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All Episodes

Honest Money — 326 episodes

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Title
1

How Much Fees Should I Be Paying On My Investments?

2

How To Invest Directly Offshore As A South African

3

How To Choose A Global Index Fund As A South African

4

Should I Invest In Silver As a South African?

5

The Future of AI in Business: Opportunities and Challenges

6

Buying vs Renting Property In Cape Town

7

How To Build A Simple Retirement Income Plan In SA

8

What To Do With A Large Lump Sum of Money In South Africa

9

How To Build A Simple Local ETF Portfolio In SA

10

How To Manage Your Money As A South African Abroad

11

The Smart Money Plan Yachties Should Know About

12

Local vs Offshore: Finding The Right Balance

13

Cut Your Investment Fees With These Tricks

14

Emergency Funds: The First Step to Investing

15

The New Tax Rules Every SA Investors Must Know

16

Mind Over Markets: Practical Strategies for Long-Term Investment Success

17

Financial Planners React To Viral Dave Ramsey Clips

18

The Behaviour Gap: Why Investors Underperform

19

Financial Planners React To Viral Caleb Hammer Clips

20

Living Annuity Drawdown Strategies Most Retirees Miss

21

One Fund or Four? The Truth About Diversification

22

Debtor vs Investor: Two Money Types. Two Blind Spots

23

The Hidden Reason Why You Spend or Save Money

24

How To Set Proper Money Goals In South Africa

25

Why New Year Goals Fail (And How To Fix It)

26

The Final Stage of Entrepreneurship: How to Exit a Business Successfully

27

From Survival to Sustainability: What South African Business Owners Must Get Right

28

Getting the Foundations Right: Financial and Compliance Basics for South African Entrepreneurs

29

Starting a Business in South Africa: What Every New Entrepreneur Needs to Know

30

The Art and Science of Investing: Active, Passive and Quality Strategies Explained

31

South African Retirement Guide: Balancing Offshore, Local, and Cash Investments

32

How to Pay Yourself in Retirement: Smart Income Strategies for South Africans

33

Building Wealth the Right Way: Why Growth Beats Estate Duty Avoidance Every Time

34

Rate Cuts Explained: How Lower Interest Rates Could Boost SA Consumers & the Economy

35

Redefining Your Life Purpose: How Mortality & Health Shape Our Choices in South Africa

36

Marriage and Money: Navigating Relationship Decisions as a South African Couple

37

Less Tax Talk, More Growth: How to Invest for Real Returns in South Africa

38

The Truth About Tax Planning: Why It’s Not Just About Saving Money

39

Unit Trusts 101: How South Africans Can Choose the Right Fund for Their Future

40

The Road to Retirement: Smart Money Moves for South Africans in Their 50s

41

When Money Meets Grief: Managing Inheritance With Purpose and Clarity

42

From Nappies to Net Worth: Financial Planning for New Parents in SA

43

The Mid-Life Money Juggle: Why South Africans in Their Later Years Feel the Pressure

44

Time Is Ticking: How South Africans Aged 35–50 Can Still Build Lasting Wealth

45

From Debt to Growth: Your Money Roadmap in Your 20s & 30s

46

Budget Like a Pro: Spending Plans, Savings & the 50/30/20 Rule

47

Good Debt vs Bad Debt: Mastering Money Decisions in Early Adulthood

48

From Your First Paycheck: How to Build Wealth in Your 20s

49

Life-Stage Investing: How to Build Wealth in Your 20s, 30s, 40s & Beyond

50

The Endowment Advantage: Tax-Savvy Investing for High Earners

51

Tax-Free, Not Trouble-Free: Mastering South Africa’s Best Investment Account

52

Retirement Funds Unpacked: Myths, Benefits & Smart Moves

53

From Commissions to Clarity: The Evolution of Financial Planning in South Africa

54

DIY Investing vs. Financial Advisors: What’s Right for You?

55

Marriage in South Africa: The Contract That Could Make or Break Your Wealth!

56

Trusts 101 for South Africans: How the Wealthy Legally Protect Their Money in SA

57

Planning for Peace: Smart Estate Strategies for Your Legacy

58

Wills & Wishes: Why Estate Planning Can’t Wait

59

Beyond Greenwashing: What Makes an Investment Strategy Truly Meaningful

60

The Hidden Cost of ‘Free’: Understanding Investment Fees

61

Taming Uncertainty: The Power and Pitfalls of Diversification

62

Risky Business: Mastering Volatility, Inflation & Long-Term Gains

63

Purpose, Planning, and Portfolio: A Guide to Thriving After Retirement

64

How Much Is Enough? Calculating Your Financial Freedom Number

65

Protect Your Paycheck: The Truth About Disability & Life Insurance

66

Insurance 101: What You Need, What You Don’t, and How to Save

67

Market Mayhem or Opportunity? Strategies for Volatile Markets

68

From Volatility to Victory: Asset Allocation for Long-Term Wealth

69

Retire Smart: Contributions, Tax Breaks & Cash Flow

70

Family Fortunes: How to Set Your Kids Up for Lifelong Wealth

71

Invest Smart: Tax-Free Accounts, Global Diversification & More

72

Balancing Act: Home Loans, Investments, and Your Child’s Financial Future

73

Value vs. Vanity: Making Smarter Car-Buying Decisions

74

From Side Hustles to Career Growth: The Power of Earning More

75

The Future of Markets: Bonds, Japan’s Rise & South Africa’s Potential

76

Save vs. Invest: Crafting a Life You Can Afford (and Enjoy)

77

Buy or Rent? The Truth About Homeownership in South Africa

78

Retirement Funds Unpacked: Tax Benefits, Fees & Smart Investing

79

Intentional Wealth: Building a Portfolio That Works for You

80

Estate Planning Essentials: Protecting Your Retirement Funds for Loved Ones

81

Small Investments, Big Impact: Offshore Strategies for Everyday South Africans

82

Balancing Morality and Money: Supporting Domestic Workers’ Retirement

83

2024 in Review: Inflation, Tech Stocks, and Emerging Markets in 2025

84

Sustainable Wealth: How ESG Principles Are Shaping Smarter Investments

85

Rational Wealth: Managing Fear for Smarter Financial Choices

86

Growing Futures: Unlocking Tax-Free Savings for Your Child

87

Imposter Syndrome and Your Wallet: Breaking the Cycle of Emotional Spending

88

Balanced Funds Unpacked: Diversifying for Long-Term Financial Success

89

Future-Proofing Finances: From Bonds to Global Diversification

90

Balancing Local & Global: A Guide to Diversified Investing Strategies for Young Investors

91

Simplify and Save: Lowering Fees Through Investment Consolidation

92

Earning Dollars & Investing Smart: All Country World Index vs. MSCI World Index Explained

93

Wholesale vs. Retail: Navigating Car Pricing Like a Pro

94

Beyond the Stock Exchange: Exploring Private Debt Opportunities

95

Understanding Preference Shares: Are They Still Worth It?

96

Investing in Precious Metals: Is Silver the Right Choice for You?

97

Decoding Fund Manager Fees: How to Maximize Your Investment Returns

98

Emerging Markets & Global ETFs: Capitalizing on Decreasing Interest Rates

99

Navigating Retirement: Managing Expenses, Taxes, and Financial Immigration

100

South Africa's Hidden Gems: Unveiling Investment Opportunities

101

Debt Management vs. Retirement Savings: Making Smart Financial Decisions

102

Navigating Interest Rate Cuts: Strategies for Global Diversification

103

Maximize Your Bonus: Tax Savings and Debt Repayment

104

Navigating Career Growth: Is an MBA Right for You?

105

Endowments and Investments: Financial Planning for Incarcerated Adults

106

Smart Allocation: Risks and Rewards in Emerging Market Investments

107

Securing Your Family's Future: Prioritizing Financial Security for New Parents

108

Volatility Explained: Understanding Investment Fluctuations

109

Streamlining Investments: The Power of LISPs and Smart Retirement Strategies

110

Smart Investments: Tax-Efficient Ways to Invest for Your Children

111

Balancing Investments: Unpacking the Benefits of TFSAs and RAs

112

The US Bond Market: Navigating Geopolitics, Fiscal Factors and Diversification

113

Unlocking Financial Efficiency: Phasing In Investments and Using Access Bonds

114

Tax Smart: Rethinking Provident Fund Withdrawals

115

Election Promises vs. Retirement Realities: What to Know

116

Inside ETFs: Choosing Between Active and Passive

117

Balancing Acts: Navigating Parenthood and Careers in Personal Finance

118

Investment Insights: The Role of Dividends in Authentic Profitability

119

Small Changes for Big Results: How to Improve Your Finances One Step at a Time

120

Cashing In on Stability: A Deep Dive into Income Funds

121

The Art of Balanced Investment Portfolios for Your Success

122

Unlocking the Future of Retirement: What to Know About South Africa's Retirement Landscape

123

Disentangling Investment Myths: A Guide to Prudent Investing Amid Market Hype

124

The Hidden Dynamics of South Africa's Debt and Investment Challenges

125

Guiding Your Finances Through South Africa's Budgetary Reefs

126

Maximizing Your Future: Smart Tax Strategies and Retirement Fund Planning in SA

127

Navigating the Waves of Political Influence: Investment Strategies for Uncertain Times

128

Building Economic Stability and Mental Clarity After COVID-19

129

Weighing Real Estate Risks: Insightful Strategies for Property Investment in South Africa

130

Navigating the Surge of U.S. Stocks: Valuations, Market Outlook, and Investment Wisdom Unveiled

131

Strategic Financial Foundations: Empowering the Next Generation and Mastering Offshore Investments (Q&A)

132

Economic Twists and Turns: A 2023 Retrospective and 2024 Forecast

133

Securing a Golden Retirement: Practical Steps, Early Retirement, and Financial Planning Insights

134

From Dow Jones to JSE Top 40: A Deep Dive into the World of Index Investing

135

Demystifying Administration Fees in Unit Trusts: A Practical Approach

136

Decoding the Debt Market: Understanding Fixed Interest Investments and Their Role in Diversification

137

The South African Bond Market: Fiscal Challenges, Economic Growth, and Future Implications

138

Mastering Your Finances: Strategies, Solutions, and Safety Nets Q&A

139

The Future of Interest Rates: Predictions and Implications

140

Financially Savvy: Understanding Unit Trusts and Affordable Stockbrokers Q&A

141

ESG in Focus: The Shift Towards a Stakeholder Approach

142

Money & Emotions: The Tug of War Within

143

The Geopolitical Shift: Unraveling the Potential of BRICS Currency

144

Navigating Economic Trends: Harnessing Interest Rates for Investment Success

145

Investing in the Rand: An Insight into the Strengths & Struggles

146

Drafting a Will in SA: Tips & Traps

147

Mastering Your Debt: The What, Why, and How

148

Ethical Wealth: Aligning Investments with Values

149

Golden Dividends: Growing your Post-Retirement Portfolio

150

South African Equities Transformed: The Systematic Investing Revolution

151

Your Money, Your Journey: Embracing Individuality in Financial Growth

152

From Instincts to Algorithms: Systematic Investing Evolution

153

Global or Local: The Investment Dilemma for Wealth Creation

154

Roadworthy Rides: Essential Advice for Buying Used Cars

155

South African Interest Rates: Current Landscape and Future Expectations

156

The Wealthy Investor's Playbook: The Most Common Tricks and Traps

157

Navigating the World of Financial Planners: How to Find a Tech-Savvy Partner

158

Data-Backed Investing: Leveraging Information for Financial Success

159

The Dark Side of Hype ETFs: Risks and Pitfalls in a Social Media-Driven Market

160

The Time Value of Money: Tips for Young Investors

161

Lessons From Millionaires: How the Wealthy Invest Their Money

162

Mastering Money: Warren Ingram's Guide to Financial Freedom

163

The Quantitative Investor: How Data Science is Reshaping Financial Decision-Making

164

Millennial Money: Simple Strategies for Budgeting and Saving for Retirement

165

The Active vs. Passive Debate: Examining the Performance of Each Strategy

166

Starting Early: The Benefits of Investing for Your Baby's Future

167

Data-Driven Investing: How Big Data Analytics is Transforming Investment Decision-Making

168

Money Mindset for Kids: Setting the Foundation for a Lifetime of Financial Well-being

169

The Global Investor: Q&A on Navigating ETFs, Taxes & Immigration

170

South Africa and the Global Economy: Perspectives on Inflation and Interest Rates

171

The Future of Finance & Technology

172

Budget Speech 2023/24: Expert Insights for South African Tax Payers

173

Investing Strategies for Millennials

174

Maximizing Your Returns: A Guide to Tax-Free Savings Accounts

175

Investing for the Future: Exploring EU Markets

176

Beyond Returns: The Social and Environmental Impact of Investing

177

Money Mindset: Shifting Your Thinking for Financial Success in 2023

178

2022 in Review: Analyzing the Impact on Your Finances

179

Pros & Cons of Inflation & Interest Rates: Is It All Doom & Gloom?

180

Q&A: Advice on Selling Your Property & Investing to Reach Financial Freedom

181

Conscious Investing With ESG Committee Member Michelle Green

182

What You Need to Know Before Buying Property

183

How to Get More Bang for Your Buck Through Saving & Investing (Q&A)

184

Financial Lessons From Gugu Mfuphi

185

Investing 101: ETFs or Shares & How to Read Investment Return Graphs

186

Investing 101: Holding vs Individual Companies, Where Should I Invest?

187

How To Travel For Less: Tips & Advice From Travel Bug Bitten

188

How to Own a Great Car, Cheaply!

189

Investment Options: Which One Is Best For You

190

UCT Q&A: How To Reach Financial Freedom For Students

191

Inflation: How Does It Work & How To Beat It

192

Q&A: Making Your Contributions Go Further with Warren Ingram

193

Investing 101: Understanding Fees & What You Need To Know

194

Pensioners Advice & Investing Basics: Q&A with Warren Ingram

195

Investing 101: The Benefits of Offshore Investing

196

Investing Abroad: Q&A With Warren Ingram

197

Investing 101: Market Timing & Behaviour Gaps

198

7 Habits That Make You Broke by Mapalo Makhu

199

Investing 101: The Importance of Asset Allocation

200

Investing 101: How To Stay Invested

201

Interest Rates: The Basics & What You Need To Know

202

DoshGuide: Financial Advisory Services At Your Fingertips

203

How to Maximize on Your Savings Using an RA, TFSA, or Preservation Fund

204

How to Choose the Right ETF for You

205

Investing in Gold: Is It Worth It & How Does It Work?

206

First Time Homeowners: What To Consider Before Buying

207

How Financial Literacy Can Help Your Future with Honest Money & FinMeUp

208

Active vs Passive Investing: What You Need to Know

209

Save On Your Monthly Costs, Starting With a One Car Household

210

Q&A On Offshore + Credit Investing & The Difference Between Life, Disability, Funeral + Income Protection Policies & More

211

From Minimum Wage to Career Planning: Warren Gives Advice to a 27yr Old Listener

212

Are Life Policies Really Worth It and How Compound Interest Works in ETF Investments

213

Feeder Funds For Beginners & the Difference Between Individual Shares vs Index Investing

214

Ethical Investing: What You Need to Know

215

How to Save on Your Monthly Water and Electricity Costs

216

Turning Inheritance Into Generational Wealth & Where Best to Gain Compound Interest - Q&A with Warren Ingram

217

Need a New Car? Tips on Car Purchasing with Automotive Journalist

218

Beyond Bitcoin: What Does the Near Future Look Like?

219

Beyond Bitcoin: Crypto in the Modern World

220

Beyond Bitcoin: Understanding the Foundations of Crypto

221

2022/23 Budget Speech Overview: What You Need To Know

222

Property Investments vs Returns & How to Build a Good Credit Rating- Q&A with Warren Ingram

223

2022 Game Plan: Take Control of Your Finances

224

What is Scalp Trading & What To Know When Doing TFSA Transfers (Q&A with Warren Ingram)

225

Stay Ahead This Tax Season with Advice From André Bothma & Warren Ingram

226

Kickstart Your 2022: Top Tips for Reaching Your Goals

227

Our 100th EP: Useful Advice from 2021

228

If You Could Give Your Younger Self Advice, What Would It Be?

229

Where Best to Put a Large Amount of Money & More on Preservation Funds When Exiting a Job (Q&A With Warren Ingram)

230

Saving for Your Child’s Schooling Career and Transferring Unit Trusts to ETFs Within the Same Institute, Q&A With Warren Ingram

231

It's Never Too Late To Start Saving, Advice For People In Their 40's.

232

Black Friday Spending Advice, Avoiding Online Fraud, How To Get a Good Credit Rating & More

233

From a CA to a CFP, Rochelle Wants To Know About Changing Careers

234

Global Investing Step-By-Step Guide, Investing in Crypto & More

235

Global Investing: Discussing Warren Ingrams Personal Offshore Portfolio

236

Learn About Global Investing Goals, Investment Ratios, The Importance of Time Horizon & More

237

What You Need To Know About Global Investing

238

Becoming A Financial Planner Through FPI

239

Should I Calculate Inflation When Working Out My Returns, Where Should I Invest a Large Lump Sum of Money & Where Should I Save First, Emergency Fund or TFSA?

240

Investing For Beginners: Where To Start

241

Business Advice Around Staff Motivation, Leadership Skills and Upcoming Opportunities in the African Market.

242

Advice on Purchasing a Car and Using Overdrafts for Investments (Q&A With Warren Ingram)

243

Want To Become A Financial Planner? Here’s What You Need To Know (Q&A with Warren Ingram)

244

Breaking Down Income Protection, What It Means and Does It Cover COVID/ Other Illnesses.

245

Transferring Your Retirement Annuity From Insurance Company to Index or Unit Trust Provider | Bond Refinancing, Where to Invest the Financial Difference and What to Consider (Q&A With Warren Ingram)

246

How To Be More Than Just a Business with Mashudu Modau

247

Is It Worth Paying a Financial Planner to Assist With Your Investment Portfolio?

248

How Can Businesses Apply For Funding?

249

Funding Your Business Through Your Side Hustles, Tshepiso Shares His Success Story

250

Business Resources, Networking & Top Tips for SME’s with Vuyo Dubese

251

Why Researching Fee Structures is Important For Your Investments

252

From a Backyard Business to Supplying Farmers With 40 000 Seedlings Per Week, Andile Shares His Story

253

OP Shares Advice On How To Start Your Own Business, Busting Myths About Investing In The African Market & More

254

From R200 to R2.2 million, Brian Shares His Success Story

255

Top Tips On Paying Off Debt, Saving and Understanding Money In Relationships

256

All Your Tax Questions Answered by Tax Guru, Andre Bothma, and Warren Ingram

257

How to Make Extra Income on Your Investments (Q&A with Warren Ingram)

258

Learn How OUTVest Can Help You Reach Your Financial Goals & You Could WIN R10 000

259

How to Avoid Dipping Into Your Savings and What Company Information Should You Research Before Buying Shares (Q&A With Warren Ingram)

260

How to Invest With Smaller Amounts of Money With Guest Speaker, Thando

261

Investing in Endowments and How Expense Ratios Work (Q&A With Warren Ingram)

262

From 170k in Debt to Being Debt Free: Charles Hsuan Shares His Personal Finance Story

263

Everything You Need to Know About Tax-Free Savings Accounts (Q&A With Warren Ingram)

264

Understanding Feeder Funds, Leveraging Off the Exchange Rate and Investment Properties (Q&A With Warren Ingram)

265

Everything You Need to Know About Trusts

266

Super Saver Competition With Outvest and Honest Money

267

Investments During the Market Crash and How to Invest Your Money if You’re Emigrating

268

What Is a Will and Why Do I Need One?

269

Contributing to Retirement Funds vs. Other Discretionary Investments; Is It a Good Time to Buy a Bigger Property? (Q&A With Warren Ingram)

270

Diversifying Your Portfolio During Turbulent Times and Understanding Tax When Withdrawing From a TFSA (Q&A With Warren Ingram)

271

End-of-Year Investing Strategies

272

Where Do I Go to Get Impartial Financial Advice? Are Global Equity Funds Overheated? (Q&A With Warren Ingram)

273

Budget Speech 2021: Warren Ingram Shares His Thoughts

274

Warren Ingram Interviews the Co-Founder of WeBuyCars, Faan Van Der Walt.

275

How to Invest Offshore; Earning Passive Income From a Lump Sum of Capital; Benefitting From Compound Interest (Q&A With Warren Ingram)

276

Managing Your Money With a Mobile App

277

2021: Important Personal Finance and Investing Advice

278

7-Minutes to Kickstart Your 2021

279

How to Tell if You're on Track to Achieving Financial Freedom

280

Can I Use My Access Bond as an Emergency Fund?

281

Retirement Annuities: What You Need to Know

282

Turning Adversity Into Opportunity: Airline Pilot Starts Multiple Businesses During Lockdown

283

Around the World & Back Again: SA Couple Saves up and Spends Two Years Travelling

284

One of the Simplest Ways to Invest for Your Future

285

The Keys to Physical & Financial Health (with Samuel Hlonyana)

286

Estate Planning: What Happens When You Don't Have a Will?

287

South Africa's Property Market in 2020

288

How to Protect Your Pets Without Breaking the Bank

289

Financial Freedom Begins With This Strategy (ft. Stealthy Wealth)

290

Living Off the Capital We Accumulate (4% Rule Explained)

291

Can I Use Debt to Buy Shares?

292

When to Avoid Sitting on Cash

293

Master the Side Hustle

294

Offshore Investing: an Important Guide for South Africans

295

The South African Economy: Where Are We Heading?

296

Protect your Business: Important Advice for Entrepreneurs in SA

297

What High Net-Worth Individuals Do Differently

298

Is Saving 15% of My Monthly Income Enough?

299

Financial Freedom is Choice: a Conversation with Bruce Whitfield

300

Warren Ingram's Preferred ETF Portfolio

301

Yes, You Probably Need Life Insurance And Here's Why

302

Talking Money with Tebogo "ProVerb" Thekisho

303

Selling vs. Holding Shares, High Frequency Trading and Compound Interest

304

Tax Free Savings Accounts (TFSA) with Marnus Broodryk

305

Making and Managing Money with Celebrity Musician & Entrepreneur: DJ Sbu

306

Insurance: Tips For Saving Money Every Month

307

How to Make Money: Property Investing (feat. Frugal Local)

308

How Self-Made Millionaire Marnus Broodryk Earns and Invests His Money

309

People Who Retire Early Do This (feat. Frugal Local)

310

New Investors: Where to Get Started?

311

Financial Freedom: One Thing You Must Get Right

312

How Do I Invest in Offshore ETFs and What are the Tax Rules?

313

Why Everyone Can Master Their Money with DJ @ Large

314

Fitch, Moody’s Downgrade on SA to Junk: Impact on Investors

315

Best Investment During a Market Crash While Prices are Low?

316

How to Manage Family Finances When You Have Children

317

Coronavirus: How Intelligent Investors React to Volatile Market Conditions

318

How Do Professional Football Players Manage Their Wealth?

319

Home Ownership: The Big Mistake Most People Make

320

How to Manage Financial Obligation from Family

321

Why You Need to Create Financial Milestones

322

Getting Out of Debt and Taking Control of Your Finances

323

Why a Tax-free Savings Account is the Greatest Gift to South African Investors

324

Preservation Funds: How to Protect Your Investment

325

Property: When to Buy or Rent; Taking On Reasonable Debt; Finding a Better Investment

326

3 Golden Principles to Achieving Financial Freedom