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All Episodes

Property Apprentice Podcast — 270 episodes

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Title
1

The 10-Year Affordability Win: Why Now is the Strategic "Goldilocks" Window for Kiwi Property | NZ Property Insights Ep 13

2

Construction Cost Crisis 2026: Survival Tactics for New Builds & Finding Market Bargains

3

Aussies Buying in NZ & The $54M Price Reset | NZ Property Insights Ep. 12

4

New Meth Rules are HERE: The 15mcg Threshold Win for Landlords + 2026 Census Secrets | NZ Property Insights Ep. 11

5

Sideways Market or Silent Recovery? Regional Booms + The AI Scam Alert

6

Is a July Interest Rate Hike Inevitable? + The 19% Petrol Price Surge (The Week in Review)

7

Crash or Correction? ANZ’s 2% Warning + Record $903 Rents | NZ Property Insights Ep. 10

8

The Golden Visa Rush, Auckland's Plan Change 120 & The Quiet South Island Boom

9

New Build Reality Check, The KiwiSaver Shift & Manufacturing Equity | NZ Property Insights Ep. 9

10

NZ Housing Update: Hidden Mortgage Payouts, Purchasing Power, & ANZ's 2026 Forecast

11

The Wellington Rental Crash? + Fighting Council Flood Maps | NZ Property Insights Ep. 8

12

The $24.8B Truth About Investors + Surviving Negative Equity | NZ Property Insights Ep. 7

13

Best Housing Affordability in a Decade? + The Property Flipping Trap | NZ Property Insights Ep. 6

14

Why Market Panic Won't Crash NZ Property & Central Otago's Record Rents

15

The February Market Shift, KiwiSaver vs Property, & The "Wear and Tear" Trap | NZ Property Insights Ep. 5

16

Global Shocks, Auckland's 5-Year Sales High & KiwiSaver Reforms (Week in Review)

17

1 in 3 Kiwis Have <$500 Saved, Women Left Behind & Flat House Prices (Week in Review)

18

Retiring at 73? The Superannuation Squeeze & Interest Rate Update | NZ Property Insights Episode 4

19

Decoding 2026, The Great Bank Switch & Hidden Mortgage Costs Ep. 3

20

OCR Holds at 2.25%, ASB's 5% Deposit Hack & Rents Drop (Week in Review)

21

Fixed Rates Surge, Resale Profits Return & Foreign Buyer Rules (Week in Review)

22

Market Stalling or Buying Window? Unemployment Highs vs. Rate Drops (Week in Review)

23

A 28% Capital Gains Tax & The Inflation U-Turn | NZ Property Insights Ep. 2

24

Interest Rates to Rise Mid-Year? + Major Insurance Halt

25

The Great Debate: Should KiwiSaver Be Made Compulsory?

26

NZ Property Insights: New 70sqm Granny Flat Rules Explained & NZ Interest Rate Predictions 2026

27

Recovery Signals vs. Price Drops: The "Oil Tanker" Economy & Housing Returns

28

NZ Property Market 2026: Granny Flat Rules, Record Listings & Interest Rate Forecasts

29

Is a GST Hike Coming? And Why Mortgage Rates Are Up Despite OCR Cuts

30

Real Estate Market Update: Why It’s the Best Time to Buy in a Decade

31

Rent vs. Buy in 2025: Why “Cheaper Now” Could Cost You More Later

32

Let's be real about a Capital Gains Tax in NZ

33

The CGT Revenue Myth & Future Interest Rate Cuts

34

Hardship Withdrawals in KiwiSaver: When Rules Are Being Bent

35

Experts Respond to Capital Gains Tax: Housing Market Outlook Explained

36

Economists Welcome RBNZ’s Careful LVR Changes | Will It Boost NZ Property Investment?

37

New Law Allows Consent-Free Granny Flats and Landlords Speak Out on Occupancy Rule Backlash

38

Auckland Homelessness Rises Among International Students, NZ Treasury to Propose 32% GST & Pension Age 72

39

OCR Drop Coming? Why Splitting Your Mortgage Could Pay Off

40

IRD CRACKS DOWN: $228M in Undeclared Income! What This Means for NZ Property Investors

41

Supply Outpaces Population Growth & KiwiSaver Hits $123B Amid Rising Non-Contributors

42

Why Wealthy Foreigners Are Buying Their Way Into New Zealand

43

Will NZ Outperform Australia? What This Means for Property Prices

44

Is the NZ Housing Crisis Finally Over? | Lessons from the Last Decade

45

Home Loan Outlook: Unemployment Trends and a Stable Property Market

46

What to Do While Waiting for Property Equity to Grow | 5 Smart Moves NZ Investors Must Know

47

NZ House Prices More Than Double Apartment Growth & Should Kiwis Rethink Their Property Strategy?

48

The $300 Question: Are NZ Property Investors Really Making Money?

49

Aging Population & NZ Property: What It Means for House Prices, Interest Rates & Your Retirement

50

Why Are Property Investors Coming Back And Should You Pay an Agent to Sell Your Home?

51

Are You a Criminal Just for Selling Your Home? Big Changes to AML Rules in NZ

52

RBNZ Holds OCR as Market Shifts: Has the Mortgage Rate Bottom Arrived?

53

Impulse Buys: Why Kiwis Are Accidentally Buying Homes

54

Common Landlording Issues and How to Solve them

55

Best Time in 4 Years for First Home Buyers and Should High-Income Over-65s Still Get NZ Super?

56

Building Slowdown or Turning Point? What April’s Consent Numbers Mean for NZ’s Property Market

57

Fast-Tracking Construction: Inside the Government’s Building Overhaul

58

Rent Relief, Price Plunge: What the 2030s Could Mean for Homeowners

59

Why Relying on Council Valuations Could Cost You – Property Experts Sound the Alarm

60

KiwiSaver’s Changing —Let’s Talk About It

61

Rate Drop Alert: How the Latest OCR Cut is Pushing Bank Interest Rates Even Lower

62

Social Housing Waitlist Grows: No Emergency Homes + KiwiSaver Contribution Changes

63

Why Selling Your Home Within 3 Years Could Hurt Your Wallet

64

Still Dealing with Meth in Rentals? You’re Not Alone — Here’s What Could Change

65

When and Where Homes Doubled in Value in 5 Years

66

Buyers Rejoice: Property Prices Fall Amid Market Rebound

67

Agents Walk Away from Landlords Who Miss Healthy Homes Cut-Off

68

2025 Kicks Off with Stable House Prices – Winners by Region

69

6200 Houses, Not Enough Buyers? Inside NZ’s Latest Property Stats

70

Boost Your Retirement: The Case for a 4% KiwiSaver Contribution

71

House Prices in 2025: Major Bank Backtracks on Predictions—What’s Next?

72

Rise in Retiree Renters: How It Will Shape Housing Data for Decades

73

Housing Confidence Makes a Rebound

74

House Sellers Beware: Realistic Pricing Still Key Despite Falling Interest Rates

75

Kāinga Ora Slashes Rent Debt: What It Means for Tenants & Investors

76

First-Home Buyers: Should You Jump In Now? Westpac Drops Rates Below 5%

77

Buyers Benefit from Surging Housing Inventory

78

Why Borrowers Are Flocking to Short-Term Mortgage Rates

79

Fear of a Better Offer (FOBO): The Christchurch Housing Market Effect

80

The Bank of Mum and Dad is Still Funding Dreams in 2024

81

Rising Housing Confidence: How Falling Interest Rates Are Changing the Market

82

Say Goodbye to Paper: The Tenancy Bond Service Gets a Digital Makeover

83

Is Capital Gains Tax the Key to Funding NZ's Aging Population?

84

Market Insights: From Home Renovations to Summer Travel Booms

85

First-Home Buyers Are Winning: Lower Prices, Better Deals

86

Voter Push to Tax Property Investors – What It Means for You

87

Christchurch Students Face Housing Crisis: The Struggle to Find Accommodation

88

Avoiding Mortgagee Sales : Are Banks Relying on Unauthorised Overdrafts?

89

Stable Rents Across NZ: Has Supply Finally Caught Up with Demand?

90

Mortgage Showdown: Banks Reduce Rates in Competitive Market

91

What you Need to Know about Rateable Values, Market Values and Rates

92

Is it Time to Boost KiwiSaver Contributions?

93

BNZ: House Prices to Return to Normal in 2025

94

Ryan & Kellie's Journey - Financial Freedom By Forty

95

House Prices Tumble but Good News for Buyers

96

First Homebuyers Drive Market Comeback

97

Capital Gains Tax: A Solution to Unaffordable Renting?

98

Here are Some Solutions to Declining Homeownership

99

ANZ Cuts Bank Home Loan Rates, Listings Soar & Kainga Ora’s New Approach to Renancy

100

Housing Changes on Accessibility, QV Records House Values Fall & Lending Limits Influence Bank Books

101

Banks Pick Date for OCR Cut, Climate Risks for Investors & Government to Boost Housing

102

July 1 Tax and Bright-line Changes, KiwiSaver Reminders & How to Work Through Affordability Issues

103

Thoughts on Granny Flats , Market Challenges & Areas with Highest Rent Increase

104

Importance of KiwiSaver Contribution, Drop in Building Costs & FHB Deposits Weaken

105

Auckland House Prices Fall, Homeowners Seeking Flatmates & Investors Maintain Long-term Focus

106

NZ Population Growth, What Tax Cuts Mean for the Market & RBNZ pushes Go on DTIs

107

First Home Grant Axed, NZers Leaving for Greener Pastures & RBNZ News for Homeowners

108

Buyers Control Market, Rents and Food Holding Up Inflation & House-Hacking for FHBs

109

FHBs Benefit from Current Market, When Homeowners Can Expect Rate Cut & KiwiSaver Investment Optimism

110

Regions with Rising House Prices, RBNZ Checks Property Insurability & Interest Rates to Drop in 2025

111

Construction Industry Takes on Recession, Inflation drops to 4% & Homeowners fix on one year terms

112

OCR Steady at 5.5%,Feedback on 'No cause' Terminations for Renters, Construction Costs Stabilise

113

More Houses Available for Sale, KiwiSaverGap between men and Women & ComCom Agenda to Include Clawbacks

114

A Discussion on the Commerce Commission's Draft Report for the Personal Banking Services

115

ANZ Gives Property Investors Leg-Up, ComCom Out of Touch with Reality & Landlords Top Up on Rentals

116

Gov't Moves on Unruly Tenants, DTIs Need Deeper Analysis & Prices Rising AT Double Speed

117

Effect of State housing on Property values, Areas Where Prices Dropped & GST Bills for Holiday Homes

118

More Kiwis Believe Downturn is Over, Housing Supply Spikes & Banks Cut Home Loan Rates

119

The Latest OCR Announcement and What It Means for You

120

OCR stays at 5.50%, Young NZers Worrying about Finances & is Renting More Affordable Overseas?

121

Maximising Your Next Pay Increase: Smart Financial Moves for New Zealanders in 2024

122

Median Weekly Rents Rise, High Mortgage Rates Cause 'Patchy' Sales and AI for Mortgages

123

80% of Kiwis Adjusted to Higher Rates, Homeowners Insurance Lapse & Can House Price Rise Continue?

124

CGT to Balance Gov’t Books, More Options for Buyers and Predictions on Interest Rates

125

Property Market Returns to Normal, Spike in Auckland Rents & Reasons Why Mortgage Rates Could Come Down

126

Surprise Region Priciest for Tenants, Kiwisaver in 2024 & Advocates Push Private Landlord Regulation

127

Predictions for 2024, Average Property Values Increase & the Pitfall of DTIs on Investment Properties

128

Property Investment Opportunities in 2024

129

When is the best time to invest in property?

130

A word about Financial Advice

131

Are you on track for a financially comfortable retirement?

132

How to Find a Good Property Manager

133

Corelogic: Best Places to Own a House in 2023, Interest Rate Hikes and DTIs in the Works

134

Auckland Housing Market Upswing, Info on Mortgage Debt and 2024 KiwiSaver Withdrawals to Persist

135

Property Rules from New Government, OCR Decision & Change Needed to Property Manager Regulations

136

Areas with Fast Demand Growth, Rental Shortage Solutions & Interest Rate Relief In Sight

137

House Values Strengthen, Migration Numbers Higher VS Pre-Covid Levels & How Gov’t Can Help Tenants

138

FHB Market Share Soars, Change to Property Managers Bill and Issues Facing Mum and Dad Investors

139

Downturn Over, Gap Between New Builds VS Existing Homes & House Prices to Rise in 2024

140

Auckland CBD Rents Recover, BTRs on Cusp to be a Major Housing Sector & Investors Feeling Optimistic

141

Investors Re-Enter the Market, House Prices Bounce Back & Is Now a Good Time to Buy?

142

FHBs Fuelling Market Recovery, Kiwibank Data Shows Splurge Drop & the Effects of Repealing CCCFA

143

Pre-Election Lull, Retirement Getting More Costly & Gov’t Change Means No Flood of Investors

144

NZ Population Growth Forecast, Banks Competing for Clients & a Potential Recovery Underway

145

Investors Re-enter the Market, Help for Borrowers Revealed & Properties Selling Faster

146

Demand for Rentals Grows, House Sales Pick Up and Migration Numbers Increase

147

House Sales Rise above 50%, Concern over Foreign Buyers & Home Buyers Under Pressure

148

Restoring Housing Affordability, National Vows Tax Breaks for Property Investors & Apartment Market Rising

149

Rents Jump as Population Rises, Property manager Regulation & Bright-line Rule Special Topic

150

Property Market Predictions for 2024, Issue on First Home Loan Scheme & Rent Rises Pick Up

151

Gov't to Review CCCFA , Rise of Pre-Auction Offers and are Landlords Benefitting Low Housing Supply?

152

My Tips on How to Grow Your Emergency Fund

153

FOMO Re-Enters Market, House prices Rise in Key Areas & Listings Up despite low numbers in July

154

Rents Climb on TradeMe, Buyers eager to Buy before Banks Pull Funding and Will Movers Return?

155

KiwiSaver for Tenancy Bonds, Inflation at 6% and TradeMe Property Asking Prices Back to 2021

156

More Overseas Workers Enter NZ, Property Sales Slowly Climb & Kiwis Lose $1000 to 'Lazy Money'

157

REINZ Warns Tenants VS Scams, Greens' Rental Control Policy and Sellers 'Wait and See'

158

Opportunity for Upsizers , Kiwisaver Interest Grows Among Gen Z & Will Landlords Sell?

159

Kainga Ora Complaints, West Coast Joins Property Price Declines & Predictions by Tony Alexander

160

Average Asking price down on TradeMe, Up to 25% in 'Mortgage Prison' & FHBs Buy Below $500,000

161

BNZ: Prices to Settle Above Pre-Pandemic Levels, Fears of Rental Shortages & Drop in Mortgages

162

LVR Rules Relaxed, Housing Market Winding Up & How 6.5% Mortgage Rate Affects Finances

163

Investors Likely to Return, OCR Still Restrictive and Why RBNZ News is Good for Borrowers

164

Rental Asking Price Plateaus, End of the Housing Cycle & First Home Buyers Benefit from Rising Incomes

165

Property market Slump not over, CCCFA Changes & Weaker conditions good for First Home Buyers

166

New Listings Slow, Remote Work Affecting Rents in Suburbs & Smaller Mortgages Recorded as House Prices Drop

167

New First Home Grant New Build Price Cap, Borrower Sentiment to Remain Cautious and Suburbs Where Every Seller is Making a Profit

168

RBNZ looks to lift Loan-to-Value Restrictions

169

Mortgage Demand drops, Fewer Investment properties Get Sold & House Price Falls could be Ending

170

DTI Restrictions, Changes to the CCCFA & NZ not Following AU after OCR Hike

171

How Apartments & Townhouses are Affecting the Property Market in 2023

172

How to Fix the Rent Crisis

173

The Refinancing Wave, Number of New Consents Dive & Landlording as a Business

174

Interest Rates Close to Peak, Rent Growth in Multiple Directions & Is There a War VS Landlords?

175

Superannuation Rates 2023, Interest Rate Predictions Change & Flood Risks Worry Buyers

176

Unaffordability Raises Joint Ownership Figures & House Prices 25% Higher than Pre-Pandemic Levels

177

Renting VS Owning a Home, Centrix on Debt Problems & Consumers Rein in Spending

178

Changes to Auckland Rental Market, Mortgage Rates Rise & Rent Hits Record High

179

5 Money Management Mistakes in Your 20s

180

Where are Interest Rates going & How to Deal with Rate Hikes

181

Interest Rate Relief Predictions, Insurance Council Press Release & Help for Renter's Cost of Living Crisis

182

No end to Market Downturn Yet, CPI Shows Inflation May Have Peaked & Are Properties with Unconsented Work a Bargain?

183

Here's How to Use Your Credit Card Responsibly

184

Government Help for FHBs Pays Off, Building Sector Uncertainty this Year & Corelogic: LVR Relaxation not to Cushion House Prices

185

Suburbs with the Biggest Bargains in 2023, Investor Tax Burden Affecting Rentals and Is a Recovery in House Prices Up this Year?

186

Things to Think about when Fixing/ Refixing Your Mortgage

187

Inflation-Proofing Your Money

188

What's in store for 2023, Home Insurance Costs Increase & More than $100k Drop in Average House Prices-QV

189

Buyers Speed Up Property Deals, Fewer Sales not Leading to Realtor Mass Exit & Have House Prices Hit the Bottom?

190

Homebuyers Worried about Building Sector Liquidations, Raising the NZ Super Age and Underground Landlords

191

Regulation for Property Managers and Meth Tests, Traction on Plans to Fix Rental Crisis & OCR Rise

192

Price of Standalone Homes More Affordable, Westpac Predicts Another 10% House Price Drop &New Stats Show More People Entering NZ

193

Spring Lift at Residential Auctions, Rotorua Emergency Crisis and Investors Snap Up New Builds

194

New Housing Rules Dilemma, Climate Change Risks Threaten Property Prices & How to Deal with Tougher Rates

195

Survey Shows Landlords Want to Lift Rent, Areas Where Prices Have Increased Over 200% & Underinsurance as a Problem

196

Mortgage-Dependent Investors Least Active, Comparing Costs Between Landlords & Myth on Aucklanders Driving Up Prices

197

Bank Tells Clients to Reach out as Rate Hikes Bite, Buyers Return to Auctions & Young Couple Purchase First Home

198

Why Empty Home Owners Don't Want to be Landlords & Auction Surprise in Cooling Market

199

Our Thoughts on Tenant Data Security & Privacy Breaches

200

First Home Buyers Coming Back, Property Managers VS Privacy Rules and New Loan Option for Investors

201

NZ Dodges Recession, Debt Struggles on the Rise & Home Buyers Getting Ahead

202

Are Investors Banking on Capital Gains? Falls & Green Shoots in the Market & NZ as the World's Crash Test Dummy

203

Info for New Kiwis when it Comes to Buying Property

204

Kiwisaver Tax U-Turn, Pros & Cons of Trading Up & Endgame Close for Falling House Prices

205

RBNZ Talks 20% House Price Falls, Kainga Ora Renting Thousands of Private Homes & Predictions on Forced Sales

206

Tax Exemption Unfair to Ordinary Landlords, Human Rights Commission Calls for Rent Freeze & Migrants Flock to Open Homes

207

When the Banks Say "No", The Bank of Mum and Dad moving in with the Kids & Rental Prices Inch Up

208

Should you gamble on Floating Interest Rates? Second Tranche of CCCFA Changes & Asking Prices Drop

209

CCCFA Changes offer Little Help, Gains on Properties held for 40 years & How Much You Need to Sell for to Fund your Retirement

210

NZ Housing Market Far from Crash, High Inflation Brings Challenges for Home Buyers & The Link Between Climate Risk and Housing

211

How Credit Scores Affect Your Mortgage Chances, OCR Now 2.5% & More 'For Rent' Signs Going Up

212

NZ's Surprising House Price Jumps, Existing Homeowners Well Placed to Move Up Property Ladder & Rental Supply Spikes

213

$1Billion Spent on Emergency Housing Grants, Banks Say 'Yes", Kainga Ora Says 'No' & Facts to Keep in Mind In Case of a Recession

214

CCCFA Changes Explained, Banks Focus on Refinancing & Cashed-up Investors Snap Up Bargains

215

Landlords to Focus on Yields, Home Buyers In the Driver's Seat & Who will be Grabbing Bargains?

216

Prices Slashed in Thousands of Listings, Construction Activity Rises and FOOP Ruling the Property Market

217

Why Prices are Displayed on Listings, Housing Intensification and Buyers Spoiled for Choice in the Market

218

OCR Now 2%, Pain Predicted to Outweigh Gains in House Prices & Most Borrowers Ahead on Payments

219

House Price Caps Off for First Home Loans, South Auckland Hit by Steeper Rent Rise & IMF: NZ House Prices Up by Almost Four Times Average

220

How to Protect What You Value the Most

221

Some Homes at Risk of Negative Equity, Auckland CV Objections and A Study of Exposure to Interest Rate Storms

222

NZPIF's Plan to Solve the Rental Crisis, Buyer's Market Evidence and Landlord Tax Issues

223

Inflation Hits Tenants, A Look at Mortgage Test Rates & More

224

GFC vs Current Fall in House Prices, Gap between Mortgage Rates and Deposit Rates & More

225

Section Prices on the Increase, OCR now 1.5% and More

226

Investors back in the market , power shifting to buyers and more

227

Three Reasons Why You Shouldn't Wait for House Prices to Drop

228

Worried that Your Council Valuation (Rateable Valuation) is Too High or Too Low?

229

The Advice You Need to Hear at Present

230

A Buyer's Market on the Horizon & What It Means For You

231

2022 Is Going to Be Different

232

Property Investing in New Zealand VS Australia

233

Watch Your Step: How to Exercise Care in the Present Property Market

234

The Biggest Risk in the Property Market at the Moment

235

Why Now is a Great Time to be a First Home Buyer

236

What You Can & Can't Do During Covid Alert Levels 2 & 1

237

What You Can and Can't Do during Covid-19 Alert Levels 3 & 4

238

What does Property Apprentice do?

239

Mortgage Rates Going ⬆⬆⬆

240

She'll Be Right

241

Are New Builds Exempt?

242

How to Buy a Rental Property if you have Less than 40% Deposit

243

Attention: All Homebuyers with less than 20% Deposit!

244

Taking Action During This Part of the Property Cycle

245

Change is Here for the Property Market

246

"Do Something Today Your Future Self Will Thank You For"

247

Worried that you're missing out on the market?

248

Top Tips for Late Starters

249

Is a Holiday Home a Good Investment?

250

Should You Buy Now or Wait?

251

Your ACC Insurance and Why It Matters

252

How New Investors Can Get Into the Post-Covid-19 Property Market

253

What I would Do if I had $20k to Kickstart My Property Investment Journey

254

The #1 Question I Get Asked By Our Coaching Clients

255

Why You Don't Need to a Six-Figure Income to Invest in Property

256

Numbers You Need to Know as a Property Investor

257

Covid-19 and How It Has Affected the Insurance World

258

New Builds Vs Existing Properties: Pros & Cons

259

Impact of COVID-19 Community Outbreak on the NZ Property Market

260

Amendments to the Residential Tenancy Act

261

Fact or Fiction: Re-examining Old Wives' Tales About Property Investment

262

Why Some Investors Fail and Others Thrive

263

Finance Update with Linda Eagleton from MI Team

264

Lessons Learned from Previous Recessions

265

Latest Property Market Update

266

Top 5 Mistakes Investors Make & How You Can Avoid Them

267

What to Worry About (And Not Worry About) in a Market Correction

268

Answering Your Most Urgent Tenancy Questions in Alert Level 3

269

A Guide to the RBNZ Announcement on Lifting LVR Restrictions

270

What Landlords & Tenants Need to Know During Alert Levels 3 and 4