Long Term Care Radio

Although the podcast will continue, this show is the last show airing on the radio stations. Brian goes through how we started this show and how it has evolved over the years. 

Brian discusses what points to consider when planning on staying in your own home in a long-term care situation. 

Brian responds to thoughtful questions about long-term care insurance policies.

Brian explains why even a small long-term care insurance plan makes sense for most people.

Learn about the importance of long-term care planning when you are doing estate planning.

Brian explains how Medicare, Medicaid, and the VA programs work for long-term care.

Brian addresses a listener's concerns about his father's policy not paying a claim.

Brian explains the various ways to fund these asset-based long-term care programs and how they remain an asset to you. 

Brian compares asset-based plans that pay you back with traditional plans that don't and teaches you which ones cost less.

Learn how you can access money in your plan through borrowing, surrendering, or canceling you're your plan.

Brian will teach you what services long-term care insurance pays for and where you can use your policy.

Brian explains why advisors are wrong about self-insuring

Brian will go over the pros and cons of cash benefit plans

Brian explains who can qualify to be a caregiver with insurance and state rules.

Brian goes over how he designs plans based on personal situations and not averages.

Brian compares Traditional and Asset-Based long-term care plans and teaches you why you don't want to pay more for less.

Brian discuss some overlooked ways to get a tax deduction on long-term care insurance premiums.

Brian reacts to some of the bad advice he has seen given to his clients over the years regarding long-term care insurance.

Brian compares investing insurance premiums to purchasing a long-term care insurance plan

Brian goes over some of the most common myths surrounding long-term care planning.

Brian explains the reality of when long term care situations happen and where the majority of people receive care. 

Brian discusses the difference between Life, Disability, and Long-Term Care Insurance policies prompted by a listener question. 

Brian explains how your money works in long-term care insurance plans, how there are plans that give you more money back than you put in, and even plans that make you money. 

Brian addresses a listener's question about why he doesn't say the company during the client of the week.

Brian discussed what the government programs (Medicare, Medicaid, & the VA) provide for long-term care services. He goes through the misinformation and misconceptions out there about these programs and how they work for long-term care.

Brian explains why asset-based plans that pay you back are not more expensive than traditional plans.

Brian discusses the multiple options long-term care insurance pays for when you need care.

Brian explains the other guaranteed benefits of Asset-Based long-term care insurance plans

Brian goes over what services are covered by Long-term care insurance.

Brian goes over total benefits, monthly benefits, and other considerations when designing a long-term care insurance plan.

Brian goes through the top 5 misconceptions about long-term care planning and what long-term care insurance actually does for you. 

There are a LOT of misconceptions surrounding long-term care insurance and what a long-term care situation really looks like. In this episode, Brian explains what you're actually insuring against when you put a long-term care plan in place. 

Rate increases on existing long-term care policies are prevalent right now. In this episode, Brian explains exactly what is happening, and why the older policies have had to raise rates.

Brian explains how long-term care insurance plans are paid out and who you can pay for your care with your benefits. Can you pay family members to provide your care? 

Brian explains how your benefits work once you go on claim.

Brian discusses the importance of long-term care planning when doing estate planning. 

Brian explains why long-term care planning is not just about money. 

Brian explains the underwriting process to qualify for long-term care insurance and how we at 525 Advisors help make the process as smooth as possible. 

This week Brian talks you through what happens in a long term care situation and how the experience is vastly different with insurance and without. 

Brian explains why you don't start with "quotes" when it comes to long-term care planning.

Brian goes over tax deductions for businesses and individuals and the advantages of tax-free income on claim.

Brian discusses a recent survey done and brings some more education about some of the common viewpoints around LTC

Brian talks about the Financial Industry's regulations that have affected choices, similar to the "Walmart Effect". 

Brian discusses the pitfalls of trying to reallocate existing income to pay for long-term care.

Brian goes over what Medicare and government plans cover for long-term care expenses.

Brian goes over some of the differences between different carriers and how their plans work.

Brian discusses how plans are different and considerations you need to understand to find the best option.

Brian discusses the importance of Long-term care planning for couples getting a divorce and 2nd marriages.

Brian discusses assessing the cost of care and how much coverage you may need. 

Brian discusses options on getting your money back if you don't use your plan for long-term care services.