Expat on a Budget

What if your best life starts at 69?In this inspiring episode of Expat on a Budget, I talk with Siobhan Farr, founder of Digital Nomads Beyond 50, lifelong traveler, and full-time nomad who has now visited 68 countries. Siobhan shares how she sold off 30 years of belongings in Dallas, launched into full-time travel in 2020, unexpectedly spent 13 months in Ecuador during lockdown, and built a life of freedom, purpose, and reinvention on the road.We talk about what it really looks like to travel the world later in life, how far a budget can stretch depending on where you go, and why Siobhan believes it’s never too late to flip the page and start over. She opens up about the dark chapter that followed divorce and bankruptcy, the healing power of travel, and how that journey led her to create a community for older aspiring digital nomads.We also get into:how she managed nomad life on roughly $2,000 a month for yearswhy Medellín has become one of her favorite cities in the worldwhat solo female travelers should know about safety in places like Morocco, Tanzania, and Colombiathe emotional side of leaving home and starting overher upcoming Nomad Life Map community for people ready to design a location-independent life after 50If you’ve ever wondered whether you’re too old, too settled, or too late to create a different future, this conversation will challenge that belief in the best possible way.Siobhan’s motto: Flip the page. The future is still unwritten.Talked About in this Episode and How to Find Siobhan FarrFB: Digital Nomad Beyond 50 NetworkIG: Bronze Abroad NomadNomad LifeMap Collab: an expansion of Digital Nomads Beyond 50 Network, a global community of almost 10,000 Digital Nomads + NeoNomads age 45+. Get the Ultimate Nomad TravelList now.InternationsYou can also find a video of this podcast on YouTube if you’d rather watch there 😃Ready to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made EasyThere’s also a wonderful guide to help you Live Better OverseasAnd this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)Banking & Money:Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.Travel & Connectivity:ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.Home Exchanges:Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.HomeExchange: The world's leading home exchange platform, connecting over 200,000 members across 155 countries for reciprocal or points-based home swaps.**Some of the links above are affiliate links, which means I may earn a small commission if you choose to use them—at no additional cost to you. You’re under no obligation to use these links. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Volunteer travel can be life-changing—or unethical—depending on who leads, who benefits, and what’s really happening on the ground. In this episode, I’m joined by Kimberly Haley Coleman, founder of Globe Aware, to unpack what ethical short-term service trips look like after 25 years in the field. We talk about how projects are selected by local communities, what a one-week “turnkey” service experience includes, the difference between “hard power” and “soft power,” and the practical tradeoffs around cost, sustainability, and dignity. If you’ve been curious about traveling with purpose—without the savior complex—this conversation will sharpen your lens.In this episode, we cover:What Globe Aware is and why it was founded (accidentally)Why 6-night / ~7-day service trips exist—and who they’re built forHow projects are chosen (local agency, safety, sustainability criteria)Ethical tourism vs exploitative voluntourism: what to watch forWhy “we’re not here to save anyone” is a core principleHow service creates deeper cultural connection than typical tourismThe reality of cost, logistics, and why volunteers often pay to serveCarbon footprint vs impact: how to think about “making the trip count”What trips include (service hours + cultural excursions + reflection)Repeat volunteers, destination choice, and examples of real projectsFind Out How You Can Get Involved Here!⏱ TIMESTAMPED HIGHLIGHTS:00:03:14 — Why Globe Aware started (finding meaningful short-term service was “almost impossible”)00:04:17 — The model: six-night service projects in 26 countries00:04:28 — Finishable, hands-on projects (floors/homes/stoves examples)00:04:49 — “We are not swooping in to save them”: equal partners, local materials00:05:45 — What makes a country a fit: safety, grassroots orgs, no outbreaks/war00:07:30 — Why service changes you: gratitude, perspective, “resetting defaults”00:09:11 — Why one week: realistic time off for working people (vs Peace Corps)00:12:01 — Hard power vs soft power: what “showing up” does over time00:13:16 — Carbon footprint: acknowledge it, then “make it worthwhile”00:36:16 — Ethical tourism basics: local agency, dignity, and avoiding harmYou can also find a video of this podcast on YouTube if you’d rather watch there 😃Ready to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made EasyThere’s also a wonderful guide to help you Live Better OverseasAnd this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)Banking & Money:Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.Travel & Connectivity:ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.Home Exchanges:Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.HomeExchange: The world's leading home exchange platform, connecting over 200,000 members across 155 countries for reciprocal or points-based home swaps.**Some of the links above are affiliate links, which means I may earn a small commission if you choose to use them—at no additional cost to you. You’re under no obligation to use these links. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

In this episode of Expat on a Budget, I sit down with international tax lawyer and long-time expat Bobby Casey, who’s built a life across multiple countries. We start with how a “test run” abroad led him from Estonia to Latvia, and how he now rotates between home bases in Mexico, Latvia, and the U.S.But the heart of this conversation is U.S. healthcare—and why it’s a major factor in why so many Americans consider leaving. Bobby breaks down what most people misunderstand about medical bills, insurance, payment plans, and how hospitals bill (and negotiate). We also talk about getting care abroad, when he would return to the U.S. for treatment, and how to think about healthcare as part of a broader “live anywhere” strategy.If you’re even quietly considering a move abroad—especially if healthcare costs are part of the equation—this episode will give you a new lens on what’s possible.In this episode, we cover:Why US healthcare costs are a top reason Americans consider leaving the USHow hospital billing works (and what most people misunderstand about medical bills)The reality of living without US health insurance—and what that does and doesn’t meanNegotiating medical bills and how payment plans can change the outcomeWhen it can make sense to get care outside the US (and when you might still return)How “medical tourism” fits into an expat plan for routine and elective proceduresThe mindset shift from “moving abroad once” to building multiple home basesA quick look at residency abroad (Mexico/Europe) and why some places are easier than othersThe practical planning layer: healthcare + residency + lifestyle design working togetherIf you’re in the US (or anywhere) doing the math—healthcare, housing, day-to-day costs—and wondering whether there’s a smarter way to build a life with more stability and choices, this episode will help you see the options more clearly. It’s practical, honest, and focused on what you can actually do next—whether you’re ready to move or just starting to explore.Find Bobby Casey’s Digital Services for Nomads Here⏱ TIMESTAMPED HIGHLIGHTS:00:00:17 — Riga, Latvia was the place they really liked.00:00:22 — Estonia was meant to be a one-year “test run” abroad.00:00:34 — They returned to North Carolina with the plan to sell everything.00:00:44 — After liquidating, they moved back to Latvia (how Latvia happened).00:02:25 — Bobby explains who he helps: location-independent entrepreneurs/freelancers abroad.00:03:30 — His company (BusinessAnywhere) handles formation, banking, mailbox, bookkeeping, filings, etc.00:04:19 — He’s based in Playa del Carmen, Mexico (winter home).00:05:13 — His three home bases: Mexico, Latvia, and North Carolina.00:11:13 — US citizens have citizenship-based taxation: tax residency no matter where they live.00:14:35 — Residency difference: Latin America often just wants proof of funds; Europe usually requires a specific reason.You can also find a video of this podcast on YouTube if you’d rather watch there 😃Ready to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made EasyThere’s also a wonderful guide to help you Live Better OverseasAnd this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)Banking & Money:Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.Travel & Connectivity:ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.Home Exchanges:Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.HomeExchange: The world's leading home exchange platform, connecting over 200,000 members across 155 countries for reciprocal or points-based home swaps.**Some of the links above are affiliate links, which means I may earn a small commission if you choose to use them—at no additional cost to you. You’re under no obligation to use these links. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Most of my guests have traded their old lives for a new home in a specific country. But today’s guest didn’t just pick a new home—he built a portfolio of them.In this episode, I’m bringing you a conversation that redefines what it means to be an expat. I sat down with Benjamin Hies, a German entrepreneur and a true global citizen who didn’t just move abroad, he diversified his entire life.Benjamin currently holds six different residencies (including Dubai, Cyprus, and Thailand). He treats borders like suggestions rather than barriers.We go deep into why he Germany, why he believes Southeast Asia offers a superior quality of life for the cost, and the nitty-gritty of how you can actually do this yourself.In this episode, we cover:The “Portfolio” Approach: Benjamin breaks down his 6 residencies (from the UAE to Estonia) and which ones are actually easy for Americans to get right now.The $1,000/Month Lifestyle: We discuss his life in Bangkok. He lives in a luxury high-rise in the city center for a fraction of what a studio costs in the US, EU or UK.Safety & Healthcare: For those whose safety is non-negotiable, Benjamin compares the “chaos” of Bangkok to the safety of the West—and the answer might surprise you.The Elephant in the Room: We tackle the cliché of the “white man in Thailand.” Benjamin gives a refreshing, honest take on the expat community there (it’s not what you think).The “Burn Season”: The one time of year you absolutely should not visit Chiang Mai.If you are sitting in the US (or elsewhere) right now, looking at your cost of living and wondering if there is a way to live better, safer, and freer—this conversation is for you.Find Ben Here!Ben on SubstackBen’s ChecklistsPims Tea — Ben’s Shop in Bangkok⏱ TIMESTAMPED HIGHLIGHTS:[00:04] – Meet Ben: From consultant to "Digital Citizen" – Ben’s journey from Germany to Cyprus, UAE, and Thailand.[00:06] – The Portfolio Life: Collecting 6 residencies (including Palau, Estonia, and UAE) and why Ben does it.[00:08] – Dubai Residency Deep Dive: Costs, benefits, and why it’s a smart business move even if you don't live there.[00:12] – The Tax Reality: Why having a residency doesn't automatically make you tax-free.[00:13] – The Singapore Dream (That Didn't Happen): How COVID derailed Ben’s original plan and led him to Cyprus.[00:18] – Leaving Cyprus: Why island life was too quiet for a big-city lover.[00:22] – Why Thailand? Weather, safety, and the incredible healthcare system.[00:28] – Birth of "Digital Citizen": How a side hobby on Substack turned into a business.[00:37] – Bangkok Life & Stereotypes: Ben addresses the "older white guy" clichés and explains who Thailand is actually for.[00:40] – Cost of Living: Living in a luxury condo in central Bangkok for $1,000/month.[00:46] – Chiang Mai & The Islands: Ben’s favorite spots and the crucial "Burn Season" warning (March–May).[00:49] – Residency Rapid Fire: A breakdown of Ben’s 6 specific visas (Cyprus Non-Dom, UAE, Estonia E-Residency, Palau, Thailand Elite).[00:53] – Thailand Visa Options: Comparing the "Elite" (Golden) Visa vs. the Property Investment Visa.[00:57] – Is This Legal? Ben’s new app for checking weird laws (like tattoos in Japan or gum in Singapore).You can also find a video of this podcast on YouTube if you’d rather watch there 😃Thank you so much for listening! My podcasts and articles on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Treat me to a coffee?Are you planning a move abroad or do you want to explore the possibilities? I have many offerings!Work With MeReady to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made EasyThere’s also a wonderful guide to help you Live Better OverseasAnd this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)Banking & Money:Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.Travel & Connectivity:ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.Housing & Petsitting:Trusted Housesitters: How I find and book amazing petsitting opportunities.Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.Join the CommunityLeave a Comment: What are your biggest expat money challenges? Share them below!Join the Chat: Connect with other readers in my free Subscriber’s Chat.Share this Article: If you found this helpful, please share it with a friend or on social media. It makes a huge difference! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Have you ever considered moving to a country that isn’t on the typical “Digital Nomad Top 10” list? This week, we are traveling to the heart of South America to visit Paraguay.I sat down with Jessica, a former Oregon resident who, along with her husband and three dogs, took the leap to rural Paraguay in 2023. We discuss why they skipped over popular destinations like Costa Rica and Portugal in favor of a landlocked nation known as the “Land of Friends.”Jessica pulls back the curtain on the reality of living on a budget in the Southern Hemisphere. We talk about:The Numbers: Renting a two-bedroom house for $450, building a new home for $25k, and utility bills that are virtually non-existent.The Culture Shock: Navigating a bilingual country (Spanish and Guaraní), the laid-back approach to law enforcement, and why you might need to bribe a cop with your grocery money.The Community: How she started an English school for locals and why the German expat bubble is a world of its own.If you are looking for a life that is unhurried, incredibly affordable, and off the beaten path, you need to hear Jessica’s story. Just don’t tell too many people—she wants to keep it a secret and I don’t blame her!Find Jessica here!Substack: Under the Mango TreeYouTube: Snale Racing⏱ TIMESTAMPED HIGHLIGHTS:(00:00:00) The Cost of Living Reality: Breaking down rent prices ($450/mo), cheap utilities, and the “Gringo price” vs. local prices.(00:05:27) Why Paraguay? Comparing residency requirements in Costa Rica, Uruguay, and Portugal, and why Paraguay won.(00:07:08) The Language Barrier: Navigating a country that speaks Spanish and Guarani (and why English won’t get you far).(00:10:12) The Residency Process: How to get your Cedula, navigating bureaucracy, and the ease of becoming a legal resident.(00:17:57) Safety & Security: The truth about crime, barred windows, and the community-focused “neighborhood watch.”(00:20:53) Transportation & Driving: Buying a car as a foreigner, police checkpoints, and the chaos of Paraguayan traffic.(00:31:44) Rural Life & Utilities: The incredibly low cost of water, trash, and high-speed internet in the countryside.(00:37:53) Real Estate & Construction: Buying land with cash and building a custom home for $25,000 to $40,000.(00:46:21) Moving with Pets: The logistics of flying three dogs from the US to South America via cargo.You can also find a video of this podcast on YouTube if you’d rather watch there 😃Thank you so much for listening! My podcasts and articles on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Treat me to a coffee?Are you planning a move abroad or do you want to explore the possibilities? I have many offerings!Work With MeReady to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made EasyThere’s also a wonderful guide to help you Live Better OverseasAnd this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)Banking & Money:Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.Travel & Connectivity:ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.Housing & Petsitting:Trusted Housesitters: How I find and book amazing petsitting opportunities.Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.Join the CommunityLeave a Comment: What are your biggest expat money challenges? Share them below!Join the Chat: Connect with other readers in my free Subscriber’s Chat.Share this Article: If you found this helpful, please share it with a friend or on social media. It makes a huge difference! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Have you ever scrolled through Instagram, seen those incredible travel photos, and thought, “I wish that could be me”? 🙋‍♀️ Well, get ready to meet the woman who is ACTUALLY living the dream you’ve been double-tapping on for years!This week on Expat on a Budget, I’m sitting down with the absolute legend, Mary Bartnikowski. And when I say legend, I mean it. This powerhouse of a woman is 69 years young and has been traveling the world SOLO for the last 20 YEARS. 🤯 Yes, you read that right—TWENTY. YEARS.I literally fell in love with her story when we met, and I know you will too. She is the person I want to be when I grow up!In this super-packed episode, Mary spills ALL the tea on how she’s built a life of adventure, freedom, and purpose. We talk about:🌏 The life-changing trip to Asia that started it all.💰 Her secrets to affording a travel lifestyle (including how she lived in Cambodia on just $500/month!).🚐 The surprising truth about her “van life” setup (hint: it’s not what you think!).🧘‍♀️ How she creates her own opportunities, from teaching photography to living in a temple in Thailand.✈️ Navigating the world as a solo female traveler and trusting your gut.🇮🇹 Why Sicily and the South of France have captured her heart.Mary is a fountain of wisdom, an award-winning photographer, and the ultimate inspiration for anyone who feels that pull for something more. If you’ve ever felt too old, too broke, or too scared to chase your travel dreams, this episode is your sign. 🌟Grab your favorite drink, get comfy, and prepare to have your entire perspective on life and travel completely transformed. Let’s go! 🚀Find Mary and her incredible retreats:Substack: Mary BartnikowskiYouTube: Mary BartnikowskiPhotography & Champagne Retreat in FranceSicily Photography Retreat⏱ TIMESTAMPED HIGHLIGHTS:00:08:32 - The Trip to Asia That Changed Everything00:09:15 - Defying Age: Starting Full-Time Travel at 5000:13:52 - How to Create Your Own Volunteer Opportunities Abroad00:15:18 - The REAL Cost of Living in Southeast Asia ($700/Month in Cambodia!)00:24:48 - Why Italy and France are Her Favorite European Destinations00:33:54 - The Surprising Vehicle She Uses for Van Life in the USA00:50:51 - Critical Safety Advice for Solo Female Travelers01:09:13 - Is the USA “Too Comfortable”? The Trap of a Cushy Life01:13:45 - Mary’s Inspiring Philosophy on Aging and Travel01:24:46 - Learn About Mary’s Photography & Travel RetreatsYou can also find a video of this podcast on YouTube if you’d rather watch there 😃Thank you so much for listening! My podcasts and articles on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Treat me to a coffee?Are you planning a move abroad or do you want to explore the possibilities? I have many offerings!Work With MeReady to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made EasyThere’s also a wonderful guide to help you Live Better OverseasAnd this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)Banking & Money:Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.Travel & Connectivity:ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.Housing & Petsitting:Trusted Housesitters: How I find and book amazing petsitting opportunities.Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.Join the CommunityLeave a Comment: What are your biggest expat money challenges? Share them below!Join the Chat: Connect with other readers in my free Subscriber’s Chat.Share this Article: If you found this helpful, please share it with a friend or on social media. It makes a huge difference! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Kaila settled in Thailand for years (after a whirlwind SE Asia Backpacking trip) and is soon on her way to Valencia, Spain!You can also find a video of this podcast on YouTube if you’d rather watch there 😃Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Are you planning a move abroad or do you want to explore the possibilities? I have many offerings!Ready to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:* Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.* Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.* Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!* If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made Easy* There’s also a wonderful guide to help you Live Better Overseas* And this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)* Banking & Money:* Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.* Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.* Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.* Travel & Connectivity:* ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.* eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.* Housing & Petsitting:* Trusted Housesitters: How I find and book amazing petsitting opportunities.* Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.Join the Community* Leave a Comment: What are your biggest expat money challenges? Share them below!* Join the Chat: Connect with other readers in my free Subscriber’s Chat.* Share this Article: If you found this helpful, please share it with a friend or on social media. It makes a huge difference!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃Thinking about moving to Portugal—or abroad for the first time? Josh and Kalie of Expats Everywhere share their global path from Spain and South Korea to Saudi Arabia and Singapore and, finally, to Porto.We dive into the D7 visa, real costs, schooling options, Portuguese language, and how to avoid common expat mistakes. What we cover: * Their journey across Europe, Asia, and to Portugal (why Porto won) * D7 visa: who it’s for, how it works, and what they wish they knew* Expat vs immigrant vs foreigner: what the terms mean to them * Public vs private vs international schools in Portugal -Cost of living, taxes, healthcare, and “lifestyle creep” * Mental/physical/financial check-ins for a healthy move -Building community (beyond just English-speaking circles) Services mentioned: -Expats Everywhere: YouTube and Podcast “Let’s Move to Portugal”-Consults (30/60 min), E-courses: D7, D8, and Living in Portugal (healthcare, phones, utilities), Slate and Key: white-glove relocation services (visa + end-to-end move) -- Contact: [email protected] you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Are you planning a move abroad or do you want to explore the possibilities? I have many offerings!Ready to Plan Your Own Move?My goal is to help you make your dream of moving abroad a reality. Here are a few ways I can help:* Personalized Consulting: I offer à la carte Consultations, an asynchronous Async option for busy schedules, and comprehensive Packages.* Online Class: Learn my entire framework in my “How to Move Abroad” course, designed to take you from start to dream destination.* Free Resources: If you’re just starting, check out my free “How to Live Abroad” series.I also have some amazing offers from International Living that may interest you!* If you’re specifically interested in moving to Portugal, this is a great resource: Portugal Made Easy* There’s also a wonderful guide to help you Live Better Overseas* And this!!! How to Move out of the USMy Expat Toolkit (The Tools I Use & Trust)* Banking & Money:* Wise: For transferring money internationally. Use my referral code for a fee-free transfer up to $600.* Charles Schwab: The best bank account for expats. No foreign transaction fees and unlimited ATM fee rebates worldwide.* Chase Sapphire Preferred: My go-to credit card for travel hacking and earning points, with no foreign transaction fees.* Travel & Connectivity:* ExpressVPN: The VPN I use to keep my connection secure. Get three extra months with my link.* eSim Nomad: The most reliable eSIM I’ve found for staying connected on the go.* Housing & Petsitting:* Trusted Housesitters: How I find and book amazing petsitting opportunities.* Kindred: The home exchange platform I used to stay in a gorgeous L.A. bungalow for three weeks.Join the Community* Leave a Comment: What are your biggest expat money challenges? Share them below!* Join the Chat: Connect with other readers in my free Subscriber’s Chat.* Share this Article: If you found this helpful, please share it with a friend or on social media. It makes a huge difference!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃The original article 👇🏽👇🏽👇🏽Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Are you planning a move abroad or do you want to explore the possibilities? I have many offerings!Resources:* Conquer Your Fears article and podcast episode.* Language Learning article and podcast episode.* Ready to Leave the U.S. and Move Abroad? Here’s Why Comfort Might Be Your Biggest Block article and podcast episode and YouTube video.* Finding Community article, podcast and YouTube (they’re all a bit different).* Moving Solo article, podcast and YouTube (different than the article or pod).* Reinventing Yourself After 50, 60, 70... and beyond article.Reflective Questions to Challenge Your Timeline* If not now, when? What would have to change for you to finally move?* What are you really afraid of? Is it failure, loss, the unknown?* How would you feel if you never did it?* What do you stand to gain if you go? What do you stand to lose if you don’t?* What’s the worst that could happen—and could you handle it?* What’s the best that could happen?My Class teaches you how to move abroad on a budget! Click here to learn more!**I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—Are you interested in being (or finding) a petsitter? I recommend Trusted Housesitters. I’ve use them on multiple occasions with wonderful results!—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃The original article 👇🏽👇🏽👇🏽Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!My DIY Class teaches you how to move abroad on a budget! Click here to learn more!**I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—Are you interested in being (or finding) a petsitter? I recommend Trusted Housesitters. I’ve use them on multiple occasions with wonderful results!—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃The original article 👇🏽👇🏽👇🏽Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Resources* Internations Expat City Ranking 2024* Why Comfort is Key to Moving Abroad Article* Language Learning Article* Learn How to Meditate Article* How to FindCommunity Abroad Article* How to be an Ethical Expat Article* Moving Solo Article* Healthcare in Portugal Article* Solo Greek Birthday Vacation Article* Expat on a Budget’s ArchivesMy DIY Class teaches you how to move abroad on a budget! Click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Mary Bartnikowski and I had a wonderful live chat on Monday!! For anyone who may have missed it and is interested in watching, here it is 🥰🤗For those of you who don’t know Mary, you simply must! She’s more proof that you’re never too old to be a full time traveler! At 69, Mary is a fearless, solo, digital nomad and professional photographer. We can all learn oodles from this amazing woman! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃The original article 👇🏽👇🏽👇🏽Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.Questions for You to Think/Journal About* What does comfort mean to you? Is it physical, emotional, or something else entirely?* Are you truly “comfortable” where you are now, or are you just afraid of losing what feels familiar?* What’s one thing you’re holding onto that’s keeping you from moving abroad? Is it really as important as it feels?* What’s one area of your life where comfort has turned into stagnation?* If you could redefine comfort, what would it look like in a new, unfamiliar place?* What scares you most about leaving your comfort zone to move abroad?* What’s the worst thing that could happen if you gave up your current comforts to live your dream? And what’s the best thing that could happen?* What’s one small step you can take today to get closer to your dream of moving abroad?* Do you believe it’s possible to feel “comfortable” in discomfort? Why or why not?* What’s one fear about moving abroad that feels tied to your attachment to comfort?* If someone told you that staying comfortable would eventually lead to regret, would you still choose it?My DIY Class teaches you how to move abroad on a budget! Click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the original article here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* Ethical Expating* My bio* Moving with animals* Community Article and PodcastMy DIY Class teaches you how to move abroad on a budget! Click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the original article here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* Language Learning Article or Podcast Episode.* Funny Language Mistakes Article (accidentally asking for a dick)* Dr. CK | Beyond Borders 🛫 * My journals/planners* Greece travelogue* Tanessa Shears The Freedom Diaries * My bio* ColonizationMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the original article here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* The Why I left the US Series (Numbers 1 - 6) Links Are Below.* Identified Patient/Black Sheep* Happier Hour Book: How to Beat Distraction, Expand you Time and Focus on What Matters Most by Cassie Holmes* Cassie Holmes on We Can Do Hard Things Podcast* Intro/bio (who is Kimberly?) note* Hate and Division Article* Hateful Comments Note* Take a Coffee Article* Original Values ArticleMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* Language Article* Emergency Kit Ideas (youtubers below)* Wook Online Book Seller in Portugal* Historias De Mundo A2 Level with Audio at Wook or Lidel* Uma Aventura nas Férias by Enid Blyton (there are several books in the series).* Practice Portuguese Website and App* My International Living article and YouTube videoEmergency Kits YouTubers* American Red Cross: how to build an emergency kit* How to Build a Bug Out Bag* Preparedness Bag for 72 Hour SurvivalMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES: Resources for Finding Community Abroad* Online Groups and Platforms* Facebook* Meetup.com* Internations* Reddit* Search Tips* Search for the city you’re moving to + "expat" or "digital nomad."* Search for specific interests + the city you’re moving to (e.g., pickleball, veganism, hiking, paddle-boarding).* WhatsApp Groups* Ask people you meet locally if there are any WhatsApp groups you can join.* In-Person Activities* Yoga classes* Martial arts classes* Local language classes (sometimes government-funded, depending on the country)* Circus schools or other niche hobbies like ceramics, etc.* Meetup Ideas* Girls Gone International Facebook meet-ups* Expats Everywhere meet-ups* Digital nomad festivals/events* Social Activities* Dog walking (or engaging with other people’s dogs)* Local vegan groups (found on Facebook)* Tours (particularly ones catering to locals, not just tourists)Other Link Mentioned in this Podcast:* My article about: Why Comfort Might Be Your Biggest Block to Moving Abroad.My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* Link to note tooting my horn* How to move abroad series* Healthcare article* Minimizing articles* Class with minimizing module* Equaldex (safe travel for LGBTQ+)* TravelNoir* The Black Expat* Nomadness Travel TribeMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* And here’s a great article that Caterina wrote an article about ways to earn remotely!My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. You can support my work, by becoming a free (or paid) subscriber.SHOW NOTES:* Why I left the US part 1 podcast and article (high cost of living)* Why I left the US part 2 article (healthcare)* Why I left the US part 3 article (safety)* Why I left the US part 4 article (polarization, division, etc.)* Why Spain?My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:* Why I left the US part 1 podcast and article (high cost of living)* Why I left the US part 2 article (healthcare)* Why I left the US part 3 article (safety)* Trauma care article and podcast* Serenity concierge health service in Portugal* DD Cardinal’s Links re: Healthcare in Portugal: TikTok (watch the TT one, she breaks it down beautifully) Her YouTube video about her low medical costs and experience.Scroll down for a short list of pharmaceutical increases and health coverage in other European countriesMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly AnnePharmaceutical Increases* Epinephrine (EpiPens) increased from about $100 in 2007 to over $600 by 2016. Why? Mylan (the manufacturer) raised prices without any significant changes to the product.* Daraprim: A decades-old medication used to treat toxoplasmosis, a parasitic infection. In 2015, the price of Daraprim increased overnight from $13.50 per pill to $750 per pill (a 5,000% increase). Why? Turing Pharmaceuticals, led by Martin Shkreli, acquired the drug and exploited its monopoly status, as no generic alternatives were available in the U.S.* Albuterol Inhalers for asthma used to cost about $15–$20, but prices have risen to $50–$100 or more per inhaler.* Doxycycline the antibiotic: The price for a bottle of 500 tablets rose from $20 in 2013 to over $1,800 in 2014.1. Countries in Europe with Fully Socialized Healthcare SystemsIn these countries, healthcare is predominantly provided and funded by the government, often referred to as the Beveridge Model:* United Kingdom (UK):* The National Health Service (NHS) provides healthcare that is free at the point of use, funded through taxation.* Most healthcare providers work for the government, though some private options exist.* Norway:* The public healthcare system is funded by taxes and covers nearly all medical expenses.* Hospitals and healthcare providers are predominantly owned and operated by the government.* Sweden:* Healthcare is tax-funded and administered by regional authorities, with minimal out-of-pocket costs for patients.* Most healthcare services are provided by public institutions.* Denmark:* Healthcare is funded through taxes and provided by publicly-owned hospitals and clinics.* Primary care doctors act as gatekeepers for specialized treatment.* Finland:* Healthcare is tax-funded, with services provided by municipalities.* Public hospitals dominate the system, and healthcare is free or very low-cost for residents.* Iceland:* Healthcare is funded through taxation, with most services provided by the government.* Patients pay minimal fees for prescriptions and some outpatient services.2. Countries with Universal Healthcare Funded by InsuranceThese countries have universal healthcare systems funded through compulsory health insurance (a Bismarck Model), heavily regulated by the government to ensure affordability and access:* Germany:* Healthcare is funded through a mix of statutory health insurance (SHI) and private insurance.* SHI is mandatory and funded by payroll taxes, covering most residents.* France:* Universal healthcare is funded through a mix of public health insurance and taxes.* Most costs are covered by the national system, and private insurance is common for supplemental coverage.* Belgium:* Healthcare is funded through mandatory health insurance, which is subsidized by taxes.* Most residents are covered through public health insurance funds.* Netherlands:* Residents are required to purchase health insurance from private companies, but the government regulates prices and provides subsidies.* Universal coverage is achieved through this system.* Austria:* Healthcare is funded through social health insurance contributions, which are mandatory for most workers.* The government plays a strong regulatory role.* Switzerland:* Similar to the Netherlands, health insurance is mandatory, and the government ensures it is affordable by providing subsidies based on income.* Healthcare providers are a mix of public and private entities.* Luxembourg:* Healthcare is funded through mandatory health insurance and government contributions.* Patients can access both public and private providers.3. Countries with Mixed ModelsSome countries blend socialized medicine and insurance-based systems, ensuring universal coverage while allowing private healthcare options to coexist:* Italy:* The Servizio Sanitario Nazionale (SSN) provides universal healthcare funded through taxes, with minimal or no out-of-pocket costs for most services.* Private providers also exist, but most Italians rely on the public system.* Spain:* Healthcare is tax-funded and universal, with services provided primarily by the public sector.* Private providers are available for those who choose supplemental insurance.* Portugal:* Healthcare is primarily funded through taxation, with universal access for residents.* Private healthcare exists for those who prefer it.* Greece:* The public healthcare system (ESY) provides universal access funded through taxes and social insurance.* Private healthcare providers are also common.* Ireland:* Ireland has a public healthcare system funded by taxation, but many residents purchase private insurance to access faster care or private hospitals.4. Eastern European CountriesMost Eastern European countries also provide universal healthcare, though the quality and funding levels can vary. These systems are generally tax-funded, with some out-of-pocket costs or supplementary private insurance:* Poland: Universal healthcare funded through the National Health Fund (NFZ).* Czech Republic: Mandatory health insurance ensures universal coverage.* Hungary: Universal healthcare funded by taxation and social insurance.* Slovakia: Universal coverage through mandatory health insurance.* Romania: Universal healthcare funded through taxes, though private insurance is growing.* Bulgaria: Universal coverage funded by mandatory health insurance and taxes.*this block (#’s 1 - 4 re: healthcare in Europe information is from ChatGPT Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:This week’s article is about the devastating Los Angeles Fires. If you’re interested, please click here.My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.I’m open for consultations/coaching. Schedule an introductory 10 minute call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Scheduling: 10 minute intro call, á la carte meetings and crazy affordable packages!**10 Minute Call Disclaimer: I was offering free introductory calls but unfortunately some people scheduled and didn’t show up after I planned my days around these calls. I super appreciate the people who did show up and are now clients!! However, in order to minimize the flaking, I’m charging a nominal fee now because everyone’s time is valuable :)If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:From this Episode:* Travel Hacking the article is here. * Kindred: Home Exchange* Turo: Car Rental* Apple air tag* Tile air tag* Custom’s fees* Suitcase destroyed video* Travelpro US link* Travelpro Europe linkMy Class: Learning how to live abroad on a budget is currently on sale for 50% off through January 1st, 2025, if you’re interested, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Upcoming Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is here!Other Popular Articles/Podcast Episodes:* Travel Hacking: What and How!* Values: Differences Between Portugal and the US—Part Four.* Inside the Homes: Differences Between Portugal and the US—Part One.* Sidewalks, Zebra Crossings, Smells and More: Differences Between Portugal and the US—Part Two.* Safety: Differences Between Portugal and the US—Part Three.* First Six Months of Living Abroad* How/Why I Ended up in Portugal* Living Abroad After Two Years* Archive of all my Articles and Podcast EpisodesThank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:From this Episode:* Travel Hacking the article is here. * Greece —Resources: article and podcast* Greece—Travelogue One and Two* For more information on specific credit cards and their points system check out The Points Guy* Ashley McCurdy (In Search of Traveler)—Living full time in Marriott Hotels.* Chase Credit Card* Point.me* American Express Credit Cards* Citibank Cards* Marriott Bonvoy* Airbnb Delta Portal* 11 Apps and Websites to Make Reward Redemptions Easier to Find* Traveling, I always use Safety Wing outside of the US for Travel Insurance.Do you want to move abroad?* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate ChecklistI’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad or grab my reasonably priced class to learn how to move abroad (at your own pace).* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!Other Articles/Podcast Episodes:* Why Portugal Article or Podcast.* The Differences Between Portugal and the US—Part One.* The Differences Between Portugal and the US—Part Two.* The Differences Between Portugal and the US—Part Three.* First Six Months of Living Abroad* How/Why I Ended up in Portugal* Living Abroad After Two Years (where I talk about why I would choose Spain if I had to do it over again).* Archive of all my Articles and Podcast EpisodesThank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links (chase and safety wing only) will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:Do you want to move abroad?* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate ChecklistI’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad or grab my reasonably priced class to learn how to move abroad (at your own pace).* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!Other Articles/Podcast Episodes:* Why Portugal Article or Podcast.* The Differences Between Portugal and the US—Part One.* The Differences Between Portugal and the US—Part Two.* The Differences Between Portugal and the US—Part Three.* First Six Months of Living Abroad* How/Why I Ended up in Portugal* Living Abroad After Two Years (where I talk about why I would choose Spain if I had to do it over again).* Archive of all my Articles and Podcast EpisodesThank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:Do you want to move abroad?* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate ChecklistI’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad or grab my reasonably priced class to learn how to move abroad (at your own pace).* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!Other Articles/Podcast Episodes:* Why Portugal Article or Podcast.* The Differences Between Portugal and the US—Part One.* The Differences Between Portugal and the US—Part Two.* The Differences Between Portugal and the US—Part Three.* First Six Months of Living Abroad* How/Why I Ended up in Portugal* Living Abroad After Two Years (where I talk about why I would choose Spain if I had to do it over again).* Archive of all my Articles and Podcast EpisodesThank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! ***I travel a lot but never without insurance. I usually use Safety Wing because they have amazing rates and great coverage. Check them out! —This is an affiliate link, it won’t cost you anything and is a great way to support my writing, if you so choose.You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.I’m excited to help you make your dream of moving abroad a reality! 🎉 Book a video consultation with me to get personalized guidance for your big move, or check out my super affordable, self-paced class to learn key steps and strategies for relocating abroad. Let’s make it happen!* Consulting Information: Discover how I can help make your move abroad smoother and stress-free.* Work With Me: I offer personalized á la carte consultations and ridiculously affordable packages to fit your needs!* My Class: Learn step-by-step strategies to move abroad on a budget—all at your own pace!LINKS FOR THE MOVE ABROAD SERIES, if you’re interested in moving abroad:* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate ChecklistOther Articles/Podcast Episodes:Why Portugal Article or Podcast.The Differences Between Portugal and the US—Part One.The Differences Between Portugal and the US—Part Two.The Differences Between Portugal and the US—Part Three.First Six Months of Living AbroadHow/Why I Ended up in PortugalLiving Abroad After Two Years (where I talk about why I would choose Spain if I had to do it over again).Archive of all my Articles and Podcast EpisodesThank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.I’m excited to help you make your dream of moving abroad a reality! 🎉 Book a video consultation with me to get personalized guidance for your big move, or check out my super affordable, self-paced class to learn key steps and strategies for relocating abroad. Let’s make it happen!* Consulting Information: Discover how I can help make your move abroad smoother and stress-free.* Work With Me: I offer personalized á la carte consultations and ridiculously affordable packages to fit your needs!* My Class: Learn step-by-step strategies to move abroad on a budget—all at your own pace!LINKS FOR THE MOVE ABROAD SERIES, if you’re interested in moving abroad:* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate ChecklistOther Articles/Podcast Episodes:The Differences Between Portugal and the US—Part One.The Differences Between Portugal and the US—Part Two.The Differences Between Portugal and the US—Part Three.First Six Months of Living AbroadHow/Why I Ended up in PortugalLiving Abroad After Two YearsArchive of all my Articles and Podcast EpisodesThank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.I’m excited to help you make your dream of moving abroad a reality! 🎉 Book a video consultation with me to get personalized guidance for your big move, or check out my super affordable, self-paced class to learn key steps and strategies for relocating abroad. Let’s make it happen!* Consulting Information: Discover how I can help make your move abroad smoother and stress-free.* Work With Me: I offer personalized á la carte consultations and ridiculously affordable packages to fit your needs!* My Class: Learn step-by-step strategies to move abroad on a budget—all at your own pace!Helpful Resources and Links:The Differences Between Portugal and the US—Part One.My Apartment Video — before and after!First Six Months of Living AbroadHow/Why I Ended up in PortugalLiving Abroad After Two YearsIf you’re considering moving abroad I have a series of articles to help.Archive of all my Articles and Podcast EpisodesLINKS FOR THE MOVE ABROAD SERIES, if you’re interested in moving abroad:* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.Resources Mentioned in this Podcast Episode* My Apartment — before and after!* First Six Months of Living Abroad* How/Why I Ended up in Portugal* Living Abroad After Two Years* If you’re considering moving abroad I have a series of articles to help.* Archive of all my Articles and Podcast EpisodesLINKS FOR THE MOVE ABROAD SERIES, if you’re interested in moving abroad:* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Support My Writing and/or Podcast!Want to Listen to or Read More from Expat on a Budget? Visit my Archive!You can read the entire article here.Resources Mentioned in this Podcast Episode* Why Portugal Article* Why I Left the US* The Negativity Loop—Solutions for Avoiding Negative Thinking* The Differences between Portugal and the US—part 1* Finding Community Article and Podcast EpisodeLINKS FOR THE MOVE ABROAD SERIES, if you’re interested in moving abroad:* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Support My Writing and/or Podcast by Signing up for my Free Weekly Newsletter!Resources:* You can read the entire article here.* Thought Stopping Techniques* Rubber Band Technique* Reframing* Negative Self-Talk* Mirror work, by Louis Hay* Hebbian Learning/TheoryWant to Listen to or Read More from Expat on a Budget? Visit my Archive!Thank you so much for reading! If you don’t want to become a paid subscriber (my articles are free) but enjoyed this article, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this article with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Support My Writing and/or Podcast!Want to Listen to or Read More from Expat on a Budget? Visit my Archive!You can read the entire article here 👇🏼👇🏼👇🏼Resources Mentioned in the Podcast Episode and the “Ginormous Resource List” Below.* Sentimental Item—Personal Story* Paper Minimizing* Why I Left the US* The HotSpot I Have* Project 333 by Courtney Carver* Using Ziplocks for Toiletries Instead of a Toiletry Bag* Craig’s List* Next DoorThe 45 Resources:I made a handy google spreadsheet with all the resources listed below here.Books:* My Favorite Book: Goodbye Things by Fumio Sasaki—I got it on kindle and audible and devoured it during my bathroom purge.* The Minimalist Home: A Room-by-Room Guide to a Decluttered, Refocused Life by Joshua Becker* The Joy of Less: A Minimalist Guide to Declutter, Organize, and Simplify by Francine Jay* Essentialism: The Disciplined Pursuit of Less by Greg McKeown* The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo* Digital Minimalism: Choosing a Focused Life in a Noisy World by Cal Newport* Soulful Simplicity: How Living with Less Can Lead to So Much More by Courtney Carver* Minimalism: Live a Meaningful Life by Joshua Fields Millburn & Ryan Nicodemus* Minimalism for Families: Practical Minimalist Living Strategies to Simplify Your Home and Life by Zoë Kim* The Art of Simple Living: 100 Daily Practices from a Japanese Zen Monk for a Lifetime of Calm and Joy by Shunmyo Masuno* L'art de la Simplicité: How to Live More with Less by Dominique Loreau (in English)* Hello Habits: A Minimalist’s Guide to a Better Life by Fumio Sasaki*I include Amazon affiliate links for books and products. Using them is not required and does not cost you anything extra but I greatly appreciate it, if you do. It’s a (free to you) way to help support my writing.YouTubers and Videos:* Before Extreme Minimalism Tour (apartment before and after)* Minimalist Apartment: Nate O’Brien* Getting rid of Paper Clutter* Anja—Extreme Minimalism : This is my favorite minimalist person on YT* A Day in the Life of a Minimalist—Matt D’Avella* Ashlynne Eaten—Minimalist Morning Routine* Break the Twitch—Anthony Ongaro* A Small Wardrobe—Patricia Mycyk* The Minimal Mom* Zero Waste Home—Bea Johnson (one of my favorite’s)Websites:* The Minimalists: I really like Josh and Ryan. Reading their website, adopting their minimalist games and challenges and listening to their podcast really helped me on my journey. Here are my favorite links from the Minimalists:* Our 21 day Journey into Minimalism* Start with the Easy Sh$t* The 30 Day Minimalist Game* Need, Want, Like* What is my Outcome?* Five Questions to Ask Yourself Before Buying’Other Websites:* Be More with Less* Exile Lifestyle* Leo Babauta, Zen Habits* RV Chickadee* MnmList* Goodbye Things: Fumio Sasaki’s Blog* Becoming Minimalist* No Sidebar* Miss MinimalistPodcasts:* The Declutter Hub* The Tortoise Podcast * The Minimalist Vegan Podcast* The Minimalists* The Art of DeclutteringGoogle Sheet with all the links above in one place!LINKS FOR THE ENTIRE MOVE ABROAD SERIES:* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2Thank you so much for reading! If you don’t want to become a paid subscriber (my articles are free) but enjoyed this article, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this article with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Support My Writing and/or Podcast!You can read the entire article here.Resources* Part 1 in the Move Abroad Series: Podcast, Article* Part 1 in Minimizing 12 Mistakes and Solutions: Podcast or Article* Learning a New Language: Article or Podcast* What is Aphantasia?* Article and Podcast Archive* Main Substack Page for Expat on a Budget* You can find my old/er podcast (live your dream and how to travel full time) here on my website.* Original podcast music by: Lucian MeislerThank you so much being a part of this adventure! If you don’t want to become a paid subscriber (all my articles remain free) but enjoyed this podcast, you can buy me a coffee here or simply share this podcast with a friend. Your support (in all ways) is greatly appreciated! If you’re on a budget (as am I) please like by clicking on the heart below and share this article with a friend. Your support (in all ways) is greatly appreciated! Want to Listen to or Read More from Expat on a Budget? Visit my Archive!—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Support My Writing and/or Podcast!Want to Listen to or Read More from Expat on a Budget? Visit my Archive!You can read the entire article here.ResourcesMeetup.com - in your area for tours, hiking groups, cooking groups, language groups, cycling groups, etc. (Plug in your hobbies and interests).Airbnb Experiences: I only use these when traveling.Internations (a meet up group specifically for expats): I’ve never been to one of their meet-ups but I’ve heard great things.Tours:(meetup, sandeman, freetoursbyfoot, guruwalk) - I’ve personally only used meetup and sandeman.Facebook Groups: Girl Gone International (different cities and regions).She Hit RefreshSearch for “Expat” + whatever country or city you’re in. Search for your city + your interests: for example I belong to a vegan group in my area and have made a lot of wonderful friends that way!Search for digital nomad + the city you’re in!Youtube/Instagram Expat Groups: For example the couple who started “Expats Everywhere” has a meetup here once a month. Classes: language classes, sports classes, your local climbing gym, surfing, ceramics, etc. — search for some of these on google maps.If you’re on a budget (as am I) please like by clicking on the heart below and share this article with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website.Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the full article here.Minimizing is one of the steps you will be embarking on in your living abroad adventure. While I currently have two full modules with over ten lessons dedicated to this in my upcoming class, I wanted to help you move forward right now.This article ended up being longer than I had anticipated so I’m breaking it up into two articles. I came up with twelve common mistakes people often make when they start this process and in this article we’ll cover the first six.Expat on a Budget is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Links:* Part 1 in Series: Podcast, Article* Article and Podcast Archive* Main Substack Page for Expat on a Budget* You can find my old/er podcast (live your dream and how to travel full time) here on my website.* Original podcast music by: Lucian MeislerThank you so much being a part of this adventure! If you don’t want to become a paid subscriber (all my articles remain free) but enjoyed this podcast, you can buy me a coffee here or simply share this podcast with a friend. Your support (in all ways) is greatly appreciated! ©Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

If you want to read the transcript, click on the tab above or look at the same artcile linked below!Links:* Part 1 in Series: Move Abroad: Podcast, Article * Part 2 (this one): Conquer Your Fears: in article form.* Language Learning: Podcast, Article* Article and Podcast Archive* Main Substack Page for Expat on a Budget* You can find my old/er podcast (live your dream and how to travel full time) here on my website.* Original podcast music by: Lucian MeislerThank you so much being a part of this adventure! If you don’t want to become a paid subscriber but enjoyed this podcast, you can buy me a coffee below or simply share this podcast with a friend. Your support (in all ways) is greatly appreciated! ©Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Thank you so much being a part of this adventure! You can click on the transcript tab above to read along and you can find the full article plus all the resources here!If you don’t want to become a paid subscriber but enjoyed this podcast, you can buy me a coffee below or simply share this podcast with a friend. Your support (in all ways) is greatly appreciated! For short, how-to, personal tidbits and informational vids on living in Abroad you can find me on TikTok.For photos of European life and travels follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.Original podcast music by: Lucian Meisler Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

—For the next two weeks I’ll post my travelogue on Substack (and newsletter). For now, please check out my list of resources below. If you want to see this article, click here. Otherwise, check out the transcript tab :) Resources:* Off season travel in Greece.* Best neighborhoods to stay in Athens.* Athens solo travel (as a single woman).* Athens solo travel with an itinerary.* Athens neighborhoods - another guide.* Is Athens safe for a solo female traveler?* Island Information from Santorini Dave - how to get from island to island, places to visit and fantastic overall advice about Greece!* Twenty beautiful white villages in Greece.* The most beautiful towns in Greece.* 47 of the most beautiful Greek Islands.* Ten islands to visit instead of Santorini.* Ten days in Greece - itinerary. (This is the one I used and imo it was far too pricey.)* The towns of Santorini guide.* Santorini map.* 14 things to do in Santorini.* Best sunset viewing spots in Santorini (I should have read this one prior to spending 3 hours looking for a spot)* Milos - 12 things to do.* Where to stay in Crete.* How to get from Heraklion to Chania in Crete.* Chania youtube video.* Pack for a Crete road trip.* Guide to driving in Crete.* Crete car rental booking.* Greek ferries guide - super helpful!* To book your ferries in advance. * Ferry Scanner or Ferry Hopper - I used Ferry Hopper and love their app which shows you in real time where your ferry is. While I would recommend this during the summer/high season, I found it more of a hinderance during shoulder season. A well-traveled couple I met suggested purchasing your ticket for your next destination when you arrive in the new port. So for example once you arrive in Mykonos, purchase your ticket for Paros if you’re going there next.* Another ferry option.* Welcome Pickups App - to book ahead for airport pick up or drop off.* Bounce Luggage Storage App - safe and affordable places to store your luggage.*** This contains a few affiliate links. Using my affiliate links is not required and does not cost you anything extra but I greatly appreciate it, if you do. It’s a (free to you) way to help support my writing.Thank you so much for reading! If you don’t want to become a paid subscriber but enjoyed this article, you can buy me a coffee below or simply share this article with a friend. Your support (in all ways) is greatly appreciated! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Links to Resources Mentioned in this Podcast Episode: Language Learning Article or PodcastBuying Furniture in Portugal ArticleTrauma Healthcare in Portugal Article or PodcastSerenity Health Concierge Service in PortugalFinding Community Abroad ArticleFirst 6 Months as an Expat/Living Abroad ArticleThank you so much being a part of this adventure!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.Original podcast music by: Lucian MeislerLiving Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly AnneThank you so much for listening! If you don’t want to become a paid subscriber but enjoyed this podcast, you can buy me a coffee below or simply share this podcast with a friend. Your support (in all ways) is greatly appreciated! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can find the full article with all the links here.Living Abroad on a Budget is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Thank you so much being a part of this adventure!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.Original podcast music by: Lucian MeislerThank you so much for reading! If you don’t want to become a paid subscriber but enjoyed this article, you can buy me a coffee below or simply share this article with a friend. Your support (in all ways) is greatly appreciated! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can find the full article with all the links here.The google spreadsheet, also with all the resource links is here.Expat on a Budget is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Thank you so much being a part of this adventure!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.Original podcast music by: Lucian MeislerThank you so much for reading! If you don’t want to become a paid subscriber but enjoyed this article, you can buy me a coffee below or simply share this article with a friend. Your support (in all ways) is greatly appreciated! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Click on the transcript link for the transcript or check out my blog. Thank you for listening!Thank you so much being a part of this adventure!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.Original podcast music by: Lucian MeislerThank you so much for reading! If you don’t want to become a paid subscriber but enjoyed this article, you can buy me a coffee below or simply share this article with a friend. Your support (in all ways) is greatly appreciated! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

I’m keeping these episodes short so you can easily fit one into your busy day!You can find the full transcript for this episode above on the 3rd “transcript” tab!Please consider subscribing so you don’t miss anything :) It’s free!Thank you so much being a part of this adventure!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.Original podcast music by: Lucian Meisler Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

This episode is about achieving your dreams. Not just a dream of traveling, though I do touch on that as well, but other dreams too. With real life examples :)I’m keeping these episodes short so you can easily fit one into your busy day!You can find the full transcript for this episode above on the 3rd “transcript” tab!Please consider subscribing so you don’t miss anything :) It’s free!Thank you so much for going on this adventure with me!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.Original podcast music by: Lucian Meisler - https://soundcloud.com/user-889782478 Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

This episode is an encouragement episode about doing the thing (or things) you’ve always wanted to do so you have no (or less) regrets. I use my personal examples and real life examples from a close friend and people in my family. While several of the examples are about travel, others are about following dreams and passions (like ceramics). This philosophy can be applied throughout life in everything you do. If you never try, you’ll never know if it’s something you will love or something that’s just not right for you. And the beauty of it? Both are okay!I’m keeping these short so you can easily fit an episode into your busy day!You can find the full transcript for this episode above on the 3rd “transcript” tab!Thank you so much for going on this adventure with me!I'd love your support through a (free) subscription to get my weekly articles and podcast delivered to your inbox or a like or a comment!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.I welcome reader interaction so if you have questions or just want to say hi, please do! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

In this episode I talk about why I personally chose to move from the United States to Portugal. I talk about this in more detail with resources and ideas for your expat move, travel or nomading in my blog here on substack!I’m keeping these episodes short so you can easily fit one into your busy day!You can find the full transcript for this episode above on the 3rd “transcript” tab!Please consider subscribing so you don’t miss anything :) It’s free!Thank you so much for going on this adventure with me!For short, how-to, personal tidbits and informational vids on living in Portugal you can find me on TikTok.For photos of Portugal and travels (including vanlife) please follow on instagram.My old/er podcast (live your dream and how to travel full time) is on my website.I’d love to hear from you! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

A brief intro into who, why, what and where - Expating in Portugal as a Solo Female from the United States. Transcript included. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe