“So having a fixed number for your Phi target doesn't…” — BiggerPockets Real Estate Podcast at 5:25
“So having a fixed number for your Phi target doesn't really make sense. Because I imagine a lot of people, in fact, I know a lot of people who retired early in the 2010s or the early 2020s, probably need to change their Phi number right now because everything has gotten more expensive.”
0:00
28:31