All Episodes
Ramsey Everyday Millionaires — 825 episodes
Here’s How to Keep RMDs From Becoming a Problem in Retirement
My Parents Think It’s Too Late to Start Investing
Are Separately Managed Accounts Better Than Mutual Funds?
Can We Stop Investing If We Have Enough for Retirement?
Should We Put Conditions in Our Will for Our Estranged Daughter?
Should You Use This Hidden HSA Strategy?
Can You Build Wealth by Investing Only in Individual Companies?
Are Trump Accounts Better Than ESAs?
How Do I Avoid a Huge Tax Bill When Selling Stocks?
The Problem With Using the 4% Rule in Retirement
Most People Give Without a Plan—Here's How to Give With Purpose
Should You Ever Buy an Annuity?
This Is the Mindset You Need to Invest in the S&P 500
Here's What to Do If You Don't Understand Your Financial Advisor
Where Do You Invest After Maxing Out Your 401(k)?
How the New Trump Accounts Could Make Your Kid a Millionaire
We Keep Selling at a Loss Every Time the Market Drops
How to Open Your First IRA
How to Access Your Retirement Savings Before 59½ Without Penalties
This Is What Happens When You Don't Know How to Value a Business
Here's How to Pick the Right Investments
How Do I Start Investing From Scratch?
This Is Why You Shouldn't Quitclaim Your Home to Your Kids
Will Paying My Mortgage Biweekly Really Pay It Off Faster?
This Tax Write-Off Could Wreck Your Finances
Is 20% of Your Net Worth in One Stock Too Much?
How Does a Pension Affect the 15% Retirement Rule?
If You're 19, This Investing Message Is for You
How Do We Build Wealth After Paying Off Our House?
Should I Trust My Pension to Still Be There When I Retire?
Why Invest in Four Mutual Funds Instead of Just the S&P 500?
What Would It Take for Me to Retire at 50?
Should I Surrender My Whole Life Insurance Policy?
I Don’t Know Anything About Investing—Where Do I Start?
Should I Convert More of My Retirement Savings to Roth Accounts?
Should I Take Monthly Distributions From My Retirement Fund?
Should I Retire Now or Work Longer for a Bigger Pension?
How Do We Learn to Spend Money After Being Frugal for So Long?
Is It A Good Idea to Delay Investing to Pay Off Your House?
My Mutual Funds Are Down (What Should I Do?)
My Advisor Wants All My Money in the Market (Is That Too Risky?)
Should I Take My Employer’s Offer of Deferred Equity Instead of a 401(k)?
How Much Do I Need to Retire Comfortably?
My Income Increased—Banks Want to Manage My Money (Who Do I Trust?)
Is There a Better Investment Option Than CDs?
We Just Inherited $2.5 Million—How Do We Manage It Wisely?
Do I Need to Tithe on Capital Gains and Investment Income?
Should I Stop Chasing Homeownership and Focus on Building My Retirement?
Can You Still Build Wealth After Starting Over With Nothing at 40?
Is the Boat I Want to Buy Too Expensive? (More Than 100% of My Annual Income)
What Should I Invest In After Maxing Out My 401(k)?
How Do I Invest When the News Keeps Shaking the Market?
What’s the Best Strategy for Withdrawing From My Retirement?
Can I Fully Fund My Retirement With One Lump Sum? [EP 773]
Can Married Couples Combine Retirement Accounts?
I’m 54 With No Retirement Savings—Can I Still Retire Comfortably?
What’s the Best Way to Invest for My Kids?
What is a Dividend Stock?
Do I Still Need to Invest for Retirement If I Have an Inheritance?
My Financial Advisor Wants Me to Buy an Annuity—Is That a Good Idea?
Do I Have Too Much of My Net Worth in Cash?
Do I Need to Set Up a Trust for My Kids?
When Can I Stop Investing and Just Enjoy My Money?
Why Can’t I Get My Investments To Give Me A 10% Return?
We Grew Up Poor—Now We’re Getting $2.6 Million. What Do We Do?
Should We Stay Invested in the Stock Market During Retirement?
I Lost Everything Trading in Penny Stocks—How Do I Recover?
How Do We Build Wealth Once Our House Is Paid Off?
Should I Be Aggressive About Paying Off My Home?
When Do We Stop Investing for Retirement?
How Do I Keep My Child From Being Spoiled By A Trump Account?
How Much Should I Invest If I’m Self-Employed?
How Should I Invest So I Don’t Run Out of Money in Retirement?
I’m 42 and Living Paycheck to Paycheck—Can I Still Become a Millionaire?
Is It Bad That I’m Only Invested in CDs?
What Does Working With a Financial Advisor Actually Look Like?
Everyone’s Predicting a Market Correction—Should I Move to Cash?
Should I Change What I’m Investing In During Retirement?
Can We Keep My Son’s Leftover 529 Money for His Kids?
How Much Is Safe to Spend in Retirement?
Should I Buy Another Airbnb or Diversify?
Should I Front-Load My 401(k) or Contribute Throughout the Year?
What’s the Point of Investing If I Don’t Plan to Use It?
Can We Save For A House And Invest At The Same Time?
Everything You Need to Know About Filing Taxes in 2026
Why Would I Pay Off My Home When I Can Invest?
Should I Invest In A Trump Account For My Kids?
How Do I Start Investing?
Is Too Much of Our Net Worth in Our Home?
Can We Cut Back Retirement Saving to Enjoy Life More?
What’s the Best Way to Invest My Savings?
This Is Why You Don’t Stop Investing
They’re Millionaires at 30—Here’s How They Did It
Dave Breaks Down Rebalancing Investments
How Should I Invest If I Can’t Use a 401K?
We Exceed the Income Limits for Retirement—What Should We Do?
Why Is Paying Off My Mortgage Better Than Investing?
Should We Wait to Get Married So My Girlfriend Can Keep Her Benefits?
Should My Parents Buy an Annuity?
Should I Use a 529 or Mutual Funds for My Kids?
Do We Need Life Insurance If We’re Debt-Free?
Should We Use Retirement Money to Buy Real Estate?
We’re About to Get $6 Million—How Do We Manage It Wisely?
Is It Too Late for Me to Save for Retirement?
Dave Walks Through His Retirement Investments
What’s the Downside of Putting Less Than 20% Down on a Home?
How Do You Know When You Have Enough to Retire?
When Does a Spousal Roth IRA Make Sense?
How Do I Start Investing?
Is Now a Bad Time to Invest Because the Market Is So High?
Is Investing in Silver a Good Idea?
Should I Fire My Financial Advisor?
I Have $3.5 Million Saved, but I’m Still Scared to Retire
Did We Make a Mistake Moving Our 401(k) Into CDs?
My Wife Wants the House Paid Off—But I Don’t See the Point
Can We Cut Back on Retirement Investing to Get Some Margin Back?
How Much of My Net Worth Should Be Cash vs. Assets?
I Transferred My 401(k) Into an Annuity—What Should I Do Now?
Our House Burned Down—Should We Use Retirement to Rebuild?
Why Do You Recommend a Roth Over a 401(k)?
My Financial Advisor Told Us To Take Out A HELOC
How Do I Help My Dad Invest His $1.3 Million?
Should We Change Our Investing in Baby Step 7?
Should I Use My Bonus to Buy Into the Business I Work For?
My Company Stock Dropped 30%—Should I Cash Out Now?
We’re Maxing Out Our 401(k)s—How Do We Invest More?
How Do I Invest My Inheritance to Replace My Income?
How Do I Help My Dad Plan for Retirement?
Should I Open a UTMA Account for My Child?
How Should I Invest Outside of a 401(k)?
How Much Should We Invest If Our House Is Paid Off?
How Do I Avoid Paying Taxes on an Inherited IRA?
I’m Scared to Invest My Savings in the Market
We’re Inheriting $1.3M—What Should We Liquidate First?
Does Land Count Toward Our Net Worth If We’ll Never Sell It?
Should I Move My Pension Into a Fixed Index Account?
Can I Afford to Retire at 54?
Should I Lower My 529 Contributions to Pay Off My House Faster?
Why 10–12x Your Income Is the Term Life Sweet Spot
Is It Better to Max Out My Roth IRA Up Front or Over Time?
Should I Sell My Investment Property With Owner Financing?
If I Can Afford Both, Why Can’t I Invest and Pay Off Debt Together?
I’m New to Investing—How Do I Get Started?
Should We Cash Out Our Variable Annuity to Pay Off Debt?
Should I Go All In on Real Estate Investing After Losing My Job?
What’s the Advantage of Actively Managed Funds Over Index Funds?
Should I Put More Toward My Mortgage or Into Investments?
How Should We Invest If We Want to Retire Early?
Is Real Estate Taking Up Too Much of My Net Worth?
How Much Do You Really Need to Put in a 529 for College?
Will Dave Ever Invest In Cryptocurrency?
I’m Nervous About Having $1.8 Million in One Stock
Should We Convert to a Roth or Leave It for the Kids to Inherit?
How Do I Choose the Right Investments in My 401(k)?
Is Leasing a Car a Smart Move If My Employer Covers the Taxes?
Where Does Extra Cash Go When You’re on the Baby Steps?
He Became a Millionaire by 35 Following the Baby Steps—Here’s How
I’m Nervous About My $1.1 Million in Stocks—Should I Sell?
We Think $250K Is Enough for Retirement—Should We Stop Contributing?
Why Do So Many Teachers End Up Becoming Millionaires?
Can I Use the Cash I Saved for Taxes On A Purchase I Can Write Off?
My Company Doesn’t Offer a 401(k)—How Do I Invest for Retirement?
AI Will Eliminate My Job in 10 Years—How Do I Plan for Retirement?
How Do You Know How Much You Need To Save in Order To Retire?
What Is My Recommended Retirement Withdrawal Percentage?
Can I Do a Roth 401(k) & Roth IRA at the Same Time?
Why Most People Don’t Retire a Millionaire
What Do I Need To Do To Retire in 9 Years?
How Can I Invest My Money Wisely?
Is My Advisor Pointing Me in the Right Direction?
How Should I Be Spending My Money Right Now?
This Is Why Rental Properties Aren’t Actually “Passive”
Should We Invest in Precious Metals?
Should I Convert My Entire IRA To A Roth All At Once?
Our Universal Life Policy Is Costing Us More Than We Put In
How Do the Baby Steps Apply If I’m Already a Millionaire?
Should I Take My Pension Buyout or Monthly Checks?
Are Structured Notes Too Good to Be True?
What’s the Right Way to Start Retirement Withdrawals?
Should I Open a Traditional IRA Just for the Tax Benefits?
Has Dave Gone Soft On Crypto?
Here's Why Dave Doesn’t Invest in Bonds
How Do We Maximize the Returns on Our Investments?
Where Should We Invest If We’re Scared of the Stock Market?
Is Self-Insuring My Home a Smart Move?
I Can’t Afford To Invest 15% Of My Income Into Retirement
Is It Smart to Keep All Your Investments With One Firm?
Which Is Better for Retirement: Pre-Tax or After-Tax Contributions?
How Do I Exit My Real Estate Investments?
Why Won’t My Agent Let Me Cancel My Whole Life Policies?
Can We Spend $15k For A Vacation?
Should I Ditch the Stock Market and Invest in Real Estate?
My Employer’s 401(k) Move Cost Me $18K
My Fiancée Won $1.3 Million—Now What?
Should You Ever Invest More Than 15% In Baby Step 4?
What’s a Healthy Net Worth at Your Age?
My Wife Doesn't Want Us To Invest In The Stock Market
How Do I Get Caught Up On Retirement?
Do I Have to Follow My Grandmother’s Wishes for My Inheritance?
88% Of Stocks Are Owned By Three Companies—Does It Matter?
We Built A $10 Million Net Worth By Following The Baby Steps
Why Is My Investment Portfolio Underperforming?
Dave Exposes Crappy Life Insurance Products
Are We Able To Retire Early?
The Baby Steps Are Stressing My Husband Out
Are There Any Good "Short-Term" Investments?
What’s Difference Between Direct-Sold And Advisor-Sold 529 Plans?
What Is A Mutual Fund?
This Is the Difference Between Investing and Speculating
How We Became Millionaires and Built a Lasting Legacy
Dave Explains Wealth Inequality In 2025
If You Do This You'll Be A Millionaire Before 30
How Do I Diversify My Retirement Investments?
Our Advisor Has Stopped Returning Our Calls
The Irony of Whole Life Insurance
My Advisor Doesn't Want Me To Buy A House
Should I Upgrade My Car To Impress The Ladies?
My Investments Keep Losing Money
Am I Burning Through My IRA Too Fast?
My Wife Spent Her Fun Money Before Our Trip
I Just Bought My Dream Car - Should I Return It?
I Make Too Much To Invest In A Roth Account
Should I Pull My Money Out Of The Market?
This Is What Happens When You're Smart Early
Can We Afford A $9K Family Vacation?
My Religion Won't Let Me Invest In The S&P 500
How Do I Live Purposefully Now That I Have Money?
How Do I 10x My Money?
My Dad Wants Me To Work With His Advisor
Should I Stop Day Trading?
Should We Cash Out Our Whole Life Policy?
Should We Buy A Bigger Car Or Pay Down Our House?
Dave's 3 Rules For Investing
What’s the Best Way To Save for My Daughter?
Am I A Hypocrite For Wanting A Prenup?
When Do We Stop Investing and Start Giving?
Should I Pause Retirement To Save for a House?
Can I Afford a $80K Tesla?
“So How Long Have You Been Selling Whole Life Insurance?”
Should I Invest in a Target Date Index Fund?
Is It Too Late To Invest for the Future?
Should I Give My Daughter Money To Buy a House?
Can I Use a Roth IRA Instead of a 529?
Should I Change My Investing Strategy?
The Secret To Building Wealth In Baby Step 7
Should I Rely on My Employer’s 401(k)?
Can I Use Budgeted “Fun Money” To Do Day Trading?
This Is the Biggest Piece of Mythology in Personal Finance
Our Advisor Is Advising Us Not To Pay Off Our Home
How Do I Build Wealth for the Future?
When Can I Afford To Self-Insure?
How Do I Use My $300K Income Wisely?
Does Compound Interest Work the Same in Separate Accounts?
"You Should Fire Your Tax Advisor"
Should I Invest in Real Estate or the Stock Market?
My 401(k) Was Closed Without My Knowledge
Can You Avoid Lifestyle Creep?
Investments Traps To Avoid In 2025
The Basic Principles To Building Wealth
This Is the Biggest Piece of Mythology in Personal Finance
Should We Convert Our 401(k) to a Roth?
Why Investing Is About More Than Just Math
Will I Lose the Company Match if I Max My Roth IRA?
Stay Gazelle Intense to Pay Off Our House?
How Should I Save Money Now That the Savings Rate Is Going Down?
Are There Taxes on My Kids’ Inheritance?
How Should I Pay Off My House?
Does God Want Us To Be Wealthy?
Should You Invest 15% For Retirement If You Already Have A Pension?
Should I Pay Off My House or Start Investing?
Where Should We Be Investing?
Don’t Let This Stupid Trend Affect Your Investing
How Quickly Should I Pay Down My House?
What Is The S&P 500 And Why Does It Matter?
My Husband & I Disagree On How To Invest
Should I Do a 401(k) or Simple IRA?
Money Markets vs. High-Yield Savings Accounts
How To Invest a Large Sum of Inherited Money
Do I Need To Diversify My Investments?
Why Shouldn’t I Get a 30-Year Mortgage?
Do Millionaires Still Need To Budget?
Should I Diversify My Retirement Investing?
What is "Dollar Cost Averaging"?
How Do I Protect My Savings?
Should I Switch From A Pension To A 401K?
Should My Investments Be More Conservative?
Do I Really Need a Financial Advisor?
Should I Invest or Save More for a House?
How Do We Balance Gazelle Intensity With Our Retirement Goals?
Is It Too Late To Start Investing For Retirement?
Does an HSA Make Sense for Me?
How Do I Maximize Retirement Savings?
Should I Get A High Deductible Health Plan?
Should I Reduce My 401K To Start An IRA?
How Do I Invest After Selling My Business?
There Are More 401K Millionaires Today Than Ever Before
Is It Wise To Move My Investments Into an HSA?
When do I roll my IRA to a Roth?
I Have $18M in a Single Stock - Should I Diversify?
How Much Should We Put In at 529?
Am I Behind on Building Wealth?
Why Dave Doesn’t Recommend Single Stocks
Why Should I Pay Down My Mortgage?
What Are the Pros and Cons of Target Date Allocation Funds?
Dave Argues With a Whole Life Insurance Salesman
What Should I Do With Stocks I Was Gifted?
Do I Still Have Time To Save for Retirement?
This Is Why You Shouldn’t Follow "Investing Bros"
Can I Pay My 30-Year Mortgage Like a 15-Year?
Can I Invest Larger Amounts in a Shorter Timeline?
Should I Reduce Investing To Afford a Roth Conversion?
Can I Spend More Than 25% on My House?
How can I Reduce What I Pay In Taxes?
What Should I Do With Money Left in a 529?
Should I Convert My Traditional 401(k) to a Roth?
Quit Taking Advice From Your Broke Friends and Family!
Is It Wise To Have Two Financial Advisors?
Should You Change Your Investing Habits During Election Season?
Should I Transfer My 401(k) to a Roth
How Can I Get Some Fun Money?
What Is a High-Yield Savings Account?
Should I Blame My Investing Pros for My Losses?
Should I Cancel My Whole Life Policies?
What Should I Do With a Settlement?
Are International Funds in Investing Still Necessary?
How Do I Invest and Set Myself Up for the Future?
What’s the Difference Between a Debit Card & Charge Card?
This Type of Life Insurance Sucks
Here’s Why Dave Ramsey Doesn’t Own Any Single Stocks
Should I Pay Off My Rental Property?
Am I Headed for a Financial Cliff?
I’m Begging You Not To Do This
Pause Investing To Pay Off Our House?
How Do We Know How Much We Need for Retirement?
Should I Fire My Financial Advisor?
Where Should I Buy Rental Property?
The Best Way To Save Money on Taxes
How Should I Invest My Commission Check?
Should I Pay Down My Mortgage or Earn Interest Saving?
401(k): When To Use It and When Not To
This Is a Terrible Way To Build Wealth
Will I Be Able To Retire Next Year?
Why Would I Pay Off My 2% Mortgage?
How Do I Protect Myself After Being Sued?
Would You Recommend Buying a Foreclosure?
Is It Possible To Build Wealth While Renting?
Choosing Between Day Care Expenses and Retirement Savings
How Should I Split Up My Investments?
Should I Invest in an IRA or Save for a House?
Was I Wrong To Pay Off My Home?
What Account Should I Open for My Newborn?
Should I Roll My 401(k) Over to an IRA?
How Much Should I Be Investing?
What Should I Do After Maxing Out My Roth IRA?
What’s the Best Way To Invest in Real Estate?
When It Comes to Investing, Keep It Simple (Stupid)
Is Giving Excessively the Same As Overspending?
Why the F.I.R.E. Movement Isn’t Sustainable
Whole Life Insurance Explained
You're A Millionaire And Didn't Even Know It
When “Passive Income” Isn’t So Passive
Can I Invest in Real Estate Instead of My Retirement Account?
Don’t Be So Desperate That You Make a Stupid Decision
Should I Roll My 401(k) Into a Roth IRA?
How Do I Start Saving for Retirement?
Should I Leverage Money or Pay Cash for an Investment Property?
What’s the Wisest Way To Handle an Inheritance?
Real Estate Investing Isn’t All Rainbows & Paychecks
Should I Start Buying Into Company Stocks?
Where Should We Invest After Paying Off Debt?
We Disagree With What To Do With $80K
How Do We Prepare for Early Retirement?
Why Real Estate Can Be a Blessing or a Curse
Is a Roth Conversion a Good Idea?
Don’t Confuse Speculating With Investing
These Bad Decisions Will Steal Your Wealth
We Always End Up Owing the IRS Every Year…
Where Should I Be Investing?
Dave’s Guide to Flipping Houses
Is It Wrong To Build Wealth?
How Should I Save for Retirement?
Should We Sell Our House in Case of Economic Collapse?
Where Should We Save Money for Our Kids?
How Should I Start Investing?
I Have Lots of Questions About Investing
Use Our House Savings To Start a Business?
How Do I Balance Today and the Future?
Should I Save for a House or Start Investing?
This Is the Right Way To Buy a Rental Property
5 Signs You’re Not Taking Retirement Seriously
Has Dave Changed His Mind About Bitcoin?
Can We Afford To Buy a Bigger House?
How Do I Start Investing?
Use Retirement To Pay Off My House?
What Should I Do With a Previous 401(k)?
Teaching Kids About Investing
This Is the Ultimate Mortgage Hack
Do These 3 Things To Set Yourself Up For Retirement
When Should We Get a Financial Advisor?
All About High-Yield Savings Accounts
How Can I Save for My Family’s Future?
I Tried Timing the Market and Got Burned
You’re Playing Russian Roulette With Your Checkbook
Should We Save Money in a 529?
This Is What You Should Do With a Million Dollars
Where Should We Be Saving Our Money?
Is It Too Late for Us To Save for Retirement?
Should I Save or Invest Most of My Income?
How Should I Use a Large Inheritance?
Should I Invest More or Pay Off My House?
Struggling With Spending After Paying Off Debt
How Can I Maximize My 529 Investing?
Where Should I Invest While Saving for a Home?
Is a CD the Safest Place for an Investment?
Why You Should Ride the Rollercoaster of Investing
What’s the Best Way To Invest $200K?
I Don’t Want To Wait To Start Investing
There’s No Such Thing As “Passive” Real Estate Income
What Should My Goals Be in Baby Steps 4–6?
The IRS Doesn't Care If You're Homeless
Should I Wait for Interest Rates To Come Down?
Is Now a Good Time To Buy a House?
What Should I Do With Income From My Rental?
My Wife Doesn’t Think We Can Afford To Retire
Should I Start Flipping Properties?
How Can I Invest Without Risk?
How Do I Start Investing?
How Should I Be Investing Right Now?
Should I Invest in My Employer Roth?
Don't Let Cost Of Living Paint You Into A Financial Corner
The Difference Between Mutual Funds & ETFs
If You Do This, You'll Have No Regrets
The Power of Compound Interest
Should We Trust Our Financial Advisor?
How Do I Create Passive Income?
This Is NOT the Way You Build Wealth
Is My Rental Property a “Unicorn” of an Asset?
Should I Buy a House or Rent?
Is It Worth Taking Social Security Sooner Than Later?
I Make $100K at 20 Years Old Flipping Furniture
How Do I Find a Good Financial Planner?
Don’t Screw Up Your Life With an AirBNB
How Should I Be Investing?
Should We Pay Off Our House Before Investing?
Is It Wrong To Ask a Financial Advisor’s Net Worth?
Am I Morally Required To Pay for My Child’s Education?
How Do You Plan for Retirement at a Young Age?
All About Baby Steps 4, 5, & 6
What's the Best Way To Get Into Real Estate Investing?
Where Should I Be Investing?
Why Should I Focus on Debt Instead of Investing?
Why Index Funds Are Not The Best Mutual Funds
Should I Sell My Investment Property?
"Fair" Is Where the Tilt-a-Whirl & Cotton Candy Are
How Do I Get a Good Return on My Investments?
How Much Should I Save in a 529?
Should I Invest in Real Estate?
I Won $22M in the Lottery and Haven’t Told All of My Family… Should I?
This Is Why the Rich Get Richer
The Persistent Illusion of Gold
With Interest Rates Low, Should We Rent Out Our House?
Should I Buy a Personal Home or Commercial Building?
Why CDs Are Great for Short-Term, Terrible for Long-Term
Dealing With a Rental House Nightmare
Can We Shift From Intense to Intentional?
When Investing You Have To Consider Risk
Why Whole Life Insurance Sucks
How Do I Know if I’ll Have Enough To Retire On?
Why Whole Life Insurance Plans Are Trash
You Don’t Become a Millionaire by Investing Borrowed Money!
Should I Leverage Debt To Invest & Build Wealth?
I’m Tired of Being a Landlord... Should I Sell?
Whole Life Insurance Is the Payday Lender of the Middle Class
These 3 Things Will Keep You Broke
Should We Wait for Interest Rates To Come Back Down?
If You Do This You’ll Be a Multimillionaire
How Do I Diversify My Investments?
Can You Build Wealth on a Modest Salary?
Passive Income Is TikTok Mythology
How Can I Catch Up on Retirement Later in Life?
How Much Should I Be Investing?
Dave Reacts to the F.I.R.E. Movement
Should I Invest in a Vacation Home?
Don’t Take Financial Advice From Broke People!
You’re Sprinting To Get Wealthy and You Need To Slow Down
No Debt Or House Payment Make For An Exciting Retirement
What Do These Millionaire Careers Have in Common?
How I Choose Between a Commission-Based or Fee-Based Advisor?
Do We Still Need Life Insurance?
We Have a Bull Market and You’re Going To Miss It
Never Borrow Money for a Rental Property
Should We Buy a Bigger Home if We Use It as a Rental?
No! I Was Trying To Tell You That's A Dumb Idea!
Using F.I.R.E. To Retire Can Lead To Regrets
This Is Why Roth Beats Traditional’s Butt
How Can I Use My HSA For Investing?
Dave Walks Through His Own Real Estate Mistakes
I Took Out a HELOC To Flip a House and Now I Can’t Sell It
Alex Hormozi: "Don’t Take Poor People’s Advice on Getting Rich"
Pausing Retirement To Save for a House
THIS Is How You Become a Millionaire
My Financial Advisor Wants Me To Invest Before Paying Off Debt
Investing in a Bull Market vs. a Bear Market
Is $1.4 Million Enough To Retire On?
Are CDs a Good Investment in This Market?
Be the Boring Turtle, Not the Sexy Hare
How Do I Get Started Investing and Building Wealth?
Should I Max Out My 401(k)?
Quit Playing Footsie With the Brokerage Funds!
Investing in Real Estate vs. Mutual Funds
How Do I Start Investing Well?
When Does It Make Sense To Refinance Your Mortgage?
Should We Pay Someone To Manage Our Investments?
If You Share a Bed You Can Share a Bank Account
Should I Invest in My Employer’s 401k or a Roth IRA?
Should I Borrow To Buy a Rental?
Why Home Ownership Will Make You Wealthy (When You’re Ready)
I’m Worried I’ll Lose Money in the Market
What Do I Do With an Inherited 401(k)?
Gold Is Just a Rock That’s Yellow, Not an Investment
SPECIAL EPISODE: Real Estate Investing Deep-Dive
Should I Let A.I. Direct My Investing Advice?
Get Out of Debt Fast, Get Rich Slow!
Should I Invest in Company Stocks?
Should We Pay Off the House or Save for College?
Should I Invest Extra Money or Keep It in Savings?
Don’t Let Your Inner Drama Queen Control Your Investing!
How Can I Make My Money Work for Me?
Is This a Smart Way To Invest in Real Estate?
Will We Ever See 3% Mortgage Rates Again?
Should We Use the 529 for Private School or Wait for College?
Rental Property Is Never Truly “Passive Income”!
Should I Move My Money While the Market Is Down?
Should I Open a Brokerage Account for My Investing?
Why Are You Sitting on So Much Cash?!
How Should I Invest if I Want To Retire Early?
Our Investments Keep Losing Money… What Should We Do?
The Sunk Cost Fallacy Explained
Ramsey’s Take on Fair & Equitable Taxation
Should I Pay Off My House or Buy a Rental?
Be an Owner, Not a Loaner
I Don’t Trust the Market… Should I Be Investing?
I Want To Try House Hacking… Should I?
What’s the Best Way To Invest My Money?
2023 Real Estate Trends: Should You Buy a House Right Now?
Should I Invest While I'm Still in Debt?
The Great News About the SVB Collapse
Become a True Investor Instead of a Victim of Debt
Should I Be Discouraged by the Returns on My Investments?
Don’t Be Smarter Than Simple!
Investing vs. Paying Off the Mortgage
Freedom Beats Employer Match Every Time
10 Things You Need To Know About the Secure Act 2.0
Here’s Why Whole Life Insurance Sucks
There's Never A Good Reason To Borrow From Your 401(k)
Should I Open a “Super Roth”?
How To Maximize Retirement Savings When You Have A 403(B)
How Can I Max Out My Retirement?
Everyone Around You Is Broke!
Which IRA Option Is Best: Traditional or Roth?
Pause Retirement When Switching Careers?
How Can I Get Into House Hacking?
Investing Strategy Is a Filmstrip, Not a Snapshot
Don’t Fall for the Nothing-Down Real Estate Trap!
Lump Sum vs. Dollar Cost Averaging
Where Can I Invest for the Fastest Growth?
What Should I Do With a Pension?
Should I Do Roth Until I Get a Company Match?
Don’t Let FOMO Guide Your Investing Strategy
Bonus Episode: Are You Ready to Build Wealth in 2023?
What’s the Smartest Way To Use My HSA?
The Dirty Little Secret About Real Estate Rentals
Dave's thoughts on REITs & DRIPs
The Truth Behind “Leverage” & “Arbitrage”
How Do I Get Started Investing?
Should We Pull Our Money Out of the Market?
How Do We Best Save for College?
What’s the Best Strategy for Investing?
Dave Explains Why Whole Life Insurance Sucks
Why You Should Only Invest in What You Understand
Should I Roll My 401(k) Into a Roth IRA?
Cashing Out Investments To Pay Off a House
I’m Finally Making Good Money & I’m Worried It Will Change Me
Should I Roll Over My Pension Into a Company 401(k)?
How Can We Pay Off Our House More Quickly?
DAVE RANT: This Is a Million Dollar Mistake
How Should We Set Up Our Retirement Accounts?
This Is Why Dave Ramsey Is Against Debt
It IS Possible To Retire As A ZERO Debt Millionaire
Invest or Pay Off the House?
Should I Cash Out My Investments & Go All In on Crypto?
Why Paying Off Your House Is A Great Investment
How Should I Choose a Retirement Option?
How Should I Be Saving for My Kid’s College?
How Should I Invest $100K?
Should I Use a Unified Managed Account?
FTX Collapses (We Tried To Tell You…)
Why Are International Funds Part of Your Investing Strategy?
Am I Contributing Too Much to My 401(k)?
I Tried “House Hacking” and It Was a Disaster
Anyone Can Become a Millionaire!
Should I Really Pay Off the House?
Should I Invest in My Company Stocks?
Hear How Steve Hit a $6.9M Net Worth at Age 52!
How Should I Be Investing?
What Is the Best Retirement Option?
Should We Convert to Roth?
How Can I Find a Good Deal on Real Estate Investments?
THIS Why You Don't Buy Property With Friends
Should I Invest More Than 15% To Catch Up?
How Do I Save for My Kids' College?
Should I Give Up the 401(k) Match Until I Pay Off My Debt?
My IRA Is Losing Money… Should I Pull Out?
My Husband & I Disagree on How To Invest
Should I Ever Invest More Than 15%?
Mutual Funds vs. Index Funds
Shouldn’t I Invest Instead of Paying Off My House?
Real Estate Investing As “Passive Income” Is a Myth!
How Do We Split Up Our 15% Investing?
How Do I Invest $2.5 Million?
Graham Stephan on Real Estate, Investing & Living Below Your Means
How Do I Start Building Wealth?
What Is an Index Fund & Should I Invest in One?
How Does a Sinking Fund Work?
Should I Invest in Employer Stock Options?
Allan Has a $3.8M Net Worth at Only 46
The Problem With Investing Culture Trends
What’s the Best Way To Save for Retirement?
How Can I Hedge Against Inflation?
How Do I Save for Kids College?
Are My Investments in the Wrong Places?
Renting out Commercial Real Estate
Why Is Saving for College Part of the Baby Steps?
Should I Diversify Outside of My 401(k)?
I’m Having Trouble Contributing 15% to Retirement
What’s the Best Way To Invest Without a 401(k)?
Should I Buy My Company’s Stock?
Move Money From a 401(k) to a Roth?
Save for a House or Invest?
How Do I Stay Motivated After Paying Off My House?
I’m Scared To Invest in the Stock Market… Do I Have To?
What To Do With a Pension Payout
How Do I Calculate My Net Worth?
My Wife Is Scared To Use an Investment Pro
What’s the Best Way To Save for College?
Should I Cash Out My Investments To Pay Off My House?
Should I Convert to a Roth?
Pause Investing To Pay for College?
What’s the Deal With Pensions?
What Do I Do With My Old Retirement Account?
Preparing to Invest After Graduation
Retirement Plans Changed...What Should I Do?
Moving From One 401(k) to Another
How Can I Diversify My Roth?
Should We Invest in More Than Our 401(k)?
How Do I Get Started Investing in Real Estate?
Should I Still Be Investing?
Traditional or Roth 401(k)?
What Is a “Bear Market”?
How Should We Be Investing Right Now?
How Does Compound Interest Work?
Should I Do a 401(k) Without a Company Match?
Never Invest in Something You Don’t Understand
Should I Max Out My Roth IRA or 401(k)?
How To Be Intentional in Baby Steps 4, 5, & 6
What if We Don’t Use Our Kids’ 529 Plan?
Saving Up To Pay Off Our House
How Should I Spend a Large Inheritance?
Should I Stop Investing While the Market Is Down?
Studies Show 401(k) Millionaires Are Booming
Should I Invest Like Crazy or Pay Off My Mortgage?
You Can’t Be Dramatic & Win at Investing
Should I Stay Gazelle Intense Forever?
How Do I Pick Funds for My 401(k)
Here’s How You Make Money in Real Estate
When Should We Get a Financial Advisor?
Investing in a Roth vs. Deferring Taxes Until Retirement
I Have $500K in the Bank I’m Afraid To Invest
How Do I Allocate Funds in My Portfolio?
Do I Need Long-Term Care Insurance?
Pause Retirement To Pay Cash for a House?
How Should We Save for College?
How To Invest During a Down Economy
Should I Work For a Company Without a 401(k) Match?
Roth vs. Traditional: Which is Better?
When Can I Let My Foot off the Gas & Have Fun?
Should I Stay in a Traditional 401(k)?
Are We Saving Too Much for College?
Still Stressed in Baby Steps 4, 5, & 6
What's the Best Mutual Fund?
Do I Freeze My Pension To Get a Higher Match?
How Do I Start Investing at a Young Age?
How Much Should We Invest for Long-Term Care?
Should I Take My Pension in Full or in Payments?
Should I Leave My Money in The Market?
Should I Freeze My Pension To Get A Higher 401(k) Match?
Should I Sell My Vacation Home To Pay Off My Primary House?
Why Should I NOT Get a Reverse Mortgage?
Dave, Can You Clarify What a Fixed Index Annuity Is?
Should I Invest My Money or Pay Off My House?
Why Should I NOT Get A Reverse Mortgage?
I'm in Baby Step 7 but Having Trouble Spending Money
When Do I Start Drawing Social Security?
How Long Should I Hang On to Underperforming Funds?
Why Dave Ramsey Suggests Investing 15% of Your Income For Retirement
Pull Money From My IRA To Pay Off My House?
What Should My Retirement Withdrawal Rate Be?
How Do I Justify Buying a New Truck?
Is a Ladybird Deed a Good Idea for Us?
Should I Rebalance the Funds In My 401(k)?
Should I Use Retirement Money for Home Improvements?
I Have Money All Over The Place - How Do I Get Organized?
I’m Being Told NOT To Pay Off My House...Should I Listen?
Should I Roll My Traditional 401(k) to a Roth?
This Is How You Pick the Right Financial Advisor
I Don't Know What To Do With All of My Money!
Should I Invest My Inheritance or Pay Off My House?
How Do I Start Investing at 60 Years Old?
Should I Hold Off on My Back-Door Roth Conversion for This Year?
Should I Consider a Reverse Mortgage?
I'm Debt Free but Having Trouble Spending Money!
How Aggressively Should I Be Investing at 75?
My Wife Doesn't Think We Need A Financial Advisor
How Do I Invest $1,000,000?
How Do I Start Saving for an Early Retirement?
How Big of a House Should I Buy?
We're Debt Free With $100,000...What Do We Do?
What Do I Do After Maxing Out Investments?
What Is The Best Way To Pay Off My Mortgage?
Should I Pull Out My $400,000 In Stock?
I'm 47 and Afraid I Won't Have Enough To Retire!
Should I Take Out Social Security Now Or Wait?
What’s The Best Way To Invest $40,000?
How Do I Protect My Assets As A Millionaire?
Pay Off The House or Make Home Improvements?
Should I Max Out Retirement Now and Cash Flow College Later?
When Is It Safe To Drop My Life Insurance?
How Do I Become a Decamillionaire?
Should I Invest $100,000 or Become Debt-Free?
I’m on Baby Step 7! Now What?
Should I Start Taking Social Security and Invest It?
Should I Really Pay Off My Mortgage Instead of Invest?
Should I Keep My Rental or Sell It Since the Market Is Hot?
Should I Use A HELOC Because Everyone Else Is?
Can You Be “Gazelle Intense” to Build Wealth?
When Is It Okay to Buy A Rental Property?
You Have Cash...You Don't Need a Mortgage!
Where Should I Park My Savings for a House?
Can I Afford This $1,00,000 Toy?
What Is the Benefit of a Roth 401(k)?
Should I Pause Investing to Load Up a College Fund?
Why the "Tax Benefit" Isn't Worth Keeping a Mortgage
What Is the Best Way to Grow My Savings?
Should We Keep Paying Extra on Mortgage Even Though We're Moving?
Keep Investing in International Stocks Even Though They Suck?
How to Build Wealth on a Low Income
We're Debt-Free and Don't Know What to Do with Our Extra Money
I'm On Baby Step 7 but Afraid to Spend Money!
Should I Pause Investing to Front-Load a 529?
Should I Be Investing 15% of My Side Income?
Should I Take the Lump Sum Retirement Option?
How Much Do I Contribute on Top of My 401(k) Match?
How Do I Leave an Inheritance That Won't Be Taxed?
How Can I Invest Money but Also Keep It Liquid?
I'm Debt Free...How Do I Balance Spending and Investing?
My Daughter Got a Full Ride Scholarship...What Do I Do
How Much Should I Be Putting Into My 401(k)?
Should I Stop Investing To Save for a House Down Payment?
How Should I Be Saving for My Kid's College?
I'm Getting $200,000...What Should I Do With It?
Why Reverse Mortgages Are NEVER a Good Idea
Should I Sell My Rentals While the Market Is Hot?
You'll Never Become a Millionaire if You Believe This Lie
Pay Capital Gains Tax or Buy Another Property?
What's the Difference Between a 529 and an ESA?
Should I Roll My 401(a) Plan or Leave It?
Should I Use My Mutual Funds To Pay Off My House?
When Is an Umbrella Policy a Good Idea?
Should We Pay Off Our House Before We Start Investing?
Should I Sell My Rental and Get Hit With Huge Capital Gains Tax?
I'm Afraid To Pay Off My House!
I'm 60 With Little Saved for Retirement and I'm Confused
What Do I Do With the 401(k) From My Old Job?
I Paid Off My House and Don't Know What To Do With the Extra Money!
Should I Sell My Volatile Vacation Property?
Does It Make Sense For Me To Buy a New Car Now?
Should I Pay Off My House or Start Investing First?
Is $3 Million Enough To Comfortably Retire On?
Where is the Best Place To Put My Kid's College Fund?
Do I Need a Bigger Nest Egg Even Though I'm a Millionaire?
Am I Investing in the Right Type of Mutual Funds?
How Do I Use My HSA as a Retirement Account?
How Do I Balance Paying Off the House and Investing?
We Are Millionaires but My Husband Freaks Out About Spending!
What Do I Invest in After Maxing Out My 401(k)?
What Is the Best Strategy for Investing in Real Estate?
You Are Statistically a Moron if You Think THIS About Millionaires - Dave Ramsey Rant
You Guys Need to STOP Monkeying Around With This Stuff
Company Stock Makes Up Half My Income...How Do I Manage That?
THIS Is the Secret to Becoming Wealthy
You ARE Going To Be a Baby Steps Millionaire!
What Is the Most Important Part of Investing Successfully?
You Don't Need My Opinion if You're Going To Work Your Own Plan!
Is Investing or Paying Off the House More Important?
Should I Be Investing More Than My Mandatory Contribution?
Is a Roth 401(k) Better Than a Roth IRA?
How Wealthy Do You Want To Be?
Should I Come Out of Retirement To Work a Job I Don't Need?
We're Debt Free...Now What?
My Husband Doesn't Think I Need Life Insurance!
Does My Income Bracket Change My Investing Strategy?
Should I Buy a Second Home?
Do I Need an Umbrella Insurance Policy?
We're Paying Off Our House Tomorrow...What Now?
Use a Cash-Out Refinance To Buy Another Home?
Am I at the Point Where I Can Buy an Expensive Toy?
I Just Found Your Investment Opportunity...
Should I Use the Acorns App for Investing?
Why Is a 529 Better Than a Brokerage Account?
Should We Sell One of Our Houses To Pay Off Our Kid's Mortgages?
I'm Debt-Free but Feel Guilty About Spending Money
What Do We Do With Extra Money Every Month?
How Much Do I Contribute to My 401(k) if There's a Match?
We Have $190,000...What Should We Do With It?
Welcome to "Ramsey Everyday Millionaires"