Convertible Term Insurance
An episode of the Wealth Talks podcast, hosted by Wealth Talks Podcast, titled "Convertible Term Insurance" was published on February 18, 2026 and runs 40 minutes.
February 18, 2026 ·40m · Wealth Talks
Episode Description
Converting term insurance into a permanent life insurance policy can allow you to recover the cost of your insurance in a matter of a few years, insure that your premium will never increase, your death benefit will never expire, and in addition to this, build cash value equity in your policy that will continue to accumulate and grow tax free. (listen to understand more about this)
One of the best kept secrets about Life Insurance is convertible term insurance. Convertible term insurance allows you to take advantage of the low premiums of term insurance and lock in your insurability, and then down the road convert the term insurance into permanent life insurance that builds equity.... all without having to re-qualify for insurance.
We use convertible term life insurance and recommend it to our clients. 99% of term life insurance never pays a benefit. This is because term insurance becomes cost prohibitive with premiums as age of the insured increases.
We specialize in designing and selling Convertible Term Life Insurance, and Participating Whole Life Insurance for maximizing cash value and growth.
Email: [email protected]
Call: 317-912-1000
Link to Dave Ramsey vs Infinite Banking binder: https://pages.mcfieinsurance.com/dave-ramsey-v-infinite-banking/?utm_source=youtube&utm_medium=link&utm_campaign=podcast&utm_content=557
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