All episodes
239 Case study - Getting into position to work part-time within 2 years
238 Success over 3 decades of retirement
237 Why we have started charging for our initial consultation
236 If something cannot go forever, it will stop
235 Cash is like tinned food, while companies are like a veggie garden
234 Invest when you have the money, withdraw when you need it
233 Large companies can‘t be both greedy and risky
232 Your money has to have a job description
231 Avocados for $1 from $2 (companies down by 50%)
230 Ways to get beaten on a protest in retirement planning
229 Beware of people telling you to ”get out of the share market”
228 Why balanced funds aren‘t appropriate for retirees
227 Thoughtful, considered & delayed spending
226 Money as atomic energy (the compounding nature of investing)
225 There is no next thing in retirement
224 You maybe doubling up on cash without even knowing
223 The market doesn‘t fall, there is just more sellers than buyers
222 Move the chains (consistently move towards meeting your retirement goals)
221 Get in the habit of looking for good news (don‘t let the constant negative stories affect your retirement plan)
219 Why do you fear retirement? And how do these fears affect your potential plan?
218 3 simple things (in retirement planning)
217 Getting punched 50% of the time is better than 100% of the time
216 How long it takes to make $100,000
215 The future is much brighter than we think
214 People are still fearful to invest in companies (even though they play a significant role in your future wealth)
213 Life‘s too short to drink bad wine (plan to do the things you enjoy in your retirement, not to cut back)
212 CBA shares vs Sydney property (over 30 years)
211 How to save for retirement without using money
210 Protect yourself at all times (be careful of investing too conservatively)
209 Intimediary monkeys (why you need to evolve with the times)
208 You‘ll spend a quarter of a million dollars in the first 3 years of retirement
207 Your financial adviser SHOULD BE ”too involved” in your financial life
206 Poor health decisions vs poor financial decisions
205 The importance of global companies & diversity
204 Listener question - Retiring before 60
203 Do you have a financial adviser or a portfolio manager?
202 Is a QSuper (or any super fund's) lifecycle investment strategy right for you?
201Are industry funds as low cost as they claim to be?
200 Another milestone (what we‘ve learnt & taught over 200 episodes)
199 Listener Question: What if you‘ve already retired and you don‘t have enough money
198 My $15,000 car is still going and I haven‘t spent a cent on it
197 Listener Question: Investing money outside of superannuation
196 How to convince your spouse to see a financial adviser
195 "$100k isn't much anymore"
194 Test drive your retirement
193 The 1% extras in saving for your retirement
192 A good financial planning business is like a think-tank (we pull the data and give you the best directions)
191 Your bank doesn't care about you and that's OK
190 Listener Question: Life & TPD insurance inside superannuation
189 Why a good financial adviser is like a good cornerman in boxing
188 The only numbers that matter (to your retirement savings)
187 Every time you borrow money, you take it from your future self
186 The average 60 year old is far more employable than they think
185 If the ATO doesn't call, you'll know it's me
184 What if I'm 45 (Why we only work with people over 50)
183 Why I am right about most things (why I, as your financial adviser, know how decisions will affect you in the future)
182 How to avoid getting robbed by your financial adviser
181 We take care of it all, while you can enjoy your financial freedom (Of course you don't want to go to your rectal examinations)
180 The "hard work, good work" matrix
179 How to turn $700,000 to $2,000,000
178 How much income can you draw from an extra $100,000 in retirement savings
177 Why you shouldn't fix your loan's interest rates
176 Your house is more like a car than a super fund
175 Why you probably need 1.1 cars in retirement and what to do about it
174 Brown M&M's (Why the little things are important)
173 Living on the Age Pension is better than being a king 500 years ago
172 Small Business CGT Concessions
171 How you should setup your own business in semi-retirement (Part 3)
170 Who should setup their own business in semi-retirement (Part 2)
169 Why you should setup your own business in semi-retirement (Part 1)
168 No one is raking up cash and setting fire to it
167 Setting up investments for the grandkids
166 The Dodge Ram index (overconfidence leads to overspending)
165 Changes to super contribution caps
164 Either save money or stop stressing about it
163 Ramsay's kitchen nightmares for retirees
162 Getting a good return is not a good retirement goal
161 The difference between a good accountant and a good financial adviser
160 Money spent is kinetic energy, money saved is potential energy
159 The most likely returns of the last 30 years
158 There are only 3 things that you need to do, we just don't know what they are yet
157 Do or do not, there is no try
156 You're right where you want to be...
155 Goals, then plan, then portfolio
154 2 minutes of doing beats 58 minutes of talking
153 Owning vs lending
152 Does thinking about money hurt your head?
151 Bolting it all together - In retirement
150 Bolting it all together - While you're working
149 Biases - Why we get caught up with the crowd
148 Owning the great companies at the push of a button
147 The good, the bad & the ugly of tax deductions
146 5 retirement rules of thumb
145 0% tax if you change employer after age 60
144 Biases - Why we believe fake news
143 Why the best financial advisers need their own financial adviser
142 Why it's not enough to have your balance go up every year
141 Why would I want share prices to go up?
140 Biases - Why we struggle to fix our mistakes
139 We never know why company share prices fluctuate, only that they will