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All Episodes

Retirement Answers — 158 episodes

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Title
1

Avoid These 5 Retirement Mistakes Before It’s Too Late

2

Why Your 401(k) Isn’t Enough - The Ideal Retirement Mix

3

The Mental Trap That's Sabotaging Your Retirement

4

Avoid These 8 Retirement Mistakes (They Look Harmless… But Aren’t)

5

5 Reasons NOT To Claim Social Security Early

6

These Are The Most Important Years of Retirement

7

The Roth IRA 5-Year Rule Explained (Ultimate Guide)

8

Most Retirement Plans Look Good on Paper, But FAIL in Reality

9

7 MAJOR Benefits of a Brokerage Account in Retirement

10

4 Reasons You Should Take Social Security at 62

11

Don't Retire Yet - Try This Instead

12

The Big HSA Mistake Retirees Don’t Know They Are Making

13

New 2026 Tax Brackets, Standard Deductions & More!

14

MAJOR Changes To 401k Catch-Up Contributions in 2026

15

4 Retirement Fears to STOP Believing After You Reach 50

16

Don't Retire Early Without Understanding THIS Tax Strategy First

17

5 Misleading Retirement Beliefs That Can Sabotage Your Future

18

5 Questions You MUST Answer If Retiring Before 65

19

This Is The Roth Conversion SWEET SPOT

20

Every Retiree Needs To Hear This... (What I've Learned After Helping 100 Clients Retire)

21

The Roth Conversion MISTAKE Every Retiree Should Avoid

22

The 2026 Social Security COLA + Who It Applies To

23

Social Security REGRETS: The Top 5 Mistakes Retirees Make

24

Why Retirees with $1M Actually End Up With TOO MUCH

25

Are You Optimizing Social Security For The WRONG Thing?

26

Roth Conversions Just Got More Complicated (OBBBA Update)

27

Can Capital Gains Push Me Into a Higher Tax Bracket?

28

Retiring Early? Use the Rule of 55 To Unlock Retirement Freedom

29

Are You Over-Saving For Retirement? Here's How You Could Be Sabotaging Yourself

30

How To Create Tax-Free Income In Retirement WITHOUT A Roth IRA

31

These 5 Tax Mistakes Will Waste Your Retirement Savings

32

Retirement Tax Planning: What It Is (Actually) + Why It Matters

33

The Widow's Tax Trap: What Is It & How To Avoid It

34

8 Important (But Little-Known) Rules To Know Before You Retire

35

5 Things to STOP Doing Before You Retire (And What To Do Instead)

36

18 Signs You Are Better Prepared for Retirement Than Most People

37

Retire NOW If You Answer YES to These 5 Questions

38

Why This Account Changes Everything in Retirement

39

Why Converting Everything to Roth is a MISTAKE

40

What Most Retirees Don't Know About Social Security Survivor Benefits

41

Social Security Spousal Benefits - Avoid These Common Mistakes

42

What You Can Do To Avoid The IRA Pro-Rata Rule

43

What The Top 1% of Retirees Do Differently From Everyone Else

44

Why Your Roth Conversion Could Trigger Unexpected Tax Penalties

45

10 Retirement Hacks That Will Save You Money

46

Recession-Proof Your Portfolio By Doing THIS

47

Why You Should STOP Doing Roth Conversions

48

Planning for Travel Expenses in Retirement? Ask Yourself These Questions

49

This is the BEST Way To Do Roth Conversions

50

How To Plan For Long-Term Care in Retirement

51

Stock Market Crash? Take Advantage of These 3 Opportunities

52

How To Invest AFTER You Retire

53

DO THIS To Spend Confidently in Retirement

54

Sequence of Returns Risk: Should You Retire During a Recession?

55

Roth IRA 5-Year Rules & A Little Known Fact You Should Know About

56

6 Financial Goals to Reach By Age 60

57

How To Avoid The RMD Tax Trap

58

Every Retirement Plan Has This MAJOR Problem

59

5 Hidden Costs That Catch Retirees Off Guard

60

The Complete Guide to Backdoor Roth IRA Contributions (And Common Mistakes to Avoid)

61

6 Common Tax Mistakes Most Retirees Make (And How to Avoid Them)

62

Create Up To $126k of TAX-FREE Income in 2025 Using Tax-Gain Harvesting

63

Every Good Retirement Plan Includes These 6 Things

64

If You Want to Retire in 2025, Do These 5 Things First

65

8 Common Mistakes That Could Ruin Your Retirement

66

The TRUTH About Social Security Taxation: How It Actually Works

67

Pension vs Lump Sum - Friday Q&A

68

4 Reasons to Retire ASAP

69

Friday Q&A: Why Am I So Anxious About Retirement?

70

5 Strategies To Lower Your Required Minimum Distributions (RMDs)

71

Friday Q&A: Should We Pay Off Our House?

72

Should I Pay Off My Mortgage Before Retirement?

73

Is NOW A Good Time To Buy Stocks?

74

Ask This Question BEFORE You Retire

75

Here's When You Should Do Roth Conversions

76

How Much Cash Should I Hold in Retirement?

77

Stop Avoiding IRMAA!

78

6 Reasons to Spend Your Roth IRA in Retirement

79

Navigating Market Volatility in Retirement

80

Watch Out for These 5 Investing Mistakes!

81

Tax-Savvy Retirement: Asset Location Explained

82

5 Ways to Reduce Your RMDs (& SAVE BIG)

83

Where Should I Pull Funds From First in Retirement?

84

7 Reasons NOT To Do Roth Conversions

85

How Much Money Do You ACTUALLY Need To Retire?

86

Will My Social Security Be Taxed?

87

Is Social Security Going to Run Out?!

88

3 Estate Planning Must-Haves

89

Inherited IRA Rules EXPLAINED (10-Year Rule)

90

Retirement Planning Do's & Don'ts

91

How Do Presidents Impact the Stock Market?

92

Avoid These 8 Retirement Mistakes

93

BIG NEWS & My Retirement Planning System

94

How Do Financial Advisors Get Paid?

95

5 Benefits of a Roth IRA in Retirement

96

How to Plan for Retirement Gap Years

97

How Much Income Will I Need in Retirement?

98

The Secret Ingredient to a Successful Retirement

99

Should I Take Social Security & Invest It?

100

Should I Prioritize Roth Conversions or Health Insurance Subsidies?

101

When is the Best Time to Retire?

102

5 Common Retirement Regrets (& How To Avoid Them)

103

Social Security Survivor Benefits: A Complete Guide

104

Last 5, First 5: The Most Important Years

105

3 Investment Principles to Live By

106

The Power of a One-Page Plan

107

Important Numbers to Know in 2024

108

Donor Advised Funds - How & When To Use Them

109

How to Retire in 2024 - 5 Steps To Take Now

110

The 4 Parts of a Successful Retirement Plan

111

Year-End Tax Planning Reminders for 2023

112

Retirement Investing Mistakes & How To Avoid Them

113

6 (Common) Roth Conversion Mistakes to Avoid!

114

The Complete Guide to Social Security Spousal Benefits

115

7 Common Retirement Fears (& How To Overcome Them)

116

2024 Social Security COLA & More

117

Spending with Confidence in Retirement

118

5 Ways to Use a HSA in Retirement

119

When Should I Take Social Security? 6 Things to Consider

120

Are You Ready For The Next Recession?

121

How to Pay 0% Capital Gains Tax

122

The Ultimate Guide to 401k Rollovers

123

The Ultimate Retirement Checklist: 6 Things To Include in Your Plan

124

Backdoor Roth IRA: What it is + How it works

125

How to Pay Taxes on Roth Conversions

126

The Roth Conversion Sweet Spot

127

Watch Out for This BIG Retirement Tax Trap

128

The 3 Bucket Retirement Plan

129

5% CDs Are Not Good Investments

130

Asset Location - How It Saves You Taxes

131

5 Things To Do 5 Years From Retirement

132

Q&A Mailbag: Roth Conversions, Basis in IRAs, & Inherited Roth IRA Taxes

133

The Real Risk of Stocks

134

I'm 55, With $1 Million Saved. Can I Retire?

135

Your Retirement Plan is Wrong...

136

401k Catch-Up Contribution Changes in 2024 (SECURE Act 2.0)

137

Annuities (Part 2): Why I Don't Like Them

138

Annuities (Part 1): What Are Annuities?

139

5 Common Investing Mistakes to Avoid

140

How is Social Security Taxed?

141

How Much Do I Need To Retire?

142

$100k Tax-Free Retirement Income!

143

7 Tax Planning Tips to Consider

144

Tax Diversification

145

My Thoughts on Silicon Valley Bank

146

Taxes on Roth Conversions, How 401ks are Taxed, & Offsetting Dividends with Capital Losses

147

Naming Beneficiaries, Roth Limits, and Spousal Benefits

148

Are Bonds Still a Viable Investment Option?

149

SECURE Act 2.0: Changes to RMDs

150

Don't Be Too Conservative in Retirement

151

3 Things You Should Do BEFORE You Retire

152

3 Questions My Clients Are Asking Right Now

153

Roth IRA Distribution Rules

154

Understanding Social Security Survivor Benefits

155

Don't forget about the Taxable Investment Account!

156

Do I have to be receiving Social Security benefits to get the COLA?

157

Understanding Social Security Spousal Benefits

158

Intro