EPISODE · Feb 16, 2026 · 31 MIN

Do Not Touch That Lump Sum

from Get the Hell Out of Debt · host Cloud10

What do you do when life hands you a big financial moment at the exact same time it pulls the rug out from under you? Erin Skye Kelly walks through a listener Kerri’s real-life crossroads involving severance, debt, job uncertainty, and the pressure to make the “right” move fast. Have you ever wondered whether the responsible choice is actually the safest one? Erin is challenging the way you think about stability, timing and long-term security.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Thanks also to Function Health. You can own your health for $365 a year. Visit www.functionhealth.com/ERIN or use gift code ERIN25 for a $25 credit toward your membership. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices