All Episodes
Insurance Pro Blog Podcast | Life Insurance and Annuity Insights — 117 episodes
8 Things Insurance Agents Rarely Explain About Whole Life Insurance
Bonds vs Whole Life: Rebuilding the 60/40 Retirement Plan
Cash Value Life Insurance-Who Owns It and Who Should
Indexed Universal Life Insurance Problems: Five Worries and the Evidence Behind Them
Private Placement Life Insurance-Why IUL Beats the PPLI Pitch
Estate Tax Exemption 2026-Who Actually Needs Life Insurance Now
Using Life Insurance to Build Wealth-The Death Benefit Advantage
Inside the General Account-How Life Insurers Are Building Your Whole Life Dividend in 2026
Universal Life Insurance was Built with Rational Exuberance
Financial Planning for High Earners-The Stability Lane Most People Skip
Life Insurance vs Annuities for Retirement Income-Which Strategy Wins?
Whole Life Insurance Dividends-Easy to Model, Impossible to Predict
Does Infinite Banking Work? Why It's a Borrower's Tool, Not a Saver's Strategy
Bond Vigilantes, Rising Yields, and a Rarely Discussed Feature of Whole Life Insurance.
Whole Life Insurance as Portfolio Insurance-Taking Money Off the Table
Annuity Default Risk-Why Consumers Fear What Almost Never Happens
Should You Buy a RILA? A Skeptical Analysis of Buffer Annuities, Their Niche Use Cases, and When to Walk Away
We Tried to Blow Up an IUL Policy — How Bad Does Your IUL Design Have to Be Before It Actually Fails?
Are Whole Life Dividends Finally Rising Again? A 10-Year Analysis of the Top Six Mutual Insurance Companies in 2026
Whole Life Insurance vs Bonds-The Surprising Bond Alternative for Retirement
Do Annuities Keep Up With Inflation? How to Build Inflation Protection Into Your Retirement Income Plan
Why High-Income Earners Need a Tax-Free Retirement Income Strategy (and How Life Insurance Delivers It)
What Is a Life Insurance Retirement Plan (LIRP) and Is It Worth It for High-Income Earners?
Are Annuities Too Complicated? A Simple Breakdown of Every Major Annuity Type
When Does Indexed Universal Life Insurance Underperform Whole Life? A 30-Year Scenario Analysis
Should You Renew Your MYGA or Roll It to a New Carrier? How to Get the Best Annuity Rate at Maturity
What Is an Overfunded IUL and How Can $30,000/Year Generate $62,000 in Tax-Free Retirement Income?
Why Pensions and Annuities Beat 401(k)s: The Institutional Advantage in Retirement Income
When Should You Start Taking Income from an Annuity? The Math Behind the Decision
Should You Spend Life Insurance Cash Value First or Last in Retirement? The Optimal Withdrawal Order
When Is the Best Time to Buy Whole Life Insurance? Why Starting Now Beats Waiting
How Much Cash Value Life Insurance Do I Actually Need?
What Happens to Your Life Insurance and Annuity Policy When Your Financial Advisor Retires?
How Whole Life Insurance Protects Your Portfolio When Interest Rates Rise and Fall
Why Single Premium Immediate Annuities (SPIAs) Are Better Than Ever After SECURE Act 2.0
What Happens If You Underfund an IUL Policy? A Real 10-Year Case Study
How Do Indexed Universal Life and Fixed Indexed Annuities Actually Credit Interest? The Truth Explained
The Missing Wealth Management Tool
Life Insurance vs. Annuities for Retirement Income: Which Strategy Should You Choose?
The Kyle Busch IUL Lawsuit: What Went Wrong with His Indexed Universal Life Insurance Policy
Why Annuity Income Benefits Are at Their Best Right Now — and How to Lock Them In
How to Retire Early Using Cash Value Life Insurance When Your Money Is Trapped in a 401k
What Return Can You Realistically Expect from an IUL Policy? A 40-Year Probability Analysis
Who Should Buy Whole Life Insurance? The Real Answer Goes Beyond the Standard Advice
How Paid-Up Additions Work in Whole Life Insurance and Why They Maximize Cash Value
A Real 12-Year Indexed Universal Life Insurance Policy: How Did It Actually Perform?
Life Insurance Sales Hit a 42-Year High in 2025: What's Driving the Cash Value Boom?
Is Whole Life Insurance Actually Safer Than IUL? What the Data Really Shows
Premium Financing: Not the Magic Solution
Which Index Should You Choose in an IUL Policy? A Data-Driven Breakdown of IUL Index Options
Life Insurance Expense Ratios: Why Focusing on Costs Leads to the Wrong Policy Decision
Can AI Replace Life Insurance Agents?
Term vs. Whole Life Insurance: Why Comparing Them on Cost Alone Misses the Point
Why Cash Value Life Insurance Sales Are at a 42-Year High: What the 2025 LIMRA Data Shows
Volatility Controlled Indices in IUL: Do They Actually Help Policyholders or Just the Insurer?
Best Whole Life Insurance Companies in 2025: Which Carrier Is Right for Cash Accumulation?
How to Design a Whole Life Insurance Policy for Maximum Cash Value vs. Death Benefit
What Is a Modified Endowment Contract (MEC) and Does It Ruin Your Life Insurance Policy?
How Does an IUL Policy Perform When the Stock Market Crashes? Real Data Explained
Unlocking Generational Wealth-Whole Life Insurance Secrets
Infinite Banking: Strategy or Sales Gimmick?
Why Every Retiree Should Consider an Annuity for Guaranteed Lifetime Income
Life Insurance as Your Secret Retirement Risk Management Tool
How to Overfund a Whole Life Insurance Policy for Maximum Cash Value and Wealth Building
How to Double Your Retirement Income Using Annuities and Whole Life Insurance
Why Retirement Income Beats Account Balance: The Case for Annuities and Life Insurance
Indexed Universal Life and Its Reset Magic During Downturns
How Life Insurance and Annuities Provide Guaranteed Retirement Income During Economic Uncertainty
How Whole Life Insurance Protects Your Retirement from Stock Market Volatility
Life Insurance Premium Financing Gone Wrong: The Lawsuits and Red Flags to Avoid
The Tax Benefits of Whole Life Insurance: Tax-Deferred Growth, Tax-Free Income, and More
How to Use Whole Life Insurance Cash Value for Tax-Free Retirement Income
Is Whole Life Insurance a Good Hedge Against Tariffs?
What Is the Actual Performance of Whole Life Insurance? 10 Years of Real Policy Data
What Is the Real Rate of Return on an Indexed Universal Life Insurance Policy?
Rethinking Retirement Math
When Expensive Beats Cheap
The Real Reason People Don't Own Whole Life Insurance
The First Five Years of Retirement: Why 70% of Retirees Get This Wrong
The $17,000 Solution: Rethinking Traditional Retirement Planning
Why Annuities Make Sense: A Deep Dive into Retirement Portfolio Protection
The Truth About Building a Million Dollar Retirement
How Indexed Universal Life Insurance Supports a Dynamic Retirement Income Strategy
It's a Great Time to Buy Whole Life Insurance
Your Pursuit of Millionaire Status will be your Downfall
The Final End of the Pension...Maybe
The 401k Fallacy
IUL Booms If Stocks Tank?
Stocks Down, Whole Life Insurance UP?
Why Whole Life Insurance Will Win
You are NOT Going to Get Rich Buying Indexed Universal Life Insurance
Things You Never Hear the Internet Say About Annuities
Things You Never Hear the Internet Say About Whole Life Insurance
The Future of Whole Life Insurance is Bright
How to Retire Using Whole Life Insurance
Indexed Universal Life Insurance Continues to Be a Problem
Are You Buying Too Much Death Benefit?
The Income Play With Indexed Universal Life Insurance
Buying Whole Life Insurance Is An Income Play
Annihilating the Top Five Arguments Against Whole Life Insurance
Interview with Steve Selengut-How to Use Closed End Funds to Create Another Stream of Retirement Income
Five Problems that Annuities Address Perfectly
Should Everyone Own an Annuity?
What Does and Does NOT Cause IUL Cap Rates to Go Down?
The Hidden Truths and False Promises of Infinite Banking
Whole Life Dividend Futures: What Investment Trends Reveal About Your Payouts
Why Do so Many Agents Struggle to Understand Universal Life Insurance?
Whole Life Can Miss the Mark and Still Be Better
Whole Life Insurance Only Sucks When You Do It Wrong
The Dangerous Retirement Plan You're Probably Using
Look At All The Money You Could Have In Whole Life Insurance
Retire Richer with These Tax Free Income Strategies
How to Beat Inflation With Tax-Free Income
All the Arguments Against Indexed Universal Life Insurance Are Wrong
How Do You Actually Use Whole Life Insurance to Create Retirement Income?
The New NEW DOL Fiduciary Rule
Whole Life is Winning the Fight Against the Bloggers