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All Episodes

Headsup On Money — 145 episodes

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Title
1

144- Your Behaviour Is The Problem (With Guest Fabrizio Zumbo, MBA from Vanguard)

2

143- 8 Money Laws To Live By

3

142- Legal Must Haves Part 2: Why You Need A Power of Attorney (POA)

4

141- Legal Must Haves Part 1: Why You Need A Will

5

140- How The Annual Allowance Works In Defined Benefit Pension Schemes

6

139- Saving & Investing for Your Children or Grandchildren (The Key Things To Know)

7

138- Why Age 75 Matters

8

137- Making Sense of Financial Adviser Qualifications

9

136- Why You Should Avoid Target Retirement Funds

10

135- Your Tax Year End Checklist

11

134- What Can We Learn From The WASPI Campaign?

12

133- How To Protect The Greatest Asset In Your Financial Plan (Income Protection Masterclass)

13

132- When Wealth Stops Being Just About You

14

131- Trusts (What Are They And Do You Need One?)

15

130- How Many Good Summers Do You Have Left?

16

129- Million Pound Pension Tick-Box Mistakes

17

128- Why A Cash Flow Model Is Critical For Your Financial Plan

18

127- Quick Wins To Start 2026

19

126- A £1.5M Portfolio Is Easier To Achieve Than You Think

20

125- How Much You Need In Your Portfolio To Retire on £4,000 A Month

21

124- What You Avoid Is More Important

22

123- Budget 2025 Special (What You Need To Know)

23

122- Earning Over £100,000 A Year (Or Close To It)?, Avoid The 60% Tax Trap

24

121- Master Your Financial Health (With Guest Rob Macdonald)

25

120- Diversify Your Tax Strategy

26

119- Trick or Treat (Scary Financial Planning Mistakes)

27

118- Little Ways To Think About Big Things (Morgan Housel's Wisdom)

28

117- Can Money Make You Happy? (Unlocking Financial Wellbeing with Guest Ruth Sturkey)

29

116- The Two Tests To Tune Out Market Noise

30

115- Cliff Edges You Need To Know About

31

114- Budget 2025 Special, What Should You Do?

32

113- Marshmallows and Your Financial Planning

33

112- Investing Demystified (With Guest Lars Kroijer, Former Hedge Fund Manager)

34

111- Can You Pay Into A Pension After You Retire?

35

110- Financial Freedom Is Not The Same As Financial Independence

36

109 - Reflecting on Recent Market Volatility

37

108- How Much Should You Pay Yourself As A Business Owner ? (Tax Saving Tips), With Guest Dan Heelan

38

107- Rules of Thumb To Help Your Planning

39

106-Are We A Nation of Savers or Investors?

40

105- The Story of Ronald Read, 'The Millionaire Janitor'

41

104- Your Last Gift: Getting Your Affairs In Order, With Guest Matthew Hutton

42

103- The Simplest Thing You Can Do To Achieve Financial Success

43

102- Plan First, Portfolio Second, Product Third

44

101- Mansion House Accord & Your Pension, What You Need To Do

45

100- A Milestone For Headsup on Money

46

99- Is My Money Safe?

47

98- Top 5 Regrets of The Dying

48

97- The Danger of Arbitrary Numbers

49

96-The Recipe For Success Is The Same

50

95-Should You Take Your Pension Tax-Free Cash (Lump Sum)?

51

94- Insurance & Trusts, Have You Done This?

52

93- What's The Best Portfolio For You?

53

92- There's No Sense Dwelling On The Past

54

91 - Current Market Volatility, A Feature Not A Bug

55

90- Never Had A Pension? Open One Now (Even If You Don't Pay Into It!)

56

89- Pension Carry Forward Explained

57

88- Should You Pay Voluntary National Insurance Contributions For Your State Pension?

58

87- The Theories Behind Your Irrational Behaviour

59

86- If Investing Is So Easy, Then Why Aren't We Better At It?

60

85- Ridiculous Jargon When It Comes To Your Finances

61

84- Investing At Retirement, The Logic Doesn't Change

62

83 - Better Together

63

82 - Changes to Pensions and Inheritance Tax (Will I Now Have To Pay Inheritance Tax on My Pension?)

64

81- A Word On Buyer's Remorse

65

80- Who Should Be In Charge Of Our Pensions?

66

79- Return on Experience, Not Return on Investment

67

78 - Reflecting on 2024 (Takeaways to Help Your 2025 Plans)

68

77- The 3 Levers That Unlock Great Financial Planning

69

76- The Importance of Financial Education (With Guest Sarah Marks)

70

75- Questions To Ask Your Financial Adviser

71

74- Timing The Market: What Happens When You Miss The Best Days?

72

73- The Art of Waiting

73

72- The Perils of Risk Questionnaires

74

71- The 1% Tweak (How 1% Per Year Can Net You £178k)

75

70- How Does The Budget 2024 Affect You?

76

69- Parents Should Watch Out For This Tax Trap (£100 Settlement Rule)

77

68- Missing State Pension Years? Don't Miss Out (Act Before April 2025)

78

67- The Upcoming Budget, Keep Your Speculation Positive

79

66- The Magical Rule of 72

80

65- Are You Forgetting to Reclaim Higher & Additional Rate Tax Relief?

81

64- The Top 3 Risks in Retirement (Not What You're Expecting)

82

63 - Want To Retire Early? Do This First

83

62- How To Retire Early When Your Income Suddenly Vanishes

84

61- The First Steps You Need To Take To Retire Early

85

60- Why Pensions Shouldn't Scare You

86

59 - Beware of Financial Influencers

87

58- Masterclass on Dividends

88

57- Have You Thought About Pensions For Your Children or Grandchildren?

89

56- Masterclass, Everything You Need To Know About JISAs

90

55 - ISA Masterclass, Understanding The Humble ISA

91

54- Are You Guilty Of These Investing Mistakes (Pt 2) ?

92

53- Are You Guilty Of These Investing Mistakes (Pt 1) ?

93

52- Retirement Living Standards (Have You Thought About What You'll Need?)

94

51- The Upcoming General Election and Your Portfolio

95

50- Outliving Your Money

96

49 - Sequencing Risk Explained & Why It Matters

97

48- How To Avoid Running Out Of Money

98

47- Big Questions

99

46- All That Glitters Is Not Gold

100

45- Things To Think About As A Buy-To-Let Investor

101

44- Don't Let The Tax Tail Wag The Investment Dog

102

43- The Costs of Financial Procrastination

103

42- Fund Fundamentals

104

41- Understanding The Money Purchase Annual Allowance (MPAA)

105

40- The Perils Of Pension Lifestyling

106

39- Positive Changes To Child Benefit

107

38- The Pros and Cons To Owning Shares

108

37- The Most Important Step When It Comes To Your Pension

109

36- Use It Or Lose It Before The End of The Tax Year

110

35- Watch Out For Financial BS

111

34- Are Cash ISAs Even Worth It?

112

33- What Should You Order From The Menu Of Life?

113

32- Get a 67% Return On Your Investment With No Investment Risk Whatsoever

114

31- You Need To Know This If You Have a Workplace Pension

115

30- What Is The Footsie?

116

29- Pearls of Financial Wisdom Courtesy of Charlie Munger

117

28- Achievable New Year's Resolutions When It Comes To Your Money

118

27- The Gift Of Giving This Christmas

119

26- Active Versus Passive Funds

120

25- Investing Fundamentals

121

24 - Think You Don't Understand The Stock Market? Think Again.

122

23- Your Black Friday Stock Market Sale

123

22- Financial Planning for Couples Part 3 - Why Cohabitees Get Short Changed

124

21- Financial Planning for Couples Part 2 - The Perks of Marriage

125

20- Financial Planning for Couples Part 1 - Where To Start

126

19- Market Crashes Come, Market Crashes Go

127

18- 'You PI' (Your Personal Rate of Inflation)

128

17- Are You Suffering From Lifestyle Creep?

129

16- The Triple Lock Guarantee & Your State Pension

130

15- Should You Invest or Pay Off Your Mortgage?

131

14- Your Guide to Income Tax

132

13- Financial Must-Do's for Small Business Owners

133

12- Let's Get Ready to (Pension) Rumble: Defined Contribution vs Defined Benefit

134

11- Salary Sacrifice Like a Pro

135

10- Asset Classes

136

9- How To Run Your Bank Accounts

137

8- Default Pension Funds & Jeremy Hunt's Worrying Proposals

138

7- What Is The Stock Market?

139

6- Understand Your Payslip

140

5- Saving Is Not The Same As Investing

141

4- Investment Compounding - Become a Millionaire With No Effort

142

3- How To Solve a Problem Like Inflation

143

2- Where To Start With Your Financial Plan

144

1- Five Classic Money Mistakes (& How to Avoid Them)

145

An Introduction to Headsup on Money