The Color of Money: Black Banks and the Racial Wealth Gap — Credit, Risk, and Structural Exclusion (Audio)

Welcome to Crisis in Perception, where we examine the systems shaping our world — one book at a time.This episode explores The Color of Money: Black Banks and the Racial Wealth Gap by Mehrsa Baradaran as a systems-level analysis of how policy-backed banking, insurance, and housing finance shaped wealth accumulation—and why the racial wealth gap can persist even after formal segregation ends.By focusing on patterns rather than individuals, the episode shows why these systems persist—even when their consequences are widely recognized.📺 Watch the Deep Dive and Mini Explainer on YouTube:https://youtu.be/g250mmtLgP4👉 https://youtube.com/@crisisinperception❤️ Support Crisis in Perception on Patreon:https://www.patreon.com/posts/color-of-money-150303371?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link👉 https://patreon.com/CrisisInPerceptionAuthor Support LineIf these ideas resonate, consider reading the book yourself or borrowing it from your local library. Supporting authors and libraries helps keep critical inquiry accessible.Call to ActionIf you found this episode valuable, consider sharing it and letting us know which books, authors, or subjects you’d like us to explore next.AI Use DisclosureAI Use DisclosureThis content was created using AI-assisted tools for research synthesis, structuring, and narration support. All analysis, framing, and editorial decisions are guided by human judgment as part of the Crisis in Perception project.