How Your Kids Can Derail Your Retirement (Unless You Plan for It)

EPISODE · Jun 4, 2025 · 7 MIN

How Your Kids Can Derail Your Retirement (Unless You Plan for It)

from Early Retirement Roadmap · host Mike Upland

Many early retirees forget to factor in their adult children when planning retirement. From weddings and tuition to ongoing support, the financial impact can be substantial—especially when you no longer have a paycheck coming in. In this episode, I’ll walk you through how to plan for potential financial support, set healthy boundaries, and protect your own future—without guilt. Learn why planning ahead can be the difference between peace and pressure in retirement. 👇 Comment Below: Have you had to set boundaries with adult kids or struggled with it? I’d love to hear how you handled it! 📊 Resources Mentioned: • CNBC 50% of parents support adult children: https://www.cnbc.com/2025/03/25/half-of-parents-financially-support-adult-children-report-finds.html • 2025 Zola average wedding cost: https://www.zola.com/expert-advice/whats-the-average-cost-of-a-wedding ❤️ Like, Subscribe, Follow and Share if this helped! 💼My Favorite Retirement Planning Tool. If you're serious about planning for early retirement, you've got to check out Boldin.  It's a powerful tool that helps you map out your financial future -- whether you're a DIY planner or just want to stress-test your retirement strategy.  I personally use it and highly recommend!  Try Boldin here: https://go.boldin.com/earlyretirementroadmap Disclosure: This is an affiliate link, which means I may earn a small commission at no extra cost to you. It's a simple way to support this podcast and the content I create. Thank you! ✅Get these Free Resources available too on my Patreon!:  📊Free MAGI calculator Excel template 📊Free 12-Step Early Retirement Planning Checklist 📊Free eBook: ACA Premium Shock Fix, 10 Ways to Pay Less for Marketplace Coverage All Year Long  👉To get these free downloads, go to my Patreon, click Join for Free, then click on the Tools collection, and you can download any of them from there. Here is the link to my Patreon:  https://www.patreon.com/cw/earlyretirementroadmap   🌐 Visit: [mikeupland.com](https://mikeupland.com/) DISCLAIMER: The information presented is for educational purposes only and is based upon my personal experience and research. Before making any major retirement decisions, please consult with qualified financial, tax, investment and legal professionals. #retireearly #earlyretirement #retirementplanning #adultchildren #financialboundaries

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How Your Kids Can Derail Your Retirement (Unless You Plan for It)

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