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Lykken on Lending, 1,000 episodes. Page 4 of 10.

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301

Kevin Warsh Nominated as Fed Chair: What It Means for Mortgage Policy and Rates - MBA Mortgage Minute by Adam DeSanctis

302

Building Practical Systems that Drive Results- Without the Overwhelm with Cindy Ertman of Defining Difference

303

A New Fed Chair, Market Whiplash, and What It Means for Mortgage Rates

304

AI Everywhere—but Where’s the ROI? The Real State of Mortgage Tech Adoption - Tech Update by Allen Pollack

305

Inside Washington: HUD Oversight, Housing Bills, and the Real Affordability Debate - Legislative Update by Alice Alvey

306

Geopolitics Over Data: What Really Drove the Bond Market Breakout - Market Update by Matt Graham

307

Are Boring Markets "Coming Home?" - Macro Market Update by Les Parker

308

Washington Targets Housing Affordability: Investor Restrictions, MBS Support, and MBA’s Policy Push - MBA Mortgage Minute by Adam DeSanctis

309

Solutions to Fix the Single-Family Housing Inventory Shortfall with Phil Bracken of Falcon Capital Advisors

310

Policy Promises, Market Reality, and the Road Ahead for Mortgage Lending

311

Markets vs. Noise: Why Bonds—and Mortgage Rates—Remain Rangebound - 01/20/2026 Weekly Mortgage Update Commentary

312

Global Uncertainty, Social Change, and Why the Markets Keep Holding On - Servicing & "The Agencies" by Marc Helm

313

From LOS to Agentic AI: How Mortgage Tech Is Being Rewritten - Tech Update by Allen Pollack

314

Fair Lending, HMDA, and MLK Day: Why These Protections Still Matter - Legislative Update by Alice Alvey

315

Bonds are "Breaking the Habit" - Macro Market Update by Les Parker

316

HUD Reconsiders Disparate Impact: What the Proposed Rule Change Means for Lenders - MBA Mortgage Minute by Adam DeSanctis

317

Weekly AI Update with Pavan Agarwal: Why Mortgage Lenders Keep Failing at AI—and What the Winners Understand

318

Cutting Through the Noise: An Independent Guide to AI, Tech, and What Really Works in Mortgage Lending with Josh Lehr of Lehrjet, LLC

319

Housing Policy, Fair Lending, and Market Trust: A Pivotal Moment for Mortgage Professionals

320

AI in Mortgage Tech: Cutting Costs, Reducing Chaos, and Separating Hype from Reality - Tech Update by Allen Pollack

321

When MBS Trump Jobs: How a $200B Announcement Reshaped Mortgage Markets - Market Update by Matt Graham

322

Attention & Impact: How to Help Mortgage Pros Win on Social with Josh Pitts of Shred Media

323

The New Rates are “Wide Open” - Macro Market Update by Les Parker

324

Washington Turns to Housing Affordability: What the MBA Supports—and What It Warns Against - MBA Mortgage Minute by Adam DeSanctis

325

The $100M Loan Officer Blueprint: How AI, the Right Team, and One Platform Change Everything with Garrett Locklear of Candid, Inc.

326

Shock or Stability? Trump’s $200B MBS Move, Market Volatility, and What Lenders Must Do Now

327

Stop Being Timid: Why Mortgage Leaders Must Speak Up on Affordability Now - Originations Update by David Kittle

328

Rates May Stay Range-Bound, but Market Share Is Moving—What Mortgage Leaders Should Focus on Now - 01/06/2026 Weekly Mortgage Update Commentary

329

From AI FOMO to AI Delivery: What Mortgage Tech Gets Right in 2026 - Tech Update by Allen Pollack

330

Inside FHA’s Actuarial Report: What Lenders Should Understand About Risk, Reserves, and Opportunity - Legislative Update by Alive Alvey

331

Rates Stuck in a Narrow Range as Bond Markets Wake Up to a Data-Driven Week - Market Update by Matt Graham

332

Patience in 2026 Because "Tomorrow is a Long Time" - Macro Market Update by Les Parker

333

FHA’s Strong Financial Position Reignites Affordability Discussions for 2026 - MBA Mortgage Minute by Adam DeSanctis

334

Mortgage Markets at a Crossroads: Rates, FHA Reform, AI, and the Fight for Market Share in 2026

335

The Real Cost of Mortgage Tech: AI, Infrastructure, and 2026 Reality - Tech Update by Allen Pollack

336

Year-End Regulatory Review: Why Internal Audits Matter More Than Ever - Legislative Update by Alice Alvey

337

The Big Deal Era: Why Mortgage Consolidation Is Just Getting Started - Originations Update by David Kittle

338

GDP Surprise, Minimal Impact: Markets Hold Steady in Holiday Trading - Market Update by Matt Graham

339

Modelers Will Make "A Mistake" - Macro Market Update by Les Parker

340

FHFA Sets the Bar: New GSE Housing Goals for 2026–2028 - MBA Mortgage Minute by Adam DeSanctis

341

How to Discern and Discover the Truth in a world filled with Chaos with Tom Ziglar of Ziglar, Corp.

342

Local Wins: The Relationship Revolution in the Age of AI with Matthew Marx of Evocalize

343

Year-End Mortgage Roundup: Rates Stuck, AI Mandates, and Momentum for 2026

344

MarTech Adoption, Engagement and ROI with James Duncan of Caelum Advisors

345

How to Build a Business to Win at Work Without Losing at Life with Garrett Maroon of Garrett Maroon Consulting

346

A Christmas Week Mortgage Outlook: Affordability, AI, and Hope for 2026

347

Fed Policy, Liquidity Risk, and Why the Mortgage Industry Should Pay Attention - Weekly Mortgage Update commentary

348

AI, Mortgage Fraud, and the Case for Human-in-the-Loop Controls - Tech Update by Allen Pollack

349

HUD’s Housing Supply Bill: What It Means—and What It Doesn’t - Legislative Update by Alice Alvey

350

Fed Signals, Jobs Data, and Why Rates Stayed Rangebound - Market Update by Matt Graham

351

Data-Driven Consumer Direct: How Mortgage Lenders Build Predictable Lead Funnels with Tim Slevin of The Share Group

352

New Bear Trend Is "Nothing from Nothing" - Macro Market Update by Les Parker

353

Mortgage Housing Reform and Federal AI Policy - MBA Mortgage Minute by Adam DeSanctis

354

Modernizing Mortgage Income Verification: The Future of Human-Centric Underwriting with Shmulik Fishman of Argyle

355

AI, Rates, and Risk: Is the Mortgage Industry Repeating History?

356

AI, Innovation, and the ‘51st Date Syndrome’: What Mortgage Tech Is Really Teaching Us - Tech Update by Allen Pollack

357

FHA’s 203(k) Update: Renovation Lending, Drafting Tables, and New Opportunity - Legislative Update by Alice Alvey

358

Bond Yields Break Higher: When Markets Move Without the Data - Market Update by Matt Graham

359

AI Assistances in the Mortgage Space: How Intelligent Outreach Is Rewriting the Loan Officer Playbook with Jessica Thames and Mike Russell

360

Who's The "Lost Cause" - Macro Market Update by Les Parker

361

NFIP at a Crossroads: MBA Pushes for Long-Term Stability - MBA Mortgage Minute by Adam DeSanctis

362

The Quantum Mindset: Resilience Lessons That Redefine Success with Rene Godefroy of Godefroy Global

363

Rebuilding the Housing Landscape: Rates, Renovation, and the Road Ahead

364

Rates in Limbo, Costs on the Rise: The Real Drivers Behind Today’s Affordability Crisis - Weekly Mortgage Update commentary

365

Inside the AI Explosion: New Models, New Tools, and What It Means for Mortgage Tech - Tech Update by Allen Pollack

366

The Tri-Merge Credit Crisis: Why Costs Are Exploding and What Lenders Must Know - Legislative Update by Alice Alvey

367

Holiday Volatility, Japan Jitters & A Fed Flying Blind: This Week in the Bond Market - Market Update by Matt Graham

368

Social Media Prospecting: The Black Line Discipline Behind Business Growth with Michelle Berman-Mikel of Berman Media

369

Will Anyone "Go All The Way?" - Macro Market Update by Les Parker

370

Tri-Merge Credit Costs Spike Again: MBA Pushes for Reform in 2026 - MBA Mortgage Minute by Adam DeSanctis

371

Weekly AI Update with Pavan Agarwal: The AI Contagion Warning: How the Dollar-Yen Unwind and Bitcoin Margin Calls Threaten OpenAI’s Valuation

372

The Consumer-Direct Mortgage Model: Speed, Efficiency, and the Human Advantage with Roger Moore of Loan Pronto

373

The December Reset: Market Volatility, Tri-Merge Pricing Crisis & What Comes Next

374

Rate Debates, Fed Divisions & the Real Cause of Today’s Affordability Crisis - Weekly Mortgage Update commentary

375

AI Hype vs. Mortgage Reality: Why a Weak LOS Can Make Innovation Dangerous - Tech Update by Allen Pollack

376

CFPB Seeks Feedback on Major ECOA Change: Why Lenders Should Comment by Dec. 15 - Legislative Update by Alice Alvey

377

Bond Market Holds Its Range as Fed Signals Split and Jobs Data Sends Mixed Messages - Market Update by Matt Graham

378

“Freddie’s Dead” Are The Bulls Dreams Dead, Too? - Macro Market Update by Les Parker

379

Key Leadership Moves in Housing Finance: Ginnie Mae, FHA & FDIC Nominations Advance - MBA Mortgage Minute by Adam DeSanctis

380

Inside Lenders One: Market Stability, AI Risk, and the Future of Credit Pricing with Justin Demola

381

Thanksgiving Mortgage Market Outlook: Rates, Regulation & What Lenders Need to Know

382

Will Gov't "Car Wash" The Facts - Macro Market Update by Les Parker

383

Shutdown Ends, NFIP Reauthorized, and CFPB Proposes Key Reg B Changes - MBA Mortgage Minute by Adam DeSanctis

384

Fix & Flip Smarter: The Private Lending Model Transforming Communities with Chris Lemons of Creative Financing Solutions

385

Weekly AI Update with Pavan Agarwal: Why Top Producers Resist Tech: Flattening the J-Curve with Cell-Based AI

386

MISMO’s New Era: Brian Vieaux on AI, Regulation, and the Future of Mortgage Lending

387

Post-Shutdown Market Whiplash, Fed Hawkishness, and the Rising AI Security Threat

388

Market Volatility and the Impact of the Government Shutdown on Economic Data - Market Update by Matt Graham

389

Model Data Is “Feeling Good” - Macro Market Update be Les Parker

390

Fannie Mae Updates Selling Guide: Expanded Credit Access and New Lender Protections - MBA Mortgage Minute by Adam DeSanctis

391

Weekly AI Update with Pavan Agarwal: The Big Short on AI? Breaking Down Michael Burry’s Warning

392

Volatility, Conservatorship, and the 50-Year Mortgage: Inside the Week’s Biggest Housing Headlines

393

Fed in the Fog: Margin Pressure, Market Cycles, and Lessons We Still Haven’t Learned - Weekly Mortgage Update commentary

394

FinCEN Extends Rule on Cash Real Estate Transactions: What You Need to Know - Legislative Update by Alice Alvey

395

Fed Holds Steady, Ends QT: Bond Yields Drift as Markets Await Data After Government Shutdown - Market Update by Matt Graham

396

Weekly AI Update: Why General AI Stalled — and Angel AI Surged to a $120 Billion Valuation

397

Rates Down Time To "Paint it Black" - Macro Market Update by Les Parker

398

CFPB Rescinds Repeat Offender Registry: A Major Advocacy Win for MBA Members - MBA Mortgage Minute by Adam DeSanctis

399

Rates, Reality & Rolling Stones: Painting the Mortgage Market Black (Again)

400

AI Risks, Vendor Readiness, and Data Integrity: Tech Takeaways from the MBA Conference - Tech Update by Allen Pollack