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“First, the invisible trap. You swipe for small things…” — Mountainview Church Audio at 11:24

“First, the invisible trap. You swipe for small things, groceries, gas, that must-have gadget, and it feels manageable. Most Canadian credit cards charge an annual interest rate of 20 to 25%, and interest compounds daily if you carry a balance. Overspending $250 per week adds up to about $1,083 in a month. What feels…”

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