PODCAST · business
The Sound of Money by Santosh Sirur
by Santosh Sirur
'The Sound of Money' by Santosh Sirur delves into Economy, Personal Finance, Banking and issues peripherally connected to Money. One of the top performing podcasts, featuring Stalwarts and legends from the investment and finance industry. The podcast has segments like 'Leadership Unplugged' where in we speak to CEOs, CIOs, CXOs and likewise understanding their view on Money and more.
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Ep-98 | How to Balance Saving & Living Life | Amit Trivedi on Wealth & Mindset
In this episode of The Sound of Money, host Santosh Sirur sits down with Amit Trivedi, a renowned financial educator, author, and trainer who has impacted over 4000+ individuals through his practical approach to money and life.Amit Trivedi is the author of multiple insightful books like The Price of Ignorance, Riding The Roller Coaster, and Moneywise, where he simplifies complex financial concepts into real-life lessons. What you’ll learn in this episode:The journey of building Karmyog Knowledge AcademyHow to develop a powerful personality that connects with audiencesThe real meaning behind “The Price of Ignorance”How to balance financial independence vs living in the momentThe most common “aha moments” people experience about moneyPractical financial advice every 20-year-old must follow💡 This conversation is packed with actionable insights, relatable stories, and timeless financial wisdom that can change the way you think about money.If you want to avoid costly mistakes and build a smarter financial future, this episode is a must-watch. About Santosh Sirur:Santosh Sirur has over 20 years of experience in Private Banking and is currently based in INDIA. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Master's Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies,he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development.Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused onbusiness and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers.
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Ep-91 | Retirement Planning, Mutual Funds & Financial Freedom : Insights from Dr. K. S. Rao
In this episode, we sit down with Dr. K. S. Rao, one of India’s most respected voices in financial education and mutual fund awareness. With over three decades of experience in the BFSI industry, Dr. Rao has transformed the way India understands saving and investing.We talk about his inspiring journey, from studying in a Jila Parishad school to pursuing leadership programs at Harvard Business School. He shares his thoughts on whether one should do an MBA before or after gaining work experience, the importance of financial literacy in India, and how the mutual fund industry will shape the next decade.Dr. Rao also opens up about his book “The Retirement Planning Manifesto,” explaining why every individual should plan early for a secure financial future.If you’re someone who wants to build a smarter relationship with money or learn from a leader who has educated millions, this episode is a must-listen. Tune in to hear:Dr. Rao’s inspiring life journeyKey lessons from his 30+ years in financeInsights from his book on retirement planningThoughts on the future of mutual funds in India🔔 Don’t forget to like, share, and subscribe for more episodes on smart money, honest advice, and stories from India’s top financial minds.
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EP-92 | The Hidden Side of TV Journalism No One Talks About | Vikram Oza
In this episode of The Sound of Money, we sit down with Vikram Oza,a seasoned news anchor, presenter, and senior editor with years of experience across radio, television, and digital media.From the early days of radio to becoming one of the most recognizable faces on Indian television, Vikram shares his journey, his take on the realities of TV journalism, and how he continues to stay relevant in a world where everyone can be a journalist.We also discussed about:👉 The truth behind the “glamour” of television news👉 Why modern news often sounds like noise👉 Balancing personal brand vs media brand as an anchor👉 The role of empathy in delivering the news👉 The future and scope for young journalists entering the fieldWhether you’re a journalism student, media professional, or just curious about how the news industry really works, this conversation will give you a rare, inside perspective from one of India’s most respected voices in broadcast journalism.🔔 Don’t forget to like, share, and subscribe for more episodes on smart money, honest advice, and stories from India’s top financial minds.
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EP 90 | Money, Mistakes & Early Retirement: Personal Finance MasterClass
Today on the podcast, we’re joined by a Financial Mentor & Coach with 30+ years of experience across diverse fields,the driving force behind the edutech platform Financially Smart and the fintech platform MoneyPrastha.com.Her mission is simple yet powerful: “Make the Complex Simple” and empower professionals, CXOs, doctors, celebrities, entrepreneurs, and advisors to make smart, informed financial decisions.In this conversation we cover:⟶ Her new book and the lessons inside it⟶ Why many women aren’t the decision-makers in investing & how to change that⟶ Common financial mistakes people make and how to avoid them⟶ Are money and emotions really two different tracks?⟶ Her best advice for young investors starting out⟶ Her take on the growing trend of “early retirement”If you’ve ever wondered how to preserve, grow, and protect your wealth — or how to become financially literate and independent — this episode is packed with practical insights.About Our Guest:With a passion for financial literacy, she’s on a mission to enhance the quality of financial education and improve the lives of 1 million people globally through her courses, workshops, and thought leadership. Her mantra: Financial Literacy = Financial Self-Defense.🔔 Don’t forget to like, share, and subscribe for more episodes on smart money, honest advice, and stories from India’s top financial minds.
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EP 89 | From Mutual Funds to Crypto: A Masterclass in Wealth | Joydeep Sen on Sound of Money
In this power-packed episode, we sit down with Joydeep Sen, a financial services expert with over 25 years of industry experience, including 13 years as Senior Vice President at BNP Paribas Wealth Management.Since 2017, Joydeep has been shaping financial literacy in India through 573+ published articles, 4 insightful books, and regular appearances on CNBC's Mutual Fund shows. He is also a visiting faculty at IMT Ghaziabad and a Certified Financial Planner with a mission to simplify wealth for the common man. What we unpack in this episode👉 How to evaluate risk and return in mutual funds👉 The harsh truth: How real is misselling today?👉 Direct stocks vs Mutual Funds – which is right for you?👉 Should you invest in debt or equity?👉 Is crypto still worth talking about?With awards like “100 Most Influential BFSI Leaders” and “Most Admired BFSI Professionals”, Joydeep brings the experience of Wall Street and the heart of a teacher. Whether you're a new investor, finance student, or someone looking to take control of your wealth, this conversation is packed with value.🔔 Don’t forget to like, share, and subscribe for more episodes on smart money, honest advice, and stories from India’s top financial minds.
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EP 87| From IT Consultant to Award-Winning Filmmaker | Devdas Nayak on The Sound of Money
In today’s episode of The Sound of Money podcast, we have an engaging conversation with Devdas, a 29-year-old IT professional-turned-filmmaker whose journey from corporate consulting to the world of independent cinema is nothing short of inspiring. From growing up in Mulky to winning awards for his debut film Tarpana, Devdas opens up about what it really takes to follow your creative calling while balancing a full-time job.In this episode, we begin by exploring Devdas’s professional background and how his long-standing interest in storytelling gradually evolved into a serious pursuit of filmmaking. He shares what first drew him to cinema, the films and experiences that shaped his early vision, and whether he had any hands-on experience with film sets before launching his own project.We then dive into the dual life he led—juggling a demanding IT job while developing Tarpana—and how he managed his time, resources, and mindset through it all. Devdas offers a candid look at the economics behind making a film as an outsider to the industry, and how he strategically navigated each step of the creative and production process.We also talk in detail about the making of Tarpana—where the idea came from, how the script was shaped, and what the entire process looked like from pre-production to release. Devdas reflects on the recognition the film has received, the awards it has won, and what that success means to him at such an early stage in his creative career.Coming from a small town and a typical IT background, Devdas shares the challenges he faced when he first told his parents about wanting to make a movie, and how he brought them into the journey over time.At just 29, with one successful film behind him, Devdas talks about what lies ahead: future projects, creative ambitions, and what he’s building next.Whether you're a working professional dreaming of a creative pivot, an aspiring filmmaker, or someone curious about the realities behind the scenes, this episode will leave you both informed and inspired. 👉 Don’t forget to like, comment, and subscribe for more transformativeConversations on The Sound of Money.
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EP : 88 | How to Balance Work, Life & Mental Health | Jaya Row x The Sound of Money
In today’s episode of The Sound of Money, we dive into a conversation that feels more relevant than ever.How do you balance work and life, without losing yourself in the process?How do you build meaningful, lasting relationships with colleagues, bosses, or even clients?And what do you do when work just feels… hard?To help us unpack these big questions, we’re joined by a truly remarkable guest: Jaya Row.With over 45 years of experience, 10,000+ programs across 20+ countries, and an unwavering spirit — Jaya Row brings ancient wisdom from the Bhagavad Gita into our modern, fast-paced world. From boardrooms to classrooms, she’s helped some of the biggest minds at Google, Apple, MasterCard, and even forums like Davos, shift their perspective.In this episode, we talk about:How to move from transactional to meaningful connectionsWhy mental health and a corporate career don’t have to clashThe mindset shift needed to tackle burnout and overwhelmReal-life application of Vedanta for today’s challengesBuilding a sustainable inner foundation, even when the outer world is chaoticJaya’s journey is unique — from microbiology to Vedanta, from science to self-realisation — and her clarity is rare.If you’ve ever felt stuck, burnt out, or just unsure of how to find your balance in the chaos, this one’s for you.👉 Don’t forget to like, comment, and subscribe for more transformativeConversations on The Sound of Money.
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How India Can Lead Global Pharma | ENTOD's Journey & Vision with Masurkar
In this inspiring episode of The Sound of Money, host Santosh Sirur dives deep into the remarkable journey of the Masurkar family and the phenomenal growth of ENTOD Pharmaceuticals — a company that has been redefining Indian pharma since 1977.From a bold entrepreneurial start to becoming a leader in ophthalmology, ENT, and dermatological innovations, ENTOD represents more than just business success — it's a vision rooted in science, spirituality, excellence, and accessibility.What you’ll learn in this episode:The legacy, values, and vision behind ENTOD’s rise from 1977 to 2025How maverick leadership is steering the company from a volume-driven to a value-driven research ecosystem, especially in the MSME sectorThe company’s indigenous breakthroughs and commitment to research-driven innovationWhy Indian pharma is poised to lead the Global South and emerging marketsInsights on how India can build a $450B pharma industry by 2047 alignedwith the Viksit Bharat visionThe need for a India-centric approach rather than dependence on US marketsThoughts on the potential impact of US tariffs and how Indian pharma cannavigate global headwindsA deep reflection on how Indian excellence fused with global thinking andspiritual depth can shape the future of healthcareWhether you're a healthcare professional, policy maker, investor, or simply curious about the future of Indian pharma, this episode offers valuable insights into building a globally competitive yet soulfully rooted healthcare industry.👉 Don’t forget to like, comment, and subscribe for more transformativeConversations on The Sound of Money.
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How Finternet Could Redefine The Future? | The Sound of Money ft. Siddharth Shetty
In this thought-provoking episode of The Sound of Money, host Santosh Sirur is joined by Siddharth Shetty, the mind behind Finternet — a groundbreaking initiative aimed at building Digital Public Infrastructure (DPI) that can reshape the financial landscape for individuals and small businesses across the world.With a unique blend of expertise across technology, public policy, foreign affairs, and institutional design, Siddharth shares his bold vision for a future where financial ecosystems are interoperable, inclusive, and globally scalable.In this episode, we cover:↳Siddharth explains the concept behind Finternet, how it works, and why it could become the backbone for the next generation of global financial infrastructure.↳He reflects on Finternet’s recent progress, key milestones, and the kind of feedback they’ve received from stakeholders, partners, and regulators.↳Are there plans to expand globally? Will we see Finternet offices or partnerships across the world?↳How does Finternet plan to navigate compliance, regulation, and governance as it scales?↳Siddharth outlines a long-term roadmap for Finternet — one that focuses on creating socio-economic impact at scale, especially for the underserved.↳We dive into the UPI success story in India, and Siddharth shares key learnings that are informing the design and deployment of Finternet globally.If you’re interested in the future of decentralized finance, open digital ecosystems, or how India is influencing global fintech through innovation in public infrastructure — this episode is for you. Tune in to learn how bold ideas and smart technology can redefine what’s possible in finance.👇 Don’t forget to like, subscribe, and hit the bell icon to stay updated with more episodes from The Sound of Money.
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How Other Countries See Bharat & The Future of India’s Economy | Sriram Balasubramaniam
In this insightful episode of The Sound of Money*, host **Santosh Sirur* sits down with **Sriram Balasubramaniam**, a distinguished **Macroeconomist & Author**, to explore his journey, intellectual pursuits, and the evolving global economic landscape. Sriram has made significant contributions to **economic policy, global finance, and strategic research**, earning recognition at the highest levels—including an **appreciation letter from the Prime Minister of India**. 🇮🇳 In this episode, he shares his experiences, challenges, and perspectives on **Bharat’s position in the world economy**.*Key Topics Discussed:*🔹 *Receiving Recognition from the Prime Minister* – What was it like to be acknowledged by India's top leadership?🔹 *Appreciation for His Books* – How has his work been received by the academic and policy-making community? 📚🔹 *His Journey as a Macroeconomist & Author* – From research to writing, what has shaped his perspective?🔹 *The Challenges of Economic Research* – Why is in-depth analysis crucial for shaping the future?🔹 *The Significance of Chess* – How does this game connect to macroeconomic strategies and decision-making? 🔹 *Global Perception of Bharat* – How do other nations view India’s rise as an economic power?🔹 *What’s Next?* – A sneak peek into his upcoming *third book* and the themes it will explore.*Why You Should Watch This Episode:*This conversation isn’t just about economics—it’s about **vision, strategy, and the bigger picture**. Whether you're an investor, policymaker, student, or simply someone curious about **India’s role in the global economy**, this episode is packed with valuable insights!💡 *Don’t forget to LIKE, COMMENT & SUBSCRIBE* to stay updated on the latest episodes!
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EP 26| Why Graduates / Post Graduates Struggle in the Job Market (And How to Fix It)
In this enlightening episode of *The Sound of Money*, we welcome Dr. Harsimran Sandhu, a seasoned finance professional and current Professor of Finance at IMT Ghaziabad. With years of experience in the banking sector, Dr. Sandhu brings a wealth of knowledge to the classroom, providing his students with a unique blend of theoretical foundations and practical industry insights. In this episode, we explore the significant gap that often exists between academic institutions and the finance industry. Dr. Sandhu shares his perspective on why this gap persists, the challenges it creates for both students and employers, and what steps can be taken to narrow it. We discuss the importance of practical experience in finance education, the real-world skills that academic courses may overlook, and how industry veterans like Dr. Sandhu are working to ensure students are better prepared for the demands of the corporate world. Dr. Sandhu’s transition from a successful career in banking to becoming a full-time educator offers a compelling look at how academia can benefit from professionals with hands-on industry experience. He highlights the challenges of adapting traditional finance curricula to match the rapidly changing landscape of the finance sector, including emerging technologies, regulatory shifts, and evolving market trends. *What You’ll Learn:* The reasons behind the disconnect between finance education and industry demands. How hands-on experience in finance can transform the way it's taught in academic settings. The most critical skills finance students need to thrive in today’s job market. Dr. Sandhu’s journey from banking to academia and what inspired his shift in career. Strategies for bridging the gap between theoretical finance education and practical industry skills. Insights into how academic institutions can collaborate more effectively with the corporate world. If you're a finance student, educator, or industry professional interested in the future of finance education and the skills needed to excel in the finance world, this episode is a must-watch! 👉 *Don’t forget to like, comment, and subscribe* for more in-depth discussions with industry experts, covering everything from financial education to corporate finance trends and beyond.
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EP- 25 Arman Bankley on Goa’s Business Potential and Future Growth
In today’s episode of The Sound of Money, we had the pleasure of speaking with Arman Bankley, a highly accomplished leader with deep ties to Goa's business and industrial sectors. As the Director of Armines Group, a Nominated Director to the Goa Industrial Development Corporation, and a Senior Director of Business Growth at BNI Goa, Arman brings a wealth of experience to the table. He is also a Co-founder Trustee of Vibrant Goa, Hon. Sec. to Kacoda Industrial Association,and Co-founder of the Goa Exports Group, adding multiple layers of insight into Goa’s rapidly evolving business landscape. We kicked off the conversation by asking "How’s the spirit of Amazing Goa?"Arman painted a vivid picture of Goa’s unique energy, blending the state’s vibrant cultural heritage with its growing appeal as a business hub. The discussion moved on to the build-up to a major event on November 8th, exploring the growing momentum and excitement within the state, as it positions itself for a significant role in India's industrial and entrepreneurial landscape. For those considering investment or looking to set up production facilities in India, Arman shared valuable insights into what Goa has to offer. From its strategic coastal location to its skilled workforce, Goa is emerging as a key player for those looking to scale their operations in India. But the conversation wasn’t just about large-scale operations. We also discussed how young startups can thrive in Goa, exploring the potential to transform Goa from a tourism hub into a thriving business center. One of the highlights of the episode was the discussion on Goa’s new infrastructure, particularly the MOPA airport. Arman emphasized how this significant development can contribute to not only Goa’s economic growth but also India's development as a whole. The new infrastructure will play a pivotal role in boosting both tourism and business, offering unparalleled connectivity and opportunities for expansion. This episode offers an in-depth look into Goa’s evolving role in India's business landscape, making it essential listening for anyone considering investing or starting a business in Goa. Don’t miss this conversation with Arman Bankley on The Sound of Money, and be sure to subscribe for more discussions with industry experts. Chapters- 0:00- Introduction 1:21-Whats the plan for goa? 2:03-How is the build up to the event? the momentum towards Nov 08th 4:23- Whats Goa got to offer for those coming into investing, setting up production facilities in India? 8:48-For the young start-up, how can Goa make Goa not just a tourism but also a business centre? 13:21- Massive infrastructure is now built including the MOPA airport. How can this infra development help Goa in contributing to India's development as a whole? 15:56- Vision of The Late CM Manohar Parrikar
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Ep-22 | Sanjay Srivastava on Why Indian CEOs Struggle on the Global Stage
In today’s episode of The Sound of Money, we had a captivating conversation with Sanjay Srivastava, a visionary leader known for his expertise in scaling businesses, building platforms, and driving economic growth. With over 27 years of experience across sectors like urban infrastructure, technology, and financial services, Sanjay has established himself as one of Asia and India’s foremost voices on leadership and business transformation. As the former CEO of Mahindra World City, Jaipur, and a key figure in driving investments of over USD 2 billion into India’s largest integrated cities ecosystem, Sanjay shared his insights on leadership challenges faced by Indian CEOs on the global stage. He highlighted the balancing act between showcasing skill sets and navigating the complexities of a global market, emphasizing the importance of adaptability and cultural intelligence. We also talked about the future of India’s economic development. While Sanjay expressed optimism about India’s growth during the Amrit Kaal, he pointed out potential concerns, such as geopolitical risks and global economic instability. He shared his thoughts on how Indian CEOs can stay updated amidst the overload of information on social media, emphasizing the need for filtering key insights and focusing on contributing to the country’s growth. In an engaging segment, Sanjay reflected on some of his most memorable and challenging experiences, including moments of crisis management and firefighting. He delved into how he dealt with high-pressure situations, offering valuable lessons on resilience and strategic thinking. Sanjay also discussed his involvement in key government initiatives, such as "Make in India" and collaborations with the Ministry of Commerce and Industry. He shared his thoughts on the evolving partnership between the public and private sectors, stressing the need for seamless collaboration to achieve long-term success. One of the most compelling parts of the conversation was when Sanjay shared his life lessons and advice for aspiring leaders. He spoke candidly about his career path and what he would do if he were a 22-year-old today, offering a roadmap for young professionals to thrive in India’s decade of growth. This episode is filled with powerful insights on leadership, economic development, and personal growth. Tune in to hear Sanjay’s journey and his vision for India’s future, and don’t forget to subscribe for more thought-provoking discussions! Chapters: 0:00-Introduction 1:57-What are the serious leadership challenges for an Indian CEO? 5:59-Where do you see India's Economic Development Heading? 9:30-With social media, there is too much of information overload. How as a CEO/MD one can keep upto date and make a contribution to India’s growth? 12:09-Share some of your most memorable and also challenging situations, how you dealt with it? 16:28-You have worked closely on certain key Govt initiatives. How is this Pvt/public (govt) sector participation panning out? 21:20-Life lessons of Sanjay Srivastava 24:19-If you were a 22 y/o, what would your career/life plan be in India’s decade? About Santosh Sirur: Santosh Sirur has over 20 years of experience in Private Banking and is currently based in INDIA. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Master's Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies, he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development. Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused on business and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers.
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Ep 21 | Bharat's Amrit Kaal: A $50 Trillion Economy by 2047 | Ft. Ameya Prabhu
In today's episode of The Sound of Money podcast, we had an amazing conversation with Ameya Prabhu, The President of the Indian Chamber of Commerce, a multifaceted leader in both the corporate and social sectors. Ameya is the Founder and Managing Partner of UAP Advisors, Managing Director of NAFA Capital, and a recognized "Young Global Leader" by the World Economic Forum. He’s also a writer, with his book "The Rock Babas and Other Stories" available on Amazon, and a trustee of Manav Sadhan Vikas Sanstha, an NGO dedicated to holistic human development. In this episode, Ameya shares his vision as the President of the ICC, discussing the pivotal role the Chamber of Commerce plays in advocating for various industries. We talked about the future of Indian commerce during the Amrit Kaal, exploring the opportunities and challenges that lie ahead for the industry. Ameya provides insights into the efforts being made by the ICC to overcome these challenges and help Indian businesses thrive on the global stage. We also talked about Ameya’s entrepreneurial journey with NAFA Capital, learning about his approach to investment and his broader vision for the company. Additionally, Ameya shares his passion for writing, discussing his book, "The Rock Babas and Other Stories," and offering advice for aspiring writers. Our conversation also touches on Ameya's philanthropic work with Manav Sadhan Vikas Sanstha, where he focuses on holistic human development. He highlights the importance of social responsibility and the impact of NGO efforts in transforming communities. This episode is packed with valuable insights for anyone interested in commerce, leadership, and social development. Don't forget to subscribe to our channel for more engaging discussions in the future!
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EP 19 The Future of Wealth Management: A Deep Dive with Nitin Jain | Learn How to Manage Your Assets
EP 19 The Future of Wealth Management: A Deep Dive with Nitin Jain | Learn How to Manage Your Assets Welcome to another exciting episode of The Sound of Money! In this episode, we sit down with Mr. Nitin Jain, Chairman and Managing Director of Neo Wealth and Asset Management. With nearly two decades of experience in wealth management, asset management, and capital markets, Nitin has been instrumental in shaping one of India’s fastest-growing investment management companies. In This Episode: 1) Nitin’s Journey: Discover Nitin's fascinating journey from his humble beginnings in Lucknow to becoming a leading figure in the wealth management industry. 2) Early Influences: Learn about the pivotal moments and influences that shaped Nitin’s career and his passion for transforming struggling businesses. 3) Career Path: Hear about Nitin’s early career challenges, his transition into finance, and his experiences in trading. 4) Wealth Management Evolution: Gain insights into the rapid evolution of the wealth management sector in India, including trends, growth, and future prospects. 5) Global Interest: Understand why India is becoming a major focus for global investors and how the HNI space is diversifying. Meet our guest: Nitin Jain is the Chairman and Managing Director of Neo Wealth and Asset Management, a leading firm in the investment management sector known for its rapid growth and innovative strategies.
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EP 18 | From TCS Growth to Mission Karmayogi: How Mr. S. Ramadorai Transformed India's IT Landscape
EP 18 | From TCS Growth to Mission Karmayogi: How Mr. S. Ramadorai Transformed India's IT Landscape Welcome to The Sound of Money with Santosh Sirur! Join us for an insightful episode featuring Subramanian Ramadorai, the former CEO and MD of Tata Consultancy Services (TCS). Mr. Ramadorai offers a deep dive into his transformative journey within the IT industry and his influential role in shaping India's technological and skill development landscape. Meet Our Guest: Subramanian Ramadorai Former CEO & MD of Tata Consultancy Services (TCS) Chairman, Mission Karmayogi Bharat Discover Mr. Ramadorai's remarkable career, from leading TCS through its digital revolution to addressing the Y2K challenge. He shares his experiences in building TCS's global reputation and his significant contributions to Mission Karmayogi and the National Skill Development Corporation. Listeners will gain a deeper understanding of the Indian economy, corporate leadership strategies, and the evolution of the IT sector. Mr. Ramadorai shares his vision for India 2024, offering insights into business strategy, industry transformation, and the crucial role of leadership in achieving these goals. Tune in to hear from a leader who has not only contributed to the growth of a global IT powerhouse but also to the development of skills and education in India. This episode is packed with valuable advice for aspiring entrepreneurs, corporate leaders, and anyone interested in the intersection of technology and business. 🔔 Stay Tuned! We’d love your feedback. Like this episode, share your thoughts below, and join us for an insightful discussion on Subramanian Ramadorai's transformative journey from TCS to Mission Karmayogi, the IT revolution, skills development in India, and his vision for the future. Don’t forget to subscribe to The Sound of Money for more inspiring episodes! Hit the bell icon so you’re always updated!
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EP 17 | Let's Talk Legacy: Documenting Your Financial Life | The Sound of Money ft. Monika Halan
EP 17 | Let's Talk Legacy: Documenting Your Financial Life | The Sound of Money ft. Monika Halan Welcome to The Sound of Money with Santosh Sirur! Join us for an insightful episode featuring Monika Halan, a renowned writer, author, and speaker known for her impactful contributions to personal finance. Meet our guest: Monika Halan Writer, Author, Speaker | Money | Adjunct Professor Banasthali University Books: Let’s Talk Money | Let's Talk Mutual Funds | Let's Talk Legacy Chairperson SEBI Advisory Committee for IPEF Highlights: 1) Monika emphasizes the critical need for families to document their financial details, citing real-life examples of how lack of preparation can leave families vulnerable during emergencies. This highlights the importance of legacy planning and financial preparedness. 2) She shares insights into her practical workbook, "Let's Talk Legacy," designed to help individuals organize essential financial information effectively, emphasizing personal finance and financial education. 3) The conversation extends to challenges faced by NRIs in managing Indian assets remotely and the importance of tailored financial planning strategies. 4) Monika provides clarity on recent SEBI guidelines affecting financial influencers, distinguishing between educational content and regulated investment advice. 5) Explore the evolving landscape of financial literacy and behavioural shifts in tier-two cities, reflecting broader changes in investor awareness and financial decision-making. 🔔 Stay Tuned! We'd love your feedback. Like this episode, share your views below, and join us for an insightful discussion on financial preparedness, legacy planning, and practical steps to secure your financial future. Don't forget to subscribe to The Sound of Money for more empowering episodes! Hit the bell icon so you're always in the loop!
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EP 16 | Personal Finance Mastery with Mrin Agarwal: From Financial Well-Being to Retirement Planning
EP 16 | Personal Finance Mastery with Mrin Agarwal: From Financial Well-Being to Retirement Planning Hello, everyone! Welcome to another episode of “The Sound of Money” with Santosh Sirur. We’re thrilled to have a special guest, Mrin Agarwal, joining us today to share her insights on personal finance and investment wisdom. Meet Our Guest: Mrin Agarwal is the Director at Finsafe India Pvt Ltd | Co-Founder of Womantra and a member of the SEBI Advisory Committee for IPEF. Highlights : 1) Personal Finance: Take charge of your money to reach financial independence and achieve financial stability. 2) Wise Investment Moves: Learn why a concrete financial plan matters and sidestep typical investment missteps. 3) Readying Yourself for Emergencies: Practical guidance for handling financial turbulence and ensuring financial well-being. 4) Planning Your Retirement: The importance of an early start and creating achievable targets for your retirement planning. 5) Investment Trend Watch: Have mutual funds gained popularity? Discover how to leverage them. 6) Starting Young: Handy advice for college-goers and early-career stage professionals to jumpstart their investment path. 7) Women's Power in Finance: Learn from Mrin's journey and her tips for women who aspire to be investment advisors, making a successful financial advisory career. 🔔 Stay Tuned! We'd love your feedback. Like this episode, share your views below, and follow us for more insightful episodes on personal finance and investing for young professionals. Hit the bell so you're always in the loop!
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Ep 20 | Dangers of AI- Dr. Olaf Groth on AI, Hype around Nvidia, Future of jobs & More
-In today’s episode of The Sound of Money podcast, we have an engaging conversation with Dr. Olaf J. Groth, the Founder & CEO of Cambrian Futures, a Professor at the University of California, Berkeley, and the Author of Global Insights & Futures on AI & Emerging Tech Transforming Enterprises & Economies. Dr. Groth brings a wealth of knowledge and experience to our discussion, making this episode a must-listen for anyone interested in AI and emerging technologies. -In this episode, we learn about the world of AI, starting with simplifying the various branches of AI to help our audience understand its expansive nature. Dr. Groth shares his perspective on the current gaps in India’s AI development and tells actionable steps to bridge these gaps, aiming to help India catch up with global leaders like China and the USA. -We also talk about the debate surrounding NVIDIA's position as the most valuable company in the AI industry, discussing whether it’s all hype or justified. Dr. Groth provides insights into where we might see the next major AI breakthrough and discusses the potential risks associated with AI development, echoing the concerns of public figures like Elon Musk. We discuss on what governments can do to regulate AI and protect consumers from its potential dangers. -For students aspiring to enter the AI field, Dr. Groth offers valuable advise on how to choose the right path and prepare for a successful career. We also discuss the implications of AI on the job market, highlighting which jobs will be most affected and what Indian students can do to prepare for these changes. -We address concerns around AI potentially distorting history, using the example of Google Gemini showing historically inaccurate results. Dr. Groth discusses the implications of programming bias and the importance of maintaining historical accuracy in AI development. -Finally, we have a fun discussion about the future of AI-powered robots as consumer products, considering recent advancements like Elon Musk's announcement of a humanoid robot in China. Dr. Groth shares his thoughts on how close we are to a reality similar to the world depicted in iRobot. Till the next episode don’t forget to subscribe to our channel.
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Ep 15 | Investment Planning | Financial Management Strategies for Young Professionals and Women
Ep 15 | Investment Planning | Financial Management Strategies for Young Professionals and Women Join our investor awareness roundtable discussion with K.S. Rao, Sagneet Kaur, Suresh Sadagopan, and Neil Borate, where we discuss investment strategies for professionals, women, students, and retirees. In this informative video, learn about fundamental analysis, financial planning, retirement planning, and investment behaviour! Meet our Guest 1. Mr KS Rao, Head Investor Education & Distribution, Aditya Birla Sun Life Mutual Fund (ABSLMF), 2. Mr Suresh Sadagopan, Author & MD and Principal Officer Ladder7 Wealth Planners, 3. Ms Sagneet Kaur, SVP of Behaviour Finance and Consumer Insights at PGIM India Mutual Fund, 4. Mr Neil Borate, Editor of Personal Finance at LiveMint Key Highlights: Comprehensive guide to financial planning and personal finance. Expert tips on effective financial management and investment strategies. Importance of retirement planning and strategies for a comfortable future. Insights from industry professionals on navigating financial complexities. Whether you're starting your financial journey or seeking to enhance your retirement plan, this podcast offers essential information to empower your financial decisions. Subscribe now to stay updated on the latest insights and strategies for financial success!
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EP 14 | Every Entrepreneur Must Watch | How Entrepreneurs Think | Travel Is the Best Way of Learning
EP 14 | Every Entrepreneur Must Watch | How Entrepreneurs Think | Travel Is the Best Way of Learning In this episode, we are honored to have Dr. Jagat Shah, a visionary entrepreneur and mentor with a profound impact on India’s economic and social development. Dive into an engaging conversation where Dr. Shah shares his philosophy, groundbreaking projects, and visionary initiatives. Discover: -- The role of digital transactions in India's economic transformation. -- Dr. Shah's experiences working closely with the Hon. Prime Minister Modi. -- The significance of India's young population in driving future growth. -- Insights from Dr. Shah's books, including poetry and pandemic experiences. -- The power of grassroots initiatives and their impact on policy. -- How initiatives like Make in India and Skill India are shaping India's economic landscape. -- Insights into India's ranking and progress in the Ease of Doing Business index. Learn from entrepreneur Dr. Jagat Shah in this must-watch episode! Discover how travel can expand your thinking and help you succeed in starting your own business. Plus, get valuable insights on mentorship and skill development for entrepreneurs. This chat show delves deep into mentorship through Dr. Shah's renowned "Mentor on Road" program, exploring how it has empowered entrepreneurs globally. Dr. Shah's journey is not just about entrepreneurship; it's a testament to the vibrancy and resilience of Indian businesses. From banking to grassroots initiatives, this episode offers practical advice and visionary insights for aspiring entrepreneurs. Join us as we unravel the secrets of entrepreneurship and delve into the vibrant world of Indian business! #SkillIndiaKyaHai #SkillIndiaDigital #MentorOnRoad #Entrepreneur #VibrantGujarat #HowToDoBusiness #VibrantBrand #IndiaExports 📌 Don't Miss: 1) Dr. Shah’s inspirational journey and impactful projects. 2) Practical advice for entrepreneurs and business leaders. 3) Visionary insights into India's future and development. 👉 Subscribe to our channel for more inspiring conversations with industry leaders. 👍 Like and Share this video if you found it insightful. 🔔 Hit the bell icon to get notified about our latest episodes. #entrepreneur #travel #businessleadership #businesslearning #businessmentor #businessideas #easeofdoingbusiness #nationbuilding #skillindia #makeinindia #podcast #indiaexports #digitaltrainingschool #globalnewsnetwork #businesspodcast #primeminister Chapters: 00:00 - Intro 02:02 - Dr Shah's philosophy : Action @ Speed of Thought, whats it all about? 04:48 - About Mentor on Road project 06:45 - On Ease of doing business 08:44 - Mentor on Road in US 11:29 - Challenges of convincing others that Indian.is the place to be in 17:56 - 'Vibrant' projects and a strong brand that it has evolved into 2855 - Global Network Institute - Exports A People's.Movement 34:55 - The 3 big initiatives by Dr Jagat Shah on Nation Building 39:23 - The 'Learn, Earn & Return' initiative - The Smart Village Program 42:26 - The leadership initiatives @ skill India, Make In India programs 50:24 - Authoring 2 books inspite of heavy duty work 55:13 - Dr Shah's vision of Bharat 01:07:30 - Interaction with PM Modi.
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EP 12 | AI Career Secrets Exposed : Rudraksh Bhawalkar's Unseen Insights | AI Uncovered
AI Career Secrets Exposed : Rudraksh Bhawalkar's Unseen Insights | AI Uncovered Uncover the hidden truths of AI careers with Rudraksh Bhawalkar's exclusive insights. Delve deep into the world of data sustainability, business intelligence, and generative AI as you explore the evolution of technology and India's pivotal role in shaping its future. From the dot-com bubble to the importance of leadership and responsible AI, discover the keys to success in AI careers and the transformative impact of machine learning, deep learning, and neural networks. Gain invaluable knowledge on problem-solving, startup strategies, and the critical roles of CEOs and CTOs in driving innovation. Join us on a journey through the cutting-edge landscape of AI aspirations, including the lessons learned from startup failures, and the promise of a future where technology and humanity thrive together. Explore AI career opportunities, the future of AI in India, new AI innovations, and advancements in machine learning. Learn how to secure a job in artificial intelligence in India, why artificial intelligence is crucial, machine learning advancements, new ai innovations and the significance of AI startups and higher education in shaping the AI landscape. #artificialintelligence #generativeai #aijobs #careersinartficialintelligence #thesoundofmoney #aisecrets #datascience #machinelearning #startupindia #dotcom Follow Rudraksh Bhawalkar: LinkedIn: / rudraksh-bhawalkar-63b7813b Instagram: / bhawalkarrudraksh Twitter: / rudrakshbhawalk About Santosh Sirur: Santosh Sirur has over 20 years of experience in Private Banking and is currently based in Hong Kong. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Masters Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies, he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development. Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused on business and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers. Connect With Me: Twitter: / soundofmoney1 Instagram: / santosh.sirur.7 LinkedIn: / santosh-sirur-143bb223 @humancompasscoaching
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EP 11 | From Railway Platform to Startup Millionaire: Rajesh Dembla's Remarkable Story | Rag to Rich
From Railway Platform to Startup Millionaire: Rajesh Dembla's Remarkable Story Embark on an exciting journey with Rajesh Dembla in EP 11, as he shares his remarkable rise from a railway platform to becoming a startup millionaire. Explore the details of India's entrepreneurial landscape, how the BNI (Business Network International ) works and his insights on iconic figures like Shahrukh Khan and Virat Kohli on business and inspiration. Discover how India's business dynamics changed after the 1983 World Cup, ignited by the legendary Kapil Dev's triumph. Witness the power of entrepreneurial coaching and mentorship through platforms like Success Gyan, led by influential figures such as Raj Shamani, Rajiv Talreja, and Siddharth Rajsekar, as they shape the next generation of business leaders. Join us as we uncover the connection between entrepreneurship with bollywood, cricket and the unorganized industry in India, creating a path of resilience, innovation, and success. Explore the details of Indian startup culture, the complexities of understanding and captivating the Indian consumer, and the strategic decisions behind embracing Make in India and shunning foreign investments. Through Dembla's journey, discover the essence of Indian entrepreneurship, fueled by determination, adaptability, and an unwavering commitment to innovation. #RajeshDembla #enterpreneur #startupindia #bollywood #successgyan #rajshamani #siddharthrajsekar #cricket #makeinindia #indianeconomy Chapters: 00:00 - Introduction 04:10 - What you do matters, not just the attitude to do it! 06:08 - The 'positive' hopes of Indians 07:25 - India's Superpower - Family culture and family values 10:06 - Dembla's career....gut feel, The Secret Sauce was Majboori 14:39 - Spending early years on Bengaluru Railway Station, Learnings 16:46 - Harte gaya, lekin hara nahi 17:45 - Earn it and Take it forward is important 19:14 - What made Rajesh take up new things in life? 21:30 - Does education and talent matter? 22:38 - Motivation, Passion and Determination matter 25:08 - How important is money in life? How can you Create Wealth, Guys! 31:24 - Learnt the value of money in very difficult circumstances 35:48 - The importance of Samaritan's in life 39:27 - Toxic work-culture 46:30 - Work-life imbalance 52:08 - Start up Founder Mind set, Valuations 55:37 - Indian Consumer 56:17 - Corporate Governance and the reality, the struggles 57:10 - Start ups...its okay to fail 57:50 - Startups raising money and its challenges today, correction in compensations 01:00:24 - Gig economy will start 01:01:15 - Learnings from PayTm and Byju's 01:05:36 - Are New borns bringing luck to parents 01:06:20 - The Zoozle story a marketplace e-commerce platform 01:20:25 - Are NRI's returning home? 01:22:38 - Networking for Startups 01:25:07 - Sharing success stories and knowledge 01:28:46 - Entrepreneurship in Bollywood 01:31:55 - Entrepreneurship in Cricket 01:35:28 - Role models & Heroes in India 01:36:15 - Unorganized industry in India 01:39:39 - Indian consumer, A tough nut to crack ? 01:45:32 - Conclusion Follow Rajesh Dembla: LinkedIn: / rajesh-r-dembla-2661a5b About Santosh Sirur: Santosh Sirur has over 20 years of experience in Private Banking and is currently based in Hong Kong. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Masters Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies, he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development. Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused on business and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers.
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EP 10 | G20 Sherpa Amitabh Kant on the G20, The India Growth Story & working with the Hon.PM
G20 Sherpa Amitabh Kant on the G20, The India Growth Story & working with the Hon.PM G20 Sherpa Amitabh Kant Interview on the successful hosting of the G20 Summit by India, India Ahead and progressing towards a 'Vikasit Bharat' and his working relationship with the Hon. PM. In this exclusive interview, explore the remarkable journey of Mr. Amitabh Kant, presently G20 Sherpa of India during its Presidency year, offers valuable perspectives. Formerly the CEO of NITI Aayog, the Govt of India’s premier policy Think Tank, and prior to that Secretary, Department of Industrial Policy & Promotion and as he shares his perspectives on India's global engagement and his experience as a G20 Sherpa Join us as Mr. Amitabh Kant reflects on his unconventional start in Kerala, his pivotal role as a G20 Sherpa, and the challenges he faced as Secretary of Tourism, Kerala which he turned around. Gain valuable insights into India's vision for inclusive growth, innovation, and sustainable development, as championed by Mr. Kant. Discover the driving forces behind India's initiatives such as Startup India, Make in India, and Incredible India, as Mr. Kant shares his thoughts on fostering entrepreneurship, promoting indigenous manufacturing, economic recovery and enhancing India's global competitiveness. Additionally, explore India's vast potential in Artificial Intelligence (AI) and its pivotal role in shaping the future of technology. #AmitabhKant #NitiAayogCEO #G20Sherpa #StartupIndia #MakeInIndia #IncredibleIndia #IndiaGlobalEngagement #GlobalSummit #ExclusiveInterview #IndiaEconomicDevelopment #InnovationAndSustainability #TransformingIndia #IndiaAI #ArtificialIntelligence #AIInnovation Chapters: 00:00 - Truthbombs 00:54 - Intro to Shri Amitabh Kant 01:49 - Was Trekking in Kumaon easier or The G20 as a Sherpa? 03:25 - The Success of Start-Up Culture in India- Its Challenges, Its Disruption 06:43 - The Punishment Posting to Kerala- later Led to his Success all the way upto New Delhi! 08:51 - How PM Vajpayee identified the talent in Amitabh Kant and chose him to Lead and launching The Incredible India campaign! 09:45 - Ease of Doing Business, Make in India, Start Up India, Niti Aayog, - Successful Initiatives led by Amitabh Kant 10:55 - The G20-India Leading A Story of Ambition, Decisiveness and being Action-Oriented 13:15 - The Most Citical Issue on Russia-Ukraine and How India got everyone to agree on a consensus 13:42 - Giving a Voice to The Global South ~ The Hon PM's vision 15:39 - India's role in Global Geo-Politics and its Foreign Policy Stance 17:02 - Inclusivity and Democratization of the G20; India's Soft & Hard Power at display 18:42 - The Road Map to PM 3.0- from Amitabh Kant's Lens 20:48 - AI, Big Tech, Data Privacy and Emerging Technologies 22:54 - Working relationship with the Hon. PM 24:23 - How does Amitabh Kant unwind? The Secret Sauce Follow Amitabh Kant Here: Twitter: / amitabhk87 Facebook: / amitabh1 Instagram: / kantamitabh LinkedIn: / amitabh-kant-3680b01b1 About Santosh Sirur: Santosh Sirur has over 20 years of experience in Private Banking and is currently based in Hong Kong. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Masters Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies, he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development. Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused on business and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers. He also spearheads 'The Whizkids Quiz Show,' a quiz show tailored for children. Connect With Me: Twitter: / soundofmoney1 Instagram: / santosh.sirur.7 LinkedIn: / santosh-sirur-143bb223
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EP 08 | Neelkanth Mishra Analyses India's Economy & Global Economy | Neelkanth Mishra Latest Podcast
Neelkanth Mishra Analyses India's Economy & Global Economy | Neelkanth Mishra Latest Podcast In this episode, get an expert analysis of India's economy and the global economy with renowned economist Neelkanth Mishra, Chief Economist at Axis Bank & Head of Global Research at Axis Capital, EAC - PM. (Ex - Credit Suisse) In this podcast, Neelkanth Mishra shares his latest insights and views on Indian and global economies. A must-listen for anyone interested in understanding how the dynamics of global geo-politics and financial trends work! Neelkanth Mishra also talks about India's GDP Growth Story, india growth engine, the Indian stock market, financial education and the current employment landscape in India. Additionally, Neelkanth reveals what a day off is like for him and discusses his 'me-time' with his family. #neelkanthmishra #neelkanthmishralatestinterview #indianeconomy #indiagdp #globaleconomy Chapters: 00:00 - Introduction 01:50 - India in next 10 years 04:19 - India's position on global geo-politics 09:18 - Government encouraging India's entrepreneurial instincts 14:14 - India's GDP Growth Story 18:51 - State of Global Economies 26:37 - India's mean age 40 years. 30:56 - Indian Stock Market.. what's next? 35:30 - The Inflow conundrum 39:30 - The employment scene 44:06 - Interactions with the PM ( As Part of EAC) 45:36 - Career Journey 49:29 - Life on a Day-off Follow Neelkanth Mishra Here: Twitter: / neelkanthmishra Instagram: / mishra.neelkanth Facebook: / neelkanthmishra LinkedIn: / neelkanth-mishra-46629b About Santosh Sirur: Santosh Sirur has over 20 years of experience in Private Banking and is currently based in Hong Kong. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Masters Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies, he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development. Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused on business and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers. He also spearheads 'The Whizkids Quiz Show,' a quiz show tailored for children. Connect With Me: Twitter: / soundofmoney1 Instagram: / santosh.sirur.7 LinkedIn: / santosh-sirur-143bb223 Disclaimer: The views, opinions, and statements expressed in the episodes of the shows hosted on the SOM Podcasts network are solely those of the individual participants, hosts, and guests, and do not necessarily reflect the official policy or position of SOM Podcasts or its management. SOM Podcasts does not endorse or assume responsibility for any content, claims, or representations made by the participants during the shows. This includes, but is not limited to, the accuracy, completeness, or reliability of any information provided. Any reliance you place on such information strictly at your own risk. SOM Podcasts is not liable for any direct, indirect, consequential, or incidental damages arising out of or in connection with the use or dissemination of the content featured in the shows. Listener discretion is advised.
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EP 09 | Ease of Doing Business in India: Unlocking Secrets with Juliane Frommter | Business Secrets
Ease of Doing Business in India: Unlocking Secrets with Juliane Frommter | Business Secrets Unlock the hidden secrets behind India's business landscape with Juliane Frommter, Founder & CEO of My First Indian Client. With over two decades of expertise in fostering business connections and scaling ventures in India, Juliane offers unparalleled insight, network access, and personalized mentoring to guide you on your journey. In this podcast episode, Juliane shares her proven strategies for not only convincing your first Indian client but also scaling your business from there. With Juliane's guidance, you'll learn how to identify and secure your first clients in less than three months, leveraging her extensive network and insider knowledge of the Indian market. Gain exclusive access to Juliane's expert insights on building relationships, navigating cultural nuances, investing in India, foreign direct investment policies (FDI), and seizing opportunities in India's dynamic business environment. As India is one of the fastest-growing economies and embraces the concept of "Vikasit Bharat" and "PM Modi's Amrit Kaal", Juliane provides context on how these initiatives shape the business landscape. Whether you're a startup looking to break into the Indian market or an established company seeking to expand your presence, Juliane provides the mentorship and support you need to succeed. Don't miss this opportunity to tap into Juliane Frommter's wealth of experience and accelerate your business growth in India. Tune in to unlock the secrets to success and pave the way for a thriving future in one of the world's most promising markets. #easeofdoingbusiness #indianeconomy #amritkaal #howtostartabusiness #podcastwithsantoshsirur Chapters: 00:00 - Sneak preview 01:53 - Introduction 03:22 - Why 'Myfirstindianclient' as a brand 04:54 - What brings Julianna to India and make business possible between India and the EU? 06:45 - Working and Staying in Telangana for 4+ years 08:22 - Bursting India business opportunity myths 12:22 - Is 'ease of doing business' a reality on India? and importance of building 'Trust' 16:25 - Innovation story of India 19:11 - Foreign investor mood for investing in India 23:30 - Role of States in India in promoting foreign investments 26:28 - Lifecycle of opening to setup of a company in India; capex v/s opex model 30:38 - Are foreign startups coming in with capex? 34:30 - Liking for Indian tastes and language Follow Juliane Frommter Here: LinkedIn: / julianefroemmter Twitter: / julzintheclouds About Santosh Sirur: Santosh Sirur has over 20 years of experience in Private Banking and is currently based in Hong Kong. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Masters Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies, he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development. Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused on business and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers. He also spearheads 'The Whizkids Quiz Show,' a quiz show tailored for children. Connect With Me: Twitter: / soundofmoney1 Instagram: / santosh.sirur.7 LinkedIn: / santosh-sirur-143bb223
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EP 07 | Shiv Khera - SKY Success Knowledge & You | Shiv Khera Podcast | Shiv Khera Life Story
Shiv Khera - SKY Success Knowledge & You | Shiv Khera Podcast | Shiv Khera life story In this episode of SKY Success Knowledge & You, we have the inspiring Shiv Khera as our guest for an insightful podcast interview. Listen as he shares valuable insights on success, personal development, financial education, self improvement, millionaire success habits and the power of mindset. As the author of "You Can Win" and a renowned motivational speaker, Shiv Khera has inspired millions around the world with his powerful messages. Tune in to hear some of his best quotes and learn why winners don't do different things, they do things differently. Get ready to be motivated and empowered to achieve success in your own life! #shivkherapodcast #shivkhera #shivkheramotivational Chapters: 00:00 - Introduction 01:07 - How Do I Develop a Positive and Winning Attitude? 08:08 - How does one balance Parents expectations and children's competitive pressures? 16:54 - Difference between Skill and Competence 18:50 - The Role and Impact of Social Media and Work Attitude 21:48 - Shiv Khera's early days, his life story, his challenges, his learnings 27:53 - Do Successful people not make mistakes in life? 28:57 - Winners don't do different things, they do things 'differently' -Shiv Khera explains 33:45 - Shiv Khera continues Life story..his turning point in life. 36:50 - Making Money v/s Earning Money 39:00 - The Importance of Money 46:24 - The Power of a Prayer 52:07 - Powerful Message for the youth, who have self doubt, less confidence and scared of failure 57:14 - A Day in the life of Shiv Khera, cooking and Karaoke music fills in his life, which is his form of meditation. Follow Shiv Khera Here: YouTube: / shivkheraofficial Twitter: / imshivkhera Instagram: / shivkhera_fc Facebook: / shivkhera LinkedIn: / shiv-khera-b7892549 About Santosh Sirur: Santosh Sirur has over 20 years of experience in Private Banking and is currently based in Hong Kong. Additionally, he has served as an RJ with All India Radio for over 25 years. After completing his Masters Degree in Marketing Management from Jamnalal Bajaj Institute of Management Studies, he worked in various MNC Banks. With extensive experience as a trainer, Santosh has coached over 500 participants in Personality Development. Santosh has recently ventured into YouTube with 'The Sound of Money,' a show focused on business and personal finance. In addition to 'The Sound of Money,' Santosh hosts 'TalkWriteToday,' a podcast on soft skills, and 'Amchi Legends,' a community channel highlighting achievers. He also spearheads 'The Whizkids Quiz Show,' a quiz show tailored for children. Connect With Me: Twitter: / soundofmoney1 Instagram: / santosh.sirur.7 LinkedIn: / santosh-sirur-143bb223
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EP 6 -Season 2 | Ajit Menon- CEO PGIM India Mutual Fund | Santosh Sirur
🎧 Here's Ep 6 (Season 2) of my Podcast~ The Sound of Money featuring Ajit Menon, CEO PGIM Mutual Fund ✨Mr. Menon talks about how both the Government and the Regulator worked in tandem to focus on growth and inflation, respectively to drive growth in the financial investment industry.💲 He also double clicks and talks about 'under the radar' shift, how the focus moved from the managing Wholesale Price Index (WPI) affecting the factory gate to controlling the Consumer Price Index (CPI) which affects the consumer, leading to expansion of the investment landscape from gold and real estate to financial assets. Mr. Menon opines on FIRE, Retirement planning, RIA, the efforts taken by the Regulator SEBI and AMFI on investor awareness. He talks on the insights from the PGIM Retirement Survey, where the outcomes suggest that people only invest for 'Happy' outcomes and not 'Unhappy' outcomes! 'Retirement' is the only goal for which a loan is not available!!! ..Think about it! Listen in to this engaging conversation, where we also talk about his passion- Sketches and Singing and what's a day off for Mr Menon! #mutualfundssahihai #soundofmoney #investoreducation #ajitmenon #financeknowledge #personalfinance #retirementplanning #fire #mutualfunds
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Bharat's Amrit Kaal: A $50 Trillion Economy by 2047 | Ft. Ameya Prabhu
In today's episode of The Sound of Money podcast, we had an amazing conversation with Ameya Prabhu, The President of the Indian Chamber of Commerce, a multifaceted leader in both the corporate and social sectors. Ameya is the Founder and Managing Partner of UAP Advisors, Managing Director of NAFA Capital, and a recognized "Young Global Leader" by the World Economic Forum. He’s also a writer, with his book "The Rock Babas and Other Stories" available on Amazon, and a trustee of Manav Sadhan Vikas Sanstha, an NGO dedicated to holistic human development. In this episode, Ameya shares his vision as the President of the ICC, discussing the pivotal role the Chamber of Commerce plays in advocating for various industries. We talked about the future of Indian commerce during the Amrit Kaal, exploring the opportunities and challenges that lie ahead for the industry. Ameya provides insights into the efforts being made by the ICC to overcome these challenges and help Indian businesses thrive on the global stage. We also talked about Ameya’s entrepreneurial journey with NAFA Capital, learning about his approach to investment and his broader vision for the company. Additionally, Ameya shares his passion for writing, discussing his book, "The Rock Babas and Other Stories," and offering advice for aspiring writers. Our conversation also touches on Ameya's philanthropic work with Manav Sadhan Vikas Sanstha, where he focuses on holistic human development. He highlights the importance of social responsibility and the impact of NGO efforts in transforming communities. This episode is packed with valuable insights for anyone interested in commerce, leadership, and social development. Don't forget to subscribe to our channel for more engaging discussions in the future!
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Ep 4 S2: Kailash Kulkarni, CEO HSBC Mutual Fund
Ep 04 Season 2, of my Podcast The Sound of Money, features Kailash Kulkarni , CEO HSBC Mutual Fund. Starting his career with an automobile company to an entry in a Finance industry to now a CEO of a Asset Management Company, Kailash shares his career journey and also talk of the bright future ahead for investors in Mutual Funds
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Ep 05 Rohan Borawake, Co Founder- Finsharpe
🎧 Here's Ep 05 (Seaosn 2) of my Podcast~ The Sound of Money episode featuring Rohan Borawake, Co Founder FinSharpe with Santosh Sirur ✨Rohan talks about the different kind of 'Biases' that can affect or impact any investor decisions💲 He also elucidates on: ☑ Factor based investing, ☑ Explains what's an algorithm ☑ What is a suitable rebalance frequency? and ☑ How to search for SEBI registered Advisors #valueinvesting #unlockvalue #quantitativefinance #investmentstrategies #rohanborwake #ThesoundofMoney
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Ep 4 | Kailash Kulkarni, CEO HSBC MF | Season 2
Ep 04 Season 2, of my Podcast The Sound of Money, features Kailash Kulkarni , CEO HSBC Mutual Fund. Starting his career with an automobile company to an entry in a Finance industry to now a CEO of a Asset Management Company, Kailash shares his career journey and also talk of the bright future ahead for investors in Mutual Funds
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Ep 3 S2 : David Buck
EP 03 of The Sound of Money Season 02 featuring David Buck, Chief Time Strategist, Infinity Lifestyle Design, is OUT NOW! I had a fantastic time with Dave; there's so much to learn from this episode. Get ready for a paradigm shift in your time management game. 🕰️ In this episode, Dave delves into the intricate dance of Hard Skills and Soft Skills in the realm of Time Management. Discover the art of coaching soft skills and the key to effective adoption and practice. Ever wondered about the 'Wet Cement' strategy? Learn and transform the way you approach and manage your time. 📆 An eye-opener: Your team's time is as crucial as yours! 🌐 Dive into the discussion on assessing the true need for a meeting, challenging the status quo, and making time optimization your guiding principle. ⚡ Tune in to this electrifying episode now to explore time management, productivity hacks, and much more! 🎙️ Do share your feedback and comment your favorite takeaway! #TheSoundOfMoney #SOM #finance #podcast #india #bharat #investing #EpisodeLaunch #timemanagement #productivity
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Ep 02_Season 02_Hraday Jhala
🎙And finally here's the much-awaited Episode of my Podcast The Sound of Money, featuring, Hraday Jhala, a 16-year-old student from Raffles Institution, Singapore who has documented his learnings in a book on Value Investing! 📚 📢'Worldy Wisdom of Value Investing,' (soon-to-be released) book which is a treasure trove of his learnings and conversations with investment experts across the world. 🌎 What's also more important here is, we as parents encourage, motivate and create a suitable ecosystem that identifies and brings out the talent in all children- our future💫 Parents Durgesh Jhala and Jui Hathi have been an inspiration for Hraday as he dabbles with his academics and love for sports, music and writing along this wonderful journey! Video editing Sargam Raje #TheSoundOfMoney #Season2 #CuriousInvesting #podcast #investing #money #finance #Investing #india #bharat #valueinvesting
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Ep 01_Season 02_Dr Desh Deshpande & Mrs Jaishree Deshpande
💰 EP 01 of The Sound of Money, Season 02 is here, featuring Dr. Desh Deshpande and Mrs. Jaishree Deshpande! Dr. Desh Deshpande, Life Member Massachusetts Institute of Technology, Chairman Sparta Global & Founding Trustee Deshpande Foundation and Mrs.Jaishree Deshpande, Founding Trustee Deshpande Foundation. Dr. Deshpande unveils the entrepreneurial journey's struggles, emphasizing that when things get easy, the competition is intense. He believes to have a fulfilling career, one must become an entrepreneur or be entrepreneurial, acknowledging the risky nature of entrepreneurship. 💡 Key Takeaways: - Conviction is crucial. - Entrepreneurs need optimism but not irrational optimism. - Co-founders require complementary skills and honest communication. Dr. Deshpande shares the Tejas Networks story, exploring the Deshpande Centre for Technological Innovation at MIT, connecting innovators to the marketplace. 🌍 He also talks about the Deshpande Foundation, whereby in India, how they collaborate with communities, showcasing social development with Akshaypatra. The Life Corporation focuses on agriculture, startups, micro-entrepreneurs, and skilling, impacting 10,000 Indian farmers through the farm pond program. Fortunate to speak to Mrs. Jaishree Deshpande, highlighting the key role of a spouse in supporting a startup venture. To register & participate in the Deshpande Foundation event in early February, Please click here : https://lnkd.in/dx3kek4g Thanks to George Brody for introducing me to Dr Deshpande Don't miss this insightful episode! Stay tuned for entrepreneurial wisdom and inspiring stories! 🌟🔊 #TheSoundOfMoney #Season2Launch #EntrepreneurialWisdom #PodcastEpisode 🚀🎧 #finance #bharat #investing #money Video Editing: Sargam Raje
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Ep 51: Juzer Tambawalla, Director Sales Enablement, Franklin Templeton India
The Sound of Money episode featuring Juzer Tambawalla, Director Sales Enablement, Franklin Templeton India with Santosh Sirur ✨Juzer shares a key mantra to making wealth for new age investors ~ The higher the level of boredom, the higher is the probability of one making money 💲 He opines that MF industry will scale much further if... 1️⃣ 'Bharat' participates further in the MF story; 👨👩👧👦 2️⃣ New players bring in positive disruption; 🔥 3️⃣ A simplified onboarding brings in more participation of retail investors📝
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Ep 50: Aashish Chandorkar, Author & Counsellor India @ WTO
✨Exciting News! Celebrate the 50th episode milestone of The Sound of Money Podcast with Aashish Chandorkar, Counsellor @ Permanent Mission of India at WTO in Geneva! 🌐 Author of "Braving a Viral Storm - India's Covid 19 Vaccine Story," Aashish shares profound insights on India's Aatmanirbhar Bharat strategy and the journey to develop our own vaccine. 🇮🇳💉 From the Vaccine Maitri initiative to the CoWIN APP, Aashish delves into India's global impact during these challenging times. Explore discussions on Millets, Carbon Border adjustments, and how current leadership has shaped the world's view on India. Join us in the celebration of reaching Episode 50! 🎉 Don't miss this must-listen episode that encapsulates the resilience, innovation, and global influence of India. 🌟 🔜 Stay tuned for Episode 50! 🚀🔊 #SoundOfMoney #Episode50 #AashishChandorkar #VaccineStory #StayTuned #podcast #finance #investing #india🎥🌐
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Ep 49: Mr Kiran Gange, CEO & Founder RapidPricer & Director Global Launch Base
Kiran Gange is the director and founder of Global Launch Base, an internationalization consulting firm founded in 2021 that helps European companies with international go-to-market strategies and market launches. Kiran is also CEO and founder at RapidPricer, an Artificial Intelligence-based company in Amsterdam that specializes in reducing food waste through real-time pricing for retailers. Kiran's diverse background and experiences in the USA, Europe, and Latin America have equipped him with a keen understanding of the global market and its challenges. His global perspective underscores the significance of cultural adaptation in the business world, making him a valuable asset for companies aiming for international success. His entrepreneurial spirit and commitment to innovation continue to drive his contributions to the business landscape.
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Ep 48: Jyoti Rai, Singularity AMC & Founder Etherwire AI
🎙✨ Here's Ep 48 of my Podcast ~ The Sound of Money with Jyoti Rai 🇮🇳, The Die Hard Positive, Versatile and Business Sherpa in every sense ! 🚀🌟 Jyoti's power statement ~ 'Confidence has no Competition' sets the tone of this Podcast. 🌐 From sharing her trailblazing achievements to her Learnings from the Best, Jyoti narrates how she navigated the financial landscape. Her WoW statement 'Seekhenge Sab Se...Karenge Khud ki' exemplifies the stuff Jyoti is made of ~ an Achiever! 🌟💪 Watch the conversation and draw inspiration from her indomitable spirit from this Army Brat, as she calls herself ! 🔥 #JyotiRai #BusinessMaverick #SalesSherpa #Trailblazer #PodcastRelease #SoundofMoney 🚀🔊
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Ep: 47 - Aashish P Somaiyaa, CEO WhiteOak Capital AMC
In the latest episode of Sound of Money, Mr Aashish Somaiyaa, the dynamic CEO & MD of WhiteOak Capital, paints a vibrant panorama of the financial landscape, guiding us through the intricacies of success and innovation. Aashish is responsible for strategizing, growing, and managing the operations at WhiteOak Capital Asset Management Limited. Aashish has over 20 years’ experience in business strategy and management, process driven sales and distribution, product development and marketing of investment offerings. He has been engaged with India’s private sector asset management industry for pretty much its entire growth trajectory post 1998.Prior to WhiteOak Capital Asset Managment Limited, Aashish served for nearly 8 years as Managing Director and CEO of Motilal Oswal Asset Management Company, one of the highly regarded and differentiated boutique equity managers in India backed by excellent performance track record and well documented investing philosophy. Starting with about ₹1,300 crs in 2013, Motilal Oswal AMC grew to more than ₹42,000 crs -$5.6 bn of equity assets across portfolio management services, alternative investment funds, offshore funds and domestic Mutual Funds. Motilal Oswal was awarded Brand of the Year at the CNBC India Business Leadership Awards in 2018.Prior to Motilal Oswal AMC, Aashish was heading sales and distribution of ICICI Prudential AMC for their MF, PMS and Real Estate offerings through multiple distribution channels across India and Middle East. He has led new product development, product management, communication and distribution channel delivery over a number of years.Aashish holds a Bachelor of Engineering in Polymer Science from Pune University and a Masters in Management Studies in Finance from NMIMS, Mumbai University.
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Ep: 46- Mr George Brody, CEO InfoNet of Things
On ep 46 of The Sound of Money, Santosh Sirur chats with Mr George Brody, CEO InforNet of Things. Mr Brody is also Chair, TiE Dallas Angels, President IISC Foundation, Board Member TiE Dallas. In a captivating conversation, Mr Brody shares his career journey spanning decades of fantastic work experience from working with ISRO in India to being the Top Business Leader, leading Nortel Networks, US. With over 34 years of work experience, Mr Brody shares his experience and his journey in Start-Up space to mentoring new start-ups in the United States.
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Ep 45: Neil Borate, Deputy Editor Mint also heads the Personal Finance team
🎙 Get Ready for an Exciting Episode! 🚀 Prepare for a deep dive into the financial realm as we gear up for the next 'Sound of Money' podcast episode, featuring none other than Neil Borate, Deputy Editor at Mint! 📚📊 From Finfluencers to his eye-opening book on Rakesh Jhunjhunwala, and the impact of Mint's Infographics, Neil serves up a rich feast of financial insights. 🌟 Discover the keys to financial literacy for students and new joiners while unraveling the vital role of SEBI. Don't miss this engaging conversation! 🤓 Stay tuned for a wealth of knowledge and insights headed your way soon! 🎧✨ #FinancePodcast #NeilBorate #SEBI #PodcastTeaserNeil Borate is Deputy Editor at Mint, where he heads the personal finance team. Neil's Profile: Neil is a graduate in law and economics, with a postgraduate diploma in investments from the University of Birmingham, UK. He has also passed the CFA Level 1 exam. Neil started writing about personal finance in 2016 at Value Research, a mutual fund research portal. After a stint at a fintech, Neil joined Mint in 2019 as a mutual fund reporter. He was made Deputy Editor in 2022. He has also co-authored the book - The Big Bull of Dalal Street on Rakesh Jhunjhunwala, one of India's most successful investors.
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Mr Srikrishnan Keech, MD & CEO-Karnataka Bank -LEADERSHIP UNPLUGGED
On EP 44 of The Sound of Money, Santosh Sirur chats with Mr Srikrishnan Keech, Managing Director & CEO, Karnataka Bank. A very senior and experienced banking professional, Keech is a thorough Banking Leader who has spearheaded key assignments in India's top Banks and has been a key contributor in laying the successful foundation in the banking industry. He also delved into Start-ups bringing his fantastic knowledge of banking and technology in start up space. Keech is not just an avid music buff, but also an artist singing classical carnatic music. You can catch him as he 'unwinds' singing one of his favorite classical songs (48.23 onwards) as he says it's very therapeutic. Enjoy this episode of my Podcast with Keech as he shares about his incredible journey in Banking and Start-Up space.
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Ep: 43- Shri Nilesh Shah, MD Kotak Mahindra AMC
On ep 43 of The Sound of Money, my guest is Shri Nilesh Shah. He is the Group President & Managing Director Kotak Mahindra Asset Management Company (KMAMC). Nilesh Shah is Managing Director of Kotak AMC. Nilesh bhai lead his team to the Best Fund House of the Year Award at all the mutual funds where he has worked viz. Kotak, ICICI Prudential and Franklin Templeton Mutual Fund. Nilesh Shah is a part time member of the Economic Advisory Council to the Prime Minister . He is a member of the Board of Association of Mutual Funds in India and a Membe r of COBOSAC committee of SEBI. Very recently, Nilesh Shah has been appointed as a Part-time member of Unique Identification Authority of India (UIDAI). Listen in to Nilesh Bhai on an amazing episode of my podcast...
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EP: 42- The Sound of Money - Dr Todd A. Finkle on Warren Buffett
On this episode, Dr Todd A. Finkle talks to Podcaster Santosh Sirur on his his book 'Warren Buffett: Investor & Entrepreneur'. Dr. Todd A. Finkle recently won a national book award for his recent popular book titled “WARREN BUFFETT: INVESTOR AND ENTREPRENEUR” published by Columbia Business School Publishing, which has been translated into 11 languages and will be an audiobook in November 2023. The book is one of the most up-to-date biographies of Warren Buffett that traces his entrepreneurial roots from selling gum door-to-door during childhood to creating his partnership, to forming Berkshire Hathaway and building it into a global conglomerate through the imaginative deployment of financial instruments and creative deal making. It also evaluates Buffett’s investment methodology and mistakes, behavioral biases, Charlie Munger, and history of Berkshire Hathaway. Dr. Finkle, who grew up in Omaha and went to high school with Peter Buffett, Warren’s son, has made 6 visits to see Buffett with students and went out to lunch with him 3 times. He also attended the last 14 shareholder meetings (excluding COVID, which he watched online). Dr. Finkle devotes valuable information on how to live a better life throughout the book through lessons and examples. Dr. Finkle is a pioneer and innovator in the field of entrepreneurship education founding two nationally ranked programs. He also has over 39 years of investment experience and is currently the Pigott Professor of Entrepreneurship at Gonzaga University.
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EP 38: Let's Talk Mutual Funds with Monika Halan & Santosh Sirur
On ep 38, of The Sound of Money, eminent Author, Ms. Monika Halan joins Santosh Sirur to chat on her recently released book - Let's Talk Mutual Funds. Monika Halan is a trusted personal finance writer, speaker and author who helps families get their money decisions right. Monika Halan’s 30-year career spans across media, public policy and financial education. She is the Founder of Dhan Chakra Financial Education and Author of the bestselling books, Let’s Talk Money that has been translated into Hindi, Marathi and Punjabi and Let’s Talk Mutual Funds. She is the Chairperson of Sebi’s Advisory Committee for Investor Protection and Education Fund and a member of the Hybrid Securities Advisory Committee. She has public policy experience and has served on several high-profile government of India committees that have changed the regulation around consumer protection in India. She was a Director on the Financial Planning Standards Board India and is a Member of the Editor’s Guild. She has worked across various media organisations in India. She is an MA in Economics from the Delhi School of Economics and MA in Journalism Studies from University of Wales. A Yale World Fellow (2011), Halan is based in New Delhi.
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ABOUT THIS SHOW
'The Sound of Money' by Santosh Sirur delves into Economy, Personal Finance, Banking and issues peripherally connected to Money. One of the top performing podcasts, featuring Stalwarts and legends from the investment and finance industry. The podcast has segments like 'Leadership Unplugged' where in we speak to CEOs, CIOs, CXOs and likewise understanding their view on Money and more.
HOSTED BY
Santosh Sirur
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