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All Episodes

The Personal Investor — 144 episodes

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Title
1

Bond markets under stress why are investors worried

2

Market news today - US hogs headlines in last week of summer break

3

A million in ISAs: what we can learn from our ISA millionaires

4

Pensions & IHT: where to take your retirement money from first

5

Market news today - Stock markets face inflation test

6

Die with zero: why retirees across the world are turning to this radical plan

7

Autumn Budget 2026: what to expect from Andy Burnham’s first Budget

8

Market news today - stocks hit all-time highs

9

FTSE 100 hits a new record: this is why investors are turning to the UK

10

Can this ‘carry forward’ tax trick supercharge your pension

11

Market news today - no summer break for nervous investors

12

How rich are UK retirees? British pensioner wealth compared

13

Pension opt-out: the worst retirement mistake you can make?

14

Market news today - Oil reflects the ebb and flow of Gulf tensions

15

Are index funds the next bubble? The hidden risk of passive investing

16

How can you retire before your State Pension starts?

17

Market news today - Markets look beyond the AI wobble

18

Still waiting for the crash? This is what’s holding markets up

19

How much of your salary will you need to recreate in retirement?

20

Market news today - earnings season to test market sentiment

21

Inheritance Tax: can this hack help you gift money tax-free?

22

Tax on your ISA savings? What you need to know before 2027

23

Bubble signals? New tax on savings? What you’re asking us right now

24

Market news today - Investors pause for breath after a dramatic six months

25

Market news today - the return of volatility

26

Game changer: Have we been doing retirement investing wrong?

27

Market news today - shares tread water amid heightened uncertainty

28

£45,400 - the secret to a comfy retirement?

29

Can you time the market? Here’s what happened when we tried

30

Mood shift: this is why stock markets have turned negative again

31

Market news today - jobs data trigger an AI air pocket

32

Who needs Power of Attorney - and when?

33

Markets climb a wall of worry

34

Is this really the future of the State Pension?

35

These red flags are signs that you are over-saving

36

Market news today - can shares withstand rising bond yields?

37

What to do when the 60/40 portfolio no longer works

38

Market news today - All eyes on Number 10

39

The investment lessons I’m telling my grandchildren

40

Is this the secret to balancing cash and investments in retirement?

41

Market news today - two way pull continues

42

Double tax? 9 steps to tackle the IHT change coming for your pension

43

Market news today - markets at a crossroads

44

10 years of Premium Bonds vs. shares - which one wins?

45

Market news today - tech stocks back on the front foot

46

Markets defying gravity? The indicators for what happens next

47

Market news today - a fragile V-shaped rally

48

How - and when - should you take tax-free cash from your pension?

49

5 essential checks to make for the new tax year

50

Market news today - weary investors sit on their hands

51

The biggest questions investors need answers to now

52

Smart investors use these investments for income - here’s how

53

Market news today - Markets stabilise as Iran deadline looms

54

Taking 11 years of income from £100k investments - here’s what’s left

55

Who counts as rich? What frozen tax limits are costing you

56

Market news today - 2022 revisited

57

Interest rates turned upside down - here’s what happens next

58

These are the money lessons to teach your children

59

Market news today - investors welcome US de-escalation in Middle East conflict

60

If I made my first investment today - here’s what I’d do

61

Market news today - central banks respond to inflation threat

62

What investments we’re buying in our ISAs in 2026

63

Market turbulence: Here’s why savvy investors won’t be panicking

64

Market news today - markets fall after historic oil price surge

65

What to do 10 years, 5 years and 2 years from retirement

66

Invest as a lump-sum or in stages? What the numbers say

67

Market news today - markets rattled by Middle East conflict

68

The ‘set-and-forget’ funds I’m buying for the next decade

69

Should parents pay uni costs or let their children take a student loan?

70

Market news today - markets climb the wall of worry

71

Premium Bonds: who should buy them - and who shouldn’t?

72

Why don’t UK investors like UK companies?

73

Market news today - the AI glass turns half empty

74

Did your cash savings lose value last year?

75

‘I have a £500k retirement fund - is it enough?’

76

Market news today - Japanese stock soar on LDP landslide

77

State Pension in 2026/27 - and what will it be worth in the future?

78

This is how I’ll turn my pension into income

79

Market news today - gold and silver fall again

80

Gold price surge! And should copper be your next buy?

81

Five money mistakes to avoid in your 20s

82

Market news today - Gold and Korea smash through 5,000

83

Will stocks recover from tariff talk?

84

Market news today - shares climb a wall of geo-political worry

85

Why it’s a myth that UK shares have a problem

86

Is 2026 a good year to retire?

87

Market news today - 2026 starts as 2025 ended

88

Tom’s picks: ‘Where I’m investing this year’

89

Ask us anything: your questions on AI, gold and risks for investors in 2026

90

Market news today - FTSE 100 breaks 10,000

91

£250k pension: here’s the retirement income you can expect

92

Here’s what will move stock markets in 2026

93

Mortgage, ISA or pension? What most people get wrong

94

Jonathan Guthrie: this is the truth about investing

95

Market news today - interest rates in focus

96

Cash ISA overhaul: what can savers do now?

97

Market news today - Fed weighs up another rate cut

98

Market news today - November breaks market winning streak

99

Budget tax rises - here’s where they hit the hardest

100

How much cash should you hold in retirement?

101

Market news today - late cycle volatility

102

Does Warren Buffett still matter to investors?

103

Is the UK State Pension less generous than other countries’?

104

Market news today - harvesting gains

105

Peak salary: why 47 may be the most important age of your financial life

106

Turning point for UK economy? Interest rate cuts edge closer

107

Market news today - strong earnings offset valuation fears

108

Gold price surge - is it too late to gain?

109

The basics of building a retirement salary from investments

110

Market news today - shares continue their winning streak

111

Value investing - finding the cheapest stock markets

112

Why this is the most extreme ‘fiscal drag’ in UK income tax

113

Market news today - Fed and tech stocks test buoyant market

114

Taking pension tax-free cash? Don’t make these mistakes

115

Market news today - markets do the jitterbug

116

Market news today - 'Nervous Nineties'

117

AI bubble? Tax rises? Six answers investors need now

118

Market news today - stock market bull turns three

119

Inheritance tax: what people get wrong about the 7-year rule

120

Market news today - bull in the China shop

121

Are we re-running the dot-com crash?

122

Market news today - investors ‘still dancing’

123

Why are retirees rushing back to this income option?

124

Market news today - all eyes on the Fed

125

Bond market flashing - what it means for tax rises

126

Market news today - final fling for markets

127

Are you ready for the 100-year life?

128

Market news today - didn’t sell in May? Good call

129

Will this kill the stock market bull run?

130

Market news today - Rate hopes keep shares bubbling

131

Is big tech about to stumble?

132

Market news today - top marks for global stocks

133

Market news today - UK in the spotlight

134

IHT is changing - can I still count on my inheritance?

135

Market news today - crunch time for tariffs

136

Unpacking inflation: the secret threat to retirement plans

137

Market news today - summertime melt up

138

Will the State Pension be there for me?

139

Market news today - markets take a breather as summer lull comes early

140

Shares back at all-time highs! What to do now

141

Market news today - are investors too complacent?

142

2025 - what investors want to know now

143

Market news today - big, beautiful boost

144

Market news today - US stocks hit record high despite market fears