All Episodes
Money Matters by Allworth Financial — 509 episodes
Multi-Million Dollar Retirement: Roth Conversions & Estate Planning
$2.1M Gifting & Business Exits: Estate Planning Case Studies
$450k Salaries & $1.1M Portfolios: Two Retirement Case Studies
Roth Conversions & The $5M Case Study: Is Your Portfolio Too Concentrated?
$10M Retirement: The Tax Mistake High Earners Make
Managing AI Risk, Roth Strategies, and the Annuity Trap
Roth Conversion Strategies: Should You Convert or Keep Your IRA?
Tax Efficient Strategies for Million-Dollar Portfolios: Roth Conversions, AI Investing & Stock Risk Management
Roth Conversions, Retirement Tax Planning & How Much House Retirees Can Afford
The Psychology of Investing & Retirement: Why Smart Investors Still Fear Spending Money
Real-Life Investing Decisions: How to Simplify Retirement, Taxes, and Financial Planning
How Much Money Do You Need to Retire? Real Calls on Inheritance and Spending
How to Reduce Taxes in Retirement & Protect Your Kids’ Inheritance
Concentrated Stock Positions: How to Avoid Big Taxes
Can I Retire With $5 Million? Planning the Next Chapter
Tax Strategies for Larger Portfolios: Direct Indexing, Estate Planning & What to Avoid
Roth Conversion Strategy, Tax Planning and Wealth Transfer for High Net Worth Investors
Smart Tax Strategies for High Net Worth Investors
Roth Conversion & Direct Indexing Strategies
Smart Tax Diversification & Roth Conversions
Roth vs. 401(k), HSA Withdrawal Strategy & Pension Rollover Advice for $2M–$10M Portfolios
Big Financial Decisions: Pensions, Tax Strategy and Leaving Money to Heirs
A Common Tax Mistake Wealthy Investors Overlook
When Roth Conversions Make Sense—and When They Don’t (Plus IRMAA Traps to Avoid)
401(k) Roth Rule Change + Balancing Pensions and Roth IRAs
Roth Conversions, Annuities, and Smart Tax Moves for Million-Dollar Portfolios
Money Strategy, Roth Questions, Tax Brackets, and Solving a 35 Investment Account Mess
$8 Million Decisions & Mom’s Nest Egg: Real Talk for High-Net-Worth Families
Roth IRA or 401(k)? Smart Moves for Investors with $1M+ Portfolios
Tax-Savvy Income Strategies, Stock Gains Without Selling, and Insurance Insights
Roth IRA Strategy, High-Net-Worth Moves, and Building Wealth with $6M+
Making the Most of Roth Conversions, Donor-Advised Funds, and Bond Funds
Financial Planning Strategies for Freedom, Flexibility, and Smarter Investing
Selling Smart, Building Wealth: Business Exit Strategy, Tax Moves & Real-Life Financial Wins
High-Net-Worth Playbook: Portfolio Rebalancing, Executive Stock Strategies & Estate Planning Wins
Managing Millions: Helping Your Kids Financially and Using Charitable Trusts to Boost Retirement
The Magnificent Seven’s Market Risk, Early Retirement Planning, Roth vs. 401(k), and Portfolio Strategy
Self-Insuring for Long-Term Care, Rebalancing Inherited Portfolios, and Smarter Wealth Moves
AI Boom or Bubble, Estate Planning Trouble, and the 6% Return Myth
Mastering Your 401(k), IRA, and Retirement Taxes: Real Calls, Real Advice, Real Results
Is Your Financial Plan Built to Last? Stress Testing Portfolios, Roth Conversions, and Real-Life Retirement Decisions
Tax Strategy, Life Insurance Mistakes, and Smart Investment Placement
AI Hype, the 4% Withdrawal Rule, and Real-Life Retirement Questions
BONUS EPISODE: Roth Conversions, Financial Advisors You Can Trust, and Portfolio Risk Management
Tax-Efficient Investing, Retirement Choices, and Market Shifts
Choosing the Right Financial Advisor: Retirement, Social Security, and Your Family’s Future
Capitalism, Roth Strategies, Tax-Efficient Giving, and Retirement Peace of Mind
Taxes, Direct Indexing in Real Life, and Pensions: Smarter Strategies for Retirement Wealth
Taxes, Direct Indexing, and Concentrated Stock Diversification Strategies for Smarter Wealth Planning
Smart Retirement Planning Strategies: Roth Conversions, Social Security Timing, and Income Gaps Explained
Bitcoin Business Pivots, Millionaire Anxiety, New 529 Rules, and Insurance Pitfalls
Estate Planning, Investment Strategies & Retirement Timing: Your Money Questions Answered
Millionaires and Roth Conversions, Midlife Money Moves, and Private 401(k) Investments
Values-Based Investing, Retirement Risks, and the $10 Million Exit Strategy
Early Career Savings, Midlife Maximization, and the Impact of Tariffs
Bitcoin at 60? Bold Moves, Roth Rules, and the Wild World of ETFs
Tariffs, Scams & Smart Diversification: How to Stay Financially Sharp
Rethinking Retirement, Maximizing Wealth, and Avoiding Costly Financial Mistakes
Bear Market Blunders, Long-Term Care Decisions, and How AI Could Reshape Your Financial Future
Gold Hype, Insurance Myths & Tax-Smart Moves for Retirement
Bonds, Private Credit, Volatile Markets, Retirement Tips, and a Powerful Comeback Story
401(k) Catch-Up Contributions, Inherited IRA Rules, Annuity Strategies, and Roth Conversion Tips
Trustee Mistakes, Real Estate Math, Crypto Moves, and Tax-Savvy Giving
April Market Swings, Real-Life Financial Questions Answered, and Investing with Purpose
Tax-Loss Harvesting, Smart Business Sale Planning, Direct Indexing, and Lump-Sum Strategies
A Couple’s Investment Dispute, Market Risks from AI and Politics, and the Caller Who Wants to Retire Early
Avoiding Pension Mistakes, Finding Lost Retirement Money, and SPAC Investment Dangers
Volatility, Opportunity, and Strategy: Guiding Investors Through Uncertainty
Tariffs and Your Portfolio, Unwinding Concentrated Stock, and Knowing When You Can Retire
Managing Inheritances, RMD & Roth Conversion Strategies, and Small Financial Adjustments for Big Future Gains
Navigating Uncertain Markets, Direct Indexing, Tax-Loss Harvesting, & Roth Conversions
A Lake House Investment Dilemma, a College Savings Oversight, and a Complex Estate Planning Journey
Tariffs and Inflation on Investments, Smart Real Estate Moves, and Roth Strategies
SPECIAL EPISODE: Market Volatility Update - What Investors Need to Know Now
Bearish Market Sentiment, Life Insurance with LTC Benefits, and Smart Tax Moves for the Wealthy
The impact of politics and taxes on your IRA and 401(k), why wealth goes beyond money, and the 4 pillars of a successful financial life.
Tax-efficient investing, smart pension decisions, direct indexing strategies, and costly financial mistakes.
Tariffs and investing, 401(k) & 457 plans, smart rollover tax strategies, and insurance protection.
401(k) catch-up contributions, inherited IRAs, annuity tricks, and a Roth conversion strategy.
IRS rules that complicate generosity, how to extend retirement savings, the cost of improper tax planning, and more.
Maximizing retirement income, exploring Roth conversions, the lure of Bitcoin, and the explosion of exchange-traded funds.
2025 stock myths, tax hacks, crash fears, and retirement strategies.
The growing complexity of investing, Roth conversion and IRA questions, and understanding investment returns vs. investor returns.
The four pillars of retirement, an examination of the backdoor Roth IRA, and are stocks overvalued?
Roth conversions, tariff talk, diversification strategies, and Scott and Pat’s favorite call of the year.
Family dynamics, inheritance, life insurance needs, 401(k) updates, and debanking.
A complex pension question, confusing life insurance products, estate planning insights, and wealth strategies.
Nuances of HSAs, managing pensions and Social Security, and tax planning for high-income earners.
Allworth's Money Matters Podcast Trailer
Exploring speculative investments, key financial advice for listeners, and unpacking commercial real estate risks.
The election and the stock market, investment strategies for retirement, and do you have enough money to stop working?
Managing financial decisions in uncertain times, leveraging a paid-off home, and when NOT to worry about money.
Navigating direct indexing, Roth conversions, real estate, and AI concerns.
Money Matters: Tax efficient investing strategies and maximizing portfolio growth.
Money Matters: Navigating financial decisions amidst market uncertainty.
Money Matters: Navigating market uncertainties, Roth conversions, and the importance of estate planning.
Navigating Financial Turbulence: Election Impacts and Investment Strategies
Maximizing financial strategies, understanding Buffered ETFs, and estate planning.
Navigating financial waters: Investments, retirement, and risk.
Money Matters: Retirement planning, tax strategies, investment insights, and more.
Navigating the financial maze: IRA questions, pension decisions, Social Security, and more.
A shift in the auto industry, buffered ETFs, revisiting the 2008 financial crisis, SMAs explained, and when to fire your advisor.
Wall Street’s wild ride, portfolio spending stress, Social Security advice, non-traded REITs, and a financial plan as a wedding gift?
An investor scared about the market, a husband thinking about merging his money, and advice on managing inherited retirement accounts.
The power of a diversified portfolio, a lesson on dividend-paying ETFs, tax strategies when leaving money to heirs, and advice on managing your mindset.
Tech sector turbulence, navigating an estate with no will or trust, advice for managing cash as you get older, and one key question involving two 401(k) accounts.
When the markets defy logic, where to park old 401(k) funds, when not paying off the mortgage makes sense, and the value of experiencing the ups and downs of investing.
The risk of overlooking beneficiaries, a question about a Roth conversion, a caller who wants to retire in the next decade, and a tax strategy that many workers aren’t aware of.
A 401(k) transfer question, a long-term care concern, and the call that made Scott and Pat say “uh-oh!”
Why a portfolio fails, a lesson on tax efficiency, when direct indexing makes sense, and should you sell stock to boost your emergency fund?
Tax planning opportunities, when a portfolio holds too much cash, and how much Nvidia stock is considered too much?
The impact of the AI boom, when it’s time to hire a financial advisor, where to park proceeds of a home sale, and more.
The risk of investing in commercial real estate, when Roth conversions don’t make sense, minimizing your tax liability, and where beginning investors struggle.
The number one objective of financial planning, high-yield savings accounts vs. CDs, how to stay in a lower tax bracket, and a strategy to generate income.
The psychological aspect of retirement, when Roth conversions make sense, and questions about pensions, risk tolerance, and life insurance.
A stock market milestone, meme stock mania, navigating the financial impact of a divorce, and the advice Scott and Pat gave that wound up in Italy.
A crackdown on salespeople posing as advisors, a widow who needs an income strategy, plus questions about a reverse mortgage, an RMD, and Social Security.
Tricky economic times, a financial safeguard many must have, plus advice on risky investment funds, annuities, and taxes tied to inheritances.
A condo investment question, a younger father dreaming of an early retirement, and when you might own too much company stock.
A teen with a large inheritance, a heart transplant recipient who wants financial success, and how a qualified advisor keeps you calm when the waters are rough.
Why some investors should ignore economic data, a $700,000 inheritance question, and a warning about advisors who act as fiduciaries only some of the time.
The new pump and dump scheme, where to invest in 2024, and questions about a portfolio allocation, an estate plan, and income streams.
The balance between living for the present and saving for the future, the tax implications of retirement contributions, why home loans can make sense for good savers, and a talk about tithing.
Financial advisors under the microscope, plus questions about Social Security, a portfolio allocation, wash sales, and bond funds.
The Wall of Worry, investor cynicism, market timing and Roth conversions, plus tax advice for people with multiple qualified plans.
Social Security and legislative risk, the importance of tax diversification, where to invest extra income, and a conflict of interest solved.
The AI stock boom examined, the assets to grab during a divorce, and a Roth conversion issue with an elephant in the room.
A lesson on portfolio diversification, clearing up confusion about IRA tax rules, and how proper financial planning can lead to golden opportunities.
A Bitcoin breakdown, how to find your retirement number, and where to put $1 million in inherited assets.
A 401(k) transfer question, a long-term care concern, and the call that made Scott and Pat say “uh-oh!”
The current state of the economy, a defined contribution plan question, the beauty of a solo 401(k), and when taking Social Security isn’t so simple.
A Roth account question, guidance on a portfolio allocation, and where to invest $800,000.
Bitcoin ETFs, a risk tolerance dilemma, a mortgage payoff question, and a 529 contribution strategy.
The financial benefits of delayed gratification, concerns about a trust, a 401(k) roadblock, and a portfolio problem solved.
A family financial review, a donor-advised fund question, advice on a stock transfer, and assistance on an annuity.
Bridging the gap between having wealth and feeling free, where to invest an inheritance, and questions about Social Security and Roth conversions.
2024 financial resolutions, worries about a Roth conversion, and when cashing out an annuity makes sense.
After-tax 401(k) contributions, year-end tax tips, guidance on annuities, and more.
The red-hot stock market, why cash isn’t the long-term answer, and your retirement planning questions answered.
Two times when it might make sense to tweak your portfolio, plus questions about a reverse mortgage, Social Security, and Roth conversions.
How investors should react to the current state of the economy, a question about a reverse mortgage, and when renting out a home beats selling it.
The four components of a happy retirement, when renting out a home beats selling it, and the nuances and importance of Roth conversions.
The qualities of a financial advisor who cares about you, the pros and cons of a HELOC, a property tax query, and more.
Why crypto was a recipe for disaster, where to invest cash when you have too much, the power of financial planning when the unexpected happens, and more.
Why the fundamentals of investing are critical right now, a question about an old 401(k), a retirement account dilemma, and more.
Why investors need a sounding board, plus questions about life insurance, bond accounts, and Roth conversions.
Lessons on long-term care, bonds, retirement income, home sale proceeds, and more.
A deluge of empty buildings, where to invest home sale proceeds, and the importance of embracing your future self.
Where the key to financial independence lies, plus questions about life insurance, long-term care policies, a Roth 403(b), and state taxes.
A Roth conversion question, where to invest CD proceeds, and cleaning up an unorganized financial mess.
Why retirees return to work, the current state of the economy, and a mortgage payment puzzle.
Scott and Pat tackle questions about college costs, financial gifts, and estate planning.
Why it’s time to review your insurance policies, questions about real estate investments and RMDs, and a guide to financial planning during turbulent times.
The strange things people do with inherited money, questions about a pension and long-term care, and the danger of investment products.
The secret to success in investing, a call for help with a marital dispute, and advice on a long-term care policy.
Why some shouldn’t make extra mortgage payments, a question about a 529 plan, and how much Apple stock did you say you have?
Why age shouldn’t determine stock allocation, questions about taxes and life insurance, and the vacation home that became an inheritance nightmare.
The joy of financial planning, the income tax hitting good savers, and the danger of owning individual stocks.
The danger of timing a recession, a retirement withdrawal strategy, and a deep dive into the world of wealth taxes.
Zombie mortgages explained, indexed annuities discouraged, and Medicare costs dissected.
Why most investors underperform the market, where to put home sale proceeds, and finding a place for 401(k) funds in retirement.
The cost of money, how to pivot when investments are locked up, and an unexpected response to a Roth conversion question.
When investing in cash is the wrong move, plus questions about investment strategy, long-term care insurance, and Roth conversions.
Debt ceiling drama, the downside of investing in real estate, and when a portfolio is NOT too aggressive.
A risky way to invest, a student loan concern, a question about dividend stocks, and how to identify a wealth manager with a conflict of interest.
The fight against inflation, a debt ceiling showdown, and your questions answered.
The true value of a financial plan, where money should come from to help a loved one, and why tax time should be all the time.
Bridging the gap between having wealth and feeling free, where to invest an inheritance, and questions about Social Security and Roth conversions.
The monster U.S. budget deficit, a marital conflict over a dream home, and investor biases explained.
Social media and the collapse of SVB, the role of diversification, and popular-but-volatile REITs.
When bad actors scam good people, the search for a late father’s assets, and the four components that create financial peace of mind.
The consequences of banking industry troubles, why it’s taking so long to lower inflation, and when should you sell stock that’s almost worthless?
A deep dive into banking industry turmoil, a caller worried about market volatility, and why some should take Social Security ASAP.
SPECIAL EPISODE: Banks bite the dust, a question about renting versus buying a home, and why smart people are making poor financial decisions right now.
A big change in consumer behavior, when $5 million is enough, the crypto collapse, and properly timing Social Security
When so much stock is too much stock, the danger of chasing dividends, and when to start withdrawing from a retirement account.
The cost of fear and greed, a question about Roth conversions, and an estate plan dilemma.
The government’s response to the crypto crisis, where to invest $75,000, and advice on buying a home.
The future of Social Security, Roth conversions, and managing money during a job change.
The war against inflation, a question about investment property, and whether now is the time to pay extra toward a mortgage.
An IRA dilemma, a question about taxes, and why not all recessions are the same.
How the fundamentals of investing will serve you well in 2023.
The problem with predictions, mortgage, stock, and pension questions, and financial planning goals for 2023.
Optimism for worried investors, the amount of umbrella insurance you need, and where to invest the proceeds from a home sale.
Looking back at 2022 and preparing you for 2023 and beyond.
The most entertaining and informative calls of 2022.
The FTX fiasco, the risk of a recession, and are you a candidate for a Roth conversion?
The challenges of investing, the pros and cons of REIT’s, and is universal life insurance worth it?
Is the classic 60-40 portfolio model dead?
Why some should spend down their savings, advice on dividend stocks, and overcoming the fear of financial planning.
The crypto crisis, the impact of interest rates on pensions, and where to allocate an inherited IRA.
Rebalancing your portfolio, questions about Social Security, and where to allocate income.
The best way to steer yourself through market volatility, plus lessons on inheritances, dividends, divorce, annuities, and estate planning.
Why some should retire right now, advice on investing aggressively, and what to check on before hiring a financial advisor.
The downfall of timing the stock market, when to use the power of the Roth IRA, and pay off that mortgage!
Coping with financial pain, a question about investing in growth stocks, and when some should take Social Security.
The Fed’s so-called “soft landing”, the truth about gold, sucking equity from a home, and the power of a diversified portfolio.
The consequences of poor financial planning, how to handle RMD’s when markets are down, and should I use my 401(k) to pay off my mortgage?
Minimizing risk while staying in the market, the consequences of fad investing, and what NOT to do during this volatile time.
The impact of the poor inflation report, why some should take Social Security as soon as possible, and what a difference a year makes in the crypto world.
Pension advice, asset allocation guidance, the danger of financial insurance products, and where to draw income from in the first years of retirement.
Navigating market volatility, minimizing capital gains taxes, allocating investments, and whether to tap home equity.
A caller with $146,000 in student loan debt, a discussion about the cost basis for investments, and the pros and cons of target date funds.
Roth versus Traditional IRAs, investment fads, and special guest Hal Hershfield, an award-winning UCLA behavioral psychologist.
Advice on life insurance, an in-depth discussion about Social Security, and do bear and bull markets matter?
Risk tolerance, advice on life insurance, and why tax time should be all the time
The best 403(b) providers, advice on buying a second home, and why a robo-advisor is a no-no.
How to react to financial news, advice on dividend stocks, and guidance on a pension payout.
A lesson on bonds, when to do Roth conversions before taking Social Security, and the importance of ignoring the noise.
When insurance is crucial, the beauty of the backdoor Roth, and separating retirement fact from fiction.
When a down market is healthy, and why the answer to the most common question about retirement is a complicated one.
Extracting the bull from bear markets, the risk of taking money from a Roth IRA, and how to find the right financial advisor.
Putting scary market headlines under the microscope, calculating a hedge for inflation, and the journey of a man who sought out investment advice from a dozen firms.
Why smart people make poor financial decisions, help with a rollover IRA, and is a dream retirement in Florida achievable?
Perspective on market volatility, a question about life insurance, and an IRA that’s bleeding money
The impact of good financial planning during turbulent times, COVID’s influence on a pension, and can we buy our dream home?
The real reasons for inflation, a warning about 401(k) loans, and what a pig farmer can teach you about investing
A perfect example of financial planning, and a house call to a man who “accidentally retired”
Wall Street whiplash, concerns about bonds, and how a few extra years of work can really pay off
Money markets, mortgages, marriage and more!
Financial security, Roth conversions, and I’ve got stock - what should I do with it?
Inflation, the wild real estate market, and honest conversations about taxes, investments, and retirement.
A deep dive into the 401(k), and we said pay off your mortgage. Did he take the advice?
Fighting inflation, a warning about an inheritance, and the man who blew all his money because he “thought” he was dying
What financial security feels like, and when to access money you don’t need right now
Big swings on Wall Street: a reality check
Car prices, high-dividend stocks, and reallocating a risky portfolio.
The impact of the war in Ukraine, life insurance, and recovering from numerous financial mistakes.
Conflict in Ukraine: Remain Calm
”An 11 year old told me to invest in crypto.”
“An 11 year old told me to invest in crypto.”
A bullseye on target-date funds
Stock market volatility, advice on buying rental property, and a lesson in cryptocurrency.
Choosing between an IRA or state pension, investment alternatives, and the collapse of Peloton stock
Market corrections, low-tax states for retirement, and living wills and trusts.
The COVID resistant market, savings advice for late bloomers, and required minimum distributions.
Family financial conversations, money from an inheritance, and an overview of SEPs.
Financial resolutions for the New Year, debt management, and Indexed Universal Life
This “best of” Money Matters includes calls about liquidating annuities, high mutual fund fees, and investment conflicts.
Record inflation, building long-term wealth, and converting a term life insurance policy.
Elusive financial confidence, taxation on life insurance, and liquidating a large annuity.
The impact of omicron, pros and cons of inflation bonds, rental property, and excess debt.
Start-ups, non-profits, 529s, and choosing between a 401(k) and a brokerage account.
Rising home prices, the impact of inflation, and long-term care insurance.
The Rivian electric vehicle IPO, retirement account distribution strategies, and the downside of universal life insurance policies.
Overseas stock sales, delaying Social Security, and the ProShares Bitcoin Strategy ETF.
Low interest rates, Tesla at $1 trillion, and a Trump SPAC
Questions for a global minimum tax
The shadow inflation problem
The cheap debt conundrum
Expect rising insurance costs
Gold versus inflation
Tax increases and your changing financial plans
A new home with no proof of income.
There’s no such thing as a “Free Lunch.”
Annuities inside 401(k)s
Planning for future tax changes.
Rolling a truck through a loophole.
A half-trillion-dollar wipeout
Buy, borrow, die
The 2% plummet
Deciding when to sell an asset.
Learning from your investment history
The myth of “unleashing” home equity
Quantitative easing and interest rates
When the ducks quack...
Taking care of your pets and your finances
Vetting your financial advisor
The best calls from recent programs
Stock picking and coin flipping
Volatility returns to the stock market
Cryptocurrency and Greater Fools
The challenge of tax planning.
Retirement planning when life happens
This too shall end.
Ballooning national debt and the risk to retirees
The allure of a risk-free retirement
Could Tesla become a Blockbuster?
The swings and fascinations of this year’s financial markets.
The so-called relief bill
Silicon Valley wages in rust belt towns.
There is no silver bullet investment.
The SPAC Boom
The costs of free stock trading
The right and wrong ways to refinance
Mortgaging the future
Lack of opportunity and disposable income
Free money and no-interest mortgages
You cannot time the market
Big financial resolutions versus incremental changes
The heartwarming calls from 2020
Where Donor Advised Funds are helping.
Why we’re donating $1 million to help foster children.
When stock prices grow faster than earnings…
A savings method that you may miss
Financial advice from California to Guam
Are you smarter than the market?
Politics, your investments, and what really matters
Ambient emotions and your financial decisions
A Fool’s Game
The early retirement “choice.”
Is COVID-19 changing the way you think about money?
Calls about the pandemic and possible new retirement goals
Day traders, options, and a soaring stock market
Are we in another dot-com bubble?
Rising home prices and negotiable rents
Clarity returns to the stock market
Using your home’s equity
Making sense of today’s stock market
Is gold an investment or a commodity?
Retirement planning for couples
Regaining your confidence about retirement
Social Security’s funding crisis is here
Shedding light on faulty investment ideas
Investing in a challenging market
How is your financial advisor paid?
The diversified disciplined investment strategy wins again.
What’s going on with these markets?
Fewer business trips, fewer office buildings
Nobody predicted the market’s rebound
The bond market’s message
Markets Are Resilient But, How Will Unemployment Impact Businesses?
25 years and 1 million downloads later, retirement has changed
What is your investment strategy?
Personal guarantees and debt can wreck your finances
Public pensions are in more trouble
A recession is like a forest fire
Today’s fear affects your long-term goals
Taking control of your finances and staying sane
The CARES Act and its impact on you.
This too shall pass
Special Edition: Reacting to the Coronavirus as an Investor
Coronavirus and stock market turbulence
The SECURE Act & the Impact on Estate Planning
Are you concerned about market turbulence?
Saving is more difficult in your 50s
Your financial advisor’s sales goals may affect you.
Protecting your money in the first years of retirement
What is your purpose in retirement?
Stock prices don’t tell the whole story.
Financial products for aging Americans
Is your financial advisor a full-time fiduciary?
Become and remain financially independent
Financial New Year’s Resolutions
When should you consider a Roth conversion?
End-of-year tax planning
Put your power of attorney and advance healthcare directives in place.
If you are a high earner, take Social Security ASAP.
Where do bonds fit in your savings?
The broken promises of indexed annuities.
Prepare your retirement savings for the next downturn.
Who gets caught in modern Ponzi schemes?
The We Company’s flopped IPO
Can you really afford your car?
Want a lower mortgage rate? Just ask.
Is Facebook a monopoly?
A financial model can say whatever you want
A disturbing investment trend
A $700,000 yearly income and no retirement savings.
Bernie Sanders meets Scott
What do negative interest rates mean for you?
Would you disown your child to cut college costs?
Volatility is back: What Does That Mean for Your Investment Strategy?
The next Bernie Madoff could be lurking in your neighborhood
Making Money by Making Mistakes
Who is on the other side of your stock trades?
Be skeptical about private placements
Should you use your 401(k) to pay down your mortgage?
Upcoming legislation could affect your retirement
Protecting yourself, and loved ones, in later years
An upcoming Supreme Court case could affect your retirement.
Will the new fiduciary rule change the advice you receive?
Is a Roth 401(k) a good option for you?
A special announcement from Scott and Pat
How much could new retirement legislation impact you?
Today’s IPOs are not like ones in the past.
When capital chases a product, prices increase.
Advice for graduates and their parents
Bad investment products are sold, not bought.
The Hot Industries of Today Will Not Be Hot Tomorrow
Help your grandchildren, but not at the expense of your retirement.
Stocks don’t know that you own them
The Red Flags of Bad Investments
Who are reverse mortgages right for?
Tax Season is Here
Will Social Security be a third rail topic?
Social Security’s Uncertain Future
We understand insurance. We don’t sell insurance.
The problem with marijuana stocks.
Inflation can be your greatest danger in retirement.
Insurance companies are in the same market as you.
Revenue sharing can change your advisor’s view.
What the new tax law means for mortgages.
The real value of sound financial advice.
An investment philosophy is half the equation.
Investing Doesn’t Need to be Complicated
Investing in Yourself is Saving
Happy Holidays – Best of Show
Hope is Not an Investment Strategy
Giving is a healthy discipline for your finances.
Don’t confuse the broad stock market with one company.
Thanksgiving Best of Show
Baby Boomers are Unretiring
The Problem with Investing in Timber
FANG Stocks and the Importance of Diversification
The Current State and Trend of Today’s IPO Market
Avoiding Taxation on Required Minimum Distributions
Current volatility in the market, and the basics of reverse mortgages.
The Demise of the DOL Fiduciary Rule and What It Means for You
How You Should Think About Your Social Security Benefits
Preparing Your Finances and Delaying Retirement
The Impact of Life Expectancy on Pensions and Social Security
Saving for Retirement & Investing Profits
How to Afford Retirement & Your Child’s College Education
Rising Interest Rates and Retirement
Best of Show: Retirement Planning and Underfunded Pensions
The Changing Landscape of Retirement
Having Too Much Company Stock Can Be Risky
Don’t Let the Fear of Missing Out Drive Your Investment Decisions
Social Security and Pension Planning
Interest Rates and Real Estate Investing
The Problem with Annuities
The Top 5 Retirement Income Decisions Facing Older Workers
The Value of Good Financial Advice
Estate Planning with the New Tax Laws and the Stock Market
Tax Law Changes and Cryptocurrency
Annuities, Income Withdrawal Strategies, and Paying Down the Mortgage
What the New Tax Law Means for you and your Money
On this week’s Hanson McClain’s Money Matters, Scott and Pat take a series of calls about real estate, before analyzing a disturbing Wall Street trend designed to get you in debt.
Paying for the care of an elderly parent, when to lower investment risk, and what a financial advisor should be doing for you.
Protecting your children from the pitfalls of a large inheritance, and strategies to deal with forced retirements or the loss of healthcare.
Young people and the best approach to investing, 529 plans, and special guest, long-time Hanson McClain advisor Barbara Healy.
How Money Matters came to be, when an inheritance might be bad for the kids, and what to do with massive student loan debt.
Unusual reasons it’s important to be financially prepared for retirement, and how to avoid common regrets once you leave the workforce.
The 4th of July, A Pensioner with Social Security, and Special Guest, Age Wave’s Maddy Dychtwald
Properly “weighting” your portfolio, timing markets, and listener calls from around the country.
The ABCs of preferred stocks, Section 8 inheritance limits under HUD, and the “true” value of investment property.
Leveraged Exchange Traded Funds, Amazon Stock and Dangerous Annuities
Is it a good time to sell a home?
An Interview with the Father of the 401(k) Plan
Living abroad during retirement
How to raise children to make smart financial decisions
How do you know if your advisor has your best interests in mind?
What to do with $400 million in lottery winnings
What is a hedge fund?
Living a fulfilling retirement through aging well
Saving enough money for retirement
Investing large sums of money in the current market, and the feasibility of rental properties
Mortgage-backed Securities, Investment Allocations Heading into Retirement, and an Interview with Kevin Knull, Thought Leader in the Financial Industry
Tax tips, disappearing pensions, and windfall insurance settlements
An interview with Leigh Steinberg, Esq., the real-life Jerry McGuire
Fiduciary standards under President Trump, portfolio allocations, and paying off your mortgage
Protecting yourself from identity theft and annuities
The tax implications of Charitable Giving Accounts, saving enough for retirement, and dangerous indexed annuities to avoid
Jan 6
Money Matters New Year’s Eve Special
Money Matters Holiday Generosity Special
How financial literacy affects financial decisions, after-tax dollars in a 401(k) and pension distribution options
Visualizing your future self to help you save for retirement, and how to select a financial advisor
Overcoming age discrimination, a discussion on bond market volatility, and what rising interest rates mean for your home’s value
Getting involved in the “Gig” economy during retirement, and maximizing tax savings when you give to charity
The changing view of retirement, tax strategies for your portfolio, and the dangers of trying to predict market cycles
The election and your finances, investor psychology, and saving for retirement
Interview with Carol Fishman Cohen of iRelaunch, what the election means for your money, and an interview with HMA’s Laurie Kyro
Interview with Dr. Bill Thomas, a retirement relationship expert, active vs. passive investing, and options for Social Security
Turning skill and passion into income during retirement, the changing view of retirement, and advisor stories with Dave Cox
Best international retirement destinations, unethical financial companies, and proactive planning to save money during retirement
Purposeful retirements, the value of a note on a property, and financial planning during a family emergency
Renowned author Kerry Hannon on how to make work fulfilling again, along with unique 401k distribution strategies
Chris Farrell of Marketplace Money, rising interest rates, and having enough money during retirement
The changing face of retirement, behavioral finance, and bypass trusts
Discovering your passions in retirement, and the impact of low interest rates on the stock market
Contributing to an IRA in retirement, preparing investments for retirement, and state employee service credit
Labor productivity and your retirement, finding purpose later in life, and ways to turn around a struggling business
Dangerous new investment scams, tax tips, and ways to save extra money for retirement
Dangerous investments, emotionally preparing for retirement, using money to accomplish your dreams, and how to fund a grandchild’s education
The dangers of a rising stock market, tips on estate planning, and how RMDs affect taxes
Underfunded pension plans, life after retirement, and effective charitable giving
Investing funds from the sale of a business, company pensions and Social Security
The impact of Brexit, and perspective on negative interest rates
Paying for healthcare, the fiduciary standard, and paying off debt
The impact of Brexit, 529s, home ownership, and investing funds from the sale of a business
The Brexit, pensions, Roth IRAs, and dangerous indexed annuities
Fiduciaries, interest rates, RMDs, dangerous REITS, and preparing for retirement
Empty nesters, paying for parents’ assisted living, sketchy annuities, and the basics of saving
Negative interest rates, fiduciary advisors, and Roth IRAs
Scott’s trip to Cuba, investing funds from a property sale, and paying for home care for a parent
Recovering losses from an old annuity, and maximizing returns during retirement
What should be done with old annuities?
Investing a large sum of cash, student loans, and IRAs vs Roth IRAs
IRAs vs. Roth IRAs and 401k Plans
Social Security and Medicare, old stock certificates, and the fiduciary standard
Scott’s new book, capital gains, and CDs
Inherited assets, Roth vs a traditional 401(k), hedge funds, and changes to the fiduciary standard
RMDs, saving for retirement, mutual funds, and a special guest
Advisor fees, annuities, and automatic rebalancing
RMDs, working with an investment advisor, and investing liquid assets
Preparing investments for retirement, and state employee service credit
Being properly diversified, contributing to an IRA in retirement, and Social Security means testing.
State pensions, Social Security, helping children save for retirement, and indexed annuities
2/13/2016 – Structured Cashflow Plans, Market Index Annuities, and flexible 401K plans
2/6/2016 – Dangers of Variable Universal Life Insurance, investing at an advanced age, and paying for long-term care
1/30/2016 – Investing RMDs, Pension Options, and Roth IRAs
1/23/16 - Market Volatility, Annuities, Roth IRA, Retirement Readiness
January 16, 2015
January 9, 2016
January 2, 2016
December 26, 2015
December 19, 2015