“the behavior. So people take shortcuts through credit card…” — The Joe Rogan Experience at 1:40:08
“the behavior. So people take shortcuts through credit card consolidation, debt consolidation, personal and all that good stuff. Those are good tools. But if people don't actually fix their behavior first, they're going to fuck it up. So Dave Ramsey is vehemently against debt consolidation. For a reason”
0:00
2:21:03