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“With whatever's being designed, do they earn points back…” — SlipAngle powered by TrackTuned at 25:26

“With whatever's being designed, do they earn points back or they still got that bad first year rate? So I expect it's not done yet, but I would expect that that either the ratings will will average out over time or perhaps we're only looking at the last two or three years worth of data or something. Right. That kind…”

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