ep. 301 - MILLENNIALS Saving Farms
Ep. 300 - How Many Acres Do You Farm?
Ep. 299 - Not Everyone is a Top 3-Percenter
Ep. 298 - Don't Compare & Take a Breath
Ep. 297 - Capitalization of Land vs. Whole Life Policies
Ep. 296 - The Problem, with John Hasche
Ep. 295 - Don't Sell to China or the Highest Bidder
Ep. 294 - Imagination & the Grocery Store, with John Hasche
Ep. 293 - Agricultural Education
Ep. 292 - How Infinite Banking Got Started
Ep. 291 - BYOB Intro Review & Becoming Your Own Banker
Ep. 290 - I Don't Do Business Via Email
Ep. 289 - Using Your Operating Line to Pay Premium
Ep. 288 - Client Interview: Brian Munger
Ep. 287 - Mary Jo on the Wealthy Cowboy Show
Ep. 286 - Talking 1980's Crisis Again
Ep. 285 - When Can I Stop Paying Premium?
Ep. 284 - Yes, $30 Million to Retire. Future Requirements.
Ep. 283 - Don't Judge a Book by Its Cover
Ep. 282 - Different Perspectives Can Be Good
Ep. 281 - Who Owns All the Land?
Ep. 280 - What the Yellowstone TV Shows Know About Ranching
Ep. 279 - You Determine the Value
Ep. 278 - Why Premium Drops
Ep. 277 - Land Trust, with Taylor Moyer
Ep. 276 - You're NOT Debt-Free!
Ep. 275 - Don't Assume They Know Me
Ep. 274 - Life Insurance is NOT an Investment!
Ep. 273 - Yes, Charge Family Interest!
Ep. 272 - Why Loans Don't Make You Money
Ep. 271 - Meet John Hasche
Ep. 270 - Starting IBC During Hard Times
Ep. 269 - The Importance of Strategic Planning
Ep. 268 - The Power of Owning a Whole-Life Policy
Ep. 267 - 5 Reasons IBC is Not a Money Market
Ep. 266 - Four Reasons I Don't Like LLCs for Farming
Ep. 265 - Who's Saving the Farm?
Ep. 264 - When to Quit Your Day Job
Ep. 263 - Stay Openminded
Ep. 262 - Are You Prepared?
Ep. 261 - You'd Find a the Money for Land and Equipment
Ep. 260 - Financial Freedom for Farmers (MJ on the Farm4Profit Podcast)
Ep. 259 - Online Noise
Ep. 258 - Self-Insuring and Crop Insurance
Ep. 257 - Can You Take a Month Off?
Ep. 256 - What is the Infinite Banking Concept?
Ep. 255 - Busting More Myths
Ep. 254 - Barn Talk Interview
Ep. 253 - Ways to Use the Infinite Banking Concept
Ep. 252 - More Myths Busted
Ep. 251 - Banks Have Control
Ep. 250 - What Happens to My Premium Money?
Ep. 249 - More Myths Debunked
Ep. 248 - Retirement Income
Ep. 247 - How Many Policy Loans Can I Take?
Ep. 246 - 3 Types of Interest: Uninterrupted Compounding is King!
Ep. 245 - Busting 5 More Myths
Ep. 244 - What I See vs. What You See
Ep. 243 - Premium Mindset
Ep. 242 - 5 Myths About the Infinite Banking Concept
Ep. 241 - 5 Things to Scrub from Your Language
Ep. 240 - Remember, It's Liquid!
Ep. 239 - Build It In
Ep. 238 - First Half or Second Half?
Ep. 237 - Book or Beer?
Ep. 236 - Two Thousand Farmers
Ep. 235 - It's So Hard, You Don't Understand
Ep. 234 - Blacksheep Summit Recap
Ep. 233 - 5 Principles of IBC
Ep. 232 - 7 Custom Farming Objections
Ep. 231 - Tax Returns Are Lies
Ep. 230 - Shrimp Farming in the Midwest?! with Grant Jones
Ep. 229 - Is it the Bankers' Fault?
Ep. 228 - Farm Diversification, with the Nelsons
Ep. 227 - Biggest Mistake: Human Error
Ep. 226 - Family Money
Ep. 225 - How Loans Actually Work
Ep. 224 - Tax Tiers and How They Work
Ep. 223 - How Policy Loan Interest Works
Ep. 222 - 3 Hidden 401k Facts
Ep. 221 - What Character Are You?
Ep. 220 - Do You Know What Your Spouse Knows?
Ep. 219 - 4 Missed Business Expenses
Ep. 218 - Rebecca Undem: Growing Small Towns
Ep. 217 - Why I Warn You
Ep. 216 - Paying Back a Policy Loan for a Non-Cash-Flowing Asset
Ep. 215 - Misclassification & The Arrival Syndrome
Ep. 214 - Second to Die/Last to Die Policies
Ep. 213 - I Don't Hate Term Life Insurance
Ep. 212 - Premium Flexibility Can Be Bad
Ep. 211 - Beware: Not Everyone Understands Ag
Ep. 210 - Haven't Drank the Kool-Aid
Ep. 209 - Approach is Everything
Ep. 208 - Build It Together
Ep. 207 - Generation vs. Generation
Ep. 206 - Extra Income Ideas
Ep. 205 - Bonus Money Doesn't Make You Debt Free
Ep. 204 - Infinite Wealth Podcast Interview
Ep. 203 - FAQs
Ep. 202 - Bankers
Ep. 201 - Dream Big
Ep. 200 - Are You Really Debt-Free?
Ep. 199 - Lies, Lies, Lies, with Chris Kirkpatrick
Ep. 198 - Windfalls
Ep. 197 - Modified Endowment Contract (MEC)
Ep. 196 - Real Examples of Why Universal Life is Not Good
Ep. 195 - 3 Types of IBC-ers
Ep. 194 - It's More Than Cash Value
Ep. 193 - Do Investments Make Sense for You?
Ep. 192 - What to Do with Extra Loan Interest
Ep. 191 - Another 80's Farm Crisis?
Ep. 190 - Who Should Be on Your Financial Team?
Ep. 189 - How Does Banking Work & Affect IBC
Ep. 188 - 5 Principals of IBC
Ep. 187 - Pay Taxes or Avoid Taxes? (Re-Broadcast)
Ep. 186 - How to Introduce IBC to Friends and Family
Ep. 185 - Whole Life Myths vs. Reality
Ep. 184 - Policy Loan Rate Changes
Ep. 183 - From the Horse's Mouth: Clay Summers Interview
Ep. 182 - Are You Too Old, Key-Man Policies, & Buy-Sell Policies
Ep. 181 - James Neathery Interview: Two Passionate IBC Practitioners
Ep. 180 - Life Insurance & CDs as Collateral for Bank Loans
Ep. 179 - 1035ing Cash Value
Ep. 178 - Inflation & Your Future Income
Ep. 177 - Why Funeral Planning is Important
Ep. 176 - Who Makes Your Decisions?
Ep. 175 - Fees
Ep. 174 - Toxic Social Media
Ep. 173 - Keeping It Simple
Ep. 172 - Client Interview: George and Annaliese Walker
Ep. 171 - FAQ's
Ep. 170 - Client Interview: Heidi Terrell
Ep. 169 - What Your Meeting With Me Looks Like
Ep. 168 - Inflation and Security of Life Insurance Companies
Ep. 167 - Practical Implementation of IBC
Ep. 166 - Working Genius for Your Business/Farm
Ep. 165 - Family Farms vs. Family Businesses
Flashback Friday - Pay Taxes or Avoid Taxes?
Ep. 163 - Staying True to IBC
Ep. 162 - Imagination Makes it Make Sense
Ep. 161 - Where Does Loan Interest Go?
Ep. 160 - Learned vs. Learning
Ep. 159 - Gabe Brown Interview, Pt. 3
Ep. 158 - Gabe Brown Interview, Pt. 2
Ep. 157 - Gabe Brown Interview, Pt. 1
Ep. 156 - The Unseen of Generational Wealth
Ep. 155 - What Does the Ag Industry Want?
Ep. 154 - Good Agents Matter
Ep. 153 - Wills, Trusts, and Controlling from the Grave
Ep. 152 - Policy Structure to Create a Warehouse of Wealth
Ep. 151 - Who, Not How
Ep. 150 - Caring for Parents Isn't Easy
Ep. 149 - Characters in the Play
Ep. 148 - What to Tell the Banks
Ep. 147 - What Happens If I Die?
Ep. 146 - Where is Your Money Going?
Ep. 145 - Client Interview: Lincoln Pochop
Ep. 144 - Premium Finance and Market Falls Hurting Life Insurance
Ep. 143 - Universal, Variable, and Indexed Life Insurance
Ep. 142 - Misunderstandings
Ep. 141 - Your Thinking Creates Your Beliefs
Ep. 140 - Learn About Demographics, with Ken Gronbach
Ep. 139 - Interest Rate Hikes, Land Prices, and Inflation
Ep. 138 - Client Interview: Ty Eschenbaum
Ep. 137 - The Tale of 2 Dads
Ep. 136 - Premium is the Solution, Not the Problem
Ep. 135 - This Information is Worthless
Ep. 134 - Business Marketing for Farmers and Ranchers with Additional Businesses
Ep. 133 - 401K Trick and Saving to Retirement
Ep. 132 - Starting from Scratch: No, It's Not Easy
Ep. 131 - Life Insurance on the Grandkids
Ep. 130 - 3 Hot Topics - Q&A
Ep. 129 - Reminder to Use It or Lose It
Ep. 128 - I'm Not the Banker; You Are!
Ep. 127 - Client Interview: Michael Jenson
Ep. 126 - Policy Loan vs. Bank Loan
Ep. 125 - Having Multiple Policies on Yourself
Ep. 124 - Loan Rates and Policy Interest Changes
Ep. 123 - You Don't Need to Be an Expert on Whole Life
Ep. 122 - What Are You Waiting For?
Ep. 121 - Land Owned by Non-Farmers
Ep. 120 - Client Interview: Jim Moffit
Ep. 119 - Buying Things to Avoid Taxes
Ep. 118 - Client Interview: Jay Clark (TX)
Ep. 117 - What If I Don't Farm Yet?
Ep. 116 - I Don't Hate Bankers
Ep. 115 - Fired up Friday: Don't be Blockheaded
Ep. 114 - Don't Be Part of the Problem
Ep. 113 - We All Graduate; It's Just a Question of When
Ep. 112 - Estate Planning, Again
Ep. 111 - Curiosity to Know and Not Trust
Ep. 110 - "Warehouse of Wealth" Book Review: Chapters 4 & 5: Tax Qualified Plans
Ep. 109 - It's the Only Thing I Know How to Do
Ep. 108 - Volume of Interest
Ep. 107 - "Warehouse of Wealth" Book Review: Chapter 1
Ep. 106 - Premium Financing with IUL and Guest Wade Borth
Ep. 105 - What Does it Mean to Pay Yourself Back?
Ep. 104 - Take Responsibility
Ep. 103 - Using Life Insurance as Collateral to a Bank Loan
Ep. 102 - Who Said It Should Be Easy?
Ep. 101 - Flexability in Premium Payments
Ep. 100 - Scary Economy and What to Do
Ep. 99 - How to Compete with Large Farmers
Ep. 98 - Biden Tax Proposal to Rid the Step Up Basis
Ep. 97 - An Even Distribution of Age Classes
Ep. 96 - Using a Whole Life Policy During Retirement
Ep. 95 - Slimy Agents Destroying Farms and IBC
Ep. 94 - Life Insurance on Employees
Ep. 93 - What to Use Cash Value For
Ep. 92 - Short Pay Policies and Reduced Paid-Up
Ep. 91 - Types of Interest: Why Uninterrupted is Key
Ep. 90 - When Is This Paid Up?
Ep. 89 - Premium Payments vs. Loan Repayments
Ep. 88 - Getting Your Employer to Give You the Match
Ep. 87 - But, I Can Get a Higher ROR
Ep. 86 - Scarcity vs. Abundance Mindset
Ep. 85 - What It Means to Be the Banker
Ep. 84 - How to Get A Generation to Listen
Ep. 83 - Paying Yourself Back for Cash Purchases
Ep. 82 - Taxes, 7702, and IBC Scam Accusations
Ep. 81 - Control & the Cost of Acquisition
Ep. 80 - High Prices and Extra Cash
Ep. 79 - The Retirement Trap
Ep. 78 - Loan Interest and Human Life Value
Ep. 77 - Capitalization and Implementation
Ep. 76 - Equipment Financing, Pt. 2
Ep. 75 - Equipment Financing, Pt. 1
Ep. 74 - Loan Rates Don't Always Matter
Ep. 73 - Security of Life Insurance if the U.S. Dollar Crashes
Ep. 72 - Where Does the Extra Loan Interest Go?
Ep. 71 - Only You Will Take Care of You
Ep. 70 - How Nelson Paid Off Debt
Ep. 69 - Be The Light, with Tim Bickett
Ep. 68 - Clearing Up Taxes on Life Insurance
Ep. 67 - Business Advice and Honoring Other's Strengths
Ep. 66 - Expanding the System to Accommodate All Income
Ep. 65 - Compared to What?
Ep. 64 - Back to the Basics
Ep. 63 - How to Start Building Your Own Banking System
Ep. 62 - Comparison and Jealousy
Ep. 61 - Interest Rates and Dividends
Ep. 60 - Overpaying on Debt (15 vs. 30-Year Loan)
Ep. 59 - Creating an Entity
Ep. 58 - Being an Honest Banker
Ep. 57 - Client Interview with Ryan Murray
Ep. 56 - Use It or Lose It
Ep. 55 - Marketing, with Tim Bickett from the ARC Group
Ep. 54 - The Arrival Syndrome
Ep. 53 - Life Insurance vs 401Ks & IRAs
Ep. 52 - The Golden Rule
Ep. 51 - Fun Suckers, Negative Nellies, & Keyboard Warriors
Ep. 50 - Tiered Tax Structure
Ep. 49 - Why Shouldn't Farmers Be Rich?
Ep. 48 - My 2 Cents on Estate Planning
Ep. 47 - Picking an Agent & Company
Ep. 46 - The Laws
Ep. 45 - How to Start from Scratch
Ep. 44 - Building Your Bank with Dividend Paying Whole Life
Ep. 43 - Client Interview: Nate Bliler
Ep. 42 - Creating a Bank Like the One You Know
Ep. 41 - Policies on Minors
Ep. 40 - Do Professional Opinions Matter?
Ep. 39 - Client Interview: Meghan Foos
Ep. 38 - The Seen & Unseen of ROR
Ep. 37 - Rolling 401K Money & Lump Sum Premiums
Ep. 36 - Is Debt Bad?
Ep. 35 - My Thoughts on the Market & Economy
Ep. 34 - Client Interview: Randy Morris
Ep. 33 - Buying and/or Selling Strategies
Ep. 32 - Multiple Policies and No Plan is Perfect!
Ep. 31 - Why We Need Higher Interest Rates
Ep. 30 - Why Don't I Get Access to All My Money Year One?
Ep. 29 - Premiums Equal Income
Ep. 28 - Client Interview: Austin Schultz
Ep. 27 - Bank Owned Life Insurance (BOLI) & Others Who've Started Well Known Businesses
Ep. 26 - Client Interview: Geoff Pierce
Ep. 25 - 5 Principals of the Infinite Banking Concept
Ep. 24 - Who's Running Your Operation
Ep. 23 - Common Objections to IBC
Ep. 22 - Money Flows from ONE Big Pool
Ep. 21 - Why Haven't I Heard of This?
Ep. 20 - You Don't Make Money Taking Loans
BONUS - Pay Taxes or Avoid Taxes?
Ep. 19 - The Federal Reserve, Fractional Reserve Banking, & the Birth of IRAs
Ep. 18 - Owning Insurance on Other People's Lives
Ep. 17 - Size Doesn't Matter
Ep. 16 - Family and Business, with Jolene Brown
Ep. 15 - Tax Advantages of Whole Life and IBC
Ep. 14 - Dave Ramsey and Whole Life Insurance
Ep. 13 - You Don't Have to be Debt Free to Start IBC
Ep. 12 - Diversification, with Joshua Citrus
Ep. 11 - Life Insurance is NOT an Investment
Ep. 10 - Your No. 1 Source and Creator of Value
Ep. 8 - Starting from Scratch vs. Taking Over an Operation
Ep. 7 - Where Do I Find Money to Start IBC
Ep. 6 - Farming with Millennials
Ep. 5 - The Reasons For Whole Life Insurance
Ep. 4 - What is the Infinite Banking Concept
Ep. 3 - Cashflow is King, Cash is Queen
Ep. 2 - The 103 Year-Old Banking Problem
Ep. 1 - Introduction