“The proposed change came as a way to a new wave of…” — Material at 42:44
“The proposed change came as a way to a new wave of criminal scams that were particularly happening in Southeast Asia, where scammers will try to scare users into installing a so-called verification app. Like, hey, we're from the bank. And oh, my God, someone is trying to steal all your money from your bank. But don't…”
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