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All Episodes

Honest Money — 339 episodes

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Title
1

The Retirement Annuity Myth That's Costing You Wealth

2

Trusts Uncovered: When and Why to Use Them

3

The 3 Taxes Quietly Eating Your Investment Returns

4

Avoid These Estate Planning Errors

5

From London to the World: A Journey of Financial Freedom

6

Estate Planning Made Simple: Protect Your Legacy

7

How to Know When You Need a Financial Advisor

8

Why Most South Africans Get Estate Planning Wrong

9

The Science of Winning: George Kusche's Journey to Comrades Record

10

What Actually Happens to Your Debt When You Die?

11

Carrying Your Partner's Debt Is Destroying Your Wealth

12

Mastering Diversification: Building Resilient Investment Portfolios

13

How To Switch Funds Within A TFSA

14

How Much Fees Should I Be Paying On My Investments?

15

How To Invest Directly Offshore As A South African

16

How To Choose A Global Index Fund As A South African

17

Should I Invest In Silver As a South African?

18

The Future of AI in Business: Opportunities and Challenges

19

Buying vs Renting Property In Cape Town

20

How To Build A Simple Retirement Income Plan In SA

21

What To Do With A Large Lump Sum of Money In South Africa

22

How To Build A Simple Local ETF Portfolio In SA

23

How To Manage Your Money As A South African Abroad

24

The Smart Money Plan Yachties Should Know About

25

Local vs Offshore: Finding The Right Balance

26

Cut Your Investment Fees With These Tricks

27

Emergency Funds: The First Step to Investing

28

The New Tax Rules Every SA Investors Must Know

29

Mind Over Markets: Practical Strategies for Long-Term Investment Success

30

Financial Planners React To Viral Dave Ramsey Clips

31

The Behaviour Gap: Why Investors Underperform

32

Financial Planners React To Viral Caleb Hammer Clips

33

Living Annuity Drawdown Strategies Most Retirees Miss

34

One Fund or Four? The Truth About Diversification

35

Debtor vs Investor: Two Money Types. Two Blind Spots

36

The Hidden Reason Why You Spend or Save Money

37

How To Set Proper Money Goals In South Africa

38

Why New Year Goals Fail (And How To Fix It)

39

The Final Stage of Entrepreneurship: How to Exit a Business Successfully

40

From Survival to Sustainability: What South African Business Owners Must Get Right

41

Getting the Foundations Right: Financial and Compliance Basics for South African Entrepreneurs

42

Starting a Business in South Africa: What Every New Entrepreneur Needs to Know

43

The Art and Science of Investing: Active, Passive and Quality Strategies Explained

44

South African Retirement Guide: Balancing Offshore, Local, and Cash Investments

45

How to Pay Yourself in Retirement: Smart Income Strategies for South Africans

46

Building Wealth the Right Way: Why Growth Beats Estate Duty Avoidance Every Time

47

Rate Cuts Explained: How Lower Interest Rates Could Boost SA Consumers & the Economy

48

Redefining Your Life Purpose: How Mortality & Health Shape Our Choices in South Africa

49

Marriage and Money: Navigating Relationship Decisions as a South African Couple

50

Less Tax Talk, More Growth: How to Invest for Real Returns in South Africa

51

The Truth About Tax Planning: Why It’s Not Just About Saving Money

52

Unit Trusts 101: How South Africans Can Choose the Right Fund for Their Future

53

The Road to Retirement: Smart Money Moves for South Africans in Their 50s

54

When Money Meets Grief: Managing Inheritance With Purpose and Clarity

55

From Nappies to Net Worth: Financial Planning for New Parents in SA

56

The Mid-Life Money Juggle: Why South Africans in Their Later Years Feel the Pressure

57

Time Is Ticking: How South Africans Aged 35–50 Can Still Build Lasting Wealth

58

From Debt to Growth: Your Money Roadmap in Your 20s & 30s

59

Budget Like a Pro: Spending Plans, Savings & the 50/30/20 Rule

60

Good Debt vs Bad Debt: Mastering Money Decisions in Early Adulthood

61

From Your First Paycheck: How to Build Wealth in Your 20s

62

Life-Stage Investing: How to Build Wealth in Your 20s, 30s, 40s & Beyond

63

The Endowment Advantage: Tax-Savvy Investing for High Earners

64

Tax-Free, Not Trouble-Free: Mastering South Africa’s Best Investment Account

65

Retirement Funds Unpacked: Myths, Benefits & Smart Moves

66

From Commissions to Clarity: The Evolution of Financial Planning in South Africa

67

DIY Investing vs. Financial Advisors: What’s Right for You?

68

Marriage in South Africa: The Contract That Could Make or Break Your Wealth!

69

Trusts 101 for South Africans: How the Wealthy Legally Protect Their Money in SA

70

Planning for Peace: Smart Estate Strategies for Your Legacy

71

Wills & Wishes: Why Estate Planning Can’t Wait

72

Beyond Greenwashing: What Makes an Investment Strategy Truly Meaningful

73

The Hidden Cost of ‘Free’: Understanding Investment Fees

74

Taming Uncertainty: The Power and Pitfalls of Diversification

75

Risky Business: Mastering Volatility, Inflation & Long-Term Gains

76

Purpose, Planning, and Portfolio: A Guide to Thriving After Retirement

77

How Much Is Enough? Calculating Your Financial Freedom Number

78

Protect Your Paycheck: The Truth About Disability & Life Insurance

79

Insurance 101: What You Need, What You Don’t, and How to Save

80

Market Mayhem or Opportunity? Strategies for Volatile Markets

81

From Volatility to Victory: Asset Allocation for Long-Term Wealth

82

Retire Smart: Contributions, Tax Breaks & Cash Flow

83

Family Fortunes: How to Set Your Kids Up for Lifelong Wealth

84

Invest Smart: Tax-Free Accounts, Global Diversification & More

85

Balancing Act: Home Loans, Investments, and Your Child’s Financial Future

86

Value vs. Vanity: Making Smarter Car-Buying Decisions

87

From Side Hustles to Career Growth: The Power of Earning More

88

The Future of Markets: Bonds, Japan’s Rise & South Africa’s Potential

89

Save vs. Invest: Crafting a Life You Can Afford (and Enjoy)

90

Buy or Rent? The Truth About Homeownership in South Africa

91

Retirement Funds Unpacked: Tax Benefits, Fees & Smart Investing

92

Intentional Wealth: Building a Portfolio That Works for You

93

Estate Planning Essentials: Protecting Your Retirement Funds for Loved Ones

94

Small Investments, Big Impact: Offshore Strategies for Everyday South Africans

95

Balancing Morality and Money: Supporting Domestic Workers’ Retirement

96

2024 in Review: Inflation, Tech Stocks, and Emerging Markets in 2025

97

Sustainable Wealth: How ESG Principles Are Shaping Smarter Investments

98

Rational Wealth: Managing Fear for Smarter Financial Choices

99

Growing Futures: Unlocking Tax-Free Savings for Your Child

100

Imposter Syndrome and Your Wallet: Breaking the Cycle of Emotional Spending

101

Balanced Funds Unpacked: Diversifying for Long-Term Financial Success

102

Future-Proofing Finances: From Bonds to Global Diversification

103

Balancing Local & Global: A Guide to Diversified Investing Strategies for Young Investors

104

Simplify and Save: Lowering Fees Through Investment Consolidation

105

Earning Dollars & Investing Smart: All Country World Index vs. MSCI World Index Explained

106

Wholesale vs. Retail: Navigating Car Pricing Like a Pro

107

Beyond the Stock Exchange: Exploring Private Debt Opportunities

108

Understanding Preference Shares: Are They Still Worth It?

109

Investing in Precious Metals: Is Silver the Right Choice for You?

110

Decoding Fund Manager Fees: How to Maximize Your Investment Returns

111

Emerging Markets & Global ETFs: Capitalizing on Decreasing Interest Rates

112

Navigating Retirement: Managing Expenses, Taxes, and Financial Immigration

113

South Africa's Hidden Gems: Unveiling Investment Opportunities

114

Debt Management vs. Retirement Savings: Making Smart Financial Decisions

115

Navigating Interest Rate Cuts: Strategies for Global Diversification

116

Maximize Your Bonus: Tax Savings and Debt Repayment

117

Navigating Career Growth: Is an MBA Right for You?

118

Endowments and Investments: Financial Planning for Incarcerated Adults

119

Smart Allocation: Risks and Rewards in Emerging Market Investments

120

Securing Your Family's Future: Prioritizing Financial Security for New Parents

121

Volatility Explained: Understanding Investment Fluctuations

122

Streamlining Investments: The Power of LISPs and Smart Retirement Strategies

123

Smart Investments: Tax-Efficient Ways to Invest for Your Children

124

Balancing Investments: Unpacking the Benefits of TFSAs and RAs

125

The US Bond Market: Navigating Geopolitics, Fiscal Factors and Diversification

126

Unlocking Financial Efficiency: Phasing In Investments and Using Access Bonds

127

Tax Smart: Rethinking Provident Fund Withdrawals

128

Election Promises vs. Retirement Realities: What to Know

129

Inside ETFs: Choosing Between Active and Passive

130

Balancing Acts: Navigating Parenthood and Careers in Personal Finance

131

Investment Insights: The Role of Dividends in Authentic Profitability

132

Small Changes for Big Results: How to Improve Your Finances One Step at a Time

133

Cashing In on Stability: A Deep Dive into Income Funds

134

The Art of Balanced Investment Portfolios for Your Success

135

Unlocking the Future of Retirement: What to Know About South Africa's Retirement Landscape

136

Disentangling Investment Myths: A Guide to Prudent Investing Amid Market Hype

137

The Hidden Dynamics of South Africa's Debt and Investment Challenges

138

Guiding Your Finances Through South Africa's Budgetary Reefs

139

Maximizing Your Future: Smart Tax Strategies and Retirement Fund Planning in SA

140

Navigating the Waves of Political Influence: Investment Strategies for Uncertain Times

141

Building Economic Stability and Mental Clarity After COVID-19

142

Weighing Real Estate Risks: Insightful Strategies for Property Investment in South Africa

143

Navigating the Surge of U.S. Stocks: Valuations, Market Outlook, and Investment Wisdom Unveiled

144

Strategic Financial Foundations: Empowering the Next Generation and Mastering Offshore Investments (Q&A)

145

Economic Twists and Turns: A 2023 Retrospective and 2024 Forecast

146

Securing a Golden Retirement: Practical Steps, Early Retirement, and Financial Planning Insights

147

From Dow Jones to JSE Top 40: A Deep Dive into the World of Index Investing

148

Demystifying Administration Fees in Unit Trusts: A Practical Approach

149

Decoding the Debt Market: Understanding Fixed Interest Investments and Their Role in Diversification

150

The South African Bond Market: Fiscal Challenges, Economic Growth, and Future Implications

151

Mastering Your Finances: Strategies, Solutions, and Safety Nets Q&A

152

The Future of Interest Rates: Predictions and Implications

153

Financially Savvy: Understanding Unit Trusts and Affordable Stockbrokers Q&A

154

ESG in Focus: The Shift Towards a Stakeholder Approach

155

Money & Emotions: The Tug of War Within

156

The Geopolitical Shift: Unraveling the Potential of BRICS Currency

157

Navigating Economic Trends: Harnessing Interest Rates for Investment Success

158

Investing in the Rand: An Insight into the Strengths & Struggles

159

Drafting a Will in SA: Tips & Traps

160

Mastering Your Debt: The What, Why, and How

161

Ethical Wealth: Aligning Investments with Values

162

Golden Dividends: Growing your Post-Retirement Portfolio

163

South African Equities Transformed: The Systematic Investing Revolution

164

Your Money, Your Journey: Embracing Individuality in Financial Growth

165

From Instincts to Algorithms: Systematic Investing Evolution

166

Global or Local: The Investment Dilemma for Wealth Creation

167

Roadworthy Rides: Essential Advice for Buying Used Cars

168

South African Interest Rates: Current Landscape and Future Expectations

169

The Wealthy Investor's Playbook: The Most Common Tricks and Traps

170

Navigating the World of Financial Planners: How to Find a Tech-Savvy Partner

171

Data-Backed Investing: Leveraging Information for Financial Success

172

The Dark Side of Hype ETFs: Risks and Pitfalls in a Social Media-Driven Market

173

The Time Value of Money: Tips for Young Investors

174

Lessons From Millionaires: How the Wealthy Invest Their Money

175

Mastering Money: Warren Ingram's Guide to Financial Freedom

176

The Quantitative Investor: How Data Science is Reshaping Financial Decision-Making

177

Millennial Money: Simple Strategies for Budgeting and Saving for Retirement

178

The Active vs. Passive Debate: Examining the Performance of Each Strategy

179

Starting Early: The Benefits of Investing for Your Baby's Future

180

Data-Driven Investing: How Big Data Analytics is Transforming Investment Decision-Making

181

Money Mindset for Kids: Setting the Foundation for a Lifetime of Financial Well-being

182

The Global Investor: Q&A on Navigating ETFs, Taxes & Immigration

183

South Africa and the Global Economy: Perspectives on Inflation and Interest Rates

184

The Future of Finance & Technology

185

Budget Speech 2023/24: Expert Insights for South African Tax Payers

186

Investing Strategies for Millennials

187

Maximizing Your Returns: A Guide to Tax-Free Savings Accounts

188

Investing for the Future: Exploring EU Markets

189

Beyond Returns: The Social and Environmental Impact of Investing

190

Money Mindset: Shifting Your Thinking for Financial Success in 2023

191

2022 in Review: Analyzing the Impact on Your Finances

192

Pros & Cons of Inflation & Interest Rates: Is It All Doom & Gloom?

193

Q&A: Advice on Selling Your Property & Investing to Reach Financial Freedom

194

Conscious Investing With ESG Committee Member Michelle Green

195

What You Need to Know Before Buying Property

196

How to Get More Bang for Your Buck Through Saving & Investing (Q&A)

197

Financial Lessons From Gugu Mfuphi

198

Investing 101: ETFs or Shares & How to Read Investment Return Graphs

199

Investing 101: Holding vs Individual Companies, Where Should I Invest?

200

How To Travel For Less: Tips & Advice From Travel Bug Bitten

201

How to Own a Great Car, Cheaply!

202

Investment Options: Which One Is Best For You

203

UCT Q&A: How To Reach Financial Freedom For Students

204

Inflation: How Does It Work & How To Beat It

205

Q&A: Making Your Contributions Go Further with Warren Ingram

206

Investing 101: Understanding Fees & What You Need To Know

207

Pensioners Advice & Investing Basics: Q&A with Warren Ingram

208

Investing 101: The Benefits of Offshore Investing

209

Investing Abroad: Q&A With Warren Ingram

210

Investing 101: Market Timing & Behaviour Gaps

211

7 Habits That Make You Broke by Mapalo Makhu

212

Investing 101: The Importance of Asset Allocation

213

Investing 101: How To Stay Invested

214

Interest Rates: The Basics & What You Need To Know

215

DoshGuide: Financial Advisory Services At Your Fingertips

216

How to Maximize on Your Savings Using an RA, TFSA, or Preservation Fund

217

How to Choose the Right ETF for You

218

Investing in Gold: Is It Worth It & How Does It Work?

219

First Time Homeowners: What To Consider Before Buying

220

How Financial Literacy Can Help Your Future with Honest Money & FinMeUp

221

Active vs Passive Investing: What You Need to Know

222

Save On Your Monthly Costs, Starting With a One Car Household

223

Q&A On Offshore + Credit Investing & The Difference Between Life, Disability, Funeral + Income Protection Policies & More

224

From Minimum Wage to Career Planning: Warren Gives Advice to a 27yr Old Listener

225

Are Life Policies Really Worth It and How Compound Interest Works in ETF Investments

226

Feeder Funds For Beginners & the Difference Between Individual Shares vs Index Investing

227

Ethical Investing: What You Need to Know

228

How to Save on Your Monthly Water and Electricity Costs

229

Turning Inheritance Into Generational Wealth & Where Best to Gain Compound Interest - Q&A with Warren Ingram

230

Need a New Car? Tips on Car Purchasing with Automotive Journalist

231

Beyond Bitcoin: What Does the Near Future Look Like?

232

Beyond Bitcoin: Crypto in the Modern World

233

Beyond Bitcoin: Understanding the Foundations of Crypto

234

2022/23 Budget Speech Overview: What You Need To Know

235

Property Investments vs Returns & How to Build a Good Credit Rating- Q&A with Warren Ingram

236

2022 Game Plan: Take Control of Your Finances

237

What is Scalp Trading & What To Know When Doing TFSA Transfers (Q&A with Warren Ingram)

238

Stay Ahead This Tax Season with Advice From André Bothma & Warren Ingram

239

Kickstart Your 2022: Top Tips for Reaching Your Goals

240

Our 100th EP: Useful Advice from 2021

241

If You Could Give Your Younger Self Advice, What Would It Be?

242

Where Best to Put a Large Amount of Money & More on Preservation Funds When Exiting a Job (Q&A With Warren Ingram)

243

Saving for Your Child’s Schooling Career and Transferring Unit Trusts to ETFs Within the Same Institute, Q&A With Warren Ingram

244

It's Never Too Late To Start Saving, Advice For People In Their 40's.

245

Black Friday Spending Advice, Avoiding Online Fraud, How To Get a Good Credit Rating & More

246

From a CA to a CFP, Rochelle Wants To Know About Changing Careers

247

Global Investing Step-By-Step Guide, Investing in Crypto & More

248

Global Investing: Discussing Warren Ingrams Personal Offshore Portfolio

249

Learn About Global Investing Goals, Investment Ratios, The Importance of Time Horizon & More

250

What You Need To Know About Global Investing

251

Becoming A Financial Planner Through FPI

252

Should I Calculate Inflation When Working Out My Returns, Where Should I Invest a Large Lump Sum of Money & Where Should I Save First, Emergency Fund or TFSA?

253

Investing For Beginners: Where To Start

254

Business Advice Around Staff Motivation, Leadership Skills and Upcoming Opportunities in the African Market.

255

Advice on Purchasing a Car and Using Overdrafts for Investments (Q&A With Warren Ingram)

256

Want To Become A Financial Planner? Here’s What You Need To Know (Q&A with Warren Ingram)

257

Breaking Down Income Protection, What It Means and Does It Cover COVID/ Other Illnesses.

258

Transferring Your Retirement Annuity From Insurance Company to Index or Unit Trust Provider | Bond Refinancing, Where to Invest the Financial Difference and What to Consider (Q&A With Warren Ingram)

259

How To Be More Than Just a Business with Mashudu Modau

260

Is It Worth Paying a Financial Planner to Assist With Your Investment Portfolio?

261

How Can Businesses Apply For Funding?

262

Funding Your Business Through Your Side Hustles, Tshepiso Shares His Success Story

263

Business Resources, Networking & Top Tips for SME’s with Vuyo Dubese

264

Why Researching Fee Structures is Important For Your Investments

265

From a Backyard Business to Supplying Farmers With 40 000 Seedlings Per Week, Andile Shares His Story

266

OP Shares Advice On How To Start Your Own Business, Busting Myths About Investing In The African Market & More

267

From R200 to R2.2 million, Brian Shares His Success Story

268

Top Tips On Paying Off Debt, Saving and Understanding Money In Relationships

269

All Your Tax Questions Answered by Tax Guru, Andre Bothma, and Warren Ingram

270

How to Make Extra Income on Your Investments (Q&A with Warren Ingram)

271

Learn How OUTVest Can Help You Reach Your Financial Goals & You Could WIN R10 000

272

How to Avoid Dipping Into Your Savings and What Company Information Should You Research Before Buying Shares (Q&A With Warren Ingram)

273

How to Invest With Smaller Amounts of Money With Guest Speaker, Thando

274

Investing in Endowments and How Expense Ratios Work (Q&A With Warren Ingram)

275

From 170k in Debt to Being Debt Free: Charles Hsuan Shares His Personal Finance Story

276

Everything You Need to Know About Tax-Free Savings Accounts (Q&A With Warren Ingram)

277

Understanding Feeder Funds, Leveraging Off the Exchange Rate and Investment Properties (Q&A With Warren Ingram)

278

Everything You Need to Know About Trusts

279

Super Saver Competition With Outvest and Honest Money

280

Investments During the Market Crash and How to Invest Your Money if You’re Emigrating

281

What Is a Will and Why Do I Need One?

282

Contributing to Retirement Funds vs. Other Discretionary Investments; Is It a Good Time to Buy a Bigger Property? (Q&A With Warren Ingram)

283

Diversifying Your Portfolio During Turbulent Times and Understanding Tax When Withdrawing From a TFSA (Q&A With Warren Ingram)

284

End-of-Year Investing Strategies

285

Where Do I Go to Get Impartial Financial Advice? Are Global Equity Funds Overheated? (Q&A With Warren Ingram)

286

Budget Speech 2021: Warren Ingram Shares His Thoughts

287

Warren Ingram Interviews the Co-Founder of WeBuyCars, Faan Van Der Walt.

288

How to Invest Offshore; Earning Passive Income From a Lump Sum of Capital; Benefitting From Compound Interest (Q&A With Warren Ingram)

289

Managing Your Money With a Mobile App

290

2021: Important Personal Finance and Investing Advice

291

7-Minutes to Kickstart Your 2021

292

How to Tell if You're on Track to Achieving Financial Freedom

293

Can I Use My Access Bond as an Emergency Fund?

294

Retirement Annuities: What You Need to Know

295

Turning Adversity Into Opportunity: Airline Pilot Starts Multiple Businesses During Lockdown

296

Around the World & Back Again: SA Couple Saves up and Spends Two Years Travelling

297

One of the Simplest Ways to Invest for Your Future

298

The Keys to Physical & Financial Health (with Samuel Hlonyana)

299

Estate Planning: What Happens When You Don't Have a Will?

300

South Africa's Property Market in 2020

301

How to Protect Your Pets Without Breaking the Bank

302

Financial Freedom Begins With This Strategy (ft. Stealthy Wealth)

303

Living Off the Capital We Accumulate (4% Rule Explained)

304

Can I Use Debt to Buy Shares?

305

When to Avoid Sitting on Cash

306

Master the Side Hustle

307

Offshore Investing: an Important Guide for South Africans

308

The South African Economy: Where Are We Heading?

309

Protect your Business: Important Advice for Entrepreneurs in SA

310

What High Net-Worth Individuals Do Differently

311

Is Saving 15% of My Monthly Income Enough?

312

Financial Freedom is Choice: a Conversation with Bruce Whitfield

313

Warren Ingram's Preferred ETF Portfolio

314

Yes, You Probably Need Life Insurance And Here's Why

315

Talking Money with Tebogo "ProVerb" Thekisho

316

Selling vs. Holding Shares, High Frequency Trading and Compound Interest

317

Tax Free Savings Accounts (TFSA) with Marnus Broodryk

318

Making and Managing Money with Celebrity Musician & Entrepreneur: DJ Sbu

319

Insurance: Tips For Saving Money Every Month

320

How to Make Money: Property Investing (feat. Frugal Local)

321

How Self-Made Millionaire Marnus Broodryk Earns and Invests His Money

322

People Who Retire Early Do This (feat. Frugal Local)

323

New Investors: Where to Get Started?

324

Financial Freedom: One Thing You Must Get Right

325

How Do I Invest in Offshore ETFs and What are the Tax Rules?

326

Why Everyone Can Master Their Money with DJ @ Large

327

Fitch, Moody’s Downgrade on SA to Junk: Impact on Investors

328

Best Investment During a Market Crash While Prices are Low?

329

How to Manage Family Finances When You Have Children

330

Coronavirus: How Intelligent Investors React to Volatile Market Conditions

331

How Do Professional Football Players Manage Their Wealth?

332

Home Ownership: The Big Mistake Most People Make

333

How to Manage Financial Obligation from Family

334

Why You Need to Create Financial Milestones

335

Getting Out of Debt and Taking Control of Your Finances

336

Why a Tax-free Savings Account is the Greatest Gift to South African Investors

337

Preservation Funds: How to Protect Your Investment

338

Property: When to Buy or Rent; Taking On Reasonable Debt; Finding a Better Investment

339

3 Golden Principles to Achieving Financial Freedom