PodParley PodParley
Joe Knows Retirement cover art

All Episodes

Joe Knows Retirement — 273 episodes

#
Title
1

FAQs You NEED to Know Before Hiring a Financial Planning Team

2

These 3 Pension Pillars Can Make or Break Your Retirement

3

Bad Retirement Advice I've Seen (Real Client Story)

4

Why Your Future Net Worth Is MUCH Bigger Than You Think

5

Do You ACTUALLY Have Enough? (The Truth for Pension + $1M Retirees)

6

Widows, Be Aware of This BEFORE It's Too Late

7

Stop Saving… Start Spending? The 4 Things You MUST Do With Your Money in Retirement

8

If Your Advisor Isn't Doing THIS… You're Overpaying

9

4 Considerations If You Have a Pension

10

If Your Advisor Says THIS… They Don't Work With High-Net-Worth Investors (10 Red Flags)

11

80% of Retirees Pay $0 in Federal Income Taxes… Here's Why You Won't

12

Income Planning With a Pension. Should You Be Concerned About Market Volatility?

13

Pension and Social Security?… Here's What Most Miss

14

5 Considerations Before Doing Roth Conversions With Pensions

15

You Did Everything Right… So Why Are Your Taxes So High?

16

Why Retirees With $1M+ STILL Fear Running Out of Money

17

5 Things You MUST Know Before Moving to Another State in Retirement

18

I Am Retired. What Should I Do With My 401k?

19

3 Roth Conversion Myths Retirees Still Believe

20

Inherited IRA... Use These 7 Strategies Before You Withdraw

21

Why Prepaying Your RMDs Could Save You Thousands in Retirement

22

The 7-Point Retirement Checklist For Those Retiring With a Pension

23

3 HUGE Tax Wins in the One Big Beautiful Bill That Retirees Can't Ignore in 2026

24

Pension, Social Security, and $1 Million Saved… Consider These Points

25

Have a Pension? Need an Income Annuity?

26

100 Things Midwestern Millionaires Do

27

Stop Guessing Your Roth Conversions Before This Window Closes

28

Your 401k Might Be Your Biggest Retirement Mistake If You Have a Pension

29

10 Retirement Fixes You Can Do TODAY

30

10 Tax Planning Moves Every Pension Retiree Must Know

31

DIY Retirement Planning? 4 Reasons to Hire an Advisor

32

These 5 Retirement Income Strategies Change Everything if You Have a Pension

33

Biggest Retirement Mistakes for Those With Pensions

34

5 In-Service Withdrawal Rules You Must Know (401k/TSP)

35

90% of People Should NOT Do a Roth Conversion?… But You Might Need To If You Have a Pension

36

The 7-Step Retirement Checklist Pension Owners Can't Ignore

37

These Retirement Regrets Cost People Their Best Years

38

5 Tax Traps That Can Destroy Your Pension in Retirement

39

10 Reasons You Should NEVER Pay a Financial Advisor 1%

40

The 2% Club (Pension and $1 Million+ Saved)

41

4 Things NO ONE Tells You If You Have a Pension

42

If You're 60 With $3 Million Saved… This Retirement Tax Problem Is Coming

43

Tax Planning with Pensions

44

Pension + Social Security = A Tax Nightmare?

45

Traditional vs Roth: Smarter Retirement Moves If You Have a Pension

46

10 Things You MUST Do If You're Retiring With a Pension

47

Federal Employees: This TSP Roth Conversion Rule Changes Everything

48

Have a Pension & $1M+ Saved? Here's Why Smart Retirees STILL Hire Help

49

Stop Working if You Have a Pension!

50

Pension? Millionaire? THIS Is Your Real Problem in Retirement

51

Do NOT Roth Convert If You Meet These 6 Rules

52

Most 62-Year-Olds Miss This… Even With $2M Saved

53

Have a Pension? This Will Help You Spend Your Money…

54

3 Things to Do if You Have a Pension

55

Everything to Know About Roth Conversions if You Have a Pension - 21 Things to Consider

56

Why Advisors HATE Roth Conversions

57

10 Tax Considerations Before the End of the Year

58

A Mentor's Legacy: Joe's Journey Into Financial Planning

59

The Truth About the 60/40 Portfolio (Pension Holders Beware)

60

Must-Know Pension Moves for Your 50s & 60s

61

3 Things to plan for Retirement (Millionaires with a Pension)

62

The 2% Club: Are You Among the Elite Ready for Retirement?

63

Defer Taxes Into Retirement? BIG Mistake for Pension Holders

64

Why Your Pension Could Make You Pay MORE in Taxes!

65

Stop Waiting to Break Even on Your ROTH!

66

Retiring Single with a Pension? You Could Pay nearly DOUBLE in Taxes

67

Why Millionaires Still Feel Broke in Retirement

68

7 Pension Mistakes In Retirement

69

Can You REALLY Live Tax-Free in Retirement If You Have a Pension?

70

5 Roth Conversion MISTAKES That Could Cost You Hundreds of Thousands in Retirement

71

From $1M to $5M in Retirement?! Here's How It Actually Happens

72

Why the 4% Rule Could Be Dangerous If You Have a Pension

73

5 Retirement Moves to Protect Your Spouse (Before It's Too Late)

74

Is the 12% Tax Bracket Enough for Roth Conversions? (The Truth for Millionaires with Pensions)

75

Most Pension Retirees Think They're Ready… But Are You Truly Prepared?

76

Should You Really Work Until 65 If You Have $1M+ & a Pension?

77

Why Roth Conversions Could Save Your Retirement (or Ruin It)

78

Lump Sum Pension: 5 Questions You Can't Afford to Ignore

79

Roth Conversion Hidden Traps That DIY'ers Must Know

80

What Retired Millionaires Regret Most (It's Not Money!)

81

Pension Planning: Build a Legacy That Lasts

82

Roth Conversions After 60: The Hidden Window of Opportunity

83

Roth IRA 5-Year Rule: Everything to Know

84

The 5 Pillars of Pension Planning: Must-Haves for a Secure Retirement

85

Medicare with a Pension: Avoid Tax & Premium Surprises in Retirement

86

Taking VERA? 6 Things Federal Employees Must Know!

87

What Every DIY Needs to Know for Retirement Planning

88

8 Retirement Tax Strategies CPAs Won't Tell You

89

Should You DIY Your Retirement? 4 Questions to Ask Yourself First

90

You've Saved $1M+… Now What? The Emotional Side of Retirement

91

Should You Tax-Loss Harvest? These Are The People It Makes Most Sense For...

92

10 Things You NEED To Know If You Want To DIY Your Retirement

93

$1 Million Lump Sum vs $50,000/Year Pension: Which Is Worth More?

94

If You're 65 Or Older, The 22% Tax Bracket Has Changed. Here's Everything You Need to Know

95

6 Things $1M+ Savers With A Pension Get Wrong About Income Planning In Retirement

96

5 Things Midwestern Millionaires In The 2% Club Do Right In Retirement Planning

97

Pension and $1M+? Save $10k By Roth Converting Before Age 63!

98

"You'll Be In A Lower Tax Bracket In Retirement." Is That True If You Have A Pension & $1M+?

99

Why You Should NOT Use The 4% Rule Or Guardrails Strategy In Retirement If You Have A Pension & $1M+

100

Should You Move States In Retirement? The Ultimate Checklist For Those With A Pension & $1 Million+

101

Should You Do A Life Insurance Retirement Plan (LIRP) If You Have A Pension & $1M+ Saved?

102

Why You Should NOT Roth Convert Into The 32% Bracket

103

These Are The Sweet Spots For Roth Conversions If You Are 55-63 w/ A Pension & $1M+

104

The Big Beautiful Bill $6k Bonus Deduction: What You Need To Know If You're 65 w/ A Pension & $1m+

105

What You Need To Know About The One Big Beautiful Bill If You Have A Pension & $1M+ Saved

106

What You Need To Know If You're A Widow With A Pension & $1 M+ Saved

107

Most Retirees With A Pension & $1M+ Do These Things... And Regret It Later

108

The 5 Retirement Traps That Catch Millionaires With Pensions Off Guard

109

Have An Advisor? Make Sure They're Doing These 10 Things

110

Retired With A Pension And Still Paying Too Much in Taxes? Here's the Fix...

111

Wait... Can Your Pension Be Considered An Asset Class?

112

How To Find A Financial Planning Team Who Shares Your Christian Values (Certified Kingdom Advisor®)

113

7 Financial Fears Midwestern Millionaires Won't Say Out Loud

114

Retiring With a Pension in 2025: What You Need To Know

115

Why You May Want To Do Roth Conversions If You're Still Working & Have A Pension (Case Study)

116

Want To Retire Early With A Pension & $1 Million+? Watch This First!

117

What Should You Do With Your 401k/403b/TSP/457 When You Retire?

118

This Is How Pension Options Are Calculated

119

Can You Retire At 60 With $1.5 Million & A $5k mo Pension? Let's Run The Numbers...

120

8 Reasons When You Should Take Out From Your Roth (If You Have A Pension)

121

You Might Be A Midwestern Millionaire If...

122

Joe Shares Peak's Purpose, Impact, & Growth On The Advisor Journey

123

Her Advisor Said No To Roth Conversions?? (Pension & $2M+ Case Study)

124

10 Questions To Consider If You're Retiring With A Pension & $1M+ Saved

125

5 Reasons Why Your Financial Advisor Should Do Tax Prep For You

126

What To Do If You Have Financial Freedom In Retirement

127

Watch This If You Give $5,000 Or More To Charities Each Year & Want To Save Money In Taxes

128

Pension Case Study: Partial Lump Sum and Survivorship Options

129

Consider These Things Before Gifting Money To Your Kids & Grandkids (w/ A Pension & $1 M+ Saved)

130

Everything You Need To Know About The 2% Club (Retiring w/ A Pension & $1M+ Saved)

131

7 Things Financial Advisors Could Say That Should Make You Nervous

132

Pension, Social Security, & $1 Million+ Saved: Tax Efficient Income Planning

133

5 Tax-Free Strategies Before You Retire

134

If You Have A Pension & $1M+ Saved, Consider These Five Pillars Of Planning In Retirement

135

Should You Rent Or Buy A Second Home In Retirement?

136

How To Maximize Your Pension & Avoid Mistakes In Retirement

137

$3K Pension Per Month & $1 Million+ Saved: What Should I Do?

138

Running Out Of Money Vs Running Out Of Time To Enjoy Your Money In Retirement

139

How To Lower Your Taxes If You Have A Pension

140

How To Diversify Your Taxes If You Have A Pension

141

What To Do After Two 20%+ Return Years In The Market (Positive Sequence Of Returns)

142

Is $1 Million With A Pension Enough To Retire? (Realistic Breakdown & Strategies)

143

Spend, Give, Or Gift If You Have A Pension & $1 Million+

144

$1 Million Lump Sum vs $50K Per Year Pension: Which Is Better?

145

Avoid Pension Tax Traps In Retirement With These Strategies

146

Don't Retire With A Pension Without Knowing These Hidden Costs

147

Joe Leads A Radio Show Discussing Taxes, Tariffs, DOGE, & State of the Union

148

How To Plan For Early Retirement With A Pension

149

Feel Better About Making Big Purchases In Retirement If You Have A Pension

150

Roth Conversion Planning With A Pension: Everything You Need To Know

151

If Your Pension Is Over $100K, Pay Attention To These Things

152

Pros And Cons Of Being Single With A Pension

153

If You Can Do These Things Yourself, You May Not Need A Financial Advisor In Retirement

154

Think About These Things Before Taking Social Security If You Have A Pension

155

Joe Talks About Everything from Retirement to Pensions, Federal Employees, and Pizza on the Radio

156

3 Things To Know If You Have A Pension And $1 Million+ Saved

157

Joe Shares His Story And The Story Of Peak Retirement Planning

158

If You Have A Pension, Spend More Money In Retirement!

159

Everything You Need To Know About Income Planning With A Pension In Retirement

160

If You Have A Pension & $1 Million+ Saved, Watch Out For These Things In Retirement

161

Vanguard's 2025 Market Projections Might Surprise You...

162

If You Have A Pension, Plan For RMDs

163

DON'T Work With A Financial Advisor If This Is You

164

Pensions Affect EVERY Area Of Your Retirement (Five Pillars Of Pension Planning)

165

10 Reasons Why You Should NOT Pay 1% For An Advisor

166

Do You Need An Annuity If You Have A Pension?

167

3 Realities Of Retiring With A Pension

168

2025 Tax Planning Changes: Everything You Need to Know

169

Estate Planning Must-Knows For Those With Over $1 Million

170

55-70 With $1 Million+: What To Plan For In Retirement (Especially If You Have A Pension)

171

5 Tax Planning Strategies For Retirement

172

How To Break Up With Your Financial Advisor The Right Way

173

Here's Why Having An Estate Plan Is Important For All Retirees With $1 Million+

174

If You're 62 With Over $1 Million, Be Aware Of This

175

Don't Retire With A Pension Without Knowing These Things

176

If You're Retiring With $1 Million Or More, You NEED To Know This Strategy

177

Is Your Spouse Financially Okay If You Pass?

178

Should You Retire Early? Here are some things you should think about...

179

2024 End-of-Year Tax Planning | Don't Miss These Tax Planning Items Before the End of the Year

180

What's Going to Happen to the Tax Cuts & Jobs Act? (And Trump's Other Tax Proposals)

181

The BEST Savers Are The WORST Spenders In Retirement

182

4 Things To Know If You're Retiring With A Pension

183

Is Your Financial Planner As Specialized As You Need?

184

How Could The Election Impact Your Retirement? (The Answer Might Surprise You)

185

How Much Should You Roth Convert? (The Higher Your Income, The Trickier It Gets)

186

About To Retire? You Can Do These Things With An Old 401k

187

Why Is Retirement Planning So Prevalent Today For Those 55-70?

188

Pensions & Roth Conversions: What To Plan For In Retirement

189

5 Tax Planning Strategies For Retirement

190

Could YOU Be A Midwestern Millionaire? (Even Without Being From The Midwest)

191

Roth Conversions: Are They Worth It?

192

CFP® Talks the Current Market and Tips for Better Investing | Peak Retirement Planning

193

Permanent Life Insurance: Is It NECESSARY In Retirement?

194

3 Keys To Creating Income In Retirement

195

Only 25% of People Have a Roth IRA. Here's Why That Should Be Higher...

196

Generational Wealth Can Change the Lives of Your Kids and Grandkids

197

Do You Know Aunt IRMAA & Uncle Sam? This Is How They Can Impact Your Retirement

198

It's Okay To Spend Money In Retirement!

199

This Is What Taxes Will Look Like In 2026 (Unless Something Changes)

200

Are You Retiring with a Pension? You Have These Decisions to Make...

201

How to Plan for the Three Phases of Retirement

202

Joe Talks The 2024 Presidential Election and How It Could Impact Your Retirement

203

5 Types of People Roth Conversions Almost ALWAYS Make Sense For

204

If You Are 59.5, You Must Know This Strategy

205

If You're 55-59, Prepare for Retirement By Doing These Things... [Episode 70]

206

I Love and Hate Pensions [Episode 69]

207

CFP® Reacts to Trump Assassination Attempt | What If Trump Wins the Election? [Episode 68]

208

Are You A DIY Retirement Planner? Four Things You Need to Know [Episode 67]

209

I'm 60 Years Old With A Pension And $1 Million Saved. What's Next? [Episode 66]

210

Why You Should NOT Roth Convert Everything... [Episode 65]

211

If You Have $1-3 Million Or More, LISTEN TO THIS! [Episode 64]

212

Long-Term Care Insurance: Is It Right For You? [Episode 63]

213

Estate Planning Documents: Everything You Need To Know [Episode 62]

214

Why Your Kids Should Work With Your Financial Advisor [Episode 61]

215

Joe and Mindy Talk All Things Retirement Planning [Episode 60]

216

How Buckets Can Help You Pay Less Taxes On Your Investments [Episode 59]

217

Retiring at 59.5 Could Be The BEST Thing For You... [Episode 58]

218

One-Time Financial Plan vs. Ongoing Plan: What's The Difference? [Episode 57]

219

5 Reasons to Roth Convert If You Have A Pension [Episode 56]

220

THIS Shows How Devastating the Widow's Penalty Can Be [Episode 55]

221

Is It Enough To Work With A Fiduciary In Retirement Planning? [Episode 54]

222

Tax Planning is the KEY to Retirement Planning [Episode 53]

223

Joe Talks Midwestern Millionaires and Retirement on 610 WTVN [Episode 52]

224

Annuities: Everything You Need To Know [Episode 51]

225

The 2 MOST IMPORTANT Things to Plan for in Retirement [Episode 50]

226

Financial Advisors Say Some Crazy Stuff... [Episode 49]

227

If You're Retired With a High Net Worth, Be Aware of This! [Episode 48]

228

6 Reasons to NOT Get Retirement Planning Advice from Peers [Episode 47]

229

Joe Joins Mikaela Hunt on 610 WTVN [Episode 46]

230

Don't Follow Cookie Cutter Retirement Planning Advice [Episode 45]

231

Insurance-Only vs Fully Fiduciary Financial Advisor: What's the Difference? [Episode 44]

232

Why Do CPAs Not Talk Tax Planning? [Episode 43]

233

Do You NEED Life Insurance in Retirement?? [Episode 42]

234

Use THESE Strategies for Long-Term Care Costs in Retirement [Episode 41]

235

$700k Income Each Year and They STILL Had Credit Card Debt?? [Episode 40]

236

4 BEST Charitable Planning Strategies in Retirement [Episode 39]

237

A Second Opinion Could Go Farther Than You Think... [Episode 38]

238

This Trend Could MASSIVELY Impact Your Retirement... [Episode 37]

239

10 Reasons Why You SHOULD Roth Convert [Episode 36]

240

How Government Spending And Tax Changes Could Affect You [Episode 35]

241

Are Annuities Good or Bad? [Episode 34]

242

Best Ways to Pay Taxes When Doing A Roth Conversion [Episode 33]

243

What Federal Employees Need To Know About Retirement Planning [Episode 32]

244

5 Must-Read Books for Retirement [Episode 31]

245

What is a Medicaid Asset Protection Trust? [Episode 30]

246

How to Give Money to Christian Schools in Ohio FOR FREE!! [Episode 29]

247

Should You Work With An Older Or Younger Advisor? [Episode 28]

248

7 Reasons Why You Should NOT Work With A Financial Planner [Episode 27]

249

$1 Million in Tax-Deferred Investments? Watch This! [Episode 26]

250

How to Lower Your RMDs [Episode 25]

251

Is Your Financial Advisor Doing A Good Job For You? [Episode 24]

252

The Three Buckets of Tax Planning [Episode 23]

253

The Widow's Penalty and How to Plan For It [Episode 22]

254

Joe on the Radio Talking About 2024 Planning Items [Episode 20]

255

Everything You Need to Know About Social Security [Episode 19]

256

Will You Pay HIGHER Taxes in Retirement?? [Episode 18]

257

Tax Planning with Pensions [Episode 17]

258

How to Leave Your Current Financial Advisor Cordially [Episode 16]

259

Joe and His Parents Were On the Radio! [Episode 15]

260

7 Questions to Help You Find the Right Financial Advisor [Episode 14]

261

How to Have More Purpose With Your Wealth in Retirement [Episode 13]

262

Everything Retirees Need to Know About Tax Planning [Episode 12]

263

Do You Have a Plan or a Portfolio? [Episode 11]

264

What Estate Planning Documents Do You Need? [Episode 10]

265

4 Ways to Protect Your Wealth in Retirement [Episode 9]

266

Check THESE 10 Items Before the End of 2023 [Episode 8]

267

Joe Goes Live with Mindy and Boots Again [Episode 7]

268

3 Ways Financial Advisors Get Compensated [Episode 6]

269

6 Reasons Why Financial Advisors Do Not Talk Taxes [Episode 5]

270

"I Hate Taxes" Book Interview [Episode 4]

271

How to Face the Complexities of Retirement Today [Episode 3]

272

Joe Goes Live with Mindy and Boots [Episode 2]

273

The History of Peak Retirement Planning, Inc. [Episode 1]