Catholic Money Talk

Send us Fan MailA simple act of obedience can have a ripple effect far beyond what you can see.In this episode, we explore the hidden role of Ananias and the moment that changed everything. What is God asking of you today—and are you willing to say yes, even when it doesn’t make sense? Because your small yes might be part of something much bigger than you realize. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIf something happened to you tomorrow… would your spouse actually know what to do?Not in theory. Not “they’ll figure it out.” But truly—would they know where everything is, how the bills get paid, and who to call?In this episode, we walk through one of the most overlooked—but most loving—financial responsibilities you have: getting your life organized so your family isn’t left overwhelmed in a moment that already matters most. We’ll introduce the concept of a “Legacy File” and give you simple, practical steps to start today.List of Accounts DocumentSupport the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailWe all know what we should do—but we don’t always do it. In this episode, Paul breaks down why self-control is the real gap between intention and action, especially when it comes to money, faith, and daily life. Learn how self-control is not about restriction, but about freedom—the freedom to choose what leads to peace, generosity, and ultimately Heaven. Plus, practical steps to help you start growing in self-control today. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailMost families don’t have a perfect college savings plan—but that doesn’t mean debt is the only option. In this episode, we break down how to figure out what you can actually afford and build a plan to pay for college without student loans. If you want clarity, better decisions, and a path forward, this episode is for you. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIt can feel like life is just one thing after another—when will it finally all work out? Why does it never seem to settle down the way we expect? This Easter, we’re reminded that our “happy ever after” isn’t here—and that changes everything. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailMoney shame keeps a lot of us stuck.  The hiding. The avoiding. The feeling that we should be better at this.  But freedom doesn’t start when the debt is gone; it starts when the truth is spoken.  You’re not alone—and it’s not as scary as you think. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailHow should Catholics make financial decisions?In this episode of Catholic Money Talk, Paul shares five simple questions to help you prayerfully discern financial choices through the lens of your faith.Whether you're deciding about a home, a job change, a major purchase, or another financial step, these questions can help you slow down, remove pressure, and seek God’s will for your money.If you want your finances to reflect your faith, this episode gives you a practical starting point.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailAlmsgiving is one of the three pillars of Lent, but it is often misunderstood. It’s not just about donating money or giving away what we don’t need. True almsgiving is love expressed in action.In Part 3 of the Catholic Money Talk Lenten series, Paul explores how generosity stretches our hearts and strengthens our trust in God. Through Scripture stories like the widow’s mite, the widow of Zarephath, and the rich man and Lazarus, we see that God doesn’t call us to comfortable generosity — He calls us to sacrificial love.Paul also shares a powerful personal story about a moment when his family wanted to give but couldn’t, and how that experience changed their financial life. The lesson? Generosity isn’t created by earning more. It’s created by needing less.When we shrink our “cup,” we create the margin that allows God to work through us.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailFasting isn’t about a “win-win” sacrifice — it’s about training the will. In Part 2 of this Lenten series, Paul explores how fasting cleans the lens of the soul, strengthens our prayer, and detaches us from the comforts and attitudes that control us. When the cup is small and the lens is clean, freedom and eventually generosity begin to overflow. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailLent is our training for a life in pursuit of Heaven—and every training season begins with prayer. In this first episode of a three-part Lenten series, Paul explores why we must “pray first,” how gratitude changes our perspective, and what it means to place 100% of our finances under the Lord’s authority. Through practical stories and real-life moments, learn how ordinary prayer reshapes both your spiritual life and your money. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIn this episode, Paul shares a “crazy” story from his own financial past — the time he and Taryn almost bought a Disney Vacation Club timeshare when they absolutely could not afford it. With honesty and humor, he walks through how emotion, sales pressure, and financial delusion nearly led them into a long-term mistake — and the practical habits they use today to avoid those traps. As we enter Lent, this story becomes more than just a money lesson — it’s about slowing down, practicing discipline, and learning that sometimes the most spiritual word you can say with your finances is “no.” Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIntegrity sounds simple—but living it can cost us something. In this episode of Catholic Money Talk, we explore integrity as a virtue: holiness lived consistently. Through Scripture, real-life stories, and practical financial examples, we look at why letting our “yes” truly mean yes matters—not just for our money, but for our souls. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailNearly half of Jesus’ parables deal with money, wealth, or stewardship—not because God needs our money, but because money reveals what is in our hearts. This episode looks at time, finances, generosity, and why making Jesus Lord of our money begins with the heart. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailEvery time we say yes to a financial decision, we are also saying no to something else. In this episode, we explore opportunity cost through practical examples from family life and college planning, and why leaving margin matters. Living on less than we make gives us the freedom to say yes when God calls us to serve. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailBudgeting doesn’t have to be complicated or overwhelming. In this episode, Paul shares the simplest way to get started with budgeting, drawing from his own story and the practical steps that helped him and his wife finally gain clarity and peace with their finances. If you’ve ever felt stuck, unsure, or intimidated by budgeting, this episode will help you take your first confident step forward. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailWhy do we save money—and where should it actually go? In this episode, we break savings down into three clear purposes: emergencies, large purchases, and wealth building. You’ll learn how these fit together, where to keep your money, and how saving can bring peace, flexibility, and freedom to say yes when God calls. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailAs we begin a new year, it’s the perfect time to pause and take an honest look at our finances. In this episode of Catholic Money Talk, Paul Scarfone shares seven practical questions to help you assess last year’s wins and challenges, identify priorities, and create a clear plan for the year ahead.This episode focuses not just on numbers, but on the behaviors and habits that drive real financial progress. Paul also introduces a Financial Wellness Checklist to help you evaluate your overall financial health—from budgeting and debt, to insurance, legal planning, and your relationship with money.Whether you’re married or single, Catholic or simply seeking practical financial wisdom, this episode will help you start the year with clarity, intention, and a stewardship mindset—always keeping our ultimate goal in mind.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailWhat do we do when life doesn’t go according to plan?Drawing from St. Joseph’s quiet trust and a personal Advent story, Paul reflects on how God works through interruptions, inviting us into deeper hope, peace, joy, and love—even when our plans fall apart. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailEating out can be a gift—or a source of quiet financial regret, especially during the busy Advent and Christmas season. In this practical episode, Paul shares how couples and families can enjoy restaurants, takeout, and celebrations while staying aligned with their budget, priorities, and long-term goals. You’ll hear real-life examples, creative ways to find deals, and a reminder that intentional planning today protects your peace in January. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIs wealth compatible with holiness? In this inspiring conversation, Paul sits down with Christopher McMahon—CEO of Aquinas Wealth Advisors and author of Faithful Finances—to explore what it really means to approach money through a Catholic lens. Together they unpack the difference between worldly riches and true abundance, how stewardship shapes our financial decisions, and why generosity is central to living a fully Christian life. If you're seeking clarity, peace, and purpose in the way you handle money, this episode will guide you toward a more faithful and intentional financial path. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailAdvent marks the beginning of the Church’s year—a fresh spiritual start and a call to prepare our hearts with intention. In this episode, Paul explores what it means to slow down, pray, and live generously in a season that often pulls us toward noise and busyness. Discover practical and spiritual ways to make Christ the King of every part of your life—your home, your relationships, and even your finances.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIn this Thanksgiving episode, Paul explores the powerful difference between a moment of thankfulness and a life built on lasting gratitude. While thankfulness reacts to the blessings we notice, gratitude roots us in God’s goodness even when circumstances shift. Discover how gratitude unlocks the “fullness of life” Jesus promises — and how choosing it daily can transform your faith, relationships, and peace. Happy Thanksgiving!Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailThis is the second half of my conversation with Deacon Art. Deacon Art says this prayer daily, "Lord, what are we going to do today?" It is such a simple prayer, but it changes everything. I am joined by Deacon Arthur Miller as we unpack this prayer and how allowing the Lord to guide us through each day can make all the difference. This episode is Part Two.Deacon Art is a Deacon at St Mary's church in Simsbury, Connecticut. He is an author, preacher, activist, and retired businessman. He also presents the daily video reflections on the USCCB daily readings website for Tuesdays. (That's where I found him). I am honored to have him join me on this episode of Catholic Money Talk. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailDeacon Art says this prayer daily, "Lord, what are we going to do today?" It is such a simple prayer, but it changes everything. I am joined by Deacon Arthur Miller as we unpack this prayer and how allowing the Lord to guide us through each day can make all the difference. This episode is Part One.Deacon Art is a Deacon at St Mary's church in Simsbury, Connecticut. He is an author, preacher, activist, and retired businessman. He also presents the daily video reflections on the USCCB daily readings website for Tuesdays. (That's where I found him). I am honored to have him join me on this episode of Catholic Money Talk. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailDiscover five spiritual principles and five practical habits that every couple needs for financial peace. From prayer and communication to budget check-ins and “sleep-on-it” limits, learn how to build unity, trust, and purpose in your marriage through money done God’s way. Money and Marriage Rules Cheat SheetSupport the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailDebt seems normal—but the real cost is anything but. In this eye-opening episode, Paul breaks down how interest, minimum payments, and long loan terms quietly drain your future and steal opportunities you didn’t even realize you lost. Learn how to see debt for what it truly is, make smarter decisions, and take practical steps toward lasting financial freedom. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan Mail Ever feel boxed in by your finances or life decisions? In There’s Always Another Option, Paul shows how our habits and hurry can blind us to better paths—and how a little patience and prayer open doors we didn’t see before. Discover how slowing down, asking better questions, and trusting God’s guidance can reveal smarter, more peaceful choices. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan Mail “Ever wonder why so many people chase success but end up stuck? In Don’t Buy Shovels, Paul unpacks the hidden cost of chasing quick wins and following the latest financial fads. Discover why the real path to freedom isn’t found in hype, but in slow, faithful progress and trust in God’s timing.” Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan Mail Tired of money stress every time something breaks? This episode shows you how to set up a real emergency fund—how much, where to keep it, and when to use it—so you stop relying on credit cards and start living with margin. Practical steps, Catholic perspective, immediate peace. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIn this special 100th episode, Paul reflects on the incredible journey of Catholic Money Talk — the small beginnings, the faithful encouragement that sparked it, and the grace that’s carried it forward. Hear stories from listeners around the world, lessons from top episodes, and one simple challenge: start. Whatever dream or mission God has placed on your heart, the best time to begin is today. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailBefore you buy your next car, zoom out. In this episode, Paul shows how to make a smart, peace-filled decision by seeing the big picture—needs vs. wants, new vs. used, cash vs. financing, and how each choice impacts your long-term goals. Learn a simple, Catholic approach to car buying that protects your budget and your heart. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan Mail"But God, who has promised pardon to every repentant sinner, has not promised us tomorrow." St Gregory the GreatSupport the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailDebt can feel heavy, confusing, and hard to face — especially when you do not even know where to begin.In this episode of Catholic Money Talk, we walk through the first steps to paying off debt, including how to get clear on what you owe, why you need a small emergency fund, how to choose a payoff strategy, and what common mistakes to avoid.We also talk about the difference between the debt snowball and debt avalanche, and why paying off debt is about more than math — it is about changing habits and reclaiming freedom.If debt has ever made your stomach drop, this episode is for you.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailPray as if it depends on God, work as if it depends on you. Where is the balance?Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailI am constantly experiencing God the Father's love and generosity. How do I share that with those around me? Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIt is important to have a WHY that is big enough to get us to act. We might want to start something, we might want to change something, we might want to end something, but having the right WHY is key before we get to the how or the what. Let's talk about it....Start with Why!Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailLet's take a look at two biblical stories about bigger barns and discuss saving, investing, and wealth building. What is our motivation? What is our priority? Are we living a life of JOY?Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailWhat would it be like if you and your spouse increased your effectiveness in handling money?Imagine having clearly defined financial goals that you and your spouse share.Imagine working together—and achieving those goals.This class, Money & Marriage: The Starting Point, is designed to help you do just that.In just 90 minutes, you'll gain a fresh perspective on managing money as a team. You’ll leave with insights, practical tips, and money habits that you and your spouse can quickly and easily implement.Register here for the Workshop Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailHere is a replay of Episode 27 - Always a great reminder when we find ourselves desiring something. We can get trapped in our desire for worldly possessions. St. Augustine has a great quote regarding this. Let's talk about it.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailEver wonder where all of your money is going? Do you think there could be too many holes in your budget where money seems to leak out every month? You are not alone. And, there is hope. Let's talk about Subscription Creep and how it is The Hidden Budget Killer.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailEvery year, we seem to face new challenges. Do we remember to run to the Lord? Do we remember to open the door and let him in? Are we filled with hope because the Lord is faithful?Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailWhen something happens to us, our family should not be left scrambling to find important documents, instructions, account information, and end-of-life plans.In this episode of Catholic Money Talk, we talk about how creating one organized file can be a simple but powerful act of love for your spouse, children, and family.We cover what to include, how often to update it, and why this kind of preparation can bring peace in the middle of a difficult time.This episode also includes a practical checklist to help you start building your own legacy file.Free download:  Legacy File Checklist.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailI often get questions from people who are faced with a challenging situation, and they are unsure of their options and don't know where to start. In this episode, I give some direction and hopefully some encouragement. There is a way out!Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailCollege is expensive, and too many families start the process without a real plan for how they will pay for it.In this episode of Catholic Money Talk, we talk about college costs, why student loans can create a heavy burden for young adults, and how parents and students can begin planning with the end in mind.We walk through why it is so important to know what college actually costs, set a goal early, explore scholarships and work opportunities, and create a path toward graduating with as little debt as possible.If you are a parent of a high school student — or a student beginning to think seriously about college — this episode will help you start asking the right questions.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailTaryn and I share some exciting news. Hopefully, we can encourage you as you pursue the goals the Lord puts on your heart.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailIt is important to be a Christian disciple in the workplace. As Catholics, we need to have the right mindset and approach to work. In this episode, I talk about the importance of having the correct approach to work and some of the challenges that we might face. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailI often get asked, "Why do we need to create a monthly budget?" The answer is pretty simple: "Because every month is different." Budgeting monthly will give you more clarity about your finances, it will provide more control over your spending, and help you achieve your goals. Give it a listen.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailSt Paul teaches us that finishing strong is important. "We must run so as to win," he says. Holy Week is a good time to put that into spiritual practice. Life presents many other areas to work on finishing strong and to run so as to win. As we learn to lean towards the finish line and finish strong in practical areas of our life, it helps us to build character and teaches us endurance as we run the race towards our Heavenly Home. Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailSaving for retirement can feel overwhelming, especially when it seems far away or when life has other financial priorities right now.In this episode of Catholic Money Talk, we walk through how to start saving for retirement effectively, why starting early matters so much, how different retirement accounts work, and why consistency is one of the most important parts of the plan.We also talk about retirement through a Catholic lens of stewardship — preparing wisely for the future so that we can continue to serve, give, and respond to what the Lord may ask of us later in life.Please click the link below to get in touch with me if you have any questions.Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk

Send us Fan MailAre you familiar with this phrase? The Lord promises that he will come through. We know this because he is faithful. We need to put our trust in him. We need to hope in the Lord. Because "good things do come to those who wait!"Support the showGet in touch with PaulMonthly Subscription to Catholic Money Talk