PODCAST · religion
Rooted in Abundance: Faith, Money and Motherhood
by Megan
Rooted in Abundance: Faith, Money, and Motherhood is a podcast where we explore how faith can transform your finances and family life. Join Megan Lokitis, CFP® for practical tips, encouragement, and faith-filled insights to help you optimize and align your money with your values and embrace true wealth found in God's truth.
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Kickstart Your Faith + Finance Journey with These 3 Money Lessons
Send a textIn this raw and honest episode, I'm exposing three powerful truths I'm learning as I journey deeper into faith-first finance. Listen to see if you agree -- and start putting them into practice today to see how it can transform your financial life!Resources Mentioned:Simple Money, Rich Life by Bob & Linda Lotich – Grab your free copy (just cover shipping).AUM Financial-Statement Spreadsheet – Download a simple “Assets Under Management” tracker on Megan’s website.Take the Survey – Share your thoughts and priorities with Megan for upcoming Fall projects (anonymous!).Podcast Episode 18 - "When God Does the Math: What Happens When You Trust Him with Your Money" with Sarah GroenScripture References:Ecclesiastes 11:2 (NIV)Proverbs 31: Kindle for the entrepreneurial spirit.Romans 12:2 – transformation by renewing your mind.Next Steps:👉 Download the AUM spreadsheet👉 Grab Simple Money, Rich Life👉 Take the anonymous surveyReminder:If you love this episode, please leave a review or share it with a friend to help grow our community!Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Decluttering the Heart and Home: Rhythms of Grace and Intentional Living with Mollie Donghia
Send a textIn today's episode, Megan is joined by Mollie Donghia of This Evergreen Home, a blog and online space dedicated to faith-filled family life and intentional rhythms. Mollie shares how she and her family made the shift to a simpler lifestyle—not out of trend, but out of a deep desire to live with purpose and peace.The conversation covers:How frugality and faith can lead to freedom, not restrictionMolly’s real-life rhythms for creating calm in a home with four young kidsPractical tips for decluttering your home and your heartWhy reducing decision fatigue matters more than you thinkHow simplifying actually leads to a feeling of calm and overwhelming peaceWhy it's so important to give yourself grace as you move through different seasons in lifeWhether you’re overwhelmed by clutter, craving more peace in your daily routine, or longing to live more intentionally, this conversation will leave you encouraged and equipped to take the next small step.Links & Resources:Mollie and her husband's blog: ThisEvergreenHome.comFollow Mollie on Instagram: @thisevergreenhomeEcclesiastes 3:1 "For everything there is a season, a time for every activity under heaven."Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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5 Money Lessons for Teenagers: What I Wish I Knew Before Graduation
Send a textGraduation season is here—and whether your child is heading to kindergarten or college, the transitions this time of year stir up big emotions and big questions.In this episode, I’m speaking directly to teens and their parents—sharing 5 foundational money lessons I wish I had understood earlier in life. These aren't just financial tips—they’re biblical principles for building a life of freedom, purpose, and impact.Even if you think “my teen isn’t ready for this yet,” I encourage you to listen in and plant the seeds now. These lessons will serve them far beyond their teenage years.What we cover in this episode:Why delayed gratification leads to grown-up freedom What it means to “live below your means” (and why it’s more powerful than it sounds)A simple 10-20-70 framework for teens just starting to earn moneyWhat is compounding interest and why it is so important to understand this key financial principle now because time is on your sideWhy generosity brings joy and fulfillment and how you can start experiencing it for yourself todayUnderstanding that your true worth is found in Christ - not in your paycheck or your possessions Resources & Mentions:The Marshmallow Experiment Local Charlotte nonprofit spotlight: Shine Teens Free tools/newsletter sign up: Her True WealthWhether you're a mom wanting to pass on godly wisdom or a teen tuning in yourself—this episode is for you. Let’s help this next generation walk in financial wisdom, freedom, and purpose—grounded in truth.Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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When God Does the Math: What Happens When You Trust Him with Your Money
Send a textIn this powerful episode of Rooted in Abundance: Faith, Money, and Motherhood, Megan sits down with special guest, Sarah Groen, to dive into the deeper meaning behind God's math.Together, Megan and Sarah explore the intersection of faith and finances, the freedom found in financial discipline, and how trusting God over money can lead to unexpected outcomes. Sarah shares her personal journey and real-life stories of obedience, generosity, and God's creative provision.You’ll hear how small steps of faith can build deep trust in God, how to listen for His voice in financial decisions, and why aligning your money with your faith can lead to true freedom. If you’ve ever felt torn between financial "logic" and spiritual conviction, this conversation will remind you that God’s economy is one of abundance, generosity, and unfailing provision.What You’ll Learn in This Episode:Why the self-sacrificial nature of motherhood reflects God's heartWhat “God’s math” really means—and how it plays out in daily lifeThe importance of small acts of obedience in building trust with GodWhy generosity is a key part of experiencing abundancePractical ways to hear God’s voice in financial decisionsEncouragement for choosing trust in God over trust in moneyResources & Links:Connect with Sarah on InstagramSarah's recommended reading list on her websiteDavid Guzik's study on JoshuaConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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When God Speaks Through Friendships: Finding Clarity in Seasons of Longing
Send a textHave you ever felt like you were made for more—but had no idea what the next step looked like? In this heartfelt episode, we’re talking about the longing so many of us feel in our spirit, and how God often answers our questions through the people He places in our lives.I’m sharing my personal story of wrestling with restlessness before leaving my career, and how God used key friendships to confirm His direction when I needed it most. From surprise text messages to long-lost books sitting on a shelf, this episode is full of encouragement for the woman who feels stuck, uncertain, or overwhelmed by what’s next.You’ll learn:Why that longing for “more” isn’t selfish—but actually God-givenHow to recognize when God is using a friend to speak into your lifePractical encouragement to discern next steps when you’re in a season of waitingThe importance of being that friend to someone else, tooWhether you’re in a season of transition or just feeling stuck, I hope this conversation reminds you that God sees you—and He often sends help in the form of people who love you.Resources Mentioned:Restless by Jennie AllenBelieving Bigger by Marshawn Evans DanielsStart here if you're feeling held back by financial unknowns.Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Serving Made Simple: Practical Ways to Serve Together as a Family with Elise Fraser
Send a textIn this episode, Megan welcomes Elise Fraser—mom, community-builder, and creator of Serving Made Simple—to talk about raising generous kids and making service part of everyday family life.Elise shares how her mother’s illness shifted her priorities and sparked a deeper purpose: helping families raise kids who notice needs and take action. She tells the story of her 4-year-old daughter who raised over $2,000 for housing and clean water in Africa—just by painting and selling rocks. Since then, their efforts have grown into nearly $20,000 raised.Together, Megan and Elise explore how you can nurture generosity in your children without needing more time or money—just simple conversations, small actions, and a little intention. You’ll hear why educating your kids about community needs is key to sparking compassion and empowering them to make a difference.You’ll walk away with:Encouragement to trust your child’s instincts and ideasEasy ways to talk about generosity and service as a familyA peek into Elise's Serving Made Simple guide—packed with 18 kid-led service ideas, conversation prompts, and moreRemember - your kids are more capable than you think—and service can start today!Connect with Elise and Explore her resources:Instagram: @eliselfraserElise's resources: grab a free serve idea + explore her "Serving Made Simple" guide here!Website: Get to know more about Elise hereConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Your Debt Has Been Paid In Full: How God's Redemption Applies to Your Financial Life, Too
Send a textThis week on Rooted in Abundance, we’re preparing our hearts for Easter—through the lens of the cross, God’s provision, and how His ways impact your financial life.If you’ve ever wrestled with shame, fear, or overwhelm around money…If you’ve ever wondered how to trust God more with your finances…If you’re longing to live a life that reflects God’s truth, even in the small, everyday decisions—this episode is for you.Inside, we explore:The ultimate debt that Jesus paid on your behalfHow God’s multiplication principle applies to your moneyThe mindset shift that helps remove emotion from moneySimple ways to honor God with your money that you may not have been taught growing upStories from Scripture that remind us: God provides, even when it doesn’t make sense.Let this be an encouragement to your heart and a practical reset for your finances this Holy Week.Free Tools to get you started on a path to wise financial management:A 5-Step Guide to help you build a solid financial foundation so that you can step boldly into God's calling.Money Saving Checklist if you want to start saving $500-1,000 per month on averageAligned Spending Template - our budgeting template that helps you track and align your spending with what matters most in your life1-Page Investing Cheat Sheet - if you're not sure where to start on your investing journeyConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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3 Tax-Smart Accounts Every Family Should Know About
Send a textIn today’s episode, we’re diving into one of the most powerful but often overlooked strategies for building wealth: tax-smart accounts. From Roth IRAs to Health Savings Accounts (HSAs) and brokerage accounts paired with Donor Advised Funds, I’m walking you through my top three favorite accounts that can create long-term impact for your family’s financial future.But first, we’re looking at what Jesus says about taxes in Matthew 22:21 and how that shapes our perspective as faith-filled stewards. Spoiler alert: being tax-wise doesn’t mean cutting corners—it means managing well with integrity.We'll explore:Why focusing on lifetime tax strategy (instead of just one year) mattersThe historical context of tax rates How to prioritize tax-free growth via Roth accounts in your long-term planThe triple tax benefit of a Health Savings Account (HSA) - yes, triple!And how to pair a brokerage account with a Donor Advised Fund for strategic givingBy the end, you’ll have practical next steps to start making smart, faith-aligned moves with your money.🔗 Resources & Links Mentioned:Matthew 22:21 — “Render to Caesar the things that are Caesar’s; and to God the things that are God’s.”2025 Roth IRA Income LimitsBackdoor Roth IRA Strategy Overview (Fidelity)List of Qualified Medical Expenses for HSAs (Lively HSA)HSA Contribution Limits & EligibilityIntro to Donor Advised FundsConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Safe, Clean, and Budget-Friendly: An 80/20 Approach to Affordable, Low-Tox Swaps in Your Home
Send a textIn this episode, Megan is joined by Felicia Long, the creator of The 80/20 Holistic Home and justalittlescrunchy Instagram page, as she shares her passion for holistic living and how to make your home a safer place for your family. She offers practical tips on low-toxic living, focusing on how to create a healthier home without sacrificing quality or breaking the bank.What you’ll learn in this episode:The health impacts of conventional cleaning products and why making the switch is essential.Simple, cost-effective DIY cleaning solutions using everyday ingredients like baking soda, vinegar, castile soap, and hydrogen peroxide.How to embrace the 80/20 mindset to make sustainable, manageable changes in your home without feeling overwhelmed.Tips for reducing plastic use in the kitchen and avoiding microplastics in your food.Practical steps to start small and make impactful, toxin-free changes that benefit both your health and your wallet.Don’t miss this episode if you’re looking to:Start making DIY low-tox swaps without overwhelming yourself.Find affordable, effective alternatives to toxic cleaners.Embrace the 80/20 approach to create a cleaner, healthier home.Resources mentioned in this episode:Free Low Tox Cleaners Recipe BookFree Kitchen Swaps GuideCastile Soap - Amazon linkFelicia’s Podcast - The 80/20 Holistic HomeTune in for actionable tips, encouragement, and simple steps to start embracing a lower-tox lifestyle without the overwhelm.And if you’re looking for more - check out Megan's recent guest episode on Felicia’s podcast to learn about “Crunchy Moms and Money”.Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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From Pregnancy to Motherhood: Encouragement & Financial Tips for New Moms
Send a textHost, Megan Lokitis's sister is expecting her first baby this week! With this special moment on her heart, this episode is dedicated to encouraging all expectant moms. Whether you are preparing for your first baby or adding another little one to your family, this episode offers valuable insights and support.Motherhood is an incredible journey, full of joy, challenges, and unexpected turns. In this episode, Megan shares encouragement, personal lessons learned from her own birth experiences and practical money-saving tips for new parents.If you know an expectant mother, send this episode her way—it is filled with comfort, reassurance, and financial wisdom to help prepare for this new season.This episode covers:The unpredictability of birth and why releasing control is so importantFinding peace and trusting God in the journey of motherhoodWhy balance isn’t the goal—aim for harmony insteadHow to give oneself grace in the newborn seasonPractical money-saving tips, including registry discounts, cash-back apps, secondhand finds, and meal prepThe benefits of opening a 529 college savings plan earlyLinks & Resources:Rakuten Referral Link – Get $30 Cash BackWild Symphony - a childrens book by Dan BrownMoney-Saving Checklist for New MomsEpisode #7: My Favorite Financial Accounts for KidsBlog: How to Save and Invest for Your Kids: 529s, Roth IRAs, and MoreI hope this episode encourages and supports you in your motherhood journey. You were made for this! If you enjoyed this episode, be sure to subscribe and leave a review—it helps more moms find encouragement and financial wisdom.Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Living Life on Purpose with Hayley Furgeson
Send a textIn this episode of Rooted in Abundance: Faith, Money, and Motherhood, Megan is joined by Hayley Ferguson, host of The Fulfilled Christian Woman podcast and a positive psychology coach. Haley shares her powerful testimony of overcoming personal struggles, including divorce and financial hardship, and how she found hope and fulfillment in Jesus.In this episode, you'll hear:Haley’s journey through hardship and how she rebuilt her life with faithWhy placing hope in Jesus is the key to true fulfillmentThe difference between living for a purpose vs. living life on purposePractical strategies for maintaining faith and joy in difficult seasons.The role of gratitude and community in personal growth.How Haley became a positive psychology coach and her advice for women feeling lost or overwhelmed.Bible Verse Mentioned: "Hope deferred makes the heart sick, but a desire fulfilled is a tree of life." – Proverbs 13:12Connect with Haley:Website: https://www.applepie.life/Podcast: The Fulfilled Christian WomanConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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From Impulse to Intention: The Science Behind Retail Therapy and How to Spend with Purpose
Send a textIn this episode of Rooted in Abundance: Faith, Money, and Motherhood, Megan dives into:The science behind retail therapy – Why shopping feels good in the moment but often leaves us feeling empty.The cycle of emotional spending – How impulsive shopping can become a coping mechanism and derail financial goals.The power of purpose – How shifting from impulsive spending to purpose-driven choices creates lasting fulfillment.Practical strategies to break free from emotional spending and align your finances with your values.Faith and financial freedom – How finding joy beyond material possessions leads to greater peace and purpose.If you've ever felt caught in the cycle of wanting and buying, or if you're longing for more financial and spiritual freedom, this episode is for you!Resources/Tools:5 Step Guide to a Strong Financial FoundationArticle: Why Retail Therapy Makes you Feel HappierConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Living Abundantly: How to Break Free from Money Myths That Might be Keeping You Stuck
Send a textMany people unknowingly hold onto financial myths that keep them from making real progress with their money. In this episode, Megan breaks down five common misconceptions about money and shares the truth that will help you move forward with confidence.In This Episode, You'll Learn:Why waiting to save until you "make more money" might keep you stuck in the paycheck-to-paycheck cycle.The hidden cost of debt and why it’s not the shortcut to financial success you might think it is.Why investing isn’t just for the wealthy—and how you can start, even with a small amount.How budgeting actually gives you freedom (instead of restricting your life).Why generosity isn’t just for the ultra-wealthy and how you can make an impact today.Free Resources Mentioned:1-Page Investing Cheat Sheet – A quick-start guide to help you get started with investing confidentlyAligned Spending Method – Learn how to align your spending with your values and financial goals. [Download here] (insert link)5-Step Guide to Step Boldly into Your Calling – A step-by-step framework to prepare financially for God’s calling.Donor-Advised Fund Comparison Chart – A breakdown of DAF options to maximize your giving.What is a Donor-Advised Fund? – Learn how DAFs work and how they can be a powerful tool for generosity. [Read more] (insert link)Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Building Trust: Tangible Tips for Raising Financially Savvy Kids with Jess Gil
Send a textIn this episode of the Rooted in Abundance podcast, Megan introduces the show's first guest, Jess Gil - an engineer, money coach, podcast host, and fellow mom. Jess didn't realize her parents' approach to money was different until she hit college and started to notice money wasn't a topic readily discussed in her friends' homes growing up. In this episode, Jess shares stories from her upbringing and the practical financial lessons imparted by her parents, including:Their formula for allowances vs. choresHow they built trust and fostered financial responsibility from a young ageHealthy money talksIntroduction to investingA creative approach that may motivate your kids to apply for college scholarshipsHelping your kids build healthy credit early and in a safe environmentJess shares insights into how these lessons influenced her adult life and her current approach to money with her family. Where to find Jess:Instagram: @its_coach_jessDownload her free Money Talk Template and start having positive, productive conversations with your partner. Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Navigating Kids' Accounts: A Parent's Guide to Smart Saving and Investing
Send a textIn this episode of Rooted in Abundance, Megan delves into the various types of financial accounts suitable for children. She breaks down how each account works, discusses their pros and cons, and shares her personal preferences.The accounts she covers in this episode include: High-yield savings accountsDependent care FSAs529 plans for college savingsCustodial brokerage accounts Custodial Roth IRAs Life insurance for kidsShe also provides insights into why different accounts may be better suited for specific financial goals, such as short-term expenses, long-term investments, and building generational wealth. Resources and Tools:Utah My529 Plan - low cost 529 Plan, consistently highly rated by Morningstar with flexible investment optionsStates that offer a state tax benefit for using their 529 plan (for residents): you can see a full list here. Only 4 states offer a state tax deduction for the full contribution amount (Colorado, New Mexico, South Carolina and West Virginia) - see the full list to see the limited deductions offered by other states.Jamie Trull, CPA - great resource for small business finance, including hiring your kidsRaising Generous Kids - 10 Bible lessons to help nurture a giving heart in your kids. This is a free resource created by Megan for moms who want to instill generosity in their kids early onConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Raising Generous Kids: Financial Literacy from an Early Age
Send a textIn this episode of the Rooted in Abundance podcast, Megan discusses how to raise financially wise children. She emphasizes the importance of open conversations about money and introduces practical methods like the 'Three Jar Method' (save, spend, give) for teaching financial literacy at an early age. Megan shares her own experiences with her five-year-old daughter and highlights the value of early financial education, generosity, and responsible money management. The episode also explores the benefits of investing for children and engaging them in charitable activities. By involving children in financial decisions and fostering a positive relationship with money, parents can instill values such as generosity, patience, responsibility, and self-control. Tune in to discover how to align your finances with faith and help your children develop a healthy financial mindset.Resources:A free and simple devotional to use with your kids: Raising Generous Kids: 10 Bible Lessons to Instill a Giving HeartThe Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart about MoneyConnect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Simplifying Tax Season: Avoid Common Mistakes with Confidence
Send a textIn this episode of the Rooted in Abundance podcast, Megan guides listeners through the essential steps to prepare for tax season. She shares practical tips, common pitfalls, and expert insight on choosing between self-filing and using a tax professional. Megan highlights the importance of reviewing your return, how to read the 1040 form and common mistakes to avoid when using strategies like a backdoor Roth IRA, qualified charitable distributions, and maximizing HSA contributions. Free Tools and other Resources: Tax prep checklist to help as you gather your documents for tax filingConsider using Rakuten to earn cash back when you shop. They have a 5% cash back deal for Turbo Tax right now, plus Turbo Tax has a 20% off deal at the moment. You can use my referral link here to receive a $30 sign up bonus for using Rakuten. FreeTaxUSA was mentioned recently as a potentially free way to file your Federal return (state is a paid service). I cannot vouch for the service, but you can explore it here. (this is not an affiliate link)Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Learn to Thrive in a Consumer Driven World
Send a textDo you ever feel stuck in the cycle of consumerism—always chasing the next thing but never feeling fulfilled? You’re not alone, but the good news is that it doesn’t have to be this way.In today’s episode, Megan dives into practical steps to invite God into your financial journey and shift from a mindset of lacking to one of abundance. She'll share how gratitude can change the way you see your finances, how aligning your spending with your values creates freedom, and how you can find true joy and peace when your money foundation is built on solid ground.It’s not about perfection, and it’s certainly not about guilt. It’s about taking small, meaningful steps toward a life of financial freedom and abundance—grounded in God’s truth.You’ll learn:How to invite God into your finances and start trusting Him with your moneyA simple gratitude practice to transform your mindsetWhy aligning your spending with your values is the key to lasting peace and joyThe opportunities and freedom that is ahead of you when you have a strong financial foundation in place - saving and investing gives you the freedom to say "yes!" when God's calling becomes clear.If you’re ready to leave behind the weight of what culture says is important, and step into the abundant life God has for you, this episode is for you.Free tools:Net Worth Template - track all of your assets and liabilities in one placeAligned Spending Method - try the budgeting template to see if this method works for you, as you do the work to align your spending with what you truly valueHow to Financially Prepare for God's Calling - A 5-step guide to help you achieve financial confidence and step boldly into the purpose God has for your life. Scripture References:Mark 12:41-44: The widow’s faith and generosity despite her poverty.Philippians 4:12-13: Paul’s testimony of contentment in all circumstances.Matthew 25:14-30: The parable of the talents and being faithful stewards.✨ Let’s connect!Subscribe to the podcast and follow along for faith-based encouragement and practical financial strategies.Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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From Two Incomes to One: How We Financially Prepared for God's Calling
Send a textIn this deeply personal episode of Rooted in Abundance: Faith, Money, and Motherhood, Megan shares her family’s journey of preparing financially to go from two incomes to one so she could leave a successful career and stay home with her children. Speaking directly to moms who feel a stirring in their hearts to pursue God’s calling—whether it’s staying home, starting a business, or something else entirely—Megan reflects on the fears, sacrifices, and ultimate peace she found by trusting God’s plan.Listeners will walk away with practical steps and spiritual encouragement to help prepare for your own transitions, including how to align your finances with your faith and values.What You’ll Learn in This Episode:Recognizing the Stirring on Your Heart: How to discern and respond to God’s voice in your life.Overcoming Fear: Facing the financial and emotional fears of transitioning to one income.Spiritual Preparation: The role of prayer, journaling, and diving into God’s Word in making this life-changing decision.The Power of Alignment: How getting on the same page with your spouse strengthens your decision-making and peace of mind.Practical Financial Steps:Tracking every dollar and understanding cash flow.Identifying and cutting unnecessary expenses to align with your values.Simplifying your lifestyle to save money and reflect your priorities.Understanding how to leverage assets you may already have in an emergencyResources Mentioned in This Episode:Free Guide: Trusting God’s Calling: 5 Steps for Financial PreparationChecklist: Money Saving ChecklistDaily Devotional Journal: "100 Days of Believing Bigger"Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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Finding Courage: Lessons from 2024 and Bold Steps for 2025
Send a textAre you wrapping up the year feeling a mix of gratitude and “what could I have done differently”? In this episode, Megan takes you behind the scenes of her biggest wins and missteps in her biggest year of transitioning from corporate life to mom life—lessons that might resonate with your own journey. From learning to embrace God’s timing to stepping out of comfort zones, this conversation will leave you inspired to reflect on your own year and prepare for what’s next.You'll also hear a sneak peek at exciting plans for 2025, including resources and strategies to help you align your finances with your faith and values. Whether you’re celebrating big wins or wrestling with unmet goals, let’s look forward to the new year with hope, intentionality, and trust in God’s provision.In This Episode, You'll Learn:How reflecting on what worked (and what didn’t) can set you up for growth.Why imperfect steps of faith still lead to incredible outcomes.How trusting God’s timing can transform how you view “success.”Key lessons on aligning your life with your values—and the surprising places you might be holding back.A sneak peek at exciting plans for 2025, including workshops, courses, and ways to connect!Resources Mentioned in This Episode:Join my free email community for financial tools, faith-based encouragement, and updates.Connect with me on Instagram and Facebook: @HerTrueWealthReflect on Your Year:After listening, take a moment to consider your own wins and lessons from 2024. What is God teaching you through this season?Where to go next:Subscribe, leave a review, and share this episode with a friend who might need encouragement as they reflect on their year and prepare for 2025!Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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From Burnout to Breakthrough: Aligning Faith, Family and Finances
Send a textIn the first episode of Rooted in Abundance: Faith, Money and Motherhood, Megan shares her personal journey from a corporate career in wealth management to becoming a stay-at-home, homeschooling mom, and how faith played a transformative role in that transition. She also introduces the vision for this podcast—combining practical financial strategies, faith-centered encouragement, and conversations about motherhood, money, and purpose.Key Takeaways:Taking a leap of faith: Transitioning from a successful financial career to a purpose-driven, family-centered life.The power of aligning your finances with your values and God’s calling.The heart behind this podcast: helping you steward your money, faith, and family in abundance.Resources & Links:Follow me on Instagram: @hertruewealthConnect on Facebook: Her True WealthLearn more about Skillpop mentioned in this episode: Skillpop WebsiteSign up for Her True Wealth's free newsletter which is sent out every Friday: Join HereSubscribe now to the Rooted in Abundance podcast so you don’t miss upcoming episodes packed with faith-driven financial strategies and encouragement! Be sure to sign up for the newsletter and follow Megan on Instagram and Facebook for more insights.Let’s embrace a life of purpose and abundance together! 🌱Connect with me: Visit my website to learn more. Wondering how to make sure you're prepared financially for the life God is calling you towards? Grab my free 5-Step Guide here. Join my email community for financial tools, faith-based encouragement, and updates. A fresh newsletter goes out every Friday. Connect with me on Instagram and Facebook: @HerTrueWealth Disclaimer: The information provided in this podcast is for educational purposes only and should not be considered financial, tax, or legal advice. Please consult with a qualified professional regarding your specific situation.Disclosure: Some links mentioned may be affiliate links, meaning I may earn a small commission at no extra cost to you if you make a purchase through them.
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ABOUT THIS SHOW
Rooted in Abundance: Faith, Money, and Motherhood is a podcast where we explore how faith can transform your finances and family life. Join Megan Lokitis, CFP® for practical tips, encouragement, and faith-filled insights to help you optimize and align your money with your values and embrace true wealth found in God's truth.
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Megan
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