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All Episodes

Margaret Lomas Property Investor Podcasts — 299 episodes

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Title
1

Investor Questions: Is it possible to get building certification for lower levels in flood areas or does the council never allow it?

2

Investor Questions: Is stamp duty payable on land given from parent to child, and what is the best way to do the transfer?

3

Investor Questions: What are the charges or taxes that have to be paid before the land is okay to build a duplex?

4

Investor Questions: Can I move out from my own unit and rent a bigger place to live and claim my unit as an investment unit?

5

Investor Questions: Is capital gains tax applicable on an elderly parents home after they have moved to a nursing home?

6

Investor Questions: Tax deductions on building inspections?

7

Investment Journeys: Margaret

8

Investor Questions: Eliminate land tax after the purchase of our new home while living overseas?

9

Lisa and Shane

10

Investor Questions: Is there limited time to build a home before capital gains tax is applicable?

11

Investment Journeys: Lisa and Daniel

12

Property Investing Gems

13

Investor Questions: Capital gains tax on a home 10 years after moving out?

14

Investment Journeys: Laura and Yonas

15

Men do it alone, women do it with others

16

Investor Questions: Should first home buyers move interstate to chase cheaper prices?

17

Investment Journeys: Anna and Beau

18

Data Syncing

19

Investor Questions: Can we sign a contract with 100% of the purchase value subject to finance?

20

Investment Journeys: Chelle

21

What to do with a lemon?

22

Investor Questions: It seems the price point for a townhouse is cheaper but the rent is similar?

23

Investment Journeys: Rob

24

Borderless Investing

25

Investor Questions: Using offset account for some renovations and the rest on further properties?

26

Investment Journeys: Kathleen

27

Land Tax

28

Investor Questions: Is there a sunset clause on capital gains tax?

29

Investment Journeys: Sharon

30

Essential Loan Features

31

Investor Questions: Thoughts on debt and investing?

32

Investment Journeys: Sarah and Geoff

33

Your attitude to Money

34

Investor Questions: At which point in purchasing a property should insurance be taken out?

35

Investment Journeys: Isabella

36

Your attitude to Success

37

Investor Questions: Negative gearing on loan on family home while living in an investment property?

38

Investment Journeys: Karley

39

What's in the offer document

40

Investor Questions: How hard should we negotiate with a property manager?

41

Investment Journeys: Ciaran and Vanessa

42

The Importance of Hotspotting

43

Investor Questions: Is there a way to minimise the cost of owning land for 10 to 15 years?

44

Investment Journeys: Stuart

45

Disruption

46

Investor Questions: Could return on an airport car space be better than a residential property?

47

Investment Journeys: Jacob

48

Wealth Creation websites

49

Investor Questions: Decks are no longer meeting current building standards?

50

Investment Journeys: Selena

51

Negotiation and Attitude

52

Investor Questions: Thoughts on Muswellbrook property underperforming?

53

Investment Journeys: Alexandra

54

The Procrastinator

55

Investor Questions: Do any of Margaret's books give information for first home buyers?

56

Investment Journeys: Felicity

57

Renting out your home

58

Investor Questions: How do the 20 Must Ask Questions apply to Kallangur, QLD?

59

Investment Journeys: James

60

Making a negative cash flow property positive

61

Investor Questions: Is it the right time to invest in Eastwood NSW?

62

Investment Journeys: Phillip

63

Testamentary Trusts

64

Investor Questions: Capital gains on a property owned for less than a year?

65

Investment Journeys: Nicole

66

Vendor Financing

67

Investor Questions: How do I find the right quantity surveyor?

68

Investment Journeys: Trudi and Dan

69

Hybrid Discretionary Trusts

70

Investor Questions: Renting out a home but having to get insurance for the building, contents and landlord but is it necessary to have one for the tenants?

71

Expert Interviews: Tim O'Dwyer about changing ownership of the property between spouses.

72

Using a Family Trust

73

Investor Questions: Purchasing property at Ropes crossing with 2 different contracts each with pro's and con's?

74

Expert Interviews: Tim O'Dwyer about getting out of contracts - Part Two.

75

Using a company structure to buy property

76

Investor Questions: Purchasing an investment property to provide an income for retirement?

77

Expert Interviews: Simon Pressley about infrastructure projects.

78

Trend Analysis

79

Investor Questions: Should I buy property which is valued higher than the new houses?

80

Expert Interviews: Brad Beer about granny flat growth.

81

Council financial health and leadership

82

Investor Questions: Investment offset against a personal loan and not the investment loan?

83

Expert Interviews: Julia Hartman – Triple dipping the main residence.

84

Growth in Overseas Visitors

85

Investor Questions: Timeframe for us to live in a property to be exempt from capital gains tax?

86

Expert Interviews: Rich Harvey - Is there really an under supply in Australia?

87

Industrial and Commercial property markets

88

Investor Questions: Should I hang in there, or take the loss now and sell?

89

Expert Interviews: Tim O'Dwyer – Getting out of contracts - Part One

90

Jobs Growth

91

Expert Interviews: Peter Koulizos – Ten stages of successful property development

92

Property and Employment

93

Investor Questions: Should I supply a copy of my depreciation schedule to the real estate agent?

94

Expert Interviews: Michael Teys – Strata Redevelopments

95

Property Economics

96

Investor Questions: Can foreign investors buy property in Australia?

97

Expert Interviews: Ben Kingsley – Regulation update

98

Market Value

99

Investor Questions: How do I start sub-dividing?

100

Expert Interviews: Simon Pressley – Positive Gearing

101

Be careful who you buy property from

102

Investor Questions: Advice prior to buying a property in Broken Hill?

103

Expert Interviews: Brad Beer – Split Ownership

104

Buying Barriers

105

Investor Questions: Should I live in a granny flat and rent out the main dwelling?

106

Expert Interviews: Julia Hartman – Cutting off your back yard and other small developments

107

Niche Market - Student Accommodation

108

Investor Questions: Is investing in the Gold Coast a good move?

109

Expert Interviews: Peter Koulizos - Fractional Investing

110

Niche Market - Seniors Accommodation

111

Investor Questions: How do I start the process of subdividing?

112

Expert Interviews: Rich Harvey - Making money after a boom

113

Niche Market - Holiday Property

114

Investor Questions: What has happened to unit rentals in Sydney over the past two years?

115

Expert Interviews: Michael Teys - Property by-laws and power abuse

116

Commercial Property

117

Investor Questions: Subdivide into two lots or build two houses without subdividing?

118

Rural Property

119

Investor Questions: Off the plan or existing property?

120

Expert Interviews: Ben Kingsley – Big Data

121

Expert Interviews: Julia Hartman – Air BNB

122

Vacant Land

123

Investor Questions: Is Mascot a good suburb to invest in?

124

Expert Interviews: Simon Pressley - How the Asian Century shapes Australian Property

125

Residential Property

126

Investor Questions: Is North Wollongong a good suburb to buy in?

127

Expert Interviews: Peter Koulizos - Gentrification

128

Extrinsic Growth Drivers

129

Investor Questions: Would you advise buying or selling in Sydney's North Shore?

130

Expert Interviews: Rich Harvey - Digital Disruption in Real Estate

131

Intrinsic Growth Drivers

132

Investor Questions: How do I know the right time to start developing a property?

133

Expert Interviews: Michael Teys - Dealing with Insolvent Developers

134

Leasebacks

135

Investor Questions: Principal place of residence in both Singapore and Australia?

136

Management Agreements and Rights

137

Expert Interviews: Kevin Turner - Most popular strategies used by investors

138

Tenants Rights and Responsibilities 02

139

Investor Questions: What are the capital gains tax implications of depreciation?

140

Tenants Rights and Responsibilities 01

141

Expert Interviews: Peter Koulizos - House or unit for investment?

142

Landlord Responsibility 02

143

Investor Questions: When is the best time to sell in Sydney?

144

Landlord Responsibility 01

145

Expert Interviews: Brad Beer - Is claiming depreciation worth it?

146

Collecting Rent and Breaking a Lease

147

Investor Questions: Pros and cons of converting residential into commercial property?

148

Property Management

149

Expert Interviews: Lisa Montgomery - Questions to ask your lender

150

Landlords Insurance

151

Investor Questions: Should we draw from a mortgage to purchase a second property?

152

Buying Structures - Tenants in Common

153

Expert Interviews: Peter Koulizos - Should you be a developer?

154

Buying Structures - Sole Tenants

155

Investor Questions: Should I invest in a new property or pay off my home?

156

Buying Structures - Sole Tenants

157

Expert Interviews: Kevin Turner - Greatest mistakes I've seen

158

Ditching a Dud

159

Investor Questions: How much to spend on a property for the best returns?

160

Five Golden Rules of Buying Property

161

Expert Interviews: Brad Beer - Little known depreciation strategies

162

Leader or Follower

163

Investor Questions: What insurances do you need to rent out a property?

164

The Media

165

Expert Interviews: Lisa Montgomery - Things to be careful of when borrowing

166

Knowing the Area

167

Investor Questions: Tax deductibility of break costs on an investment loan?

168

Market Timing

169

Expert Interviews: Curtis Field - Buying apartments, benefits and traps

170

Syndicates and Trusts

171

Investor Questions: Capital gains tax on personal residence?

172

Power of Leverage

173

Expert Interviews: Tony Hayek - Advantages of geographical diversity

174

The Power of Your Capital

175

Investor Questions: How much equity is required to have a $75,000 yearly income?

176

The Power of Income

177

Expert Interviews: Rich Harvey - Buying strategies for profit and growth

178

One or Three

179

Investor Questions: Should I purchase property with a sibling?

180

Pick and Flick

181

Expert Interviews: Ben Kingsley - Choosing the right professional for property investment advice?

182

Longer Term Holds

183

Investor Questions: Living in property before renting?

184

Short Term Buying

185

Expert Interviews: Paul Rickard - Super fund borrowing tricks and trap

186

Property Nightmares 01

187

Investor Questions: Using debt to pay off a new house?

188

Property Nightmares 01

189

Expert Interviews: Curtis Field - Buying off-the-plan, expectations during building

190

Property Nightmares 01

191

Investor Questions: Capital gains tax on property?

192

Value Investing

193

Expert Interviews: Tony Hayek - The importance of research

194

Avoiding The Sharks

195

Investor Questions: Are houses or apartments a better investment?

196

Expert Interviews: Rich Harvey - Finding value in today's market

197

Cash Flow Affordablity

198

Investor Questions: Should I buy in Bondi or Moranbah?

199

Risk 02

200

Expert Interviews: Ben Kingsley - Why choosing an investment property just for tax benefits is dumb

201

Risk 01

202

Investor Questions: Renting house and granny flat separately in QLD?

203

Using Price to Choose Property

204

Expert Interviews: Paul Rickard - What is an SMSF and who should set one up?

205

Tax Deductions And Property

206

Investor Questions: Differences to be aware of buying unit as opposed to house?

207

SMSF and Property

208

20 Must Ask Questions: Are You Being Commercial In Your Approach?

209

Expert Interviews: Rob Balanda - Clauses and changing markets

210

Buying Niche Market Property

211

20 Must Ask Questions: What Are The Title Arrangements?

212

Investor Questions: Apartment in resort in The Whitsundays?

213

The Dodgy Deal

214

20 Must Ask Questions: Is The Property Tennant Friendly?

215

Expert Interviews: Rich Harvey - Value adding buying strategies

216

Investor Questions: Renting my own holiday rental property?

217

Single Industry Towns

218

20 Must Ask Questions: What Is The Age Of The Property?

219

Expert Interviews: Lisa Montgomery - Getting the right loan and making sure your application is successful the first time

220

Investor Questions: Investing in hotel room with secured income?

221

RentVesting

222

20 Must Ask Questions: What Is The Current Property Management Arrangement?

223

Expert Interviews: Damian Collins - Investing in WA, cash flow and capital growth

224

Investor Questions: Allowable depreciation on recently completed property?

225

Boom Buying

226

20 Must Ask Questions: Is There A Rental Guarantee Or Other Scheme Of Arrangement?

227

Expert Interviews: Paul Rickard - The benefits and drawbacks of running your own fund

228

Investor Questions: Tax deductability of break cost on fixed interest loan?

229

Boom Buying

230

20 Must Ask Questions: Who Was Or Is The Builder Or Developer?

231

Expert Interviews: Ian Rodrigues - Income tax withholding variations

232

Investor Questions: What insurance policies do I need on an investment property?

233

The Original Property Lesson

234

20 Must Ask Questions: Is The Property At Market Value?

235

Expert Interviews: Julia Hartman - Self managed super funds

236

Investor Questions: How to get depreciation schedule and land value?

237

Staying Motivated

238

20 Must Ask Questions: What Financing Arrangements Apply To This Property?

239

Expert Interviews: Brian Haratsis - What's driving economic change in Australia

240

Investor Questions: Tools and data for property research?

241

Picking The Bottom Of The Market

242

20 Must Ask Questions: Does This Property Match Your Personal Risk Profile?

243

Expert Interviews: Julia Hartman - Interest deductablity and associated risk

244

Investor Questions: Depreciation schedule for principle place of residence?

245

Negative Gearing Removal

246

20 Must Ask Questions: Is There A Dual Purpose If This Is A Niche Market (Purpose Build) Property?

247

Expert Interviews: Peter Koulizos - Property versus shares

248

Investor Questions: How to view or inspect interstate property?

249

Buying Old or New Property

250

20 Must Ask Questions: Is There Diversity Of Industry In Town?

251

Expert Interviews: Curtis Field - Buying property off the plan

252

Investor Questions: Will upgrade of the local fire station improve property values?

253

Investing and Fear

254

20 Must Ask Questions: Is The Area Close To A Large Town Or City?

255

Expert Interviews: Brad Matthews - Common investor mistakes

256

Investor Questions: Can I claim tariff rebates on solar panels on investment property?

257

Property and Risk

258

20 Must Ask Questions: Is There Economic Vibrancy In The Area?

259

Expert Interviews: David Scholes - Choosing the right agent

260

Investor Questions: Transferring a property from partners name to my name?

261

Negative Gearing

262

20 Must Ask Questions: What Are The Trends?

263

Expert Interviews: Michael Teys - Strata searches

264

Investor Questions: Depreciation claims and their affect on capital gains tax?

265

Loan To Value Ratio

266

20 Must Ask Questions: What Is The Competition?

267

Expert Interviews: Michael Teys - Body corporates

268

Investor Questions: Do you need yearly pest inspections?

269

Buying Interstate

270

20 Must Ask Questions: What Is The Population Growth And Demographic Mix?

271

Expert Interviews: Tony Hayek - Property research

272

Investor Questions: Interest only or principal and interest loan?

273

Cross Collateralisation

274

20 Must Ask Questions: What Are The Infrastructure Plans For The Area?

275

Off The Plan

276

20 Must Ask Questions: What Is The Vacancy Rate Of The Area?

277

Investor Questions: Transferring a property from joint ownership to sole ownership?

278

Other Forms Of Property Management

279

20 Must Ask Questions: What Is The Cash Flow Of The Area?

280

Investor Questions: Passive income via line of credit from portfolio of properties?

281

Property Management

282

Reshuffling Your Portfolio

283

Education

284

Buying With Others

285

Property Market Crash

286

Property Economics

287

Negotiating To Buy

288

Matching Your Cash Flow and Growth Needs

289

Wealth Protection

290

Portfolio Management

291

Trusts and Other Structures

292

Choosing A Financial Advisor

293

Balancing The Yield and Growth

294

Growth Drivers

295

Niche Properties

296

Joint Ownership

297

Finding Hotspots

298

Property Management

299

Psychological Traps Of Investing