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All Episodes

The Auto Finance Roadmap — 321 episodes

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Title
1

Originations rise in Q1 as affordability challenges, EV demand grow

2

‘Affordability is No. 1’ driver of PNC’s auto refinance demand

3

Lenders report mixed auto originations, delinquencies dip in Q1

4

Rising costs, EV demand, regulation reshape auto finance landscape

5

Auto lenders balance growth with rising credit, affordability pressures

6

Iran war, rising fraud further pressure auto industry

7

Capital One’s Sanjiv Yajnik IDs technological shifts in auto finance

8

Iran war spurs economic uncertainty for auto finance industry

9

Rising gas prices, high rates add to affordability woes

10

Auto lenders eye AI, blockchain liquidity, social media trends

11

Drivers underestimate annual car ownership costs with Synchrony’s Keith Mait

12

Auto industry adapts to evolving technology, affordability

13

Auto, powersports originations mixed

14

Banks’ auto originations rise in Q4

15

Tricolor collapse, servicing transition sparks industry changes

16

Auto lenders, dealers look to tax season for boost

17

Affordability, repos, credit performance top concerns into 2026

18

Dealers grapple with new registration requirements, ATPs rise

19

EV sales slow in November, used-vehicle values flat

20

Tricolor’s 10K vehicles could be sold by March

21

Flagship sold to investment firm, Prestige halts originations

22

Future of CFPB funding questioned

23

CarMax replaces CEO, EV makers report Q3 growth as car sales mixed

24

Lenders eye affordability, subprime finance as credit performance weakens

25

Tricolor bankruptcy prompts calls for transparency, portfolio reviews

26

Auto Finance Summit 2025 highlights industry strength, challenges

27

Powersports trends, Tricolor bankruptcy latest and preview of Auto Finance Summit 2025

28

Tricolor court proceedings begin, fraud investigation confirmed

29

Sales, supply, promotions dominate Powersports Finance Summit 2025

30

An automotive business expert breaks down the Tricolor bankruptcy

31

Breaking down Tricolor Auto’s collapse

32

BHPH dealer Oak Motors’ applications up 30%, approvals fall

33

Floorplan finance fraud on the rise; CUs lean into auto

34

Proposed CFPB rule change teases win for nonbank lenders

35

Podcast: Vehicle repair costs up 43% since 2019, Synchrony says

36

Carvana’s sales surge in Q2, Ford Credit, retailers’ results mixed

37

Pagaya president speaks to fintech’s lending strategy

38

Ally, Chase, Wells see auto origination growth in Q2

39

Used EV sales outpace new as Trump bill ends tax credits

40

July 4 sparks 0% deals, Q2 sales robust

41

Used-EV market ramps up as tax credit end looms

42

Motorhome auction volume up from April to May

43

Credit access improves, but some borrowers turn to credit builder loans

44

Repos up as prices rise, stronger sales cut supply

45

Tariff uncertainty continues to define auto, powersports markets

46

AI, tariffs, EVs, compliance take center stage at AFS East 2025

47

Synchrony’s Medrano, Broward Motorsports’ Reyes talk financing support

48

Capital One’s Annie Fallows talks AI evolution

49

Ally Financial, Huntington originations rise in Q1

50

Pre-tariff car prices hold, Q1 earnings kick off

51

Weekly Wrap discussion as auto tariffs kick in, industry responds

52

Weekly Wrap discussion on looming auto tariffs

53

AFN and Experian talk affordability, credit, EVs

54

Diversification in funding drives originations

55

Weekly Wrap discussion on tariffs, gen AI use

56

Industry eyes stabilized DQs, mixed pricing dynamics

57

Exponential Markets' Fortin on 'volatile' EV pricing

58

CFPB halted, Q4 earnings continue

59

Auto industry eyes tariffs, credit performance

60

Weekly Wrap discussion on the 2025 auto finance landscape

61

Wildfires spark deferral offers; funding off to strong 2025

62

A look back at top automotive trends in 2024

63

Affordability key challenge moving into 2025

64

Used-vehicle prices rise, EV financing share up

65

Incentives pick up, dealers eye LTV requirements

66

Weekly Wrap discussion on nonprime consumers, improvements on affordability

67

Podcast: Synthetic fraud rises in powersports, auto

68

Podcast: Discussion on automakers' October sales

69

Podcast: Discussion on Q3 earnings, auto lease ABS issuance

70

Podcast: Q3 captive originations are mixed

71

Q3 bank earnings offer mixed results

72

Q3 earnings season kicks off, Octane enters marine market

73

Auto credit performance worsens, prompts provision spike

74

Podcast: Unlocking EV potential through leases, used market

75

Used-car demand strong amid tight credit, rising DQs

76

Automakers pull back on DEI amid social shifts

77

Regulators eye AI, aftermarket sales practices

78

Lenders weighing benefits of force-placed insurance

79

Weekly Wrap discussion on originations, AI-driven lending

80

Weekly Wrap discussion on Q2 earnings, e-contracting

81

Weekly Wrap discussion on leasing, HOG earnings

82

Weekly Wrap discussion on leasing, earnings, sales

83

Weekly Wrap discussion on Q2 earnings kickoff

84

Weekly Wrap discussion on sales, incentives

85

Weekly Wrap discussion on rising debt, tech, compliance

86

Discussion on retail POS lending as an opportunity for lenders

87

Weekly Wrap discussion on CDK attacks, powersports

88

Weekly Wrap discussion on loan production, inflationary pressures

89

Weekly Wrap discussion on leasing, NAF Summit

90

Weekly Wrap discussion on market share, powersports

91

Weekly Wrap discussion on AI adoption, affordability

92

Weekly Wrap discussion on underwriting themes at AFS East 2024

93

Weekly Wrap discussion on Auto Finance Summit East 2024

94

Weekly Wrap discussion on earnings, sales

95

Weekly Wrap discussion on Q1 earnings kickoff

96

Weekly Wrap discussion on used-car values, new-vehicle sales

97

Weekly Wrap discussion on sales, incentives

98

Weekly Wrap discussion on capital funding, competition

99

Weekly Wrap on powersports, tech investment

100

Weekly Wrap on used vehicle values, EVs

101

Weekly Wrap discussion on credit tightening, performance

102

Weekly Wrap discussion on aftermarket compliance, EVs

103

Weekly Wrap discussion on auto finance growth, powersports earnings

104

Weekly Wrap discussion on GM Financial, CAC earnings

105

Weekly Wrap discussion on Vroom, Sonic Automotive closures

106

Podcast: ‘Weekly Wrap’ on mixed Q4 bank earnings

107

Weekly Wrap discussion on Q4 earnings kickoff

108

Weekly Wrap discussion on EV tax credit changes

109

‘On the Job’ with CULA’s Mark Chandler

110

Weekly Wrap discussion on 2023 highlights, 2024 expectations

111

Weekly Wrap discussion on tightened credit, powersports growth

112

Weekly Wrap discussion on sales, pricing

113

'On the Job' with Axos Bank's Anthony Capizzano

114

Weekly Wrap discussion on delinquencies, captive market share

115

Weekly Wrap discussion Toyota CFPB oversight, subprime credit tightening

116

Weekly Wrap discussion on subprime market

117

Weekly Wrap on subprime financing, affordability

118

Weekly Wrap on Auto Finance Summit 2023

119

Weekly Wrap on earnings, subprime ABS

120

Weekly Wrap on start of Q3 earnings

121

Weekly Wrap on used vehicles, fraud, capital markets

122

Weekly Wrap on Q3 sales, UAW strike, EVs

123

Weekly Wrap on market share, interest rates, Carvana

124

Weekly Wrap on BMO indirect exit, RV values

125

Weekly Wrap discussion on Carvana ABS, floorplan shakeup

126

‘On the Job’ with FreedomRoad Financial EVP and Managing Director Tom Collins

127

Weekly Wrap discussion on rising delinquencies, dealer consolidation

128

Weekly Wrap discussion on auto ABS market, powersports

129

Weekly Wrap discussion on captives, credit access

130

Weekly Wrap discussion on EV earnings, CFPB

131

Weekly Wrap discussion on subprime earnings

132

Weekly Wrap discussion on captive earnings

133

Weekly Wrap discussion on Q2 bank earnings

134

Weekly Wrap discussion on Q2 earnings kickoff

135

Weekly Wrap discussion on indirect auto market, EV sales

136

Weekly Wrap discussion on Fifth Third pullback, EV financing

137

‘On the Job’ with Vroom and UACC Chief Adviser Bruce Newmark

138

Weekly Wrap discussion on credit performance, CAF earnings

139

Weekly Wrap discussion on loan and leasing trends

140

Weekly Wrap discussion on Citizens’ exit, changing dynamics

141

Weekly Wrap discussion on improved credit performance, powersports

142

Weekly Wrap: Fraud, debt ceiling and repossessions

143

Weekly Wrap: Fraud and Auto Finance Summit East

144

Weekly Wrap: Auto Finance Summit East 2023

145

Weekly Wrap: Ford Credit and Carvana earnings

146

Weekly Wrap: Capital One, CPS, GM Financial report earnings to mixed results

147

Weekly Wrap: Banks complete Q1 earnings

148

Weekly Wrap: Q1 earnings kick off with mixed results

149

Weekly Wrap discussion on soaring payments

150

Weekly Wrap discussion on CBA Live, used market

151

Weekly Wrap discussion on capital markets, powersports earnings

152

Weekly Wrap discussion on Credit Suisse

153

Weekly Wrap discussion on Silicon Valley Bank

154

Weekly Wrap discussion of auto ABS, vehicle sales

155

Weekly Wrap on indirect auto exit, Carvana

156

Weekly Wrap on auto ABS market, credit availability

157

Weekly Wrap on weakening credit demand

158

Weekly Wrap on Ford Credit, CAC earnings

159

Weekly Wrap on auto leasing, earnings

160

Weekly Wrap on Q4 earnings: Banks pull back on auto

161

Weekly Wrap on Q4 earnings kick-off

162

Weekly Wrap on new records set

163

Weekly Wrap discussion: All eyes remain on Carvana

164

Weekly Wrap discussion on Carvana, incentives

165

Weekly Wrap discussion on credit, fees

166

Weekly Wrap on automotive retailers, EVs

167

Weekly Wrap discussion on Q3 earnings close, AFS

168

Weekly Wrap on the Auto Finance Summit

169

Weekly Wrap on Q3 earnings, Auto Finance Summit preview

170

Weekly Wrap discussion on Q3 earnings kick off

171

Weekly Wrap on used-vehicle market, diminishing demand

172

Listen: Dialing up fraud

173

Weekly Wrap on floorplan, inventory and automation

174

Weekly Wrap on credit disputes and FinovateFall

175

Weekly Wrap on sliding car sales, affordability

176

Weekly Wrap on shifting dynamics in auto finance

177

Weekly Wrap on Santander lawsuit and powersports

178

Weekly Wrap on the newest tech investments, partnerships

179

Navigating data privacy

180

Weekly Wrap on tech, leasing moves in auto finance

181

Weekly Wrap on credit availability, used vehicles

182

Weekly Wrap on Ford, GM and powersports earnings

183

Weekly Wrap on Q2 pullback in auto

184

Weekly Wrap on Q2 earnings season kicks off

185

Weekly Wrap on auto ABS, used-vehicle values and CPS’ credit facility

186

Weekly Wrap on FTC junk fees and electric vehicle lease buyouts

187

Weekly Wrap on Ford Credit debt exposure reduction, declining SAAR

188

Weekly Wrap on inflationary impacts in auto finance

189

Weekly Wrap on auto lender compliance and longer-term loans in Q1

190

Weekly Wrap on cybersecurity, subprime lending and remote work

191

Weekly Wrap on GM Financial’s floorplan offerings and today’s car-buying experience

192

Weekly Wrap: CFPB oversight and fintech advancements

193

Weekly Wrap: E-commerce retailers focus on cost reduction in Q1

194

Weekly Wrap: Drilling down on used-vehicle values, inflation and powersports earnings

195

Weekly Wrap: Top takeaways from AFIS and AFRS 2022

196

Weekly Wrap on the start of Q1 2022 earnings

197

Weekly Wrap on used-vehicle values as demand holds strong

198

Weekly Wrap on powersports seasonality and inflation

199

Weekly Wrap discussion on data management amid digital shift

200

Weekly Wrap on increased interest rates, leasing trends and fraud

201

Weekly Wrap: Takeaways from AFSA and CBA Live

202

Listen: Weekly Wrap discussion on spring events season

203

Weekly Wrap on the state of subprime and rental markets

204

Weekly Wrap discussion on F&I trends and the rental car market

205

Weekly Wrap: Automotive retailers' Q4 earnings kick off

206

Weekly Wrap: Discussion on marine market updates and captive quarterly takeaways

207

Weekly Wrap rounds up Q4 earnings

208

Weekly Wrap: Q4 earnings results and trends

209

Weekly Wrap: Q4 earnings kick off with Chase Auto and Wells Fargo Auto

210

Weekly Wrap: Preparing for changes to the Gramm-Leach-Bliley Act

211

Weekly Wrap: 2021’s top stories and Chinese Q4 deliveries

212

Industry Pulse: New technologies raise regulatory concerns, McGlinchey experts say

213

Weekly Wrap: Capital funding and powersports trends

214

Weekly Wrap: Conflicting economic trends and auto finance outlook

215

Weekly Wrap: OEM technologies and dealership trends

216

Market Scan’s Rusty West talks payments as a service: Industry Pulse

217

Weekly Wrap: Powersports lenders eye expansion

218

Weekly Wrap discussion of automation and AI dividends in Q3 earnings

219

Weekly Wrap: Industry execs receive Auto Finance Excellence Awards

220

Weekly Wrap: Takeaways from the Auto Finance Summit

221

Weekly Wrap: Q3 earnings highlight supply shortage, consumer demand

222

Weekly Wrap: Q3 earnings bring floorplan declines, strong consumer originations

223

Weekly Wrap: Q3 earnings predictions

224

Weekly Wrap: Inside Rivian’s IPO

225

Weekly Wrap: New-vehicle sales decline, legal woes plague subprime lender

226

Weekly Wrap: Credit union trends and the risk of complex tech stacks

227

Weekly Wrap: Eyeing vehicle values, funding and digital adoption

228

Weekly Wrap: Rise of new partnerships, acquisitions

229

Weekly Wrap: Tight supply brings new norms in automotive and powersports industries

230

Weekly Wrap: Powersports dealers adapt to low inventory

231

Weekly Wrap: Auto lenders eye low cost of funding, rideshare rebound, return to office

232

Weekly Wrap: Descending used-vehicle values and an influx of funding

233

Weekly Wrap: Lenders find new ways to combat low inventory

234

Weekly Wrap: Q2 earnings brings recoveries on NCOs, auto book growth

235

Weekly Wrap: Q2 earnings season kicks off

236

Weekly Wrap: Santander Consumer’s potential acquisition and used vehicle values

237

Weekly Wrap: Exeter acquisition and revised June SAAR

238

Weekly Wrap: CarMax reaps the benefits of lower cost of funds, investment in auto finance ramps

239

Weekly Wrap: Cryptocurrency 101 for auto lenders, and asset recovery

240

Weekly Wrap: CUs put increased deposits to work in auto

241

Weekly Wrap: How long can used-vehicle values stay elevated?

242

Weekly Wrap: Declining vehicle demand, increased NCOs may be on the horizon

243

Weekly Wrap: Can e-commerce momentum continue?

244

Weekly Wrap: Top takeaways from the Auto Finance Risk Summit

245

Weekly Wrap: Navigating looming risk factors during COVID-19 recovery

246

Weekly Wrap: A look at COVID recovery in Q1 2021

247

Weekly Wrap: EV financing trends and auto’s post-pandemic resurgence

248

Weekly Wrap: Q1 2021 earnings point to auto’s further recovery

249

Weekly Wrap: Tackling compliance ambiguities in auto finance

250

Examining effective specialty recovery processes in auto finance

251

Weekly Wrap: Inventory woes ripple into incentive spending, monthly payments

252

Weekly Wrap: Pass-through agreements and the upside of chip shortages

253

Weekly Wrap: Where do EV batteries fit into auto finance?

254

Weekly Wrap: How significant are affinity partnerships in auto finance?

255

Weekly Wrap: Inside auto refinance trends

256

Weekly Wrap: An all-in interest rate cap looms, inclusive lending in the spotlight

257

What will it take to prop up subprime auto originations?

258

Q4 earnings wrap on a positive note, dealers prioritize digital at NADA Show

259

Harley, Truist eye new initiatives as loan performance wavers

260

Weekly Wrap: Q4 earnings and credit access trends

261

Weekly Wrap: Auto lenders eye growth through innovation

262

Weekly Wrap: Riots, credit performance and inventory

263

Weekly Wrap: Flagship Credit, Vroom forge new partnerships

264

Weekly Wrap: 2021 origination growth and rising fraud

265

Weekly Wrap: Dwindling subprime, falling interest rates and AFN’s Executive of the Year

266

Weekly Wrap: A budding leasing trend and the state of auto ABS

267

Weekly Wrap: Spotlight on used vehicles

268

Weekly Wrap: Recovery momentum builds in latest Q3 earnings

269

Weekly Wrap: Industry pushes forward with cautious optimism

270

Weekly Wrap: Q3 earnings kick off

271

Weekly Wrap: The auto finance industry’s future

272

Weekly Wrap: Regulators step up enforcement

273

Weekly Wrap: Auto lenders get creative

274

Weekly Wrap: Auto industry continues recovery

275

Weekly Wrap: Signs point to recovery

276

Weekly Wrap: Auto industry pulls back on consumer assistance

277

Weekly Wrap: digital financing, auto ABS and subprime rates

278

Weekly Wrap: Carvana, the refi market and compliance

279

Weekly Wrap: Ford Credit earnings and compliance experts on best practices

280

Weekly Wrap: The tail end of Q2 earnings

281

Weekly Wrap: subprime performance and captives’ market share

282

Weekly Wrap: second-quarter earnings season kicks off

283

Fintech, CFPB complaints and vehicle values: a closer look

284

Is innovation becoming a revitalized focus in auto finance?

285

Weekly Wrap: Pandemic car buying, mid-June gains, and rising fraud

286

Weekly Wrap: Eyes on delinquencies, incentives and a new IPO

287

Weekly Wrap: May sales figures hint at promising gains for the auto industry

288

Weekly Wrap: COVID-19 pressures used market, ABS deals

289

Weekly Wrap: GDP contraction signals recession, lenders stock up on cash

290

Weekly Wrap: Banks stock up on capital, vehicle values plummet

291

Weekly Wrap: Earnings season kicks off, COVID-19 spurs increased reserves

292

Regulatory risks in providing coronavirus-based payment deferrals

293

Filling the gap in servicing, collections with data-driven technology

294

Measuring and mitigating fraud risk

295

PenFed outlines strategies for perfecting the digital customer journey

296

Creating a personalized approach to customer communication

297

Innovative uses for AI in auto finance

298

Episode 23: Veros Credit outlines steps to prepare for CFPB's revised debt collection rule

299

Episode 22: Looking Beyond the Traditional Credit Score

300

Episode 21: Social Media Do’s and Don’ts in Auto Finance

301

Episode 20: Building and Retaining Customer Loyalty in the Digital Age

302

Episode 19: Sharpening Decisions With Alternative Data

303

Episode 18: Information Security Questions Every Lender Should Answer

304

Episode 17: Chase Exec Outlines the Intersection Between Women, Marketing, and Auto Finance

305

Episode 16: How Lenders Can Take Advantage of Mobility as a Service

306

Episode 15: CU Direct Offers Tips for Origination Growth Despite Looming Economic Downturn

307

Episode 14: Ally Exec Outlines How Lenders Can Navigate the Challenges of Unintentional Bias

308

Episode 13: Ramping Up Operations With an Eye Toward Acquisition

309

Best Practices For Automotive Lending in China

310

Episode 12: How to Incorporate Diversity and Inclusion Practices in the Workplace

311

Episode 11: Navigating and Strengthening Lender-Startup Partnerships

312

Episode 10: How to Embrace AI to Improve Originations

313

Episode 9: Randolph-Brooks Federal CU Details the Relationship Between Customer Service and Growth

314

Episode 8: What the FTC Says Should Be on the Auto Industry’s Radar

315

Episode 7: How ABS Credit Enhancements Are Masking Subprime Risk

316

Episode 6: How AutoGravity’s New CTO Is Tackling ‘Blocking Points’

317

Episode 5: Why Alternative Deal Structures Are Gaining Momentum

318

Episode 4: Cordray Successor Confusion Placed a ‘Cloud’ Over the CFPB

319

Episode 3: Managing Success Based on Service, Not Marketshare

320

Episode 2: Navigating Subprime Auto Credit Risk

321

Episode 1: Where’s the End for Depreciating Used-Car Values?