Let's Talk Chattanooga Real Estate

In this episode of Let's Talk Chattanooga Real Estate, Blake Watson breaks down the latest Chattanooga MLS data from April 2026 and explains what is really happening in the local housing market this spring.The Chattanooga market is shifting away from the fast-paced seller frenzy of the past few years and moving into a more balanced market. Inventory is rising across much of the region, homes are taking longer to sell, and price growth has slowed to a more normal pace. But despite these changes, the market is not crashing.One of the biggest themes in this episode is that not all of Chattanooga is the same market anymore. Different neighborhoods and zip codes are performing very differently depending on inventory levels, buyer demand, and pricing trends.Blake takes a closer look at several local areas including Hixson, East Brainerd, Southside Chattanooga, Ooltewah, East Ridge, Highland Park, Orchard Knob, Catoosa County, and Walker County. Some areas are still showing strong seller market conditions while others are becoming more favorable for buyers.You will learn:How rising inventory is affecting Chattanooga home pricesWhy some neighborhoods are still seeing strong appreciationWhich areas are shifting toward buyer-friendly conditionsWhat absorption rate and days on market tell us about the marketHow sellers should position their homes in today’s marketWhy buyers may have more negotiating power in certain areasWhy Chattanooga is now a collection of micro markets instead of one single marketWhether you are thinking about buying, selling, investing, or simply staying informed, this episode provides valuable insight into the current state of Chattanooga real estate in Spring 2026.For questions about your neighborhood or your real estate goals, contact Blake Watson with Epique Realty at 423-315-1815, or office 888-893-3537.Visit AtHomeChattanooga.comFollow Blake Watson on Facebook and LinkedIn as Blake Watson, and Instagram @rocknrollblake

Episode Description Homeowners insurance costs have been rising fast, and many homeowners are feeling the pressure. In this episode, Blake Watson breaks down why premiums have increased so dramatically and what homeowners in the Chattanooga and Northwest Georgia area can do to manage and potentially reduce those costs. From understanding rebuild values to avoiding costly coverage mistakes, this episode offers practical strategies to protect your home and your finances.What You’ll Learn in This Episode Why homeowners insurance premiums have increased by nearly 70 percent in recent years How rising construction costs directly impact your insurance rates The role of severe weather and national risk trends in local premiums What reinsurance is and why it affects what you pay How stricter underwriting is changing the way homes are insuredKey Strategies to Save Money Review and shop your insurance policy every year Compare bundled vs separate home and auto policies Evaluate whether raising your deductible makes financial sense Work with your insurance agent to adjust coverage and structureSmart Homeowner Upgrades That May Lower Risk Installing a new or more durable roof Adding monitored security systems Upgrading windows, doors, and electrical systems Improving drainage and storm resilience around your propertyCommon Mistakes to Avoid Letting your policy auto renew without review Switching from replacement cost to actual cash value coverage Underinsuring your home based on market value instead of rebuild cost Overlooking exclusions like sewer backup or flood damageImportant Coverage Insights Replacement cost coverage helps fully restore your home after a loss Actual cash value policies may leave you paying large out of pocket costs Flood insurance may be worth considering even outside high-risk zones Wind and hail deductibles may differ from your standard deductibleLocal Perspective This episode highlights real examples from the Chattanooga area, including storm damage, flooding, and insurance challenges homeowners have faced in recent years.Bottom Line Homeowners insurance is no longer a set it and forget it expense. Active management, regular reviews, and informed decisions are essential to controlling costs and avoiding major financial setbacks.Connect with Blake Watson from Epique Realty Call or text (423) 315-1815 Visit athomechattanooga.com Follow on Facebook and LinkedIn as Blake Watson Instagram: @rocknrollblake Office phone (888) 893-3537Podcast Let’s Talk Chattanooga Real Estate Hosted by Blake Watson, Epique Realty

Selling Your House for Cash or Retail: What Every Chattanooga Homeowner Should KnowIf you have owned a home in the Chattanooga area for any length of time, chances are you have received a postcard or letter promising a fast cash offer with no repairs and no hassle. But what does that actually mean, and is it the right move for you?In this episode, Blake Watson with Epique Realty breaks down the three main ways you can sell your home and helps you understand the real differences between them so you can make the best decision for your situation.Blake covers cash offer companies, also known as direct buyers or iBuyers, and explains how they work, what that initial offer really means, and why their offers typically come in below market value. He also explains how wholesalers operate and why their process is different from a direct cash buyer, even though their marketing can look very similar. And he walks through what a traditional retail sale through the MLS looks like, including the advantages of broader market exposure and what it takes to get your home ready.You will also learn how to think through which option fits your property and your priorities. Whether you are dealing with a home that needs significant repairs, a major life transition, or you simply want to maximize your sale price, this episode helps you understand the trade-offs clearly before making one of the biggest financial decisions of your life.Blake also explains how he works with sellers to explore multiple options side by side, including running a cash offer and a retail listing at the same time so you can compare real numbers and make an informed choice.Topics covered in this episode include how cash offer companies gather information on your home, what wholesalers actually do and how their profit structure works, why homes listed on the MLS tend to attract more competition and higher offers, what situations favor a cash sale versus a retail listing, and how to avoid making a rushed decision when the postcards and letters start arriving.To reach Blake Watson with Epique Realty, call or text 423-315-1815. Find him on Facebook and LinkedIn as Blake Watson and on Instagram: @rocknrollblake. You can also visit www.athomechattanooga.com or call the brokerage office at 888-893-3537.Let's Talk Chattanooga Real Estate covers home buying, home selling, home improvement tips, market trends, and investing in real estate. If you own or want to own real estate in the Chattanooga, Tennessee area, this podcast is for you.

In this episode, Blake Watson breaks down what really happens when you inherit real estate, with a focus on Tennessee and Georgia. Whether you are dealing with the process right now or just want to be prepared, this episode walks you through the legal, financial, and practical steps involved.Topics Covered:What probate is and why it matters for inherited propertyProbate is the court-supervised process that validates a will, confirms a death, and formally transfers ownership of real estate to heirs. In most cases in Tennessee and Georgia, if the property was solely in the deceased persons name and not held in a trust, probate is required before any action can be taken. What happens when there is no willDying without a will is called dying intestate. State law determines who inherits, and a court-appointed executor manages the estate. Heirs generally cannot sell the property until probate is complete or the court grants authority to do so.The tax picture for heirs in Tennessee and GeorgiaNeither Tennessee nor Georgia has a state inheritance tax or a state estate tax. Federal estate tax only applies to estates exceeding very high exemption thresholds, currently 15 million dollars per individual in 2026, or 30 million dollars for a married couple with proper tax planning. Most heirs will not owe any estate tax at all.Stepped-up basis and capital gains taxWhen you inherit real estate, your tax basis is stepped up to the fair market value of the property as of the date of the owner’s death, not what the original owner paid for it. This can significantly reduce or eliminate capital gains tax if you sell the property shortly after inheriting it. If the inherited property was a rental, the depreciation clock also resets to zero.Holding costs and ongoing responsibilitiesProperty taxes, homeowners insurance, utilities, mortgage payments and basic maintenance do not stop during probate. These costs need to be kept current to avoid penalties or liens. Vacant properties may also carry higher insurance premiums and increased risk of vandalism or damage.Deciding what to do with the propertyHeirs generally have three options: sell the property, keep it as a rental, or move in themselves. There is no legal deadline forcing an immediate sale after probate, and it is okay to take some time to decide as long as ongoing expenses are being handled. Selling sooner often simplifies things, especially when multiple heirs are involved.Selling inherited propertyTraditional listings on the MLS are a strong option for move-in ready homes. As-is cash sales to investors can be a better fit when repairs, cleanouts, or time constraints are a concern. All heirs typically must agree to or authorize the sale, and disagreements among heirs are one of the most common challenges in these situations.Common pitfalls to watch out forProbate delays, unresolved liens, unpaid mortgages, back taxes, title issues, boundary disputes, and unauthorized occupants can all complicate or delay a sale. These situations are more common than people expect.A note for property owners planning aheadIf you own property and want to make things easier for your heirs, talk to them now about your wishes. Work with an estate planner and an attorney to reduce the chance of family conflict or legal disputes down the road.When to bring in professional helpInherited property involves law, taxes, and real estate. An estate attorney, a CPA, and a real estate agent experienced with inherited properties can each play an important role in helping you navigate the process efficiently and with less stress.Connect with Blake Watson, Realtor with Epique Realty and licensed in Tennessee and GeorgiaPhone: 423-315-1815Website: athomechattanooga.comFacebook: Blake WatsonLinkedIn: Blake WatsonInstagram: @rocknrollblakeBrokerage: Epique Realty, 888-893-3537If you have inherited property in the Chattanooga area or northwest Georgia and have questions about what comes next, reach out to Blake directly. He is both a licensed agent and an investor, and can help you evaluate all of your options.

In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson breaks down the latest Chattanooga MLS data to explain where the local housing market has been and where it may be headed in 2026. Looking back at 2025 and comparing historical trends, Blake walks through inventory levels, days on market, sales activity, home prices, and mortgage interest rates. He also shares realistic expectations for buyers, sellers, and homeowners as the market continues to shift toward a more balanced environment.Key Topics Covered:An overview of Chattanooga real estate market conditions entering 2026Residential inventory growth and what it means for buyers and sellersYear over year comparison of active listings from 2024 to 2025Historical inventory context going back to pre-pandemic levelsAverage days on market trends and slowing sales paceMonths of inventory and what defines a balanced marketAnnual home sales totals and whether demand is decliningMedian sales price trends and sustainable appreciationWhy homeownership continues to matter for long term wealthMortgage interest rate expectations for 2026Why a housing price crash is unlikely in ChattanoogaPredictions for inventory growth and buyer activityHow to think about real estate decisions using local data instead of national headlinesMarket Highlights Mentioned:Active listings increased approximately 21 percent from 2024 to 2025Inventory levels are similar to those last seen around 2016Average days on market increased from roughly 51 to 65 daysThe market has shifted from a strong seller’s market to a balanced marketAnnual home sales declined slightly by about 1.7 percentMedian home prices continue to rise at a sustainable paceMortgage rates ended 2025 near 6 percent with expectations of stabilityWho This Episode Is For:Chattanooga Homeowners curious about their property value in 2026Chattanooga Homebuyers wondering if they should wait or act this yearChattanooga Homesellers adjusting expectations in a more balanced marketAnyone interested in Chattanooga and Northwest Georgia real estate trendsAbout the host:Blake Watson is a real estate agent and investor licensed in Tennessee and Georgia with Epique Realty. Phone (423) 315-1815Website athomechattanooga.comFacebook and LinkedIn Blake WatsonInstagram @rocknrollblakeEpique Realty office (888) 893-3537

As we head into 2026, many homeowners are asking the same question: Which home improvements actually pay off? In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson breaks down the home upgrades that deliver the highest return on investment, based on the latest cost versus value data and real-world trends in the Chattanooga and North Georgia market.From curb appeal and kitchens to energy efficiency and long-term strategy, this episode helps homeowners avoid overspending on projects that do not move the needle and focus on upgrades that truly add value.Whether you are planning to sell soon or stay in your home for years to come, this episode provides practical, data-backed guidance to help you make smarter improvement decisions.Topics Covered in This EpisodeWhy not all home renovations deliver a strong return on investmentThe importance of curb appeal and first impressions for buyers and appraisersEntry door and garage door replacements and their impact on home valueLow-cost landscaping improvements that boost perceived valueMinor kitchen remodels versus full renovations and why smaller updates winBathroom refreshes that improve buyer appeal without overspendingWhen adding a half bath makes financial senseEnergy efficiency upgrades that provide comfort, savings, and resale valueAttic insulation, window upgrades, and HVAC considerations in the SoutheastHow to prioritize upgrades if you plan to sell soon versus staying long-termCommon renovation mistakes homeowners make before sellingKey TakeawaysSmaller, high-impact upgrades often outperform major renovations when it comes to return on investment. Strategic improvements like exterior updates, insulation, cosmetic kitchen and bath upgrades, and basic maintenance can increase value, improve comfort, and reduce negotiation issues during a sale.About the HostBlake Watson is a real estate agent and investor licensed in Tennessee and Georgia with Epique Realty. He specializes in helping homeowners make smart decisions that balance lifestyle, market value, and long-term financial outcomes in the Chattanooga and North Georgia area.Get in Touch with Blake Watson:Phone or Text: 423-315-1815Website: athomeChattanooga.comFacebook and LinkedIn: Blake WatsonInstagram: @rocknrollBlakeEpique Realty Office Phone: 888-893-3537Podcast: Let’s Talk Chattanooga Real Estate Covering home buying, selling, investing, market trends, and smart homeownership strategies in the Chattanooga area.

Discover why Chattanooga has become one of America's top cities to move to in 2025. Host Blake Watson breaks down the latest migration data and explains who's moving to Chattanooga, where they're coming from, and what this means for the local real estate market. This episode analyzes current 2024-2025 data from the PODS Moving Trends Report and county-level migration estimates to reveal the forces driving Chattanooga's continued growth. Key Topics CoveredChattanooga's Rising National Profile- Chattanooga makes the top 20 U.S. cities list for move-in destinations in 2025- Tennessee places four cities on the national rankings: Chattanooga, Knoxville, Nashville, and Johnson City- Two-thirds of all long-distance moves in 2025 ended up in Sunbelt statesMigration Numbers- Hamilton County added roughly 3,000 net new residents from domestic migration in 2024- Total newcomers exceeded 4,500 when including international migration- Migration creates ongoing housing demand despite higher interest ratesWhere New Residents Are Coming From- Georgia remains the number one source, especially from the Atlanta metro area- California accounts for seven of the top 20 move-out cities nationally- Florida's migration patterns have shifted, with residents reassessing due to rising insurance costs, housing prices up 60% since 2020, and increased hurricane risk- North Carolina and South Carolina continue to be major move-in destinationsCities People Are Leaving- Los Angeles and Northern California lead the exodus- South Florida, Long Island, San Diego, and Chicago also see significant outmigration- High housing costs, taxes, congestion, and natural disaster risks are primary drivers- Equity from expensive markets impacts buying power in ChattanoogaChattanooga Retention Rates- Roughly three-quarters of young adults stay in or near the Chattanooga area long-term- Represents a significant shift from 20th century patterns when young people regularly left- Those who do leave typically relocate within Tennessee or GeorgiaMarket Implications- Housing demand remains resilient despite higher interest rates- Chattanooga competes directly with other mid-sized southeastern markets like Raleigh, Charlotte, Greenville, and Spartanburg- Migration supports long-term property values and explains ongoing competition for homesMortgage Rate Context- Early 2025 rates hovered around 7%- Current rates are just above 6%- Higher rates often accelerate moves away from expensive markets where affordability is already stretched Referenced EpisodeLet’s Talk Chattanooga Real Estate Episode 45 - November 26, 2024: Interview with Darik Dawes of Dawes Hospitality Group discussing tourism's impact on Chattanooga housing and the theme, "It all starts with a visit." Contact InformationHost: Blake Watson, Epique Realty.  Blake is licensed in Tennessee and Georgia.Text or Phone: 423-315-1811Website: athomechattanooga.comEpique Realty office: 888-893-3537Social Media:- Facebook: Blake Watson- LinkedIn: Blake Watson- Instagram: @rocknrollblake About the PodcastLet's Talk Chattanooga Real Estate covers home buying, home selling, home improvement tips and ideas, market trends and developments, and investing in real estate in the Chattanooga, Tennessee area.

In this episode, Blake Watson breaks down the latest MLS market data for Chattanooga Tennessee from November 2025 and compares it with November 2024. Inventory is rising, sales are shifting, and different neighborhoods are performing very differently. Whether you are buying, selling, or planning for 2026, this is an episode you will want to hear.Key Market Highlights:MLS-Wide OverviewInventory up 21 percent, reaching the highest level since 2016Closed sales down 19 percent (785 to 636)Median price nearly flat ($337,000 to $340,000)Average days on market now 52 daysMarket trending toward a more balanced and cooling environmentCity of Chattanooga Inventory up 24 percentSales down 12 percentPrices up 8 percent ($340,000 to $367,750)Days on market increased from 39 to 49 daysStrong pricing power close to the urban coreZIP Code Spotlights37421 – East BrainerdInventory up 92 percent (147 to 282)Sales up 30 percentMedian price up 13 percent ($362,500 to $411,195)Absorption rate at 5.65 months, indicating a balanced marketSignificant influence from new construction activity37363 – OoltewahInventory up 19 percentSales down 47 percent (76 to 40)Prices down 5.5 percentDays on market improved from 54 to 44Market split between well-priced homes selling quickly and overpriced homes sitting37343 – HixsonInventory up 55 percentSales nearly flat year over yearPrices down 11 percentFast-moving segment with an average of 33 days on marketGeorgia CountiesCatoosa CountyInventory up 7 percentSales down 17.5 percentMedian price slightly higher with a 1.2 percent increaseAbsorption rate approximately 3.5 monthsConsistent and steady pricing environmentWalker CountyInventory up 15.5 percentSales down 30.5 percentPrices down nearly 5 percentAbsorption rate at 4 months, indicating a balanced marketBig Takeaways Heading Into 2026Inventory is significantly higher, giving buyers more optionsRising days on market means sellers should expect longer selling timelinesPrice trends vary widely by area, emphasizing the importance of local neighborhood dataThe overall market is balanced, offering stability to both buyers and sellersMortgage rates are holding in the low six percent range and may gradually decline in 2026Blake Watson is an agent with Epique Realty and is licensed in Tennessee and Georgia.Contact Blake by phone or text 423-315-1815Website: athomechattanooga.comInstagram: @rocknrollblakeFacebook and LinkedIn: Blake WatsonBrokerage: Epique Realty, 888-893-3537

Feeling like you’ve missed your chance to buy your first home? You’re not alone—and you’re not behind. In this episode, Blake Watson of Epique Realty breaks down the real reasons why so many people in their 30s and 40s are still renting in the Chattanooga and Northwest Georgia area, and what you can do to take your first step into homeownership.He talks about how rising prices, debt burdens, and outdated beliefs about down payments are creating roadblocks for first-time buyers, and how to overcome them. Whether you’re dreaming of North Shore or just want a clean starter in Red Bank or East Ridge, this episode will reset your mindset and give you practical strategies for making 2026 your year to buy.What You’ll Learn: Why the average age of first-time buyers has shifted to 40Chattanooga area price increases: $230K in 2020 to $330K in 2025The importance of the “stepping stone” mindset vs. dream-home expectationsHow to identify hidden value in overlooked neighborhoodsWhy your debt-to-income ratio matters more than your incomeHow car loans and credit cards could be killing your mortgage potentialTips for reducing your debt and improving affordabilityThe truth about down payments, and why 20% is a mythPrograms and strategies to bridge the gap between savings and what you needLocations mentioned for First-Time Buyers:East Ridge, Red Bank, Highland Park, Brainerd, Hixson, Chickamauga, Fort Oglethorpe,Ringgold, LafayetteWho This Episode Is For:Renters in the Chattanooga area feeling left behindBuyers frustrated by prices and debtAnyone believing they need 20% down to buyHost:Blake Watson is a Realtor and real estate investor based in Chattanooga, TN, and Northwest Georgia. He’s passionate about helping everyday people make smart real estate decisions.Find Blake on LinkedIn and Facebook as Blake Watson, and on Instagram @rocknrollblake. His website is athomechattanooga.comThe Epique Realty office phone is 888.893.3537.

In this episode of Let's Talk Chattanooga Real Estate, host Blake Watson is joined by Nate Thomasson, an Energy Pro from EPB, to talk about a smart, simple way for local homeowners to lower their energy bills.Nate breaks down how EPB’s free Home Energy Checkup works, what the visit includes, and how it can lead to long-term savings. You’ll also learn about the limited-time energy savings kit available for customers who complete a checkup, and how EPB is making it even easier to identify energy issues in your home.Plus, get the details on EPB’s Jingle Jam contest, where local artists compete to create a new energy-themed jingle—and how you can vote to win prizes.This episode is a must-listen for any EPB customer in the Chattanooga area looking to improve their home’s efficiency and keep more money in their pocket.What You’ll Learn in This Episode:What EPB’s Home Energy Checkup includesHow long a typical visit takesThe most common energy issues found in local homesHow EPB rebates and trusted contractors can help with upgradesWhat’s included in the free energy savings kitHow to vote in the EPB Jingle Jam and enter weekly prize drawingsResources:Schedule your checkup or learn more: EPB.comCall EPB at 423-648-1EPB (372)Follow Blake Watson on Instagram: @rockandrollblakeConnect on Facebook and LinkedIn: Blake WatsonWebsite: athomechattanooga.comAbout the Host:Blake Watson is a licensed real estate agent with Epique Realty servingChattanooga Tennessee and Northwest Georgia. For real estate advice, localinsights, or help buying and selling, reach out to Blake at (423) 315-1815.

In this episode of Let's Talk Chattanooga Real Estate, host Blake Watson sits down with Andy Woodman, Director of Mortgage Lending, and Cynthia Blackwell, Mortgage Marketing Specialist from Tennessee Valley Federal Credit Union (TVFCU), to explore unique lending opportunities available in the Chattanooga and North Georgia region.From land loans and construction to perm financing, to low down payment mortgage options and creative pathways to credit union membership, Andy and Cynthia break down how TVFCU is reshaping the real estate lending landscape—offering flexible solutions and local decision-making. If you are a land buyer, builder, or you dream of a custom built home, barndominium, or manufactured home, this episode is packed with insider knowledge, practical advice, and insight for buying your next property.Host: Blake Watson, Realtor with Epic RealtyGuests:Andy Woodman, Director of Mortgage Lending, TVFCUCynthia Blackwell, Mortgage Marketing Specialist, TVFCUWhat You Will Learn:How TVFCU became a top real estate lender across 17 countiesHow land loans at up to 95 percent loan-to-value work, even on large acreageAn overview of construction-perm loans with one-time closingFlexible mortgage options, including 100 percent financing for qualified membersHow out-of-state buyers can become TVFCU membersAdvantages of borrowing through a federally chartered credit unionResources and Contact Information:Tennessee Valley Federal Credit UnionWebsite: www.tvfcu.comPhone: 423-634-3600Service area: 17 counties in Southeast Tennessee and Northwest GeorgiaBlake Watson, Host and RealtorPhone: 423-315-1815Licensed in Tennessee and GeorgiaFacebook and LinkedIn: Blake WatsonInstagram: @rocknrollblakeWebsite: athomechattanooga.comEpique RealtyOffice 888-893-3537

Selling your home? This episode is packed with practical insights that can help you present your house in the best light and make it attractive to buyers.Blake Watson sits down with Emily Wattenbarger of Epique Realty to talk about the often overlooked—but critically important—role of home staging in the selling process. As both a real estate professional and experienced stager, Emily shares expert advice on how to make any property feel more welcoming, valuable, and market-ready.In this episode, you’ll learn:What home staging really is and how it worksWhy staging matters more than ever in today’s real estate marketSmart staging techniques that don’t require a huge budgetHow a home seller can benefit from an unbiased professional review of their homeWhether you're a first-time seller or a seasoned investor, this conversation will help you think differently about how to present your home—and maximize your return. Learn why great staging isn't just about style—it's about strategy.Emily Wattenbarger can be reached on Facebook and by phone at (423) 599-3933.  Show host, Blake Watson with Epique Realty, can be reached on Facebook and LinkedIn as Blake Watson, and on Instagram @rocknrollblake.  Blake's website is athomechattanooga.com and his phone is (423) 315-1815.The Epique Realty office phone is (888) 893-3537.

Is now a good time to buy a home in Chattanooga, or should you wait until spring? In this episode, Blake Watson breaks down why October might be one of the most overlooked, yet strategic, months to make your move.You’ll learn:What current home prices and trends tell usHow much competition buyers are really facing this fallWhere mortgage rates are headed and how they affect affordabilityWhat inventory looks like across ChattanoogaHow down payment assistance programs could make buying now easierWhat you risk losing if you wait 6 to 12 monthsIf you’re a first-time homebuyer or thinking about entering the market before the end of 2025, this episode will help you make an informed, confident decision.Mentioned in this episode:THDA Great Choice and Great Choice PlusChattanooga Neighborhood Enterprise down payment assistanceGeorgia Dream ProgramLocal market stats from Chattanooga MLS (as of September 2025)Mortgage rate updates from Freddie MacThe show host is Blake Watson, a real estate agent in Chattanooga, TN and Northwest Georgia with Epique Realty.Connect with Blake Watson:Website: www.athomechattanooga.comCall or Text: 423-315-1815Facebook: Blake WatsonLinkedIn: Blake WatsonInstagram: @rocknrollblakeBrokerage: Epique Realty | 888-893-3537If you found this episode helpful, follow the show and share it with someone who's thinking about buying a home in the next year.

Chattanooga’s real estate market has officially entered a new era.In this episode, Blake Watson of Epique Realty breaks down the biggest shift we’ve seen in nearly a decade: a dramatic increase in housing inventory, rising days on market, and cooling prices. Whether you're buying your first home or preparing to sell, this episode explains why the old rules no longer apply—and what you need to do to win in this balanced (and possibly tipping) market.This episode covers:Why inventory has jumped over 250% since 2022How rising mortgage rates are reshaping buyer strategyWhat sellers must do to stand out in a crowded marketPrice trends, buyer leverage, and realistic expectations for both sides of a home saleIf you want real numbers, real talk, and real guidance for navigating this shifting Chattanooga real estate market, this episode is a must-listen.Blake Watson is a Realtor in the Chattanooga Tennessee and Northwest Georgia area.  You can find him on LinkedIn and Facebook as Blake Watson, and on Instagram @rocknrollblake. His website is athomechattanooga.com.  Contact Blake at (423) 315-1815 or the Epique Realty office phone (888) 893-3537.

Selling a home can feel overwhelming, but with the right plan, it becomes a clear and manageable process. In this episode of Let's Talk Chattanooga Real Estate, Realtor Blake Watson walks you through the first four essential steps every homeowner should take to successfully sell their home.You will learn how to decide when and why to sell, prepare your house to impress buyers, set the right price, and market your home effectively. These strategies will not only help you avoid costly mistakes but also position you to attract more buyers and achieve the best possible return on your home sale.What You’ll Learn in This EpisodeWhy your reason for selling shapes your strategyHow to prepare your home for showings with decluttering, deep cleaning, and staging tipsThe importance of curb appeal and creating a great first impressionHow to set the right price using comps and market conditions in ChattanoogaMarketing tactics that give your home maximum exposure, from professional photos to online listings and open housesWho This Episode Is ForWhether you are relocating, upsizing, downsizing, or simply exploring your options, this episode is designed for homeowners in Chattanooga who want a step-by-step plan to sell with confidence.Connect with BlakeIf you are thinking about selling your home and want a personalized plan, reach out to Blake Watson, real estate agent with Epique Realty.Facebook and LinkedIn: Blake WatsonInstagram: @rocknrollblakeWebsite: athomechattanooga.comPhone or Text: (423) 315-1815Epique Realty Office: (888) 893-3537

Chattanooga’s housing market is shifting. Nearly half the homes in the city are now rentals, with many owned by investors and out-of-state landlords. In this episode, we unpack the data behind rising absentee ownership, what it means for local buyers and renters, and how the trend compares across Hamilton, Walker, and Catoosa Counties. Whether you're buying, renting, or investing, here’s what you need to know about who really owns Chattanooga.Blake Watson, of Epique Realty, is the show host.  Blake is a Chattanooga native and is both a homeowner and investor in the community. Connect with Blake on Facebook or LinkedIn as Blake Watson, or on Instagram @rocknrollblake.  His website is athomechattanooga.com. He can be reached by phone at 423-315-1815 or 888-893-3537.  Follow this podcast to catch future episodes and refer to previous episodes for plenty of insight and information into Chattanooga real estate.

Welcome to Let’s Talk Chattanooga Real Estate, hosted by Blake Watson with Epique Realty. In this episode, Blake covers the biggest myths surrounding buying your first home—and reveals what’s actually true in today’s real estate market across Chattanooga and Northwest Georgia. This episode is packed with essential advice and practical tips for first-time homebuyers in 2025.What you'll learn in this episode:Why the 20 percent down payment myth is outdated. You’ll discover how loan options today allow you to buy a home with as little as 3 percent down or even zero down with programs like FHA, VA, USDA, and local down payment assistance.How credit requirements are more flexible than most people think. Many first-time buyers are approved with credit scores in the 600s, and you’ll hear why it pays to speak to a lender early, even if your score isn’t perfect yet.What’s really going on with the market and why waiting for a crash might backfire. Blake shares local trends in Chattanooga and Northwest Georgia that show a market cooling, not collapsing.How first-time buyers are finding success in today’s shifting market. With more inventory, longer days on market, and increased seller flexibility, new buyers now have more negotiating power and breathing room.Why the “perfect home” doesn’t exist and why that’s okay. You’ll hear how focusing on good bones, great location, and long-term potential is a smarter strategy than waiting for something flawless.Blake also shares seven must-know tips for anyone planning to buy in the next 6 to 12 months, including how to get pre-approved, budget wisely for more than just the down payment, use local first-time buyer programs, and never skip the inspection.Referenced episode links for Let’s Talk Chattanooga Real Estate:Episode 60 from May 16, 2025 with Bruce Dodd from ChattMortgage on why home ownership is more attainable than many thinkEpisode 9 from February 13, 2024 featuring Lindsey Wood from Mortgage Investors Group on down payment assistanceEpisode 1 from December 20, 2023 with Tina Christien from Churchill Mortgage, covering the full home loan process for first-time buyersGet in touch:Blake Watson, Realtor – Epique RealtyMobile: 423-315-1815Office: 888-893-3537Website: athomechattanooga.comFacebook and LinkedIn: Blake WatsonInstagram: @rocknrollblakeIf you found this episode helpful, be sure to follow the podcast and share it with a friend who’s thinking about buying their first home.

In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson demystifies the often misunderstood topic of flood zones and flood insurance. From FEMA flood maps to elevation certificates and building restrictions, Blake breaks down what homebuyers, sellers, and builders need to know when dealing with properties in flood-prone areas across Chattanooga and Northwest Georgia. He also shares local flood history, how infrastructure like the Brainerd Levee came to be, and how smarter development is reshaping the region. Whether you're buying, building, or simply trying to understand your property's flood risk, this episode is packed with practical advice to protect your investment and your peace of mind.Host: Blake Watson, Epique RealtyTopics Covered:* What flood zones are and how FEMA categorizes them (Zone A, AE, X, floodway)* How to find your flood zone online via FEMA’s Map Service Center* The importance of elevation certificates and how to get one* Chattanooga’s flood history from 1867 to recent events in 2019* Key local flood zones like South Chickamauga Creek, East Ridge, Brainerd* Floodplain construction rules: minimum elevation, no basements, flood vents* Flood insurance basics under FEMA’s Risk Rating 2.0 system* Pros and cons of private flood insurance options* Mortgage and resale considerations for homes in flood zones* How local governments use smarter development and FEMA grantsKey Takeaways:* Even low-risk flood zones can pose serious risk as 40% of claims come from these areas.* An elevation certificate can save thousands on insurance and help with resale.* Building in a flood zone is possible but comes with strict requirements and added costs.* Local infrastructure and development policies are critical in managing future flood risks.Contact Blake Watson with Epique Realty, licensed in Tennessee and Georgia.Phone: 423-315-1815 (mobile), 888-893-3537 (office)Website: www.AtHomeChattanooga.comFacebook and LinkedIn - Blake Watson,  Instagram - @RockNRollBlakeSubscribe to the podcast so you never miss an episode, and share this one with someone who’s thinking about buying or building in the Chattanooga area.

Did you know the average homeowner is 43 times wealthier than the average renter? In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson of Epique Realty explains the surprising and powerful link between homeownership and wealth creation. Discover why homeowners significantly outpace renters financially, how Chattanooga's growing real estate market is creating tremendous equity gains, and whether buying or renting makes sense for you today. Beyond the dollars, Blake explores the lifestyle, stability, and community connection homeownership can provide. Whether you're already a homeowner, considering buying your first home, or currently renting and planning for your future, this episode offers crucial insights into building long-term wealth through real estate.Covered in this episode: Homeowners vs. Renters: Why owning your home creates wealth Chattanooga market snapshot: average home value up 60% in 4 years Comparing monthly costs: Is buying still a smart financial move? Equity explained: How homeowners are building long-term financial security The hidden costs of renting: Why your rent checks don’t build wealth Lifestyle benefits of homeownership: stability, community, and pride Not ready yet? Practical steps renters can take toward homeownershipContact Blake Watson at Epique Realty:Mobile: 423-315-1815Office: 888-893-3537Website: athomechattanooga.comConnect on Facebook and LinkedIn (Blake Watson) and Instagram (rocknrollblake).If you enjoyed this episode, share it with a friend and follow this podcast to keep growing your real estate knowledge.

Host: Blake Watson, Epique RealtyEpisode Focus: Exploring the top reasons why people across the country are relocating to Chattanooga, TNEpisode Summary:Thinking of making a move? In this episode, Blake Watson breaks down why Chattanooga, Tennessee is quickly becoming one of the Southeast’s most desirable places to live. From unbeatable natural beauty to affordable living and a growing tech scene, Chattanooga offers a compelling blend of lifestyle, opportunity, and connection. Whether you're seeking a reset or simply more value for your dollar, this episode outlines eight powerful reasons Chattanooga could be the perfect fit for your next home.Key Topics Covered:Natural Beauty & Outdoor LifeKnown as the “Scenic City,” Chattanooga boasts year-round access to rivers, trails, and mountains. Enjoy kayaking, hiking, or a stroll along the 16-mile Riverwalk with amazing views at every turn.Affordability & Cost of LivingCompared to major cities, Chattanooga offers significant savings. Lower home prices, no state income tax, and cheaper daily expenses make your money go further.Revitalized DowntownOnce quiet, downtown Chattanooga is now vibrant with shops, cultural venues, restaurants, and festivals. Neighborhoods like Northshore and Southside are thriving.Gig City & Remote Work Chattanooga was the first US city to offer gigabit internet, now upgraded to 10-gig speeds. Ideal for remote workers and entrepreneurs, with a rising tech and innovation scene.Climate & WeatherExperience all four seasons with none of the extremes. Mild winters and long, colorful springs and falls make for perfect outdoor living.Culture, History & ArtsDeep Civil War history meets a modern, creative vibe. Enjoy museums, murals, live music, the Tennessee Aquarium, and a booming food scene.Community & Family LifeSafe, welcoming neighborhoods with great schools and plenty of kid-friendly activities. Real stories highlight how newcomers find deeper connections and better balance here.Central Location & AccessibilityChattanooga is within a few hours' drive to Atlanta, Nashville, Knoxville, and Birmingham, with direct flights to key destinations via its regional airport.If you’re thinking about moving to Chattanooga or Northwest Georgia, reach out to Blake Watson with Epique Realty. He’s a licensed Realtor in both Tennessee and Georgia and ready to help you take the next step.Website: athomechattanooga.comMobile: 423-315-1815 Office: 888-893-3537Social: Facebook & LinkedIn – Blake WatsonInstagram – @RockNRollBlakePlease follow this podcast for more Chattanooga real estate news and information, and share it with anyone who’s considering a move to Chattanooga.

In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson of Epique Realty talks with Bruce Dodd of ChattMortgage to break down what first-time homebuyers really need to know. From affordable down payment options to how gift money from family can help you buy a home, Bruce shares practical insights and demystifies the process.They discuss the strengths of Tennessee’s THDA programs, how they compare with Georgia’s offerings, and what credit score you actually need to qualify.The conversation also emphasizes why working with a local lender—not a faceless national provider—can be the difference between a smooth closing and a failed deal.If you’ve been renting and wondering whether homeownership is within reach, this episode is your invitation to take a closer look. The information you gain today could save you money and open the door to building real wealth through real estate.Key Topics CoveredWhat first-time buyers need to know about down paymentsTennessee and Georgia down payment assistance programsHow gift money from family can be used safely in a mortgageMinimum credit score requirements for loan programsThe long-term wealth-building advantage of owning real estateWhy working with a local lender offers more reliability and accountabilitySteps you can take today—even if you’re not ready to buy right nowGuest Info: Bruce DoddBruce Dodd is a mortgage advisor at ChattMortgage in Chattanooga, Tennessee. He works with buyers across the region to help them navigate home financing with clarity and confidence. Bruce is known for taking the stress out of the loan process and for his deep knowledge of local and national programs.Phone: (423) 591-9801Website: chattmortgage.comHost Contact Info: Blake WatsonBlake Watson is a licensed real estate agent with Epique Realty in Tennessee and Georgia.Mobile Phone: (423) 315-1815Website: www.athomechattanooga.comFacebook and LinkedIn: Blake WatsonInstagram: @rocknrollBlakeIf you're thinking about buying your first home or wondering how to stop renting, the best next step is to talk to someone local. Reach out to Bruce Dodd or a trusted lender near you to explore your options—there’s no pressure, just useful information.And if you found this episode helpful, be sure to follow the podcast and share it with someone who might benefit from the conversation. Epique Realty office (888) 893-3537

In this episode of Let’s Talk Chattanooga Real Estate, Blake Watson switches out the host chair with Lisa McClusky as we share a recent interview Lisa conducted on her podcast, The Silver Divorce Podcast.  Lisa interviews Blake about considerations for the marital house after divorce.This interview discusses the different options for the house after divorce and what steps to take for each option. Additionally, what are the considerations to keep in mind if one of you decides to keep the house?Blake and Lisa go through a number of topics related to disposition of the house after divorce.If you, or someone you know, is facing divorce later in life, subscribe to Lisa’s podcast, The Silver Divorce Podcast.Blake Watson, a Realtor with Epique Realty in Tennessee and Georgia, can be reached on mobile at (423) 315-1815 or office (888) 893-3537. Visit Blake’s website at www.athomechattanooga.com, or connect with Blake on Facebook or LinkedIn as Blake Watson. You can also connect through Instagram @rocknrollblake. If you found this episode helpful, be sure to share it with a friend and follow the podcast so you never miss an episode.

Selling your home can be one of the most significant financial decisions you’ll ever make. Whether you’re planning to sell soon or just thinking about it, Blake Watson from Epique Realty lays out a clear, strategic plan to help you sell faster and for top dollar in the Chattanooga or Northwest Georgia market.From maximizing your home’s exposure and timing your sale just right, to mastering curb appeal and choosing smart upgrades — Blake shares 14 actionable tips that every homeowner needs to know.  These are real-world insights based on market data, experience, and what’s working right now for home sellers just like you. If you want to get the most out of your sale, this is the episode for you.Episode Highlights- Why MLS listings sell for 17% more (and how to get your home in front of the right buyers)- The value of working with a professional real estate agent- When is the best time of year to sell in Chattanooga?- How to highlight your home’s unique features to stand out Curb appeal vs. Instagram appeal — and why you need both- The subtle art of helping buyers “see themselves” in your space- Why pricing it right from day one is crucial to avoid a stale listing- Local market dynamics: Why your ZIP code really matters- Pro tip: How a pre-inspection can build buyer trust and confidenceLinks & Resources💻 athomechattanooga.com — Blake Watson’s website for home searches in the Chattanooga area.📱 Text/Call Blake Watson at 423-315-1815🏢 Epique Realty Brokerage: 888-893-3537📸 Instagram: @RockNRollBlake👤 Facebook & LinkedIn: Blake WatsonStay ConnectedIf you found this episode helpful, please rate, follow, and share Let’s Talk Chattanooga Real Estate with a friend or neighbor who might be thinking about selling. Every share helps spread the word to more homeowners right here in the Chattanooga area. Until next time — keep dreaming, planning, and making moves in Chattanooga real estate.

In this episode of Let's Talk Chattanooga Real Estate, host andRealtor Blake Watson welcomes Don Oakes, Branch Manager at HighlandsResidential Mortgage in Chattanooga.  Don and Blake discuss the current stock market volatility caused by tariffs and how that is impacting 30-year mortgage rates They also discuss the increasing inventory of Chattanooga homes for sale. They discuss how economic conditions, particularly recessionary fears, can drive mortgage interest rates lower, and what that means for someone wanting to buy a home in the Chattanooga area.  They discussed the higher inventory levels in Chattanooga creating more buying opportunities for homebuyers.Don Oakes can be contacted at Highlands Residential Mortgage, 423-524-0448, or visit their website at highlandsmortgage.com.  Connect with Blake Watson, agent with Epique Realty in Tennessee and Georgia, by phone or text at 423-315-1815 or visit www.athomechattanooga.com. 888-893-3537.  Follow Blake on Facebook and LinkedIn as Blake Watson, and on Instagram @rocknrollblake. Be sure tofollow the podcast to stay updated on future episodes.

Blake Watson with Epique Realty covers one of the most talked-about topicsin Hamilton County: property reappraisals and their impact on your propertytaxes.Home values in Hamilton County have skyrocketed—an average increase of about60% over the last four years, marking the largest jump in the county's history.If you're worried this means a dramatic increase in your property taxes,there's good news. Tennessee law prevents local governments from automaticallyincreasing their revenue due to rising property values. Instead, they mustadjust the tax rate downward—known as a revenue-neutral or rollback rate.However, cities and counties can vote to raise taxes above this rollbackrate, but only after public hearings. Recent statements indicate HamiltonCounty Mayor Weston Wamp and East Ridge’s city manager aren't planning taxincreases, though Chattanooga Mayor Tim Kelly has yet to commit either way.While tax rates might remain flat or decrease, homeowners may still see changesin their tax bills based on how their property values compare to the countyaverage.Nearby counties in Tennessee, including Bradley and Sequatchie, areexperiencing similar rapid increases in property values. Northwest Georgiacounties such as Walker, Catoosa, and Dade are also seeing significant rises,but Georgia’s Property Taxpayer’s Bill of Rights ensures transparency in anypotential tax hikes, requiring public hearings and clear notices if taxesincrease even slightly above the rollback rate.If you believe your new appraisal is incorrect, you have options. InHamilton County, you can request an informal review or file a formal appealwith the County Board of Equalization by June 6. Ultimately, whether your taxes increase depends on your home's value changerelative to the county average, local government tax decisions, and whether youappeal your appraisal. Understanding these elements can help you better manageyour finances and plan your future.Let’s Talk Chattanooga Real Estate is hosted by Blake Watson with Epique Realty.  He is a Realtor licensed in Tennessee and Georgia.  You can reach Blake directly by phone or text at 423-315-1815, visit his website athomechattanooga.com, connect on Facebook or LinkedIn as Blake Watson, or on Instagram @RockNRollBlake.  If you found this episode helpful, please follow and share the podcast.Thanks for listening—here's to your real estate success!

Spring 2025 Market Update: Why Now is a Great Time to Buy or SellIn this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson, a licensed Realtor in Tennessee and Georgia with Epique Realty, dives into the latest Chattanooga market trends for Spring 2025. If you’ve been considering buying or selling a home, this episode will explain why now might be the perfect time to make your move.Key Topics Covered in This Episode: Interest Rates Are DroppingThe 30-year fixed mortgage rate has fallen for seven consecutive weeks, currently averaging a little above 6.5% as of March 11, 2025.Lower interest rates are making homeownership more affordable and encouraging more buyers to enter the market.Inventory Levels Are UpChattanooga’s housing inventory has increased by 41% year-over-year, from 2,053 homes in February 2024 to 2,897 homes in February 2025. More homes on the market mean more choices for buyers and a slightly slower market pace.Days on Market Are Increasing The average time a home stays on the market is now 59 days, up from much shorter timelines in previous years. This gives buyers more time to shop around, compare homes, and make informed decisions. Home Prices Continue to Rise The median home sales price in the Chattanooga MLS has climbed to $330,000, an 8% increase from $306,000 in February 2024. Home values are still appreciating, making now a smart time to buy before prices rise further. Closed Sales Remain Strong February 2025 saw 684 closed sales, nearly identical to February 2024’s 696 closed sales, showing consistent buyer demand despite shifting market conditions.Why This Matters for Buyers & SellersWith more inventory available, lower interest rates, and home values continuing to rise, the Spring 2025 real estate market presents a strong opportunity for both buyers and sellers. Whether you're upgrading, downsizing, or purchasing your first home, now is the time to take action before prices climb further.Get in Touch with Blake Watson, Realtor with Epique Realty.If you're thinking about buying or selling a home in the Chattanooga area, Blake would love to help!Call or Text: 423-315-1815Website & Home Search: athomechattanooga.comOffice Number: 888-893-3537Follow Blake on Social Media: Facebook & LinkedIn: Blake Watson Instagram: @rockandrollblakeIf you found this episode helpful, please share it with a friend who might be thinking about buying or selling a home. Be sure to follow this podcast so you don’t miss future episodes, and thanks for listening to Let’s Talk Chattanooga Real Estate.

In this episode of Let's Talk Chattanooga Real Estate, host andRealtor Blake Watson welcomes Jordan Parker, the owner of Direct Flooring.Jordan shares his journey in the flooring business, starting in 2004 andgrowing Direct Flooring into a trusted name with multiple locations. Hediscusses the expansion of his business, including the recent opening of astore in Ringgold, and how his company focuses on high-quality products,service, and expert installation.Jordan and Blake explore the latest trends in flooring, witha strong focus on luxury vinyl plank (LVP), which has become the most popularchoice due to its durability, waterproof properties, and ease of maintenance.Jordan highlights the advantages of thicker LVP flooring and how DirectFlooring ensures top-quality stock. They also discuss the growing demand forreal hardwood floors and how Direct Flooring has adapted to meet customerpreferences.The conversation also touches on Direct Flooring’scommitment to customer service, working closely with real estate professionals,homeowners, and investors. Jordan explains how their walk-on showroom allowscustomers to experience flooring firsthand before making a purchase and howtheir business offers competitive pricing by leveraging strong supplierrelationships.With locations in Chattanooga, Hixson, and Ringgold, DirectFlooring serves a broad area and provides installation within a 90-minuteradius. They also offer shipping services to clients throughout the Southeast.Jordan emphasizes the importance of working with a trusted company that standsbehind its products and installations, ensuring long-term customersatisfaction.For more information, you can contact Direct Flooring at423-541-8080 or visit their website at www.directflooringchatt.com.Connect with Blake Watson, agent with Epique Realty inTennessee and Georgia, for all your real estate needs at 423-315-1815 or visit www.athomechattanooga.com.888-893-3537.  Follow Blake on Facebookand LinkedIn as Blake Watson, and on Instagram @rocknrollblake. Be sure tofollow this podcast to stay updated on future episodes.

In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson sits down with Melani Trelut, sales representative with D.R. Horton in Chattanooga, to discuss D.R. Horton developments in new home construction across the Chattanooga region. Melani shares insights about D.R. Horton’s footprint in the region, including their largest development in Sweet Briar and the new Watercolor community, which offers lake access and a variety of amenities.Melani explains the different home series offered by D.R. Horton, includingthe Emerald series, which features higher-end finishes like tile showers,pendant lighting, and upgraded features. She also highlights current buyerincentives, including the Red Tag Sales Event through February 28, 2025, whichoffers up to $30,000 off select homes and special financing options throughtheir preferred lender.The conversation explores the benefits of buying a D.R. Horton home,including faster build times, a strong home warranty program, and smart homefeatures like video doorbells, Wi-Fi-controlled thermostats, and smart locks.Blake and Melani also discuss the affordability of D.R. Horton’s offerings,with homes starting in the low $200,000s in some nearby rural communities,making homeownership more accessible to first-time buyers and those relocatingto the area.If you’re interested in checking out D.R. Horton’s communities inChattanooga, you can visit their model homes, browse their website atdrhorton.com, or reach out to Melani directly at 423-716-0333. Blake is alsoavailable to help guide you through the home-buying process in a D.R. Hortoncommunity or any other home in Tennessee or Georgia. Blake Watson, a Realtor with Epique Realty, can be reached on mobile at(423) 315-1815 or office (888) 893-3537. Visit Blake’s website at www.athomechattanooga.com, or connect with Blake on Facebook or LinkedIn as Blake Watson. You can also connect through Instagram @rocknrollblake. If you found this episode helpful, be sure to share it with a friend and follow the podcast so you never miss an episode. Until next time, best of luck on your real estate journey!

In this episode, we dive into an important question: Is Chattanooga Tennesseea good place to buy a home? Blake Watson, Realtor with Epique Realty, breaksdown the pros and cons of homeownership in the Scenic City. From affordabilityand job opportunities to infrastructure challenges and seasonal weatherextremes, we cover everything you need to know about buying a home inChattanooga.Whether you're a first-time homebuyer, investor, or just considering amove to Chattanooga, this episode will help you make an informed decision.What You’ll Learn in This Episode:Chattanooga’s current housing market trends and median home pricesThe advantages of buying a home in Chattanooga, including affordability, job opportunities, and outdoor recreationThe downsides, such as infrastructure challenges and public transportation limitationsWhy Chattanooga continues to attract homebuyers and investorsHighlights: Chattanooga's current real estate market snapshot The cost of living and home prices compared to national averagesChattanooga’s job market, gig-speed internet, and arts scene Outdoor recreation, climate, and family-friendly atmosphereThe cons: infrastructure, public transportation, and education disparitiesAlso referenced in this episode, “House Hacking,” which is covered in detail on episode 17 from April 9, 2024. Here is a link to that episode: https://www.chattanoogarealestatepodcast.com/what-is-house-hacking-can-you-make-money-house-hacking/Connect with Blake WatsonMobile: 423-315-1815Office: 888-893-3537Website: AtHomeChattanooga.comSocial Media: Facebook & LinkedIn: Blake Watson, Instagram: @rocknrollblakeIf you found this episode helpful, be sure to subscribe to the podcast and share it with a friend.

Our guest is Orly Cohen, a mortgage loan officer with First Bank.  Orly explains the Welcome Home Program designed to assist low to moderate income households to achieve homeownership with up to a $20,000 grant for down payment and closing cost assistance. First-time homebuyers, and repeat homebuyers are both eligible. The program can be really helpful if you are buying a home in Tennessee.  There is some urgency with the program, as the funds can be reserved beginning March 3, 2025 and there are limited funds available.Orly can be contacted by call or text at (615) 243-3303 and at [email protected] Watson is the show host, and Blake is a Realtor with Epique Realty. If you’re interested in Chattanooga real estate or have questions, reach out to him on mobile 423-315-1815 or office 888-893-3537, or visit www.athomechattanooga.com.  You can also find Blake on Facebook, LinkedIn (Blake Watson), and Instagram (@rocknrollblake). Follow this podcast to stay updated on all things real estate in Chattanooga!

Sam Hall, founder and owner of ChattanoogaHistory.com, shares the history of the development of Chattanooga into the neighborhoods and communities we know today. Sam explains the origins and development of Highland Park, Missionary Ridge, St. Elmo, Rossville Blvd, Ooltewah, Hixson, Northshore, North Chattanooga, Riverview, Signal Mountain, Red Bank, Soddy-Daisy, Harrison and the Chickamauga Dam.  Sam takes us on a fascinating tour of Chattanooga history and how our Chattanooga area communities began.  Sam can be reached through his website, ChattanoogaHistory.com.Blake Watson is the show host, and Blake is a Realtor with Epique Realty. If you’re interested in Chattanooga real estate or have questions, reach out to him at 423-315-1815 or his brokerage phone 888-893-3537, or visit www.athomechattanooga.com.  You can also find Blake on Facebook, LinkedIn (Blake Watson), and Instagram (@rocknrollblake). Follow this podcast to stay updated on all things real estate in Chattanooga!

Don Oakes from Highlands Residential Mortgage joins Blake to review the Chattanooga housing data from the Chattanooga MLS and data from mortgage interest rates over thepast 15 years.  Using the data, Blake and Don make informed predictions for the Chattanooga real estate market in 2025.They share predictions for Chattanooga house prices, inventory levels and interest rates for 2025.Plus, they discuss the rise of million dollar home listings in Chattanooga along with ZIP code and neighborhood data for the most active selling neighborhoods in the Chattanoogaarea.Don Oakes can be reached at Highlands Residential Mortgage (423) 624-0448.Blake Watson is the show host, and Blake is a Realtor with Epique Realty. If you’re interested in Chattanooga real estate or have questions, reach out to him at 423-315-1815 or his brokerage phone 888-893-3537, or visit www.athomechattanooga.com.  You can also find Blake on Facebook, LinkedIn (Blake Watson), and Instagram (@rocknrollblake). Follow this podcast to stay updated on all things real estate in Chattanooga!

Host: Blake Watson, Realtor with Epique Realty, licensed in Tennessee and GeorgiaEpisode Highlights:Urban Living: Advantages such as access to amenities, public transportation, and job opportunities, along with challenges like noise pollution, higher costs, and limited space.Rural Living: Benefits including lower costs, peace and quiet, and more space, counterbalanced by issues like limited amenities, slower internet, and isolation.Key Considerations for Rural Buyers: Septic systems, water supply, heating, and zoning laws, among other critical factors when buying rural properties.Personal Touch: Blake shares essential tips for purchasing rural properties and insights from his own experience raising Nigerian Dwarf goats on a family farm in Ringgold, GA.Connect with Blake:Mobile Phone: 423-315-1815Epique Realty Office: 888-893-3537Social Media:Facebook & LinkedIn: Blake WatsonInstagram: @rocknrollblakeWebsite: athomechattanooga.comDon’t forget to follow this podcast for future episodes and share it with friends!

Blake Watson, real estate agent with Epique Realty, dives into Zillow’s newly released housing market predictions for 2025 and insights from other experts. Whether you're buying, selling, or renting, this episode will help you understand what lies ahead and how to prepare.Key Takeaways:Housing Market Activity: The number of existing home sales is expected to increase by 7.5%, with modest home value growth around 2.6%.What does this mean for buyers and sellers?Mortgage Rates: Rates are predicted to be a rollercoaster, fluctuating between 5.75% and 7.25%. Learn strategies to stay ready and act when rates dip.Trends in Small Homes: “Cozy living” is on the rise! Smaller, energy-efficient spaces are increasingly popular with buyers.Rental Market Changes: Rents could remain stable early in 2025 but may tighten by mid-year. Plus, pet-friendliness is more critical than ever for landlords.In addition, Blake offers a free copy of The Complete Guide to Buying a Home (Contact Blake for your copy)Connect with Blake Watson:Call/Text: 423-315-1815Website: athomechattanooga.comFollow Blake on Social Media:Facebook & LinkedIn: Blake WatsonInstagram: @rocknrollblakeIf you found this episode helpful, share it with a friend and FOLLOW the podcast for more Chattanooga real estate insights!

In this episode of Let’s Talk Chattanooga Real Estate, BlakeWatson dives into a fascinating piece of history that feels strikingly familiartoday. Starting with a headline from 1977, "Housing Costs Soar Out ofReach for All but Upper 25 Percent," Blake compares housing affordabilitythen and now, exploring:Mortgage rates: 1977's 8.875% vs. today's 7%.Household incomes: A 400% increase since 1977.Housing prices: A dramatic 773% rise in the national medianhome price over 47 years.The ongoing gap between wage growth and housing costs.Despite the challenges, Blake highlights the opportunitiesthat still exist for aspiring homeowners, thanks to programs like THDA, GeorgiaDream, USDA Rural Development, and FHA. With historical insights and practicaladvice, this episode emphasizes the importance of planning and taking advantageof available resources to achieve homeownership.Get your free copy of Blake’s book, The Complete Guide toBuying a Home. Contact him at (423) 315-1815 to request your copy today.Blake Watson is the show host, and Blake is a Realtor withEpique Realty. If you’re interested in Chattanooga real estate or havequestions, reach out to him at (423) 315-1815 or his brokerage phone (888) 893-3537,or visit www.athomechattanooga.com.  Youcan also find Blake on Facebook (Blake Watson), LinkedIn (Blake Watson), andInstagram (@rocknrollblake). If you enjoyed this episode, share it with a friend, followthe podcast for more insights, and let’s make homeownership in Chattanooga areality together!

This episode features Darik Dawes, CEO of Dawes Hospitality Group and Vice-Chair of theChattanooga Tourism Board.  Darik discusses how tourism impacts Chattanooga homeowners in many ways including job creation, local tax dollars saved, improved quality of life, and more.  He explains how the slogan, “It All Starts with a Visit,” articulates the value of tourism to Chattanooga’s growth and development. See more details of what Darik shares at the website, visitchattanooga.com.Blake Watson is the show host, and Blake is a Realtor with Epique Realty. If you’re interested in Chattanooga real estate or have questions, reach out to him at 423-315-1815 or his brokerage phone 888-893-3537, or visit www.athomechattanooga.com.  You can also find Blake on Facebook, LinkedIn (Blake Watson), and Instagram (@rocknrollblake). Follow this podcast to stay updated on all things real estate in Chattanooga!

In this episode of Let’s Talk Chattanooga Real Estate,  Blake Watson, dives into remarkable trends in Chattanooga's real estate market, particularly focusing on the increase in million-dollar homes. Discover what’s driving this notable increase in high-end listings, how it impacts buyers and sellers, and why Chattanooga is attracting luxury buyers from across the nation. Whether you're searching for a starter home or a luxury estate, this episode provides valuable insights to navigate the changing market.Key Points Discussed:Active Listings in the Chattanooga Area Are Up: A 43% year-over-year increase in active listings gives buyers more options, with mid-to-high price brackets leading the way.Affordable Homes Still Dominate: Homes priced between $300K-$399K make up 24% of all listings, showcasing strong demand in this "sweet spot."Chattanooga’s Luxury Boom: $1million to $1.1million listings have surged by 103% year-to-date, driven by relocation trends, property appreciation, and economic confidence in real estate.What It Means for Buyers and Sellers:Buyers in high-end markets enjoy more choices and negotiating power.Sellers must emphasize unique features to stand out in a growing inventory of houses.Competition remains tight in lower price brackets under $250K.Blake Watson is a Realtor with Epique Realty. If you’re interested in Chattanooga real estate or have questions, reach out to him at 423-315-1815 or his brokerage phone 888-893-3537, or visit www.athomechattanooga.com.  You can also find Blake on Facebook, LinkedIn (Blake Watson), and Instagram (@rocknrollblake). Follow this podcast to stay updated on all things real estate in Chattanooga!

On thispodcast, Blake Watson reviews the October market data for Chattanooga area homesales, and shares some insights into what the numbers mean for homeowners andfor you if you are wanting to buy a home.  He also takes a deeper dive into several local ZIP Codes to review their October homesales report: Red Bank 37415, Ooltewah 37363, and East Brainerd 37421. Blake touches on reasons for a current slowdown in home sales in the Chattanooga area, andsome thoughts on the Chattanooga Market as we head towards 2025.Blake Watson is a Realtor with Epique Realty. If you’re interested in Chattanooga real estate or have questions, reach out to him at 423-315-1815 or his brokerage phone 888-893-3537, or visit www.athomechattanooga.com.  You can also find Blake on Facebook, LinkedIn (Blake Watson), and Instagram (@rocknrollblake). Follow this podcast to stay updated on all things real estate in Chattanooga!

In this episode of Let’s Talk Chattanooga Real Estate, your host Blake Watson, Realtor with Epique Realty, dives into some of the best free resources available for homeowners and renters in Chattanooga and Northwest Georgia. From saving on energy costs to getting hands-on gardening advice, there are many ways to cut expenses while enhancing your home. 1. **EPB Free Energy Checkups** Discover how Chattanooga’s EPB can help you cut energy costs with their free in-home checkups, phone consultations, and even a DIY energy analysis tool available online.2. **BBB Secure Your ID Day** The Better Business Bureau offers free document shredding, electronics recycling, and drug disposal events to keep your information secure. The next event is on April 5, 2025 – mark your calendar!3. **Agricultural Extension Services** Tap into free expert advice from the University of Tennessee and University of Georgia’s Agriculture Extension offices for gardening, landscaping, and even soil testing at a low cost.4. **Tractor Supply’s Free Trailer Rentals** If you’re a member of the Neighbor’s Club and spend $500 annually, you qualify for a free trailer rental each quarter—a handy perk for DIY movers and home improvement projects.5. **NoogaNet Free Public Wi-Fi** Stay connected on the go with Chattanooga’s free Wi-Fi network, NoogaNet, available in public parks, recreation centers, and other key spots around the city.Blake Watson is a Realtor with Epique Realty. If you’re interested in Chattanooga real estate or have questions, reach out to him at 423-315-1815 or his brokerage phone 888-893-3537, or visit www.athomechattanooga.com. You can also find Blake on Facebook, LinkedIn (Blake Watson), and Instagram (@rocknrollblake). Follow this podcast to stay updated on all things real estate in Chattanooga!If you found this episode helpful, please share it with friends and FOLLOW the podcast to catch future episodes filled with tips, insights, and resources for homeowners. Until next time, enjoy your real estate journey!

In this episode of Let’s Talk Chattanooga Real Estate, host Blake Watson breaks down and compares the real estate platforms of Kamala Harris and Donald Trump. Find out how each candidate’s housing plan could impact homeownership, rental markets, and real estate investment. Whether you're a potential homebuyer, a real estate investor, or a renter, this episode will help you understand what these policies might mean for you and the future of real estate in Chattanooga and beyond.Key Topics Covered:1. Kamala Harris’s Plan for Affordable Homeownership:   - $25,000 down-payment assistance for first-time homebuyers     - Neighborhood Homes Tax Credit to support affordable housing development     - Expanding housing supply through federal incentives and tax credits2. Donald Trump’s Housing Affordability Strategy:     - Lowering mortgage rates by controlling inflation     - Opening federal lands for housing development     - Regulatory cuts to reduce homebuilding costs3. Rental Market and Investment Opportunities:   - Harris’s plan to increase affordable rental units through the Low-Income Housing Tax Credit (LIHTC)     - Trump’s focus on reducing inflation and regulations to lower rental construction costs and boost property development4. Curbing Corporate Landlords and Predatory Practices:    - Harris’s Stop Predatory Investing Act targeting large corporate landlords and institutional investors     - Trump’s broader approach of reducing costs through deregulation, without specific measures against institutional investorsBlake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!

In this episode, we’re diving into Zillow’s 2024 Consumer Housing Trends Report to uncover the latest insights into the real estate market. Whether you’re curious about buyer demographics, financing trends, or the most important home features for today’s buyers, we’ve got you covered.Episode Highlights:Who’s buying homes in 2024? Explore the diverse range of buyers, from Millennials to first-time homebuyers, and how their preferences are shaping the market.Regional Real Estate Breakdown: Discover why the South—especially Tennessee and Georgia—leads the pack in home sales and inventory growth. Pet-Friendly Homes: Learn how pet ownership (a major factor for 76% of buyers) is influencing property features. Down Payment Strategies: We cover the top ways buyers are funding their down payments, from savings, to THDA and Georgia Dream down payment assistance programs, to leveraging the sale of previous homes. Surprise Homebuying Costs: Prepare for the unexpected with insight into fees like loan origination and title transfer taxes. What Buyers Want: From air conditioning to energy-efficient upgrades, find out which home features are at the top of buyers’ wish lists. Neighborhood Preferences: Learn why walkability and a strong sense of community are becoming crucial for today’s buyers. Climate Risks in Real Estate: Discover how climate risks like flooding, hurricanes and wildfires are shaping homebuying decisions.Whether you’re a buyer, seller, or investor, this episode is packed with actionable insights that will help you navigate the 2024 real estate landscape.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!

Lisa McCluskey, founder and host of the Silver Divorce Podcast, shares her own experience and the knowledge she's gained about what to do with the house during and after divorce. She explains the many considerations and pitfalls, and brings some understanding and advice regarding real estate for those going through divorce.Lisa can be heard on the Silver Divorce Podcast, which is available on all major podcast platforms. She discusses her own journey and the journey of others through divorce after decades of marriage and after the age of 50.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!

On this podcast, Haul Away Guy owner, Isaac Caza, tells how his company handles getting rid of unwanted stuff.  His company hauls it all away, from a full property clean-out to just one piece of furniture. Not only does Haul Away Guy get rid of junk in a house or garage, but they also clear downed trees, brush piles, and many things that may surprise you.Haul Away Guy can be contacted at HaulAwayGuy.com, or by phone at (423) 922-7712.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.com Please FOLLOW this podcast and share it with a friend!

Amelia Dicks, Director of Business Development at Wind River Built, tells us how her company is on a mission to bring back the starter home, and do it with style using modular home construction.  She explains how modular home construction is the wave of the future, and how the modular construction method solves many of the building challenges our city and nation face in building more housing quickly.Amelia offers an interesting perspective with solutions to the development of more starter homes and the missing middle. She tells us how Wind River Built is poised to positively impact housing in the entire region, right here from Southeast Tennessee.Amelia may be reached at [email protected], or by phone at (423) 605-6843.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!

On this podcast, Blake Watson explains the connection between an Albert Einstein quote and wealth building through real estate.  Blake shares Chattanooga area historical home price statistics and shares the simple math that would suggest if you buy a home today, it will likely double in value over the next 14 ½ years.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!

On this podcast, Blake is joined by two fellow Epique Realty agents who focus on helping real estate investors manage their properties.  Andrea Moffett, Owner and Affiliate Broker, and Brooke Terrill, Realtor and Property Manager, are both from PMI Chattanooga, a property management company that handles all of the landlord duties for real estate investors.Andrea and Brooke explain the challenges that landlords face and how their company handles those challenges every day.  They share some of the solutions they offer backed by their decades of property management experience.If you are currently a landlord, or if you are thinking about buying your first investment property, this podcast is a must-listen.  Andrea and Brooke can be contacted at PMI Chattanooga (423)708-6407, or at pmichattanooga.com.  You can email them at [email protected] Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.com.Please FOLLOW this podcast and share it with a friend!

On this podcast, Steve Davis from Bloomin Blinds of Chattanooga explains how important window coverings are for the look and feel of your home.  From wood blinds to room darkening shades, Steve talks about a variety of options for window treatments, and how they can help cool your home, provide privacy, darken a room, and look great.Steve tells about the impact of shutters on your home’s value, and he explains many of the motorized and remote control options available for various window coverings.Steve can be contacted at bloominblinds.com or at his direct phone (423) 903-0959.  Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.com. Please follow this podcast and share it with a friend!

On this podcast, Blake Watson provides insight and explanation of how property tax appraisals and assessments are used to set the property tax rates in Georgia and Tennessee. He gives details on who sets the millage rates, and how property tax rates are determined in Hamilton County and Chattanooga Tennessee, and in Walker, Catoosa, Whitfield and Dade Counties in Georgia.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815 or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!

Chattanooga’s Fall Home Show is coming August 16-18, 2024.  It’s new, improved, and re-imagined.Raquel Schrumpf, Executive Officer of the Home Builders Association of Greater Chattanooga, gives details of the upcoming Fall Home Show at the Chattanooga Convention Center in August. She gives insight into some of the benefits of attending that go beyond seeing over 200 exhibitors with products and services for building, renovating, landscaping, and servicing your home.More details about Chattanooga’s Fall Home Show can be found at HomeShowChattanooga.com and information about the Home Builders Association can be found at hbagc.net.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!

Thomas Holly of Holly Wood Doors in Chattanooga explains the often-overlooked maintenance steps needed to prolong the life of your garage door.  He explains what can go wrong and your best strategy for avoiding a garage door failure.Thomas also talks about the curb appeal and value added to a home by a good garage door.Thomas can be reached at (423) 645-7147, or at his company website: hollywooddoors.net.Blake Watson is the show host.  Blake is a real estate agent licensed in Tennessee and Georgia, brokered by Epique Realty.  Blake is also a real estate investor in Chattanooga, TN and Northwest GA.Blake can be reached on his mobile phone at (423) 315-1815, or the Epique Realty office at (888) 893-3537.Find Blake on Facebook and LinkedIn under Blake Watson, and on Instagram @rocknrollblake. His website is www.AtHomeChattanooga.comPlease FOLLOW this podcast and share it with a friend!