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All Episodes

Honest Money — 319 episodes

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Title
1

What To Do With A Large Lump Sum of Money In South Africa

2

How To Build A Simple Local ETF Portfolio In SA

3

How To Manage Your Money As A South African Abroad

4

The Smart Money Plan Yachties Should Know About

5

Local vs Offshore: Finding The Right Balance

6

Cut Your Investment Fees With These Tricks

7

Emergency Funds: The First Step to Investing

8

The New Tax Rules Every SA Investors Must Know

9

Mind Over Markets: Practical Strategies for Long-Term Investment Success

10

Financial Planners React To Viral Dave Ramsey Clips

11

The Behaviour Gap: Why Investors Underperform

12

Financial Planners React To Viral Caleb Hammer Clips

13

Living Annuity Drawdown Strategies Most Retirees Miss

14

One Fund or Four? The Truth About Diversification

15

Debtor vs Investor: Two Money Types. Two Blind Spots

16

The Hidden Reason Why You Spend or Save Money

17

How To Set Proper Money Goals In South Africa

18

Why New Year Goals Fail (And How To Fix It)

19

The Final Stage of Entrepreneurship: How to Exit a Business Successfully

20

From Survival to Sustainability: What South African Business Owners Must Get Right

21

Getting the Foundations Right: Financial and Compliance Basics for South African Entrepreneurs

22

Starting a Business in South Africa: What Every New Entrepreneur Needs to Know

23

The Art and Science of Investing: Active, Passive and Quality Strategies Explained

24

South African Retirement Guide: Balancing Offshore, Local, and Cash Investments

25

How to Pay Yourself in Retirement: Smart Income Strategies for South Africans

26

Building Wealth the Right Way: Why Growth Beats Estate Duty Avoidance Every Time

27

Rate Cuts Explained: How Lower Interest Rates Could Boost SA Consumers & the Economy

28

Redefining Your Life Purpose: How Mortality & Health Shape Our Choices in South Africa

29

Marriage and Money: Navigating Relationship Decisions as a South African Couple

30

Less Tax Talk, More Growth: How to Invest for Real Returns in South Africa

31

The Truth About Tax Planning: Why It’s Not Just About Saving Money

32

Unit Trusts 101: How South Africans Can Choose the Right Fund for Their Future

33

The Road to Retirement: Smart Money Moves for South Africans in Their 50s

34

When Money Meets Grief: Managing Inheritance With Purpose and Clarity

35

From Nappies to Net Worth: Financial Planning for New Parents in SA

36

The Mid-Life Money Juggle: Why South Africans in Their Later Years Feel the Pressure

37

Time Is Ticking: How South Africans Aged 35–50 Can Still Build Lasting Wealth

38

From Debt to Growth: Your Money Roadmap in Your 20s & 30s

39

Budget Like a Pro: Spending Plans, Savings & the 50/30/20 Rule

40

Good Debt vs Bad Debt: Mastering Money Decisions in Early Adulthood

41

From Your First Paycheck: How to Build Wealth in Your 20s

42

Life-Stage Investing: How to Build Wealth in Your 20s, 30s, 40s & Beyond

43

The Endowment Advantage: Tax-Savvy Investing for High Earners

44

Tax-Free, Not Trouble-Free: Mastering South Africa’s Best Investment Account

45

Retirement Funds Unpacked: Myths, Benefits & Smart Moves

46

From Commissions to Clarity: The Evolution of Financial Planning in South Africa

47

DIY Investing vs. Financial Advisors: What’s Right for You?

48

Marriage in South Africa: The Contract That Could Make or Break Your Wealth!

49

Trusts 101 for South Africans: How the Wealthy Legally Protect Their Money in SA

50

Planning for Peace: Smart Estate Strategies for Your Legacy

51

Wills & Wishes: Why Estate Planning Can’t Wait

52

Beyond Greenwashing: What Makes an Investment Strategy Truly Meaningful

53

The Hidden Cost of ‘Free’: Understanding Investment Fees

54

Taming Uncertainty: The Power and Pitfalls of Diversification

55

Risky Business: Mastering Volatility, Inflation & Long-Term Gains

56

Purpose, Planning, and Portfolio: A Guide to Thriving After Retirement

57

How Much Is Enough? Calculating Your Financial Freedom Number

58

Protect Your Paycheck: The Truth About Disability & Life Insurance

59

Insurance 101: What You Need, What You Don’t, and How to Save

60

Market Mayhem or Opportunity? Strategies for Volatile Markets

61

From Volatility to Victory: Asset Allocation for Long-Term Wealth

62

Retire Smart: Contributions, Tax Breaks & Cash Flow

63

Family Fortunes: How to Set Your Kids Up for Lifelong Wealth

64

Invest Smart: Tax-Free Accounts, Global Diversification & More

65

Balancing Act: Home Loans, Investments, and Your Child’s Financial Future

66

Value vs. Vanity: Making Smarter Car-Buying Decisions

67

From Side Hustles to Career Growth: The Power of Earning More

68

The Future of Markets: Bonds, Japan’s Rise & South Africa’s Potential

69

Save vs. Invest: Crafting a Life You Can Afford (and Enjoy)

70

Buy or Rent? The Truth About Homeownership in South Africa

71

Retirement Funds Unpacked: Tax Benefits, Fees & Smart Investing

72

Intentional Wealth: Building a Portfolio That Works for You

73

Estate Planning Essentials: Protecting Your Retirement Funds for Loved Ones

74

Small Investments, Big Impact: Offshore Strategies for Everyday South Africans

75

Balancing Morality and Money: Supporting Domestic Workers’ Retirement

76

2024 in Review: Inflation, Tech Stocks, and Emerging Markets in 2025

77

Sustainable Wealth: How ESG Principles Are Shaping Smarter Investments

78

Rational Wealth: Managing Fear for Smarter Financial Choices

79

Growing Futures: Unlocking Tax-Free Savings for Your Child

80

Imposter Syndrome and Your Wallet: Breaking the Cycle of Emotional Spending

81

Balanced Funds Unpacked: Diversifying for Long-Term Financial Success

82

Future-Proofing Finances: From Bonds to Global Diversification

83

Balancing Local & Global: A Guide to Diversified Investing Strategies for Young Investors

84

Simplify and Save: Lowering Fees Through Investment Consolidation

85

Earning Dollars & Investing Smart: All Country World Index vs. MSCI World Index Explained

86

Wholesale vs. Retail: Navigating Car Pricing Like a Pro

87

Beyond the Stock Exchange: Exploring Private Debt Opportunities

88

Understanding Preference Shares: Are They Still Worth It?

89

Investing in Precious Metals: Is Silver the Right Choice for You?

90

Decoding Fund Manager Fees: How to Maximize Your Investment Returns

91

Emerging Markets & Global ETFs: Capitalizing on Decreasing Interest Rates

92

Navigating Retirement: Managing Expenses, Taxes, and Financial Immigration

93

South Africa's Hidden Gems: Unveiling Investment Opportunities

94

Debt Management vs. Retirement Savings: Making Smart Financial Decisions

95

Navigating Interest Rate Cuts: Strategies for Global Diversification

96

Maximize Your Bonus: Tax Savings and Debt Repayment

97

Navigating Career Growth: Is an MBA Right for You?

98

Endowments and Investments: Financial Planning for Incarcerated Adults

99

Smart Allocation: Risks and Rewards in Emerging Market Investments

100

Securing Your Family's Future: Prioritizing Financial Security for New Parents

101

Volatility Explained: Understanding Investment Fluctuations

102

Streamlining Investments: The Power of LISPs and Smart Retirement Strategies

103

Smart Investments: Tax-Efficient Ways to Invest for Your Children

104

Balancing Investments: Unpacking the Benefits of TFSAs and RAs

105

The US Bond Market: Navigating Geopolitics, Fiscal Factors and Diversification

106

Unlocking Financial Efficiency: Phasing In Investments and Using Access Bonds

107

Tax Smart: Rethinking Provident Fund Withdrawals

108

Election Promises vs. Retirement Realities: What to Know

109

Inside ETFs: Choosing Between Active and Passive

110

Balancing Acts: Navigating Parenthood and Careers in Personal Finance

111

Investment Insights: The Role of Dividends in Authentic Profitability

112

Small Changes for Big Results: How to Improve Your Finances One Step at a Time

113

Cashing In on Stability: A Deep Dive into Income Funds

114

The Art of Balanced Investment Portfolios for Your Success

115

Unlocking the Future of Retirement: What to Know About South Africa's Retirement Landscape

116

Disentangling Investment Myths: A Guide to Prudent Investing Amid Market Hype

117

The Hidden Dynamics of South Africa's Debt and Investment Challenges

118

Guiding Your Finances Through South Africa's Budgetary Reefs

119

Maximizing Your Future: Smart Tax Strategies and Retirement Fund Planning in SA

120

Navigating the Waves of Political Influence: Investment Strategies for Uncertain Times

121

Building Economic Stability and Mental Clarity After COVID-19

122

Weighing Real Estate Risks: Insightful Strategies for Property Investment in South Africa

123

Navigating the Surge of U.S. Stocks: Valuations, Market Outlook, and Investment Wisdom Unveiled

124

Strategic Financial Foundations: Empowering the Next Generation and Mastering Offshore Investments (Q&A)

125

Economic Twists and Turns: A 2023 Retrospective and 2024 Forecast

126

Securing a Golden Retirement: Practical Steps, Early Retirement, and Financial Planning Insights

127

From Dow Jones to JSE Top 40: A Deep Dive into the World of Index Investing

128

Demystifying Administration Fees in Unit Trusts: A Practical Approach

129

Decoding the Debt Market: Understanding Fixed Interest Investments and Their Role in Diversification

130

The South African Bond Market: Fiscal Challenges, Economic Growth, and Future Implications

131

Mastering Your Finances: Strategies, Solutions, and Safety Nets Q&A

132

The Future of Interest Rates: Predictions and Implications

133

Financially Savvy: Understanding Unit Trusts and Affordable Stockbrokers Q&A

134

ESG in Focus: The Shift Towards a Stakeholder Approach

135

Money & Emotions: The Tug of War Within

136

The Geopolitical Shift: Unraveling the Potential of BRICS Currency

137

Navigating Economic Trends: Harnessing Interest Rates for Investment Success

138

Investing in the Rand: An Insight into the Strengths & Struggles

139

Drafting a Will in SA: Tips & Traps

140

Mastering Your Debt: The What, Why, and How

141

Ethical Wealth: Aligning Investments with Values

142

Golden Dividends: Growing your Post-Retirement Portfolio

143

South African Equities Transformed: The Systematic Investing Revolution

144

Your Money, Your Journey: Embracing Individuality in Financial Growth

145

From Instincts to Algorithms: Systematic Investing Evolution

146

Global or Local: The Investment Dilemma for Wealth Creation

147

Roadworthy Rides: Essential Advice for Buying Used Cars

148

South African Interest Rates: Current Landscape and Future Expectations

149

The Wealthy Investor's Playbook: The Most Common Tricks and Traps

150

Navigating the World of Financial Planners: How to Find a Tech-Savvy Partner

151

Data-Backed Investing: Leveraging Information for Financial Success

152

The Dark Side of Hype ETFs: Risks and Pitfalls in a Social Media-Driven Market

153

The Time Value of Money: Tips for Young Investors

154

Lessons From Millionaires: How the Wealthy Invest Their Money

155

Mastering Money: Warren Ingram's Guide to Financial Freedom

156

The Quantitative Investor: How Data Science is Reshaping Financial Decision-Making

157

Millennial Money: Simple Strategies for Budgeting and Saving for Retirement

158

The Active vs. Passive Debate: Examining the Performance of Each Strategy

159

Starting Early: The Benefits of Investing for Your Baby's Future

160

Data-Driven Investing: How Big Data Analytics is Transforming Investment Decision-Making

161

Money Mindset for Kids: Setting the Foundation for a Lifetime of Financial Well-being

162

The Global Investor: Q&A on Navigating ETFs, Taxes & Immigration

163

South Africa and the Global Economy: Perspectives on Inflation and Interest Rates

164

The Future of Finance & Technology

165

Budget Speech 2023/24: Expert Insights for South African Tax Payers

166

Investing Strategies for Millennials

167

Maximizing Your Returns: A Guide to Tax-Free Savings Accounts

168

Investing for the Future: Exploring EU Markets

169

Beyond Returns: The Social and Environmental Impact of Investing

170

Money Mindset: Shifting Your Thinking for Financial Success in 2023

171

2022 in Review: Analyzing the Impact on Your Finances

172

Pros & Cons of Inflation & Interest Rates: Is It All Doom & Gloom?

173

Q&A: Advice on Selling Your Property & Investing to Reach Financial Freedom

174

Conscious Investing With ESG Committee Member Michelle Green

175

What You Need to Know Before Buying Property

176

How to Get More Bang for Your Buck Through Saving & Investing (Q&A)

177

Financial Lessons From Gugu Mfuphi

178

Investing 101: ETFs or Shares & How to Read Investment Return Graphs

179

Investing 101: Holding vs Individual Companies, Where Should I Invest?

180

How To Travel For Less: Tips & Advice From Travel Bug Bitten

181

How to Own a Great Car, Cheaply!

182

Investment Options: Which One Is Best For You

183

UCT Q&A: How To Reach Financial Freedom For Students

184

Inflation: How Does It Work & How To Beat It

185

Q&A: Making Your Contributions Go Further with Warren Ingram

186

Investing 101: Understanding Fees & What You Need To Know

187

Pensioners Advice & Investing Basics: Q&A with Warren Ingram

188

Investing 101: The Benefits of Offshore Investing

189

Investing Abroad: Q&A With Warren Ingram

190

Investing 101: Market Timing & Behaviour Gaps

191

7 Habits That Make You Broke by Mapalo Makhu

192

Investing 101: The Importance of Asset Allocation

193

Investing 101: How To Stay Invested

194

Interest Rates: The Basics & What You Need To Know

195

DoshGuide: Financial Advisory Services At Your Fingertips

196

How to Maximize on Your Savings Using an RA, TFSA, or Preservation Fund

197

How to Choose the Right ETF for You

198

Investing in Gold: Is It Worth It & How Does It Work?

199

First Time Homeowners: What To Consider Before Buying

200

How Financial Literacy Can Help Your Future with Honest Money & FinMeUp

201

Active vs Passive Investing: What You Need to Know

202

Save On Your Monthly Costs, Starting With a One Car Household

203

Q&A On Offshore + Credit Investing & The Difference Between Life, Disability, Funeral + Income Protection Policies & More

204

From Minimum Wage to Career Planning: Warren Gives Advice to a 27yr Old Listener

205

Are Life Policies Really Worth It and How Compound Interest Works in ETF Investments

206

Feeder Funds For Beginners & the Difference Between Individual Shares vs Index Investing

207

Ethical Investing: What You Need to Know

208

How to Save on Your Monthly Water and Electricity Costs

209

Turning Inheritance Into Generational Wealth & Where Best to Gain Compound Interest - Q&A with Warren Ingram

210

Need a New Car? Tips on Car Purchasing with Automotive Journalist

211

Beyond Bitcoin: What Does the Near Future Look Like?

212

Beyond Bitcoin: Crypto in the Modern World

213

Beyond Bitcoin: Understanding the Foundations of Crypto

214

2022/23 Budget Speech Overview: What You Need To Know

215

Property Investments vs Returns & How to Build a Good Credit Rating- Q&A with Warren Ingram

216

2022 Game Plan: Take Control of Your Finances

217

What is Scalp Trading & What To Know When Doing TFSA Transfers (Q&A with Warren Ingram)

218

Stay Ahead This Tax Season with Advice From André Bothma & Warren Ingram

219

Kickstart Your 2022: Top Tips for Reaching Your Goals

220

Our 100th EP: Useful Advice from 2021

221

If You Could Give Your Younger Self Advice, What Would It Be?

222

Where Best to Put a Large Amount of Money & More on Preservation Funds When Exiting a Job (Q&A With Warren Ingram)

223

Saving for Your Child’s Schooling Career and Transferring Unit Trusts to ETFs Within the Same Institute, Q&A With Warren Ingram

224

It's Never Too Late To Start Saving, Advice For People In Their 40's.

225

Black Friday Spending Advice, Avoiding Online Fraud, How To Get a Good Credit Rating & More

226

From a CA to a CFP, Rochelle Wants To Know About Changing Careers

227

Global Investing Step-By-Step Guide, Investing in Crypto & More

228

Global Investing: Discussing Warren Ingrams Personal Offshore Portfolio

229

Learn About Global Investing Goals, Investment Ratios, The Importance of Time Horizon & More

230

What You Need To Know About Global Investing

231

Becoming A Financial Planner Through FPI

232

Should I Calculate Inflation When Working Out My Returns, Where Should I Invest a Large Lump Sum of Money & Where Should I Save First, Emergency Fund or TFSA?

233

Investing For Beginners: Where To Start

234

Business Advice Around Staff Motivation, Leadership Skills and Upcoming Opportunities in the African Market.

235

Advice on Purchasing a Car and Using Overdrafts for Investments (Q&A With Warren Ingram)

236

Want To Become A Financial Planner? Here’s What You Need To Know (Q&A with Warren Ingram)

237

Breaking Down Income Protection, What It Means and Does It Cover COVID/ Other Illnesses.

238

Transferring Your Retirement Annuity From Insurance Company to Index or Unit Trust Provider | Bond Refinancing, Where to Invest the Financial Difference and What to Consider (Q&A With Warren Ingram)

239

How To Be More Than Just a Business with Mashudu Modau

240

Is It Worth Paying a Financial Planner to Assist With Your Investment Portfolio?

241

How Can Businesses Apply For Funding?

242

Funding Your Business Through Your Side Hustles, Tshepiso Shares His Success Story

243

Business Resources, Networking & Top Tips for SME’s with Vuyo Dubese

244

Why Researching Fee Structures is Important For Your Investments

245

From a Backyard Business to Supplying Farmers With 40 000 Seedlings Per Week, Andile Shares His Story

246

OP Shares Advice On How To Start Your Own Business, Busting Myths About Investing In The African Market & More

247

From R200 to R2.2 million, Brian Shares His Success Story

248

Top Tips On Paying Off Debt, Saving and Understanding Money In Relationships

249

All Your Tax Questions Answered by Tax Guru, Andre Bothma, and Warren Ingram

250

How to Make Extra Income on Your Investments (Q&A with Warren Ingram)

251

Learn How OUTVest Can Help You Reach Your Financial Goals & You Could WIN R10 000

252

How to Avoid Dipping Into Your Savings and What Company Information Should You Research Before Buying Shares (Q&A With Warren Ingram)

253

How to Invest With Smaller Amounts of Money With Guest Speaker, Thando

254

Investing in Endowments and How Expense Ratios Work (Q&A With Warren Ingram)

255

From 170k in Debt to Being Debt Free: Charles Hsuan Shares His Personal Finance Story

256

Everything You Need to Know About Tax-Free Savings Accounts (Q&A With Warren Ingram)

257

Understanding Feeder Funds, Leveraging Off the Exchange Rate and Investment Properties (Q&A With Warren Ingram)

258

Everything You Need to Know About Trusts

259

Super Saver Competition With Outvest and Honest Money

260

Investments During the Market Crash and How to Invest Your Money if You’re Emigrating

261

What Is a Will and Why Do I Need One?

262

Contributing to Retirement Funds vs. Other Discretionary Investments; Is It a Good Time to Buy a Bigger Property? (Q&A With Warren Ingram)

263

Diversifying Your Portfolio During Turbulent Times and Understanding Tax When Withdrawing From a TFSA (Q&A With Warren Ingram)

264

End-of-Year Investing Strategies

265

Where Do I Go to Get Impartial Financial Advice? Are Global Equity Funds Overheated? (Q&A With Warren Ingram)

266

Budget Speech 2021: Warren Ingram Shares His Thoughts

267

Warren Ingram Interviews the Co-Founder of WeBuyCars, Faan Van Der Walt.

268

How to Invest Offshore; Earning Passive Income From a Lump Sum of Capital; Benefitting From Compound Interest (Q&A With Warren Ingram)

269

Managing Your Money With a Mobile App

270

2021: Important Personal Finance and Investing Advice

271

7-Minutes to Kickstart Your 2021

272

How to Tell if You're on Track to Achieving Financial Freedom

273

Can I Use My Access Bond as an Emergency Fund?

274

Retirement Annuities: What You Need to Know

275

Turning Adversity Into Opportunity: Airline Pilot Starts Multiple Businesses During Lockdown

276

Around the World & Back Again: SA Couple Saves up and Spends Two Years Travelling

277

One of the Simplest Ways to Invest for Your Future

278

The Keys to Physical & Financial Health (with Samuel Hlonyana)

279

Estate Planning: What Happens When You Don't Have a Will?

280

South Africa's Property Market in 2020

281

How to Protect Your Pets Without Breaking the Bank

282

Financial Freedom Begins With This Strategy (ft. Stealthy Wealth)

283

Living Off the Capital We Accumulate (4% Rule Explained)

284

Can I Use Debt to Buy Shares?

285

When to Avoid Sitting on Cash

286

Master the Side Hustle

287

Offshore Investing: an Important Guide for South Africans

288

The South African Economy: Where Are We Heading?

289

Protect your Business: Important Advice for Entrepreneurs in SA

290

What High Net-Worth Individuals Do Differently

291

Is Saving 15% of My Monthly Income Enough?

292

Financial Freedom is Choice: a Conversation with Bruce Whitfield

293

Warren Ingram's Preferred ETF Portfolio

294

Yes, You Probably Need Life Insurance And Here's Why

295

Talking Money with Tebogo "ProVerb" Thekisho

296

Selling vs. Holding Shares, High Frequency Trading and Compound Interest

297

Tax Free Savings Accounts (TFSA) with Marnus Broodryk

298

Making and Managing Money with Celebrity Musician & Entrepreneur: DJ Sbu

299

Insurance: Tips For Saving Money Every Month

300

How to Make Money: Property Investing (feat. Frugal Local)

301

How Self-Made Millionaire Marnus Broodryk Earns and Invests His Money

302

People Who Retire Early Do This (feat. Frugal Local)

303

New Investors: Where to Get Started?

304

Financial Freedom: One Thing You Must Get Right

305

How Do I Invest in Offshore ETFs and What are the Tax Rules?

306

Why Everyone Can Master Their Money with DJ @ Large

307

Fitch, Moody’s Downgrade on SA to Junk: Impact on Investors

308

Best Investment During a Market Crash While Prices are Low?

309

How to Manage Family Finances When You Have Children

310

Coronavirus: How Intelligent Investors React to Volatile Market Conditions

311

How Do Professional Football Players Manage Their Wealth?

312

Home Ownership: The Big Mistake Most People Make

313

How to Manage Financial Obligation from Family

314

Why You Need to Create Financial Milestones

315

Getting Out of Debt and Taking Control of Your Finances

316

Why a Tax-free Savings Account is the Greatest Gift to South African Investors

317

Preservation Funds: How to Protect Your Investment

318

Property: When to Buy or Rent; Taking On Reasonable Debt; Finding a Better Investment

319

3 Golden Principles to Achieving Financial Freedom