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“Then Tammy said, or they talked to Gary Ruddle, and he…” — Small Town Murder at 1:46:21

“Then Tammy said, or they talked to Gary Ruddle, and he said, I only sold her the insurance policy. I had no idea beyond, you know, that she had any intentions to do anything with it like that. He said, also, I haven't been in contact with her since that time period. He said, oh, never mind. She started being…”

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