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All Episodes

The Debt Collection Drill — 83 episodes

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Title
1

Legally Deleting a Credit Bureau Tradeline

2

Does Your Collection Agency Name Violate Regulation F?

3

Landmark Victory! Debt Collector Did Not Deceive Debtor Who Refused to Give Name

4

Pandemic Causes Historic Debt Collection Law Changes

5

CFPB Proposes Debt Collection Rule that Congress Rejected

6

Common Sense Prevails! Seventh Circuit Affirms Consumer was not Harmed by Letter and Dismisses FDCPA case

7

Validation Notice Lawsuits: Overlooked Ruling from Third Circuit Proves Debt Collectors are Right!

8

Should Collectors Change the Validation Notices Sent into Pennsylvania?

9

Federal Courts Hold that Standard Validation Notice Violates FDCPA. Now What?!

10

New Federal Court of Appeals Rulings Favor Debt Collectors

11

New Consumer Strategy for Baiting FDCPA Violations And Use of Text Messages in Debt Collection.

12

COLLECTORS FINALLY WINNING FDCPA CASES: HAS THE TIDE TURNED OR IS SOMETHING LURKING?

13

Law Changes Regarding Interest Disclosures, Validation Notices and Settlements

14

Verbal Authorization for Recurring Payments – Ask Yourself One Question: “Do I Feel Lucky?”

15

New Collection Letter Lawsuits in California and New York:

16

Three Overlooked Traps for First Party/Early Out Servicers

17

Consumers Bait Collectors With New Script to Manufacture FDCPA Claims

18

Debt Collectors Sued for Not Assessing Interest . . . Seriously?!?

19

Agency Fights the Good Fight (and Wins!)

20

The Election That Changed the Collection Industry Forever

21

Should Debt Collectors Email Consumers?

22

What Collectors Really Need to Know About the CFPB’s Proposed Rules

23

FDCPA Victory in Class Action Letter Case: What It Means for the Industry

24

Do Consumers Need to Show "Concrete" Injury to Sue Debt Collectors?

25

Appellate Courts Hold Typical Collection Letters Violate FDCPA

26

Get Sued If You Do . . . Get Sued If You Don't: The Debt Collectors' Conundrum

27

Debt Collectors Flooded with Mass-Produced Requests for Validation

28

Overcoming the Two Biggest Challenges Facing the Collection Industry

29

Big Mistake: Three Compliance Risks Collectors Overlook

30

Check by Phone Payments Still Cause Legal Headaches For Debt Collectors

31

Radical State Law Changes Constrict Collections in New York, Illinois and Maine

32

WHAT DEBT COLLECTORS REALLY NEED TO KNOW ABOUT THE FCC ORDER AND THE TCPA.

33

Is It Illegal to Charge Credit Card Convenience Fees? By John K. Rossman

34

Crucial Collection Law Update: Common Sense Prevails in West Virginia?

35

HAS YOUR COMPANY BEEN HIT WITH MULTIPLE FDCPA OR TCPA CLAIMS?

36

COURT EXPANDS “LEAST SOPHISTICATED” STANDARD TO INCLUDE ATTORNEYS?

37

Is There a “Silver Bullet” for Defeating FDCPA and TCPA Claims?

38

New York Debt Regulations Revised Into Chaos

39

Defend Claims That Your Envelopes Violate the FDCPA!

40

NEW FDCPA REQUIREMENT FOR DEBT VERIFICATION: IS THERE MORE TO THE STORY?

41

Can Debt Collectors Legally Charge Interest?

42

CFPB Civil Investigative Demands Scorch Debt Industry: What Your Company Needs to Know Today

43

Avoid the Three Biggest Threats Facing the Debt Industry

44

How Collectors Win FDCPA Cases Without Going to Court

45

Litigation Alert: Recent Court Rulings Force Collectors to Revisit Validation Language

46

Landmark FDCPA Victories Finally Limit "Least Sophisticated Consumer" Standard

47

Strict Debt Laws Harm Consumers, Reduce Credit Access According to Government Study

48

Three CFPB Changes to the FDCPA That Will Redefine Debt Collection

49

"Precollect" Causes FDCPA Heartburn for Collectors and Creditors!

50

CFPB Authorizes Some Collections on Time-Barred Accounts Without a Disclosure

51

Letter Violation Lawsuits Rise – Avoid the Three Most Common Claims

52

The FTC Thinks Foti Message Violates the FDCPA... Now What?!

53

Think Your Dispute Process is Solid? Three Overlooked Laws Cause Turmoil

54

Debt Collectors Face Six Figure Fines in New York City: Is Your Agency Next?

55

Is Every Collection Call a Violation of the Law?

56

Debt Collectors Gone Wild? What the Media Doesn't Know.

57

Collectors Fight Back: Seeking Sanctions in FDCPA Cases

58

How to Avoid TCPA Lawsuits

59

December 18, 2012: Avoid Three Costly Debt Collector Mistakes in 2013

60

Do Consumers Really "Trick" Debt Collectors into FDCPA Lawsuits?

61

Secrets to Defeating FDCPA Claims

62

Debt Collectors Prevail in Recent FDCPA Cases -- Is the Tide Finally Turning?

63

State Laws Prohibit Popular Debt Collection Tactics

64

August 4, 2012: Should I Go to Law School?

65

Courts Reject FDCPA Claims that Lack Common Sense

66

Are Debt Collector Phone Messages Illegal?

67

CFPB Supervision will be Good for the Debt Industry (Really?!)

68

The Most Treacherous Place for Debt Collectors in the U.S.A.

69

Is it Illegal to Record Collection Calls?

70

Episode 12: Effective Collection Agency Crisis Responses

71

Episode 11: Intelligent Debt Collector Strategies for Responding to a Consumer Attorney

72

Episode 10: The Top Reasons Why Consumers Sue Debt Collectors

73

Bonus Episode: John Rossman on MN Law discusses fines issued by the MN Department of Commerce

74

Episode 9: The Most Overlooked Collection Letter Violation and Permissible Purposes for Pulling a Credit Report

75

Episode 8: Top Three Strategies for Debt Collectors Defending FDCPA Class Actions

76

Episode 7: Solving the Foti Phone Message Conundrum

77

Bonus Episode: Savvy Social Media and the Law

78

Episode 6: Can a Debt Collector Legally Use Facebook, Text Messages or Email to Collect a Debt?

79

Episode 5: Defeating Marginal FDCPA Claims – Damages and Materiality

80

Episode 4: “New Strategies for Complying with the Telephone Consumer Protection Act (TCPA)

81

Episode 3: Debt Collectors’ Biggest Mistakes: Licensing Violations

82

Episode 2: Collection Harassment: How many calls is too many?

83

Episode 1: Strategies for Collectors to Avoid Lawsuits