All Episodes
The Safe Money Retirement Show — 262 episodes
Are You So Afraid of Running Out of Money That You’ve Stopped Living Retirement?
Income or ‘If Come’? The Retirement Difference That Could Change Everything
Think Your Retirement Savings Are All Yours? Think Again.
The Retirement Planning Mistakes That Can Sneak Up on You
Are You Stuck in Retirement’s Traffic Circle?
A.I. Has Answers, But Does It Have a Retirement Plan for You?
What Happens If Social Security Gets Cut?
What If a Million Dollars Isn’t the Number That Matters?
Can Your Retirement Handle Life’s Unexpected Changes?
Will My Income Last in Retirement?
The Big Three that Can Affect Your Retirement… Fast
The Retirement Mistake That Starts with “I’ll Do It Later”
Planning for Life’s What‑Ifs Before They Happen
The Small Retirement Mistakes That Can Grow Over Time
The Two Biggest Worries in Retirement Planning
The Income Gap Many Retirees Don’t See Coming
The Retirement Decisions That Go Beyond Your Portfolio
The Shift Toward Guaranteed Income in Retirement
Understanding Retirement Risks Before They Impact You
Why Market Recoveries Still Feel Risky Near Retirement
The Retirement Tax Surprises Too Many People Miss
Why Procrastinating on Retirement Planning Gets Expensive
FOMO, YOLO, or JOMO: Choosing a Smarter Retirement Mindset
Why Retirement Shouldn’t Feel Like Game‑Day Pressure
Do You Know Your Bracket Better Than Your Retirement Plan?
Why Timing Matters More Than Taxes Alone
The Hidden Risks Lurking in the Retirement Red Zone
The Hidden Math That Breaks Retirement Plans
The Double‑Stuff Illusion in Retirement Planning
The Retirement Shift Most Investors Aren’t Prepared For
Paychecks vs. Playchecks: The Retirement Shift Most People Miss
The Tax Bill Waiting Inside Your Retirement Account
The Estate Planning Mistake That Could Cost Your Family Everything
The Million‑Dollar Myth: Why Most Retirees Don’t Need It
Bubble Trouble: Is Your Retirement Ready for the Next Crash?
Is Your Retirement Plan Ready for 2026?
Audibles, Traditions, and the New Retirement Playbook
Off the Roller Coaster: Finding Calm in Retirement and the Holidays
Biscuits, Broadway, and Christmas Magic with Trisha Yearwood
Last-Minute Moves: The Year-End Retirement Checklist
Autopilot Retirement? Why It’s Time to Grab the Controls
Needs vs. Wants: The Real Retirement Equation
Retirement Danger Zone: Are You Ready for the Sequence of Returns Risk?
Stagflation, RMDs, and the Retirement Reality Check
Is Your Retirement Plan Stuck in the Past? Outdated Habits That Could Derail Your Future
Are You About to Fumble Your Retirement at the Goal Line?
The Million-Dollar Myth: What Really Matters for Your Future
Spending Volatility: The Retirement Risk You Didn’t See Coming
Beyond the Bubble: Protecting Your Financial ‘Stuff'
Retirement Tune-Up: Is Your Plan Ready for What’s Next?
Spend Smart, Live Well: Avoiding Retirement Pitfalls
Secrets of the Stealthy Wealthy
How do emotions impact your plan, what questions to ask aging partents, and how do Roth conversions work
How can you make a solid 30+ year plan for retirement and what impact will the Fed changing the prime rate have on your plan
How can you plan for a long retirement and what are your retirement and passing going to look like
How will a rate drop by the Fed impact your retirement and should you embrace a "boring" retirement plan
How can you know when to retire and does where you get your advice from and when you start matter
Why is Warrenn Buffett changing his will and what can you learn from this, and why are most retirement accounts a tax bomb waiting to go off
What is a Fact Finder and what is the process of working with Safe Money Retirement
How many seasons do you have left and how can you be ready financially for whenever you pass
When is Safe Money Retirement NOT a good fit for a potential client
How can you have your own personal "Financial Independence Day" everyday in retirement
What is a "Honeyboomer" and how can you be one
Is now the right time to "cash in" before the current overvalued market bubble bursts
Don't put a bandage on your retirement issues, fix them permanently
What should you do with your pension or defined-benefit plan once you retire
Who do you need on your retirement team and do you have to know everything about it yourself
How the 3 main categories of retirement plans will impact your taxes in retirement
How the 4 L's in retirement will make a HUGE impact on your plan (what you need to know)
Are stocks ALWAYS a good choice for a long-term investment and how to counter the craziness in 2025
How to get equity-like returns outside of the stock market and all of its risks
How does your retirement savings compare to the average retiree based on a recent nationwide survey
How would you feel if your current retirement plan was devestated and what to do now
Who is your WHO in retirement and how to make sure you have the right team in your corner
When is an IRA an IOU to the IRS and what can you do NOW to reduce your exposure to taxes
How a Japanses proverb can help you plan your retirement as wisely as possible
What is the right way to "buy" the S&P 500 in or near retirement and how does growth in a Fixed Indexed Annuity work
Does your current advisor REALLY listen to your retirement needs and concerns
What are the outcomes you DO NOT want in your retirement and how to plan to avoid them
How to protect your retirement from the latest scam called "pig butchering"
What is risk capacity and how does it relate to your plan in retirement
How to create a hedge against inflation in your retirement by having additional guaranteed income you can start at any time
A look at every major market crash in the last century and how they compare to today's situation
Interpreting results from a recent study of owners of lifetime guartanteed income annuities and how it relates to your retirement
Is the 4% rule still a wise plan for income in retirement and what could be a better plan
How to be ready for what 2025 could bring according to 5 top investment firm analysts
The 4 potential outcomes in retirement (you WILL be in one of these)
Tom Hegna interview discussing why it's vital to make a plan for long-term care and the difference between needs and wants in retirement
Tom Hegna interview discussing what an optimal retirement plan looks like and if you can do it yourself
Can loneliness in retirement be as harmful as smoking and what can you do to avoid this potential pitfall
Tom Hegna interview discussing why replacing bonds with annuities can be wise and why some think they don't like annuities
How to completely eliminate the biggest risk from your retirement plan
Tom Hegna interview discussing if guaranteed lifetime income is too good to be true and how it works
How can you retire without having to worry about your income in a world without pensions
Why it's vital to work with a Social Security expert to plan when to start those payments
How to transfer the risks in your retirement to a top-rated insurance company
Tom Hegna's Don't Worry, Retire Happy; 7 Steps to Retirement Security
The most common risks in retirement and how you can overcome many of them through proper planning
When should you retire and how will working a little longer impact your income in retirement
What can Wayne Gretzky teach you about retirement planning
Why you need an expert in retirement income to ensure you won't run out of money before you run out of life
How can you create an inflation hedge in your retirement income plan that you can count on
We'll compare the 3 main strategies to take withdrawals from your retirement accounts and how to avoid the biggest scams targeting retirees
Is your IRA/401(k)/TSP a tax trap and can you live with the worst-case scenario in your current retirement plan
How long are people living today and how do bull and bear markets impact your retirement plan
Why you need to add the preservation phase to your retirement plan and how to "opt-out" of market risk
Longevity insurance and how it can help you live longer and a financial plan vs an income plan
How to be prepared for any potential cognitive decline with your retirement plans
The secret to only having WINS in your retirement plan
Is it possible to be HAPPY spending money in retirement?
How to "refinance" your retirement and get much higher rates
How do your "Who's" impact your happiness in retirement and how "Who Not How" can change your perspective
Are all beneficiaries created equally and how can you plan wisely when it comes to beneficiaries
An incredible health advancement and how it relates to longevity risk and YOUR plan
The CORE 4 key principals to retirement happiness from the top financial minds in the world
Why is it important for BOTH spouses to do the RISA® assessment while making a plan for retirement income
4 BIG uncomfortable questions to ask about your retirement
The 5 Most Important Things in Your Retirement Today
How will inflation impact YOUR retirement now and in the future and what can you do about it?
What are the 4 "L's" in retirement and why are they important to your retirement plan?
My RISA® (Retirement Income Style Awareness®) results and what they mean and how to get yours
What can you do to get to the MAGIC NUMBER for retirement today?
The 4 steps to take to "Spring Clean" your retirement plan
How can you KNOW that you will have enough income in retirement? For as long as your retirement lasts...
How can you KNOW you have the best advisor for your specific situation
When does -30=+42? What is the PURPOSE of your retirement savings?
Can you retire safely WITHOUT a pension? How can you GUARANTEE an income without a pension?
4 Rules for IRA contributions for the '23 tax year you need to know
What affect would another bank failure have on YOUR retirement accounts?
The 15 BIGGEST MISTAKES retirees make in retirement and how to avoid them
Why did the surprising demographic that bought the most annuities in 2023 choose to use annuities?
How can you "Insure" your retirement against failure? What guarantees are available in retirement?
What are Mortality Credits and how can they make a HUGE impact on your retirement plan? What are the parts and parties of a fixed annuity?
How can you protect yourself from retirement scams? How can you protect your family?
Can you retire happy? What makes someone happy in retirement? How can you plan for happiness?
The "Tax Code Reset" that is happening on Jan 1, 2026 and what you can do now to prepare
How to not "gamble" with your retirement dollars
Safe Money Retirement: Your Game Plan for Success interview - 9.2 - Real People, Real Safe Money Retirement Game Plans
Safe Money Retirement: Your Game Plan for Success interview - 9.1 - Real People, Real Safe Money Retirement Game Plans
Safe Money Retirement: Your Game Plan for Success interview - 8.4 - Safe Money Part III: The KEY to Peace of Mind
Safe Money Retirement: Your Game Plan for Success interview - 8.3 - Safe Money Part III: The KEY to Peace of Mind
Safe Money Retirement: Your Game Plan for Success interview - 8.2 - Safe Money Part III: The KEY to Peace of Mind
Safe Money Retirement: Your Game Plan for Success interview - 8.1 - Safe Money Part III: The KEY to Peace of Mind
Safe Money Retirement: Your Game Plan for Success interview - 7.2 - Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)
Safe Money Retirement: Your Game Plan for Success interview - 7.1 - Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)
Safe Money Retirement: Your Game Plan for Success interview - 6.2 - Safe Money Part 1: From Wall Street to Your Street
Safe Money Retirement: Your Game Plan for Success interview - 6.1 - Safe Money Part 1: From Wall Street to Your Street
Safe Money Retirement: Your Game Plan for Success interview - 5.2 - Legacy Planning: More Than Just Peace of Mind
Safe Money Retirement: Your Game Plan for Success interview - 5.1 - Legacy Planning: More Than Just Peace of Mind
Safe Money Retirement: Your Game Plan for Success interview - 4.2 - With A Little Help From Uncle Sam
Safe Money Retirement: Your Game Plan for Success interview - 4.1 - With A Little Help From Uncle Sam
Safe Money Retirement: Your Game Plan for Success interview - 3.2 - The Basics of a Safe Money Retirement Game Plan
📰SPECIAL EDITION🗞️ Live interview with legendary broadcaster Carl Swann-What Is the RISA®
Safe Money Retirement: Your Game Plan for Success interview - 3.1 - The Basics of a Safe Money Retirement Game Plan
Safe Money Retirement: Your Game Plan for Success interview - 2.2 - The Making of a Certified Financial Fiduciary®
Safe Money Retirement: Your Game Plan for Success interview - 2.1 - The Making of a Certified Financial Fiduciary®
Safe Money Retirement: Your Game Plan for Success interview - 1.2 - How working at Disney helped shape my company's philosophy
Safe Money Retirement: Your Game Plan for Success interview - 1.1 - Why did I write my book and who can it help
What are mortality credits and how do they work, and what are the parts of an annuity and how do they work
How much longer will Social Security be around, how is it funded, and how can you survive if the benefits drop
How financially sound is YOUR retirement plan and how financially sound are top-rated life insurance companies?
What questions do YOU need to answer about planning for your income in retirement now and for the rest of your life?
Understanding The Secure Act 2.0 and how it will impact your retirement
Tom Hegna Interview: Part 7 - Why did Tom write his books and what steps does he share in his books that apply to your retirement
Tom Hegna Interview: Part 6 - Why do SOME annuities get so much bad press and what can we do to manage inflation
Tom Hegna Interview: Part 5 - The 2 most important things to focus on in retirement, how to mitigate taxes, and which type of financial advisor to use
Tom Hegna Interview: Part 4 - How does life insurance factor in retirement planning and how sequence of returns affect you in retirement
Tom Hegna Interview: Part 3 - How can annuities help retirees and does Tom own annuities himself
Tom Hegna Interview: Part 2 - 7 steps to retirement security and what if you need long term care
Tom Hegna Interview: Part 1 - Common risks in retirement, why he wrote his books and why timing is everything in retirement
How losses REALLY affects your retirement, is no-losses and growth even possible
Why a lifetime income stream is the key to happiness in retirement
How to turn a "paper return" on your retirement money into a REAL return
The theory of spend-down retirement planning, is the 4% rule dead?
How to insure your risk of market loss in retirement and what are your chances of a loss this year?
Why you need an income floor in retirement and the differences between risks and hazards in retirement
How to control the uncontrollable in your retirement plan and remove all the risks and fees
The high cost of financial anxiety in retirement and how you can be certain you are safe
The one question to ask your financial advisor - how to avoid the conspiracy
The retirement game show and how to ensure you win it
Misinformation, its affect on retirement planning, and how to tell truth from the lies
How to avoid falling off a cliff in retirement and what safety measure you can put in place
What your retirement and an Olympic event have in common, when conventional wisdom isn't the best
Secure Act 2.0 - New Retirement Law That WILL Affect YOUR Retirement, What Do You Need To Know?
How to design your own "safety-first" retirement plan and relive the stress
How building a house safely and building a retirement safely are alike
What is a point-to-point crediting product and how does an annual reset work for you
How you can buy a guaranteed income and then risk the rest "have your cake and eat it too"
Is it possible to insure your retirement against losses and what risks are worth taking
How to keep your retirement only going uphill instead of riding the roller coaster, a way to insure against losing time
What conspiracy theories can tell us about retirement and how to avoid losses
Your plan for retirement isn't a game show so don't leave it to chance, choose peace of mind instead
How does "fake news" impact your retirement and how can you tell if news or a retirement plan is fake?
What it feels like to watch your retirement dollars go down the drain due to market volatility
Your retirement is a marathon, not a sprint, so how do you plan for the unknown safely?
What purpose have you assigned to your retirement money? Money with no purpose is wasted...
How to ensure you don't underlive or outlive your retirement savings, don't rely on an IFcome plan
What is an annual reset and how can it help you lock-in gains while protecting you from losses in retirement
What are the two purposes of money and how do these purposes relate to your retirement?
Which risks in retirement are worth taking and why don't you have insurance on your retirement money?
How can you be insured against losing time and the power of an annual "reset"
How a Lifetime Income Stream can be a key to your happiness in retirement, don't you want to be HAPPY?
How do you measure success with your money in retirement and is a gain exposed to market risk an actual gain
What is spend-down retirement planning and is the 4% rule dead
How do we protect anything in life? Insurance. Can insurance protect your retirement the same way?
What is an income floor and how can you use a guaranteed lifetime income to fill any income gaps?
Can you afford the cost of anxiety about your retirement savings losing value? Is it worth it?
Good isn't good enough when it comes to your retirement plan, how to remove the stress and make it GREAT!
Is there a conspiracy in your current retirement plan and are you protected from the next BIG crash
Don't play "Deal or No Deal" with your retirement and how to not rely on luck to live happily ever after
"Fake News" and how to avoid the risks in retirement you DON'T have to take
How to avoid a "Cliffhanger" in your retirement and avoid that feeling of falling from market events
The "Cliff Young Shuffle" and how to make a plan with consistent gains and no losses
What is a Safety-First retirement plan and making sure you're asking the right questions
What's the PURPOSE for your retirement money? Growth or losses with no purpose is useless!
A decision you MUST make and how to not underlive your retirement
The Sound of the Annual Reset and a Game You CAN'T Lose in Retirement
Having money vs having wealth, options for your beneficiaries, & a small business plan
Don't be sold a plan, where is your money, and a plan where none existed
Safe-Money vs Investment product, income to live longer, & protect a large sum
Why the demand for guaranteed income is surging & the Medicare Annual Election Period
The investment life cycle, how a point to point product works, and a Roth solution
How to take an income in retirement, what can life insurance cover, and a teacher's plan
The 4 factors to consider in retirement, my #1 piece of advice, and a plan for retirement
Solving a problem vs buying a product, 9 ?'s to ask your parents, and a pastor's income
Conquer the fear of running out of money, back to school, and they live like they want
The importance of information, tax-sheltered growth, and protecting her TSP savings
The story of The Fishermen, how to have a growing income, and the right coverage
What a 1035 exchange is & how it works, Fiduciary vs Suitability standards, and no losses
Ways a Certified Financial Fiduciary works for you, debt collector tips, & removing risk
Ways to meet during CoVid, a plan to beat inflation, and an income with a death benefit
The annuity you already own, the Social Security COLA for '22, and a pastor's income
What is a Certified Financial Fiduciary®, 3 retirement mistakes and a sizable decision
The power of a ZERO floor, what retirees & squirrels have in common, and no losses at 73
An uphill battle against inflation, 5 biggest mistakes, and tired of losing value at 53
When -30+43=0, what seniors care about most with Medicare, a 3 year plan like a CD
The Bucket Method for FIA's, an early retirement death spiral, and a short-term plan
Having Money vs True Wealth, 6 ways to prosper from annuities, and a plan for retirement
The challenge of blindly trusting your advisor and 3 steps to a purpose filled life
Safe-Money vs typical investments, maximize social security, and a special needs plan
Medicare Advantage vs Supplement plans, LTC alternatives, and funds for burial
The bucket method, how to turn savings into income, and a short term plan
Taking an income from an annuity, Social Security from an ex-spouse, a dual-purpose plan
The fear of running out of money, the benefits of working longer, and living as they want
Income vs Growth based annuities, should you wait for rates to rise, and a bigger return
How to transfer your retirement funds, a trustee vs a beneficiary, and safe growth
A REAL Advisor works for you, 6 "Retirement Killers" to avoid, and removing the risk
How to create a plan in CoVid times, what if you didn't save enough, and a larger payment
The top 5 stressors in retirement, A-Rod's philosophy, and the best Medicare option
The Annuity you ALREADY own, overcoming the fear of retirement, and final expenses
Should you transfer your 401K to an annuity, Gronk on retirement, and creating a plan
Annuity do's and don'ts, how to protect your elder loved ones, and a couple wants safety
Solve a problem, don't buy a product, 10 things you'll spend more on, and starting a plan
The history of Annuities, the rules for RMD's for '21, and a couple finds peace
Medicare A, B, C's, how CoVid will affect YOUR retirement, and a Medicare solution
The importance of PROCESS, my #1 question answered, and a plan for retirement
Safe-Money vs Investments, Market volatility, and a plan just in case
How to retire happier, what is Safe Money Retirement, and a widow needs a lifetime income
A topic no one likes, what is a MYGA, and a better rate than a CD
Unseen issues with market losses, fees in your retirement account, and a plan with safety
An Income for life, stimulus affect on taxes, and a plan that fits.
An income you can't outlive and a Safe-Money Retirement are possible!