Skip to content
The Green Effect Podcast cover art

All Episodes

The Green Effect Podcast — 100 episodes

#
Title
1

Fixed Up, Variable Flat — October Market Update for Canadian Homeowners

2

Bank of Canada Holds, 42,000 Jobs Lost, Waterloo Housing Market Update

3

Tariffs, Bond Yields and Your Canadian Mortgage — Market Update

4

Jobs Report Doubts, Bond Yields and Canada's Coming Housing Squeeze - S6E17

5

S6 E16: Fixed Rates Tick Up, 50% Tariffs & My Canadian Housing Bottom Call

6

Don't Sign That Renewal — Jobs, Housing & Bank of Canada Rates - S6E15

7

New Build HST Rebate, Short-Term Rental Tax Traps & Variable Rate Warnings (Canada 2026) | The Green Effect Podcast S6E14

E
8

Bank of Canada Holds Rates: What It Means for Canadian Mortgages | Appraisal Shocks, the Slow Bleed & Claude AI Rabbit Hole (S6E13)

9

The Slow Bleed: Mortgage Rates, Rising Delinquencies, and a Technical Recession?

E
10

Spring Market Surge | Bond Yield Blues | Navigating the Middle Class Squeeze

11

Bank of Canada Hold | Market Fragility | Why Rates Aren't Everything

E
12

Mortgage Rate and Solutions Advice | HST Rebate On New Homes Impact | War In Iran

E
13

The Cost of Hesitation: Rate Outlook, Global Inflation, and Buyer Strategies

E
14

The Economic Domino Effect: Bond Yields Spiking & The Millennial Market Shift

E
15

Global Uncertainty & Your Mortgage: Economic Climate, Reverse Mortgages & Consumer Confidence

E
16

Canadian Real Estate Pulse: What's Actually Happening with Rates, Rents, and Inflation

E
17

Private Mortgages, Inventory Trends & The Truth About The Recent Employment Report

E
18

Canadian Housing Market 2026: Renewals, Delinquencies & Insurance

E
19

Economic Struggles, Bank of Canada Insights, and Real Estate Readiness

E
20

Interest Rates, Population Shrinkage, & The Buyer's Market

E
21

Trend to "Right Size" Homes | Commercial Interests | Branding & Elite Service Offering | Generational Wealth Transfers

E
22

Stress Test Free Switch Fiasco | Major Bank Involved in Law Suit | Unemployment Rate Impacts | Tiffyboy: Santa or Scrooge?

E
23

JT and Disney+ Lady Spending Money They Don't Have | Truth Behind the New Stress Test-Free Mortgage Switches | Singing About Fraud on Social Media

E
24

Podcast Update | Trump Impacts on Canada and Beyond | Current Mortgage State and Rates | Reaching out for help

E
25

Unemployment Stats - True Meaning | Market Update - Months of Inventory | Temporary Workers - Impacts | Pointless 30 Year Am for New Builds and First TIme Homebuyers

E
26

Future of Real Estate Agents and Mortgage Brokers | A BUILT Business on Social Media | Developing Your Brand

E
27

New format - REALLY LIVE! | Increased Volumes | What will Tiffyboy do? | Inflation Report Recap | Appraisal Trends

E
28

Building a Brand and Business | Canadian June Unemployment Stats | The Current Housing Market | Tiffyboy and What He's Thinking for July

E
29

Social Media Impact for Realtors | Challenges for First Time Homebuyers and the Condo Market | The Current State of the Housing Market | Clients First and the Client Experience

E
30

Solo Again! | ADU's and Laneway Homes | Recent Employment Numbers | Bank of Canada's Rate Drop | Canadian Values CAN'T Drop!

E
31

The Power of Social Media | Partnerships and Referral Sources on Social Media | Authenticity and Relatability in Social Media Content

E
32

Real Estate Investing, Joint Ventures, Kingston Real Estate, Successful Student Rentals with René Masse

E
33

Current State and Future of Mortgage Broker Technology with Tom Hall, Co-Founder, Blu Mortgage!

E
34

Mother's Day Weekend | Mortgage Broker Fined for Fraud | Canada Post Woes | Jobs Numbers - Good but Bad | Tenant Ordered to Pay A LOT of Money for Non-Res Landlord

E
35

Federal Budget Fallout | Rates. Up? Down? Sideways? | Death of the Middle Class | 3.9 Million Homes? | Now What?

E
36

Market Update - Housing is moving! | Halal Mortgages - Clarity | Stupid Things My Prime Minister Says | Housing Thoughts and Where We are Going

E
37

Guest Appearance with Bryan Braga, Mortgage Agent with The Financial Collective!

E
38

Monitor problems | Social Media Consultant | Market Chat | Employment Numbers | CMHC Predictions | Bond prices and fixed rates

E
39

Market Update - BIG Shifts! | Shameless Plugs on Programs: TFCMP.ca and PremierePartner.ca | Immigration Number CHANGES! | OSFI is ALIVE and Talking!

E
40

Market Talk | The B.O.C. Announcement - Now What? | Economy Worst Than Appears? | Rental Property Challenges

E
41

The B.O.C. Rate Announcement | Quarterly Bank Earnings | Turnover Rents Up HUGE! | First Timer Incentive Axed | Rate Talk

E
42

Personal Update | Inflation and Interest Rates | New Home Construction and Immigration | Fraud at HSBC

E
43

Personal Surgery Update | Roller Coaster Ride of Canadian Unemployment, US Inflation, and Tiffyboy Speaking | Mortgage Renewal Planning and Mortgage Planners

E
44

Personal Updates | Rate talk…now what? | International Students and AirBNBs | What I'm seeing with mortgages | Crazy stats around new Canadians and housing starts

E
45

Fun Mortgage Rates Talk | Foreclosures and Power of Sales | Immigration Change of Direction? | Federal Government Not Getting the Love

E
46

Happy New Year! | 2024 Predictions | Mortgage Rates and The B.O.C.'s choices | AirBNB Bans and Their True Impact…if any? | International Students | Housing in General

E
47

International Student Changes Coming! | AirBNB - What's in Store for People with AirBNBs? | The B.O.C. and their non-move on rates | What's Next For Housing?

E
48

SPECIAL EPISODE | Housing Hell - Video Review | Bank Quarterly Earnings | Loan Loss Provisions

E
49

Two topics: New Canada Mortgage Charter | October Inflation Report

E
50

My week and my injuries | Take Care Of Maya Chat | The B.O.C. Dilemma | Efficient Immigration

E
51

Back to the solo gig! | Bank of Canada Announcement - Read Between the Lines | Federal Government - Backtrack Party | Rate Outlook and Should You Buy a House Right Now?

E
52

Special Guest - Jonathan Pooley! | Starting a New Business | Surrounding Yourself with Success | Networking and Building Relationships | The Mortgage Agent Grind!

E
53

Two weeks off - travel and almost died! | What's going on in the market? MOI, employment issues | Where are rates going now? | JT and people not liking him | Do NOT be ashamed to reach out for help!

E
54

Lots of Market Talk | The business in general | Family, kids, and forgiveness | Shocking questions asked!

E
55

Golfing, Tech Conference, Apple Conspiracy | Feds Announce GST elimination on Rentals | Less People Want to Live in Canada | CMHC Report on Housing

E
56

Thoughts on The B.O.C.'s non-rate announcement | Rent To Home - What it is and isn't AND how it helps people | Thoughts on where the housing market is headed

E
57

Impact of the current market on people | Recruiting and leadership within a team | Insurance - why? | Entrepreneurship and finding a diamond in a pile of s#!+ | Investment vehicles and importance of planning.

E
58

Mo Video, Mo Fun! | Feds get together for a slumber party in PEI | International Students - More or less? | Bank Quarterly Earnings - Good and bad | Current state of the market and rates

E
59

Back to VIDEO! | Post Mortem on Inflation Increase | House Debacle | Where Does This End?

E
60

New Housing and Immigration Ministers and why nothing will change | Next BOC Prediction | Why house prices will not crash | OSFI Changes to your HELOC

E
61

This Week in the Canadian Circus | Disney+ Lady dodges the shuffle and then says nothing of value | Three guys named Inflation, Prime Rate, and Bond Price walk into a bar…

E
62

Back after Vaca! | The B.O.C. rate increase…now what? | Federal Government Cluelessness | Jobs report - More and less.

E
63

My past week | JT taking some shots! | Unemployment Numbers out - Good News/Bad News | Bank of Canada Prediction | Thread me baby!

E
64

Update on my week and week ahead | OSFI - DSB Increase and CIBC Remediation | Commentary on Canadians and Spending

E
65

Father's Day Edition! | Debt to Income Chatter…Up, Up, Up! | OSFI, late to the party AGAIN!

E
66

SPECIAL EDITION | Current State of Tiffyboy vs. JT vs. Plante Earth - What. Is. Going. On? | Halifax Wild Fires and family update.

E
67

Tiffyboy and his sidekick release their 2023 Financial System Review. The GEP Breakdown!

E
68

Missing for Two Weeks - Why? | Two VERY different types of First Time Home Buyers we are seeing - What are those types? | Rent To Owns (RTOs) - What makes them a good or bad option

E
69

Government Worker Strike - Historic! |Housing market and where things are - Tiffyboy and JT in a hot tub? | Going Firm on Offers - No Conditions - Let's TALK!

E
70

Being Busy - Stop the Charade! | Tiffyboy and BOC Commentary | Little Fire Thing in Vaughan Ontario | Hard Credit Bureau Pulls and Mortgage Pre-Approvals - Myth Busting

E
71

Registering Website Domains | First Home Savings Account - All the details! | Changes to Non-Residents Buyer's Ban | Where are mortgage/real estate volumes?

E
72

Buyers are BACK BABY! | Rental Housing Shortage Epidemic | Rate Advice

E
73

CRAZY SEVEN DAYS! Tiffyboy and BOC | Galen and Friends in Ottawa | Silicon Valley Bank and Canadian Impact

E
74

Rate Predictions - Banks Quarterly Meetings - Tiffyboy Called Before Standing Committee

E
75

Canadian Housing - Choose Your Own Adventure | Fair Square GONE! | My New Mortgage Agent World

E
76

My BIG News - Moving to the Mortgage Broker World. Why?

E
77

Socks and Sandals cooling off period, Ontario Property tax increase, London got rent issues, Tiffyboy (love that guy!).

E
78

Stupid Things People (BOC, Tiffy Boy, OSFI, Disney+ Lady) Do - Christmas Edition!

E
79

My "Buffet of S#!+" episode. All the stupid s#!+ that happened over the past week…no shortage of material!

E
80

Still explicit! Bank of Canada Quickie. Christmas shopping bonanza! Who's the renters out there? Nation of Renters. December 15th stress test - here today, gone tomorrow? Home owners - King and Queens?

E
81

History MADE! First Explicit-marked episode. Bank of Canada Needs Money! Game-Changing Condo Law in BC.

E
82

First time Home Buyers - LISTEN UP! | Lollipops, clowns, and unicorns - an Update on our Economy.

83

Buying New Rentals Out of Province. Broker vs. Bank - What's the Diff?

84

Our AirBNB Journey. Private Mortgages - Good/Bad/Ugly

85

The Podcast is BACK! Where I've been and the current state of the market.

86

Guelph Market, COVID Property Management, Rugby?

87

Ontario Lockdown 3.0, More on Mortgage Rules, Zoom Party!

88

Ontario Lockdown 3.0, More on Mortgage Rules, Zoom Party!

89

New Mortgage Rules, Market Insanity, On Edge, COVID Talk

90

Crazy Market, Short Tempered, Working Out!

91

Rookie of the Year - Dori Mueller, Realtor - Davenport Realty

92

Don't Call It A Comeback!

93

The Green Effect Podcast - Shorts! Mortgages and Markets

94

The Green Effect Podcast - Shorts! Mortgages and Markets

95

Kristin Bignell - COVID Physio, Life of an Athlete, New Business Owner

96

The Green Effect Podcast - Shorts! Mortgages and Markets

97

The Green Effect Podcast - Shorts! Mortgages and Markets

98

The Green Effect Podcast - Shorts! Mortgages and Markets

99

The Green Effect Podcast - Shorts! Mortgages and Markets

100

Tom Karadza - Pandemic Buying, US Impact, Building Relationships