Her Money Mindset

Your budget affects your mental health more than you realize. In this episode, we’re talking about how financial clarity reduces anxiety, why money stress weighs on your nervous system, and how faith and stewardship work together to create real peace. If you’re ready for structure, start here: Budgeting Spreadsheet Mortgage Freedom Blueprint (works for all debt payoff) High-Yield Savings Account (get a $25 bonus) You don’t have to live in quiet money stress. If this episode helped you, leave a review and share it with a friend 🤍

Valentine’s Day can bring up a lot of pressure, especially around spending and self-care. In this episode, we’re talking about a quieter kind of self-love. The kind that actually supports you instead of leaving you stressed or regretful later. We’ll talk about the difference between comfort and care, how emotional spending often shows up when we’re tired or overwhelmed, and what loving yourself well can look like when it comes to money. If Valentine’s Day feels complicated this year, this conversation is for you. Resources mentioned: Budgeting template, debt payoff tracker, and mortgage payoff calculator (all in one bundle) Mortgage Freedom Blueprint High-yield savings account If you enjoyed this episode, leaving a review helps more women find the podcast. Thanks for being here. 💕

Tax season brings up a lot of emotions — relief, pressure, excitement, and sometimes guilt. And for many people, a tax refund feels like “extra money” that disappears just as quickly as it arrives. In today’s episode, we’re slowing the conversation way down and talking through how to use your tax return intentionally, in a way that actually supports your financial goals and brings more peace into your life. We’ll walk through: Why you don’t need to decide what to do with your refund right away The most helpful ways to use a tax return depending on your season of life How faith and stewardship can guide money decisions without shame or pressure Common mistakes that lead to regret — and how to avoid them A simple framework to create a refund plan that feels aligned and realistic ✨ Resources mentioned in this episode: My budget spreadsheet, debt payoff tracker, + more!  Mortgage Freedom Blueprint (can also be used for regular debt payoff) (You can also bundle these for even more savings!)  As a thank you for being a podcast listener, you can use code HMMPODCAST for 15% off. If you loved this episode, please leave a review! 💕

Trying to do everything “right” with money can quietly turn into exhaustion. In this episode, we’re talking about why trying to control every financial detail can feel so draining, even when you’re being responsible. We’ll explore how fear can disguise itself as discipline, the difference between control and stewardship, and what it looks like to pursue financial peace without letting go of wisdom. If budgeting has started to feel heavy, stressful, or emotionally exhausting, this conversation is for you. 🔗 Resources Mentioned  💰 High-Yield Savings (SoFi): Get up to $325 w/ this link! 📊 Budget Spreadsheet & Debt Payoff Bundle: grab your budgeting tools here! 🏡 Mortgage Freedom Blueprint Bundle: Grab your guide to debt freedom here! 💸 Podcast Listener Thank-You: As a thank-you for listening, you can use code HMMPODCAST for 15% off my budgeting tools. 💕 Don’t forget to leave a review and share this episode with a friend!

The holidays aren’t the problem. The real issue is going into the season without a plan. In this episode, I’m walking you through the simple weekly routine that keeps you organized, intentional, and out of debt this holiday season. You’ll learn how to choose your real holiday number, avoid impulse purchases, handle surprise expenses, and set yourself up for a calm and stress-free January. 🎄💰 Black Friday is also coming up, and I’m finally sharing the details here first. I have two offers this year and both are extremely limited. One of them includes a free 1:1 strategy call when you grab the Budgeting Basics Bundle. If you want early access, make sure you join the waitlist. You can sign up in the bio of any of my socials. 👀✨ If you want more personalized support, you can book a 1:1 strategy call with me anytime. It’s perfect if you need help with budgeting, income planning, or getting a clear step-by-step plan that actually works. And if you want to talk through your situation first, you can sign up for a free consultation call too. 💗 Resources Mentioned: • Budgeting Basics Bundle • SoFi HYSA • Black Friday Waitlist (sign up at the link in bio of any of my socials!) IG: @hermoneymindsets_ TT: @courtneyschweinler YT: @courtneyschweinler • 1:1 Strategy Call • Free Consultation Call If you enjoyed this episode, it would mean so much if you left a rating or review. It helps the show reach more women who want to feel confident and in control of their money. 💕

If you’ve ever looked at your bank account and thought, “I should be farther by now,” this episode is your permission slip to let that guilt go. We’re breaking down: Where financial guilt really comes from Why your money timeline doesn’t define your worth How to rebuild self-trust and stop comparing your progress Practical steps to move forward with peace — not pressure This one’s packed with real talk, mindset shifts, and gentle healing for anyone who’s ever felt “behind.” 🎧 In the middle of the episode, I’ll also share two tools that can help you take back control right now: 💰 The Budgeting Basics Bundle – your step-by-step budgeting system 💕 Private Coaching 1:1 with me - let’s chat about your budget and get you set up with a game plan for your money  💕 Free Consultation Call for my 12 week private coaching program, Her Money Method - we will spend 12 weeks working on your money mindset, building your savings, controlling overspending, and paying down debt  🏦 SoFi High-Yield Savings Account – earn around 3.6% APY + cash bonus ✨ And heads up… Black Friday is coming 👀 Something special is on the way for my Her Money Mindset listeners — make sure you’re subscribed so you don’t miss it! If this episode helped you, please leave a quick rating or review. It helps more women find the show and reminds me why I do what I do each week. 💗

If you’ve ever asked, “Where does all my money go?” — this episode is for you. We’re breaking down the three numbers every woman needs to know to feel confident and in control of her finances: 💰 Your income (what actually hits your account) 💸 Your expenses (what’s really leaving) 📊 Your true cash flow (what’s left — and what it’s doing for you) Courtney walks you through practical steps, mindset shifts, and a few easy wins to help you finally feel clear about your money. In this episode: How to calculate your real take-home pay The truth about where your expenses go What your cash flow says about your habits The tools that make tracking simple 💡 Mentioned in this episode: Budgeting Basics Bundle 1:1 Strategy Call  SoFi High-Yield Savings Account Free Consultation Call for private coaching  ✨ Hint: Something big is coming for Black Friday — you’ll want to be ready! If this episode helped you, please take 30 seconds to leave a rating or review on Apple Podcasts or Spotify. It helps more women find this show and start their own money transformation. 💗

Feeling like your budget never works — no matter how hard you try? You’re not alone. In this episode, Courtney breaks down how to build a zero-based budget that actually fits your life, instead of fighting against it. You’ll learn how to plan every dollar without feeling restricted, guilty, or overwhelmed. You’ll discover: 💡 How to make your budget flexible and realistic 💡 Why zero-based budgeting is more freeing than it sounds 💡 The #1 mindset shift that makes budgeting stick ✨ Ready to create a budget that finally works? Grab the Budgeting Basics Bundle ✨Book your free consultation call with me to see if Her Money Method private coaching is right for you!  ✨Book your 1:1 Strategy Call with me to get a personalized game plan for your money ✨ Open your SoFi high-yield savings account to start earning around 3.6% APY (vs. the 0.2–0.4% most banks offer)  🔥 And make sure you’re on my email list — something really good is coming for Black Friday, especially if you’ve been wanting more support with your budget 👀 If this episode helped you, it would mean so much if you took 10 seconds to leave a quick rating or review on Apple Podcasts or Spotify. Your support helps the show reach more women who are ready to take control of their money and their mindset. 💕

Feeling like your budget never works — no matter how hard you try? You’re not alone. In this episode, Courtney breaks down how to build a zero-based budget that actually fits your life, instead of fighting against it. You’ll learn how to plan every dollar without feeling restricted, guilty, or overwhelmed. You’ll discover: 💡 How to make your budget flexible and realistic 💡 Why zero-based budgeting is more freeing than it sounds 💡 The #1 mindset shift that makes budgeting stick ✨ Ready to create a budget that finally works? Grab the Budgeting Basics Bundle (and don’t forget to upgrade to the 1:1 Strategy call at a discount)! Use discount code HMMPODCAST at checkout for 15% off.  ✨Know that you’ve got to make a change with your finances, but you just can’t seem to stick to it? Schedule a free consultation call with me and let’s chat.  ✨ Open your SoFi high-yield savings account to start earning around 3.6% APY (vs. the 0.2–0.4% most banks offer)  🔥 And make sure you’re on my email list — something really good is coming for Black Friday, especially if you’ve been wanting more support with your budget 👀 If this episode helped you, it would mean so much if you took 10 seconds to leave a quick rating or review on Apple Podcasts or Spotify. Your support helps the show reach more women who are ready to take control of their money and their mindset. 💕

In this episode, we’re breaking down why you keep falling off your budget even when you know exactly what to do. You’ll learn what’s really behind your inconsistency (spoiler: it’s not laziness), how to stop the guilt spiral, and how to build a budget that actually works for your lifestyle, not against it. We’ll talk about the emotional side of budgeting, how to reset instead of restart, and the three biggest reasons your current plan keeps collapsing. 🎧 Listen for: How to make your budget flexible enough to actually stick to Why “falling off” is just feedback — not failure How to course-correct without starting from scratch The mindset shift that will change the way you budget forever 💡 Mentioned in this episode: Budgeting Basics Bundle — your go-to system for realistic, flexible budgeting (use code HMMPODCAST for 15% off!)  SoFi High-Yield Savings — earn more interest on your savings Book a 1:1 Strategy Call or Apply for Her Money Method Coaching — use code HMMPODCAST for 15% off as a thank-you for listening 🎁 Black Friday is coming… and this year’s deal will be the best one yet. Stay tuned! If you loved this episode, please take a quick moment to rate or review the podcast. This helps more women discover the show and start taking control of their finances too. 💖

You know how to budget… but somehow, it keeps falling apart right before the holidays. In this episode, Courtney breaks down the 5 most common budget mistakes women make and exactly how to fix them before the holiday chaos hits. From emotional spending to invisible expenses and lack of systems, you’ll walk away knowing how to make your budget finally stick. 💬 In this episode, you’ll learn: Why your budget isn’t failing — your systems are How to stop relying on willpower The sneaky expenses that always blow up your budget Why fun (and rest) are non-negotiable How to review your budget weekly without the guilt If you’re ready to stop feeling broke every December and finally take control of your finances, this episode is a must-listen. ✨ Mentioned in this episode: Work with Courtney 1:1 → 1:1 Strategy Call or Free Consultation Call  for long term private coaching The Budgeting Basics Bundle Open your SoFi High-Yield Savings Account 🎧 Tune in now, and don’t forget to leave a rating and review if this episode helps you — it means the world and helps more women find the show! 💕

If you’ve ever checked your bank app and felt that “ugh, I did it again” moment, this episode is for you. We’re unpacking what the overspending shame spiral really is, why it keeps you stuck, and how to finally move forward with confidence instead of guilt. You’ll learn practical ways to stop the cycle, rebuild trust with yourself, and create structure that supports you — not shames you. ✨ Inside this episode: Why shame keeps you stuck in the overspending loop How to forgive yourself and rebuild trust Simple steps to reset your money habits without restriction 🎧 Listen now and start creating a healthy, guilt-free relationship with your money. Resources mentioned: Free Consultation Call – Her Money Method Private Coaching SoFi – My Favorite High-Yield Savings + Multiple Vaults Setup Budgeting Basics Bundle — or a 1-Time 1:1 Strategy Call — use code HMMPODCAST for 15% off!! Don’t forget to leave a review if you enjoy this podcast! 💕

You didn’t fail. You just learned something new about your spending. In this episode, I’ll walk you through exactly what to do when you go over budget so you can fix it without starting from scratch, stop the guilt spiral, and make your budget stronger for next month. ✨ Resources Mentioned: • Budgeting Basics Bundle — Build a flexible budget that actually fits real life. Use code HMMPODCAST for 15% off  • SoFi High-Yield Savings Account — Start earning real interest on your savings (and get a cash bonus for signing up)! • 1:1 Strategy Call — Get personalized support and a clear action plan in a one hour chat with me. Use code HMMPODCAST for 15% off  • Her Money Method Private Coaching — Apply for a free consultation and create a long-term money strategy that actually works.  💬 If this episode helped you, please leave a quick review — it helps more women find the show and start transforming their finances too. 🎧 Listen now and reset your budget with confidence.

Feeling anxious about money? You’re not alone — and it doesn’t mean you’re “bad with money.” In this episode, I’m breaking down what money anxiety really is, why it happens, and the practical steps you can take to calm it so you can finally breathe easier with your finances. You’ll learn: The real causes of money anxiety (hint: it’s not just about your bank balance) Signs you might be stuck in financial stress Simple shifts to lower your money anxiety today Long-term systems that make managing money feel easier ✨ Links & Resources: Grab the Budgeting Basics Bundle — the step-by-step system for a budget that actually works in real life Book your free consult call — let’s talk about your goals and if private coaching is right for you Open a SoFi high-yield savings account with my referral link and start earning more on your money If you enjoyed this episode, please leave a review!

Saving money doesn’t have to feel overwhelming or impossible. In this episode of the Her Money Mindset Podcast, I’m breaking down exactly how to set up automatic savings so it happens in the background of your life—no guilt, no stress. You’ll learn: ✅ Why automation is the key to consistent savings ✅ How to set your first realistic goal ($500 or $1,000) ✅ The different automation methods that actually work ✅ How to keep your savings flexible when money gets tight ✅ Simple ways to celebrate your progress and stay motivated ✨ Ready to take the next step? Here are three ways I can help you: 👉 Grab the Budgeting Basics Bundle and finally create a budget you can stick to 👉 Book a free consult call with me and let’s create a customized money plan together 👉 Open a SoFi High-Yield Savings Account and start saving automatically while earning interest (AND get a bonus just for signing up!)  If you enjoyed this episode, please follow the show and leave a review! 

We’ve all been there—maxing out a card you promised you’d pay off, abandoning a budget halfway through the month, or spending when you swore you wouldn’t. Those mistakes can leave you feeling guilty, ashamed, and like you’ll never get it right. But here’s the truth: your past money mistakes don’t define you. They prepared you. In this episode of the Her Money Mindset Podcast, I’m walking you through: Why we lose trust with ourselves after money mistakes. How to shift your perspective and see mistakes as lessons, not failures. Simple, small promises you can keep to rebuild financial self-trust. Guardrails and systems that make following through easier. How to reframe mistakes long-term so you stay consistent, not perfect. By the end, you’ll feel empowered to forgive yourself, rebuild confidence, and start moving toward the money life you really want—without carrying shame from your past. 👉 Resources Mentioned: Budgeting Basics Bundle – create simple systems to start keeping promises to yourself. Free Consultation Call – see if my private coaching program, Her Money Method, is right for you!  1:1 Strategy Call – get personalized guidance to fast-track your progress. SoFi HYSA – start building better financial habits with a high yield savings account If you enjoyed this episode, don’t forget to leave a review! 💕

If your budget keeps “breaking,” it’s not you. It’s the guesswork. In this episode I show you how to turn your bank statements into a simple, honest money map. We’ll walk through exactly what to pull, how to tag transactions (needs, wants, debt, savings), and where most people leak cash without noticing (fees, delivery, Target/Amazon “little” orders). Then we’ll use that data to set realistic category caps you can actually stick to—so you free up money for debt, savings, and breathing room. You’ll learn: The 15-minute statement sweep that reveals your biggest wins How to spot “quiet costs” (fees + subscriptions) fast A realistic way to lower groceries/eating out without feeling deprived The monthly check-in rhythm that keeps your budget working Next step: Grab my Budgeting Basics Bundle—it includes the One-Month Expense Audit and a 2-Week Budget Bootcamp to help you implement today’s episode step by step.  If you enjoyed this episode, please leave a review! Your review helps more women find this podcast, and means the world to me! 💕

Here’s the hard truth: you can’t budget your way out of burnout. If you’ve ever sat down with the best intentions—new spreadsheet, new app, new plan—only to give up after a week because it felt like ‘one more job,’ you’re not broken. You’re burned out. In this episode of Her Money Mindset, I’m breaking down why traditional budgeting fails when you’re exhausted, how financial burnout shows up in your day-to-day, and most importantly, what you can do instead. You’ll learn how to create breathing room without adding more pressure, and how to build a budget that actually supports you instead of punishes you. This isn’t about working harder. It’s about working smarter with your money so you can finally breathe again. Resources Mentioned: 👉 Grab the Budgeting Basics Bundle – a system built for real life, not perfection. 👉 Book a free consult call to explore 1:1 private coaching. 👉 Use my SoFi referral link to start building wealth with a bonus. 💕 If you enjoyed this episode, please leave a review! 

Ready to save tens of thousands of dollars and shave years off your mortgage? In this episode of the Her Money Mindset podcast, I’m breaking down the truth about mortgage payoff strategies and how even small extra payments can make a massive impact. You’ll learn: Why your payments are mostly interest in the early years. The real math behind adding $50, $100, or $200 to your payment. Strategic ways to apply extra payments for maximum savings. How to balance mortgage payoff with other priorities like retirement. Simple places to find extra money in your budget (without feeling deprived). By the end, you’ll see your mortgage not as a life sentence, but as a powerful opportunity to create freedom for your future. 👉 Resources Mentioned: Budgeting Basics Bundle – Free up cash flow and make extra payments doable. Mortgage Payoff Calculator – See exactly how much time and money you’ll save. Book a 1:1 Strategy Call – Get a personalized payoff plan. SoFi – Open a free high-yield savings account to earn more interest while you save. Acorns – Start investing your spare change automatically and build wealth in the background. If this episode gave you an aha moment, don’t forget to leave a review. It helps other women discover the tools to take control of their money too.

Money is one of the biggest sources of stress in relationships, but it doesn’t have to be. In this episode of the Her Money Mindset Podcast, we’re diving into why couples fight about money, how to shift your mindset so you’re working as a team, and practical tools you can use to reduce conflict and build long-term alignment with your spouse. You’ll learn: 💡 Why money fights aren’t really about money at all 💡 How to reframe arguments so you’re on the same side 💡 The power of weekly “money dates” and sinking funds 💡 Communication strategies that build trust instead of blame 💡 How to create a shared financial vision that strengthens your marriage If you’re tired of feeling like money is a wedge in your relationship, this episode will give you the tools and encouragement to make money something that brings you closer together. ✨ Ways to Go Deeper with Me: Book a 1:1 Strategy Call for a personalized action plan Apply for my Private Coaching Program to transform your money mindset and systems Open a SoFi High-Yield Savings Account to start building aligned savings today If you loved today’s episode, don’t forget to leave a review — it helps more women find this show and transform their money mindset.

Ever feel blindsided by holiday shopping, birthday parties, or vacation expenses? You’re not alone, and it doesn’t have to be that way. In this episode of Her Money Mindset, I’m breaking down exactly how to set up sinking funds so you can plan ahead, avoid debt, and actually enjoy those big moments guilt-free. You’ll learn: What a sinking fund is (and why it’s a total game-changer) How to calculate exactly how much to save The step-by-step process to start your own sinking fund today Common mistakes to avoid so you don’t get stuck starting and stopping By the end, you’ll feel confident and prepared to cover holidays, birthdays, and vacations — without the stress. ✨ Resources + Next Steps: Grab the Budgeting Basics Bundle for my ready-to-use templates that make setting up sinking funds simple (use code HMMPODCAST) Book a 1:1 Strategy Call with me to create a personalized money plan (use code HMMPODCAST) Apply for Private Coaching and schedule your free consultation call Open a SoFi High-Yield Savings Account to separate your sinking funds and earn a bonus If this episode encouraged you, please take a minute to leave a rating and review. It helps more women discover the show and start their own money breakthroughs!

Do you ever feel a pit in your stomach after swiping your card, even when it’s for something as simple as groceries or a coffee? You’re not alone. So many women carry unnecessary guilt every time they spend money, and it creates a cycle of shame, overspending, and stress. In this episode of the Her Money Mindset Podcast, we’re breaking down where that guilt actually comes from, how to tell the difference between healthy and unhealthy money guilt, and practical steps you can take today to spend with confidence. You’ll learn how to reframe your budget as a permission slip instead of a punishment, set aside guilt-free money for the things you love, and finally release the shame that keeps you stuck. 💡 Listener Bonus: As a thank you for being a loyal podcast listener, you can use code HMMPODCAST for 15% off any of my products. 👉 Links & Resources: Grab the Budgeting Basics Bundle Apply for Her Money Method Private Coaching Book a 1:1 Strategy Call Check out SoFi Start investing with Acorns If this episode encouraged you, it would mean so much if you left a review on Apple Podcasts or Spotify. Reviews help more women find the show and start their own money transformation! 💕

Is your budget feeling out of control — like no matter what you do, you’re always playing catch-up? You’re not alone. In this episode of the Her Money Mindset Podcast, I’m breaking down The 5-Step Budget Reset for Busy Women — a simple, practical process to help you realign your spending, simplify your categories, and finally feel in charge of your money again. You’ll learn how to: Review where your money’s really going (without judgment) Identify the priorities that matter most in your life Simplify your budget so it actually works when you’re busy Automate systems that save time and stress Build a weekly reset ritual that keeps you consistent Whether your goal is to stop living paycheck to paycheck, save for your next big milestone, or just feel less stressed about money, this episode will give you the exact steps to hit reset and move forward with confidence. 👉 Ready to take your reset even further? Grab the Budgeting Basics Bundle for my complete starter kit. Apply for Her Money Method Private Coaching to get personalized support. Book a 1:1 Strategy Call if you want fast clarity on your next step. Start growing your money today with my favorite tools: SoFi for banking + HYSA and Acorns for automatic investing. It’s time to give your budget the fresh start it deserves — press play and let’s do this together!

Too often we tie our self-worth to our income — but your paycheck is not your identity. In this episode of Her Money Mindset Podcast, we’re unpacking how money and identity get tangled together, why it leaves you stuck in shame or pressure, and how to root your worth in something stronger than your bank balance. You’ll learn how to break free from identity traps, reframe your money mindset, and build confidence without letting your income define who you are. ✨ Ready to take action? Grab the Budgeting Basics Bundle — all my best tools to get more money back in your pocket. Book a 1:1 strategy call or a free consultation for Her Money Method private coaching if you’re ready for personal support. Start building wealth today with SoFi (get up to $325 when you sign up) and Acorns (start investing with just your spare change). 💡 Special Labor Day Offer: Use code LABORDAY for 20% off all weekend — ends September 2nd! And if this episode encouraged you, make sure to follow the show and leave a quick review so more women can find these conversations. 💛

When money feels tight, it’s easy to spiral into stress and overwhelm. That’s where a bare bones budget comes in. This isn’t about restriction—it’s about clarity and control. In this episode of the Her Money Mindset Podcast, I’m walking you through exactly how to create a budget that covers only the essentials, so you can keep your life running even in tough seasons. You’ll learn: What a bare bones budget is (and why it’s different from your regular budget) The exact steps to build one when income dips or expenses rise How to decide what’s essential vs. what can wait Mindset shifts to remind yourself this is temporary, not forever By the end, you’ll have the confidence to know your baseline and the peace of mind that you can make it work, even when things are tight. ✨ Resources + Links: Grab my Budgeting Basics Bundle to build your own budget step-by-step. Remember to use code HMMPODCAST for 15% off!  Book your 1:1 Strategy Call to get a customized plan for your money. Remember to use code HMMPODCAST for 15% off!  Book a free consultation call for Her Money Method private coaching and get a personalized strategy for your financial goals. Start automating your savings + investing with Acorns and earn more with a high-yield savings account from SoFi. If this episode helped you, the best way to support the show is by leaving a review. This helps more women like you discover these tools and start building financial freedom.💕

Have you ever felt like you’re “too old” or too far behind to finally get your finances in order? Maybe you’ve made mistakes with money in the past, or you feel like you’ve missed your window to save, invest, or pay off debt. Let me remind you — it is absolutely not too late to turn things around. In this episode of Her Money Mindset, I’m breaking down why so many women feel like they’ve fallen behind, how to reframe your money mindset, and the practical steps you can take today to get on the right track. Whether you’re starting at 25, 35, 45, or beyond — your financial journey is still yours to create. ✨ You’ll learn how to: Release the guilt of past money mistakes Build a today-forward budget that works for you Start small with saving and debt payoff goals Take action no matter what stage of life you’re in 💡 Ready for more? Grab my free 7-Day Money Reset to start making quick money wins → get your freebie today! Explore the Budgeting Basics Bundle for step-by-step tools to budget smarter and pay down debt → ready to use budgeting tools Book a free consultation for 1:1 Private Coaching if you want personalized, long-term support → Let’s chat 💕 Not ready for full coaching yet? Book a one-time 1:1 Strategy Call to create a clear plan for your next financial move → Let’s come up with a money plan today Start investing with just your spare change using Acorns → get $5 just for using my link to join! Open a high-yield savings account with SoFi and earn way more interest than a regular bank → get up to $325 just for using my link! 💖 If this episode encouraged you, please take a minute to leave a review on Apple Podcasts or Spotify. Your reviews help more women discover this show and start their own money transformation. Remember, it’s never too late to change your money story — your best financial days can absolutely start today.

If you’ve ever stood in front of your fridge at 6pm, wondering what to make, feeling stressed and tempted to grab takeout—you’re not alone. The truth is, not having a meal plan drains both your wallet and your energy. But the good news? Meal planning doesn’t have to be complicated or time-consuming. In this episode of Her Money Mindset, I’m sharing how to meal plan on a budget so you can save money, cut stress, and make weeknights easier. You’ll learn why meal planning is one of the biggest money-savers you’re probably overlooking, how to start without overwhelm, and simple grocery tips that actually stick. ✨ Grab my free 7 Day Money Reset to get more money back in your pocket in just one week.  ✨ Open a SoFi high-yield savings account and make your money work harder (and get a $25 bonus just for using my link)  ✨ Want to go deeper? Snag the Budgeting Basics Bundle to master your money. ✨ Book a 1:1 Strategy Call with me to create a custom money plan. ✨ Or, schedule your free consultation call for Her Money Method coaching today. 💖 If you found this episode helpful, please take 30 seconds to leave a rating and review—it helps more women find these tips and build confidence with their money.

Most people think budgeting means cutting out everything fun, but that couldn’t be further from the truth. In this episode of Her Money Mindset, we’re flipping that belief on its head. I’ll show you why budgeting isn’t about restriction at all. It’s about respecting yourself, your goals, and your future. You’ll learn how to reframe “I can’t spend that” into “I’m choosing not to” without feeling deprived, plus practical ways to make your budget feel freeing instead of frustrating. Whether you’re tired of feeling guilty about money, ready to start saving without giving up everything you love, or just want a healthier relationship with your finances, this episode will help you shift your perspective and take control. ✨Links & Resources Mentioned in This Episode: Budgeting Basics Bundle – Get 15% off with code HMMPODCAST Mortgage Payoff Calculator – Pay off your home faster 1 Time 1:1 Strategy Call- figure out your budget and get a plan to leave  you feeling confident (be sure to use code HMMPODCAST for 15% off!) Private Coaching Free Consultation Call – schedule a free, no judgement call with me to see if Her Money Method, my private money coaching program is right for you! Get yourself scheduled today, there’s only 5 spots left for August! 💕 SoFi High-Yield Savings – Earn more on your savings DM me your money goal for the week over on Instagram: @hermoneymindsets_

Your budget used to work perfectly… until it didn’t. Now you’re overspending, feeling frustrated, and wondering if budgeting even works for you anymore. In this episode, I’m sharing why budgets stop working and the 5 steps to fix yours without starting over. From adjusting your numbers to simplifying categories and building in more flexibility, you’ll walk away with a realistic plan you can actually stick to. ✨Links & Resources: Budgeting Basics Bundle – Stop living paycheck to paycheck with my simple budgeting system. Mortgage Payoff Calculator – See how extra payments can save you thousands. Private Coaching Call or Free Consultation Call – Create a budget that works for your real life. SoFi High-Yield Savings – Earn 3.8% APY (vs. 0.2–0.4% average) + $25 bonus. One Month Expense Audit - Free resource to see where your money has been spent over 30 days  💕Use code HMMPODCAST for 15% off any budgeting tool or strategy call.💕 💬 DM me your biggest budget struggle on Instagram @hermoneymindsets_

Debt can feel crushing — emotionally, mentally, and financially. But just because it’s heavy doesn’t mean you’re stuck. In today’s episode, I’m walking you through how to stay hopeful, even when your debt feels overwhelming. We’re talking about mindset shifts, small wins that build momentum, and practical ways to find peace in the middle of the storm. If you’ve ever thought “I’m never going to get out of this,” this episode is for you. You’re not alone, and you’re not powerless. 👇 Ready to take action? ✨ Grab the Budgeting Basics Bundle to get my top tools for tracking your spending, paying down debt, and saving money 🏠 Use the Mortgage Payoff Calculator to see how fast you can actually pay off your home 💻 Want personal support? Book a free consultation call or strategy session — let’s build your custom money plan 💰 Open a SoFi High Yield Savings Account and get a $25 bonus when you sign up using my link 💸 Use code HMMPODCAST for 15% off any budgeting tool or strategy call linked above! And don’t forget — DM me your money goal for the week over on Instagram @hermoneymindsets_ so I can cheer you on. Let’s do this together 💛

If it feels like your money disappears the second you get paid, this episode is for you. We’re breaking down the real reason you’re stuck in the paycheck-to-paycheck cycle and exactly how to get out of it. No shame, no complicated spreadsheets, just real steps you can start today to finally feel in control of your finances. I’ll walk you through: Why budgeting hasn’t worked for you (yet) How to build a simple weekly plan that actually fits your life The first savings goal that can help you breathe again What to do when you’re tired of surviving and want more than just “getting by” You deserve overflow, not just barely making it. 👇 Grab what you need to get started: 🎯 Budgeting Basics Bundle 📊One Month Expense Audit (freebie) 💸 Get $25 with SoFi 📈 Start investing with Acorns & get $5 If this helped you, send it to a friend — and leave a review if you haven’t yet 💗

Didn’t grow up learning about money? You’re not alone, and you’re not behind. In this episode, we’re talking about why wealth isn’t just for the lucky few. You’ll learn how to start building it from where you are, even if no one ever showed you how. We’ll cover: Why it’s not your fault (but still your responsibility) Steps to build wealth starting today The mindset shift that changes everything ✨ Mentioned: → Budgeting Basics Bundle → Her Money Club  → SoFi ($25 bonus!) → Acorns ($5 bonus!) → Private Coaching + 1:1 Strategy Calls Be sure to use code HMMPODCAST when signing up for Her Money Club for 50% off your first two months! And, don’t forget to use code THANKYOU25 for the Budgeting Basics Bundle for 25% off! 🫶 If this episode spoke to you, please leave a 5-star review — it helps more women find this message and start building wealth too. 💗

Ever feel like your paycheck disappears the moment it hits your account? In this episode, we’re breaking down exactly what to do every time you get paid, so you can stop scrambling, start feeling in control, and finally make real progress with your money. I’ll walk you through simple, step-by-step actions to take the moment money lands in your account from essentials and debt to savings, fun money, and future goals. Whether you’re new to budgeting or just want a fresh routine, this episode will help you create a money system you can actually stick to. LINKS & RESOURCES: 🧾 Grab the Budgeting Basics Bundle — everything you need to organize your money in one place 💬 Join Her Money Club — support, tools, and accountability for your money goals 💸 Open a high-yield savings account with SoFi — earn more on your savings + get $25 free when you sign up using my link 🌱 Start investing with Acorns — it rounds up your spare change + gives you $5 free with my link!  📞 Book a 1:1 coaching call or apply for private coaching — let’s build a money plan that actually works for your life 💕Don’t forget to leave a review if you enjoyed this episode! 

If you’ve been calling yourself lazy for avoiding your budget, struggling to stay on track, or feeling stuck with money — this episode is your reminder: you’re not lazy. You’re burnt out. We’ll talk about how overwhelm shows up in your finances, how to reset your money mindset, and what to do when you feel too tired to “get it together.” 🔗 Links & Resources: 💸 SoFi – Open a high-yield savings account + get a $25 bonus here! 🧾 Budgeting Basics Bundle – Ditch the overwhelm and get back in control ✨ Her Money Club – Use code HMMPODCAST for 50% off your first two months!  📞 1:1 Clarity Call – Talk through your budget or burnout 💼 12-Week Coaching – Apply now for private coaching support     Don’t forget to leave a review to enter this month’s giveaway! 🥳

Unexpected expenses don’t have to send you spiraling into credit card debt. In this episode of Her Money Mindset, we’re diving into how to use sinking funds—one of the most powerful (and underrated) tools to help you stay ahead financially. You’ll learn: What sinking funds actually are  The most common categories to start with A step-by-step system to create and track them How to build them into your budget even if money is tight Why using sinking funds can completely change your relationship with money 🎯 Whether you’re prepping for Christmas, car repairs, or your next trip—this episode will help you stay ready and debt-free. Resources & Links: ✨ Grab the Budgeting Basics Bundle — use code THANKYOU25 to get 25% off 💸 Combine the Budgeting Template and your SoFi high yield savings account to set up your sinking funds today! 🤍 Join Her Money Club for accountability and bonus content 📞 Book a 1:1 Coaching Call or Apply for Private Coaching 🎁 Leave a review with your Instagram handle to be entered into a free coaching call giveaway!

If you’ve ever said, “I’m just not good with money,” this episode is for you. Today we’re talking about what it really means to feel confident with your money, and spoiler: it’s not about how much you make. It’s about clarity, consistency, and control. 💸 In this episode, we’ll break down: Why so many women don’t feel confident with money (and how to change that) The 5 things you can start doing today to build real, lasting financial confidence How mindset and action work together to shift your money story Whether you’re just starting out or you’ve been budgeting for years, you’ll walk away with tools you can use immediately. Links & Resources Mentioned: → Grab the Budgeting Template or full Budgeting Basics Bundle → Join Her Money Club for accountability + support  → Book a 1:1 Coaching Session or apply for private coaching → Open a high-yield savings account with SoFi (and get a $25 bonus!) → Leave a review with your IG handle to be entered into my monthly giveaway!

Let’s be real — budgeting isn’t always easy, and if you’ve ever wondered why your plan looks good on paper but doesn’t actually work in real life… this episode is for you. I’m breaking down the five most common budgeting mistakes I see women make (yes, I’ve made them too!) and exactly how to fix them. From underestimating irregular expenses to making your budget way too strict, we’re diving into simple, practical shifts that can make a huge difference in how you manage your money. Whether you’re new to budgeting or just need a reset, you’ll walk away from this episode with clear action steps to get back on track. 🔗 RESOURCES + LINKS: 💻 Grab the Budgeting Basics Bundle – includes my budgeting template, expense audit, savings challenges, and more! Use code THANKYOU25 for 25% off: budgeting basics bundle 👯‍♀️ Join Her Money Club for exclusive content, trainings, and support! Use code HMMPODCAST for 50% off your first two months: her money club  📊 Want to level up your savings? Open a SoFi account and get a $25 bonus when you use my referral link: open your high yield savings account here! 🧠 Need 1:1 support? Book a free consultation call for private coaching or book a 1 time 1:1 call here!  🎁 Podcast Giveaway! Leave a review with your Instagram handle to be entered to win a free coaching call + a surprise gift! Winners are announced at the end of the month!

Are you spending to soothe emotions you haven’t even named yet? In this episode of Her Money Mindset, we’re diving deep into emotional spending — why we do it, how to recognize it, and most importantly, how to stop the cycle. If you’ve ever felt guilt or regret after an impulse buy, or caught yourself justifying a purchase with “I deserve this” after a rough day… this one’s for you. You’ll learn: What emotional spending really looks like (it’s not always obvious) The root causes behind it — and how to identify your triggers A simple 3-step process to pause before you swipe Long-term strategies to shift from impulse to intention You’re not alone — and you’re not bad with money. You’re just learning new ways to cope that don’t involve draining your bank account. 👇 RESOURCES + LINKS MENTIONED  🎯 Grab the Budgeting Basics Bundle to support your budget and spending habits 💗 Join Her Money Club — lifetime access with any product purchase (only 1 free spot left!) 📅 Book a 1:1 coaching session or free consultation call  🎁 Use code THANKYOU25 for 25% off! 💸 SoFi high yield savings account (get $25 just for signing up!)  ✨ Don’t forget to leave a review and tag your IG handle — you’ll be entered in our monthly giveaway for a free coaching session and a little something extra!

Got a raise? Let’s make sure it actually works for you instead of disappearing into lifestyle upgrades. In this episode, we’ll break down exactly what to do with your extra income—step by step—so you can build freedom, not just fancier bills. We’ll also unpack how lifestyle creep sneaks in, why it feels so tempting, and the mindset shifts that keep you grounded and in control. If you’re ready to use your raise to make real progress with your money goals, this one’s for you. ✨ Mentioned in this episode: One Month Expense Audit Budgeting Basics Bundle Her Money Club – only 6 free founding spots left with a product purchase! Free consultation or private coaching SoFi High Yield Savings (get a $25 bonus when you sign up with my link!)  Invest your spare change with Acorns (get a $5 bonus when you sign up with my link!)  🎁 BONUS: Any product purchase gets you lifetime free access to Her Money Club while spots remain (only 6 left!). If you enjoyed this episode, please leave a review and don’t forget to include you IG handle to be included into a giveaway! 🎉 You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_. 

On this 4th of July, let’s talk about real freedom — financial freedom. In this episode, I’m breaking down what financial independence truly means beyond just money, and how to start building it right now — no matter your income. 💸 Ready to take action? • Grab the One Month Expense Audit • Save with the Budgeting Basics Bundle – use code THANKYOU25 for 25% off! • SoFi high yield savings account (get $25 when signing up with my link!)  • Acorns investing app- invest your spare change and get started today!  • Only 11 free spots left in Her Money Club – lifetime access with any product purchase! • Want 1:1 support? Book a coaching session or a free consult call today. • Leave a review + your IG handle to enter our July giveaway for a coaching call + bonus gift! 🎉

Feel like budgeting means giving up everything you love? Not today. In this episode, we’re breaking down how to cut things from your budget without feeling deprived. I’ll walk you through how to make smart, intentional shifts that still let you enjoy your life — because budgeting should feel freeing, not frustrating. 💡 Ready to take action? Grab the free One Month Expense Audit to see where your money’s really going Snag the full Budgeting Basics Bundle — use code THANKYOU25 for 25% off Book a 1:1 coaching session or a free consultation to get personalized support Join Her Money Club for ongoing encouragement and accountability 🎁 For the next 12 buyers, any product purchase gets you FREE lifetime access to Her Money Club — and don’t forget to use code THANKYOU25 at checkout! 💬 Don’t forget to leave a review with your Instagram handle to be entered in our giveaway for a free coaching call + a little extra surprise. The winner will be  announced in the last episode of July!

Are you constantly starting over with your money goals? Tired of feeling like you’re the one standing in your own way? In today’s episode, we’re talking all about financial self-sabotage — what it looks like, where it comes from, and most importantly, how to stop it. If you’ve ever avoided checking your bank account, overspent to “treat yourself,” or told yourself you’ll try again next month… this one’s for you. We’ll dive into: The real emotional roots behind self-sabotage Subtle ways we block our own financial progress How to rewrite your money story and rebuild trust with yourself Simple, powerful strategies to start taking control again You’re not broken — you’re just ready to break the cycle. 💸Resources Mentioned FREE One Month Expense Audit  1 Time 1:1 Coaching Call Consultation for 1:1 Coaching Program SoFi High Yield Savings Account (you get a $25 bonus for signing up with my link!) ✨ Limited Time Offers + Giveaways Grab my Budgeting Template — it’s 30% off for the next 24 hours only Use code HMMPODCAST to get 50% off your first TWO months inside Her Money Club 💖 Leave a review on the podcast and include your Instagram handle to be entered to win a free coaching call + a little surprise gift! Winner will be picked in the last episode of July! Don’t forget to follow Courtney on IG at hermoneymindsets_ to stay in the loop on the surprise product launch on Sunday! 🤭👀💸

In this episode of Her Money Mindset, we’re diving into the most popular debt payoff methods—like the snowball, avalanche, and consolidation—so you can confidently choose the one that fits your mindset, lifestyle, and goals. If you’ve been feeling stuck or unsure where to start, this episode will help you take the first (or next!) step toward becoming debt-free. Mentioned in this episode: Download the FREE One Month Expense Audit Grab the Budgeting Template or Budget Bundle (If you buy the budgeting template, you’ll see an option to add on the budget bundle at a great discount.) Join Her Money Club for coaching and community (Use code HMMPODCAST for 50% off your first 2 months) Apply for 1:1 Private Coaching or a one-time coaching call (Currently offered at a discounted price) Use my SoFi and Acorns referral links for bonus savings Find me on: TikTok, YouTube, and Facebook: @courtneyschweinler Instagram: @hermoneymindsets_ If this episode helped you, share it with a friend and leave a quick review—it means everything!

Your surroundings play a bigger role in your money habits than you think — from your home and phone to your friends and routines. In this episode, we’ll break down how your environment may be triggering overspending and what you can do to take back control. ✨ Ready to change your money habits from the inside out? Grab the resources mentioned in the episode to support your journey: 👉 One Month Expense Audit – FREE 👉 Budgeting Template 👉 Join Her Money Club – just $12/month!  👉 Book Private Coaching – work with me 1:1 Let’s clean up your space, your screen, and your mindset so your money can finally reflect the life you actually want. 💞 You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_.  If you enjoyed this episode, please leave a review and come back next week for more!

Feeling stuck or unsure where to focus your money goals? In this episode, I’m breaking down 5 financial goals every woman should have to build confidence, peace of mind, and long-term freedom.  From emergency funds and budgeting to investing and values-based spending—we’re keeping it real, simple, and actionable. 👏🏻 💸 Mentioned in this episode: • Free One Month Expense Audit • Her Money Club • SoFi – $25 Bonus Savings Link • Acorns Referral – Start Investing • Private Coaching Consultation Call  If you want more advice and a deep dive into retirement, life insurance, investing, estate planning, etc. set up a free consultation with my financial advisor, Caitlin, here!  You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_.  If you enjoyed this episode, please leave a review and come back next week for more!

Feeling the pressure to spend every time you scroll? Let’s talk about how social media might be secretly draining your bank account — and how to stop the cycle. In this episode, I’m breaking down why social feeds trigger overspending, how to spot the signs, and practical ways to take back control of your money (and your peace). 💸 RESOURCES ✨ Grab the FREE One Month Expense Audit – one month expense audit 👯‍♀️ Join Her Money Club for support + accountability – her money club 🧠 Want 1:1 support? Sign up for Private Coaching – her money method- private coaching You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_.  If you enjoyed this episode, please leave a review and come back next week for more! 💞

Ever feel like building an emergency fund is impossible when you’re just trying to stay afloat? In this episode, we’re breaking down exactly how to start—even if money is tight or inconsistent. You’ll learn: What counts as a real emergency (and what doesn’t) How much to save based on your life Where to keep it so it’s safe but accessible Common mindset blocks that keep women stuck—and how to overcome them This is your no-shame, beginner-friendly guide to finally building financial peace. 💬 Links + Resources Mentioned: ✅ Start your high-yield savings account with SoFi and get a free cash bonus when you use my referral link → get your $25 with SoFi here! 📊 Download the FREE One Month Expense Audit to find hidden money in your budget → one month expense audit 🧠 Grab the Budget Bundle for the full budgeting system + mindset tools to stop living paycheck to paycheck → budget bundle 💬 Join Her Money Club for monthly support, resources, and exclusive workshops → Her Money Club! 🎯 Need 1:1 help with your money plan? Work with me privately and get personalized coaching that fits your life → one time coaching call → 12 week private coaching 💖 If this episode helped you, don’t forget to: ✔ Follow me on my socials (TikTok, YouTube, and Facebook is @courtneyschweinler and Instagram is @hermoneymindsets_) ✔ Leave a review ✔ Share it with a friend who’s ready to take control of her finances

Feeling too exhausted to even look at your budget? You’re not lazy — you’re human. In this episode of Her Money Mindset, we’re talking all about how to take care of your finances even when you’re burnt out, overwhelmed, or just flat-out tired of trying. This is budgeting with grace, not guilt. You’ll learn: 💤 What to do when budgeting feels impossible 🧠 How to handle money when you’re in survival mode 🧾 3 low-energy systems that still move you forward 💗 Mindset shifts to quiet the guilt and start fresh 🎯 How to build momentum without relying on willpower Whether you’re curled up on the couch or driving to a job you’re trying to escape, this episode will meet you exactly where you’re at. Links + Resources Mentioned: 🛠️ Budget Bundle 📋 One Month Expense Audit 🏦 SoFi HYSA (you get a bonus for using my link!) 👯‍♀️ Join Her Money Club ($12/month) You don’t have to do it all — you just have to stay connected. And this episode will show you how.  You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_.  If you enjoyed this episode, please leave a review and come back next week for more!

What to Do When Your Income Isn’t Enough Feeling stuck and like no matter what you do, the numbers don’t add up? This episode is your permission slip to stop blaming yourself—and start building a better plan. Inside: 💭 Why your income gap isn’t your fault ✂️ When budgeting alone isn’t enough 💡 Real ways to make more money ✅ A step-by-step plan using what you do have Plus: Grab my FREE One-Month Expense Audit and check out the Budget Bundle if you’re ready to take action. You’ve got this—and I’ve got you. You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_.  If you enjoyed this episode, please leave a review and come back next week for more!

Is people-pleasing draining your bank account? In this episode, we’re breaking down how saying “yes” too often is hurting your finances — and what to do instead. You’ll learn: ✨ How to stop people-pleasing ✨ How to say no with confidence ✨ How to set boundaries that protect your money Ready to build a budget that puts YOU first? Grab the Budget Bundle today— it includes: ✅10 Day Money Mindset Challenge ✅Budgeting Template ✅2 Week Budget Bootcamp You can find Courtney on Tik Tok,  Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_.  Take a listen to this episode and take back the control over your life and your money. If you enjoyed our conversation, please leave a review! I would love to hear from you. 💞