Money Mondays

It’s the final episode of Money Mondays so Zak & Emma have put their heads together to put everything they have learned over the past couple of years in to one episode….no mean featThere have been many issues that have been raised time and time again so we have included a whistle stop tour of each of these with signposting to the episodes where we covered the subject in more detail - Consider this your ‘one stop shop’ for everything Money MondaysWe would like to place on record our gratitude to everyone who has supported us along the way. All of the fantastic guests, the brilliant organisations and the Santander Foundation for making all of this possible From Zak, Emma & producer Sam - Thank you and we’ll speak to you soon xUSEFUL LINKSStepChangeEntitled toTurn2UsPrisoner Banking ProgrammeClean Slate Quids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Rough-sleeping on release is linked to a 70.9% proven reoffending rate. In this episode Zak & Emma hear from the brilliant Andy Shelton and Jay Arnold of ‘Foundation 2 Change’ who share their own incredible journeys and talk about practical steps, emergency options and how lived-experience services can stop a release into homelessness turning into a return to custody. Zak has his own experience with sofa surfing and last year thousands left custody without a home, this episode breaks down what to do now and where to get help. This episode also features the final 'Moral of the Story' from the brilliant 'Money Ready - Money Ready is a financial education charity dedicated to creating a financially fluent population - This time we hear Taylor's story USEFUL LINKSFoundation 2 ChangeShelterSt MungosMoney Ready Clean Slate Quids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

In this episode, Zak & Emma are joined by the brilliant Beth from ‘The Wise Group’ - Beth supports people inside prison and through the gates with all their finance, benefit and debt needs. Beth tells us how she works with people in prison, why this support is so necessary and give us the lowdown on court fines - What they are, how they work and the best ways of dealing with themThe Wise GroupPaying court finesStepChangeClean Slate Quids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

After a well earned rest, Zak & Emma are back to help you fix up your finances! Money Mondays is here to support you if you're in prison via 'National Prison Radio' or if you’re on the out and you’ve been through the Criminal Justice System On this episode, we hear from the excellent Ryan from the ‘Prison Reform Trust’ - The Prison Reform Trust is an independent UK charity working to create a just, humane and effective penal system. Ryan has 5 top tips about money if you’re in prison and he also tells a bit about the trust and how you can contact them if you need toAlso, we have another brilliant ‘Moral of the Story’ from our friends at ‘Money Ready’ - Money Ready is a financial education charity dedicated to creating a financially fluent population - And on this episode we hear Casey’s story Prison Reform TrustMoney ReadyPrisoner Banking ProgrammeHow to send money to someone in prison Info on prisoner financeClean Slate Quids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Getting out of prison can be a joyous time but it can come with added pressures. You may want to make up for lost time and spoil everyone rotten, but the last thing you want is to wind up in debt for the start of the new yearFear not though, Zak & Emma are here with some practical tips on how to negate the Christmas cash grab and how to sensibly maintain control of your finances USEFUL LINKS:47 Xmas Money Saving TipsSaving Money for ChristmasCutting Food Costs at ChristmasClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Back on episode 28, almost 16 months ago we heard from Laudjah who was fresh out of prison. He told us of how he was adapting to life on the out and the financial challenges that come with this transition - He shared how he was having to curb his love of the finer things and how he was committed to turning over a new leafNow, he’s got a job he loves, he’s moved out of the hostel and he’s saving for his future. Laudjah has made big changes and has kept a positive mindset throughout. Zak & Emma react and reflect on his successes and share how to use Laudjah’s story as inspiration and motivation.USEFUL LINKS:Clean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

This week on Money Mondays, Zak and Emma turn their attention to care leavers inside custody focusing on what support you’re still entitled to, and the practical cash help that can make a real difference. Zak & Emma explain how local authorities and prison teams should be working together to keep your pathway plan, Personal Adviser and pre-release support active while you’re insidePlus, we have another instalment of ‘Moral of the story with Money Ready’ - This time looking at securing housing after releaseUSEFUL LINKS:Money ReadyShelterUnlockClean SlateQuids In Magazine📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Getting out of prison can be one of the best experiences but can also be tinged with worry - Where are you going to go? How do you get there? What about employment etc etc As Zak says, it can be a bit of a rollercoaster but if you plan effectively and get things in place BEFORE release it can make life that little bit easier. On this episode, Zak shares what his first few days outside of prison looked like and how he was able to remain financially disciplined, while Emma looks at practical tools to help you stay on top of your finances and creates a makeshift budget for those first few days and weeks on the out USEFUL LINKS:Clean SlateQuids In MagazineStepChangeHow to claim Universal CreditIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

In this episode, Zak & Emma are exploring the link between money habits and reoffending. Those with stable finances are much more likely to keep on the straight and narrow after release, so what good practices can you work into your life to make this more possible?Zak shares what changed for him and how his motivation and focus allowed him to switch to a legitimate lifestyle saying his ‘financial freedom’ was not worth more than his ACTUAL freedom. While Emma gives practical tips to switch your financial mindset and avoid ‘money panic’If you're struggling financially - Make sure you reach out for support. Some organisations that can help are belowUSEFUL LINKS:Clean SlateQuids In MagazineStepChangeCatch 22SwitchbackIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Back in 2023, we released an episode titled ‘£19 Billion in Unclaimed Benefits’ - Some 18 months later and this figure has grown to an incredible £25 Billion - So why is this the case and just what are people missing out on?As ever, Zak & Emma are here to help as they are looking at the most commonly missed benefits, some you may never have heard of, and how you can find out if you’re eligible USEFUL LINKS:Entitled to benefit calculatorTurn to us benefit calculatorClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

It’s ‘Talk Money Week’ which is kind of our thing! On this episode Zak & Emma discuss how their relationship with money, and talking about it, has changed. Emma tells us some of the many benefits of having a conversation about your cash and Zak tells us what this looks like on the inside.Meanwhile, it is the first episode of ‘Moral of the Story’ with Money Ready. We hear Sam’s story about how he was able to get a hold on his debts after his release from prisonUSEFUL LINKS:Money ReadyStepChangeMAPSClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

The Virtual Campus is available prison wide and can help you with skills, courses and much more. You can usually access it either in the education department and/or the libraryOn this episode we are once again joined by the fabulous Laura from The Lloyd's Academy to tell us all about the brand new financial literacy courses and programmes that have been added to the Virtual Campus. From using a debit card, to understanding your pay slip, there are loads of lessons that can help you fix up your finances while you're inside. If you're listening to this and think that someone you know inside might benefit from this, please let them knowUSEFUL LINKS:Lloyd's Bank AcademyLearn with HalifaxBank of Scotland Academy Clean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Recent changes mean you can now potentially move to Open Prison with 5 years left of your sentence rather than 3 meaning more time to adapt back to society, strengthen family ties and earn a real wage/save some moneyZak tells us how his time in Open helped him and we also hear from his ‘Life After Prison’ co-host Jules who explains what it meant to her to be able to work out in the community USEFUL LINKS:Life After PrisonGreggs TimpsonGXOKierClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Children can often be a huge motivator for those leaving prison to turn their lives around. While it is important to restore those bonds that could have suffered during this absence it is also important to help the next generation to feel more confident around their finances. 81% of young people in the UK are worried about money and their personal finances (Up from 60% in 2016) - So what can we do to help? How can we weave financial lessons into our everyday routine with our children? As ever, Zak & Emma have some ideas..USEFUL LINKS:Money Helper Young EnterpriseNational NumeracyClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Paying for things has never been more convenient. Gone are the days when it’s cash or bust, now you can pay with cards, phones and even watches! While having all of this flexibility is undoubtedly a positive thing, imagine having to acclimatise to this modern world with no experience of it. This is the situation being faced by people leaving prison up and down the country. With this in mind, we have invited Laura from Lloyd’s academy back on to the show to cover off all of the different options for buying goods or services, looking at the features, advantages and benefits of each.*In this episode - The contactless payment limit is quoted as £100. There are suggestions this could be made unlimited in the near futureUSEFUL LINKS:Lloyds Bank Academy Using your debit card | Lloyds Bank AcademyClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

On this episode, Zak & Emma are joined by Nicola from 'Money Ready' - Money Ready is a financial education charity dedicated to creating a financially fluent population. They believe that financial literacy should be considered a right for all because the language of money is a language for life. Nicola talks about the work they do, how they are supporting people in prison and why it's so important to do so. Nicola also mentions an exciting new collaboration between Money Mondays and Money Ready - 'Moral of the Story' - Watch this spaceUseful Links:Money ReadyClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Money Mondays returns for a brand new series…Following on from our employability mini-series at the end of the last series, we’re looking at what happens when you DO land that job, and in particular, what you can expect come pay day!You might be in receipt of a pay slip for the very first time, or you may have a load tucked away in a drawer and never given them a second thought.On this episode Zak & Emma are joined by the lovely Laura from the Lloyds Academy to demystify these little documents covering what to expect on there, what it all means and how to ensure you’re getting paid (and taxed!) what you should Useful Links:Lloyds Bank Academy Starting Employment with Lloyds Bank AcademyAll about pay slipsClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Around 30% of people in prison have a learning difficulty or disability which can make managing your finances that much more challenging. Here to help are the fantastic organisation ‘Dosh’ who believe “that everyone should have personalised support to use their money in the way they want and for the things they enjoy” and they have been “committed to promoting independence around money for people with a learning disability since 2007”Meike Beckford is Dosh’s Managing Director and she joins us to tell us about the additional challenges faced, how Dosh can help and what can done to change the conversation around people with learning difficulties or disabilities USEFUL LINKS:DoshCitizens AdviceStepChangeClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

This is the last episode of our employability mini-series. A huge thank you to all the people, organisations and charities who have been involved with this series GXO Logistics actively works with ex-offenders and prisoners through partnerships with organisations like Tempus Novo and New Futures Network. These collaborations aim to provide employment opportunities and support networks for individuals re-entering society after prison. Bob is their ‘Talent Pipeline Development Manager’ and oversees lots of this work. Bob tells us why GXO are so keen on working with people who have experience of the Criminal Justice System, what development opportunities are available and how you could be the next GXO employee. Bob also introduces us to Blake who started working with GXO on ROTL while he was inside. Blake tells us how this all came about, what motivates him to lead this better life and what the future holds for himUSEFUL LINKS:GXO GXO - Careers New Futures NetworkTempus NovoClean SlateQuids In MagazineQuids in - Job Readiness QuizIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…Siyanda first came across Kier while in prison. The idea of working in construction didn’t really appeal to her but she was encouraged to attend a focus group by an officer. During the session, Siyanda discovered the wealth of roles offered by Kier and reached out to them when she moved to open prison which led to her securing employment with them.She is now their 'senior D&I project coordinator' and says attending that focus group was the best thing she ever did. Siyanda tells us what it was like applying for a job whilst in prison, how Kier are supporting people inside and beyond the prison walls and why there's never been a better time to be leaving prison and searching for employment USEFUL LINKS:Kier Careers Kier - Making Ground Programme New Futures NetworkClean SlateQuids In MagazineQuids in - Job Readiness QuizIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…Going for a job interview can be a nerve-wracking experience at the best of times, but what about if you have a criminal record to contend with too?On this episode Zak & Emma will be looking at how having a criminal record can impact on the job interview process. Zak shares his own experience with this and looks at practical ways to deal with the conversation when it arises. Emma goes through some more broad interview techniques to ensure you’re thoroughly prepared for the big dayUSEFUL LINKS:Unlock - Do I need to disclose my conviction?Unlock - Disclosure Letter ExampleUnlock - Disclosure CalculatorA Fairer ChanceThe STAR methodClean SlateQuids In MagazineQuids in - Job Readiness QuizIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…On this episode, Zak & Emma are joined by Richard and Paul from ‘Clean Slate Solutions’ who work in partnership with social value driven employers across Teesside and North Yorkshire. They provide mentored support to candidates who are stable, ready, and committed to finding employment.Richard was inspired to set up CSS after his own brush with the Criminal Justice System. He now uses that lived experience to support and inspire the next generation of prison leavers. While Paul himself turned to CSS at his lowest ebb when he felt he was ‘unemployable’, he now works as a mentor within CSSIf you are not within the catchment area of CSS, as stated on the episode, Richard is happy for you to reach out and if he can help you find more local support, he will.USEFUL LINKS:Clean Slate SolutionsNew Futures NetworkClean SlateQuids In MagazineQuids in - Job Readiness QuizIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…On this episode, Zak & Emma welcome Beckie from Greggs on to the show. Beckie heads up Greggs’ ‘Fresh Start’ programme which gives opportunities to people with convictions both within prison and beyond the gates. Beckie talks about the importance of the programme, how it all works and how you can get in touch and maybe start the next journey of your careerIf you would like to find out more you can email Beckie on ‘[email protected]’USEFUL LINKS:GreggsNew Futures NetworkClean SlateQuids In MagazineQuids in - Job Readiness QuizIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…In this episode Zak & Emma are focussed on job hunting. Zak tells us about his own experience of finding a job inside prison, what it was like and why it's so important to get structure and routine. But what if you're on the out or due for release? Emma has you covered as she looks at ways to find employment and how to work out what roles might be the best for youUSEFUL LINKSClean SlateQuids In MagazineQuids in - Job Readiness QuizIndeedTotal JobsGov - Find a jobJobcentre If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…In this episode Zak & Emma are joined by Steve & Val from the brilliant Tempus Novo. Using their 60+ years of prison service experience they set up Tempus Novo in a bid to help former prisoners in to sustainable employmentWorking closely with employers and prison leavers they have a unique model which has seen them help over 1250 in to meaningful employment USEFUL LINKS:Tempus NovoClean SlateQuids In MagazineQuids in - Job Readiness QuizIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…This episode is all about the Timspon group which specialises in employing former prisoners and other marginalised groups - They have been leading the way in this sense for a long time with many other employers now starting to follow their lead.But why?Joining Zak & Emma on the show is Darren, the head of the Timpson foundation. Darren is here to tell us the inspirational story of how it all came about, the impact of their work with former prisoners both on Timpson and the wider employment sector and just why he loves working at Timpson so much USEFUL LINKS:Timpson The Timpson FoundationClean SlateQuids In MagazineQuids in - Job Readiness QuizIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Following hot on the heels of our entrepreneurial mini-series Zak & Emma are spending the next few episodes looking at employability; How to find a job, how to prepare for one and who can help you along the way…In this episode Zak & Emma are looking at CVs - What they are, why they are useful and how to create an effective one. It can be daunting putting a CV together, particularly if you might have large gaps due to stints in prison. Zak is here to tell you how he navigated this and Emma has some general tips on how to make your CV stand out and what to include on there.USEFUL LINKS:Clean SlateQuids In MagazineUnlock - CV GapsUnlock - DisclosureQuids in - Job Readiness QuizCV ExampleCV Writing TipsIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Up for discussion on this episode of Money Mondays, is ‘Side Hustles’ - These have been mentioned in passing on previous episodes so we thought we’d do a deeper dive on a subject which could lead to your financial freedom.Our very own Zak started off on his current path with a side hustle, growing ‘X-Conversation’, which led to ‘Life After Prison’, Money Mondays and lots more - He’s now a multi-award winning broadcaster, host and entrepreneur and it all started as a side hustle! Emma also tells us how she has boosted her income by using her talents and offering her literary services on the side USEFUL LINKS:Clean SlateQuids In MagazineSide HustlesX-ConversationLife After PrisonVintedFiverrIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

In what has been dubbed ‘Awful April’, bills have been increasing again and there are many other rises putting yet another squeeze on people. In this episode Zak & Emma are looking at council tax and ways to potentially save some money, particularly if you’re in prison or the partner of someone who is.Emma explains what council tax is used for, why we have to pay it and what you can do if you believe you, or your family are paying too muchUSEFUL LINKS:Clean SlateQuids In MagazineCouncil TaxAwful AprilSave Money on Your Council TaxCouncil Tax BandsCouncil Tax ReductionChallenge Your Council Tax Band If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

April is a BIG month in the financial calendar. It welcomes the start of the new tax year, allowances renew, the price of bills change and it’s no different in prison. Zak & Emma are here with an update on what’s changing and how it might affect you. It’s recently been announced that the amount you can draw down from private to your spends account is increasing by 10% which looks like good news when added to the recent increase in wages, but is it enough to counter inflation on the canteen? USEFUL LINKS:Clean SlateQuids In MagazineInside Time - Pay RatesInside Time - Private CashInside Time - Pay RiseIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

You may have heard of Cryptocurrency in the news but what is it, how does it work and what is it for? Zak & Emma are here to answer those questions before you From humble beginnings, the world crypto market is currently worth 2.68 trillion dollars. This figure is as of writing this, by the time you read it, it will probably have changed! Such is the volatility of crypto Cryptocurrency is largely used for trading rather than purchases at the moment with people hoping to become ‘Bitcoin Millionaires’ and while this podcast is not here to condemn or promote the use of cryptocurrency there is the potential for loss of money and even addiction. Our sister podcast ‘Hold or Fold’ recently did an episode on Crypto addictionUSEFUL LINKS:Clean SlateQuids In MagazineWhat is cryptocurrency?Hold or Fold PodcastIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Planning for the future can be scary, it can also be something that you put off and ignore. On this episode Zak & Emma are looking at pensions, an often confusing topic, and asking, what are they? who are they for? and how do they work?Whether you choose to opt out of a workplace pension or contribute as much as you can, it is important to lay plans for the future to ensure your retirement is as comfortable as possible so Emma is here to give you some information and some options.USEFUL LINKS:Clean SlateQuids In MagazineState PensionPension WiseRetirementPrison & PensionsIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧:  [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

One of the key themes of Money Mondays has been using technology to make your financial future more efficient. Whether that be using online banking or shopping online, the digital age has certainly made money more manageable. But what if you’ve never used anything like this before, maybe getting online seems like a daunting task to you? You may have heard horror stories of how people have lost out massively after falling foul of a scam and are unsure if banking online is for you. The truth is, most people happily manage their money online with no repercussions - On this episode, Zak & Emma are looking at ways to ensure you are safe online too - You might be due for release soon and looking to get online for the first time so here are some hints on what to look out for, the do’s and dont’s and how to ensure your money stays safe USEFUL LINKS:Clean SlateQuids In MagazineShop Safely OnlineGuide to Digital Banking If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Joining Zak & Emma on this episode is Moe who has been recently released from prison. Moe talks about how difficult it can be to adapt financially to the outside world but also shares hints and tips and shines a light on some of the charities that have helped him out. Zak & Emma reflect on Moe’s words throughout and also talk about ways to make your money stretch further and emphasise the importance of reaching out and seeking help if you need it Since his release, Moe has been doing great things and is now working for NPR on the show ‘Outside In’ which you can listen to wherever you get your podcastsUSEFUL LINKS:SwitchBackTrailblazersMy Fridge Food Super CookLove Food Hate WasteTurn2Us - Benefit CheckerClean SlateQuids In MagazineOutside In Podcast If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧:  [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Around 13% of prisoners were released to homelessness last year. Having no fixed address can make it really tough to open or maintain any kind of banking provision. Having no kind of banking provision can make it more difficult to receive benefits, wages or to pay for goods or services. Because of this HSBC, in partnership with Shelter launched the ‘No Fixed Address’ service to help people break this cycle Joining Zak & Emma on this episode are Vanessa Whale from HSBC & Megan Barrow from Shelter to tell us about the service, how it works and the logistics if you or someone you know would benefit from it.USEFUL LINKSHSBC Breaking the CycleShelter No Fixed AddressSt Mungos CrisisClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧:  [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

This is the fourth and final episode in a mini series exploring entrepreneurship and business mindedness In this episode, the spotlight is now being shone on Zak as we find out more about how he was able to go from prison to business owner. Zak shares some tricks of the trade, what he has learnt and how he kept focussed when things got tough. We also explore some of the things you may need to consider if you’re looking to start your own business.Once again we’re joined by David Morgan from ‘Entrepreneurs Unlocked’ who is answering a couple of questions we received from HMP Styal Entrepreneurs UnlockedXconversationClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧:  [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

This is the third episode in a mini series exploring entrepreneurship and business mindedness On this episode we’re joined by Gary who used his time in prison to find himself, hone his business skills and find some missing pieces to his jigsaw - He talks about how his cell was covered in business plans and ideas, how the library helped him out and what his big plans are for the futureZak & Emma reflect on Gary’s story throughout and Zak gives his own advice on how to make the most of your time inside and what setting up a business can look like USEFUL LINKS:Perigon AssociatesSeed HarmonySocial ArkEntrepreneurs UnlockedXconversationThe King’s Trust Clean SlateQuids In MagazineGary also mentions the books “The 4-Hour Work Week by Timothy Ferriss” and “Starting a Business for Dummies by Colin Barrow”If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧:  [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

This is the second episode in a mini series exploring entrepreneurship and business mindedness Zak & Emma are joined by Darryl and Sam who have both managed to turn their lives around after turbulent beginnings. Sam started with a bucket and sponge and now runs ‘Genuine Futures’ who seek to ‘support individuals in our communities, who may have faced difficult obstacles and barriers in their lives which have prevented them from achieving their full potential’ - While Darryl, a former 41 year career criminal, is now using his lived experience to give inspiring talks and help others through his own venture, ‘Crime Guardians’Darryl & Sam are both ambassadors of ‘Entrepreneurs Unlocked’ who were featured on the previous episode. David from Entrepreneurs Unlocked joins us again to field a listener question from Moe USEFUL LINKS:Genuine FuturesCrime GuardiansEntrepreneurs UnlockedClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧:  [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

This is the first episode in a mini series exploring entrepreneurship and business mindedness To start the episode, Emma asks Zak about how he turned 3 prison sentences into a positive and was able to use his lived experience to carve a new path for himself. Zak opens up about the skills he learned inside and how he managed to change his mindset and his social circle to become an award winning entrepreneur and broadcaster Also joining Zak & Emma on this episode is David Morgan from ‘Entrepreneurs Unlocked’ who aim to create pathways for individuals on society’s margins to thrive through entrepreneurship. David tells us about the work he does in prisons and gives some advice on how to get started in the world of business, he also fields a question from John in HMP BrixtonUSEFUL LINKS:Entrepreneurs UnlockedXconversationClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

The ‘Prisoner Banking Programme’ allows eligible prisoners to apply for a basic bank account whilst in custody. Sentenced prisoners with no more than 6 months and no less than 6 weeks left until their release are encouraged to reach out to see if their prison supports the schemeWe spoke with the New Futures Network about the ‘PBP’ back on Episode 11 and are now delighted to welcome Emma & Adam who work for one of the 7 banks that are partnering with prisons to support the scheme. Emma & Adam tell us why it’s so important to have a bank account, how to get a bank account set up and what to do with any existing accounts while you’re in custody USEFUL LINKS:Prisoner Banking ProgrammeNew Futures Network“Why bank accounts are crucial for prison leavers..”Clean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧:  [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

On this episode, Zak & Emma are joined by the brilliant Steph from the ‘Good Money Tribe’Steph was never educated around money and after making her own financial mistakes she decided to dedicate her career to learning everything she could about financial literacy. She set up the ‘Good Money Tribe’ who have helped over 30000 people to reduce money stress and become more comfortable with their financesHere, Steph shares her story and some excellent hints and tips to help you fix up your financesUSEFUL LINKS:Good Money TribeClean SlateQuids In MagazineIf you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at...📧: [email protected]💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XFThis episode is hosted by...Zak - The award-winning co-presenter of NPRs 'Life After Prison' PodcastEmma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomesYou can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here:https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

With the cold months really setting in, it’s extra important to make sure you're as energy efficient as possible to save some pennies but more importantly, to make sure that you remain warm and safe at home; National Energy Action are the national fuel poverty charity aiming to ensure that everyone in England, Wales & Northern Ireland can achieve that level of warmth and safety and to help every one of the 6 million people currently suffering from fuel poverty Joining us on the show is the lovely Zora from NEA and she has some great tips to be more energy efficient but also some ‘must do’s’ if you're moving in to a new property to ensure you don’t get stung with charges further down the line. USEFUL LINKS: National Energy Action Clean Slate Quids In Magazine Quids In - Heat, Light, Power & Water   If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.

It’s a brand new series of Money Mondays! Zak & Emma are refreshed after their festive break and gearing up to give you another year of hints, tips and financial support Every year, over 2000 people are released from prison after serving long sentences. Adapting to life after release always comes with challenges but these can be amplified if you’ve been away for a prolonged period of time. The Hardman Trust are here to help you with that transition, they offer specialised support that can start in prison and continue on your release. They feature a range of services from letter writing, to signposting and even financial grants. Suzanne from The Hardman Trust joins us on this episode to give a bit more detail on the help they can provide and how to access it  USEFUL LINKS: The Hardman Trust  The Hardman Directory  Clean Slate Quids In Magazine If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.

The 18th - 24th November is 'Safer Gambling Week' - A cross-industry initiative to promote safer gambling in the UK & Ireland Gambling can have a huge effect on your finances as our guest Ben found out first hand. Ben's gambling started small before spiralling out of control and eventually culminated in a prison sentence after stealing from his employer to fund his addiction.  Ben now supports people who are suffering with similar issues. His work includes ‘Time Out’ which is a gambling recovery service in Nottingham, through ‘Double Impact’ and he co-hosts ‘Hold or Fold’, a gambling focussed podcast also produced by the ‘Prison Radio Association’ USEFUL LINKS: Hold or Fold Podcast Gamcare Gordon Moody Reframe Coaching Gamlearn Double Impact Breakeven Quids In Magazine Clean Slate   If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.

When you first land in prison, contacting your bank and creditors may well be towards the bottom of your list of priorities. However, once you’re a bit more settled you can make life easier on yourself and reduce stress by ensuring your bank is aware of your current circumstances. This could stop your accounts going dormant, reduce charges/interest and make it more likely that you have banking in place for your release. On this episode, Barry from the brilliant organisation ‘Ingeus’ is here to remind us what steps you could take whether you’re at the start, middle or coming to the end of your sentence USEFUL LINKS: Ingeus  Stepchange National Debt Line Job Centre Unlock - Managing a bank account in prison  Prisoner Banking Programme Quids In Magazine Clean Slate If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.

We have mentioned benefit checkers on Money Mondays in the past and to tell us a bit more about what they are and how they work is David from the amazing organisation 'Turn2us' We want to ensure that the money YOU’RE entitled to doesn’t make up the £30 BILLION that goes unclaimed every year. David has loads of great info on how to make the most of benefit checkers, what grants you could be eligible for and how your family could get more support while you’re in prison Plus! The PIP helper David alludes to is now LIVE! The link for that is below  USEFUL LINKS: Turn2us Turn2us PIP Checker Quids In Magazine Benefits Checker Clean Slate Housing Benefit If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/ Hosted on Acast. See acast.com/privacy for more information.

Money Mondays on a…….Tuesday!? What is this sorcery?? Well, it just so happens that National Prison Radio has another podcast that drops on a Tuesday too and we’d love to tell you all about it ‘Outside In’ is a brand new podcast hosted by people who learnt their trade working with National Prison Radio in HMP Brixton. They share the inspirational stories of people who have links with the Criminal Justice System as well as speaking to the organisations that can help you on release. The ‘Outside in’ team recently caught up with Ian who had used the service of Catch 22, a brilliant organisation that we featured right here on Episode 26 of Money Mondays. We thought we’d take this opportunity to introduce you to Nico, Richie & Louis from the ‘Outside In’ team while reminding you of the excellent work of Catch 22. You can listen to ‘Outside In’ wherever you get your podcasts  USEFUL LINKS: Outside In Podcast  Catch 22 Quids In Magazine Clean Slate   If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.

This week is ‘World Savings Day’ so Zak & Emma are putting on their thrift caps and letting you know why it’s important to save, how to build a savings habit and how to get started in today's tough economic climate Zak shares why having that ‘rainy day fund’ was super important to him this week and Emma opens up about how having money put away has allowed her to have a more fulfilling life    USEFUL LINKS: Quids In Magazine Budget Planner  Clean Slate World Savings Day   If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.

Zak & Emma have talked about debt many times on Money Mondays but this has usually centred around debts you can accumulate outside of prison. On this episode they are looking at what happens if you fall in to debt while you’re in prison  Zak explains how easy it can be to have your prison debts spiral out of control, addressing the potential dangers of this and also looks at ways to avoid falling into this situation and what to do if it happens to you  USEFUL LINKS: Prisoners Families Quids In Magazine Clean Slate If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.

Prison and poverty are often interlinked. On this episode we are investigating those links - Why are you more likely to end up in Prison if you're from a deprived area and what can be done about the situation? Joining us to give us some more context to this is Morgan from the amazing organisation, the 'Joseph Rowntree Foundation' - Morgan gives us some chastening statitics, tells us why things are the way they are and explores some potential solutions to the problem. USEFUL LINKS: The Joseph Rowntree Foundation Help with prison visits scheme Quid's In Magazine Clean Slate  If you would like to get in touch with Money Mondays and ask us a question, suggest a topic or start a conversation, you can E-mail us at... 📧:  [email protected] 💬 DM us: @afterprisonpod on Instagram, Twitter and TikTok ✉️ Write to us: Life After Prison, National Prison Radio, HMP Brixton, London SW2 5XF This episode is hosted by... Zak - The award-winning co-presenter of NPRs 'Life After Prison' Podcast Emma - Works for 'Clean Slate' & their money skills resource 'Quids In' - Who provide information and support to people on lower incomes You can find out more about the work of the 'Prison Radio Association' and 'National Prison Radio' here: https://prison.radio/   Hosted on Acast. See acast.com/privacy for more information.